www.raffleshealthinsurance.com Open in urlscan Pro
45.60.46.156  Public Scan

Form analysis
4 forms found in the DOM

POST /products/raffles-shield/#gf_10

<form method="post" enctype="multipart/form-data" id="gform_10" class="custom-form gform_legacy_markup" action="/products/raffles-shield/#gf_10">
  <div class="gform_body gform-body">
    <ul id="gform_fields_10" class="gform_fields top_label form_sublabel_below description_below">
      <li id="field_10_1" class="gfield mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_1"><label class="gfield_label" for="input_10_1">Name<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_text"><input name="input_1" id="input_10_1" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_10_2" class="gfield field-size-50 mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_2"><label class="gfield_label" for="input_10_2">Email<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_email"> <input name="input_2" id="input_10_2" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_10_3" class="gfield field-size-50 mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_3"><label class="gfield_label" for="input_10_3">Phone<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_phone"><input name="input_3" id="input_10_3" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_10_4" class="gfield mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_4"><label class="gfield_label" for="input_10_4">Where did you hear about Raffles
          Shield?<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_select"><select name="input_4" id="input_10_4" class="large gfield_select" aria-required="true" aria-invalid="false">
            <option value="Corporate Client">Corporate Client</option>
            <option value="Display Advertisements (e.g. TV, digital panels, posters)">Display Advertisements (e.g. TV, digital panels, posters)</option>
            <option value="Events / Roadshows">Events / Roadshows</option>
            <option value="Facebook">Facebook</option>
            <option value="Instagram">Instagram</option>
            <option value="YouTube">YouTube</option>
            <option value="Forums">Forums</option>
            <option value="Online Articles">Online Articles</option>
            <option value="Radio">Radio</option>
            <option value="Raffles Medical Public WiFi">Raffles Medical Public WiFi</option>
            <option value="Raffles Shield Website (Direct)">Raffles Shield Website (Direct)</option>
            <option value="Word of Mouth (Family/ Friends/ Colleagues)">Word of Mouth (Family/ Friends/ Colleagues)</option>
            <option value="YouTube">YouTube</option>
            <option value="Others">Others</option>
          </select></div>
      </li>
      <li id="field_10_12" class="gfield mt-15 field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_12" style="display: none;"><label class="gfield_label" for="input_10_12">Please specify ‘Others’</label>
        <div class="ginput_container ginput_container_text"><input name="input_12" id="input_10_12" type="text" value="" class="medium" aria-invalid="false" disabled="disabled"></div>
      </li>
      <li id="field_10_9" class="gfield mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_9"><label class="gfield_label" for="input_10_9">Type of Enquiry<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_select"><select name="input_9" id="input_10_9" class="large gfield_select" aria-required="true" aria-invalid="false">
            <option value="Product / Coverage Enquiries">Product / Coverage Enquiries</option>
            <option value="Policy Servicing">Policy Servicing</option>
            <option value="Book A Specialist Appointment">Book A Specialist Appointment</option>
            <option value="Claims enquiry">Claims enquiry</option>
            <option value="Upcoming Event Enquiries">Upcoming Event Enquiries</option>
            <option value="Others">Others</option>
          </select></div>
      </li>
      <li id="field_10_5" class="gfield mt-15 field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_5"><label class="gfield_label" for="input_10_5">Message</label>
        <div class="ginput_container ginput_container_textarea"><textarea name="input_5" id="input_10_5" class="textarea large" aria-invalid="false" rows="10" cols="50"></textarea></div>
      </li>
      <li id="field_10_8" class="gfield mt-15 field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_8"><label class="gfield_label" for="input_10_8">Referral / Promo Code (If Applicable)</label>
        <div class="ginput_container ginput_container_text"><input name="input_8" id="input_10_8" type="text" value="" class="large" aria-invalid="false"></div>
      </li>
      <li id="field_10_6" class="gfield mb-0 mt-15 consent-field gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_6"><label
          class="gfield_label screen-reader-text gfield_label_before_complex"><span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_consent"><input name="input_6.1" id="input_10_6_1" type="checkbox" value="1" aria-required="true" aria-invalid="false"> <label class="gfield_consent_label" for="input_10_6_1">I agree with the
            <a href="https://raffleshealthinsurance.com/terms-and-conditions-of-use" target="_blank">Terms and Conditions of Use</a></label><input type="hidden" name="input_6.2"
            value="I agree with the <a href=&quot;https://raffleshealthinsurance.com/terms-and-conditions-of-use&quot; target=&quot;_blank&quot;>Terms and Conditions of Use</a>" class="gform_hidden"><input type="hidden" name="input_6.3" value="3"
            class="gform_hidden"></div>
      </li>
      <li id="field_10_7" class="gfield mb-0 consent-field gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_7"><label
