www.hdfclife.com
Open in
urlscan Pro
2606:4700:4400::6812:2be3
Public Scan
URL:
https://www.hdfclife.com/
Submission: On November 25 via api from CA — Scanned from CA
Submission: On November 25 via api from CA — Scanned from CA
Form analysis 14 forms found in the DOM
<form class="appDownloadForm appLink" id="appLink" autocomplete="off">
<h3>Download HDFC Life App</h3>
<p style="font-size:14px;font-weight: 300;color: #233253;">Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!</p>
<div class="formInput form-group" style="display:none;">
<input placeholder="Enter your mobile number" class="appLink mobileNumber app-link" data-validation="mobileNo" maxlength="10" onkeypress="return event.charCode >= 48 && event.charCode <= 57" type="text" name="mobileNumber">
<label class="custom-check-box">I hereby consent to receive policy related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to waive my
registration on NCPR (National Customer Preference Registry) in this regard. <input type="checkbox" class="getAppLinkCheckHeader" checked="" name="ndfc_flag">
<span class="checkmark"></span>
</label>
<span class="error-txt"></span>
<span class="checkAppLinkHeaderError"></span>
<span class="message-success message-success-applink-header" style="display: none;"></span>
</div>
<div class="formBtnSubmit">
<button id="downloadLinkHeader" class="appLinkHeaderBtn appLinkHeaderBtn-header-data-layer" style="display:none;" type="submit">GET APP LINK </button>
<a rel="nofollow" target="_blank" href="https://hdfclife.onelink.me/1180682990/99d2bcfb">
<img data-src="/content/dam/hdfclifeinsurancecompany/icons/apple-icon.svg" alt="Apple Logo" title="Apple Logo" width="50" height="50" src="/content/dam/hdfclifeinsurancecompany/icons/apple-icon.svg" data-loaded="true">
</a>
<a rel="nofollow" target="_blank" href="https://hdfclife.onelink.me/1180682990/b165a46c">
<img data-src="/content/dam/hdfclifeinsurancecompany/icons/andriod-icon.svg" alt="Go to Google Play Store" title="Go to Google Play Store" width="50" height="50" src="/content/dam/hdfclifeinsurancecompany/icons/andriod-icon.svg" data-loaded="true">
</a>
</div>
</form><form class="appDwnldForm appLink hamLinkAcc">
<h3> Download HDFC Life App <!-- <a class="mobPlanMenuAccord" role="link">
<svg width="10" height="6" viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg">
<path d="M8.33398 1.16748L5.00065 4.50081L1.66732 1.16748" stroke="#ED1C24"
stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" />
</svg>
</a> -->
</h3>
<div class="mobPlanMenuAccordCont">
<div class="formInput" style="display: none;">
<input placeholder="Enter your mobile number" class="appLink mobileNumber app-link" data-validation="mobileNo" maxlength="10" onkeypress="return event.charCode >= 48 && event.charCode <= 57" name="mobileNumber" type="text">
<label class="custom-check-box">I hereby consent to receive policy related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to waive my
registration on NCPR (National Customer Preference Registry) in this regard. <input type="checkbox" class="getAppLinkCheckHeader" checked="" name="ndfc_flag">
<span class="checkmark"></span>
</label>
<span class="error-txt"></span>
<span class="checkAppLinkHeaderError"></span>
<span class="message-success message-success-applink-header-mob" style="display: none;"></span>
</div>
<div class="formBtn">
<p style="font-size:14px;font-weight: 300;color: #233253;">Buy plans, track your policy, make renewal payments & monitor fund performance with HDFC Life App, Download Now!</p>
<button type="submit" id="downloadLinkHeader appLinkHeaderBtn-header-data-layer" class="appLinkHeaderBtn" style="display: none;">GET APP LINK</button>
<a target="_blank" rel="nofollow" href="https://hdfclife.onelink.me/1180682990/99d2bcfb" aria-label="Form Link">
<img data-src="/content/dam/hdfclifeinsurancecompany/icons/apple-icon.svg" alt="Apple Logo" title="Apple Logo" width="22" height="22">
</a>
<a target="_blank" rel="nofollow" href="https://hdfclife.onelink.me/1180682990/b165a46c" aria-label="Form Link">
<img data-src="/content/dam/hdfclifeinsurancecompany/icons/andriod-icon.svg" alt="Go to Google Play Store" title="Go to Google Play Store" width="22" height="22">
</a>
</div>
</div>
</form><form autocomplete="off" class="schedule-a-call-back" data-page-name="Home Page">
<div class="row">
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Name</label><input type="text" class="first-name" placeholder="Name" name="first_name" data-validation="fullname">
<input type="hidden" name="categoriesCompo">
<input type="hidden" name="pageslugCompo">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Contact Number</label>
<input type="text" placeholder="+91" disabled="" class="isd">
<input type="text" placeholder="Mobile Number" class="modilewidth" name="phone" onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo" maxlength="10">
<input type="hidden" name="source" value="call-me-now">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group">
<label>Select your insurance plan</label>
<div class="select-holder ">
<select id="insurance_category" aria-label="Insurance Category">
<option value="" disabled="" selected="">Select Plan Type</option>
<!-- <option value="health_plan">Health Plans</option> -->
<option value="investment_plan">Investment Plans</option>
<option value="protection_plan">Protection Plans</option>
<option value="children_plan">Children's Plans</option>
<option value="savings_plan">Savings Plans</option>
<option value="retirement_plan">Retirement Plans</option>
</select>
</div>
<span class="scb-plan-error error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12 allDates d-none">
<div class="inputGroup form-group"><label>Select your available Date <!-- -->
</label>
<input type="text" class="form-control date hasDatepicker" id="callScheduleDateValue" name="scheduleDate" placeholder="DD/MM/YYYY" readonly="" maxlength="10">
<span class="error-txt d-none"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12 slotsData d-none">
<div class="inputGroup form-group"><label>Select your available Time <!-- -->
</label>
<!-- <p></p> -->
<div class="select-holder ">
<select class="availableTime" id="availableTime" aria-label="Available Time">
<option selected="" disabled="">Select Available Slots</option>
</select>
</div>
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 disc-text"><input type="checkbox" class="scb-checkbox" name="ndnc_flag" style="float:left;" checked=""><span class="chkbx">
<p>I hereby consent to receive policy related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to waive my registration on NCPR
(National Customer Preference Registry) in this regard.</p>
</span>
<span class="scb-checkbox-error error-txt" style="line-height:15px; padding:0 0 10px 20px;"></span>
</div>
</div>
<div class="text-center contcaptcha">
<div class="g-recaptcha" id="headermodalcaptcha" data-captcha="true" data-callback="submitForm"></div>
</div>
<span class="msg-error error error-txt"></span>
<div class="row">
<div class="col-sm-12 buttons text-center">
<button type="button" class="btn btn-primary btnred scheduleCallTodayBtn" id="scheduleCallTodayBtn">Instant Call Back</button>
<button type="button" class="btn btn-primary btnred scheduleCallBtn d-none" id="scheduleCallBtn">SUBMIT</button>
<button type="button" class="btn btn-primary btnred scheduleChange" id="scheduleChange">Schedule Call in Next 5 Days</button>
</div>
</div>
<div class="row successMsg d-none">
<div class="col-lg-3 thumb">
<div class="thumbIcon">
<img data-src="/content/dam/hdfclifeinsurancecompany/images/home-images/like.png" alt="Thumb">
</div>
</div>
<div class="col-lg-10 scheduleCallMsg">
</div>
</div>
<small>
<p>Disclaimer : By submitting your contact details, you agree to HDFC Life's Privacy Policy and authorize HDFC Life and/or its authorized Service Providers to verify the above information and/or contact you to assist you with the purchase. This
will override any NDNC registration made by you.</p>
</small>
</form>#
<form action="#" id="hlvForm">
<div class="row basicdetails">
<div class="col-sm-4">
<div class="form-group">
<label for="firstName">*Enter first name</label>
<input type="text" class="form-control tooltipForFullName" id="firstName" name="firstName" data-validation="newfirstname">
<input type="hidden" id="ocpLink">
<span class="error-txt"></span>
</div>
</div>
<div class="col-sm-4">
<div class="form-group">
<!-- <label for="lastName"></label>
<input type="text" class="form-control" placeholder="Last Name" id="lastName" name="lastName"> -->
<label for="phoneNumber">*Enter mobile number</label>
<div class="code">
<input type="text" class="form-control" name="phoneNumber" id="phoneNumber" onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo" maxlength="10" autocomplete="off">
</div>
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-md col-sm-6 col-xs-12 form-group">
<label> *Current Age </label>
<input type="number" maxlength="2" inputmode="numeric" class="years" onkeydown="return event.keyCode !== 69 && event.keyCode !== 187 && event.keyCode !== 189 && event.keyCode !== 107 && event.keyCode !== 109"
min="0" id="current-age" oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" data-validation="currentAge" required="" name="age">
<span class="side-text">Years</span>
<span class="error-txt"></span>
</div>
<div class="col-md col-sm-6 col-xs-12 form-group">
<label> *Desired Retirement Age </label>
<input type="number" maxlength="2" name="retirement-age" class="years" min="0"
onkeydown="return event.keyCode !== 69 && event.keyCode !== 187 && event.keyCode !== 189 && event.keyCode !== 107 && event.keyCode !== 109" id="retire-age" data-validation="retireAge"
oninput="javascript: if (this.value.length > this.maxLength) this.value = this.value.slice(0, this.maxLength);" inputmode="numeric" required="">
<span class="side-text">Years</span>
<span class="error-txt"></span>
</div>
<div class="col-md col-sm-6 col-xs-12 form-group">
<label> Educational Qualifications </label>
<div class="select-holder1">
<select aria-label="Default select example" id="qualification">
<option selected="" value="graduate"> Graduate and above </option>
<option value="nonGraduate">Non Graduate</option>
</select>
</div>
</div>
</div>
<!-- </form> -->
<h3 class="pad-top-fd"> Financial details </h3>
<!-- <form name="hlv"> -->
<div class="row">
<div class="col-md col-sm-6 col-xs-12 form-group slider-parent">
<label> *Annual income </label>
<span class="rupee">₹</span>
<input class="range-slider-input" data-comma-separation="true" data-validation="notEmpty" id="annual-income" type="text" name="annual-income" inputmode="numeric" pattern="\d[0-9]*" maxlength="12" required=""
oninput="javascript: this.value = this.value.replace(/[^0-9]/g, '')">
<span class="error-txt"></span>
<!-- <div id="range-slider-wrapper">
<span class="live-range-val"> </span>
<input type="range" class="range-slider annual-slider" min="0" max="10000000"
autocomplete="off" value="0">
<span class="range-limit min"> <span class="arial">₹</span> 0 </span>
<span class="range-limit max"> <span class="arial">₹</span> 1Cr </span>
</div> -->
</div>
<div class="col-md col-sm-6 col-xs-12 form-group slider-parent">
<label> *Monthly Expenses </label>
<span class="rupee">₹</span>
