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Advertisement 22 WAYS FOR SENIORS TO SAVE A LOT OF MONEY By Jacob Daniels September 26, 2021 Senior citizens are amongst the most savvy when it comes to saving and spending their money. According to the statistics, seniors own more homes and enjoy more vacations than any other age group. We want to help you take advantage of the many discounts and deals available so you can continue to enjoy your retirement and live your life without any extra costs. There are tons of companies and programs that offer great discounts to those 50 and older. However, many of these deals are still unknown. We spend countless hours compiling this list so you can continue living the way you want to live and save money while doing it. So please, enjoy our list and please share this with others you know might be interested. -------------------------------------------------------------------------------- 1. Born Before 1964? Get $3,840/Year Off Your Mortgage With The Lucrative “RaTO” Program Another program unknown to most homeowners is an amazing program called Rate and Term Option (RaTO) that could benefit millions of Americans and reduce your payments by as much as $3,840 per year! You can bet the banks aren’t too thrilled about losing all that profit and probably secretly hope homeowners don’t find out before the rules change. So while the banks happily wait for this program to end, experts are making a nationwide push and urging homeowners to take advantage of this amazing program. This program is currently active as of 2021, but as everything the rules may change soon. If lowering your payments, paying off your mortgage faster would help you, it’s vital you act now and see if you could qualify for RaTO or a better rate in today’s marketplace. Click Here To Learn More About RaTO Click Here To Learn More About RaTO -------------------------------------------------------------------------------- 2. SENIORS CAN GET OUT OF DEBT WITHOUT A LOAN. HERE'S HOW One of the hardest hit populations from the 2008 debt crisis and, of course, the 2020 pandemic were senior citizens. We are now witnessing a potential debt crisis with millions of seniors struggling with credit card debt, loan debt, tax debt, or other kinds of debt. This is unacceptable and there is a way out. It's very simple and will take you less than a minute to see if you qualify. With tens of millions of seniors taking jobs in retirement, living pay check to pay check, or on a fixed income, our seniors simply deserve better. If you have over $5,000 in credit card and/or personal loan debt, then this program is perfect for you. Check now: Senior citizens are seeing if they qualify to reduce their unaffordable debt. There is absolutely no cost or credit check to see if you qualify. Click here to find out if you qualify » Click Here To Get Out Of Debt Without A Loan » Click Here To Get Out Of Debt Without A Loan » -------------------------------------------------------------------------------- 3. Miracle Sheets™️: Literally The Cleanest Sheets Ever Invented A once tiny company called Miracle™️ has invented, get this, self-cooling and self-cleaning sheets. The reason they were once "tiny" is because these sheets are selling out everywhere and the company is growing exponentially as a result. These sheets can only be found here. Miracle sheets are literally the cleanest sheets ever invented. Their sheets are made with an advanced all-natural silver infused cotton fabric that fights 99% of bacteria. Silver also has temperature regulating properties, so the sheets are constantly cool. No sweat, no bacterial build up, no heat. Simply amazing. Luxury hotels and Airbnb are quickly jumping on board, and both are reporting more 5 star reviews as a result. Click here to read more about Miracle Sheets, including reviews and other testimonials. URGENT: Due to the world's continued need for bacteria fighting products, these sheets keep selling out. We highly recommend reserving some now before they go on back order. Click Here To Get Miracle Sheets Click Here To Get Miracle Sheets -------------------------------------------------------------------------------- 4. Get A Stay At Home Massage With Neck Relax As we get older, random neck and back pain simply become a reality that many of us have to face. A lifetime of standing or sitting will eventually catch up to us and leave us scrambling for solutions. Neck Relax is a state-of-the-art portable neck massager that relaxes tension and alleviates pain. Whether at home or the office, Neck Relax literally acts as a mobile massage therapist that allows for fast relief no matter the scenario. Even if you don't experience teeth grinding neck pain, it's a great gadget if you don't feel like spending a fortune to get a massage. Click here or the button below to check out Neck Relax Learn More About Neck Relax Learn More About Neck Relax -------------------------------------------------------------------------------- 5. ClipperPro - The High Quality, Easy Way To Cut Nails For Seniors, Kids And Anyone Who Wants Beautiful Nails! The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made mass-produced nail cutting clippers are little more than toys. ClipperPro is an extremely high-quality nail cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, tough nails will cut like butter and not hurt your hands! Click Here To Get Clipper Pro Click Here To Get Clipper Pro -------------------------------------------------------------------------------- 6. Sera CBD Gummies: Nature's Solution