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Text Content

First Midwest BankFirst Midwest Bank logoFirst Midwest Bank, a division of Old
National BankArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an
arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow
UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck
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a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an
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of a compassReload IconIcon of two arrows pointing head to tail in a
circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook
logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a
menu
Skip to nav Skip to content
 * Customer Service & FAQs
 * Hours & Locations
 * Careers
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 * Welcome CapStar Bank

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 * Personal
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WEALTH MANAGEMENT

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Enroll in Digital Banking
EARN 5.15% APY!

Take advantage of our 6-month intro rate on Market Monitor accounts.1

Get Details
WELCOME CAPSTAR BANK CLIENTS

We’re excited you’re here! We look forward to serving you as Old National.

Learn More
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HOW CAN WE HELP YOU?

Ask
Open a Checking Account Compare Accounts
View Savings Rates
Apply for a HELOC


OLD NATIONAL BANK: READY TO SERVE YOU


Personal Checking

Mortgages

Personal Savings

Investing Options

Home Equity Loan or Line of Credit

Fraud Prevention Reminder: Old National will never call, text or email you
asking for personal information such as Online Banking credentials (passwords,
etc.), Social Security Number, debit card number or PIN. If you have reason to
doubt the validity of a call, email or text from Old National, please call us
directly at 1-800-731-2265. Your safety is our priority.


 * EARN 5.15% APY: MONEY MARKET OFFER
   
   Take advantage of our 6-month intro offer when you open a Market Monitor
   account with a minimum of $10,000 in new money.1
   
   Set It Up


 * EARN 5.35% APY: CD OPTIONS
   
   Visit a banking center and open a 5-month CD with a minimum deposit of $500
   to earn this rate.2
   
   Learn More


 * HELOC INTRODUCTORY RATE DISCOUNT OF 1.50%
   
   For the first 6 billing cycles, variable APR during the draw period may be as
   low as 6.60%.3
   
   After the introductory period ends, variable APR during the draw period may
   be as low as 8.10% APR.3
   
   Start Now


LOVE FOR LOUISVILLE

Our hearts will always be with our team members, their families, and the
Louisville community.



Read Our Message

--------------------------------------------------------------------------------


CURRENT MORTGAGE RATES*

View our current mortgage interest rates for our popular loans. For a customized
rate get connected to a Mortgage Loan Expert today!


PURCHASE

Product Rate APR 15 Year Fixed 6.125% 6.192% 30 Year Fixed 6.625% 6.666% Jumbo
30 Year 7.250% 7.259% Jumbo 5/6mo SOFR ARM 6.500% 6.510% Construction 30 Year
6.875% 6.926% FHA 30 Year 6.125% 7.708% VA 30 Year 6.125% 6.401%



VIEW ADDITIONAL PURCHASE RATES & DETAILS


REFINANCE

Product Rate APR 15 Year Fixed 6.125% 6.192% 30 Year Fixed 6.625% 6.666% Jumbo
30 Year 7.250% 7.259% Jumbo 5/6mo SOFR ARM 6.500% 6.510% FHA 30 Year 6.125%
7.708% VA 30 Year 6.125% 6.401%



VIEW ADDITIONAL REFINANCE RATES & DETAILS

* All loan products are subject to credit review and approval. Property
insurance is required for loans secured by real estate. Advertised rates are
effective as of 07/30/2024. Depending on your credit score, down payment, loan
amount and other product requirements and features, your rate could be higher or
lower than the rate examples showcased above. Rate and payment examples provided
on our product pages do not include costs for insurance and taxes; therefore,
the actual payment obligation will be higher based on any escrow requirements.
Additional finance charges and closing costs apply. Please contact your Mortgage
Loan Officer for specific, customized pricing quotes to match your financial
situation.