<input class="range-slider-input" id="monthly-expenses" data-comma-separation="true" data-validation="notEmpty" type="text" name="monthly-expenses" inputmode="numeric" pattern="\d[0-9]*" maxlength="12" required=""
oninput="javascript: this.value = this.value.replace(/[^0-9]/g, '')">
<span class="error-txt"></span>
<!-- <div id="range-slider-wrapper">
<span class="live-range-val"> </span>
<input type="range" class="range-slider monthly-slider" min="0" max="10000000"
autocomplete="off" value="0">
<span class="range-limit min"> <span class="arial">₹</span> 0 </span>
<span class="range-limit max"> <span class="arial">₹</span> 1Cr </span>
</div> -->
</div>
<div class="col-md col-sm-6 col-xs-12 form-group slider-parent">
<label> Existing Insurance Cover </label>
<span class="rupee">₹</span>
<input class="range-slider-input" id="insurance-cover" data-comma-separation="true" type="text" name="existing-insurance-cover" oninput="javascript: this.value = this.value.replace(/[^0-9]/g, '')">
<!-- <div id="range-slider-wrapper">
<span class="live-range-val"> </span>
<input type="range" class="range-slider insurance-slider" pattern="\d[0-9]*" min="0" max="10000000"
autocomplete="off" value="0">
<span class="range-limit min"> <span class="arial">₹</span> 0 </span>
<span class="range-limit max"> <span class="arial">₹</span> 1Cr </span>
</div> -->
</div>
</div>
<!-- </form> -->
<!-- <form action="" name="hlv"> -->
<div class="row">
<div class="form-group col-sm-12">
<label> Liabilities </label>
<div class="select-holder1 liabilities-sec">
<select class="form-select" id="liabilities">
<option selected="" value="0">No Liabilities</option>
<option value="1000000">Upto 10 Lacs</option>
<option value="2000000">Upto 20 Lacs</option>
<option value="3000000">Upto 30 Lacs</option>
<option value="4000000">Upto 40 Lacs</option>
<option value="5000000">Upto 50 Lacs</option>
</select>
</div>
<span class="error-txt"></span>
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="checkbox-wrapper chk-break cmpcheck"> <input type="checkbox" id="agree-checkbox" name="ndnc_flag" checked="" class="chkdes">
<label for="agree-checkbox"></label><span class="checktxt fontsize12">
<p>I hereby consent to receive policy related / documents / application related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to
waive my registration on NCPR (National Customer Preference Registry) in this regard.</p>
</span>
<span class="agree-checkbox-error-txt error-txt" style="line-height:15px; padding-left:9px;padding-top:10px;"></span>
</div>
</div>
</div>
<button type="button" class="btn btn-primary btnred calc-btn getCalculated dataLayerHlv" id="calculateHlv">CALCULATE</button>
</form><form autocomplete="off" class="schedule-a-call-back" data-page-name="Home Page">
<div class="row">
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Name</label><input type="text" class="first-name" placeholder="Name" name="first_name" data-validation="fullname">
<input type="hidden" name="categoriesCompo">
<input type="hidden" name="pageslugCompo">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Contact Number</label>
<input type="text" placeholder="+91" disabled="" class="isd">
<input type="text" placeholder="Mobile Number" class="modilewidth" name="phone" onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo" maxlength="10">
<input type="hidden" name="source" value="call-me-now">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group">
<label>Select your insurance plan</label>
<div class="select-holder ">
<select id="insurance_category" aria-label="Insurance Category">
<option value="" disabled="" selected="">Select Plan Type</option>
<!-- <option value="health_plan">Health Plans</option> -->
<option value="investment_plan">Investment Plans</option>
<option value="protection_plan">Protection Plans</option>
<option value="children_plan">Children's Plans</option>
<option value="savings_plan">Savings Plans</option>
<option value="retirement_plan">Retirement Plans</option>
</select>
</div>
<span class="scb-plan-error error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12 allDates d-none">
<div class="inputGroup form-group"><label>Select your available Date <!-- -->
</label>
<input type="text" class="form-control date hasDatepicker" id="callScheduleDateValue" name="scheduleDate" placeholder="DD/MM/YYYY" readonly="" maxlength="10">
<span class="error-txt d-none"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12 slotsData d-none">
<div class="inputGroup form-group"><label>Select your available Time <!-- -->
</label>
<!-- <p></p> -->
<div class="select-holder ">
<select class="availableTime" id="availableTime" aria-label="Available Time">
<option selected="" disabled="">Select Available Slots</option>
</select>
</div>
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 disc-text"><input type="checkbox" class="scb-checkbox" name="ndnc_flag" style="float:left;" checked=""><span class="chkbx">
<p>I hereby consent to receive policy related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to waive my registration on NCPR
(National Customer Preference Registry) in this regard.</p>
</span>
<span class="scb-checkbox-error error-txt" style="line-height:15px; padding:0 0 10px 20px;"></span>
</div>
</div>
<div class="text-center contcaptcha">
<div class="g-recaptcha" id="homePageCaptcha1" data-captcha="true" data-callback="submitForm"></div>
</div>
<span class="msg-error error error-txt"></span>
<div class="row">
<div class="col-sm-12 buttons text-center">
<button type="button" class="btn btn-primary btnred scheduleCallTodayBtn" id="scheduleCallTodayBtn">Instant Call Back</button>
<button type="button" class="btn btn-primary btnred scheduleCallBtn d-none" id="scheduleCallBtn">SUBMIT</button>
<button type="button" class="btn btn-primary btnred scheduleChange" id="scheduleChange">Schedule Call in Next 5 Days</button>
</div>
</div>
<div class="row successMsg d-none">
<div class="col-lg-3 thumb">
<div class="thumbIcon">
<img data-src="/content/dam/hdfclifeinsurancecompany/images/home-images/like.png" alt="Thumb">
</div>
</div>
<div class="col-lg-10 scheduleCallMsg">
</div>
</div>
<small>
<p>Disclaimer : By submitting your contact details, you agree to HDFC Life's Privacy Policy and authorize HDFC Life and/or its authorized Service Providers to verify the above information and/or contact you to assist you with the purchase. This
will override any NDNC registration made by you.</p>
</small>
</form><form autocomplete="off" class="schedule-a-call-back" data-page-name="Home Page">
<div class="row">
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Name</label><input type="text" class="first-name" placeholder="Name" name="first_name" data-validation="fullname">
<input type="hidden" name="categoriesCompo">
<input type="hidden" name="pageslugCompo">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup form-group"><label>Contact Number</label>
<input type="text" placeholder="+91" disabled="" class="isd">
<input type="text" placeholder="Mobile Number" class="modilewidth" name="phone" onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo" maxlength="10">
<input type="hidden" name="source" value="call-me-now">
<span class="error-txt"></span>
</div>
</div>
<div class="col-lg-4 col-sm-12">
<div class="inputGroup">
<label>Select your insurance plan</label>
<div class="select-holder ">
<select id="insurance_category" aria-label="Insurance Category">
<option value="">Select Plan Type</option>
<!-- <option value="Health Plans">Health Plans</option> -->
<option value="Investment Plans">Investment Plans</option>
<option value="Protection Plans">Protection Plans</option>
<option value="Children's Plans">Children's Plans</option>
<option value="Savings Plans">Savings Plans</option>
<option value="Retirement Plans">Retirement Plans</option>
</select>
</div>
<span class="scb-plan-error error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 disc-text"><input type="checkbox" class="scb-checkbox" name="ndnc_flag" style="float:left;" checked=""><span class="chkbx">
<p>I hereby consent to receive policy related communication from HDFC Life or its authorized representatives via Call, SMS, Email & Voice over Internet Protocol (VoIP) including WhatsApp and agree to waive my registration on NCPR
(National Customer Preference Registry) in this regard.</p>
</span>
<span class="scb-checkbox-error error-txt" style="line-height:15px; padding:0 0 10px 20px;"></span>
</div>
</div>
<div class="text-center contcaptcha">
<div class="g-recaptcha" id="homePageCaptcha" data-captcha="true" data-callback="submitForm"></div>
</div>
<span class="msg-error error error-txt"></span>
<div class="row">
<div class="col-sm-12 text-center">
<button type="button" class="btn btn-primary btnred scheduleCallBtn" id="scheduleCallBtn">SUBMIT</button>
</div>
</div>
<small>
<p>This service is available between 9 AM - 9 PM IST<br> Disclaimer : By submitting your contact details, you agree to HDFC Life's Privacy Policy and authorize HDFC Life and/or its authorized Service Providers to verify the above information
and/or contact you to assist you with the purchase. This will override any NDNC registration made by you.</p>
</small>
</form>POST
<form data-id="litePageSubmit" autocomplete="off" method="post">
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label>Are you an NRI?</label>
<div class="label-holder nri">
<input type="radio" data-id="nriyes" id="nriyesotpJourneyModal" value="Y" name="nriotpJourneyModal">
<label for="nriyesotpJourneyModal" data-id="nriYesRadio">
<span class="nriyes"></span>
<span class="mob-off">Yes</span>
<span class="mob-on">Yes</span>
</label>
<input type="radio" data-id="nriNo" id="nrinootpJourneyModal" value="N" name="nriotpJourneyModal" checked="">
<label for="nrinootpJourneyModal" data-id="nriNoRadio">
<span class="nrino"></span>
<span class="mob-off">No</span>
<span class="mob-on">No</span>
</label>
</div>
</div>
</div>
<div class="col-sm-6">
<div class="form-group">
<label for="name">Enter Full Name</label>
<input type="text" class="form-control" placeholder="Enter Full Name" data-id="firstName" name="firstName"
onkeypress="return (((event.keyCode >= 65 && event.keyCode <= 122) || event.keyCode == 39 || event.keyCode <= 32) || ((event.which >= 65 && event.which <= 122) || event.which == 39 || event.which <= 32))"
data-validation="newfirstname">
<input type="hidden" name="productCode" data-id="productCode">
<input type="hidden" name="bannerduplicatetbt">
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label for="dateBirth">Date of Birth</label>
<input type="text" class="form-control date hasDatepicker" name="dateBirth" placeholder="DD/MM/YYYY" value="" id="dateBirth" readonly="" maxlength="11">
<input type="hidden" name="productCode" id="bannerAgeValidation">
<span class="error-txt"></span>
</div>
</div>
<div class="col-sm-6">
<div class="inputGroup form-group">
<label>Mobile Number</label>
<div class="flex">
<input type="text" data-id="countryCode" placeholder="" name="mobile_country_code" class="form-control isd" maxlength="4" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="countrycode" value="91" disabled="disabled">
<input type="text" data-id="phone" placeholder="Enter Mobile number" class="form-control international-number" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="mobileNo" maxlength="10" data-blockspecificnumbers="true">
