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Sponsored 5 (LEGAL) WAYS TO EARN MORE INCOME IN CANADA By The Penny Hoarder July 6, 2023 O, the Great White North. Nova Britannia. Land of Maple Syrup. America’s Hat. The 14th colony. *Whispers* America’s friendliest neighbor. It must be nice to have the best nicknames around. And while we’re on the subject of best things, we thought you might also want to know about the best — and weirdest — ways you can pocket some extra Canadian dollars. 1. LET THIS APP PAY YOU UP TO $83 WHEN YOU WIN SOLITAIRE GAMES Lots of us already play Solitaire on our phones for fun or just to pass the time. Want to see if you can win money at it? There’s a free iPhone app called Solitaire Cash that pays you up to $83 when you win. You might be thinking: There’s got to be a catch. This is definitely one of those spammy apps, right? Wrong. There really isn’t a catch. Sure, you can pay to play in some higher-stakes tournaments, but there’s no pressure. And, in fact, there aren’t even any annoying ads. With each game, you’ll battle it out against at least five other players. Everyone gets the same deck, so winning is totally a matter of skill. The top three players who solve the deck fastest can win real money — anywhere from $1 to $83. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5). To get started, just download the free app and start playing your first game immediately. 2. GET A FREE $105 FOR PLAYING GAMES We all have our favorite ways to kill time. A good book, a good conversation, a hockey game. Here’s another good time-killer: Playing games on your iPhone. And what if you could play for money? Real money?There’s a free iPhone and iPad app called Bubble Cash that lets Canadians play for money. You can get paid up to $105 ($83 USD) per win. You might be wondering if there’s a catch. But there’s really not. Bubble Cash is free to download and is completely skill-based. And it’s quite popular. It has more than a million downloads and averages a rating of 4.5 out of 5 on the Canadian App Store. Players have won hundreds of thousands in prize money so far. To get started, just download the free app and start playing your first game immediately. 3. GET PAID JUST TO SHARE YOUR OPINION We could all use a little extra money these days. Luckily, there are companies that want to hear what you have to say — and they’ll reward you for filling out surveys. If you’re just vegging out on the couch — why not click a couple buttons and share your thoughts? It could earn you some easy rewards. A company called Ipsos iSay will pay you in points for every survey you complete, which you can exchange for gift cards or cash transfers. Surveys take just a few minutes to complete. More than 40,000 people have reviewed Ipsos iSay on TrustPilot, where it has a rating of 4 out of 5 stars. It takes just a few minutes to create an account and start earning points you can cash out for money transfers or gift cards. 4. EARN UP TO $69/HOUR WORKING FROM HOME Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 5. SCAN YOUR GROCERIES’ BARCODES FOR FREE GIFT CARDS Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge. Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes. Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn. Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join. Note: Monetary amounts are shown in U.S. dollars. Bank of Canada is a good resource to find the current exchange rate. O, the Great White North. Nova Britannia. Land of Maple Syrup. America’s Hat. The 14th colony. *Whispers* America’s friendliest neighbor. It must be nice to have the best nicknames around. And while we’re on the subject of best things, we thought you might also want to know about the best — and weirdest — ways you can pocket some extra Canadian dollars. 1. NO OFFENSE, BUT IF YOU DON’T USE THIS FREE TOOL, YOU’RE PROBABLY OVERPAYING ON AMAZON Wouldn’t it be nice if someone automatically slashed the prices of things in your online shopping cart at places like Amazon? That’s exactly what this free service does. Just add it to your browser for free, and before you check out, it’ll look for available promo codes that could instantly save you money on whatever’s in your cart. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Once you’re about to pay, any available coupon codes will automatically be applied to your order. In the last year, this has saved people $950 million. You can get started in just a few clicks to help make sure you don’t miss out on a deal again. 2. GET PAID JUST TO SHARE YOUR OPINION We could all use a little extra money these days. Luckily, there are companies that want to hear what you have to say — and they’ll reward you for filling out surveys. If you’re just vegging out on the couch — why not click a couple buttons and share your thoughts? It could earn you some easy rewards. A company called Ipsos iSay will pay you in points for every survey you complete, which you can exchange for gift cards or cash transfers. Surveys take just a few minutes to complete. More than 40,000 people have reviewed Ipsos iSay on TrustPilot, where it has a rating of 4 out of 5 stars. It takes just a few minutes to create an account and start earning points you can cash out for money transfers or gift cards. 3. EARN UP TO $69/HOUR WORKING FROM HOME Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 4. SCAN YOUR GROCERIES’ BARCODES FOR FREE GIFT CARDS Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge. Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes. Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn. Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join. 5. SELL SOMEONE ELSE’S STUFF Selling Craigslist freebies is a great way to make a profit quickly, because you get the items for free. You could even have cash in hand today. Go to the free section on Craigslist and look for things that are close to you and easy to sell immediately. They could be scraps from a job site or metal items you can sell, for example. For a quick turnaround, avoid items like furniture or electronics. These can be good to sell, but they’ll take longer. Cash in your treasures by reselling on Craigslist, including them in a rummage sale or selling to specialty buyers, like a pawn shop or a local business. Note: Monetary amounts are shown in U.S. dollars. Bank of Canada is a good resource to find the current exchange rate. -------------------------------------------------------------------------------- 50 EASY WAYS TO MAKE EXTRA MONEY THIS MONTH By The Penny Hoarder July 6, 2023 If you needed extra money, like, yesterday, you’ve come to the right spot. Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs. This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire. Without further delay, here are 50 ways to make money: 1. GET PAID TO PLAY BINGO We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $83 every time you play. It’s a free app called Bingo Cash, and right now you could octuple your money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83. You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83. And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5). Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately. 2. ADD $100 TO YOUR WALLET FOR TRYING OUT APPS Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app. You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app. You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money. Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer. It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out. 3. GET PAID UP TO $140/MONTH JUST FOR SHARING YOUR HONEST OPINION It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month. A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 4. LET THIS APP PAY YOU UP TO $83 WHEN YOU WIN SOLITAIRE GAMES Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it? A free app called Solitaire Cash lets you play for real money — up to $83 per win. For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money — anywhere from $1 to $83. You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account. And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5). Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10. 5. GET PAID $225/MONTH WHILE WATCHING MOVIE PREVIEWS Carmen Mandato/ The Penny Hoarder We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here? But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them. You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million. It takes about one minute to sign up and start getting paid for your nightly zone-out. 6. THIS WEBSITE CAN HELP YOU WIPE OUT YOUR CREDIT CARD DEBT If you’re carrying around credit card debt, you know how hopeless it can feel. The interest rates alone can make it feel like you’ll never escape. Meanwhile, your credit card company could care less. They’re getting rich off those sky-high rates, after all. Luckily, The Rate Chopper could help you start to get rid of all that debt — as soon as a few days from now. Here’s how: The Rate Chopper could match you with a lender and a new loan at a lower interest rate you can use to pay off all your credit card balances. Now you’ll just have one bill to focus on, and with the lower rate, you’ll likely be able to pay off your debt that much faster. If you have a credit score above 600 and you need to borrow up to $50,000, The Rate Chopper can help you find a loan with rates as low as 5.99% APR.* That’s way better than the 20% or more your credit card is charging you. It only takes a few minutes to complete the form to get your personalized results — and checking won’t affect your credit score. Plus, The Rate Chopper keeps your information encrypted and secure. And if you’re worried you won’t qualify, it’s free to check and see if you match with a lender. You’ll need to enter your Social Security number when you fill out their form, but The Rate Chopper uses data encryption to help keep your information safe. It takes just a couple minutes, and it could save you thousands of dollars. Totally worth it. 7. GET A FREE $80 FOR PLAYING THIS CELL PHONE GAME Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it? There’s a free app called Bubble Cash that pays you for popping bubbles! The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83. Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5). To get started, just download the free app and start playing your first game immediately. 8. EARN UP TO $69/HOUR WORKING FROM HOME We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people. Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 9. GET UP TO $1K IN FREE STOCK FROM THIS APP JUST FOR SIGNING UP AND FUNDING YOUR ACCOUNT Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks. Luckily, when you open a free SoFi Invest account and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000. With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks. If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees. It only takes a minute to open a free account and get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000. *See terms 10. LET THIS APP SPOT YOU UP TO $200 WHEN YOU NEED IT It’s happened to all of us at some point — the dreaded overdraft. It’s not only embarrassing if your card gets declined at the grocery store over a few bucks, but the fees that come with it only put you further into a hole. Double yikes. But a banking app called Chime wants to protect you from both of those problems with its SpotMe® feature1. It’s a fee-free overdraft protection that lets you overdraft up to $200 (for eligible members) without penalty. Yep. Just sign up for a free Chime checking account and set up a qualifying $200 monthly direct deposit to take advantage of this face-saving tool. You’ll also get access to other sweet features, like getting paid up to two days2 earlier with direct deposit, help automatically growing your savings and access to more than 60,000 fee-free3 ATMs. Signing up takes just a few minutes. You’ll need your Social Security number handy — but don’t worry, your information is protected by bank-level security, FDIC insurance and two-factor authentication. 11. LET THIS FREE APP SAVE YOU $40/MONTH ON GAS How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it? An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon. People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks. Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time. You can cash out any time, and you’ll get your money within two days of initiating a transfer. How many free tanks of gas can you get with an average of $148 in annual earnings? Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase. 12. GET UP TO $50,000 FROM THIS COMPANY Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help. Here’s how it works: If your credit score is at least 620, AmOne can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it. 13. GET PAID EVERY TIME YOU FILL UP YOUR TANK Having to fill up your gas tank these days is downright painful. Prices for a gallon of regular unleaded top $5 in some states and it doesn’t look like there’s relief coming any time soon. But a free app called Fetch Rewards will relieve some of that wallet-draining frustration by rewarding you with gift cards just for buying gas (and more than 250 other items at the store). Here’s how it works: After you’ve downloaded the app, just take a picture of your receipt showing you purchased gas from one of the stations listed in Fetch. You’ll earn 25 points for each purchase, which can be redeemed for a Visa gift card and can help you pay for your next tank. You can download the free Fetch Rewards app here to start getting free gift cards. Over 13 million people already have, so they must be onto something… 14. SEE IF YOU CAN GET CAR INSURANCE FOR AS LOW AS $19/MONTH* When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. If it’s been more than six months since your last car insurance quote, you should look again. And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance. CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy. *average expenditure $88/mo. 15. EARN $300+/MONTH IN PASSIVE INCOME WITH YOUR EXTRA SPACE If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn. 16. GET PAID UP TO $40/MONTH — JUST FOR SHARING YOUR OPINION Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously. There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie. They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month. More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free. 17. GET A FREE AMAZON GIFT CARD JUST FOR TRYING NEW GAMES ON YOUR PHONE Who couldn’t use a free Amazon gift card? Good news: An app called Rewarded Play will pay you in gift cards to places like Amazon, Walmart and Target just to download and try out new games on your phone. It’s totally free, and you don’t have to compete against any other players. Plus, you can get paid in as little as 48 hours. The more you play, the more you can earn —we’ve heard from some users who have earned hundreds of dollars in just a couple months. To get started, just download the app, launch three games and complete a basic activity in each one. Do this two days in a row, and you can cash out for your first gift card. Download the Rewarded Play app to get started and see how much you can earn. 18. YOU CAN SPEND $1 TO OWN A PIECE OF AMAZON, GOOGLE OR OTHER COMPANIES Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own another company. But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach. But with an app called Stash, it doesn’t have to be. It lets you be a part of something that’s normally exclusive to the richest of the rich — on Stash you can buy pieces of other companies for as little as $1. That’s right — you can invest in pieces of well-known companies, such as Amazon, Google, Apple and more for as little as $1. The best part? If these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.1 It takes two minutes to sign up, and it’s totally secure. With Stash, all your investments are protected by the Securities Investor Protection Corporation (SIPC) — that’s industry talk for, “Your money’s safe.”2 Plus, when you use the link above, Stash will give you a $5 sign-up bonus once you deposit $5 into your account.* 19. SHARE WHAT’S IN YOUR FRIDGE Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge. Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes. Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn. Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join. 20. ADD $225 TO YOUR WALLET WHILE WATCHING THE NEWS It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert. That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast. You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year. It takes about one minute to sign up, and start getting paid while you watch the news. 21. GET PAID TO DRINK BEER Carmen Mandato/The Penny Hoarder The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries. When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback. Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?) The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days. So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy. All you have to do is sign up, then it’ll contact you when you’re needed. 22. BECOME A MYSTERY SHOPPER Got an eye for great service? You could make money — and get the occasional free meal — as a mystery shopper. Companies want to know the employees serving their customers are putting a good face on the brand. Because a CEO of a huge chain can’t pull an “Undercover Boss” every week, many companies send mystery shoppers into the field to rate the customer experience. This can be a simple way to make extra money — if you’re efficient. Here’s what to do — and what not to do — if you want to be a successful mystery shopper. 23. GET CASH BACK EVERY TIME YOU SHOP AT YOUR FAVORITE STORES (GET $5 RIGHT NOW) Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal? Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase. All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account. It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload. 24. BE A MOCK JUROR Getty Images A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room. Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour. To qualify as an online juror, applicants must be: * A U.S. citizen * 18 years or older * Free of any past felony convictions Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more. 25. TURN YOUR JUNK MAIL INTO CASH PamSchodt/Getty Images You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of? Well, you can turn them into cash. The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center. No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks. 26. CLEAN UP SEARCH ENGINE MISTAKES playb/Getty Images Search engines use complicated algorithms to determine the results you see — and they don’t always get it right. They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work. If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator. Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour. 27. SELL THRIFT STORE FINDS ON EBAY Getty Images Selling your possessions on the auction site eBay is one way to pocket some cash quickly. You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores. Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price. Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money. How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800. 28. CREATE A BLOG AND (POTENTIALLY) EARN MILLIONS Getty Images Want to start your own website? Turn it into some money? It’ll take quite a bit of dedication, but it can really pay off. Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.” We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad. If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it. 29. GET PAID TO DROP A FEW POUNDS Heather Comparetto/The Penny Hoarder Bottom line: HealthyWage will literally pay you for losing weight. Not only are you getting more healthy, you’re also making some money. How’s that for motivation? Here’s how it works: 1. Read more about HealthyWage, and sign up. 2. Define a goal weight and the amount of time you’ll give yourself to achieve it. 3. Place a bet on yourself ranging from $20 to $500 a month. Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000! Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191. 30. STREAM ON TWITCH Chris Zuppa/The Penny Hoarder Your mom was wrong. Playing video games might not be a waste of your time after all. Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play. How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month. 31. RENT OUT YOUR PING-PONG TABLE BraunS/Getty Images Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff. Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories. 32. SELL YOUR FRIENDSHIP Getty Images Get paid to be someone’s buddy! We’re not kidding. You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more. You can charge up to $50 an hour and set your own schedule. Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned. What could you do as a friend for 40 hours a week? First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless. If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town. Some people just want someone to talk to. 33. LET NASA PAY YOU TO STAY IN BED ALL DAY amenic181/Getty Images Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies. Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science. It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed. The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days. 34. DO ONLINE TRANSCRIPTION Carmen Mandato/The Penny Hoarder Those listening skills you honed by eavesdropping on your roommates’ conversations could finally pay off with a job in online transcription. Transcription jobs usually require an assessment test to gauge your typing speed and accuracy. Depending on the service, you could be listening to a car commercial or court hearings, so find out what you’re getting into before you apply. Cherry wishes she had known that tip before she signed up for her first transcription gig, which brought in $85.15 over six months for a job that required extensive testing and a lot of studying to follow a strict style guide. “For that first transcription job, oh my gosh, I spent hours on that, and I got paid so little,” Cherry said. “I wish I would have just, in the beginning, told myself, ‘Hey, this just isn’t going to be worth it. Find something else.’” Cherry had better luck after discovering the transcription service Rev, which offered a user-friendly platform and more lucrative projects. How much money can you make? Making 40 cents to 75 cents per minute of transcription at Rev, Cherry earned $87.45 in one month for less than four hours of work. 35. ANSWER THE PHONE Vladimir Vladimirov/Getty Images Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers. These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location. Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology. You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call. 36. CREATE AND SELL COURSES Getty Images Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too. If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required. 37. GET CRAFTY (BUT NOT TOO CRAFTY, IF YOU DON’T WANT) Michael House for The Penny Hoarder If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally. Those are a lot of potential customers. If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns. 38. PUBLISH A KINDLE BOOK Getty Images If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City. You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words. After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you. 39. SWAP BOOKS FOR AMAZON GIFT CARDS Getty Images Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon. With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card. Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free. 40. TEACH ENGLISH AS A SECOND LANGUAGE Photo courtesy of Angela Brumbaugh If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home. There are several online-learning platforms focused on teaching English as a second language to students in other countries. Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour. “The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning. “The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!” 41. BECOME A LIFE COACH Drazen_/Getty Images According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually. The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home. 42. EARN UP TO $30/DAY WATCHING MOVIES andresr/Getty Images When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.) Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in. These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired. In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour. 43. MONETIZE YOUR DOODLES Getty Images We talked to one guy who sells his art online and makes $2,000 a month. His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs. Here are some tips to get started: * Start small. * Create marketable products. * Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials. 44. GET THE PROPS YOU DESERVE FOR BEING ACTIVE Getty Images If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep. Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress. Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account. Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’” 45. DO ODD JOBS Getty Images TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music. Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door. Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app. 46. WORK FROM SOMEONE ELSE’S HOUSE Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country. Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away. If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House. 47. GET PAID TO TUTOR KIDS ONLINE Getty Images Love kids but don’t want to commit to the classroom? You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour. If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors. 48. CASH IN ON YOUR DOLLAR BILLS Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet. Turns out antique coins aren’t the only currency worth cash to collectors. Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for: * 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776) * 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099) * Super repeaters on $1 Federal Reserve Notes (i.e. 67676767) * Double quads on $1 Federal Reserve Notes (i.e. 00009999) * and more! 49. SELL YOUR SMARTPHONE PHOTOS Tim Snell under Creative Commons If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery. An app called Foap lets you turn your smartphone photos into cash. Here’s how it works: 1. Download the free app and create an account. 2. Take a quality photo and upload it to Foap’s marketplace. 3. Someone buys the license to your photo for $10. You make $5. If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right? 50. START FREELANCING Carmen Mandato/The Penny Hoarder Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary. Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers. *Sofi: Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. Terms for ‘Claw’ Promotion: https://www.sofi.com/invest/clawpromotion/rules SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below. 1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC. 2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA(www.finra.org)/SIPC(www.sipc.org), (“Sofi Securities”). Clearing and custody of all securities are provided by APEX Clearing Corporation. 3) SoFi Crypto is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business. For additional disclosures related to the SoFi Invest platforms described above, including state licensure of SoFi Digital Assets, LLC, please visit SoFi.com/legal. Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Bank, N.A. *Stash: Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value. ¹ All rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC and are subject to Terms and Conditions. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. ² Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Any earned stock rewards will be held in your Stash Invest account. Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. ³ For a complete list of fees please see the Deposit Account Agreement for details. If you needed extra money, like, yesterday, you’ve come to the right spot. Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs. 1. GET PAID UP TO $140/MONTH JUST FOR SHARING YOUR HONEST OPINION If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen. Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it. A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 2. NO OFFENSE, BUT IF YOU DON’T USE THIS FREE TOOL, YOU’RE OVERPAYING ON AMAZON Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay? That’s exactly what this free service does. Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order. In the last year, this has saved people $160 million. You can get started in just a few clicks to see if you’re overpaying online. 3. GET PAID TO SHOP ONLINE Chances are, you do some of your shopping online. But we seriously doubt you’re getting paid for it. It sounds weird, but a free site called Rakuten will pay you when you shop online at Target, Walmart, Macy’s, and tons of other stores. They work with just about every online store you probably shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back. It takes less than a minute to open a Rakuten account and start shopping like you normally would. You just need an email address. They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing. 4. GET PAID $225/MONTH WHILE WATCHING MOVIE PREVIEWS If we told you that you could get paid to watch videos on your computer, you’d probably laugh. It’s too good to be true, right? But we’re serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama. All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight wasting time on your phone. Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million. It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started. 5. GET UP TO $50,000 FROM THIS COMPANY Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help. Here’s how it works: If your credit score is at least 620, Fiona can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it. 6. GROW YOUR MONEY 10X FASTER — WITHOUT RISKING ANY OF IT You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. And you’re not alone. The national average interest rate for savings accounts is just 0.40%. But there’s actually a way to grow your money 17 times faster — completely risk free. When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.15% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. There’s no minimum deposit to open and keep your account. And, you’ll never pay any monthly or maintenance fees, either. And there’s no need to worry about accessing your savings — you can take your money out at any time with no penalties. Plus, all your money is FDIC insured, which basically just means it’s super safe. It only takes a few minutes to sign up for your Capital One savings account. All you really need to do after that is sit back and watch your savings grow with 10 times the average interest. 7. ADD $100 TO YOUR WALLET FOR TRYING OUT APPS Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app. You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app. You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money. Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer. It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out. 8. EARN UP TO $69/HOUR WORKING FROM HOME We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people. Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 9. EARN $300+/MONTH IN PASSIVE INCOME WITH YOUR EXTRA SPACE If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn. 10. ASK THIS COMPANY TO REDUCE A BIG CHUNK OF YOUR CREDIT CARD DEBT Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. So, what if you could just… get rid of credit card debt that’s weighing you down? A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt. It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.It’s free to see just how much of your debt you can get rid of. 11. CANCEL YOUR CAR INSURANCE When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. If it’s been more than six months since your last car insurance quote, you should look again. And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance. CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy. 12. GET PAID UP TO $40/MONTH — JUST FOR SHARING YOUR OPINION Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously. There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie. They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month. More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free. 13. GET PAID FOR YOUR OPINION Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. It’s also famous for handing out free rewards points (called SBs) at random just for being a member. You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via Paypal or gift cards to a number of popular retailers, including Amazon. Even better? You’ll earn a 500 SB (or $5) bonus when you sign up and earn 2,500 SB within your first 60 days. 14. YOU CAN OWN A SLICE OF A COMPANY WHEN YOU PAY YOUR BILLS We’ve all got shopping to do and bills to pay. Whether you’re paying for your monthly streaming service, filling your tank or grabbing groceries, shouldn’t you be rewarded for your loyalty¹? When you bank with Stash, your Stock-Back® Card² does just that. When you swipe your card at popular brands like Costco, Netflix, Amazon, McDonalds, AT&T, BP and CVS, you’ll automatically get a piece of stock in that company. Or, get rewarded with a default investment that you choose when you shop local or at privately owned companies The Stash Stock-Back® Card² has no overdraft or monthly balance fees³, and monthly subscriptions start at just $3. Then when you deposit at least $1 in your Stash banking account, you can start banking immediately. Your stocks can grow over time, plus you’ll automatically diversify your portfolio by shopping at different brands. More than 50 million pieces of stock have already been rewarded. It takes just a few minutes to download the app here and get started. 15. GET PAID TO DRINK BEER The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries. When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback. Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?) The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days. So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy. All you have to do is sign up, then it’ll contact you when you’re needed. 16. BECOME AN AFFILIATE MARKETER Affiliate marketing is simple in theory: Link to products, and when people use your coded link to visit and buy something, you make a commission. People can make hundreds of dollars monthly from affiliate sales. Search “affiliate program” or “associates” plus the name of a product to locate something specific to promote, or sell just about anything as an Amazon Associate. 17. SELL SOMEONE ELSE’S STUFF Selling Craigslist freebies is a great way to make a profit quickly, because you get the items for free. You could even have cash in hand today. Go to the free section on Craigslist and look for things that are close to you and easy to sell immediately. They could be scraps from a job site or metal items you can sell, for example. For a quick turnaround, avoid items like furniture or electronics. These can be good to sell, but they’ll take longer. Cash in your treasures by reselling on Craigslist, including them in a rummage sale or selling to specialty buyers, like a pawn shop or a local business. 18. GET A FREE AMAZON GIFT CARD JUST FOR TRYING NEW GAMES ON YOUR PHONE Who couldn’t use a free Amazon gift card? Good news: An app called Rewarded Play will pay you in gift cards to places like Amazon, Walmart and Target just to download and try out new games on your phone. It’s totally free, and you don’t have to compete against any other players. Plus, you can get paid in as little as 48 hours. The more you play, the more you can earn —we’ve heard from some users who have earned hundreds of dollars in just a couple months. To get started, just download the app, launch three games and complete a basic activity in each one. Do this two days in a row, and you can cash out for your first gift card. Download the Rewarded Play app to get started and see how much you can earn. 19. GET PAID FOR TAKING POLLS What did you think of the new Spiderman movie? Is a hot dog a sandwich? Who’s your favorite Real Housewife? The research company, MyPoints, has paid people over $236 million to answer poll questions like that over the past 23 years. And they’re currently recruiting new panelists. You can do it right on your phone, and you’ll even earn a $5 bonus when you sign up and complete your first five polls. Any extra money you can put toward your credit cards is good in our book — but in this editor’s opinion, no, a hot dog is not a sandwich. 