          class="gfield_label screen-reader-text gfield_label_before_complex"><span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_consent"><input name="input_7.1" id="input_10_7_1" type="checkbox" value="1" aria-required="true" aria-invalid="false"> <label class="gfield_consent_label" for="input_10_7_1">I agree that RHI may
            collect, use and disclose my personal data to contact me in accordance with the Personal Data Protection Act 2012 and RHI’s
            <a href="https://raffleshealthinsurance.com/privacy-statement" target="_blank">Privacy Statement</a>.</label><input type="hidden" name="input_7.2"
            value="I agree that RHI may collect, use and disclose my personal data to contact me in  accordance with the Personal Data Protection Act 2012 and RHI’s <a href=&quot;https://raffleshealthinsurance.com/privacy-statement&quot; target=&quot;_blank&quot;>Privacy Statement</a>."
            class="gform_hidden"><input type="hidden" name="input_7.3" value="3" class="gform_hidden"></div>
      </li>
      <li id="field_10_10" class="gfield field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_10"><label class="gfield_label screen-reader-text gfield_label_before_complex"></label>
        <div class="ginput_container ginput_container_consent"><input name="input_10.1" id="input_10_10_1" type="checkbox" value="1" aria-invalid="false"> <label class="gfield_consent_label" for="input_10_10_1">I want to subscribe to the mailing list
            (You can unsubscribe anytime)</label><input type="hidden" name="input_10.2" value="I want to subscribe to the mailing list (You can unsubscribe anytime)" class="gform_hidden"><input type="hidden" name="input_10.3" value="3"
            class="gform_hidden"></div>
      </li>
      <li id="field_10_11" class="gfield field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_11"><label class="gfield_label screen-reader-text" for="input_10_11"></label>
        <div id="input_10_11" class="ginput_container ginput_recaptcha gform-initialized" data-sitekey="6Lc-aicTAAAAAH4jg_3bKMhDIK4aamvXAn1CsbHC" data-theme="light" data-tabindex="0" data-badge="">
          <div style="width: 304px; height: 78px;">
            <div><iframe title="reCAPTCHA"
                src="https://www.google.com/recaptcha/api2/anchor?ar=1&amp;k=6Lc-aicTAAAAAH4jg_3bKMhDIK4aamvXAn1CsbHC&amp;co=aHR0cHM6Ly93d3cucmFmZmxlc2hlYWx0aGluc3VyYW5jZS5jb206NDQz&amp;hl=en&amp;v=5qcenVbrhOy8zihcc2aHOWD4&amp;theme=light&amp;size=normal&amp;cb=85ox3huou34e"
                width="304" height="78" role="presentation" name="a-myxibatc0yre" frameborder="0" scrolling="no"
                sandbox="allow-forms allow-popups allow-same-origin allow-scripts allow-top-navigation allow-modals allow-popups-to-escape-sandbox"></iframe></div><textarea id="g-recaptcha-response" name="g-recaptcha-response"
              class="g-recaptcha-response" style="width: 250px; height: 40px; border: 1px solid rgb(193, 193, 193); margin: 10px 25px; padding: 0px; resize: none; display: none;"></textarea>
          </div>
        </div>
      </li>
      <li id="field_10_13" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_13">
        <div class="ginput_container ginput_container_text"><input name="input_13" id="input_10_13" type="hidden" class="gform_hidden" aria-invalid="false" value="https://www.raffleshealthinsurance.com/products/raffles-shield/"></div>
      </li>
      <li id="field_10_14" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_14">
        <div class="ginput_container ginput_container_text"><input name="input_14" id="input_10_14" type="hidden" class="gform_hidden" aria-invalid="false" value="Raffles Shield"></div>
      </li>
      <li id="field_10_15" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_15">
        <div class="ginput_container ginput_container_text"><input name="input_15" id="input_10_15" type="hidden" class="gform_hidden" aria-invalid="false" value="Contact Us Form"></div>
      </li>
      <li id="field_10_16" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_16">
        <div class="ginput_container ginput_container_text"><input name="input_16" id="input_10_16" type="hidden" class="gform_hidden" aria-invalid="false" value=""></div>
      </li>
      <li id="field_10_17" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_17">
        <div class="ginput_container ginput_container_text"><input name="input_17" id="input_10_17" type="hidden" class="gform_hidden" aria-invalid="false" value=""></div>
      </li>
      <li id="field_10_18" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_10_18">
        <div class="ginput_container ginput_container_text"><input name="input_18" id="input_10_18" type="hidden" class="gform_hidden" aria-invalid="false" value=""></div>
      </li>
    </ul>
  </div>
  <div class="gform_footer top_label"> <input type="submit" id="gform_submit_button_10" class="gform_button button" value="Submit" onclick="if(window[&quot;gf_submitting_10&quot;]){return false;}  window[&quot;gf_submitting_10&quot;]=true;  "
      onkeypress="if( event.keyCode == 13 ){ if(window[&quot;gf_submitting_10&quot;]){return false;} window[&quot;gf_submitting_10&quot;]=true;  jQuery(&quot;#gform_10&quot;).trigger(&quot;submit&quot;,[true]); }"> <input type="hidden"
      class="gform_hidden" name="is_submit_10" value="1"> <input type="hidden" class="gform_hidden" name="gform_submit" value="10"> <input type="hidden" class="gform_hidden" name="gform_unique_id" value=""> <input type="hidden" class="gform_hidden"
      name="state_10"
      value="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">
    <input type="hidden" class="gform_hidden" name="gform_target_page_number_10" id="gform_target_page_number_10" value="0"> <input type="hidden" class="gform_hidden" name="gform_source_page_number_10" id="gform_source_page_number_10" value="1">
    <input type="hidden" name="gform_field_values" value=""></div>
</form>

