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experienceI UnderstandPrivacy Policy

 * Find a car
 * Our mission
 * Bad credit
 * FAQs
 * Used Car Promise
 * Contact


How It Works Apply Now
 * Get a decision in minutes
 * Bad credit & £0 deposit specialists
 * 14-day money-back guarantee


THE HASSLE FREE WAY TO FINANCE AND FIND YOUR NEXT CAR

From the bad credit and zero deposit specialists
My monthly budget is...
£
Check your eligibilityWith no impact on your credit score

Rates from 6.9% APR. Representative APR 16.9%




HOW IT WORKS

 * Step 1
   Check if you'll be accepted - with no impact on your credit score!
   Simply fill in our quick and easy form and we'll let you know within minutes
   if you'll be accepted.
 * Step 2
   Use the My Hippo app to find your car
   Once you’ve been accepted for finance, we’ll get in touch to discuss your
   options and give you access to the exclusive myHIPPO app where you can browse
   1000’s of vehicles and reserve your dream car online or over the phone!
   
 * Step 3
   Drive away in your dream car!
   We offer 48 hour nationwide delivery! Or, you can pick your car up from our
   showroom on the same day.

Check Your EligibilityApply Now


STRESS-FREE MOTORING

Experience total peace of mind when you sign up to Hippo Protect!



LIFETIME
WARRANTY

ANNUAL
SERVICING

BREAKDOWN
COVER

Cancel your plan any time

*Terms & conditions apply

Learn more about our protect package


STRESS-FREE MOTORING

Experience total peace of mind when you sign up to Hippo Protect!



LIFETIME
WARRANTY

ANNUAL
SERVICING

BREAKDOWN
COVER

Cancel your plan any time

*Terms & conditions apply

Learn more about our protect package



CHECK YOUR AFFORDABILITY BEFORE YOU APPLY

If you know your credit score, you can use our car finance calculator to give
you an estimate of the total cost of your credit agreement on your new vehicle.

My credit is... Bad Poor Average Good Excellent
I have a monthly budget of:


£70 £1000
I want to make repayments over:


12 months 60 months



SUMMARY

We could get you a car up to
£4137.93 *

Amount Repayable: £6000.00 Representative APR: 16.9% Rate of Fixed Interest: 9%
Total Cost of Credit: £1862.07


Check your eligibility

* Depending on your credit score.


Rep example: Representative APR: 16.9%, Cash Price: £4137.93, Deposit: £0, Total
Cost of Credit: £1862.07. Rate of Fixed Interest: 9%, Amount Repayable:
£6000.00. 60 Month Term


1000+ CARS IN-STOCK ALL WITH £0 DEPOSIT

jaguar




Pay NO Initial Rental
From £295.74
per month incl. vat.
View deal
renault Kadjar




Pay NO Initial Rental
From £297.68
per month incl. vat.
View deal
vauxhall Meriva 1.4i 16V Life




Pay NO Initial Rental
From £181.42
per month incl. vat.
View deal
vauxhall Insignia 2.0 CDTi ecoFLEX SRi




Pay NO Initial Rental
From £218.19
per month incl. vat.
View deal
renault Scenic Xmod 1.5 dCi Dyn Nav




Pay NO Initial Rental
From £254.76
per month incl. vat.
View deal
kia Sportage 1.6 GDI 2WD 1 ISG




Pay NO Initial Rental
From £243.67
per month incl. vat.
View deal
jaguar F-PACE 2.0 D 180 R SPORT AWD 5 Doors Stationwagon




Pay NO Initial Rental
From £622.39
per month incl. vat.
View deal
mercedes GLC 220D 4Matic Sport




Pay NO Initial Rental
From £451.23
per month incl. vat.
View deal
ford Focus 1.5 TDCi Zetec




Pay NO Initial Rental
From £225.32
per month incl. vat.
View deal
mercedes C Class C250D AMG Line Auto




Pay NO Initial Rental
From £473.51
per month incl. vat.
View deal
ford Kuga 2.0 TDCI 150 Zetec 5dr 2WD




Pay NO Initial Rental
From £236.58
per month incl. vat.
View deal
ford Focus 1.6 125 Zetec Powershift




Pay NO Initial Rental
From £178.92
per month incl. vat.
View deal
audi A6 2.0 TDI Ultra SE




Pay NO Initial Rental
From £338.50
per month incl. vat.
View deal
seat LEON 1.4 TSI 125 FR TECHNOLOGY 5 Doors Hatchback




