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An official website of the United States government

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Menu Log In
 * Manage your plan
   * TSP basics
   * Making contributions
   * Access your account
   * Protect your account
   * Online learning
   * Calculators
   * Forms and resources
 * Fund options
   * Investing strategies
   * Investment options
   * Lifecycle funds
   * Individual funds
   * Mutual fund window
 * Fund performance
   * Rates of return
   * Share price history
   * Share price calculation
 * Use your savings
   * TSP loans
   * Taking money from your account
   * In-service withdrawal basics
   * Withdrawals in retirement
 * Life changes
   * Planning for life events
   * Changes in your career
   * For beneficiary participants

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PLAN FOR A LIFETIME
WITH THE TSP


FEATURED TOPICS


SECURE 2.0 AND YOUR TSP ACCOUNT

The SECURE 2.0 Act of 2022 introduced several provisions that affect the TSP and
may affect how you contribute to and use your TSP savings. Visit our SECURE 2.0
webpage for summaries of those changes, their effective dates, and information
about whether they affect you.

Get to know SECURE 2.0


NEW TO THE TSP? TURN YOUR $1 INTO $10

Did you know that every $1 you invest in the TSP can grow to $10 in 35
years—without you needing to do anything else? And yes, every $1 your agency or
service contributes to your account can grow to $10 in 35 years too. Grow with
us.

Turn your $1 into $10


DETERMINE YOUR GOALS

Use these calculators to estimate your retirement income, determine your
contribution amount per pay period, and explore life annuity options.

Get started with your financial goals


GET STARTED

Fund performance

Forms and resources

Access your account

Protect your account


PLAN DETAILS AT A GLANCE

5
Individual TSP funds Compare individual funds
11
Lifecycle Funds (L Funds) Compare L Fund options
0.054%
L 2065 Fund expense ratio All TSP fund expenses
$23,500
2025 elective deferral limit All Contribution limits
$7,500
2025 catch-up limit $11,250 Higher catch-up limit
for ages 60–63 How catch-up works
$70,000
2025 annual additions limit All Contribution limits


LATEST NEWS

NOV
04

2025 contribution limits

OCT
30

I Fund benchmark index change complete

OCT
14

New to the TSP? Turn your $1 into $10

OCT
02

Third quarter participant statements available …

SEP
03

I Fund tracking new benchmark index

View all news


STAY CONNECTED WITH US


ONLINE LEARNING




TRANSFER MONEY TO TSP




CHANGE IN FAMILY STATUS




UPDATE YOUR INFORMATION




 * MANAGE YOUR PLAN

 * TSP basics
 * Making contributions
 * Access your account
 * Online learning
 * Calculators
 * Forms and resources


 * FUND OPTIONS

 * Investing strategies
 * Investment options
 * Lifecycle funds
 * Individual funds
 * Mutual fund window


 * FUND PERFORMANCE

 * Rates of return
 * Share price history
 * Share price calculation


 * USE YOUR SAVINGS

 * TSP loans
 * Taking money from your account
 * In-service withdrawal basics
 * Withdrawals in retirement


 * LIFE CHANGES

 * Planning for life events
 * Changes in your career
 * For beneficiary participants


TSP

 * News and resources
 * Agency and service rep resources
 * About us
 * Accessibility
 * Privacy
 * FOIA
 * Vulnerability disclosure
 * TSP Mobile App


QUESTIONS? 1-877-968-3778

Find other ways to contact us.

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Last updated: November 01, 2024 at 09:22 PM Site map | Events and scheduled
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