POST /products/raffles-shield/#gf_39

<form method="post" enctype="multipart/form-data" id="gform_39" class="newsletter-signup gform_legacy_markup" action="/products/raffles-shield/#gf_39">
  <div class="gform_body gform-body">
    <ul id="gform_fields_39" class="gform_fields top_label form_sublabel_below description_below">
      <li id="field_39_2" class="gfield gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_39_2"><label class="gfield_label" for="input_39_2">Subscribe to our mailing list<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_email"> <input name="input_2" id="input_39_2" type="text" value="" class="large" placeholder="Enter your email here" aria-required="true" aria-invalid="false"
            aria-describedby="gfield_description_39_2"></div>
        <div class="gfield_description" id="gfield_description_39_2">You can unsubscribe any time.</div>
      </li>
      <li id="field_39_3" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_39_3">
        <div class="ginput_container ginput_container_text"><input name="input_3" id="input_39_3" type="hidden" class="gform_hidden" aria-invalid="false" value="https://www.raffleshealthinsurance.com/products/raffles-shield/"></div>
      </li>
      <li id="field_39_4" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_39_4">
        <div class="ginput_container ginput_container_text"><input name="input_4" id="input_39_4" type="hidden" class="gform_hidden" aria-invalid="false" value="Raffles Shield"></div>
      </li>
      <li id="field_39_5" class="gfield gform_hidden field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_39_5">
        <div class="ginput_container ginput_container_text"><input name="input_5" id="input_39_5" type="hidden" class="gform_hidden" aria-invalid="false" value="Newsletter signup (Footer)"></div>
      </li>
    </ul>
  </div>
  <div class="gform_footer top_label"> <input type="submit" id="gform_submit_button_39" class="gform_button button" value="Submit" onclick="if(window[&quot;gf_submitting_39&quot;]){return false;}  window[&quot;gf_submitting_39&quot;]=true;  "
      onkeypress="if( event.keyCode == 13 ){ if(window[&quot;gf_submitting_39&quot;]){return false;} window[&quot;gf_submitting_39&quot;]=true;  jQuery(&quot;#gform_39&quot;).trigger(&quot;submit&quot;,[true]); }"> <input type="hidden"
      class="gform_hidden" name="is_submit_39" value="1"> <input type="hidden" class="gform_hidden" name="gform_submit" value="39"> <input type="hidden" class="gform_hidden" name="gform_unique_id" value=""> <input type="hidden" class="gform_hidden"
      name="state_39" value="WyJbXSIsIjQ2YWMzYjE3ZmQ1MWNiOGI0ZWE0OWQ2MWQyNjcyN2NhIl0="> <input type="hidden" class="gform_hidden" name="gform_target_page_number_39" id="gform_target_page_number_39" value="0"> <input type="hidden" class="gform_hidden"
      name="gform_source_page_number_39" id="gform_source_page_number_39" value="1"> <input type="hidden" name="gform_field_values" value=""></div>
</form>