<input type="text" data-id="isd-phone" placeholder="Enter Mobile number" class="form-control international-number dsp-n" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" min="1" max="10" data-validation="internationalNumber" maxlength="10" data-blockspecificnumbers="true">
</div>
<span class="error-txt1"></span>
<span class="error-txt"></span>
</div>
<!-- <div class="form-group">
<label for="number">Mobile Number</label>
<div class="code">
<input type="text" inputmode="numeric" pattern="\d[0-9]*"
placeholder="Enter Mobile number" class="form-control" name="phone" id="phone"
onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo"
maxlength="10" autocomplete="off">
</div>
<span class="error-txt"></span>
</div> -->
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="form-group" style="position: relative;">
<label for="email"> Email Id</label>
<input type="email" class="form-control" placeholder="Enter email ID" id="emailBannerOtpV2" data-validation="emailaddressCustom" name="emailAddress" autocomplete="off">
<span class="error-txt"></span>
<ul id="autoEmailSuggestionList-0" class="autoEmailSuggestionList" style="display: none;"></ul>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="checkbox-wrapper chk-break cmpcheck"> <input type="checkbox" data-id="agree-checkbox" id="agree-checkboxotpJourneyModal" name="ndnc_flag" checked="" class="chkdes">
<label for="agree-checkboxotpJourneyModal"></label><span class="checktxt">
<p>I authorize HDFC Life and its representatives to contact me through Call, Email, SMS or WhatsApp. This consent overrides my registration under DNC / NDNC (this would mean we would contact you even if you are registered on any Do Not
Disturb list).</p>
</span>
<span class="agree-checkbox-error-txt error-txt dsp-n">Please agree to the disclaimer before continuing ahead</span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 text-center">
<div class="btn-bottom">
<input type="hidden" id="lemniskEventNameBannerFormOtpV2">
<button type="submit" data-id="sendOtp" class="btn btnred schedule-btn feedback-form-data-layer"> PROCEED </button>
</div>
</div>
</div>
</form><form class="form-wrapper">
<h5 class="otp-head-title">
<p>OTP authentication will help us confirm your identity and secure your application</p>
</h5>
<div class="number-email-wrapper">
<div class="number-wrapper">
<p class="mobile-Number"> Your Mobile Number </p>
<p data-id="asteriskPhone" class="inside-content"> +91 9989888811 </p>
</div>
<!-- <div class="mail-wrapper">
<p class="mobile-Number">
Your Email ID
</p>
<p id="asteriskEmail" class="inside-content">
johndoe@gmail.com
</p>
</div> -->
</div>
<div class="error-msg-main-wrapper">
<div data-id="successMsg" class="error-msg-green error-msg">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/check.svg" alt="green-check">
<p data-id="otpSentMsg" class="error-green"> OTP sent on your registered mobile number </p>
<p data-id="redirectionMsg" class="error-green dsp-n"> OTP verified. You are being directed to a page with the plan options customized as per the details shared by you. </p>
</div>
<div data-id="failureMsg" class="error-msg-red error-msg dsp-n">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/cross.svg" alt="red-check">
<p data-id="invalidOtpMsg" class="error-red"> Invalid OTP entered. Please try again. </p>
<p data-id="incompleteOtpMsg" class="error-red dsp-n"> Please enter complete OTP </p>
<p data-id="tryLaterMsg" class="error-red dsp-n"> You have entered incorrect OTP more than 5 times. Please try again after 12:44 AM </p>
</div>
</div>
<div data-id="mainForm" class="mainform relative">
<div class="otp-input">
<input type="text" maxlength="1" id="digit2" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit1" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit3" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit4" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit5" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit6" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
</div>
<div class="otpoption">
<p class="receive-otp">Didn't receive OTP? <span data-id="resendOtp" class="resend-grey">Resend OTP</span></p>
</div>
<div class="btn-main-wrapper">
<button type="button" id="backBtn" class="btn-back">Back</button>
<!-- datalayer-lemnisk -->
<button type="submit" data-id="verifyOtp" class="btn-verify">Verify</button>
</div>
<div data-id="otpOverlay" class="overlay absolute dsp-n">
</div>
</div>
<div data-id="successImg" class="success-img dsp-n">
<img src="/content/dam/hdfclifeinsurancecompany/icons/verified_otp.svg" alt="">
</div>
</form>POST
<form data-id="litePageSubmit" autocomplete="off" method="post">
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label>Are you an NRI?</label>
<div class="label-holder nri">
<input type="radio" data-id="nriyes" id="nriyesotpJourneyModal" value="Y" name="nriotpJourneyModal">
<label for="nriyesotpJourneyModal" data-id="nriYesRadio">
<span class="nriyes"></span>
<span class="mob-off">Yes</span>
<span class="mob-on">Yes</span>
</label>
<input type="radio" data-id="nriNo" id="nrinootpJourneyModal" value="N" name="nriotpJourneyModal" checked="">
<label for="nrinootpJourneyModal" data-id="nriNoRadio">
<span class="nrino"></span>
<span class="mob-off">No</span>
<span class="mob-on">No</span>
</label>
</div>
</div>
</div>
<div class="col-sm-6">
<div class="form-group">
<label for="name">Enter Full Name</label>
<input type="text" class="form-control" placeholder="Enter Full Name" data-id="firstName" name="firstName"
onkeypress="return (((event.keyCode >= 65 && event.keyCode <= 122) || event.keyCode == 39 || event.keyCode <= 32) || ((event.which >= 65 && event.which <= 122) || event.which == 39 || event.which <= 32))"
data-validation="newfirstname">
<input type="hidden" name="productCode" data-id="productCode">
<input type="hidden" name="bannerduplicatetbt">
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label for="dateBirth">Date of Birth</label>
<input type="text" class="form-control date hasDatepicker" name="dateBirth" placeholder="DD/MM/YYYY" value="" id="dateBirth" readonly="" maxlength="11">
<input type="hidden" name="productCode" id="bannerAgeValidation">
<span class="error-txt"></span>
</div>
</div>
<div class="col-sm-6">
<div class="inputGroup form-group">
<label>Mobile Number</label>
<div class="flex">
<input type="text" data-id="countryCode" placeholder="" name="mobile_country_code" class="form-control isd" maxlength="4" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="countrycode" value="91" disabled="disabled">
<input type="text" data-id="phone" placeholder="Enter Mobile number" class="form-control international-number" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="mobileNo" maxlength="10" data-blockspecificnumbers="true">
<input type="text" data-id="isd-phone" placeholder="Enter Mobile number" class="form-control international-number dsp-n" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" min="1" max="10" data-validation="internationalNumber" maxlength="10" data-blockspecificnumbers="true">
</div>
<span class="error-txt1"></span>
<span class="error-txt"></span>
</div>
<!-- <div class="form-group">
<label for="number">Mobile Number</label>
<div class="code">
<input type="text" inputmode="numeric" pattern="\d[0-9]*"
placeholder="Enter Mobile number" class="form-control" name="phone" id="phone"
onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo"
maxlength="10" autocomplete="off">
</div>
<span class="error-txt"></span>
</div> -->
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="form-group" style="position: relative;">
<label for="email"> Email Id</label>
<input type="email" class="form-control" placeholder="Enter email ID" id="emailBannerOtpV2" data-validation="emailaddressCustom" name="emailAddress" autocomplete="off">
<span class="error-txt"></span>
<ul id="autoEmailSuggestionList-1" class="autoEmailSuggestionList" style="display: none;"></ul>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="checkbox-wrapper chk-break cmpcheck"> <input type="checkbox" data-id="agree-checkbox" id="agree-checkboxotpJourneyModal" name="ndnc_flag" checked="" class="chkdes">
<label for="agree-checkboxotpJourneyModal"></label><span class="checktxt">
<p>I authorize HDFC Life and its representatives to contact me through Call, Email, SMS or WhatsApp. This consent overrides my registration under DNC / NDNC (this would mean we would contact you even if you are registered on any Do Not
Disturb list).</p>
</span>
<span class="agree-checkbox-error-txt error-txt dsp-n">Please agree to the disclaimer before continuing ahead</span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 text-center">
<div class="btn-bottom">
<input type="hidden" id="lemniskEventNameBannerFormOtpV2" value="leadSubmitSP">
<button data-eventname="leadSubmitSP" type="submit" data-id="sendOtp" class="btn btnred schedule-btn feedback-form-data-layer"> PROCEED </button>
</div>
</div>
</div>
</form><form class="form-wrapper">
<h5 class="otp-head-title">
<p>OTP authentication will help us confirm your identity and secure your application</p>
</h5>
<div class="number-email-wrapper">
<div class="number-wrapper">
<p class="mobile-Number"> Your Mobile Number </p>
<p data-id="asteriskPhone" class="inside-content"> +91 9989888811 </p>
</div>
<!-- <div class="mail-wrapper">
<p class="mobile-Number">
Your Email ID
</p>
<p id="asteriskEmail" class="inside-content">
johndoe@gmail.com
</p>
</div> -->
</div>
<div class="error-msg-main-wrapper">
<div data-id="successMsg" class="error-msg-green error-msg">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/check.svg" alt="green-check">
<p data-id="otpSentMsg" class="error-green"> OTP sent on your registered mobile number </p>
<p data-id="redirectionMsg" class="error-green dsp-n"> OTP verified. You are being directed to a page with the plan options customized as per the details shared by you. </p>
</div>
<div data-id="failureMsg" class="error-msg-red error-msg dsp-n">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/cross.svg" alt="red-check">
<p data-id="invalidOtpMsg" class="error-red"> Invalid OTP entered. Please try again. </p>
<p data-id="incompleteOtpMsg" class="error-red dsp-n"> Please enter complete OTP </p>
<p data-id="tryLaterMsg" class="error-red dsp-n"> You have entered incorrect OTP more than 5 times. Please try again after 12:44 AM </p>
</div>
</div>
<div data-id="mainForm" class="mainform relative">
<div class="otp-input">
<input type="text" maxlength="1" id="digit2" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit1" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit3" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit4" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit5" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit6" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
</div>
<div class="otpoption">
<p class="receive-otp">Didn't receive OTP? <span data-id="resendOtp" class="resend-grey">Resend OTP</span></p>
</div>
<div class="btn-main-wrapper">
<button type="button" id="backBtn" class="btn-back">Back</button>
<!-- datalayer-lemnisk -->
<button type="submit" data-id="verifyOtp" data-eventname="otpVerifiedSP" class="btn-verify">Verify</button>
</div>
<div data-id="otpOverlay" class="overlay absolute dsp-n">
</div>
</div>
<div data-id="successImg" class="success-img dsp-n">
