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Text Content

MONEY BY DESIGN
 * ABOUT
 * TOKEN
 * ROADMAP
 * TEAM
 * FAQ
 * CONTACT
 * DOWNLOADS

 * 


 * ABOUT
 * TOKEN
 * ROADMAP
 * TEAM
 * FAQ
 * CONTACT
 * DOWNLOADS

Quick Links
 * ABOUT
 * TOKEN
 * ROADMAP
 * TEAM
 * FAQ
 * CONTACT
 * DOWNLOADS

 * 

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UNIVERSAL PAYMENT SYSTEM

[/vc_column_text][vc_column_text]

Money by Design aims to offer its customers a complete payment interface that
integrates the best features of this time.

[/vc_column_text][vc_column_text]

The payment interface of Money by Design will allow tomorrow small and large
companies as well as Administrations and Institutions to have a traceable,
transparent, fast and efficient payment system thanks to the blockchain
technology.

[/vc_column_text][vc_column_text]

While current bank payment systems are slow, expensive, risky and only allow to
manage fiat money, the payment system of Money by Design is designed to process
fiat, crypto and accounting units of value.

[/vc_column_text][vc_column_text]

This universal payment system will be accessible to consumers by means of a
classic payment card:

 * It will give companies the opportunity to offer their customers new means of
   payment.
 * It will enable governments to implement a more efficient fiscal policy.
 * It will allow development banks to make fund distributions without
   intermediaries and with better control.

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AUGMENTED CURRENCY

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The difference in functionality between existing currencies and the GeoToken can
be viewed in the same light as that of the rotary phone and a modern smart
phone.
The Money By Design Blockchain is a modular monetary construction method.
It provides a simple way to build and classify numerous monetary and financial
instruments for all activities.
It therefore creates the first user-oriented monetary, economic and financial
system.

With the Money By Design Blockchain, anyone can now use his currency in the
following manner:

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CONSUMERS

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● Digitally reproduce the circulation of existing currencies (national
currencies and cryptocurrencies) through a financial tracker that allows
real-time access to all values.
● Propose unlimited combinations of various currencies and indexes.

by using this unique wallet to acquire and combine different kind of tokens and
assets

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● Focus intelligence on back office operations and CIB solutions for banks
directly by the currency itself.
● Shift bank accounts directly by digital currency as part of transactions with
third parties.

Using the token as a means of payment multi-devices (smartphone, IoT, debit
card).

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● Use the electronic payment infrastructures as infrastructures for secure
electronic voting.
● Introduce voting procedures that preferably allow people to express themselves
on all propositions.

and participate in community decisions by giving tokens a governance function.

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BUSINESS

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● Make the transition from micro-payments to nano-payments possible
● Create democratic and autonomous monetary spaces.

to apprehend some markets on different scales and make wallets truly secure.

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● Make the unitary authentication of works of art possible, prevent duplication,
and restore the value chain of creations.
● Create evaluation and monetization protocols for technological assets, and by
extension for the goodwill of businesses.

by monetizing assets and guaranteeing the authenticity of their value.

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● Scale up the Blockchain infrastructure so that it achieves a higher
transaction volume than the Visa card.
● Use circular exchange systems in order to provide maximum e-commerce growth.

through specific algorithms where one can define the currency management rules
and values

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● In the absence of a regulatory framework for cryptocurrencies, organise a
functional brick enabling users to choose their own commercial, tax, civil or
criminal law
● Create ethical, ecological, societal and sustainable currencies.

By framing and structuring all social and economic relations.

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THE BEST OF BOTH WORLDS

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Today, Blockchain and Institutions (public, private and social) exist in two
separate worlds.

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Institutions are skeptical about the Blockchain owing to issues concerning:

 * Its lack of scalability,
 * Its lack of control,
 * Its lack of structure.

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Blockchain enthusiasts criticize institutions for:

 * Their highly centralized environment,
 * Their rigidity and slow adaptation pace,
 * Their lack of intelligence and social dimension.

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Money By Design wants to gather them together by building on the best of both
worlds.

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Decentralized architecture

[/vc_column_text][vc_column_text]

Hybrid structure between public blockchain and classic digital world.

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Authority nodes

[/vc_column_text][vc_column_text]

Possibility of exercising control over the blocks.

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Amend function

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Error, fraud, disturbances control and correction.

