www.navyfederal.org Open in urlscan Pro
104.126.37.170  Public Scan

Form analysis
1 forms found in the DOM

Name: search-form — GET /search.html

<form class="search-form default-form search-bar__search-form" method="get" name="search-form" action="/search.html"><input class="search-form__input search-bar__search-input" placeholder="How can we help?" type="search" autocomplete="off"
    role="combobox" aria-controls="global-nav-search-suggestions-list" aria-expanded="false" aria-autocomplete="list" aria-describedby="search-error-nav" name="q" id="q" aria-label="Global Search">
  <div class="search-bar__suggestions">
    <ul id="global-nav-search-suggestions-list" class="search-bar__suggestions-list" aria-label="Search for" role="listbox">
    </ul>
  </div> <button class="search-bar__search-btn" type="submit" aria-label="Submit Search"> <i class="fa fa-search search-bar__search-icon" aria-hidden="true"></i> </button>
</form>

Text Content

Skip to Main Content

Sign In Sign Out
Please enter a search term
VISIT HELP CENTER
 * Personal
    * Personal Main
    * Checking & Savings
       * Savings Accounts
         * Retirement Savings
         * Certificates
         * Education Savings
         * Money Market Accounts
         * Emergency Savings
         * Savings Learning Center
         * Savings Resources
       * Checking & Debit
         * Checking Protections
         * Checking Resources
         * Order Checks
         * Make a Deposit
         * Set up Direct Deposit
       * Prepaid & Gift Cards
         * GO Prepaid Card
         * Gift Cards
   
    * Credit Cards
       * Browse All Cards
         * Balance Transfer
         * Card Benefits
         * Deals for Cardholders
         * Prequalify for a Card
         * Special Offers
       * Manage Card
         * Add Authorized User
         * Freeze/Unfreeze Card
         * Make Payment
         * Redeem Rewards
       * Cardholder Resources
         * Credit Card Learning Center
         * Credit Card FAQs
   
    * Loans
       * Mortgages
         * Mortgage Rates
         * Mortgage Refinancing
         * Mortgage Preapproval
         * Apply for a Mortgage
         * Home Buying Center
         * Mortgage Basics
         * Homeowner Resources
       * Home Equity Loans
         * Fixed-Rate Equity Loans
         * Home Equity Line of Credit (HELOC)
         * Home Equity Offers & Benefits
         * Home Equity Resources
         * Home Project Financing Center
       * Auto Loans
         * Auto Loan Rates
         * Auto Refinancing
         * Auto Preapproval
         * Auto Loan Calculator
         * Shop for a Car Online
         * Auto Insurance
         * Registration & Titling
         * Car Buying Center
       * Student Loans
         * Private Student Loans
         * Student Loan Refinancing
         * Manage Your Student Loan
       * Personal Loans
       * Motorcycle, Boat & RV Loans
   
    * Services
       * Mobile & Online Banking
         * Mobile Deposits
         * Manage Username & Password
         * Account Notification
         * Mobile Tutorials
         * Ways to Bank with Us
         * Paperless Statements
       * Transfer Funds
         * Cash Transfers
         * Wire Transfers
         * Zelle
       * Branch & ATM Locator
         * ATM Information
       * Security Center
         * Report Fraud
         * Digital Security
         * 2-Step Verification
   
    * Smart Money Strategies
       * Browse All MakingCents Topics
       * Credit & Debt
         * Reach Your Credit Goals
         * Credit & Debit Card Basics
         * Credit Score & Reports
         * Debt Management
       * Savings & Budgeting
         * Budgeting Tips
         * Savings Tips
         * Family Finances
         * Retirement
       * Home Ownership
         * Home Buying
         * Mortgage Fundamentals
         * Home Equity
       * Auto
         * Auto Loans
         * Car Buying
       * Investing
         * Investing Basics
         * Investment Strategies
       * College Planning
         * Saving & Preparing
         * Attending & Paying
         * Repaying Loans
       * Privacy & Security
         * Identity Theft
         * Cyber Security
       * Business
         * Business Basics
         * Business Growth
       * Tools & Calculators
         * Podcast
         * Mission: Credit Confidence®
         * Personal Finance Counseling
       * Military Life
         * Military Families
         * New Recruits
         * Transitioning Military
       * Blog
   
    * Investments
       * Navy Federal Investment Services
         * Financial Planning
         * Investments
         * Estate Planning
         * Digital Investor
       * Life Insurance
       * * Manage Investment Account
         * Manage Digital Investor Account
       * * Find an Advisor
      
      
      SIMPLIFYING INVESTING—FOR BEGINNERS TO PROS
      
      In as little as 10 minutes, you could be investing with Digital Investor’s
      automated or self-directed tools. Want personalized guidance? Our
      financial advisors can help you create an investing strategy that matches
      your needs and preferences.
      