GET https://www.raffleshealthinsurance.com/

<form method="get" class="searchform" action="https://www.raffleshealthinsurance.com/" role="search">
  <div class="flex-row relative">
    <div class="flex-col flex-grow"> <input type="search" class="search-field mb-0" name="s" value="" id="s" placeholder="Search…"></div>
    <div class="flex-col"> <button type="submit" class="ux-search-submit submit-button secondary button icon mb-0" aria-label="Submit"> <i class="icon-search"></i> </button></div>
  </div>
  <div class="live-search-results text-left z-top"></div>
</form>

POST /products/raffles-shield/#gf_46

<form method="post" enctype="multipart/form-data" id="gform_46" class="custom-form gform_legacy_markup" action="/products/raffles-shield/#gf_46">
  <div class="gform_body gform-body">
    <ul id="gform_fields_46" class="gform_fields top_label form_sublabel_below description_below">
      <li id="field_46_1" class="gfield mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_1"><label class="gfield_label" for="input_46_1">Name<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_text"><input name="input_1" id="input_46_1" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_46_2" class="gfield field-size-50 mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_2"><label class="gfield_label" for="input_46_2">Email<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_email"> <input name="input_2" id="input_46_2" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_46_3" class="gfield field-size-50 mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_3"><label class="gfield_label" for="input_46_3">Phone<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_phone"><input name="input_3" id="input_46_3" type="text" value="" class="large" aria-required="true" aria-invalid="false"></div>
      </li>
      <li id="field_46_4" class="gfield mt-15 gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_4"><label class="gfield_label" for="input_46_4">Nature of Enquiry<span
            class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_select"><select name="input_4" id="input_46_4" class="large gfield_select" aria-required="true" aria-invalid="false">
            <option value="">Choose an option</option>
            <option value="General Enquiry">General Enquiry</option>
            <option value="Sales Enquiry">Sales Enquiry</option>
            <option value="Others">Others</option>
          </select></div>
      </li>
      <li id="field_46_5" class="gfield field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_5"><label class="gfield_label" for="input_46_5">Message</label>
        <div class="ginput_container ginput_container_textarea"><textarea name="input_5" id="input_46_5" class="textarea large" aria-invalid="false" rows="10" cols="50"></textarea></div>
      </li>
      <li id="field_46_6" class="gfield mt-15 consent-field gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_6"><label
          class="gfield_label screen-reader-text gfield_label_before_complex"><span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_consent"><input name="input_6.1" id="input_46_6_1" type="checkbox" value="1" aria-required="true" aria-invalid="false"> <label class="gfield_consent_label" for="input_46_6_1">I agree with the
            <a href="https://raffleshealthinsurance.com/terms-and-conditions-of-use/" target="_blank">Terms and Conditions of Use</a></label><input type="hidden" name="input_6.2"
            value="I agree with the <a href=&quot;https://raffleshealthinsurance.com/terms-and-conditions-of-use/&quot; target=&quot;_blank&quot;>Terms and Conditions of Use</a>" class="gform_hidden"><input type="hidden" name="input_6.3" value="29"
            class="gform_hidden"></div>
      </li>
      <li id="field_46_7" class="gfield consent-field gfield_contains_required field_sublabel_below field_description_below gfield_visibility_visible" data-js-reload="field_46_7"><label
          class="gfield_label screen-reader-text gfield_label_before_complex"><span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label>
        <div class="ginput_container ginput_container_consent"><input name="input_7.1" id="input_46_7_1" type="checkbox" value="1" aria-required="true" aria-invalid="false"> <label class="gfield_consent_label" for="input_46_7_1">I agree that RHI may
            collect, use and disclose my personal data to contact me in accordance with the Personal Data Protection Act 2012 and RHI’s data protection policy.</label><input type="hidden" name="input_7.2"
            value="I agree that RHI may collect, use and disclose my personal data to contact me in accordance with the Personal Data Protection Act 2012 and RHI’s data  protection policy." class="gform_hidden"><input type="hidden" name="input_7.3"
            value="29" class="gform_hidden"></div>
      </li>
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RAFFLES SHIELD