<img src="/content/dam/hdfclifeinsurancecompany/icons/verified_otp.svg" alt="">
</div>
</form>POST
<form data-id="litePageSubmit" autocomplete="off" method="post">
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label>Are you an NRI?</label>
<div class="label-holder nri">
<input type="radio" data-id="nriyes" id="nriyes1" value="Y" name="nri1">
<label for="nriyes1" data-id="nriYesRadio">
<span class="nriyes"></span>
<span class="mob-off">Yes</span>
<span class="mob-on">Yes</span>
</label>
<input type="radio" data-id="nriNo" id="nrino1" value="N" name="nri1" checked="">
<label for="nrino1" data-id="nriNoRadio">
<span class="nrino"></span>
<span class="mob-off">No</span>
<span class="mob-on">No</span>
</label>
</div>
</div>
</div>
<div class="col-sm-6">
<div class="form-group">
<label for="name">Enter Full Name</label>
<input type="text" class="form-control" placeholder="Enter Full Name" data-id="firstName" name="firstName"
onkeypress="return (((event.keyCode >= 65 && event.keyCode <= 122) || event.keyCode == 39 || event.keyCode <= 32) || ((event.which >= 65 && event.which <= 122) || event.which == 39 || event.which <= 32))"
data-validation="newfirstname">
<input type="hidden" name="productCode" data-id="productCode">
<input type="hidden" name="bannerduplicatetbt" value="True">
<span class="error-txt"></span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-6">
<div class="form-group">
<label for="dateBirth">Date of Birth</label>
<input type="text" class="form-control date hasDatepicker" name="dateBirth" placeholder="DD/MM/YYYY" value="" id="dateBirth" readonly="" maxlength="11">
<input type="hidden" name="productCode" id="bannerAgeValidation">
<span class="error-txt"></span>
</div>
</div>
<div class="col-sm-6">
<div class="inputGroup form-group">
<label>Mobile Number</label>
<div class="flex">
<input type="text" data-id="countryCode" placeholder="" name="mobile_country_code" class="form-control isd" maxlength="4" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="countrycode" value="91" disabled="disabled">
<input type="text" data-id="phone" placeholder="Enter Mobile number" class="form-control international-number" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" data-validation="mobileNo" maxlength="10" data-blockspecificnumbers="true">
<input type="text" data-id="isd-phone" placeholder="Enter Mobile number" class="form-control international-number dsp-n" name="phone" inputmode="numeric" pattern="\d[0-9]*"
onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'" min="1" max="10" data-validation="internationalNumber" maxlength="10" data-blockspecificnumbers="true">
</div>
<span class="error-txt1"></span>
<span class="error-txt"></span>
</div>
<!-- <div class="form-group">
<label for="number">Mobile Number</label>
<div class="code">
<input type="text" inputmode="numeric" pattern="\d[0-9]*"
placeholder="Enter Mobile number" class="form-control" name="phone" id="phone"
onkeypress="return event.charCode >= 48 && event.charCode <= 57" data-validation="mobileNo"
maxlength="10" autocomplete="off">
</div>
<span class="error-txt"></span>
</div> -->
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="form-group" style="position: relative;">
<label for="email"> Email Id</label>
<input type="email" class="form-control" placeholder="Enter email ID" id="emailBannerOtpV2" data-validation="emailaddressCustom" name="emailAddress" autocomplete="off">
<span class="error-txt"></span>
<ul id="autoEmailSuggestionList-2" class="autoEmailSuggestionList" style="display: none;"></ul>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12">
<div class="checkbox-wrapper chk-break cmpcheck"> <input type="checkbox" data-id="agree-checkbox" id="agree-checkbox1" name="ndnc_flag" checked="" class="chkdes">
<label for="agree-checkbox1"></label><span class="checktxt">
<p>I authorize HDFC Life and its representatives to contact me through Call, Email, SMS or WhatsApp. This consent overrides my registration under DNC / NDNC (this would mean we would contact you even if you are registered on any Do Not
Disturb list).</p>
</span>
<span class="agree-checkbox-error-txt error-txt dsp-n">Please agree to the disclaimer before continuing ahead</span>
</div>
</div>
</div>
<div class="row">
<div class="col-sm-12 text-center">
<div class="btn-bottom">
<input type="hidden" id="lemniskEventNameBannerFormOtpV2">
<button type="submit" data-id="sendOtp" class="btn btnred schedule-btn feedback-form-data-layer"> PROCEED </button>
</div>
</div>
</div>
</form><form class="form-wrapper">
<h5 class="otp-head-title">
<p>OTP authentication will help us confirm your identity and secure your application</p>
</h5>
<div class="number-email-wrapper">
<div class="number-wrapper">
<p class="mobile-Number"> Your Mobile Number </p>
<p data-id="asteriskPhone" class="inside-content"> +91 9989888811 </p>
</div>
<!-- <div class="mail-wrapper">
<p class="mobile-Number">
Your Email ID
</p>
<p id="asteriskEmail" class="inside-content">
johndoe@gmail.com
</p>
</div> -->
</div>
<div class="error-msg-main-wrapper">
<div data-id="successMsg" class="error-msg-green error-msg">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/check.svg" alt="green-check">
<p data-id="otpSentMsg" class="error-green"> OTP sent on your registered mobile number </p>
<p data-id="redirectionMsg" class="error-green dsp-n"> OTP verified. You are being directed to a page with the plan options customized as per the details shared by you. </p>
</div>
<div data-id="failureMsg" class="error-msg-red error-msg dsp-n">
<img class="" src="/content/dam/hdfclifeinsurancecompany/icons/cross.svg" alt="red-check">
<p data-id="invalidOtpMsg" class="error-red"> Invalid OTP entered. Please try again. </p>
<p data-id="incompleteOtpMsg" class="error-red dsp-n"> Please enter complete OTP </p>
<p data-id="tryLaterMsg" class="error-red dsp-n"> You have entered incorrect OTP more than 5 times. Please try again after 12:44 AM </p>
</div>
</div>
<div data-id="mainForm" class="mainform relative">
<div class="otp-input">
<input type="text" maxlength="1" id="digit2" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit1" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit3" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit4" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit5" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
<input type="text" maxlength="1" id="digit6" inputmode="numeric" pattern="\d[0-9]*" onkeypress="return (event.charCode >= 48 && event.charCode <= 57) || event.key === 'Enter'">
</div>
<div class="otpoption">
<p class="receive-otp">Didn't receive OTP? <span data-id="resendOtp" class="resend-grey">Resend OTP</span></p>
</div>
<div class="btn-main-wrapper">
<button type="button" id="backBtn" class="btn-back">Back</button>
<!-- datalayer-lemnisk -->
<button type="submit" data-id="verifyOtp" class="btn-verify">Verify</button>
</div>
<div data-id="otpOverlay" class="overlay absolute dsp-n">
</div>
</div>
<div data-id="successImg" class="success-img dsp-n">
<img src="/content/dam/hdfclifeinsurancecompany/icons/verified_otp.svg" alt="">
</div>
</form><form class="singleInputForm" id="stayUpdated" autocomplete="off">
<input placeholder="Enter your email id" data-validation="emailaddress" type="email" name="email" class="emailAddress emailfooter">
<button id="subscribeButton" class="subscribeButton-data-layer">SUBMIT</button>
<span class="error-txt"></span>
</form><form class="singleInputForm" autocomplete="off" id="getAppLinkFooter">
<input placeholder="Enter your mobile number" class="appLink app-link" data-validation="mobileNo" maxlength="10" onkeypress="return event.charCode >= 48 && event.charCode <= 57" type="text" name="mobileNumber">
<button id="appButton" class="appButton-footer-data-layer">GET APP LINK</button>
</form>Text Content
EN हि हिंदी में पढ़ें
* Term Insurance
* TERM INSURANCE PLANS
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* Term Insurance for NRI
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POLICY TERM
* 40 Years Term Insurance
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* 45k Salary Term Insurance Plan
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COVER AMOUNT
* 75 Lakhs Term Insurance
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7 % Online Discount3 on Term Plan
HDFC Life
Click 2 Protect Super
UIN: 101N145V05
Provides comprehensive financial protection to your family
Key Features
* Comprehensive protection as per your needs
* Flexibility to choose from multiple coverage options
* Option to extend policy term*
Buy Online Explore Plan
*Under Renewability Option at Maturity, the policyholder can choose to extend
the term of their policy.
3.Discount is applicable for first year premium only of HDFC Life Click 2
Protect Super. 7% discount consists of 5% online discount, 2% existing
customer discount.
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UIN: 101N186V05
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7 % Online Discount3 on Term Plan
HDFC Life
Click 2 Protect Super
UIN: 101N145V05
Provides comprehensive financial protection to your family
Key Features
* Comprehensive protection as per your needs
* Flexibility to choose from multiple coverage options
* Option to extend policy term*
Buy Online Explore Plan
*Under Renewability Option at Maturity, the policyholder can choose to extend
the term of their policy.
3.Discount is applicable for first year premium only of HDFC Life Click 2
Protect Super. 7% discount consists of 5% online discount, 2% existing
customer discount.
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1.
2.
3.
CLICK 2 WEALTH
ULIP PLAN
SAVINGS
PLANS
COMBI
PLANS
PENSION
PLANS
TERM
PLANS
Term Plan
HDFC LIFE
CLICK 2 PROTECT SUPER
Premiums Returned at Maturity*
Term Plan
1 CR. COVER
Starting @
₹21/Day1
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ULIP Plan
HDFC LIFE
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Retirement Plan
HDFC LIFE
CLICK 2 RETIRE
Create Retirement Corpus
Retirement Plan
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₹67/day
CLICK TO BUY
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I Want To* Buy a Term plan Secure my child's future Buy a Protection +
Investment Plan Buy a whole life cover + lifelong income plan Get Guaranteed
Returns Plan for my retirement Invest in ULIP Buy a Business Insurance Plan
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I Want To* Buy a Term plan Secure my child's future Buy a Protection +
Investment Plan Buy a Whole Life Cover + Lifelong Income Plan Get Guaranteed
Returns Plan for my retirement Invest in ULIP Buy a Business Insurance Plan
OUR TOP SELLING ONLINE INSURANCE SOLUTIONS FOR NRI
The effective way to secure your family’s future
* In Ulip Plan, the investment risks in the investment portfolio is borne by
the policyholder
HDFC LIFE CLICK 2 WEALTH
UIN: 101L133V03
Get dual advantage of market-linked returns along with financial protection
UIN: 101N145V05
Looking for complete protection under one plan at affordable cost along
with tax benefits1
Key Features*
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CALCULATE PREMIUM CALCULATE PREMIUM Explore Plan
Ulip Plan
* HDFC LIFE CLICK 2 PROTECT SUPER
UIN: 101N145V03
Looking for complete protection under one plan at affordable cost along with
tax benefits.
