www.achieve.com Open in urlscan Pro
2606:4700::6812:7b2a  Public Scan

Submitted URL: https://url1941.psmark.perkspot.com/ls/click?upn=u001.JX5yNMmulKenkKh8ieBztAqgFmqnC-2Bnxzv6GBQq-2Fla3Bgj9glXDJfeO2maHOvWfXsXjTUu2QpH...
Effective URL: https://www.achieve.com/get-started?section=achieve_hl&utm_source=achieve_perkspot_ahl&brand=achieve&utm_medium=partner&...
Submission: On October 09 via manual from US — Scanned from DE

Form analysis 1 forms found in the DOM

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Text Content

(833) 418-3103



FIND PERSONALIZED OFFERS


WE NEED THIS INFORMATION TO FIND PERSONALIZED OFFERS THAT BEST FIT YOUR NEEDS.


HOW MUCH DO YOU WANT TO BORROW?

$20.000

$1.000$100.000+


WHAT WILL YOU USE THIS MONEY FOR?

Select One


ARE YOU A HOMEOWNER?

YesNo


WHAT’S YOUR ANNUAL INCOME?



$50.000

$1.000$200.000+


ADD CO-APPLICANT INCOME

Optional

ADDING A CO-APPLICANT CAN HELP YOU QUAILIFY FOR A LOAN AND MAY RESULT IN A LOWER
RATE.

$0

$0$200.000+
Next

Your credit score will not be impacted.

Financial solutions are offered by affiliates of Achieve.com or their service
providers. Terms and conditions apply. Not all solutions are available in each
state.

Personal loans available through Achieve.com (NMLS #138464) or Achieve Personal
Loans (NMLS ID #227977) are made by Cross River Bank, a New Jersey State
Chartered Commercial Bank, Equal Housing Lenders.  Loan applications are subject
to credit review, underwriting criteria and approval. Loans are not available in
all states and available loan terms/fees may vary by state. Loan amounts range
from $5,000 to $50,000. APRs range from 8.99 to 35.99% and include applicable
origination fees that vary from 1.99% to 6.99%. The origination fee is deducted
from the loan proceeds. Repayment periods range from 24 to 60 months. Example
loan: four-year $20,000 loan with an origination fee of 6.99%, a rate of 15.49%,
and corresponding APR of 19.54%, would have an estimated monthly payment of
$561.60 and a total cost of $26,956.80. To qualify for a 8.99% APR loan, a
borrower will need excellent credit, a loan amount less than $12,000.00, and a
term of 24 months. Adding a co-borrower with sufficient income; using at least
eighty-five percent (85%) of the loan proceeds to pay off qualifying existing
debt directly; or showing proof of sufficient retirement savings, could also
help you  qualify for lower rates.  Funding time periods are estimates and can
vary for each loan request. Same day decisions assume a completed application
with all required supporting documentation submitted early enough on a day that
our offices are open. Achieve Personal Loans loan consultants' hours are
Monday-Friday 6am-8pm AZ time, and Saturday-Sunday 7am-4pm AZ time. $6,000
savings: Average savings claim for personal loans are based on 2023 data for 2,
3, and 4-year terms on funded debt consolidation loans for $21,600. Savings will
vary based on several factors, subject to credit approval and other conditions.
Any savings will be reflected in the offer.

Home Equity loans are available through our affiliate Achieve Loans (NMLS ID
#1810501). All loan requests are subject to eligibility requirements,
application review, loan amount, loan term and lender approval. Product terms
are subject to change at any time. Home loans are a line of credit. Loans are
not available to residents of all states and available loan terms/fees may vary
by state where offered. Line amounts are between $15,000 and $150,000 and are
assigned based on debt-to-income and loan to home value. Minimum 640 credit
score applies for debt consolidation requests, minimum 670 applies to cash out
requests. Other conditions apply. Fixed rate APRs range from 8.75% - 15.00% and
are assigned based on underwriting requirements. Offer APRs listed include a
.50% discount for automatic payments (autopay enrollment is not a condition of
loan approval). Example: average HELOC is $57,150 with an APR of 12.75% and
estimated monthly payment of $951 for a 15-year loan. 10 and 15 year terms
available.  Both terms have a 5 year draw period.  Payments are fully amortized
during each period and determined on the outstanding principal balance each
month. Closing fees range from $750 to $6,685, depending on line amount and
state law requirements and typically include origination (2.5% of line amount)
and underwriting ($725) fees if allowed by law. Average funding time is between
15 to 18 days from submitted application and documentation. Property must be
owner-occupied and combined loan to value may not exceed 80%, including the new
loan request. Property insurance is required and flood insurance may be required
if the subject property is located in a flood zone. You must pledge your home as
collateral and could lose your home if you fail to repay. Contact Achieve Loans
for further details. We could beat your personal loan rate by 50%: Claim is
based on loan rates of 24%+ and 10-year loan through Achieve Loans. Achieve
Loans intends to offer HELOCs in amounts between $150,000 to $300,000 before the
end of 2024. Line amounts in that range may not be available at the time of
application.

Affiliated Business Arrangement Disclosure: Achieve.com (NMLS #138464) and
Achieve Loans are both wholly owned subsidiaries of Achieve Company. Because of
this relationship, your referral to Achieve Loans may provide Achieve.com a
financial or other benefit. Where permitted by applicable state law, Achieve
Loans charges: 1) an origination fee of 2.50%, and 2) an underwriting fee of
$725. You are NOT required to use Achieve Loans for a home equity line of
credit. Please click here for the full Affiliated Business Arrangement
disclosure form.

Achieve.com (NMLS ID #138464) does not offer or provide debt settlement services
or other debt solutions. All such services are available through our affiliate
Achieve Resolution (NMLS ID # 1248929). All estimates for Achieve Resolution’s
services are based on prior results, which will vary depending on your specific
enrolled creditors and your individual program terms. Not all clients are able
to complete their program for various reasons, including their ability to save
sufficient funds. Achieve Resolution does not guarantee that your debts will be
resolved for a specific amount or percentage or within a specific period of
time. Nor will it assume your debts, make monthly payments to creditors or
provide tax, bankruptcy, accounting, or legal advice or credit repair services.

Achieve Resolution’s service is not available in all states, including New
Jersey, and its fees may vary from state to state. Please contact a tax
professional to discuss the potential tax consequences of less than full balance
debt resolution. Read and understand all program materials prior to enrollment.
The use of Achieve Resolution’s services will likely adversely affect your
creditworthiness, may result in you being subject to collections or being sued
by creditors or collectors, and may increase the outstanding balances of your
enrolled accounts due to the accrual of fees and interest. However, negotiated
results Achieve Resolution obtains on your behalf resolve the entire account,
including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.

One monthly payment - Solutions offered may or may not consolidate all debt into
one monthly payment, each situation varies based on individual circumstances.

$800+/month/ nearly $10,000/year savings: Claim is based on average monthly debt
savings from Achieve Loans HELOC originated loans for 2021. Monthly savings will
vary based on each loan situation and can be more or less than $800.

Fair Credit Ok: Minimum 640 credit score applies to home loan debt consolidation
requests and minimum 640 applies to personal loan requests.

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Fixed Rate, Home Equity Debt Consolidation Loans for Homeowners | eligibility