      
      7 INVESTING STRATEGIES TO MULTIPLY YOUR EARNINGS
      
      “The only constant in life is change” is definitely true when it comes to
      investing! These 7 tried and true strategies can help you navigate
      challenges and become a more confident investor.

 * Business
    * Business Main
    * Products & Services
       * Checking & Savings
       * Credit Cards
       * Loans
       * Veteran Resources
      
      
      HOW TO CHOOSE THE RIGHT BUSINESS CREDIT CARD FOR YOUR BUSINESS
      
      Get all the information you need to help you pick a business credit card
      suitable for your company’s needs.
      
      
      THE ASPIRING ENTREPRENEUR’S MUST HAVE LIST OF RESOURCES
      
      Are you an entrepreneur looking for assistance programs? If so, we’ve put
      together a solid list just for you.
   
    * Membership
       * Become a Member
       * Education Center
      
      
      WHAT YOU NEED TO KNOW ABOUT GETTING A LOAN OR EXPANDING YOUR BUSINESS
      
      Looking to grow your company or want input on the best business credit
      card options? We have the answers you need.
      
      
      6 TIPS FOR SEPARATING YOUR BUSINESS AND PERSONAL FINANCES
      
      This strategy can help you manage your business finances independently
      from your personal ones.

 * Membership
    * Membership Main
    * Navy Federal Membership
       * Become a Member
       * Membership Eligibility
       * Offers & Discounts
      
      
      AM I ELIGIBLE?
      
      Our field of membership is open to the armed forces, the DoD, veterans and
      their families.
      
      
      SERVICEMEMBER SPECIALS
      
      Take advantage of our military exclusives, offering low rates, special
      offers and discounts for those who have served.
   
    * About Us
       * About NFCU
       * Awards & Recognition
       * Service Excellence
       * Newsroom
       * Careers at NFCU
       * Contact Us
       * Events
      
      
      CAREERS AT NAVY FEDERAL
      
      Join a credit union with a mission you can feel good about.
      
      
      AWARDS AND RECOGNITIONS
      
      We're proud to be recognized for providing our members the very best.

 * Sign In Sign Out
 * Help Center
 * Branches & ATMs
 * Routing Number: 256074974


 * Sign In Sign Out
 * Help Center
 * Branches & ATMs
 * Routing Number: 256074974




To continue enjoying all the features of Navy Federal Online, please use a
compatible browser. Confirm your browser capability.

For full functionality of this site it is necessary to enable JavaScript. Here
are the instructions for how to enable JavaScript in your web browser.




 1. Credit Cards


CASHREWARDS CREDIT CARD


 * Special Offer
 * Rates, Fees & Rewards
 * Features & Benefits
 * More
   * Cardholder Resources
   * Credit Card Basics

Apply for a cashRewards Credit Card


INTRODUCING CASHREWARDS PLUS—MAKE THE MOST OF ALL YOUR PURCHASES WITH UNLIMITED
2% CASH BACK! OR, EARN UNLIMITED 1.5% CASH BACK WITH OUR CASHREWARDS CARD.

Apply Now for the cashRewards Credit Card

Not a member? Check your eligibility.


HOW IT WORKS


APPLY

We believe in perfect fits. Apply now to find out which of our two great cards
is “the one” for you.  


GET APPROVED

If you’re approved for a credit limit of $5,000 or more, you’ll receive a
cashRewards Plus card. If it’s less, you’ll get the cashRewards card.  


GET REWARDED

Make your money grow. Earn unlimited 2% cash back with cashRewards Plus or
unlimited 1.5% cash back with cashRewards. Network benefits vary by card.  