UIN: 101N134V24
Looking for safe financial instrument which provides alternate source of
income
Key Features*
* Get back your premiums at zero cost via Smart Exit Benefit Option1
* 99.5% Individual Death Claims Settlement Ratio##
* Death Benefit paid in advance on diagnosis of Terminal illness
* Guaranteed1 Income4 for period of 25 or 30 years
* Get Back Premiums as Guaranteed1 Lumpsum Benefit4 on maturity
* Life Cover to protect your family
CALCULATE PREMIUM CALCULATE PREMIUM Explore Plan
Term Plan
* HDFC LIFE CLICK 2 ACHIEVE
UIN: 101N186V03
Industry first Life Insurance policy that gives upto 200% Return Of Premium
UIN: 101L103V03
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options to help you optimize your investment
Key Features*
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CALCULATE PREMIUM CALCULATE PREMIUM Explore Plan
Savings Plan
*T&C APPLY.
×
PERSONAL DETAILS
*Enter first name
*Enter mobile number
*Current Age Years
*Desired Retirement Age Years
Educational Qualifications
Graduate and above Non Graduate
FINANCIAL DETAILS
*Annual income ₹
*Monthly Expenses ₹
Existing Insurance Cover ₹
Liabilities
No Liabilities Upto 10 Lacs Upto 20 Lacs Upto 30 Lacs Upto 40 Lacs Upto 50 Lacs
I hereby consent to receive policy related / documents / application related
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CALCULATE
Your Required life cover to protect your family’s future is
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RECOMMENDED PLANS FOR YOU
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The values shown here are only for illustration. The results are generated based
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LIFE INSURANCE
HOW MUCH LIFE INSURANCE?
With so many considerations, let us help you to make easy decisions for your
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LET US CALCULATE
I WANT TO KNOW MORE ABOUT...
1 Cr. Term
INSURANCE COVER
Premium starting at
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Calculate Now >
Customizable
DREAM PLAN
Premium starting at
Just ₹84/day2
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Grow money4X
Invest Lumpsum
AMOUNT NOW
For age 45 and above
Invest once, enjoy lifetime
Guaranteed Income7
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Start Early to
RETIRE EARLY
Premium starting at
Low entry age of 18
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Just ₹84/day5
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Unit Linked
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GET A CALL BACK
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Interested in buying insurance plans, then fill the form below to help us call
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for Customer Service queries, please click - Customer Service Queries
Name
Contact Number
Select your insurance plan
Select Plan Type Investment Plans Protection Plans Children's Plans Savings
Plans Retirement Plans
Select your available Date
Select your available Time
Select Available Slots
I hereby consent to receive policy related communication from HDFC Life or its
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Instant Call Back SUBMIT Schedule Call in Next 5 Days
Disclaimer : By submitting your contact details, you agree to HDFC Life's
Privacy Policy and authorize HDFC Life and/or its authorized Service Providers
to verify the above information and/or contact you to assist you with the
purchase. This will override any NDNC registration made by you.
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SAVING PLAN
HDFC LIFE SANCHAY PLUS
A Non-Participating, Non-Linked Savings Insurance Plan
A plan that offers guaranteed returns for you and your family.
Check Premium
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you back This form is only for exploring insurance plans provided by HDFC Life,
for Customer Service queries, please click -Customer Service Queries
Name
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Select your insurance plan
Select Plan Type Investment Plans Protection Plans Children's Plans Savings
Plans Retirement Plans
I hereby consent to receive policy related communication from HDFC Life or its
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(VoIP) including WhatsApp and agree to waive my registration on NCPR (National
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SUBMIT
This service is available between 9 AM - 9 PM IST
Disclaimer : By submitting your contact details, you agree to HDFC Life's
Privacy Policy and authorize HDFC Life and/or its authorized Service Providers
to verify the above information and/or contact you to assist you with the
purchase. This will override any NDNC registration made by you.
Thanks for contacting us.
Will get in touch soon.
*T&C Apply
HDFC LIFE CLICK 2 RETIRE
*T&C Apply
A Unit Linked Pension Product
Retirement is inevitable, but to plan for it is just a click away!
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KEY BENEFITS OF ONLINE PURCHASE
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All Terms and conditions, policy charges, shown upfront with no hidden costs or
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HDFC LIFE INSURANCE - CUSTOMER STORIES!
"Thanks to HDFC Life, I am now able to pursue my education abroad and fulfill my
parents' dreams"
Sartajbir Singh
Batala, Punjab
Caringwith
Pride
Sartajbir Singh
Batala, Punjab
Caringwith
Pride
" I want to express my gratitude to Mr. Nishant Sharma from HDFC Life for his
invaluable assistance during my difficult time. As an 18 yr old, managing the
death claim of my mother while my father was working abroad, I was distressed.
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was an additional source of relief during this challenging period. I must
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dreams."
INT/MC/06/23/1951
"HDFC Life's prompt service amazed me as I received the claim amount within 24
hours"
Anoop Chahar
Agra, Uttar Pradesh
Caringwith
Pride
Anoop Chahar
Agra, Uttar Pradesh
Caringwith
Pride
" I am grateful to Mr. Harish Rawat and HDFC Life for their incredible
assistance in processing my father's death claim. HDFC Life's prompt service
amazed me as I received the claim amount within 24 hours of applying. Mr. Harish
went the extra mile by personally arranging the required hospital discharge
summary required for claim submission. I sincerely thank Mr. Harish and HDFC
Life for their outstanding dedication and support. Their commitment to their
responsibilities and customers is truly commendable, and I am forever grateful
for their exceptional service."
INT/MC/06/23/1951
"In addition to the quality service, the transparency displayed by HDFC Life has
instilled confidence in me as a customer"
Parna Acharya
Batala, Punjab
Caringwith
Pride
Parna Acharya
Batala, Punjab
Caringwith
Pride
" The seamless and efficient claim processing of my late husband's HDFC Life
Term plan has provided us with the much-needed financial stability during this
challenging time. Moreover, the personalized attention and empathy shown by the
staff has left a lasting impression on me. I would like to express my gratitude
for timely communication throughout the entire process by Mr. Subhadip. His
prompt updates and clear explanations helped alleviate my concerns and kept me
informed at every step. In addition to the quality service received, the
transparency displayed by HDFC Life has instilled confidence in me as a
customer. Thank you for being there for me and my family during this difficult
journey."
INT/MC/06/23/1951
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ABOUT
HDFC LIFE
HDFC Life is one of India's leading life insurance company offering a range of
individual and group insurance solutions that meet your various needs such as
Protection, Pension, Savings & Investment, Health and more.
NUMBER OF LIVES INSURED
6.6 CR
In FY 23-24
ASSETS UNDER MANAGEMENT
2,92,220 CRORE
In FY 23-24
BRANCHES
535
Across in India
SUM ASSURED
13.34 LAKH CRORE
New Business
SUPERBRAND FOR THE 9TH TIME
SUPERBRAND 2023-24
As per HDFC Life Integrated Annual Report FY 2023 - 2024
SUPERBRAND FOR THE 9TH TIME
SUPERBRAND 2023-24
SUM ASSURED
13.34 LAKH CRORE
New Business
BRANCHES
535
Across in India
ASSETS UNDER MANAGEMENT
2,92,220 CRORE
In FY 23-24
NUMBER OF LIVES INSURED
6.6 CR
In FY 23-24
As per HDFC Life Integrated Annual Report FY 2023 - 2024
CLAIM TRACK RECORD
FOR FY 2023-2024
WE HAVE HONOURED 99.50% INDIVIDUAL CLAIMS!*
At HDFC Life, we ensure a hassle-free and uniquely sensitive claim experience.
We are always doing our utmost to enable faster settlement of claims, with our
Claim Settlement Ratio reflecting this assurance.
SAME DAY CLAIMS PROCESSING
Individual claims processed within 24 business hours for all claims over 3 years
from the date of inception**.
*Individual death claim settlement ratio by number of policies as per audited
annual statistics for FY 2023-24.
Check last 5 years claims trend.
**Provided we have received all the relevant and required documents and no
further investigation is required. Claim settlement process would be completed
within stipulated timelines once the claim request is approved.
Know More
CLAIM SETTLEMENT RATIO
( Percentage and average claim settlement time )
2023 - 24
99.50%
Average Claim settlement time: 1 day
2022 - 23
99.39 %
Average Claim settlement time: 2 days
2021 - 22
98.66 %
Average Claim settlement time: 3 days
2020 - 21
98.01 %
Average Claim settlement time: 5 days
2019 - 20
99.07 %
Average Claim settlement time: 4 days
ONE DAY CLAIM SETTLEMENT
is available for the following
* Cumulative claim amount on all policies up to ₹2 crores
* 1 day claim settlement is exclusively available for policies bought online
* Claim does not require field investigation
* All requisite documents # submitted by the nominee before 3 PM on a working
day at HDFC Life branches. Intimations beyond 3 PM will be taken up the next
business day
* HDFC Life will pay an interest on your death claim amount for every day of
delay beyond one working day
T&C Apply
1. For all claims fulfilling above mentioned conditions, provided we receive all
the required documents, the claim will be processed within one working day and
decision will be communicated accordingly.
2. Investigation / Open title / Rival / Court involved Claims are excluded.
3. Policy duration at the time of event is at least >=3 years.
4. Saturday, Sunday, public festivals and non-NAV days (for ULIP) are excluded
(not treated as a working day) ^Interest rate would be at 6.25%per annum.
#Documentation Details
Claim form, Nominee photograph, Pan card copy, Identity and Address proof of
nominee. (If nominee is minor, documents of appointee to be submitted). Death
certificate issued by competent authority for death registrations. Medical cause
of death certificate. Cancelled cheque/copy with the name of nominee/appointee
mentioned on it as per the passbook of the nominee/appointee. Past & current
complete medical records including discharge/death summary, indoor case papers,
investigation reports, consultation notes. In case of an accidental death,
additional documents will be required. Post Mortem Report, Panchnama, Police
Inquest report, First/Final Information report, Viscera/Chemical Analysis
report.
WHAT IS LIFE INSURANCE?
Have you ever wondered what would happen to your family in case of your untimely
demise someday? Who will take care of their finances, such as their EMIs,
grocery, education and marriage expenses? Will your investments or savings be
enough to help them survive for long? If you are indeed worried about all this,
then life insurance is surely the answer.
In exchange for your premium payments over the course of the policy term, the
life insurrer such as HDFC Life offers you a life cover sum. Life insurance
cover safeguards the future of your family by providing a lump sum payment, also
known as a death benefit, in the event of your untimely demise during the
policy’s term. Moreover, upon the expiration of the policy term, certain life
insurance policies offer you a maturity benefit.
As you pay the life insurance premiums, the insurer agrees to pay a certain
amount of money to the beneficiary of the life insurance policy upon the
policyholder's death or after a predetermined period of time, which is the cover
amount.
