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1-877-276-5550

 * Promote and protect a healthy mortgage lending environment in Texas.

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 * Agency Information↓
   * About Us
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 * Thrift Regulation↓
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Press Release: Settlements over SAFE Act Education Requirements
January 18, 2022
Press Release: New Commissioner Appointed
January 10, 2022
Adopted Rules Notice: Wrap Mortgage Loans
Effective January 8, 2022
Finance Commission Meeting
April 22, 2022
Press Release: Settlements over SAFE Act Education Requirements
January 18, 2022
Press Release: New Commissioner Appointed
January 10, 2022
Adopted Rules Notice: Wrap Mortgage Loans
Effective January 8, 2022
Finance Commission Meeting
April 22, 2022
Press Release: Settlements over SAFE Act Education Requirements
January 18, 2022
Press Release: New Commissioner Appointed
January 10, 2022
Adopted Rules Notice: Wrap Mortgage Loans
Effective January 8, 2022
Finance Commission Meeting
April 22, 2022
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CONTACT US


JOBS


FORMS


MILITARY LICENSING


RECENT NEWS

March 17, 2022| Agency Information, Thrift Regulation


PRECOMMENT DRAFT AND STAKEHOLDER WEBINAR NOTICE: 7 TAC CHAPTERS 51 AND 52 RULE
REVIEW

Last Updated on March 25, 2022 The Department of Savings and Mortgage Lending
(SML or the Department) is considering changes to its rules... Read More →
Precomment Draft and Stakeholder Webinar Notice: 7 TAC Chapters 51 and 52 Rule
Review

February 23, 2022| Mortgage Origination, Mortgage Servicing


MORTGAGE LICENSING PHONE BANK CLOSED MORNING OF FEBRUARY 24, 2022

Last Updated on February 24, 2022 Due to Agency-Wide Training on February 24,
2022, the Mortgage Licensing section will be answering... Read More → Mortgage
Licensing Phone Bank Closed Morning of February 24, 2022

January 27, 2022| Mortgage Origination


PRECOMMENT DRAFT NOTICE: HOME EQUITY – BUSINESS DAY DEFINITION

Last Updated on February 8, 2022 The Joint Financial Regulatory Agencies (Texas
Department of Banking, Department of Savings and Mortgage... Read More →
Precomment Draft Notice: Home Equity – Business Day Definition

January 18, 2022| Mortgage Origination


PRESS RELEASE: SETTLEMENTS OVER SAFE ACT EDUCATION REQUIREMENTS

Last Updated on January 18, 2022 The following press release, issued by the
Conference of State Bank Supervisors (CSBS), was recently... Read More → Press
Release: Settlements over SAFE Act Education Requirements


View all News


UPCOMING EVENTS

 * Memorial Day - Agency Closed
   May 30, 2022
 * Finance Commission Meeting
   June 24, 2022
 * Independence Day - Agency Closed
   July 4, 2022
 * Finance Commission Meeting
   August 19, 2022
 * Finance Commission Meeting
   October 21, 2022

See more events


DEPARTMENT OF SAVINGS AND MORTGAGE LENDING


WHAT WE DO

The Department of Savings and Mortgage Lending is an agency of the State of
Texas and is subject to the oversight and under the jurisdiction of the Finance
Commission of Texas. The Department has two key areas of regulatory
responsibility:  the chartering, regulation and supervision of the state’s
thrift industry; and the licensing/registration and regulation of the state’s
mortgage industry. These two areas of responsibility cover the vast majority of
residential mortgage lending in Texas.

More About The Department

0
State Agency Established in Texas
$ 0 B+
Combined Assets Regulated in State Chartered Savings Banks
0 k+
Residential Mortgage Loan Originators Regulated in Texas
0 +
Mortgage Related Entities Regulated throughout Texas



Department of Savings and Mortgage Lending
Hector Retta, Commissioner

2601 N. Lamar, Suite 201,
Austin, TX 78705
1-877-276-5550
smlinfo@sml.texas.gov


SAVINGS AND MORTGAGE LENDING

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 * Fraud Policy
 * Website Accessibility Policy
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 * Compact With Texans
 * Texas Finance Commission


STATE OF TEXAS

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QUICK LINKS

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PROMOTE AND PROTECT A HEALTHY MORTGAGE LENDING ENVIRONMENT IN TEXAS.


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reserved. Site by Presley Design Studio.
External links to other sites are intended to be informational only and do not
have the endorsement of the Department of Savings and Mortgage Lending.

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