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Compliance & transparency

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Required by Institutions to enter the world of blockchain.

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Environmental concern

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Proof of authority doesn’t use classical mining and saves energy.

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MEET THE TOKEN

[/vc_column_text][vc_column_text font_color=”#626366″
css=”.vc_custom_1518427026725{margin-bottom: 10px
!important;}”]VALUATION[/vc_column_text][vc_column_text]the valuation of its
token, completely shielded from extreme and speculative behaviors, but in
accordance with the expectations of real investors, institutions and
users.[/vc_column_text][vc_row_inner
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icon_type=”image” icon_size=”60″ color_scheme=”default” title=”Economic Value”
image=”201″ spinning=”false” title_font_color=”#626366″]based on the value of
its technological assets and on the user benefits[/luv_icon_box][luv_icon_box
title_tag=”h5″ icon_type=”image” icon_size=”60″ color_scheme=”default”
title=”Social Value” image=”202″ spinning=”false”
title_font_color=”#626366″]based on the growth of users and resulting from the
Metcalfe formula[/luv_icon_box][/vc_column_inner][/vc_row_inner][vc_column_text
el_class=”list-bullet”]The combination of these 2 values enables the 1st
cryptocurrency with a reference price:

 * based on a tangible computation formula.
 * that offers exponential and secure payouts.

[/vc_column_text][vc_column_text font_color=”#626366″]THE MORE USERS, THE HIGHER
THE VALUE![/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row”
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ROADMAP

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2005Olivier Rocca works on the link between currency and democracy and wrote 2
books “Money and Consciousness” and “The Logic Theory of Democracy”



July 2014Creation of Voxcracy, based on a mathematical discovery that bypasses
the Condorcet Paradox
August 2017Money By Design first appears in an essay that Olivier Rocca and his
associates, Pascal Ruscica, Yann Soliveres and Pierre Corbucci wrote during the
summer, that emphasizes the lost functionalities that were once embedded in
currencies
December 2017Requested by an International bank, Money By Design presents its
revolutionary project, which the bank agrees to support



January 2018Money By Design is presented at the Las Vegas CES, and announces its
cooperation with Bitfury
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OUR TEAM

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luv_column_margin=”20″][vc_column_inner width=”1/4″][luv_team
style=”luv-team-member-rounded” name=”Olivier Rocca” position=”CEO, Co-founder”
linkedin=”https://www.linkedin.com/in/olivier-rocca-89335989/”
image=”261″]President @Voxcracy with more than 15 years of experience in finance
and wealth management. Deep knowledge in Law, Political Science and Art. Books’s
author on Currency and Democracy.[/luv_team][/vc_column_inner][vc_column_inner
width=”1/4″][luv_team style=”luv-team-member-rounded” image=”134762″
name=”Philippe Denis” position=”COO, Co-founder”
linkedin=”https://www.linkedin.com/in/philippe-denis-65794b7/”]COO @Voxcracy,
Computer Scientist, Visual Artist, Visionary thinker, anticipative business
designer through exponential digital strategy, known as “poil à
gratter”.[/luv_team][/vc_column_inner][vc_column_inner width=”1/5″][luv_team
style=”luv-team-member-rounded” image=”134770″ name=”Sylvain Ductor”
position=”CTO, Co-founder”
linkedin=”https://www.linkedin.com/in/sylvain-ductor-2257a329/”]CTO@Voxcracy,
Engineer-Researcher, PhD, specialist in Decentralized A.I., Collective Decision
Making and Agent-Oriented Software
Engineering[/luv_team][/vc_column_inner][vc_column_inner width=”1/5″][luv_team
style=”luv-team-member-rounded” image=”134764″ name=”Vincent d’Acher”
position=”CBO, Co-founder”
linkedin=”https://www.linkedin.com/in/vincentdacher/”]CBO @Voxcracy, Blockchain
developer, cryptocurrency specialist, persevering entrepreneur and passionate
about new technologies with strong background in
engineering.[/luv_team][/vc_column_inner][/vc_row_inner][vc_column_text
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IT STAFF