Because paying premiums is the only way to access all the benefits of a life
insurance policy, it is best to choose a premium that is affordable. Only when
you keep paying all premiums on time, the insurer offers the cover amount
promised.
Now comes the question, why buy a life insurance? What benefits does it offer?
Well, let us simplify that for you.
The most vital benefit of life insurance is safeguarding your finances. Any type
life insurance plan has the ability to give your family financial stability is
one of its main advantages. A death benefit is a core part and is included in
life insurance policies. Your family members or nominee(s) will receive the sum
assured, which is a predetermined amount if you pass away within the policy's
term. This guarantees your family members' financial stability even when you
aren't around.
The second benefit of life insurance is that it helps inculcate a savings habit.
In order to maintain the validity of your life insurance policy, you must make
periodic payments or premiums. Your policy may be cancelled if premiums are not
paid. Thus, you develop a saving habit that will serve you well in the long run
by investing on a regular basis.
Life insurance also promotes tax savings. The government has extended tax
savings to a wide range of investment instruments in an effort to encourage
savings and investment. One such tool is life insurance. As per deductions under
80C of the Income Tax Act of 1961*, you are eligible to receive a tax deduction
of up to Rs 1.5 lakh for the annual premium that you pay. You thus get the
advantage of both tax savings and investment.
Another benefit is that life insurance helps reach your major financial goals in
life. Over time, some life insurance policies accrue cash value. Policies for
life insurance, like ULIPs, also include an investment component. Your premium
is invested and yields a return on marketable securities. They accumulate over
time into a sizable corpus that can be utilised to accomplish objectives like
your child's education, child marriage, etc.
The fifth benefit of life insurance is distribution & wealth protection.One of
the safest long-term investment options are life insurance policies. Hence,
having life insurance will enable you to protect your wealth from taxes &
inflation for an extended period of time. Because of this feature, life
insurance plans are excellent tools for retired investors to create long-term
pensions.
HOW DOES LIFE INSURANCE WORK?
While purchasing any type of life insurance, it's important for you to
understand how it works and how your nominee can receive the benefits of your
policy. Better understanding will help you on deciding on frequency of payment,
payout plan and sum assured.
1. BUYING LIFE INSURANCE
When buying a life insurance, it's important to consider the following factors:
* Life coverage you need
* Type of life insurance that will meet your financial needs
* Premiums that you will pay. For example term insurance calculator can help
you with calculating the premiums to buy term insurance
* Add-on riders that will help you get a comprehensive financial cover
* Differences between various life insurance quotes for each possible policy
2. PAYMENT OF PREMIUM
The premiums of a life insurance is dependent on a few factors, such as type of
life insurance you purchase, term of the policy, premium paying term, your age,
your gender, the insurance company selling the policy, and your overall health,
wellness, and family history.
* To calculate premiums for term insurance plan you can use term insurance
calculator
* To calculate premiums for ULIP you can use ULIP calculator
* To calculate premiums for savings plan you can use savings calculator
* To calculate premiums for investment plans you can use investment calculator
3. CLAIMS
As far as the claim is concerned, if the insured passes away during the policy's
tenure, a death benefit is paid to the insured's designated nominee in an amount
predetermined by the insurer. Making a claim for this is a fairly easy process.
A claim can be submitted online, through text message, email, phone at the
insurer's call centre, or in person at a branch office. In order to expedite the
claim processing, it is best to notify the insurer as soon as the required
paperwork is prepared. Do research on the insurer's claim settlement ratio prior
to buying a life insurance policy. This indicates the possibility that your
claim will be resolved.
WHAT ARE THE DIFFERENT TYPES OF LIFE INSURANCE?
SOME OF THE TYPES OF LIFE INSURANCE ARE:
1 TERM INSURANCE
Term insurance safeguards the future financial stability of your family in the
event of your death. Term insurance is a pure protection plan. In addition,
compared to other life insurance products, term insurance has cheaper premiums.
If you purchase large covers early in life, the premiums are also more
reasonable. You can opt to get all your premiums back after the term of the
policy in case you survive through term insurance with return of premium. If you
want to get critical illness insurance then you can choose avail the critical
illness rider along with your base term insurance.
2 WHOLE LIFE INSURANCE
Whole life insurance is a plan that provides life cover for the whole life of
the policyholder. It may extend to 99 or 100 years of age.
3 ULIP
A Unit Linked Insurance Plan (ULIP) is a special type of life insurance that
combines protection with investment. With a ULIP, you get life coverage and the
chance to invest in market-linked options, which can potentially grow your money
over time. It also offers tax benefits and the flexibility to switch between
different investment funds. Life insurance quotes help you figure out how much
coverage you need and how to split your money between insurance and investments.
4 RETIREMENT PLANS
Retirement plans or pension plans are life insurance products designed to ensure
you’re financially secure when you retire. They let you invest money while
you’re working, building up a savings fund that you can use when you stop
working. Investing in retirement plans is a smart, disciplined way to prepare
for a comfortable and worry-free retirement.
5 CHILD INSURANCE PLANS
Children deserve the best, and a child insurance plan can help secure their
future by saving for education and marriage costs. Child plans provide maturity
benefits when the child turns 18, either as a lump sum or in yearly payments.
They also include insurance for parents, offering financial support if the
insured parent passes away during the policy period.
One key benefit of child plans is the ability to choose how your money is
invested—whether in debt, equity, or balanced funds. ULIP child plans also
ensure that your returns keep up with inflation.
6 SAVINGS AND INVESTMENT PLANS
Savings plans are life insurance products that help you build a guaranteed
financial fund over time. You can use this money to meet your financial needs
and future goals.
These plans have two benefits: they help you grow your wealth and provide life
insurance. The investment plans also offer a death benefit. Depending on the
type of savings plan you choose, it can also serve as a backup source of income,
allowing for long-term planning. You can also opt for a money back policy, which
offers both financial protection and investment benefits.
7 GROUP INSURANCE PLANS
Group insurance plans facilitate the provision of numerous insurance benefits to
a typical group of people at once. Groups and organisations can use these to
offer effective life insurance benefits to their members or employees.
Now, you may ask why choose a group insurance plan. The primary benefit of group
insurance plans is their hassle-free approach to large-scale insurance coverage.
These plans are perfect for banks, societies, employers, associations, and
financial institutions that provide coverage for a group of individuals who fit
into a predetermined category.
VIEW LESS
WHY SHOULD YOU CONSIDER BUYING LIFE INSURANCE?
Buying a life insurance is important in more ways than one. Let us explain why
purchasing life insurance is not an option but a necessity:
1
1
FINANCIAL SECURITY FOR YOUR FAMILY & LOVED ONES
A life insurance plan can help your family live comfortably and worry-free by
replacing your income in the event of your death. It assists them in maintaining
their way of life and paying for bills like food, rent, schooling, etc.
...Read More
2
2
TO PAY FOR YOUR CHILDREN'S FUTURE EDUCATION
If the family's primary provider dies, the cost of their education may become
extremely burdensome. Even if you are not living, life insurance makes sure your
kids attend the college of their choice.
...Read More
3
3
TO SAVE FOR RETIREMENT AND MAKE PLANS FOR FUTURE
Unexpected occurrences such as illness and disability can cause financial ruin
for your family. It functions as a safety net and pays for expenses in
unanticipated situations.
...Read More
4
4
TO SETTLE ANY DEBTS YOU MAY OWE
Your family may have financial hardships following your death as a result of
your debts. Life insurance provides financial freedom to your family members by
assisting them in paying off debts such as credit card bills and house loans. In
case if you have multiple liabilities and want to cover the amount then you can
opt of a 2 crore term insurance.
...Read More
5
5
TO QUALIFY FOR TAX DEDUCTIONS** UNDER THE INCOME TAX ACT
Under section 80C of the Income Tax Act, you can benefit from tax deductions of
up to Rs 1.5 lakhs annually with the premiums you pay. You can also avail
section 80d the premiums you pay for add-on riders.
...Read More
6
6
FOR FINANCIAL SECURITY AND PEACE OF MIND
Life insurance can provide you with a sense of calm by ensuring that your family
is secure financially and does not need to worry about your debts. You can then
live a confident and stress-free life.
...Read More
WHO SHOULD BUY LIFE INSURANCE?
NEWLY MARRIED PEOPLE
Married couples need life insurance, especially if one partner depends on the
other's income. It guarantees that the surviving spouse can continue to live
comfortably and pay for things like household bills and the EMIs.
...Read More
YOUNG PARENTS
Having life insurance to cover your children's expenses in the event of your
incapacity is essential if you have young children. The cover includes paying
for regular bills, schooling, marriage, and additional costs associated with
raising children.
...Read More
INDIVIDUALS WITH FINANCIAL LIABILITIES
If you have a large amount of debt, such as a mortgage or student loan, life
insurance can make sure that your family won't be left to deal with it after you
pass away.
Also, if you are single and your dependents are dependent on your income, like
ageing parents or older siblings, life insurance can give them the necessary
financial support following your death. A 1 crore term insurance might be
adequate enough for you to financially secure your family’s future.
...Read More
PEOPLE ABOUT TO GET RETIRED
Certain life insurance policies, such as whole life insurance plans or universal
life insurance, can help you meet your financial objectives by giving you extra
income during your golden years if you're planning for retirement and want to
augment your retirement savings.
...Read More
WHAT HAPPENS WHEN YOU PURCHASE LIFE INSURANCE?
When you buy a life insurance policy, you sign an agreement and pay a
premium—either monthly or annually—to the insurance company on a regular basis
for a predetermined amount of time.
The insurer will provide your dependents or loved ones with access to the
assured sum in the event of your death. If you survive, you might be eligible
for a maturity payment based on the terms and conditions.
It provides your family with financial security by acting as a cushion.
What to anticipate when buying a life insurance policy is as follows:
* Choosing a policy: You must first decide on the kind of life insurance policy
you want, the amount of coverage you need, a term that best suits your needs,
and the beneficiaries.
* Application: After that, you complete the required steps and fill out the
application form. A medical examination might also be necessary to evaluate
your health.
* Approval and payment: After that, you get the policy documentation and start
making regular premium payments.
* Regular premium payment: Throughout the policy's term your main concern is
making premium payments to maintain the status of your policy. Additionally,
you are free to modify as needed.
* Maturity/Death: When the policy matures or the insured passes away, the
insurer will pay the designated beneficiaries the death benefit or maturity
amount.
Once you buy life insurance, here are the benefits which it will offer in your
financial life:
* It lowers your tax burden
You should buy insurance if for no other reason than that you can deduct your
premiums from your taxes.
* It will assist your family with debt repayment.
We never know what the future holds for us in life. Your family might have to
deal with a car loan, credit card debt, or other loans if something were to
happen to you. A life insurance policy's payout can assist your loved ones in
paying off these debts.
Healthy individual.
* It can provide you assistance in achieving long-term goals.