To Chronic Pain & More Do you suffer from any of the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, you probably already know the problems they can cause. Lucky for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable and they taste great! Join millions of other seniors. Take your life back today >>> Click Here To Learn More About Sera CBD Gummies Click Here To Learn More About Sera CBD Gummies -------------------------------------------------------------------------------- 7. SAVE UP TO 70% ON LIFE INSURANCE Many senior citizens have a hard time qualifying for a new policy once they reach a certain age. The best way to get the cheapest life insurance policy possible is to compare quotes from multiple carriers. Luckily, National Family will automatically use your information to find you the best life insurance policy for your needs at much lower prices. Check Now: Seniors can still get a $250K policy for as low as $15 per month! Remember, it doesn't matter what age you are, affordable coverage is available by clicking here, or the button below. Click Here To Save On Life Insurance » Click Here To Save On Life Insurance » -------------------------------------------------------------------------------- 8. Doc Sleeves™️: Relieve and Protect Your Knees From Pain. All-natural, Instant Results Are you or your family one of the 100 million people suffering from chronic knee pain? Spare yourself from the doctor visits, risky surgeries, and pain medications, and strap on Doc Sleeves instead! This innovative compression knee sleeve is the affordable solution to relieving pain and there's no surgery or medication needed. Doc Sleeves protect your knees with proper shock absorption, joint support, and advanced stabilization technology to ensure you can keep moving pain free. Click here or the button below to read more. Get Doc Sleeves Today and Save up To 50% Get Doc Sleeves Today and Save up To 50% -------------------------------------------------------------------------------- 9. Why Are So Many Seniors Snapping Up This $49 Smartwatch? This easy to use smartwatch has gone viral across the United States. It's selling out and we wanted to find out why... Forever, big tech companies have been ripping their customers off with outrageous prices on new gadgets. These product come to market with barely any new features and higher prices. But now, one tech startup is turning the $5 billion smartwatch market upside down. This company is KoreTrak and it's found a way to offer feature packed (even geeks agree) smartwatches at a fraction of the price to consumers. Click here to continue reading... Click Here To Get KoreTrak™️ Click Here To Get KoreTrak™️ -------------------------------------------------------------------------------- 10. PetBall: An Genius Invention Made For Pet Lovers, By Pet Lovers If you’re a pet owner, then you know just how much your dog or cat craves your love and attention. It’s easy to give them that when you’re at home. But how can you make sure your pet feels loved and cared for when you’re away for hours at a time? Don’t you hate the thought of them feeling alone and abandoned? PetBall is a US-based startup that’s created a solution for you to keep your pet engaged and happy all day long, even when you’re not at home! It's really quite genius. Click here to keep reading and to lock in your exclusive 50% discount while supplies last... Click Here To Get Yours At Up To 50% Off Click Here To Get Yours At Up To 50% Off -------------------------------------------------------------------------------- 11. Starscope Monoculars - Better Than Any Top Selling Telescope This mini telescope is quickly selling out as we approach closer to Christmas time. With military-grade magnification, these monoculars carry the same technology as your standard $3000 telescope and they fit in the palm of your hand. The best part is they take no time to set up and only cost $49. Act now because these things are selling fast. Click Here To Get Yours Today Click Here To Get Yours Today -------------------------------------------------------------------------------- 12. GRAB A BITE TO EAT FOR LESS Many restaurants offer senior discounts, but don't advertise it. The best advice we can give is to always ask. The worst they can say is no. The best thing that can happen? Savings! Here is a list of national chains we know offer discounts to senior citizens. There are a few tricks you need to know. So read through this list thoroughly or better yet, print it out. You never know when it may come in handy. Again, wherever you go to eat, always ask. Bon appetit! Applebee's gives a 10% discount (reduced from 15%) to seniors age 60 and over who have the Applebee's Golden Apple Card. Arby's gives 10% off for ages 55+. Back Yard Burgers has a 10% senior discount for your order at participating locations, reasonably certain the age is 55 and over.. Burger King has a 10% discount for ages 60+, and additional discounts on coffee and soft drinks. As of Oct. 2015, though, Burger King may be like Denny's, i.e., some stores give discounts and some don't. Chili's is 10% off for ages 55+. Denny's gives 10% off for age 55+. They will make it 20% off if you are an AARP member. As of 2014, each franchise owner was making his/her own decisions regarding this, so your results may vary. Dunkin' Donuts does 10% off for ages 55+. Or a free donut (doughnut) when buying coffee. IHOP is 10% off for ages 55+. Jack in the Box has a 20% beverage discount for seniors age 55 and over. Though again, as of August 2013, the Jack-in-the-box