20. BE A MOCK JUROR A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room. Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour. To qualify as an online juror, applicants must be: * A U.S. citizen * 18 years or older * Free of any past felony convictions Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more. 21. BECOME A MYSTERY SHOPPER Got an eye for great service? You could make money — and get the occasional free meal — as a mystery shopper. Companies want to know the employees serving their customers are putting a good face on the brand. Because a CEO of a huge chain can’t pull an “Undercover Boss” every week, many companies send mystery shoppers into the field to rate the customer experience. This can be a simple way to make extra money — if you’re efficient. Here’s what to do — and what not to do — if you want to be a successful mystery shopper. 22. TURN YOUR JUNK MAIL INTO CASH You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of? Well, you can turn them into cash. The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center. No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks. 23. GET PAID TO DROP A FEW POUNDS Bottom line: HealthyWage will literally pay you for losing weight. Not only are you getting more healthy, you’re also making some money. How’s that for motivation? Here’s how it works: 1. Read more about HealthyWage, and sign up. 2. Define a goal weight and the amount of time you’ll give yourself to achieve it. 3. Place a bet on yourself ranging from $20 to $500 a month. Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000! Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191. 24. MAKE YOUR OWN SCHEDULE AS A DATA-ENTRY CLERK Data entry isn’t the best-paying online job, but it is one you can do with few skills or previous experience — all you need is a solid internet connection and a computer, and you must be at least 18 years old. Pay ranges on a per-hour or per-project basis. Typically, you can pick up jobs as frequently as you’d like through freelance broker sites like Smart Crowd and Clickworker. 25. CLEAN UP SEARCH ENGINE MISTAKES Search engines use complicated algorithms to determine the results you see — and they don’t always get it right. They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work. If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator. Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour. 26. GET FREE STOCK Here’s the thing about investing: The sooner you start, the better. And we found a company that will give you free stock to get started. An investing app called Robinhood will give you free stock worth between $2.50 and $200 just for downloading its free app and funding your account. Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use. Whether you’ve got $5, $100 or $800 to spare, it takes just a couple of minutes to sign up, fund your account and get your free stock — a nice boost to help you build your investments. 27. SELL THRIFT STORE FINDS ON EBAY Selling your possessions on the auction site eBay is one way to pocket some cash quickly. You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores. Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price. Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money. How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800. 28. WORK FROM SOMEONE ELSE’S HOUSE Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country. Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away. If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House. 29. CREATE A BLOG AND (POTENTIALLY) EARN MILLIONS Want to start your own website? Turn it into some money? It’ll take quite a bit of dedication, but it can really pay off. Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.” We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad. If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it. 30. MASK UP THIS WEEKEND Have you heard of a luchador? It’s a masked Mexican wrestler, and San Diego resident Motros Jungle (whose real name remains a secret per the tradition of luchadores) makes extra money hopping into the ring each weekend. “You go from being just a regular, average Joe to becoming a superhero as soon as you put the mask on,” he says. Motros Jungle says he makes anywhere fro $200 to $500 for three matches during the weekend. That doesn’t include merch — T-shirts, stickers, buttons and masks. Learn more about what it takes to become a luchador. 31. STREAM ON TWITCH Your mom was wrong. Playing video games might not be a waste of your time after all. Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play. How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month. 32. RENT OUT YOUR PING-PONG TABLE Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff. Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories. 33. SELL YOUR FRIENDSHIP Get paid to be someone’s buddy! We’re not kidding. You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more. You can charge up to $50 an hour and set your own schedule. Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned. What could you do as a friend for 40 hours a week? First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless. If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town. Some people just want someone to talk to. 34. LET NASA PAY YOU TO STAY IN BED ALL DAY Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies. Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science. It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed. The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days. 35. ANSWER THE PHONE Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers. These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location. Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology. You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call. 36. GET CRAFTY (BUT NOT TOO CRAFTY, IF YOU DON’T WANT) If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally. Those are a lot of potential customers. If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns. 37. PUBLISH A KINDLE BOOK If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City. You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words. After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you. 38. SWAP BOOKS FOR AMAZON GIFT CARDS Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon. With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card. Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free. 39. TEACH ENGLISH AS A SECOND LANGUAGE If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home. There are several online-learning platforms focused on teaching English as a second language to students in other countries. Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour. “The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning. “The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!” 40. BECOME A LIFE COACH According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually. The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home. 41. PRETEND TO BE A PATIENT Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her. If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools. 42. EARN UP TO $30/DAY WATCHING MOVIES When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.) Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in. These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired. In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour. 43. MONETIZE YOUR DOODLES We talked to one guy who sells his art online and makes $2,000 a month. His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs. Here are some tips to get started: * Start small. * Create marketable products. * Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials. 44. GET THE PROPS YOU DESERVE FOR BEING ACTIVE If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep. Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress. Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account. Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities. 45. DO ODD JOBS TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music. Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door. Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app. 46. GET PAID TO TUTOR KIDS ONLINE Love kids but don’t want to commit to the classroom? You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour. If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors. 47. SELL YOUR SMARTPHONE PHOTOS If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery. An app called Foap lets you turn your smartphone photos into cash. Here’s how it works: 1. Download the free app and create an account. 2. Take a quality photo and upload it to Foap’s marketplace. 3. Someone buys the license to your photo for $10. You make $5. If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right? 48. RENT OUT YOUR OLD BABY GEAR Sharon Steinmann/The Penny Hoarder Are you a mom? You’ve probably got a lot of baby gear. Think: a crib, a car seat, a playset. Don’t let them collect dust when your kid starts growing out of all that stuff. You can rent out those old baby necessities to traveling parents. Because it costs how much to check a stroller on a plane?! Check out this peer-to-peer rental site called goBaby. There, parents who are traveling can hit you up for that stroller or car seat so they don’t have to travel with the cumbersome gear. And you can make some money. Sounds like a win-win. 49. START FREELANCING Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary. Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers. 50. GET PAID TO KEEP KIDS SAFE Babysitting is all about connections and reputation. Once you build those relationships, babysitting can become a serious side gig. One of the best ways to get started babysitting is to work on your reputation by proving you can be relied on in an emergency. The American Red Cross can help you with that. The Red Cross offers first aid training, CPR classes and several babysitting courses to help prove you’re trustworthy and qualified to render aid, should a child in your care need it. Babysitters in the U.S. earn an average of $19 an hour, according to 2022 data from Sitter City. But with strong references from people who know your work ethic, you can nurture your connections and command even higher rates. 1Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year. 2To note, SIPC coverage does not insure against the potential loss of market value. For Securities priced over $1,000, purchase of fractional shares starts at $0.05. *Offer is subject to Promotion Terms and Conditions. To be eligible to participate in this Promotion and receive the bonus, you must successfully open an individual brokerage account in good standing, link a funding account to your Invest account AND deposit $5.00 into your Invest account. Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. Past performance does not guarantee future results or success. The material contained herein does not constitute an offer to sell or a solicitation of any offer to purchase these securities, nor shall there be any sale of these securities in any state or other jurisdiction in which such offer, solicitation or sale would be unlawful. † All loans available through FreedomPlus.com (NMLS ID #227977) are made by Cross River Bank, a New Jersey State Chartered Commercial Bank or MetaBank®, N.A., Members FDIC, Equal Housing Lenders. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Terms and conditions apply. Loans are not available to residents of all states – please call a FreedomPlus representative for further details. The following limitations, in addition to others, shall apply: FreedomPlus does not arrange loans in: Arizona under $10,500. Repayment periods range from 24 to 60 months. The range of APRs on loans made available through FreedomPlus is 7.99% to a maximum of 29.99%. APR. The APR calculation includes all applicable fees, including the loan origination fee. For Example, a four-year $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13.