You can invest modest sums that will add up over time to help you buy the house
of your dreams or launch the business of your dreams, depending on the insurance
plan you select.
* It offers a safety net for finances.
Being the breadwinner in the family, your loss will have a financial as well as
emotional impact. Your family and loved ones will have a financial safety net to
support them during their grieving process if you have good life insurance.
FAQ'S ABOUT LIFE INSURANCE
1 WHAT ARE THE BENEFITS OF LIFE INSURANCE?
The biggest benefit of life insurance is that no matter your income level, life
insurance ensures that your loved ones can make ends meet if you were to pass
away.
Buying a life insurance policy at any stage in life gives you peace of mind. It
offers a life cover that keeps you and your family protected in case of your
unfortunate demise. The life insurance claim in the event of your death will
help your family have a secure financial future, by paying for children's
education, paying off debts and helping towards household expenses. The money
you invest in life insurance is safe, and your family stands to gain from the
benefits of insurance payouts in case of unforeseen circumstances.
Life insurance premiums are eligible for rebate for salaried persons to reduce
their tax liability. Life insurance also gives you the benefit of taking a loan
against the policy in certain cases. A life insurance policy will help you to
plan your life goals, including your children's education, their marriages and
your retirement corpus.
The riders available with your life insurance policy help you customise your
plan and get maximum benefit.
There are different types of life insurance which help you reap the benefits of
a secure future for yourself and your family.
2 WHAT DO YOU MEAN BY LIFE INSURANCE?
It is a contract between a policyholder and the insurer wherein the insurer
agrees to pay a certain sum of money in exchange for premiums upon death or
maturity of the policy.
3 HOW TO CHOOSE THE RIGHT SUM ASSURED UNDER LIFE INSURANCE?
It can be done by forecasting future earnings, making a note of future annual
expenses, calculating the future costs of financial goals such as children's
education and marriage, and adding liabilities. Or you can also multiply your
annual income by 10 for a rough idea.
4 WHAT ARE LIFE INSURANCE QUOTES?
You can find out the estimated cost of a potential policy with an insurance
quote. It also contains other important details regarding the policy and the
things that are covered.
Using the information on your insurance quote, you can determine that policy
offers the best value by comparing it to quotes from other policies for the same
or comparable coverage. If the policy is term life insurance, the term limits
and coverage limits are usually included in life insurance quotes.
5 WHO NEEDS LIFE INSURANCE THE MOST?
Anyone who has dependents to support and is an income earner for the household
needs Life Insurance. Your loved ones who depend on your income would be
negatively impacted by your untimely passing and the subsequent loss of income.
A life insurance policy makes sure their financial future is protected through
the payouts by the insurer in case of the insured person's death.
If you own a business, it helps to have life cover so that the business is not
negatively impacted by your passing. It can help to sustain it by covering
expenses and paying debts till your successor finds their feet in the business.
If you have taken loans during your lifetime, having a life cover will help your
family to pay off your debts with the help of the payouts received against the
insurance claim.
6 WHAT ARE THE TYPES OF LIFE INSURANCE PLANS?
In India, we have a variety of insurance plans to suit every need.
The simplest plans are Term insurance plans, in which there is a death benefit
but no maturity benefits. In Term Insurance, the insurer promises to pay the
beneficiaries a lump sum amount in the event of the insured person's death. Some
Term insurance plans nowadays also offer to give back the premiums you pay on
surviving the policy period; these are called Term insurance with return of
premium plans.
Other life insurance plans in India include Endowment Insurance plans, Unit
Linked Insurance Plans (ULIPs), Moneyback Insurance plans, Whole life insurance
plans, Group life insurance, Child Insurance Plans and Retirement Insurance
Plans.
7 WHAT ARE THE FACTORS THAT AFFECT LIFE INSURANCE PREMIUM?
The main factor influencing the life insurance premiums of a policyholder is
their age. Younger persons are generally considered healthy and unlikely to
contract illnesses or pass away suddenly; hence younger people attract lower
insurance premiums.
Gender is another factor that determines the premium amount as proven scientific
and statistical evidence points to women likely to live an average of 5 years
more than men. Consequently, since women are perceived to avail of policies for
a longer tenure, they can avail of lower premiums.
Medical records play a crucial factor in deciding the premium as well, since
life insurance policies typically come with an underwriting process that
includes a thorough medical exam of the policyholder. Any red flags concerning
physical health and potential illnesses can have an impact on the amount of
premium to be paid.
Family history is important as certain hereditary diseases could be passed on to
the policyholder. The family's medical history plays a part in revealing these
patterns and can influence the amount of premium.
Smoking and drinking, which are considered harmful to health and can impact your
longevity, also influence the amount of premium to be paid. Professions and
lifestyles can also impact the life insurance premium. Persons working in
professions considered dangerous like mining, oil and gas and fisheries, and
indulging in risk taking activities like mountaineering can attract higher
premiums.
8 HOW DO I FILE A LIFE INSURANCE CLAIM?
Life insurance claims can be made either on death of the policyholder, on
maturity of the policy or as a Rider claim. In case of death claim, the
beneficiary who is the nominee of the policy should intimate about the claim to
the insurer at the earliest by filling the intimation form which can be obtained
from the nearest branch of the insurance company or can be downloaded from the
website of the insurance company. Relevant documents like death certificate of
the insured person, birth certificate of the insured person (for proof of age),
the original policy document, and any other documents requested by the insurer
should be provided.
The insurer is obliged to settle claims, once filed, within 30 days of receipt
of all documents. In case further investigation is needed, the insurer gets six
months to complete its procedures from the date of receiving written intimation
of the claim.
If you are making a maturity claim, the insurer reaches out to the policyholder
in advance with a bank discharge form, which the policy holder has to fill in
and submit to the insurer along with the relevant documents requested.
In the case of rider claims, which are additional benefits accruing to policy
holders for paying extra premium, duly filled claim forms and policy copies are
to be submitted to the insurer. Different riders like Waiver of Premium and
Critical Illness are settled through different means.
9 WHAT TYPES OF DEATH ARE NOT COVERED BY LIFE INSURANCE?
While deaths due to accidents are covered by life insurance, there are certain
exceptions. Accidental death if the insured is involved in any criminal activity
or if death occurs due to intoxication or drugs are not covered by term life
insurance plans. Accidental deaths while the insured was engaged in adventure
sports like sky diving and bungee jumping are also not covered by such plans.
Death benefits for suicide are generally made at the discretion of insurance
companies. Usually, beneficiaries are entitled to 80 per cent of amount
accumulated from premiums paid in case of a non-linked plan, and 100 per cent in
the case of a linked plan, if the insured dies by suicide within the initial 12
months.
Term insurance plans do not cover death occurring from self-inflicted injuries,
or due to illnesses like sexually transmitted diseases like HIV/AIDS.
Death due to alcohol or drug abuse is also not covered by term plans, nor is
homicide where the policy holder is murdered by the nominee for money. Death due
to an existing illness that has not been disclosed at the time of purchasing the
plan is also not covered by term life insurance plans. Death caused by natural
disasters like tsunami, earthquake, floods etc is not covered by term insurance,
unless the policy holder has opted for riders for that purpose.
10 WHAT ARE THE USES OF LIFE INSURANCE?
It offers benefits like tax benefits, financial security, financial coverage for
families, wealth creation, retirement planning, the accomplishment of future
goals, and much more.
View All FAQ's
LEARN MORE ABOUT LIFE INSURANCE PRODUCTS
* Term Insurance FAQ
* Savings and Investment FAQ
1 WHAT ARE THE 3 BENEFITS OF TERM INSURANCE?
The premiums are reasonable, your family will be financially secure in the event
of your death and you may even add coverage for critical illnesses and
accidental deaths.
2 IS IT GOOD TO HAVE A TERM INSURANCE PLAN?
It is possible for a family to achieve their financial goals as well as meet
their day-to-day expenses by purchasing a term insurance policy. The dependants
of the insured do not suffer financially if a term insurance of adequate life
cover is in place. You can opt for the best term insurance plan for 1 crore to
secure your family’s future against any uncertainty.
3 IS ACCIDENTAL DEATH COVERED IN TERM INSURANCE?
Accidental death is covered by a term insurance policy. The sum assured on a
term insurance policy will pay out no matter what the cause of death is, whether
it is a result of a health issue or an accident.
4 WHAT HAPPENS AT THE END OF A TERM LIFE POLICY?
When term life insurance plan expire, the policyholder does not have to take any
action. A policyholder will be notified that the policy is no longer in effect;
no premiums are payable, and no death benefits would be paid out.
5 WHAT ARE THE DEATH BENEFITS UNDER TERM LIFE INSURANCE?
Death Benefits are paid to your dependents in a lump sum payment if you die
unexpectedly. But few term insurance policies do provide a monthly income along
with a lump sum amount to assist with regular expenses.
6 WHAT IS TERM INSURANCE PREMIUM?
This is the sum of money you pay the insurance company in exchange for financial
security. A monthly, semi-annual, or annual premium payment can be made.
View All FAQ's
* Savings
* ULIP
* Retirement
* Child
1 WHAT IS A SAVINGS INSURANCE PLAN?
A savings insurance plan is a type of insurance policy that allows you to invest
for a financially secure future. These plans help you develop a disciplined
habit of saving and aid to achieve your future goals. Crucially, they offer life
coverage for the policyholder, securing the family’s financial future.
2 WHY SHOULD YOU INVEST IN A SAVINGS INSURANCE PLAN?
If you are risk-averse but want to build a corpus for your future financial
goals, a savings insurance plan like the HDFC Life Guaranteed Income Insurance
Plan8 could be ideal. These policies offer life coverage, protecting your loved
ones and providing them with financial support at a difficult time.
Additionally, it helps you develop a disciplined saving scheme and builds up
funds for your future.
3 WHAT ARE THE BENEFITS OF A SAVINGS INSURANCE PLAN?
When you purchase a savings insurance policy like HDFC Life Sanchay Par
Advantage9, you benefit from financial stability as it provides guaranteed
returns to help you meet future expenses. The plan also offers life coverage for
the policyholder, providing your loved ones with a financial safety net if
anything happens to you. These plans are also eligible for tax savings under the
Income Tax Act of 1961#.
4 WHAT ARE THE TAX BENEFITS OF A SAVINGS INSURANCE PLAN?
Savings insurance plans offer tax benefits under Section 80C# and Section
10(10D)# of the Income Tax Act. The premium amount is eligible for a deduction
of up to Rs. 1, 50,000 per year from your taxable income under Section 80C#.
Your premium should be less than 10% of the sum assured to be eligible for the
tax benefit. Under Section 10(10D), the maturity and insurance benefits payable
when the policy ends are tax-free.