Pay NO Initial Rental
From £245.22
per month incl. vat.
View deal
fiat 500 1.2 Pop




Pay NO Initial Rental
From £146.62
per month incl. vat.
View deal
volvo Xc60 D4 R Design




Pay NO Initial Rental
From £371.83
per month incl. vat.
View deal
jaguar




Pay NO Initial Rental
From £295.74
per month incl. vat.
View deal
renault Kadjar




Pay NO Initial Rental
From £297.68
per month incl. vat.
View deal
vauxhall Meriva 1.4i 16V Life




Pay NO Initial Rental
From £181.42
per month incl. vat.
View deal
vauxhall Insignia 2.0 CDTi ecoFLEX SRi




Pay NO Initial Rental
From £218.19
per month incl. vat.
View deal
renault Scenic Xmod 1.5 dCi Dyn Nav




Pay NO Initial Rental
From £254.76
per month incl. vat.
View deal
kia Sportage 1.6 GDI 2WD 1 ISG




Pay NO Initial Rental
From £243.67
per month incl. vat.
View deal
jaguar F-PACE 2.0 D 180 R SPORT AWD 5 Doors Stationwagon




Pay NO Initial Rental
From £622.39
per month incl. vat.
View deal
mercedes GLC 220D 4Matic Sport




Pay NO Initial Rental
From £451.23
per month incl. vat.
View deal
ford Focus 1.5 TDCi Zetec




Pay NO Initial Rental
From £225.32
per month incl. vat.
View deal
mercedes C Class C250D AMG Line Auto




Pay NO Initial Rental
From £473.51
per month incl. vat.
View deal
ford Kuga 2.0 TDCI 150 Zetec 5dr 2WD




Pay NO Initial Rental
From £236.58
per month incl. vat.
View deal
ford Focus 1.6 125 Zetec Powershift




Pay NO Initial Rental
From £178.92
per month incl. vat.
View deal
audi A6 2.0 TDI Ultra SE




Pay NO Initial Rental
From £338.50
per month incl. vat.
View deal
seat LEON 1.4 TSI 125 FR TECHNOLOGY 5 Doors Hatchback




Pay NO Initial Rental
From £245.22
per month incl. vat.
View deal
fiat 500 1.2 Pop




Pay NO Initial Rental
From £146.62
per month incl. vat.
View deal
volvo Xc60 D4 R Design




Pay NO Initial Rental
From £371.83
per month incl. vat.
View deal
jaguar




Pay NO Initial Rental
From £295.74
per month incl. vat.
View deal
renault Kadjar




Pay NO Initial Rental
From £297.68
per month incl. vat.
View deal
vauxhall Meriva 1.4i 16V Life




Pay NO Initial Rental
From £181.42
per month incl. vat.
View deal
See All DealsPrices dependant on personal credit rating


YOUR FINANCE OPTIONS

When you want to finance a car, you need to find the option that's right for
you. That's why we offer different types of car finance, including:

HIRE PURCHASE (HP)

 * Choose a contract length and pay a fixed monthly fee
 * Own the car at the end of the agreement with a small Option to Purchase Fee

Find out more

CONDITIONAL SALE (CS)

 * Choose a contract length and pay a fixed monthly fee
 * Own the car at the end of the agreement

Find out more

PERSONAL CONTRACT PURCHASE (PCP)

 * Choose a contract length and pay a fixed monthly fee
 * Part exchange, buy or hand the car back at the end of your agreement

Find out more


POPULAR QUESTIONS ANSWERED

What is car finance, and how does it work?

Car finance is a method of buying a car while spreading the payments. It gives
you access to a vehicle you may not otherwise be able to afford upfront. It’s a
simple process; get approved for finance, pick your car and state you contract
length; then we’ll take care of the rest!

What is car finance and how does it work
I have bad credit. Can I get can finance?

Yes, even if you have bad credit, you may still be able to get car finance. We
work with lenders who specialise in helping those with less than perfect credit.
However, if you’ve recently been refused credit, it may be worth looking at
other options.

How to qualify for a car loan with bad credit
Can I get car finance with an IVA or CCJ?

Yes, it is possible to get car finance with an IVA or CCJ, but we can’t
guarantee anything. We work with specialist lenders who help people from diverse
credit backgrounds. It’s easy to find out if you’ll be approved without it
affecting your credit score.

Can I get car finance with an IVA or CCJ?
Can I part exchange my current vehicle?