discount may not be a sure thing. KFC will give you a free small drink with a meal if you are 55+, although again, it’s reported some KFC's will and some won’t. Long John Silver's has various discounts for 55+. Depends on location, so your results may vary. McDonald's has discounts on coffee and soft drinks for the 55+ crowd. Outback Steakhouse has a 15% senior discount, age demarcation unknown. Roy Rogers Restaurants gives a 10% discount for seniors, age demarcation unknown. Sonic gives a choice of free beverage or 10% off for folks 60 and older. Subway is 10% off for ages 60+; though at least occasionally, a store owner will deny the discount, either because they are uninformed or because of individual franchise policy. Taco Bell is 10% off, apparently up from the former 5%; plus free beverages. Age requirement is 65 and over. Discount may be franchisee specific. Wendy's is 10% off for ages 55+, though at least one Wendy’s in Topeka, Kansas gave a free drink in place of the 10% discount. Not known if this is the new policy or a franchisee-specific incident. -------------------------------------------------------------------------------- 13. SAVE BIG ON AUTO INSURANCE With auto insurance, many seniors think they are paying the lowest possible rate, but are they really? If you pay more than $50 per month and have had a clean driving record in the last 3 years, chances are you are probably overpaying and could secure a lower rate. The best way to find out is by comparing quotes from multiple insurers. It is simply the best way to find out if you are paying the least possible. Age and other factors also play a role, but that doesn't mean you won't significantly save by quickly comparing quotes. This method of saving is simply not being taken advantage of more frequently. With Coverage Hunter, all you need to do is fill out a simple form and you will receive quotes instantly. Start saving today with Coverage Hunter. Click Here To Save On Auto Insurance Click Here To Save On Auto Insurance -------------------------------------------------------------------------------- 14. Starscope Monoculars - Better Than Any $3000 Telescope You've got see this thing to believe it. It's a pocket sized monocular (mini telescope) that has the same technology as full-sized telescopes that run $3000 or more. The best part? It's only $49. Once you see it, we're sure you or someone know will want it. Click here to check it out. Click Here To Read More About The Starscope Monocular Click Here To Read More About The Starscope Monocular -------------------------------------------------------------------------------- 15. Pick Up $1000's Every Thursday With This Amazing Investment Method Do you want a chance to put $2,500, $5,000, $10,000 or more in your pocket every Thursday depending on the size of your stake? Andrew Keene is a top income expert who shows everyday Americans how to protect and grow their wealth. Keene offers his analysis and recommendations by way of subscription through his Project 303. With this subscription, you’ll have everything you need to set yourself up for a shot to make thousands of dollars every Thursday for as long as you’d like… all while having more fun “working” than you’ve ever had in your life. Learn More About Andrew Keene's Brilliant Investment Method Learn More About Andrew Keene's Brilliant Investment Method -------------------------------------------------------------------------------- 16. InflateR - One-Click Pump Inflates Tires In Minutes & More When I came across this new car gadget called the InflateR, I knew it would be a great gadget for just all senior citizens with cars, and perfect for just about anyone that has a car for that matter. InflateR is a small and compact, completely wireless device that can pump tires in just minutes. It comes with a nozzle that plugs into the top of the device and into the tire. The moment you plug it in, you’ll see your current tire PSI on the LED screen. Set the PSI on the base of the device and hit the power button, InflateR will instantly start inflating the tire up to the set PSI. Once the set PSI amount hits, the InflateR will shut off automatically, meaning you can start it, set it down and get back to what you were doing before-hand. It even doubles as a power bank, which means you can use it to charge your phone while you're driving! Click here or the button below to learn more. Learn More About InflatR Learn More About InflatR -------------------------------------------------------------------------------- 17. EverBlade™️ - Self-sharpening Chef's Knife Guarantees A Lifetime of Sharp Cuts Kitchens drawers everywhere are filled with dull, dangerous, underperforming knives that aren’t worthy of the men and women who use them. The Solution: EverBlade™️ EverBlade™️ is a professional blade for those who appreciate genuine quality and know their way around a kitchen. EverBlade™️ literally NEVER dulls. Ever. You’ll get a lifetime of razor-sharp performance that will have you slicing and dicing like the most proficient master chef. EverBlade knives are designed with the finest German steel which makes these exceptional blades not only corrosion and rust resistant, but also extremely flexible so it won’t crack or chip as easily. Click here to claim your exclusive 50% reader discount >>> Get Your EverBlade at 50% Off Get Your EverBlade at 50% Off -------------------------------------------------------------------------------- 18. SAVE ON DUNKIN DONUTS AND COFFEE I love Dunkin Donuts; it's delicious and an American staple that serves more