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 * Benefits
   Universal Credit Find out how Universal Credit works and how to manage your
   payment
   Benefits if you have children Entitlements to help with the cost of pregnancy
   or bringing up children
   Benefits if you’re sick, disabled or a carer Understand what support is
   available for coping with ill health
   Benefits in later life You may be entitled for help with other costs on top
   of your State Pension
   Benefits and work Extra support if you’re working, self-employed, or you’ve
   lost your job
   Benefits to help with housing costs Support to help with rent or mortgage
   payments if you’re on a low income
   Problems with benefits What to do if something goes wrong with your benefits
   Benefits All Benefits guidance
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   Money Navigator
   
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   Money Manager
   
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   ALL TOOLS
 * Everyday money
   Banking How to choose, use and manage bank accounts
   Budgeting How to budget, find the best deals and switch to save money
   Buying and running a car How to buy and finance a car, deal with problems
   with car finance, and cut running costs
   Credit and purchases Credit basics, applying for credit, credit ratings and
   problems with credit
   Insurance Insurance for cars, health, travel, and help with insurance
   Types of credit credit cards, pawnbrokers, home credit, store and catalogue
   cards and overdrafts.
   Everyday money All Everyday money guidance
   Tools
   
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   Compare bank accounts
   
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   Budget Planner
   
   Calculator
   
   Credit card calculator
   ALL TOOLS
 * Family & care
   Becoming a parent Having a baby, returning to work, childcare costs
   Death and bereavement Wills, inheritance, sorting out estates
   Divorce and separation Sorting out money and homes, what if you have
   children, money after break ups
   Illness and disability Managing costs, extra financial support, help with
   work or study
   Long-term care Paying and getting funding, ways to pay, problems with care
   Student and graduate money Credit cards, bank accounts, student debts
   Talk money Difficult conversations, talking to teenagers, older people and
   partners
   Family & care All Family & care guidance
   Tools
   
   Calculator
   
   Divorce calculator
   
   Calculator
   
   Baby costs calculator
   
   Tool
   
   Budget Planner
   
   Calculator
   
   Benefits Calculator
   ALL TOOLS
 * Homes
   Buying a home Mortgages, help buying, remortgaging, first-time buyers, help
   and support
   Renting Renting a home to live in, renting out a home, and overcoming
   problems
   Homes All Homes guidance
   Tools
   
   Calculator
   
   Stamp Duty calculator
   
   Calculator
   
   Mortgage affordability calculator
   
   Calculator
   
   Mortgage calculator
   ALL TOOLS
 * Money troubles
   Help with the cost of living Budgeting, paying bills, finding extra financial
   support, coping with job loss
   Dealing with debt Bills, court fines, help with debts
   Money problems and complaints What to do about mis-selling, compensation and
   complaints
   Scams Spotting scams and what to do if you’re caught out
   Money troubles All Money troubles guidance
   Tools
   
   Tool
   
   Debt advice locator
   
   Calculator
   
   Benefits Calculator
   
   Tool
   
   Bill prioritiser
   ALL TOOLS
 * Pensions & retirement
   Auto enrolment Introduction, how it works, all about contributions
   Building your retirement pot How much do you need, ways to build your pot,
   transferring and merging
   Pension basics Starting a pension, types of pension, understanding pensions
   Pension problems Complaints, financial help when retired, changes to schemes
   State Pension How it works, what you might get, National Insurance
   Taking your pension Ways to draw your pension, when can you retire, Pension
   Wise appointments
   Tax and pensions Tax allowances, tax paid on pensions, tax relief
   Pensions and retirement All guidance, including how to use the Pension Wise
   service
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   Pension calculator
   
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   Workplace pension contribution calculator
   
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   ALL TOOLS
 * Savings
   How to save Getting started, getting the most out of savings, problems
   Investing How to invest, types of investing, buying and managing
   Types of savings Help with meeting goals, tax-friendly saving, saving for
   children
   Savings All Savings guidance
   Tools
   
   Calculator
   
   Savings calculator
   
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 * Work
   Employment Basics, benefits, tax and National Insurance
   Losing your job What to do, alternatives, redundancy pay
   Self-employment Starting out, insurance, tax, self-assessment
   Work All Work guidance
   Tools
   
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 * Typetalk: 18001 0800 915 4622
 * From overseas: +44 20 3553 2279

Hours
 * Mon – Fri:8.00am – 6.00pm
 * Sat, Sun and bank holidays:Closed

Calls from the UK are free. We’re committed to providing you with a quality
service, so calls may be recorded or monitored for training purposes and to help
us develop our services.

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Talk to us live for pensions guidance using web chat
Start webchat Hours
 * Mon – Fri:9.00am – 6.00pm
 * 
 * Sat, Sun and bank holidays:Closed

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Talk to us live for money guidance using webchat
Start webchat Hours
 * Mon – Fri:8.00am – 6.00pm
 * Sat:8.00am – 3.00pm
 * Sun and bank holidays:Closed

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Talk to us for pensions guidance using our web form
Open web form

We aim to respond within 5 working days

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Talk to us for money guidance using our web form
Open web form

We aim to respond within 2 working days

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Talk to us live for money guidance using WhatsApp
+44 77 0134 2744

Download app: WhatsApp

For help sorting out your debts or credit questions. For everything else please
contact us via Webchat or telephone.

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