Yes, you can part-exchange your current vehicle when applying for a finance
agreement on a car or van. We accept all part exchanges. You can see how
part-exchange works using our guide.

What is part exchange?
Do I need a deposit?

No, you don’t need to make a deposit on any of our vehicles. While a deposit can
be useful and will lower your monthly payments, it’s not a requirement, and we
work with several lenders who don’t require one. You will have to pay £49.99 to
reserve your car, which is a separate fee.

Learn more about no deposit car finance
How do I apply for car finance, and how long does it take?

To apply for car finance, you have a couple of options. You can either submit an
enquiry on a vehicle and go through the application with your account manager or
get approved online in minutes by using our quick and simple Apply Now feature.
Neither will harm your credit score, and once approved, if you provide all your
paperwork on time, and the lender is happy, it should only take a few days to
get your finance in place.

Get preapproved with no impact on your credit score


HELPFUL AND USEFUL GUIDES

Everything you need to know about getting a car when you have bad credit.


HOW TO QUALIFY FOR
A CAR LOAN WITH BAD CREDIT

Read guide


WHAT IS A CREDIT SCORE & HOW DOES IT AFFECT A CAR FINANCE APPLICATION?

Read guide


HOW MUCH CAN I BORROW FOR A CAR?

Read guide


CAN I GET CAR FINANCE AFTER BANKRUPTCY?

Read guide


WHY USE HIPPO MOTOR FINANCE?

 * BUY YOUR DREAM CAR ONLINE
   
    * Oval Cars have to pass our 172-point Approved Used check
    * Oval Delivery to any UK-based location within 48-hours
    * Oval 14-day money-back guarantee and 6-month warranty
    * Oval Part exchange your old car
    * Oval Use the Hippo Portal to browse, shortlist and reserve cars

 * GET YOUR CAR AND FINANCE IN ONE SIMPLE PACKAGE
   
    * Oval Car and finance deals to suit every budget
    * Oval All vehicles have a £0 deposit option
    * Oval Check your finance eligibility within 30 minutes*
    * Oval We consider all financial circumstances
    * Oval Various finance contracts available

 * THE HIPPO COMMITMENT
   
    * Oval 1000s of cars in stock, and we can source any vehicle
    * Oval We offer you complete protection with Hippo Assured
    * Oval Advice and guidance from your personal account manager
    * Oval Our eligibility check won’t harm your credit score

*If you apply outside of our opening times, you’ll receive a decision the next
day




HIPPO HELPED ME KEEP MY CAR FINANCE PAYMENTS LOW

I made my initial enquiry not thinking I would even be accepted for credit -
with a default on my file from years ago.

James was friendly and not pushy at all. He managed to secure me a deal at 12%
interest, which is almost as good as a normal credit deal.

James listened to the fact I wanted to keep my costs down, and he was very
patient asking every single little question - back and forth by email, finding
out all the details for me.

View our Trustpilot reviews

> Very happy to have my car delivered on a great deal with low monthly payments
> from a reliable company.

- Marissa Freeman, December 2020


GET A DECISION IN MINUTES ✅
- WITH ZERO IMPACT ON YOUR CREDIT SCORE!

Get Started


PROUD TO BE ONE OF THE UK'S TOP CAR + FINANCE COMPANIES.

 * Company
 * Team
 * Stock & Preparation
 * Our History
 * 7 Day Exchange

ABOUT HIPPO MOTOR FINANCE

Hippo Motor Finance was set up as part of Hippo Motor Group over a decade ago in
2007. We are proud to have become one of the UK’s top car finance companies.

Our growing success comes from offering you a niche car financing experience - a
hassle-free service where you can secure both your vehicle and car finance with
Hippo Motor Finance. Hippo are so confident in our vehicles that we provide a no
quibble 7 day exchange policy!

Learn more about Hippo Motor Finance

OUR TEAM

Our team of experienced professionals can take the hassle out of car finance for
you. Every member of our team is SAF (Special Automotive Finance) qualified and
trained. We will work hard to get you an unmatched car finance deal for the
vehicle you have chosen from our extensive range.

Meet the Team

STOCK & PREPARATION

Before they are made available for you, each and every one of the 800+ cars are
put through various preparation tests and servicing at the on-site Hippo Motor
Finance Service Centre. If a vehicle fails any aspect of the visual or other
parts of the lengthy and rigorous 124-point checks, then they are simply not
sold to you. We only offer the very best.