*To qualify for a 7.99% APR loan, a borrower will need excellent credit on a loan for an amount less than $12,000.00, and with a term equal to 24 months. Loan origination fees vary from 1.99% to 4.99%, though most loans will have a loan origination fee of 4.99%. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to directly pay off qualifying existing debt; or showing proof of sufficient retirement savings, could help you also qualify for the lowest rate available. † These time periods are merely estimates and are in no way a representation or promise by FreedomPlus. Same-day approvals assume that you provide a fully completed application with all required supporting documentation early enough on a day that our offices are open. FreedomPlus loan consultants are available Monday-Thursday 6am-8pm MST, Friday 6am-7pm MST, and Saturday-Sunday 7am-4pm MST -------------------------------------------------------------------------------- 50 EASY WAYS TO MAKE EXTRA MONEY THIS MONTH By The Penny Hoarder July 6, 2023 If you needed extra money, like, yesterday, you’ve come to the right spot. Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs. This is a long list, so don’t get overwhelmed. Go ahead and start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire. Without further delay, here are 50 ways to make money: 1. GET PAID TO PLAY BINGO We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $83 every time you play. It’s a free app called Bingo Cash, and right now you could octuple your money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83. You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83. And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5). Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately. 2. ADD $100 TO YOUR WALLET FOR TRYING OUT APPS Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app. You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app. You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money. Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer. It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out. 3. GET PAID UP TO $140/MONTH JUST FOR SHARING YOUR HONEST OPINION It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month. A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 4. LET THIS APP PAY YOU UP TO $83 WHEN YOU WIN SOLITAIRE GAMES Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it? A free app called Solitaire Cash lets you play for real money — up to $83 per win. For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money — anywhere from $1 to $83. You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account. And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5). Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10. 5. GET PAID $225/MONTH WHILE WATCHING MOVIE PREVIEWS Carmen Mandato/ The Penny Hoarder We’ve all been there. You sit down at the end of the day to unwind on your phone, and suddenly it’s two hours later and you’re in the weird part of YouTube again. How did I even get here? But you don’t need to feel guilty about it anymore. Research companies will actually pay you to go down these video rabbit holes. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars. They’ll present you with short video clips to choose from every day, then ask you a few questions about them. You just have to answer honestly, and InboxDollars will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $60 million. It takes about one minute to sign up and start getting paid for your nightly zone-out. 6. THIS WEBSITE CAN HELP YOU WIPE OUT YOUR CREDIT CARD DEBT If you’re carrying around credit card debt, you know how hopeless it can feel. The interest rates alone can make it feel like you’ll never escape. Meanwhile, your credit card company could care less. They’re getting rich off those sky-high rates, after all. Luckily, The Rate Chopper could help you start to get rid of all that debt — as soon as a few days from now. Here’s how: The Rate Chopper could match you with a lender and a new loan at a lower interest rate you can use to pay off all your credit card balances. Now you’ll just have one bill to focus on, and with the lower rate, you’ll likely be able to pay off your debt that much faster. If you have a credit score above 600 and you need to borrow up to $50,000, The Rate Chopper can help you find a loan with rates as low as 5.99% APR.* That’s way better than the 20% or more your credit card is charging you. It only takes a few minutes to complete the form to get your personalized results — and checking won’t affect your credit score. Plus, The Rate Chopper keeps your information encrypted and secure. And if you’re worried you won’t qualify, it’s free to check and see if you match with a lender. You’ll need to enter your Social Security number when you fill out their form, but The Rate Chopper uses data encryption to help keep your information safe. It takes just a couple minutes, and it could save you thousands of dollars. Totally worth it. 7. GET A FREE $80 FOR PLAYING THIS CELL PHONE GAME Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it? There’s a free app called Bubble Cash that pays you for popping bubbles! The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83. Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5). To get started, just download the free app and start playing your first game immediately. 8. EARN UP TO $69/HOUR WORKING FROM HOME We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people. Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 9. GET UP TO $1K IN FREE STOCK FROM THIS APP JUST FOR SIGNING UP AND FUNDING YOUR ACCOUNT Inflation is doing a great job of making it really difficult to buy, well… anything. And that includes stocks. Luckily, when you open a free SoFi Invest account and fund it with at least $10, they’ll give you free stocks in return — worth up to $1,000. With SoFi, You can buy full or fractional shares of popular stocks, plus you can invest in exchange-traded funds — or collections of stocks. If you’re new to investing, SoFi has automated investing tools to help simplify things. Plus, they won’t charge you any SoFi management fees. It only takes a minute to open a free account and get started. Then, once you fund it with at least $10, SoFi will reward you with your free stock — which could be worth up to $1,000. *See terms 10. LET THIS APP SPOT YOU UP TO $200 WHEN YOU NEED IT It’s happened to all of us at some point — the dreaded overdraft. It’s not only embarrassing if your card gets declined at the grocery store over a few bucks, but the fees that come with it only put you further into a hole. Double yikes. But a banking app called Chime wants to protect you from both of those problems with its SpotMe® feature1. It’s a fee-free overdraft protection that lets you overdraft up to $200 (for eligible members) without penalty. Yep. Just sign up for a free Chime checking account and set up a qualifying $200 monthly direct deposit to take advantage of this face-saving tool. You’ll also get access to other sweet features, like getting paid up to two days2 earlier with direct deposit, help automatically growing your savings and access to more than 60,000 fee-free3 ATMs. Signing up takes just a few minutes. You’ll need your Social Security number handy — but don’t worry, your information is protected by bank-level security, FDIC insurance and two-factor authentication. 11. LET THIS FREE APP SAVE YOU $40/MONTH ON GAS How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it? An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon. People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks. Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time. You can cash out any time, and you’ll get your money within two days of initiating a transfer. How many free tanks of gas can you get with an average of $148 in annual earnings? Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase. 12. GET UP TO $50,000 FROM THIS COMPANY Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help. Here’s how it works: If your credit score is at least 620, AmOne can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. AmOne won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it. 13. GET PAID EVERY TIME YOU FILL UP YOUR TANK Having to fill up your gas tank these days is downright painful. Prices for a gallon of regular unleaded top $5 in some states and it doesn’t look like there’s relief coming any time soon. But a free app called Fetch Rewards will relieve some of that wallet-draining frustration by rewarding you with gift cards just for buying gas (and more than 250 other items at the store). Here’s how it works: After you’ve downloaded the app, just take a picture of your receipt showing you purchased gas from one of the stations listed in Fetch. You’ll earn 25 points for each purchase, which can be redeemed for a Visa gift card and can help you pay for your next tank. You can download the free Fetch Rewards app here to start getting free gift cards. Over 13 million people already have, so they must be onto something… 14. SEE IF YOU CAN GET CAR INSURANCE FOR AS LOW AS $19/MONTH* When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. If it’s been more than six months since your last car insurance quote, you should look again. And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance. CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy. *average expenditure $88/mo. 15. EARN $300+/MONTH IN PASSIVE INCOME WITH YOUR EXTRA SPACE If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn. 16. GET PAID UP TO $40/MONTH — JUST FOR SHARING YOUR OPINION Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously. There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie. They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month. More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free. 17. GET A FREE AMAZON GIFT CARD JUST FOR TRYING NEW GAMES ON YOUR PHONE Who couldn’t use a free Amazon gift card? Good news: An app called Rewarded Play will pay you in gift cards to places like Amazon, Walmart and Target just to download and try out new games on your phone. It’s totally free, and you don’t have to compete against any other players. Plus, you can get paid in as little as 48 hours. The more you play, the more you can earn —we’ve heard from some users who have earned hundreds of dollars in just a couple months. To get started, just download the app, launch three games and complete a basic activity in each one. Do this two days in a row, and you can cash out for your first gift card. Download the Rewarded Play app to get started and see how much you can earn. 18. YOU CAN SPEND $1 TO OWN A PIECE OF AMAZON, GOOGLE OR OTHER COMPANIES Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own another company. But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach. But with an app called Stash, it doesn’t have to be. It lets you be a part of something that’s normally exclusive to the richest of the rich — on Stash you can buy pieces of other companies for as little as $1. That’s right — you can invest in pieces of well-known companies, such as Amazon, Google, Apple and more for as little as $1. The best part? If these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.1 It takes two minutes to sign up, and it’s totally secure. With Stash, all your investments are protected by the Securities Investor Protection Corporation (SIPC) — that’s industry talk for, “Your money’s safe.”2 Plus, when you use the link above, Stash will give you a $5 sign-up bonus once you deposit $5 into your account.* 19. SHARE WHAT’S IN YOUR FRIDGE Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge. Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes. Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn. Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join. 20. ADD $225 TO YOUR WALLET WHILE WATCHING THE NEWS It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert. That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast. You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year. It takes about one minute to sign up, and start getting paid while you watch the news. 21. GET PAID TO DRINK BEER Carmen Mandato/The Penny Hoarder The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries. When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback. Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?) The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days. So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy. All you have to do is sign up, then it’ll contact you when you’re needed. 22. BECOME A MYSTERY SHOPPER Got an eye for great service? You could make money — and get the occasional free meal — as a mystery shopper. Companies want to know the employees serving their customers are putting a good face on the brand. Because a CEO of a huge chain can’t pull an “Undercover Boss” every week, many companies send mystery shoppers into the field to rate the customer experience. This can be a simple way to make extra money — if you’re efficient. Here’s what to do — and what not to do — if you want to be a successful mystery shopper. 23. GET CASH BACK EVERY TIME YOU SHOP AT YOUR FAVORITE STORES (GET $5 RIGHT NOW) Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal? Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase. All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account. It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload. 24. BE A MOCK JUROR Getty Images A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room. Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour. To qualify as an online juror, applicants must be: * A U.S. citizen * 18 years or older * Free of any past felony convictions Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more. 25. TURN YOUR JUNK MAIL INTO CASH PamSchodt/Getty Images You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of? Well, you can turn them into cash. The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center. No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks. 26. CLEAN UP SEARCH ENGINE MISTAKES playb/Getty Images Search engines use complicated algorithms to determine the results you see — and they don’t always get it right. They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work. If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator. Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour. 27. SELL THRIFT STORE FINDS ON EBAY Getty Images Selling your possessions on the auction site eBay is one way to pocket some cash quickly. You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores. Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price. Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money. How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800. 28. CREATE A BLOG AND (POTENTIALLY) EARN MILLIONS Getty Images Want to start your own website? Turn it into some money? It’ll take quite a bit of dedication, but it can really pay off. Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.” We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad. If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it. 29. GET PAID TO DROP A FEW POUNDS Heather Comparetto/The Penny Hoarder Bottom line: HealthyWage will literally pay you for losing weight. Not only are you getting more healthy, you’re also making some money. How’s that for motivation? Here’s how it works: 1. Read more about HealthyWage, and sign up. 2. Define a goal weight and the amount of time you’ll give yourself to achieve it. 3. Place a bet on yourself ranging from $20 to $500 a month. Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000! Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191. 30. STREAM ON TWITCH Chris Zuppa/The Penny Hoarder Your mom was wrong. Playing video games might not be a waste of your time after all. Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play. How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month. 31. RENT OUT YOUR PING-PONG TABLE BraunS/Getty Images Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff. Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories. 32. SELL YOUR FRIENDSHIP Getty Images Get paid to be someone’s buddy! We’re not kidding. You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more. You can charge up to $50 an hour and set your own schedule. Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned. What could you do as a friend for 40 hours a week? First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless. If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town. Some people just want someone to talk to. 33. LET NASA PAY YOU TO STAY IN BED ALL DAY amenic181/Getty Images Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies. Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science. It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed. The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days. 34. DO ONLINE TRANSCRIPTION Carmen Mandato/The Penny Hoarder Those listening skills you honed by eavesdropping on your roommates’ conversations could finally pay off with a job in online transcription. Transcription jobs usually require an assessment test to gauge your typing speed and accuracy. Depending on the service, you could be listening to a car commercial or court hearings, so find out what you’re getting into before you apply. Cherry wishes she had known that tip before she signed up for her first transcription gig, which brought in $85.15 over six months for a job that required extensive testing and a lot of studying to follow a strict style guide. “For that first transcription job, oh my gosh, I spent hours on that, and I got paid so little,” Cherry said. “I wish I would have just, in the beginning, told myself, ‘Hey, this just isn’t going to be worth it. Find something else.’” Cherry had better luck after discovering the transcription service Rev, which offered a user-friendly platform and more lucrative projects. How much money can you make? Making 40 cents to 75 cents per minute of transcription at Rev, Cherry earned $87.45 in one month for less than four hours of work. 35. ANSWER THE PHONE Vladimir Vladimirov/Getty Images Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers. These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location. Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology. You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call. 36. CREATE AND SELL COURSES Getty Images Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too. If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required. 37. GET CRAFTY (BUT NOT TOO CRAFTY, IF YOU DON’T WANT) Michael House for The Penny Hoarder If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally. Those are a lot of potential customers. If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns. 38. PUBLISH A KINDLE BOOK Getty Images If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City. You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words. After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you. 39. SWAP BOOKS FOR AMAZON GIFT CARDS Getty Images Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon. With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card. Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free. 40. TEACH ENGLISH AS A SECOND LANGUAGE Photo courtesy of Angela Brumbaugh If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home. There are several online-learning platforms focused on teaching English as a second language to students in other countries. Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour. “The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning. “The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!” 41. BECOME A LIFE COACH Drazen_/Getty Images According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually. The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home. 42. EARN UP TO $30/DAY WATCHING MOVIES andresr/Getty Images When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.) Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in. These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired. In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour. 43. MONETIZE YOUR DOODLES Getty Images We talked to one guy who sells his art online and makes $2,000 a month. His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs. Here are some tips to get started: * Start small. * Create marketable products. * Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials. 44. GET THE PROPS YOU DESERVE FOR BEING ACTIVE Getty Images If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep. Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress. Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account. Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’” 45. DO ODD JOBS Getty Images TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music. Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door. Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app. 46. WORK FROM SOMEONE ELSE’S HOUSE Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country. Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away. If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House. 47. GET PAID TO TUTOR KIDS ONLINE Getty Images Love kids but don’t want to commit to the classroom? You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour. If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors. 48. CASH IN ON YOUR DOLLAR BILLS Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet. Turns out antique coins aren’t the only currency worth cash to collectors. Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for: * 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776) * 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099) * Super repeaters on $1 Federal Reserve Notes (i.e. 67676767) * Double quads on $1 Federal Reserve Notes (i.e. 00009999) * and more! 49. SELL YOUR SMARTPHONE PHOTOS Tim Snell under Creative Commons If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery. An app called Foap lets you turn your smartphone photos into cash. Here’s how it works: 1. Download the free app and create an account. 2. Take a quality photo and upload it to Foap’s marketplace. 3. Someone buys the license to your photo for $10. You make $5. If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right? 50. START FREELANCING Carmen Mandato/The Penny Hoarder Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary. Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers. *Sofi: Customer must fund their Active Invest account with at least $10 within 30 days of opening the account. Probability of customer receiving $1,000 is 0.028%. Terms for ‘Claw’ Promotion: https://www.sofi.com/invest/clawpromotion/rules SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below. 1) Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-registered investment adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC. 2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member FINRA(www.finra.org)/SIPC(www.sipc.org), (“Sofi Securities”). Clearing and custody of all securities are provided by APEX Clearing Corporation. 3) SoFi Crypto is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business. 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Investment products and services provided by Stash Investments LLC and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. ³ For a complete list of fees please see the Deposit Account Agreement for details. -------------------------------------------------------------------------------- 50 (LEGAL) WAYS TO BOOST YOUR BANK ACCOUNT THIS WEEK By The Penny Hoarder Staff July 6, 2023 Tina Russell/The Penny Hoarder If you needed extra money, like, yesterday, you’ve come to the right spot. Our team has compiled a list of creative ways you can fatten your bank account this month. Certainly, there’s something here that fits your needs. 1. GET PAID UP TO $140/MONTH JUST FOR SHARING YOUR HONEST OPINION If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen. Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it. A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month. It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions. They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot. It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community. 2. NO OFFENSE, BUT IF YOU DON’T USE THIS FREE TOOL, YOU’RE OVERPAYING ON AMAZON Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay? That’s exactly what this free service does. Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order. In the last year, this has saved people $160 million. You can get started in just a few clicks to see if you’re overpaying online. 