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Menu
 * Get Started
   * RV Loan Application
   * Boat Loan Application
 * RV Loans
   * Good Credit RV Financing
   * Bad Credit RV Financing
   * RV & Motorhome Refinancing
 * Boat Loans
   * Good Credit Boat Financing
   * Bad Credit Boat Financing
   * Boat Refinancing
 * FAQ
 * Reviews
 * Blog
 * My Account
 * Contact


RV & BOAT LOANS FOR ALL CREDIT TYPES


GET RV LOANS AND BOAT LOANS
FROM MY FINANCING USA

We search nationwide for the best RV and boat financing programs.


Trustpilot

Apply Online In 5 Minutes




NATIONWIDE
LOW RATES

We search nationwide for the best rv and boat loan rates and terms for you. Even
if you have past credit problems.




PROTECT
YOUR CREDIT

We reduce inquiries sometimes to zero by pre-qualifying you and only sending you
to one matching lender at a time.




FAST, EASY
APPROVAL

Sign and submit your documents right from your smart phone and we can have your
application funded in as little as 48 hours!


OUR PROCESS IS 100% ONLINE.


Get Started

It's time to have fun and do something for yourself. Getting a boat or
recreational vehicle (RV) offers you the chance to spend time with your family
on an unforgettable vacation, take a trip with friends, or carve out your own
getaway. If you've always dreamed of owning a boat or RV but thought that dream
was out of reach, we can help you.

My Financing USA offers RV, boat and motorhome financing services throughout the
contiguous United States. We provide a straightforward and secure application
process that takes just a few minutes to complete. Unlike many lenders, we work
with good and bad credit scores. We search for the best RV and boat loan
programs based on your specific needs, eliminating all the guesswork and
excessive credit inquiries.

Since we offer boat and RV loans specifically, we can find you better programs
with lower rates than you'll receive when you work directly with a dealer. After
you finish your application, you consult with an actual person from our team. We
discuss your goals and expectations before we submit anything to a vendor. Our
team completes all our closings online through DocuSign, so our services can
help you avoid shuffling your schedule for meetings and paperwork.

Take the first step toward achieving your dream of RV or boat ownership with
us. Submit your loan application today. 


WHY CHOOSE MY FINANCING USA?

When you apply for boat or RV financing with us, you enjoy many benefits,
including: 

Low rates: We comb the country to find the best RV and boat financing for your
unique needs. 
Credit protection: We prioritize protecting your credit by pre-qualifying you
and reduce inquiries by sending you to one matching lender at a time.
Easy approval: You can fill out your application on your smartphone and receive
funding within as little as 48 hours. 

Have past credit problems? That's no problem — we still want to work with you.
With our prequalification process, you know how much you can afford when you
shop for your RV or boat. We help you look for the best deal, so you can feel
confident that the financing will be a breeze. 


See If I Qualify



APPLY FOR FINANCING ONLINE

Our process takes place entirely online, offering the convenience you desire. It
takes just three easy steps: 

 1. Apply: Submit your information using our DigiCert Norton VeriSign Secured
    website.
 2. Get a match: Once we've verified your information, we find the best
    nationwide boat or RV loan program.
 3. Sign: Complete the closing documents on your smartphone.

You could receive a check in hand to cover your new boat or RV within
days. Apply with My Financing USA today, and you could be out on the water or
rolling down the highway before you know it. 


CONTACT US TODAY TO LEARN MORE

Avoid the often steep payments and unfavorable conditions that come with a
personal loan. Talk to a real person for a personalized experience that
simplifies the borrowing process. When you pay for your boat or RV using My
Financing USA, you enjoy an efficient, easy-to-navigate process. Contact us
today to discuss your options and learn more. 


OUR PROCESS IS EASY

1

APPLY ONLINE

Use our DigiCert Norton VeriSign Secured website to submit your information.

2

WE FIND YOUR MATCH

We verify your information and match you with the right nationwide RV or boat
loan program.

3

SIGN & DRIVE!

Sign your closing docs right from your phone then pick up your RV or boat with a
check in hand.


Apply In 5 Minutes


OUR CUSTOMERS LOVE US

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See Our Reviews

Get Started


BY THE NUMBERS...




17

Years In Business




41

Team Members




233,041

Customers




$4,942,428,683

Applied For


COMPARE OUR RV & BOAT LOAN PROGRAMS

BAD CREDIT FINANCING PROGRAM

 * Rates Between 6.95% and 17.99%
 * 550 Minimum Score
 * Must Be Above $10K
 * 10% Down Preferred
 * 2010 or Newer Models (Older case by case)
 * Recreational Use Only
 * Past Bankruptcy OK
 * Some Collections or Late Payments OK
 * Debt Ratio Under 40%


Learn More

Get Started

GOOD CREDIT FINANCING PROGRAM

 * Rates Between 3.49% and 7.95%
 * 680 Minimum Score
 * Must Be Above $10K
 * 15% Down Preferred
 * 2010 or Newer Models (Older case by case)
 * Recreational Use Only
 * No Bankruptcies
 * No Recent Late Payments
 * Debt Ratio Under 45%


Learn More

Get Started


A COMPANY YOU CAN TRUST

RV INDUSTRY ASSOCIATION MEMBER

We are a contributing and accredited member of the RVIA.


Visit RVIA.org

NORTON VERISIGN SECURED

Our online application is secured with the most trusted name in online security.


Norton Profile

A+ BBB RATING

We have the highest possible rating from the Better Business Bureau.


BBB Profile

Secure Online Application



 * Get Started
 * RV Loans
 * Boat Loans
 * About
 * Reviews
 * FAQ
 * My Account
 * Contact
 * Blog

 * Dealers
 * Join Our Team
 * RV Financing Rates & Terms
 * RV Loan Calculator
 * Boat Financing Rates & Terms
 * Boat Loan Calculator



1205 E Washington St Ste 103, Louisville, KY 40206

Program APR ranges from 3.49% to 17.99% and are based on credit score, amount
financed, amount of down payment, age of unit, state of residence, and term of
the loan among other factors. Our service fee ranges from $0 to $495 at closing
and is financed into the loan amount. There is no fee to qualify or find
matching lenders unless you close with that lender through My Financing USA.
Rates are subject to change anytime.

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