than 3 million customers daily at more than 8,500 locations in 41 states and more than 3,200 locations in 36 other countries. Dunkin Donuts now offers seniors aged 55 and older a free donut when they purchase a large coffee. The deal varies by location and might work with a large soft drink, as well. Some locations require an AARP membership and some locations won't offer a discount, so check first. -------------------------------------------------------------------------------- 19. PowerPod - Your Phone's Lifesaver Have you ever been out an about and notice that your phone is about to die? Power Pod is a genius invention, it is a micro battery that is small enough to carry around with you, and just powerful enough to charge your phone. Why carry a huge battery, when all you need is a charge before you get home? Power Pod is rechargeable, and can be used thousands of times when you really need to keep that phone alive. Click here to get your 50% exclusive senior reader discount >>>> Click Here To Get Your Power Pod >> Click Here To Get Your Power Pod >> -------------------------------------------------------------------------------- 20. Get Cheaper Homeowners Insurance (Save Up To 33%) We’ve partnered up with one of the top companies in America to help senior homeowners save up to 33% on homeowners insurance. Homeowners insurance is priceless, in that it protects one of life's biggest investments, your home. Many seniors don't realize there are comparison companies out there that will get you the best policy possible for your needs, at the price you need. Our partner, Smart Homeowners Insurance is THE best site to compare homeowners insurance quotes. You can seriously save up to 33% by taking just a few minutes to provide your basic information. Simply click here or the button below, and get the savings you deserve! Get Cheaper Homeowners Insurance Today Get Cheaper Homeowners Insurance Today -------------------------------------------------------------------------------- 21. CUT UP TO $48K OFF YOUR MORTGAGE Still unknown to many seniors is this brilliant Congress mortgage program that could lower your payments by as much as $3,252 per year! You could bet the banks aren't too thrilled about losing all that profit and might secretly hope homeowners don't find out before time runs out. This program could expire at any time, but the good news is that once you're in, you're in. If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it's vital you act now and see if you could qualify for a better rate in today's marketplace. URGENT: So many senior homeowners could still benefit today, but sadly, many perceive this program to be too good to be true. Remember, there's absolutely NO COST to see if you qualify. See if you qualify now before this program is gone... Click To See In 60 Seconds If You Qualify » Click To See In 60 Seconds If You Qualify » -------------------------------------------------------------------------------- 22. Free Gold Investment Guide - Help Protect Your IRA Or 401(K) By Learning How To Invest In Physical Gold (Free Investors Guide) With the uncertainty of the US Economy never greater, now is the time to diversify your portfolio with physical gold.. Get your FREE Guide now! Included in your FREE guide: - Learn about gold and silver IRAs - Better Understand today's market - Benefits of diversifying your portfolio Click here or the button below to get your free guide in just a few seconds. It's that easy. No obligation, no sensitive information needed to get your free guide. Get Your Free Guide Now Get Your Free Guide Now -------------------------------------------------------------------------------- 23. AirPhysio™️: Strengthen Lungs and Airways Naturally AirPhysio is a patented, award-winning device that uses Oscillating Positive Expiratory Pressure (OPEP) to naturally improve your breathing.1 When you exhale through the device, a positive pressure is created in your lungs, which loosens mucus from the airway walls so you can cough it out naturally – allowing you to finally breathe again. After using AirPhysio once, you'll see why our customers describe it as "life-changing". Click here to learn more.. Click Here To Learn More About AirPhysio™️ Click Here To Learn More About AirPhysio™️ -------------------------------------------------------------------------------- 24. AMTRAK - 10% OFF FOR THOSE 65 AND OLDER Amtrak is one of America's most famed and used railroad service. It boasts 21,000 route miles in 46 states, the District of Columbia and three Canadian provinces, and delivers more than 300 trains daily to hundreds of destinations -- traveling at up to 150 miles per hour. Offered exclusively, Amtrak is offering 10% off most rail fares on most Amtrak trains to those 65 and older. You only have to be 60 or older to get 10% off fares on cross-border voyages operated by Amtrak and VIA Rail Canada. If you take six train rides per year at an average price of $150 each, you can save $90 annually. -------------------------------------------------------------------------------- Quick Links: * Save Up To $48K On Your Mortgage. See if you Qualify In 60 Seconds. * Get A Free ADT Home Security System With FREE $100 Visa Gift Card ($950+ Value) * Save BIG On Life Insurance! * Get Out of Debt Without A Loan. See If You Qualify * Save $1000's On Your Auto Insurance * Forget Bitcoin. This "microcurrency" can make you 30 times more! -------------------------------------------------------------------------------- You may also like... 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