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Raffles Shield


WE HELP COVER MEDICAL EXPENSES SO THAT YOU CAN FOCUS ON MAKING THE BEST
HEALTHCARE DECISIONS FOR YOU AND YOUR FAMILY.

Raffles Shield is a medical insurance plan in Singapore that protects you
against unexpected medical bills and can be paid by MediSave

Recommend A Plan Contact Us


RAFFLES SHIELD - BEST MEDICAL INSURANCE PLAN IN SINGAPORE


HOW CAN WE HELP YOU TODAY?

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ANNOUNCEMENTS


COVID-19 UPDATES

Coverage for COVID-19

As of 20 October 2020, all Singaporeans, Permanent Residents and Long-term Pass
Holders, who travelled out of Singapore and are hospitalised for symptoms for
COVID-19 within 14 days of their return, will receive cover on their Raffles
Shield Plan, for COVID-19 treatment received on and after 20 October 2020.

For more information, please refer to MOH’s News Highlights.



Coverage for Adverse Effects from COVID-19 Vaccination

In aid of national public health efforts, we will be extending our Raffles
Shield Plans on a free and automatic basis to cover inpatient treatment of any
adverse/ side effects experienced by the Insured from COVID-19 vaccination. This
extension of cover is effective from 18 January 2021.

This will apply to all Insured who receive COVID-19 vaccinations approved by the
Health Sciences Authority (HSA). This special coverage will be provided till 31
December 2022.




RAFFLES SHIELD UPDATES

MediShield Life Benefits Changes and Premium Adjustment

Since 1 March 2021, the benefits for MediShield Life (MSHL) have been enhanced.
MediShield Life premiums will see an increase to keep pace with rising
healthcare costs. As an Integrated Shield plan’s premium comprises of MediShield
Life and a private insurance portion, while there will be no changes to the
premiums for the Raffles Shield (private insurance) component, there will be an
increase in total premiums for Raffles Shield plan(s).



Premiums Payable for Raffles Shield Plans and Riders (effective 1 Jan 2023)

 For the updated Raffles Shield premium rates, please click here.



Changes to coverage for Outpatient Cancer Drug Treatments and introduction of
the Ministry of Health’s (MOH’s) Cancer Drug List (CDL)

To ensure greater affordability of cancer treatments and the long-term
sustainability of premiums, MOH has developed a Cancer Drug List (CDL)
comprising clinically proven and more cost-effective cancer treatments. 

From 1 September 2022, MediShield Life (MSHL) and MediSave (MSV) will only cover
treatments on the CDL. For all Integrated Shield Plans (IP), the CDL will take
effect from 1 April 2023, upon the renewal of your policy. Policyholders with
riders can claim for selected outpatient cancer drug treatments beyond the CDL.
These changes were announced by MOH on 17 August 2021
(https://www.moh.gov.sg/news-highlights/details/government-enhances-subsidies-to-improve-affordability-of-cancer-treatment_17Aug2021)
and recapped in a press release on 2 September 2022
(https://www.moh.gov.sg/news-highlights/details/transitional-support-for-cancer-patients).

 

You can go to https://go.gov.sg/moh-cancerdruglist to view the latest version of
the CDL. The CDL currently covers most cancer drug treatments approved by the
Health Sciences Authority (HSA). MOH will update it every few months to keep up
with medical advancements and the latest clinical evidence.

 

Key Changes

1) Revised Policy Benefits for Cancer Drug Treatment

Your policy’s Outpatient Chemotherapy benefit and Outpatient Immunotherapy
benefit will be replaced with a new Outpatient Cancer Drug Treatment benefit and
Outpatient Cancer Drug Services benefit upon renewal of your policy on or after
1 April 2023.

