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Car Purchase Guide NSW
Specifications Payment Options Checklist Protection Contact



RESPONSIBLE CAR PURCHASING GUIDE

Your essential guide to buying a car in NSW responsibly and confidently.

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PART 1: BACKGROUND INFORMATION AND SPECIFICATIONS

Purchasing a car is a significant investment for a young person due to the
financial commitment and ongoing expenses like registration, insurance, fuel,
and maintenance. It's crucial to make an informed decision to ensure the vehicle
meets your needs and budget.


AVAILABLE CAR MODELS

Sedans: Comfortable for everyday use.
 * Advantages: Good fuel efficiency, affordable.
 * Disadvantages: Limited cargo space.

SUVs: Spacious and versatile.
 * Advantages: Higher seating, ample cargo space.
 * Disadvantages: Higher fuel consumption, more expensive.

Hatchbacks: Compact and efficient.
 * Advantages: Easy to park, fuel-efficient.
 * Disadvantages: Smaller interior space.

Electric Vehicles (EVs): Environmentally friendly.
 * Advantages: Lower running costs, government incentives.
 * Disadvantages: Higher upfront cost.

Hybrids: Combination of petrol and electric.
 * Advantages: Better fuel economy.
 * Disadvantages: More expensive than conventional cars.


PART 3: STEP-BY-STEP CHECKLIST

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1. Determine your needs and preferred car type

Consider what you require from a car. Do you need a small car for city driving,
or a larger vehicle for family and travel? Assess factors like fuel efficiency,
size, and features.

2. Set a realistic budget including ongoing costs

Establish how much you can afford to spend on the purchase and account for
ongoing expenses such as insurance, registration, fuel, and maintenance.

3. Research models that fit your criteria

Look into different car models that meet your needs and budget. Read reviews,
compare specifications, and consider reliability and resale value.

4. Check running costs and maintenance expenses

Investigate the average costs of servicing, parts, and repairs for the models
you're interested in. Some cars may have higher maintenance costs than others.

5. Inspect and test drive potential cars

Always inspect the car in person and take it for a test drive to ensure it meets
your expectations in terms of performance and condition.

6. Verify vehicle history with a PPSR certificate

Obtain a Personal Property Securities Register (PPSR) certificate to check for
any outstanding finance, write-offs, or stolen status on the vehicle.

7. Get a professional mechanical inspection

Have a qualified mechanic inspect the car to identify any hidden issues that
could lead to costly repairs in the future.

8. Negotiate the price based on your research

Use the information you've gathered to negotiate a fair price. Don't be afraid
to walk away if the deal doesn't meet your expectations.

9. Choose a suitable payment option

Select the payment method that best fits your financial situation, whether it's
cash, a car loan, dealer finance, or a novated lease.

10. Arrange appropriate insurance coverage

Before driving the car, ensure you have the necessary insurance coverage to
protect yourself and comply with legal requirements.

11. Complete the purchase with all necessary paperwork

Fill out all required documents, including transfer forms and receipts. Keep
copies of everything for your records.

12. Register the vehicle through Service NSW

Visit a Service NSW centre or go online to transfer the registration into your
name within 14 days to avoid penalties.

13. Maintain all documentation securely

Keep all receipts, contracts, and registration papers in a safe place for future
reference or if you decide to sell the car.


PART 4: CONSUMER PROTECTION


AUSTRALIAN CONSUMER LAW

Provides protections ensuring the vehicle is of acceptable quality and fit for
purpose.


NSW FAIR TRADING

Assists with disputes and offers guidance for issues with purchases.

Contact: www.fairtrading.nsw.gov.au or call 13 32 20.


HOW TO ENGAGE

Visit the NSW Fair Trading website, fill out the complaint form, and submit any
supporting documents.

© 2023 Responsible Car Purchasing Guide NSW

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