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Skip to main content * News and Events * ADB Institute * Contact * English * 日本語 * 中文 * WHO WE ARE About ADB, how we’re organized, transparency * WHAT WE DO Projects, publications, products and services, operational priorities, and development knowledge * WHERE WE WORK Countries with operations and subregional programs, country planning documents * WORK WITH US Careers, business opportunities, and investor relations * News and Events * ADB Institute * Contacts * ENGLISH | 日本語 * ADB IS COMMITTED TO ACHIEVING A PROSPEROUS, INCLUSIVE, RESILIENT, AND SUSTAINABLE ASIA AND THE PACIFIC, WHILE SUSTAINING ITS EFFORTS TO ERADICATE EXTREME POVERTY. ESTABLISHED IN 1966, IT IS OWNED BY 69 MEMBERS—49 FROM THE REGION. Masatsugu AsakawaADB President ABOUT ADB * Overview * Members * History * Annual Reports * Policies and Strategies * Partners ORGANIZATION * Board of Governors * Board of Directors * President * Management * Departments and Country Offices ACCOUNTABILITY * Access to Information * Accountability Mechanism * Anticorruption and Integrity * Development Effectiveness * Safeguards * Independent Evaluation * Administrative Tribunal * Ethics and Conduct * Ombudsperson -------------------------------------------------------------------------------- STRATEGY 2030 ANNUAL MEETINGS ADB SUPPORTS PROJECTS IN DEVELOPING MEMBER COUNTRIES THAT CREATE ECONOMIC AND DEVELOPMENT IMPACT, DELIVERED THROUGH BOTH PUBLIC AND PRIVATE SECTOR OPERATIONS, ADVISORY SERVICES, AND KNOWLEDGE SUPPORT. ABOUT ADB PROJECTS * Projects & Tenders * Project Results and Case Studies PRODUCTS AND SERVICES * Public Sector Financing * Private Sector Financing * Financing Partnerships * Funds and Resources KNOWLEDGE * Economic Forecasts * Publications and Documents * Data and Statistics * Asia Pacific Tax Hub * ADB and Civil Society * Development Asia * ADB Blogs * ADB Data Library TOPICS * Agriculture and Food Security * Climate Change * Digital Technology * Education * Energy * Environment * Finance Sector * Fragility and Vulnerability * Gender Equality * Governance * Health * Markets Development and Public-Private Partnerships * Regional Cooperation * Social Development * Sustainable Development Goals * Transport * Urban Development * Water LEARN ABOUT ADB ACTIVITIES IN MEMBER COUNTRIES AND REGIONAL OFFICES. GET INFORMATION ON COUNTRY ECONOMIC DATA AND ANALYSIS, DEVELOPMENT ASSISTANCE, AND REGIONAL INITIATIVES. * CENTRAL AND WEST ASIA * EAST ASIA * SOUTH ASIA * SOUTHEAST ASIA * THE PACIFIC * ADB Central and West Asia Operations * Afghanistan * Armenia * Azerbaijan * Georgia * Kazakhstan | Русский * Kyrgyz Republic * Pakistan * Tajikistan * Turkmenistan * Uzbekistan * ADB East Asia Operations * Mongolia * People's Republic of China | 中文 * ADB South Asia Operations * Bangladesh * Bhutan * India * Maldives * Nepal * Sri Lanka * ADB Southeast Asia Operations * Cambodia * Indonesia | Bahasa Indonesia * Lao People's Democratic Republic * Myanmar * Philippines * Thailand * Timor-Leste * Viet Nam | Tiếng Việt * ADB Pacific Operations * Cook Islands * Federated States of Micronesia * Fiji * Kiribati * Marshall Islands * Nauru * Niue * Palau * Papua New Guinea * Samoa * Solomon Islands * Tonga * Tuvalu * Vanuatu -------------------------------------------------------------------------------- Full list of countries with operations -------------------------------------------------------------------------------- REGIONAL OFFICES * European Representative Office * Japanese Representative Office | 日本語 * North America Representative Office LIAISON OFFICES * Pacific Liaison and Coordination Office * Pacific Subregional Office * Singapore Office SUBREGIONAL PROGRAMS * Brunei, Indonesia, Malaysia, Philippines East ASEAN Growth Area (BIMP-EAGA) * Central Asia Regional Economic Cooperation (CAREC) Program * Greater Mekong Subregion (GMS) Program * Indonesia, Malaysia, Thailand Growth Triangle (IMT-GT) * South Asia Subregional Economic Cooperation (SASEC) WITH EMPLOYEES FROM MORE THAN 60 COUNTRIES, ADB IS A PLACE OF REAL DIVERSITY. WORK WITH US TO FIND FULFILLMENT IN SHARING YOUR KNOWLEDGE AND SKILLS, AND BE A PART OF OUR VISION IN ACHIEVING A PROSPEROUS, INCLUSIVE, RESILIENT, AND SUSTAINABLE ASIA AND THE PACIFIC. CAREERS AND SCHOLARSHIPS * What We Look For * Career Opportunities * Young Professionals Program * Visiting Fellow Program * Internship Program * Scholarship Program FOR INVESTORS * Investor Relations | 日本語 * ADB Green and Blue Bonds * ADB Theme Bonds -------------------------------------------------------------------------------- INFORMATION ON WORKING WITH ADB FOR... * Consultants * Contractors and Suppliers * Governments * Executing and Implementing Agencies * Development Institutions * Private Sector Partners * Civil Society/Non-government Organizations PROCUREMENT AND OUTREACH * Operational Procurement * Institutional Procurement * Business Opportunities Outreach * Projects & Tenders Asian Development Bank Institute (ADBI) IDEAS FOR DEVELOPING ASIA AND THE PACIFIC * * * What We Do * Publications * Financial Inclusion, Financial Literacy, and Financial Education in Georgia FINANCIAL INCLUSION, FINANCIAL LITERACY, AND FINANCIAL EDUCATION IN GEORGIA Publication | June 2018 SHARE THIS PAGE * * * * Georgia is outperforming developing Eastern European and Central Asian countries in terms of access to finance but is very much behind in terms of usage of financial products and technologies. Download (Free: 966.24 KB ) We provide a comprehensive overview of the current state of financial inclusion and financial literacy in Georgia based on the latest literature, statistical evidence, and recent surveys. We review current government policy initiatives and strategy documents aimed at improving financial access of SMEs and households; analyze the state of the regulatory framework in Georgia; focus on the causes behind the current low levels of financial inclusion and financial literacy among the young, the poor, and the rural population; and provide policy recommendations to comprehensively address the financial inclusion problem in Georgia. WORKING PAPER NO: 849 ADDITIONAL DETAILS Authors * Babych, Yaroslava * Grigolia, Maya * Keshelava, Davit Type * Papers and Briefs Series * ADBI Working Papers Subjects * Economics * Finance sector development * Governance and public sector management Countries * Georgia cb Creative Commons Attribution 3.0 IGO License ALSO IN THIS SERIES * Drought and Migration: Evidence from the Kyrgyz Republic * Heterogeneous Effect of Out-Migration on Informal Employment in Rural Nepal * Impacts of COVID-19 Temporary Trade Measures on Viet Nam’s Trade Efficiency with RCEP’s Partners See All Advanced Search Publication RSS ADBI Publications SUBSCRIBE TO OUR NEWSLETTER TO GET THE LATEST NEWS AND FIND OUT ABOUT OUR UPCOMING EVENTS AND JOB OPENINGS.. Sign up now FOLLOW ADBI ON SOCIAL MEDIA. * * * * * © 2024 Asian Development Bank Institute. 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