Learn about our Stock & Preparation

OUR HISTORY

At Hippo, we’re not unfamiliar with the motor industry. Hippo Motor Finance was
set-up by Thomas and Richard, part of the well-known Preston family of
Lancashire, who’ve been trading in the area since 1906. With the decades of
experience picked up by the Prestons throughout the years, we bring you a car
finance company who have gained a firm reputation as one of the fastest growing
car finance companies in the UK.

Discover our history

7 DAY EXCHANGE

We know that getting a car can be a big decision. Hippo are so confident in our
cars that we provide a no quibble 7 day exchange policy to go alongside either
the manufacturer’s warranty or (when there is no manufactures warranty) a
complimentary 3 month warranty.

Find out about our 7 day exchange


REPRESENTATIVE EXAMPLE OF CREDIT

We expect more than 51% of our customers to achieve this rate.

Loan amount

£7500

APR

18.9%

60 monthly payments

£188.16

Deposit amount

£0

Loan term

60 months

Flat rate

10.1%

Total cost of credit

£3789.606

Total amount payable

£11289.606

All pictures and/or photos and car descriptions on this site are for
illustration and reference purposes only and are not necessarily the vehicle on
offer. All offers are subject to change at any time and are subject to finance
approval and vehicle availability. All prices correct at time of publication. E
& OE.

Hippo Vehicle Solutions t/a Hippo Motor Finance is authorised and regulated by
the Financial Conduct Authority. FRN 658076. We are a Credit Broker not a Lender
and can introduce you to a limited number of lenders. Subject to status and to
UK residents only (excl. the Channel Islands). Individuals must be 18 or over.
Guarantees and indemnities may be required. We typically receive a fixed
commission calculated by reference to the vehicle model, product or amount you
borrow, for introducing you to a lender but this does not affect the interest
charged on the agreement, all of which are set by the lender. Images for
illustrative purposes only. Hippo Vehicle Solutions t/a Hippo Motor Finance is
an Appointed Representative of AutoProtect (MBI) Limited for insurance
distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by
the Financial Conduct Authority. Its firm reference number is 312143. You can
check this at www.fca.org.uk

We endeavour to ensure that all information including the specifications and
finance availability are accurate. Whilst we make every effort to display
correct information we are aware that errors may occur occasionally. We are not
able, therefore, to guarantee the accuracy of all information especially when
given to us by third parties. If you do require clarification of some
information you have seen on our website, please email us at
info@hippomotorgroup.com. This does not affect your statutory rights.

Our registered office is Unit 26 Trident Park, Trident Way, Blackburn, BB1 3NU.

QUICK LINKS

Bad Credit
 * Bad credit car finance
 * No deposit car finance
 * Bad credit car finance advice
 * How to check your credit score

Finance Types
 * Bad credit van finance
 * New car finance
 * Used car finance
 * Electric car finance

How to Apply for Finance
 * How to apply
 * Apply now
 * Check if you’ll be accepted

Car Finance Advice
 * Bad credit advice & guides
 * Car finance explained: What is it and how does it work?
 * How much can I borrow for a car?
 * How to qualify for a car loan with bad credit
 * Can I get a car on finance with an IVA, CCJ or bad credit?
 * What is a good credit score for a car loan?
 * How do I check my credit score before applying for a car loan?

COMPANY

 * How it works
 * Used Car Promise
 * Hippo Vehicle Solutions
 * Car finance advice and guides
 * Reviews
 * FAQs
 * About
 * Contact

01254 956 777 info@hippomotorfinance.co.uk

Hippo Motor Finance Ltd
Trident Park, Trident Way, Blackburn
Lancashire BB1 3NU
Monday-Thursday: 8:30am - 7:00pm
Friday: 8:30am - 5:00pm
Saturday: 9:00am - 4:00pm
 * Terms of business
 * Privacy policy
 * Hippo help desk
 * Covid-19 risk assessment
 * Commission disclosure
 * Initial disclosure document
 * Treating customers fairly

COVID-19 UPDATE

We are OPEN for business and are conducting deliveries and collections with
strict social distancing in place and all cars are fully sanitised

Apply Now Find a Car How It Works
 * How it works
 * Used Car Promise
 * Hippo Vehicle Solutions
 * Car finance advice and guides
 * Reviews
 * FAQs
 * About
 * Contact


CALL: 01254 956 777


 * Terms of business
 * Privacy policy
 * Hippo help desk
 * Covid-19 risk assessment
 * Commission disclosure
 * Initial disclosure document
 * Treating customers fairly


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