 * Outpatient Cancer Drug Treatment benefit – Only cancer drug treatments on the
   CDL will be claimable under your Policy, up to the treatment-specific claim
   limits. Selected cancer drug treatments beyond the CDL (drug classes A, B and
   C[1]) will be claimable under riders. If you are currently undergoing cancer
   drug treatment, please consult your doctor early on whether your treatment is
   on the CDL. 

 * Outpatient Cancer Drug Services benefit – Services that are part of a cancer
   drug treatment (including treatments not on the CDL), such as consultations,
   scans, lab investigations, treatment preparation and administration,
   supportive care drugs and blood transfusions, will be claimable under the
   Outpatient Cancer Drug Services benefit, up to specified claims limits.

From 1 April 2023 onwards, Raffles Health Insurance will be implementing the
above changes to the Outpatient Chemotherapy benefit and Outpatient
Immunotherapy benefit to your Raffles Shield Policies and Riders upon your
policy renewal, where applicable.

 

Click here to view the IP and rider claim limits and coverage under each of the
above benefits

 

2) No change in Raffles Shield Base* Plans Premium.

To better support policyholders through these changes, we will not increase your
Raffles Shield Base* Plans premiums (excluding GST revisions) from 2 September
2022 to 31 August 2024. This does not apply to premiums of IP riders. Premium
increases when you move to higher age bands will continue to apply.

3) Transitional Support for Patients undergoing Cancer Drug Treatment.

To allow sufficient time for affected individuals to adjust to the changes,
customers on a course of cancer drug treatment as of 31 March 2023[2] and whose
policies are renewing between 1 April 2023 and 30 September 2023 will continue
to receive their current coverage until 30 September 2023. Thereafter, these
customers will not be able to make IP claims for any treatments not on the CDL,
and their claims for CDL treatments will be subject to the revised limits.
Customers whose policy renewals are between 1 October 2023 and 31 March 2024
will see no change to their IP coverage until their policy renewal.

Customers who are undergoing treatments not listed on the CDL may wish to
discuss with their doctors whether there are suitable alternative treatments on
the CDL. However, if switching to a CDL treatment is not feasible, there is
support available for those facing difficulties affording treatment.

 * If you are a subsidised patient, you can approach a Medical Social Worker
   (MSW) in your public healthcare institution (PHI) for financial assistance
   such as MediFund.

 * If you are a non-subsidised patient in a PHI or a patient in a private
   medical institution, you can approach your doctor to refer you to subsidised
   care in a PHI, where financial assistance may be available. The PHI’s medical
   team will review your treatment plan and provide financial counselling (e.g.,
   eligibility for subsidies) before you decide whether to proceed with the
   transfer.

[1] Refer to the Appendix for more details.

[2] Where at least one IP claim is made for an outpatient or inpatient cancer
drug treatment administered between 1 January 2023 to 31 March 2023.

*Base Plans refers to Raffles Shield Private Plan/ A+ RH/ A/ B/ Standard Plan.

 

To view a sample of our customer notification letter, click here.



PRODUCT UPDATES


OUR NEW REGIONAL COVER

Raffles Elite Care is a comprehensive medical plan designed to take care of your
healthcare needs when working or living in the region.


RAFFLES SHIELD


WHY CONSIDER RAFFLES SHIELD



RECEIVE PRIVATE HEALTHCARE COVERAGE AT AFFORDABLE PREMIUMS

Raffles Hospital Option

Enjoy private healthcare access at Raffles Hospital while paying less than what
you would for a full private plan.

WE GOT YOUR CHILD COVERED.

Waiver of Premiums

Premiums for your child’s insurance policy will be waived in the unfortunate
event of death or total permanent disability of the payor to ensure that your
child’s coverage continues*.

PAY LESS BY COMPLEMENTING YOUR COMPANY’S MEDICAL BENEFITS

High Deductible Option

Avoid paying for duplicate coverage and enjoy cost savings with an insurance
policy that complements your company’s medical insurance plan.

FLEXIBILITY TO CHANGE YOUR PLAN

Guaranteed Plan Upgrade

Choose to upgrade your plan to a higher ward entitlement without the need for
additional underwriting*.