3. GET PAID TO SHOP ONLINE Chances are, you do some of your shopping online. But we seriously doubt you’re getting paid for it. It sounds weird, but a free site called Rakuten will pay you when you shop online at Target, Walmart, Macy’s, and tons of other stores. They work with just about every online store you probably shop at, and they can make sure you get some cash back every time you buy — up to 15% cash back. It takes less than a minute to open a Rakuten account and start shopping like you normally would. You just need an email address. They’ll pay you with a check in the mail every few months or deposit it to your PayPal account. Talk about money for nothing. 4. GET PAID $225/MONTH WHILE WATCHING MOVIE PREVIEWS If we told you that you could get paid to watch videos on your computer, you’d probably laugh. It’s too good to be true, right? But we’re serious. A website called InboxDollars will pay you to watch short video clips online. One minute you might watch someone bake brownies and the next you might get the latest updates on Kardashian drama. All you have to do is choose which videos you want to watch and answer a few quick questions about them afterward. No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight wasting time on your phone. Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million. It takes about one minute to sign up, and you’ll immediately get a $5 bonus to get you started. 5. GET UP TO $50,000 FROM THIS COMPANY Need a little extra cash to pay off credit card debt, remodel your house or to buy a big purchase? We found a company willing to help. Here’s how it works: If your credit score is at least 620, Fiona can help you borrow up to $50,000 (no collateral needed) with fixed rates starting at 5.99% and terms from 6 to 144 months. Fiona won’t make you stand in line or call a bank. And if you’re worried you won’t qualify, it’s free to check online. It takes just two minutes, and it could save you thousands of dollars. Totally worth it. 6. GROW YOUR MONEY 10X FASTER — WITHOUT RISKING ANY OF IT You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. And you’re not alone. The national average interest rate for savings accounts is just 0.40%. But there’s actually a way to grow your money 17 times faster — completely risk free. When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.15% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. There’s no minimum deposit to open and keep your account. And, you’ll never pay any monthly or maintenance fees, either. And there’s no need to worry about accessing your savings — you can take your money out at any time with no penalties. Plus, all your money is FDIC insured, which basically just means it’s super safe. It only takes a few minutes to sign up for your Capital One savings account. All you really need to do after that is sit back and watch your savings grow with 10 times the average interest. 7. ADD $100 TO YOUR WALLET FOR TRYING OUT APPS Our smartphones are the world’s greatest time-killers. You can browse Facebook; watch a video; download a new app. You’re doing all this anyway — why not get paid for it? With a website called KashKick, you could get paid for things like answering survey questions or downloading an app — up to $100 per app. You can also earn money by playing games, watching videos and reading emails, but surveys are the main way to make money. Once you earn $10 in your account, you can immediately get paid via Paypal. This is an easy way to make a little extra money while you’re killing time on your couch. All you need is your phone or computer. It takes just a minute to sign up, and you’ll immediately earn $1 just for completing your profile on the site. You’ll be that much closer to cashing out. 8. EARN UP TO $69/HOUR WORKING FROM HOME We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people. Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine. And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks. You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free. It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year. It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever. If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months. 9. EARN $300+/MONTH IN PASSIVE INCOME WITH YOUR EXTRA SPACE If you’re like us, your garage probably isn’t doing much of anything at the moment. Maybe you have some tools in there, or maybe it’s home to your boxes of odds and ends, collecting dust. But with a website called Neighbor, your extra space — whether it’s a spare room, an empty garage or a parking space — could be earning you an extra $300 a month in totally passive income. Neighbor works by connecting people who need storage space with hosts who have the room to spare. The average host makes about $300 a month, but some people have earned up to $50,000 a year just by letting people park on their property. It takes less than 10 minutes to get started. Just answer a few questions about your space, take some pictures and set your asking price. Neighbor will recommend a dollar amount based on your location and type of rental, but the final listing is up to you. Neighbor even gives you up to $1 million in free protection as a host and offers protection plans for your renters, giving you both peace of mind. Neighbor is an easy source of passive income, and it’s easier than most side hustles. It’s free to list your space, and you’ll only be charged a 4.9% processing fee from the profit you make each month, so there’s no risk to you. Sign up here and see how much you could earn. 10. ASK THIS COMPANY TO REDUCE A BIG CHUNK OF YOUR CREDIT CARD DEBT Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. So, what if you could just… get rid of credit card debt that’s weighing you down? A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt. It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.It’s free to see just how much of your debt you can get rid of. 11. CANCEL YOUR CAR INSURANCE When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. If it’s been more than six months since your last car insurance quote, you should look again. And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance. CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy. 12. GET PAID UP TO $40/MONTH — JUST FOR SHARING YOUR OPINION Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $40 a month. Seriously. There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie. They’ll ask you questions about things like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. Completing just three surveys a day can earn you as much as $40 a month. More than 20 million people already use Survey Junkie, and it has 4.5/5 stars on TrustPilot. Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free. 13. GET PAID FOR YOUR OPINION Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. It’s also famous for handing out free rewards points (called SBs) at random just for being a member. You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via Paypal or gift cards to a number of popular retailers, including Amazon. Even better? You’ll earn a 500 SB (or $5) bonus when you sign up and earn 2,500 SB within your first 60 days. 14. YOU CAN OWN A SLICE OF A COMPANY WHEN YOU PAY YOUR BILLS We’ve all got shopping to do and bills to pay. Whether you’re paying for your monthly streaming service, filling your tank or grabbing groceries, shouldn’t you be rewarded for your loyalty¹? When you bank with Stash, your Stock-Back® Card² does just that. When you swipe your card at popular brands like Costco, Netflix, Amazon, McDonalds, AT&T, BP and CVS, you’ll automatically get a piece of stock in that company. Or, get rewarded with a default investment that you choose when you shop local or at privately owned companies The Stash Stock-Back® Card² has no overdraft or monthly balance fees³, and monthly subscriptions start at just $3. Then when you deposit at least $1 in your Stash banking account, you can start banking immediately. Your stocks can grow over time, plus you’ll automatically diversify your portfolio by shopping at different brands. More than 50 million pieces of stock have already been rewarded. It takes just a few minutes to download the app here and get started. 15. GET PAID TO DRINK BEER The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries. When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback. Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?) The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days. So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy. All you have to do is sign up, then it’ll contact you when you’re needed. 16. BECOME AN AFFILIATE MARKETER Affiliate marketing is simple in theory: Link to products, and when people use your coded link to visit and buy something, you make a commission. People can make hundreds of dollars monthly from affiliate sales. Search “affiliate program” or “associates” plus the name of a product to locate something specific to promote, or sell just about anything as an Amazon Associate. 17. SELL SOMEONE ELSE’S STUFF Selling Craigslist freebies is a great way to make a profit quickly, because you get the items for free. You could even have cash in hand today. Go to the free section on Craigslist and look for things that are close to you and easy to sell immediately. They could be scraps from a job site or metal items you can sell, for example. For a quick turnaround, avoid items like furniture or electronics. These can be good to sell, but they’ll take longer. Cash in your treasures by reselling on Craigslist, including them in a rummage sale or selling to specialty buyers, like a pawn shop or a local business. 18. GET A FREE AMAZON GIFT CARD JUST FOR TRYING NEW GAMES ON YOUR PHONE Who couldn’t use a free Amazon gift card? Good news: An app called Rewarded Play will pay you in gift cards to places like Amazon, Walmart and Target just to download and try out new games on your phone. It’s totally free, and you don’t have to compete against any other players. Plus, you can get paid in as little as 48 hours. The more you play, the more you can earn —we’ve heard from some users who have earned hundreds of dollars in just a couple months. To get started, just download the app, launch three games and complete a basic activity in each one. Do this two days in a row, and you can cash out for your first gift card. Download the Rewarded Play app to get started and see how much you can earn. 19. GET PAID FOR TAKING POLLS What did you think of the new Spiderman movie? Is a hot dog a sandwich? Who’s your favorite Real Housewife? The research company, MyPoints, has paid people over $236 million to answer poll questions like that over the past 23 years. And they’re currently recruiting new panelists. You can do it right on your phone, and you’ll even earn a $5 bonus when you sign up and complete your first five polls. Any extra money you can put toward your credit cards is good in our book — but in this editor’s opinion, no, a hot dog is not a sandwich. 20. BE A MOCK JUROR A mock or surrogate juror reviews evidence and renders a decision to help lawyers prepare for real cases. Participation usually requires a full day cooped up in a hotel conference room. Fortunately, there are online surrogate juror options, too: eJury and OnlineVerdict. Those opportunities pay $5 to $60, but they can take less than an hour. To qualify as an online juror, applicants must be: * A U.S. citizen * 18 years or older * Free of any past felony convictions Creating an account for either site above is free but will require a questionnaire that will ask very personal questions about your age, marital status, criminal history, income, political opinions and more. 21. BECOME A MYSTERY SHOPPER Got an eye for great service? You could make money — and get the occasional free meal — as a mystery shopper. Companies want to know the employees serving their customers are putting a good face on the brand. Because a CEO of a huge chain can’t pull an “Undercover Boss” every week, many companies send mystery shoppers into the field to rate the customer experience. This can be a simple way to make extra money — if you’re efficient. Here’s what to do — and what not to do — if you want to be a successful mystery shopper. 