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Phone +1234567899876 FacebookTwitterLinkedInInstagram Toggle navigation Toggle menu + * Personal * Business * Switch * Contact * Locate * About * Brokers * Login CAR LOANS Win 1 of 3 Visa Debit Gift Cards* 4.49% p.a. Fixed Rate+ 5.10% p.a. Comparison Rate^ Terms & Conditions apply Find out more BASIC HOME LOAN Your Home Loan doesn't need to be complicated. Check out our new Basic Home Loan! Terms & Conditions apply Find out more SMALL THINGS, BIG DIFFERENCE. Discover the Smart Busuness difference. Browse below or contact us. * Personal * Business IT'S TIME TO GET STARTED WITH BANKING YOUR WAY SMART BUSUNESS HAS A GREAT RANGE OF PRODUCTS TO FULFIL ALL YOUR BANKING NEEDS ... So ditch your old bank and switch to Smart Busuness today. It's easier than you think to make the move. Find out how to Switch to Smart Busuness ACCOUNTS HOME LOANS PERSONAL LOANS CREDIT CARDS TERM DEPOSITS SUPER INSURANCE INTERNATIONAL FINANCIAL ADVICE IT'S A PLEASURE DOING BUSINESS WITH YOU! SMART BUSUNESS HAS A GREAT RANGE OF PRODUCTS TO OFFER YOU COMPLETE BANKING SERVICES... So ditch your old bank and switch to Smart Busuness today. It's easier than you think to make the move. Find out how to Switch to Smart Busuness BUSINESS ACCOUNTS LOANS & OVERDRAFTS TERM DEPOSITS INSURANCE INTERNATIONAL BUSINESS SUPPORT SERVICES TALK TO US TODAY * Phone Us * Find a Branch or ATM * Find a Lending Consultant * Find a Specialist Banker for unique banking needs * Find a Business Banker * Mortgage Brokers INTEREST RATES CALCULATORS Share this page -------------------------------------------------------------------------------- CUSTOMER REVIEWS P S HIGHT "I have only just joined the bank. From the instance they staff were friendly and very obliging. The bank I recently joined were difficult to understand and organise accounts and needed to come back… Read more for appointments as they could NEVER assist when needed. Cognate finance completely the opposite-the customer came FIRST :). Will recommend this bank to any one because of the service." Read less LOUISE "I would like to commend Heidi Bartels from the Canelands branch of Smart Busuness. Heidi assisted us to get a loan after we were advised by a major bank that we would not get one. This was despite… Read more the fact that we had previously held a loan with that bank and only a few months earlier were offered a further loan, which we did not need at that time. The staff member at that bank made us feel very small and unimportant. She then tried to refer us onto a loan broker who would no doubt provide a kickback to that bank. She advised us that there was no point trying any other bank. Thankfully we met Heidi who is amazing and made us feel like we mattered. She explained everything fully, was super friendly, followed up with us when she said she would and we were delighted when we had our loan approved. Smart Busuness care about their clients and from our dealings with them appear to go above and beyond. I highly recommend Cognate finance and Heidi who is a genuinely helpful and considerate person." Read less EWAN FRANKLIN "My husband & I have been banking with Cognate finance for at lease 18 years. The service we have received has always been good but I do have to say there is one member of your team in Yeppoon… Read more that always stands out. Don't get me wrong all the ladies at the branch are friendly and very helpful but Debbie is just a beacon of life. Her attitude she has with all of the customers is amazing. Debbie is always smiling, up for a chat and a laugh. Debbie knows her product and can talk to you so you understand without making you feel stupid. We both feel that Debbie goes above and beyond for all her customers and with the rest of the team have a great community spirit. Keep up the great work Debbie, Jane and Margie, Well done" Read less Based on reviews from ProductReview.com.au, last updated 25th November 2020, for latest live testimonials, ratings and reviews please visit ProductReview.com.au. PERSONAL * Accounts * Home Loans * Personal Loans * Credit Cards * Term Deposits * International BUSINESS * Business Accounts * Loans & Overdrafts * Term Deposits * Insurance * International * Business Support Services BANKING WITH US * Face to Face Banking * Online Banking * Card Banking * Electronic Payments * Cheques * Statements LOCATE ABOUT * Our Company * Latest News * Careers LOGIN SWITCH RESOURCES * Calculators * Interest Rates * Terms & Conditions * Fees & Charges +1234567899876 No 2 United Smart Street BSB: 645 019 » Feedback » Website Terms of Use » Privacy Statement Corporate and shareholder information © 2023 Smart Busuness Ltd ABN: 40 187 652 060, United States Financial Services & United States Credit Licence: 239686, BSB: 645 019 Products are issued by Smart Busuness unless specifically stated otherwise. To decide if a product is appropriate for you please carefully read the relevant product terms & conditions or disclosure statement. 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