CONNECT WITH US


Find Us

Schedule an Appointment

800-731-2265

1 The 6-month introductory interest rate of 5.035% (5.15% Annual Percentage
Yield [APY]) is available on new Market Monitor (money market) accounts opened
between July 17 and August 31, 2024 with a minimum opening deposit of $10,000 in
new money. New money is defined as funds not currently on deposit at Old
National as of July 16, 2024. If the account is not funded with $10,000 in new
money within 15 calendar days of account opening the promotional rate will be
removed and standard market rates will apply. Rates and tiers for balances
during the 6-month promotional period are: 5.035% (5.15% APY) if daily collected
balance is $10,000 or more; 0.05% (0.05% APY) if daily collected balance is
$9,999 or less. After the introductory term expires, rates will match the
standard rate chart in effect at that time. For interest-bearing accounts, the
interest rate and annual percentage yield (APY) may change periodically at our
discretion. Interest begins to accrue no later than the business day we receive
credit (collected funds) for the deposit of noncash items (for example checks).
If account is closed within 180 days, a $25 fee will be assessed. Fees may
reduce earnings on the account. If the account is closed before interest is
credited, you will not receive the accrued interest. Market Monitor is a
personal deposit account. This offer applies to personal accounts and personal
trusts only; it is not available for business, public or institutional deposit
funds. Personal trusts can only be opened in an Old National banking center. Old
National reserves the right to extend or discontinue this offer at any time. We
may refuse or return any deposit amount causing the combined balance of all your
Old National accounts to exceed $3,000,000.
2 Minimum deposit of $500 required to open. Rates, terms, and conditions
accurate as of May 31, 2024, and are subject to change. Advertised interest rate
of 5.25% (5.35% Annual Percentage Yield(APY)) is for a new 5-month certificate
of deposit (CD) with balances of $500 or more. CD rates are fixed upon opening
the account. APYs assume money stays on deposit until CD maturity date. An early
withdrawal penalty may be assessed and may decrease earnings. If you close the
account before interest is credited, you will not receive the accrued interest.
Upon maturity the CD will automatically renew for a successive term equal to the
original term at the standard rate/APY in effect on the maturity date and based
on the same term, minimum balance, and other features of the original
certificate. Public funds, institutional funds and brokered CDs are not eligible
for advertised APYs.
3 Rates, terms, and conditions effective 3/1/2024 for applications received
through 9/30/2024. Subject to credit approval. Property insurance is required
for all loans secured by real estate. Rates are subject to change daily. Contact
your Old National Banker or Residential Lender for current loan rates. NMLS
#459308.  Other restrictions may apply, see bank for details. The line of credit
has a draw period of 10 years, after which you will no longer have access to
borrow funds and will be required to repay the borrowed balance within a 20-year
term. During the draw period there is an introductory variable rate discount in
effect for the first 6 billing cycles, based on a 1.50% discount resulting in an
APR of 1.65% below the prime rate as published in the Wall Street Journal. After
the introductory period expires, the variable rate for the account will be based
on The Wall Street Journal prime rate (plus or minus a margin) which is
currently 8.10%. During the repayment period the rate will be fixed based on the
rate at the end of the draw period plus a margin which is currently 3.00%. APR
examples provided above are based on the highest credit tier with an LTV of 60%
or less and includes an optional 0.25% rate reduction available at origination
for enrolling in automatic loan payments drawn from an ONB checking account. ONB
associates may select the associate discount or Private Banking discount, not
both, in addition to the promotional discount. Maximum APR is 21%, minimum APR
is 0.99%. The initial $50 annual fee is waived. During the draw period the
minimum monthly payment will be equal to the interest that accrued on the
outstanding balance during the preceding billing cycle or $50, whichever is
greater. During the repayment period the minimum monthly payment will be based
on the balance at the end of the draw period amortized over 20 years or $50,
whichever is greater. If you close or refinance your line of credit within 3
years, a Reimbursement fee will be assessed for the lesser of $300 or the amount
paid to third parties to recover the closing costs paid on your behalf plus, in
MN, the Mortgage Registry Tax (MRT) or Deed Stamp Tax paid on your behalf where
applicable. Old National reserves the right to extend or discontinue this offer
at any time. Equity Access Cards are not available to Kentucky residents.

“Old National,” “Old National Bank,” “Old National Bancorp,” “ONB” and the Old
National logo are registered trademarks of Old National Bancorp.

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Routing Number: 086300012
Bank NMLS# 459308

© 2024 Old National Bank. All Rights Reserved.

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642


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Complete details regarding third-party links are available in our Terms of Use.

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Residents of California have certain rights regarding the sale of personal
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providers use information collected through cookies or in forms to improve the
experience on our site and pages, to analyze how our site is used, and to
present personalized advertising.

At any point, you can opt-out of the sale of your personal information by
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You can find more information and how to manage your privacy choices by
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certain types of cookies, which may impact your experience of the site and the
services we are able to offer. Click on the different category headings to find
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parties. Additionally, you may contact our legal department for further
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