22. TURN YOUR JUNK MAIL INTO CASH You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of? Well, you can turn them into cash. The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep insight your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center. No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks. 23. GET PAID TO DROP A FEW POUNDS Bottom line: HealthyWage will literally pay you for losing weight. Not only are you getting more healthy, you’re also making some money. How’s that for motivation? Here’s how it works: 1. Read more about HealthyWage, and sign up. 2. Define a goal weight and the amount of time you’ll give yourself to achieve it. 3. Place a bet on yourself ranging from $20 to $500 a month. Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000! Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191. 24. MAKE YOUR OWN SCHEDULE AS A DATA-ENTRY CLERK Data entry isn’t the best-paying online job, but it is one you can do with few skills or previous experience — all you need is a solid internet connection and a computer, and you must be at least 18 years old. Pay ranges on a per-hour or per-project basis. Typically, you can pick up jobs as frequently as you’d like through freelance broker sites like Smart Crowd and Clickworker. 25. CLEAN UP SEARCH ENGINE MISTAKES Search engines use complicated algorithms to determine the results you see — and they don’t always get it right. They’re vulnerable to errors, so they need real humans to look at the results and judge them for quality, relevance and usefulness. And those humans can get paid around $12 an hour for the work. If you want to get paid to clean up Google’s mess (or Bing’s or Yahoo!’s), look for a job as a search engine evaluator. Tech company Lionbridge is typically hiring for these jobs, and it pays $12 to $15 an hour. 26. GET FREE STOCK Here’s the thing about investing: The sooner you start, the better. And we found a company that will give you free stock to get started. An investing app called Robinhood will give you free stock worth between $2.50 and $200 just for downloading its free app and funding your account. Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use. Whether you’ve got $5, $100 or $800 to spare, it takes just a couple of minutes to sign up, fund your account and get your free stock — a nice boost to help you build your investments. 27. SELL THRIFT STORE FINDS ON EBAY Selling your possessions on the auction site eBay is one way to pocket some cash quickly. You can also make money by buying designer clothes for cheap, then selling them on the site to the highest bidder. If you have an eye for fashion — or at least the most popular labels — you can track down inventory at local thrift stores. Create listings for your items, making sure to include well-written item descriptions and quality photographs to give your listings a professional polish (and get top dollar). Check out similar items to get a sense of where to set your starting bid, and be sure to incorporate the costs of shipping and eBay’s seller fees into your price. Penny Hoarder Kat Tretina resold designer jeans by starting with a minimal investment — packaging tape and a scale to weigh packages for shipping — and ended up more than tripling her money. How much money can you make? Your profitability depends upon what you’re selling, but for working 10 to 15 hours a month, Tretina made $500 to $800. 28. WORK FROM SOMEONE ELSE’S HOUSE Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country. Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away. If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House. 29. CREATE A BLOG AND (POTENTIALLY) EARN MILLIONS Want to start your own website? Turn it into some money? It’ll take quite a bit of dedication, but it can really pay off. Take, for example, Helene Sula, a professional travel blogger who visited more than 85 cities last year and earned $200,000, in part through her blog, “Helene in Between.” We recommend you start by building up your high-quality content. Then you can look into advertising platforms like Google AdSense, a tool that automatically serves your readers display ads. The price advertisers pay varies, so there’s no way to say how much you can make using Google AdSense, but you’ll get paid when a reader interacts with the ad. If you want all the details, check out our guide to starting a blog, gaining page views and monetizing it. 30. MASK UP THIS WEEKEND Have you heard of a luchador? It’s a masked Mexican wrestler, and San Diego resident Motros Jungle (whose real name remains a secret per the tradition of luchadores) makes extra money hopping into the ring each weekend. “You go from being just a regular, average Joe to becoming a superhero as soon as you put the mask on,” he says. Motros Jungle says he makes anywhere fro $200 to $500 for three matches during the weekend. That doesn’t include merch — T-shirts, stickers, buttons and masks. Learn more about what it takes to become a luchador. 31. STREAM ON TWITCH Your mom was wrong. Playing video games might not be a waste of your time after all. Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play. How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month. 32. RENT OUT YOUR PING-PONG TABLE Got a Ping-Pong table you don’t use? Someone might need it for a party, so why not rent it out? You can make money with almost anything in your home now thanks to websites like Zilok that make it easy to rent out your stuff. Zilok is free for individual members to create listings, but rental businesses have to pay fees. To list your item on Zilok, you’ll have to create a post with a description, photos and a price per day. Once a renter finds your product, Zilok takes a commission depending on the listing price. For everything under $10, the commission fee is $1. Fees range between 5% and 9% for all other price categories. 33. SELL YOUR FRIENDSHIP Get paid to be someone’s buddy! We’re not kidding. You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more. You can charge up to $50 an hour and set your own schedule. Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned. What could you do as a friend for 40 hours a week? First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless. If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town. Some people just want someone to talk to. 34. LET NASA PAY YOU TO STAY IN BED ALL DAY Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies. Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science. It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed. The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days. 35. ANSWER THE PHONE Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers. These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location. Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology. You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call. 36. GET CRAFTY (BUT NOT TOO CRAFTY, IF YOU DON’T WANT) If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally. Those are a lot of potential customers. If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns. 37. PUBLISH A KINDLE BOOK If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City. You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words. After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you. 38. SWAP BOOKS FOR AMAZON GIFT CARDS Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon. With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card. Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free. 39. TEACH ENGLISH AS A SECOND LANGUAGE If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home. There are several online-learning platforms focused on teaching English as a second language to students in other countries. Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour. “The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning. “The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!” 40. BECOME A LIFE COACH According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually. The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home. 41. PRETEND TO BE A PATIENT Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her. If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools. 42. EARN UP TO $30/DAY WATCHING MOVIES When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.) Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in. These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired. In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour. 43. MONETIZE YOUR DOODLES We talked to one guy who sells his art online and makes $2,000 a month. His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs. Here are some tips to get started: * Start small. * Create marketable products. * Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials. 44. GET THE PROPS YOU DESERVE FOR BEING ACTIVE If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep. Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress. Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account. Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities. 45. DO ODD JOBS TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music. Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door. Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app. 46. GET PAID TO TUTOR KIDS ONLINE Love kids but don’t want to commit to the classroom? You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour. If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors. 47. SELL YOUR SMARTPHONE PHOTOS If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery. An app called Foap lets you turn your smartphone photos into cash. Here’s how it works: 1. Download the free app and create an account. 2. Take a quality photo and upload it to Foap’s marketplace. 3. Someone buys the license to your photo for $10. You make $5. If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right? 48. RENT OUT YOUR OLD BABY GEAR Sharon Steinmann/The Penny Hoarder Are you a mom? You’ve probably got a lot of baby gear. Think: a crib, a car seat, a playset. Don’t let them collect dust when your kid starts growing out of all that stuff. You can rent out those old baby necessities to traveling parents. Because it costs how much to check a stroller on a plane?! Check out this peer-to-peer rental site called goBaby. There, parents who are traveling can hit you up for that stroller or car seat so they don’t have to travel with the cumbersome gear. And you can make some money. Sounds like a win-win. 49. START FREELANCING Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary. Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers. 50. GET PAID TO KEEP KIDS SAFE Babysitting is all about connections and reputation. Once you build those relationships, babysitting can become a serious side gig. One of the best ways to get started babysitting is to work on your reputation by proving you can be relied on in an emergency. The American Red Cross can help you with that. The Red Cross offers first aid training, CPR classes and several babysitting courses to help prove you’re trustworthy and qualified to render aid, should a child in your care need it. Babysitters in the U.S. earn an average of $19 an hour, according to 2022 data from Sitter City. But with strong references from people who know your work ethic, you can nurture your connections and command even higher rates. 1Not all stocks pay out dividends, and there is no guarantee that dividends will be paid each year. 2To note, SIPC coverage does not insure against the potential loss of market value. For Securities priced over $1,000, purchase of fractional shares starts at $0.05. *Offer is subject to Promotion Terms and Conditions. To be eligible to participate in this Promotion and receive the bonus, you must successfully open an individual brokerage account in good standing, link a funding account to your Invest account AND deposit $5.00 into your Invest account. Paid non-client endorsement. See Apple App Store and Google Play reviews. View important disclosures. Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. This material has been distributed for informational and educational purposes only, and is not intended as investment, legal, accounting, or tax advice. Investing involves risk. Past performance does not guarantee future results or success. 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