5 SHOULD I PICK A LONG-TERM OR SHORT-TERM SAVINGS INVESTMENT PLAN?
The savings investment plan term you select should depend on your goal. If
you’re saving up for a short-term goal, such as a holiday abroad or home
renovations, you can opt for a short-term plan. However, if you’re saving up to
send your child to college, purchase a home, or for retirement, you should opt
for a long-term plan.
6 WHY CHOOSE A SAVINGS PLAN FROM HDFC LIFE?
HDFC Life offers steady returns and a competitive individual death claim
settlement ratio, providing financial security to you and your loved ones. We
offer multiple plans and customisable options, enabling you to find the ideal
savings plan for your financial needs.
View All FAQ's
1 IS ULIP TAX-FREE?
Section 80C provides an income-tax deduction for ULIPs, and Section 10(10D) of
the Income Tax Act exempts returns from income tax upon maturity. This policy
offers a dual benefit.
2 HOW MUCH RETURN DOES ULIP GIVE?
Investing in ULIP can generate high returns if you stay invested for 10 years or
more.
3 WHO SHOULD INVEST IN ULIP?
ULIPs are best suited for people who have a long-term financial plan that
includes both wealth creation and insurance.
4 WHAT ARE THE COMMON FEATURES OF ULIPS?
ULIPs share four common features:
* Option for Partial Withdrawal
* Option for switching funds
* Lock-in period required
* An alternative long-term investment
5 WHAT ARE THE DIFFERENT TYPES OF ULIPS?
Type
Risk
Type of Returns
Bond funds
Medium
Low to medium
Equity funds
High
High
Cash funds
Low
Low
Balanced
Medium
High
6 HOW IS ULIP DIFFERENT FROM TRADITIONAL PLANS?
ULIPs have a minimum lock-in period of three to five years, whereas traditional
insurance plans are locked in until maturity. In addition, when you only want to
insure, you must choose a traditional insurance plan. However, with a ULIP, you
can get insurance while also increasing your capital.
View All FAQ's
1 WHY IS A RETIREMENT PLAN IMPORTANT?
Retirement planning not only ensures an additional source of income, but also
assists in dealing with medical emergencies, fulfilling life goals, and becoming
financially independent.
2 WHEN SHOULD I BUY A RETIREMENT PLAN?
The answer is simple: as soon as possible. Your twenties are a good time to
start saving when you complete your education, start working and earn a pay
check. This gives your money more time to grow.
3 WHAT IS ANNUITY?
An annuity is a contract you enter into with an insurance company in which you
pay a lump sum or series of payments in exchange for regular payments. The goal
is to have a constant source of income, typically during retirement.
4 WHAT ARE THE TYPES OF PENSION PLANS?
Pension plans can be classified into three types: Defined contribution pensions,
Defined benefit pensions, or State pensions.
5 HOW IS A PENSION PLAN DIFFERENT FROM A TERM PLAN?
Life insurance that provides financial security to your family in your absence
is termed term insurance. A pension plan, on the other hand, can replace lost
income after 60 or if you retire early.
6 WHAT ARE THE TAX BENEFITS OF PENSION PLANS?
The Income Tax Act, Section 80CCC#, encourages people to invest in pension
plans. Pension investments can then be deducted from gross income, and saving
taxes.
View All FAQ's
1 HOW MUCH LIFE INSURANCE DO YOU NEED FOR A CHILD?
A good life insurance policy should enable parents to build a solid financial
corpus that will help secure their child's financial future, such as their
child's education, marriage, goals, and so on, in instalments or all at once, as
needed.
2 WHAT IS THE MINIMUM AGE FOR LIFE INSURANCE?
The age range for policyholders to purchase term insurance is 18 to 65. Life
cover up to age 99 is also available for those 65 and older.
3 IS IT GOOD TO INVEST IN A CHILD PLAN?
It is good to invest in a child plan as it helps you to meet your children’s
goals of higher education by building up a corpus over the years. A plan that
matures after a certain period helps children meet their life goals without any
worries. A child plan also serves as a blanket that provides financial
protection to children in the event of the parent’s death.
4 WHAT ARE THE TYPES OF CHILD PLANS?
A child plan is a customised investment and insurance option designed to meet a
child's financial needs. A child plan has two components: insurance to provide
financial protection for the child in the event of the parent's death and
investment to meet financial milestones by investing in various instruments.
5 WHY IS BENEFICIARY OR NOMINEE IMPORTANT IN A CHILD PLAN?
If a policyholder dies while the policy is in effect, the nominee will be
entitled to death benefits. These death benefits can be used to cover the
expenses of the child or nominee in the absence of the parent.
6 HOW CAN A CHILD INSURANCE POLICY SECURE YOUR KID’S FUTURE?
A child insurance plan not only protects your child's dreams but also provides
you with the financial assistance you need to help them achieve their goals.
It's a way to save money for your children's future education costs without
having to financially burden yourself.
View All FAQ's
HERE'S ALL YOU SHOULD KNOW ABOUT LIFE INSURANCE.
We help you to make informed insurance decisions for a lifetime.
HOW RISING INTEREST RATES IMPACT YOUR INVESTMENTS—AND WHAT YOU SHOULD DO ABOUT
IT
HOW RISING INTEREST RATES IMPACT YOUR INVESTMENTS—AND WHAT YOU SHOULD DO ABOUT
IT
How rising interest rates impact your investments and ways to adapt. Stay
informed to make smarter financial decisions and protect your financial future.
BUILDING A FINANCIAL SAFETY NET FOR YOUR CHILD, THIS CHILDREN’S DAY.
TERM INSURANCE AND LIFE INSURANCE
WHAT IS FAMILY PENSION?
What is Family Pension? Explore its eligibility, benefits for government
employees, retirees, widows, and tax implications. Understand the differences
between regular pension and family pension.
WHAT IS FAMILY PENSION?
VIEW ALL ARTICLES
HDFC LIFE
Reviewed by Life Insurance Experts
HDFC LIFE IS A TRUSTED LIFE INSURANCE PARTNER
We at HDFC Life are committed to offer innovative products and services that
enable individuals live a ‘Life of Pride’. For over two decades we have been
providing life insurance plans - protection, pension, savings, investment,
annuity and health.
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* चाइल्ड इंश्योरेंस प्लान
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* कैपिटल गारंटी प्लान
* 1 करोड़ का टर्म इंश्योरेंस
* 2 करोड़ का टर्म इंश्योरेंस
* यूलिप क्या है?
* लाइफ इंश्योरेंस प्लान
* एच डी एफ सी लाइफ संचय प्लस
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* टर्म इंश्योरेंस क्या है?
DISCLAIMER
T&C*
1. As per Income Tax Act, 1961. Tax benefits are subject to changes in tax laws.
2. This option can be exercised in any policy year greater than 30, but not
during the last 5 policy years. This feature is not available if Life Goal or
Return of Premium option is selected.
3. Sum Assured on Death, up to a maximum of Rs. 2 Cr. will be accelerated in
case of diagnosis of terminal illness during the policy term. This feature is
available till age 80 for Life and Life Plus option.
4. Guaranteed Benefit is paid on survival during policy term provided all due
premiums are paid during the premium payment term.
7. Available under Level Cover with Capital Guarantee and Decreasing Cover with
Capital Guarantee plan options.
8. HDFC Life Guaranteed Income Insurance Plan UIN: 101N146V04. A Non-Linked,
Non-Participating Individual Life Insurance Savings Plan.
9. HDFC Life Sanchay Par Advantage (UIN: 101N136V03), A Non-Linked
Participating, Life Insurance Plan coverage is available in this product.
Provided all due premiums have been paid and the policy is in force.
This option is available for entry ages 50 to 60 years.
#Tax benefits are subject to conditions under Section 10 and other provisions of
the Income Tax Act, 1961. Tax Laws are subject to change from time to time.
^~. Total Premiums Paid are the total of all the premiums received, excluding
any extra premium, any rider premium and taxes. In case ROP option has been
selected, Total Premiums Paid includes premium paid for base plan option and the
additional premium paid for ROP option. This benefit is available under Life and
Life Plus option only.
*. For more details on other plans, please visit product category page on the
website:- www.hdfclife.com
** Tax benefits are subject to conditions under Sections 80C and other
provisions of the Income Tax Act, 1961. Tax Laws are subject to change from time
to time.
^^This product shall be withdrawn or modified on or before 30th September, 2024
ARN - ED/04/24/10755
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list).
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can refer the product brochures
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As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not
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HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245,
IRDAI Reg. No. 101.
Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi
Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.
The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited
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from HDFC Bank Limited.
For more details on risk factors, associated terms and conditions and exclusions
please read sales brochure carefully before concluding a sale.
As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not
available) for your policy with immediate effect. Please update via My Account/
service@hdfclife.com/ 022-68446530 (Call charges apply)
/ HDFC Life branch. Ignore if already submitted.
HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245,
IRDAI Reg. No. 101.
REGISTERED OFFICE: LODHA EXCELUS, 13TH FLOOR, APOLLO MILLS COMPOUND, N.M. JOSHI
MARG, MAHALAXMI, MUMBAI 400 011. TEL NO: (022)67516666.
THE NAME /LETTER 'HDFC' IN THE NAME/LOGO OF HDFC LIFE INSURANCE COMPANY LIMITED
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*T&C Apply
1 Online Premium for Life Option, Male Life Assured, Non-Smoker, 20 years of
age, Policy term of 25 years, Regular pay, Annual frequency, exclusive of taxes
and levies as applicable. (Annualized Premium of 622/30=20.7).
2 The minimum premium amount is set at ₹1000 for HDFC Life Click 2 Invest,
equivalent to just ₹33.33 per day.
3 Premium for HDFC Life Sanchay Plus. It is subject to change depending on the
final plan option and product selected. (Monthly premium of 2500/30=84).
4 Premium for HDFC Life Click 2 Retire plan. It is subject to change depending
on final plan option and product selected. Lowest monthly premium for the month
is Rs. 2000/30= 66.66/DAY.
Disclaimers
* 1. Online Premium for Life Option, Male Life Assured, Non-Smoker, 20 years of
age, Policy term of 25 years, Regular pay, Annual frequency, exclusive of
taxes and levies as applicable. (Annualized Premium of 622/30=20.7).
* 2. Calculation for 18 yr old Male, PPT 15 years, premium amount without GST
for HDFC Life Click 2 Achieve Early Income Plan
* 3. Premium for HDFC Life Click 2 Retire plan. It is subject to change
depending on final plan option and product selected
* 4. Premium for HDFC Life Sanchay Par Advantage. It is subject to change
depending on the final plan option and product selected. (Monthly premium of
2188/30=73)
* 5. Premium for HDFC Life Sanchay Plus. It is subject to change depending on
the final plan option and product selected. (Monthly premium of 2500/30=84)
* 6. The minimum premium amount is set at ₹1000, equivalent to just ₹34 per day
* 7. Amount of guaranteed income will depend upon premiums paid subject to
applicable terms and conditions.