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css=”.vc_custom_1511780080522{margin-bottom: 50px !important;}”
luv_column_margin=”20″][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” name=”Patrick Sebileau” position=”CIO
@PrimisAodys” image=”638″
linkedin=”https://www.linkedin.com/in/patrick-sebileau-97b7a9/”]Chief Innovation
Officer
Primis Aodys Group[/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” name=”Cyril Chambourg”
position=”CTO @PrimisAodys” image=”613″
linkedin=”https://www.linkedin.com/in/cyril-chambourg-30203413a/”]Lead of Primis
Technical Lab[/luv_team][/vc_column_inner][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”615″ name=”Samuel Malard”
position=”Backend Senior developer”
linkedin=”https://www.linkedin.com/in/samuel-malard-928824/”]IT
architect[/luv_team][/vc_column_inner][/vc_row_inner][vc_row_inner
luv_has_column_margin=”true” css=”.vc_custom_1511780080522{margin-bottom: 50px
!important;}” luv_column_margin=”20″][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”612″ name=”Julien Marcadé”
position=”Blockchain expert”
linkedin=”https://www.linkedin.com/in/julienmarcade/”]Coordination[/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” image=”611″ name=”Gabriel
Chuyche” position=”Backend developer”
linkedin=”https://www.linkedin.com/in/gabrielchuyche/”]Block
Chain[/luv_team][/vc_column_inner][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” name=”Diego Moreira” position=”Frontend
developer” image=”617″]Web &
Security[/luv_team][/vc_column_inner][/vc_row_inner][vc_row_inner
luv_has_column_margin=”true” css=”.vc_custom_1511780080522{margin-bottom: 50px
!important;}” luv_column_margin=”20″][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”610″ name=”Mickael Chiem”
position=”Backend
developer”]BlockChain[/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” image=”614″ name=”Willy
Rozan” position=”IT Senior Architect”
linkedin=”https://www.linkedin.com/in/willyrozan/”]Back End / Front
End[/luv_team][/vc_column_inner][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”609″ name=”Xavier Grimaldi”
position=”Backend developer”
linkedin=”https://www.linkedin.com/in/xavier-grimaldi-4a9546a4/”]BlockChain[/luv_team][/vc_column_inner][/vc_row_inner][vc_column_text
font_size=”1.8em” css=”.vc_custom_1518437211817{margin-top: 80px
!important;margin-bottom: 80px !important;}” font_color=”#8e1b7e”]


OUR ADVISORS

[/vc_column_text][vc_row_inner luv_has_column_margin=”true”
css=”.vc_custom_1511780462638{margin-bottom: 40px !important;}”
luv_column_margin=”20″][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”267″ name=”Gilbert Réveillon”
position=”Entrepreneur and French foreign trade advisor”
linkedin=”https://www.linkedin.com/in/gilbert-reveillon-0924a/”][/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” image=”270″ name=”Kary
Bheemaiah” position=”Researcher, TEDx Speaker and Author of ‘The Blockchain
Alternative’”
linkedin=”https://www.linkedin.com/in/karybheemaiah/”][/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” name=”Jed Grant”
position=”Founder & CEO of KYC3, founder of Sandstone, founding member of
Infrachain, board member of the American Chamber of Commerce in Luxembourg”
image=”269″][/luv_team][/vc_column_inner][/vc_row_inner][vc_row_inner
luv_has_column_margin=”true” css=”.vc_custom_1511780134548{margin-bottom: 50px
!important;}” luv_column_margin=”20″][vc_column_inner width=”1/3″][luv_team
style=”luv-team-member-rounded” image=”271″ name=”Sébastien Grandfils”
position=”Goodwill expert, La Sorbonne Speaker”
linkedin=”https://www.linkedin.com/in/sebastiengrandfils”][/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” image=”324″ name=”Brieuc
Audebert” position=”Business Development Director, Nautical policies specialist”
linkedin=”https://www.linkedin.com/in/brieucaudebert/”][/luv_team][/vc_column_inner][vc_column_inner
width=”1/3″][luv_team style=”luv-team-member-rounded” image=”313″ name=”Pascal
Pierre Coulon” position=”Primis Aodys Group – DSI and RH consulting specialists”
linkedin=”https://www.linkedin.com/in/pascal-pierre-coulon-5305753/”][/luv_team][/vc_column_inner][/vc_row_inner][vc_column_text
font_size=”1.8em” css=”.vc_custom_1518437198260{margin-top: 80px
!important;margin-bottom: 80px !important;}” font_color=”#8e1b7e”]