*Waiver of premiums and guaranteed plan upgrade are subject to terms and
conditions. You can learn more about these features from our Raffles Health
Advisors here.

LIFE STORIES


HEAR FROM OUR CLIENTS

UNIQUE 'RAFFLES SHIELD A PLAN' WITH 'RAFFLES HOSPITAL OPTION'

As someone who is looking for both public and private hospital coverage at an
affordable price, I was doubtful that I would be able to find a plan that can
tailor to my specific needs. Despite my doubts, Daniel, my Raffles Health
Advisor (RHA), informed me that Raffles Health Insurance offers the ‘Raffles
Shield A Plan + Raffles Hospital Option’ that is able cover up to public
hospital ‘A’ wards AND provide private hospital coverage at Raffles Hospital.
This unique plan is able to meet my hospitalisation needs quite well.

Soh K S


PLEASANT SALES EXPERIENCE AND ONBOARDING PROCESS

As a cancer survivor, I was doubtful about finding a health insurer that is able
to accept me with my medical history. Despite my skepticism, I managed to
connect with Joy, my Raffles Health Advisor (RHA), who was very patient and
genuine in attending to my questions for hours via a video conference call. She
made me feel assured that my needs and concerns are thoroughly addressed. She
was also very helpful in following up with my application process and for that,
I am very grateful.

Eiko T


AFFORDABLE HEALTH INSURANCE PLAN FOR MY CHILD

As a young mother, I wanted to find an affordable health insurance for my kid.
However, I was concerned about the rising cost of medical insurance in
Singapore. Thankfully, Raffles Health Insurance provided me with health
insurance plans that are priced decently lower than my previous one.
Furthermore, I really liked the additional assurance that Raffles Shield will
continue to provide medical insurance coverage for my kid should anything happen
to me with their ‘Waiver of Premiums for Child’ benefit until my kid is 21 years
of age.

Julie J


UNIQUE 'RAFFLES SHIELD A PLAN' WITH 'RAFFLES HOSPITAL OPTION'

As someone who is looking for both public and private hospital coverage at an
affordable price, I was doubtful that I would be able to find a plan that can
tailor to my specific needs. Despite my doubts, Daniel, my Raffles Health
Advisor (RHA), informed me that Raffles Health Insurance offers the ‘Raffles
Shield A Plan + Raffles Hospital Option’ that is able cover up to public
hospital ‘A’ wards AND provide private hospital coverage at Raffles Hospital.
This unique plan is able to meet my hospitalisation needs quite well.

Soh K S


PLEASANT SALES EXPERIENCE AND ONBOARDING PROCESS

As a cancer survivor, I was doubtful about finding a health insurer that is able
to accept me with my medical history. Despite my skepticism, I managed to
connect with Joy, my Raffles Health Advisor (RHA), who was very patient and
genuine in attending to my questions for hours via a video conference call. She
made me feel assured that my needs and concerns are thoroughly addressed. She
was also very helpful in following up with my application process and for that,
I am very grateful.

Eiko T


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If you need any assistance in choosing the best health insurance plan for you or
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CONTACT US - RAFFLES SHIELD

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OTHER INFORMATION


THINGS YOU SHOULD KNOW

Disclosure Statement

This policy is protected under the Policy Owners’ Protection Scheme which is
administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for
your policy is automatic and no further action is required from you. For more
information on the types of benefits that are covered under the scheme as well
as the limits of coverage, where applicable, please contact your insurer or
visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or
www.sdic.org.sg).

Having a comprehensive medical insurance plan is now easy with Raffles Shield.
We have several health insurance plans that can be customised according to your
needs. There are plenty of health insurance plans in Singapore to choose from.
However, many people choose Raffles Shield for several reasons. Our insurance
plans, competitive premiums, and quick turnaround for claims are just a few
things that help us establish a strong standing in the industry. Let us help you
get the right plans and protect you and your family.

Things You Should Know



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CONTACT US

Hotline:
 +65 6286 9988

Operating Hours:
Monday – Friday:
8.30am – 8.30pm

Email:
shield@raffleshealthinsurance.com

Office Address:
25 Tannery Lane Singapore 347786

Copyright© 2023 Raffles Medical Group. All Rights Reserved



GET IN TOUCH WITH US

Health insurance can be complex. Let us simplify it for you!

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