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PAY AT YOUR OWN PACE



PayBright is now Affirm! Buy now and pay over time at your favourite stores with
Affirm with no hidden fees—not even late fees.




WHY YOU’LL LOVE AFFIRM

With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll
always get a flexible, transparent, and convenient way to pay over time.


WE MAKE IT EASY TO APPLY

Checking your eligibility is quick and simple, and doesn’t impact your credit.


WE NEVER CHARGE FEES

You'll never pay late fees. Or annual fees. Or hey-it's-a-random-day-in-April
fees.


WE TELL IT LIKE IT IS

With Affirm, you always know exactly what you'll owe and when you'll be done
paying off your purchase.


JUST CHOOSE AFFIRM AT CHECKOUT


Apple
Amazon
Newegg
Article
As low as 0% APR
Peloton
As low as 0% APR
The Source
Casper
As low as 0% APR
Bowflex
As low as 0% APR
Secret Lab
As low as 0% APR
Browns
As low as 0% APR
EQ3
As low as 0% APR
Rad Power Bikes
As low as 0% APR
Cozey
As low as 0% APR
Endy
As low as 0% APR
Lee Valley
As low as 0% APR
CheapOair


BUYING WITH AFFIRM IS EASY

Step 1
Step 2
Step 3


FILL YOUR CART

Shop online or in-store. Then select Affirm at checkout, and enter a few details
for an instant decision.

Get startedLearn more





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About AffirmAbout usCareersInvestorsPress

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will
be 0–31.99% APR (where available and subject to provincial regulatory
limitations). APR offered is based on creditworthiness and subject to an
eligibility check. Not all customers will be eligible for 0% APR. Payment
options depend on your purchase amount, may vary by merchant, and may not be
available in all provinces/territories. Actual payment option terms will be
shown at checkout. A down payment (or a payment due today) may be required.
Affirm accepts debit cards and PAD as forms of repayment on payment options. 
Select payment options may be eligible for repayment in the form of credit
cards. Please review the terms and conditions of your credit card when using it
as a form of repayment. Sample payment options may be: a $800 purchase could be
split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments
of $200 every 2 weeks. For more information, please see How It Works.

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