MEDIA TALKING ABOUT MONEY BY DESIGN

[/vc_column_text][luv_carousel margin=”10″
items=”{‘desktop’:’4′,’laptop’:’3′,’tablet-landscape’:’2′,’tablet-portrait’:’2′,’mobile’:’1′}”
vertical_alignment=”middle” nav=”true” same_height=”true” infinite=”true”
autoplay=”true”][luv_carousel_slide title=”Slide-1″][vc_single_image image=”245″
alignment=”center” onclick=”custom_link” img_link_target=”_blank”
link=”https://youtu.be/5VY-LAj9U6g”][/luv_carousel_slide][luv_carousel_slide
title=”Slide-2″][vc_single_image image=”250″ alignment=”center”
onclick=”custom_link” img_link_target=”_blank”
link=”https://www.youtube.com/watch?v=pTU-eMGoeCo”][/luv_carousel_slide][luv_carousel_slide
title=”Slide-3″][vc_single_image image=”400″ alignment=”center”
onclick=”custom_link” img_link_target=”_blank”
link=”https://www.pymnts.com/news/b2b-payments/2018/money-by-design-chaineum-blockchain-ico/”][/luv_carousel_slide][luv_carousel_slide
title=”Slide-4″][vc_single_image image=”401″ alignment=”center”
onclick=”custom_link” img_link_target=”_blank”
link=”http://www.midilibre.fr/2018/02/13/numerique-money-by-design-cree-une-blockchain-pour-les-institutions,1627575.php”][/luv_carousel_slide][luv_carousel_slide
title=”Slide-5″][vc_single_image image=”402″ alignment=”center”
onclick=”custom_link” img_link_target=”_blank”
link=”https://www.maddyness.com/finance/2018/01/12/maddymoney-28-millions-euros/?_scpsug=crawled_5262364_1f13afc0-f7b3-11e7-b822-90b11c40440d#_scpsug=crawled_5262364_1f13afc0-f7b3-11e7-b822-90b11c40440d”][/luv_carousel_slide][luv_carousel_slide
title=”Slide-6″][vc_single_image image=”399″ alignment=”center”
onclick=”custom_link” img_link_target=”_blank”
link=”http://www.assurbanque20.fr/edito-neobanques-monnaie-by-design-premisses-dune-nouvelle-ere/?_scpsug=crawled_5262364_92101f00-f794-11e7-d189-f01fafd7b417#_scpsug=crawled_5262364_92101f00-f794-11e7-d189-f01fafd7b417″][/luv_carousel_slide][/luv_carousel][/vc_column][/vc_row][vc_row
full_width=”stretch_row” full_height=”yes”
css=”.vc_custom_1512577822705{border-bottom-width: 1px !important;padding-top:
80px !important;padding-bottom: 80px !important;background-color: fbfbfb
!important;background-position: center !important;background-repeat: no-repeat
!important;background-size: cover !important;border-bottom-color: #ebebeb
!important;border-bottom-style: solid !important;}” el_id=”faq-section”
el_class=”naviaddress-section”][vc_column][luv_page_section node=”span” id=”faq”
hide_dot=”true”][vc_column_text font_size=”1.8em”
css=”.vc_custom_1518440967417{margin-bottom: 20px !important;}”
font_color=”#8e1b7e”]


FREQUENTLY ASKED QUESTIONS

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css=”.vc_custom_1511356741587{margin-bottom: 80px !important;}”]

You should find the answers to your questions here. Still need help? Get in
touch with us!

[/vc_column_text][luv_accordion color_scheme=”custom-color”
title_font_family=”Montserrat” title_font_weight=”700″ title_color=”#59595c”
active_title_color=”#8e1b7e” text_color=”#59595c” icon=”fa fa-chevron-down”
active_icon=”fa fa-chevron-up” title_background_color=”#ffffff”
active_title_background_color=”#ffffff” text_background_color=”#ffffff”
title_font_size=”16px” title_responsive_font_size=”true”][luv_accordion_inner
title=”What is the Smart Tokenization?”][vc_column_text]The Smart Tokenization
is the ability to create new tokens for third-party looking for the growth of
their activity. The aim is to finance economic, social and political actors who
request Money By Design’s service offer to tokenize entire sectors of the
economy. The intensity of the actors’ demand for the GeoToken lies in the
quality of the features available. New token emissions create new trading zones,
including in areas where fiat financing is difficult or
impossible.[/vc_column_text][/luv_accordion_inner][luv_accordion_inner
title=”What makes Money By Design’s Geotoken (GTK) unique?”][vc_column_text]The
Geoteoken is the first token to integrate the 7 functionalities and services of
the currency, far beyond the means of payment and wallet management. It is a
non-speculative monetary tool dedicated to users and fully oriented towards
their satisfaction. Its value is based on both economic and social
values.[/vc_column_text][/luv_accordion_inner][luv_accordion_inner title=”What
are the economic and social values of the GTK?”][vc_column_text]The economic
value is based on the value of technological assets and user benefits. In other
words, our users will reap more important benefits of using the GTK in their
socio-economic relations (ie. they will be able to pay for a good or service, to
vote for a decision…) than with a classic tool.
The social value is based on the Metcalfe formula and the growth of our users.
That means that the more users, the higher the value. This is what a real
virtuous network should
be.[/vc_column_text][/luv_accordion_inner][luv_accordion_inner title=”Why do you
call the Geotoken an Augmented Cryptocurrency?”][vc_column_text]

 * Saving money (GEO) enables to manage a wallet as a multi-support fund
   composed of sovereign currencies (fiat) and cryptocurrencies in unlimited
   number.
 * Consuming (PAY) allows to pay for a good or service with any device (IoT,
   smartphone, debit card)
 * Voting (VOX) provides the right to participate in community decisions.
 * Measuring (CAN) permits to work on infinitesimal scales and therefore
   increase the security of the wallet. The token holder is the only one able to
   recompose the real value of his wallet.
 * Producing (PROD) enables to monetize assets and to guarantee the authenticity
   of value. It is essential in any artistic industry for example.
 * Marketing (GRANT) allows to make transactions through new models of network
   exchanges, in particular circular network.
 * Monitoring (LAW) lets you frame and structure all social and economic
   relations the way you want.

[/vc_column_text][vc_single_image image=”404″ onclick=”luv-lightbox”
css=”.vc_custom_1519921872140{margin-bottom: 0px
!important;}”][/luv_accordion_inner][luv_accordion_inner title=”How your
architecture makes your blockchain different and more
secure?”][vc_column_text]The technical architecture we chose is a hybrid
structured blockchain located between public BC (highly distributed and then out
of control) and classic digital world (centralized and regulated). This
decentralized structure guarantees authority nodes the possibility of exercising
control over the activity of the blocks and a strong regulatory power that will
allow institutions to uphold certain rules of compliance and transparency they
require to enter the BC universe. It prevents from money laundering and fraud.
Unlike Bitcoin or Ethereum, this decentralized architecture allows to introduce
an «amend» function which gives the system the ability to correct itself via the
action of the higher nodes.
Such a function gives the higher nodes a power of control and sanction against
the malicious
acts.[/vc_column_text][/luv_accordion_inner][/luv_accordion][/vc_column][/vc_row]

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content_placement=”middle” el_class=”contact-section”][vc_column
offset=”vc_col-lg-6 vc_col-md-12 vc_col-xs-12″ full_height_column=”false”
css=”.vc_custom_1514385281883{padding-top: 50px !important;padding-bottom: 50px
!important;background-color: #59595c !important;}”][luv_page_section node=”span”
id=”contact” hide_dot=”true”][vc_column_text font_family=”Montserrat”
font_weight=”300″ font_size=”1.8em” css=”.vc_custom_1518106701447{margin-bottom:
5px !important;}” font_color=”#8e1b7e”]


 


GET IN TOUCH

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If you have any questions, please contact us through the form below:

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css=”.vc_custom_1518437132850{padding-bottom: 30px !important;background-color:
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vc_col-xs-12″][vc_column_text font_family=”Montserrat” font_weight=”300″
font_color=”#8e1b7e” font_size=”1.8em” responsive_font_size=”false”
css=”.vc_custom_1518437001427{margin-bottom: 5px !important;}”]



THE SMART TOKENIZATION BLOCKCHAIN

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BRINGING THE POWER OF
BLOCKCHAIN TO INSTITUTIONS.

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Create your own tokens with extended and
useful functionalities, and get access to the
real power of currency.

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