Trustpilot





CASHREWARDS PLUS AND CASHREWARDS CREDIT CARD SPECIAL OFFER


EARN $200 CASH BACK

Maximize your cash back with a Navy Federal cashRewards Plus or cashRewards
card. You can earn $200 cash back when you spend $2,000 within 90 days of
account opening.Footnote 1

See offer details


WALMART+ MEMBERSHIP

For a limited time, get a one-time $98 statement credit when you pay $49 or more
for an annual Walmart+ membership using your cashRewards Plus or cashRewards
credit card. (Normally, annual Walmart+ memberships are $98.)Footnote 2

With a Walmart+ membership, you can enjoy:Footnote 3

 * Free delivery from your store
 * Discounts on gas at over 14,000 participating locations nationwide
 * Early access to promotions and events


THESE CARDS ARE BEST FOR...

 * Getting Cash Back

 * Everyday Spending

 * cashRewards Plus: Very Good to Excellent Credit | cashRewards: Average to
   Good Credit

--------------------------------------------------------------------------------


RATES, FEES & REWARDS


RATES

Purchase & Balance Transfer Variable APR between

15.40% - 18.00%Footnote 4

Terms & Conditions


FEES

 * No annual fee
 * No balance transfer fee
 * No foreign transaction fees
 * No cash advance fees


REWARDS

 * cashRewards Plus: Unlimited 2% cash back on all purchasesFootnote 5
 * cashRewards: Unlimited 1.5% cash back on all purchasesFootnote 5
 * Start redeeming rewards as soon as you earn them
 * cashRewards Plus FAQs

PROGRAM DESCRIPTION

 * cashRewards Plus Visa Signature® PDF
 * cashRewards Plus World Mastercard® PDF
 * cashRewards Visa® PDF
 * cashRewards Mastercard® PDF


FEATURES & BENEFITS

 * No cap on the rewards you can earn
 * No rotating spend categories
 * No rewards expiration while the card is open
 * Collision Damage Waiver

Learn More about the cashRewards credit card


INCLUDED WITH ALL NAVY FEDERAL CREDIT CARDS

 * Use your credit card before it arrives in the mail if you qualify for a
   digitally issued card
   
 * 24/7 help from our U.S.-based member service team
 * No balance transfer or foreign transaction feesFootnote 6
 * Ability to freeze and unfreeze your cards
 * Zero Liability policy for confirmed unauthorized transactions
 * Fraud notifications*
 * Access to your credit score

Learn More about the benefits included with all Navy Federal credit cards




DO YOU PREQUALIFY?

If you’re already a member, you can find out if you prequalify before applying
for a credit card. This won’t affect your credit score. A prequalification does
not guarantee approval when you apply. When you apply, we also consider factors
such as your monthly debt-to-income ratio.

Prequalify Me for a credit card


CARDHOLDER RESOURCES


 * REDEEM CREDIT CARD REWARDS
   
   Get the most out of your credit card. Redeem your rewards now.
   
   Learn More about Redeem Credit Card Rewards


 * MEMBER DEALS
   
   Use your credit card to shop our online Member Deals. You'll get higher
   rewards just for purchasing through Member Deals, free shipping from certain
   retailers, exclusive offers and other perks.
   
   Learn More about Member Deals


 * GET YOUR CREDIT SCORE
   
   Stay on top of your credit. Sign in to your Navy Federal account to easily
   view your credit score.
   
   Learn More about Get Your Credit Score

View MoreCardholder Resources

--------------------------------------------------------------------------------


CREDIT CARD LEARNING CENTER


 * HOW TO APPLY FOR A CREDIT CARD
   
   Demystify the application process. Learn how to apply, how long the process
   takes and what the impact will be on your credit.
   
   Learn More about How to Apply for a Credit Card


 * HOW CREDIT CARDS WORK
   
   Credit cards are valuable tools to establish and build credit. Learn how they
   work and how to use them responsibly.
   
   Learn More about How Credit Cards Work


 * CREDIT SCORES & REPORTS
   
   Visit MakingCents to learn what affects your credit score and how you can
   build a strong credit history.
   
   Learn More about Credit Scores & Reports


 * HOW TO DO A BALANCE TRANSFER
   
   Learn how you can move your current credit card balance to a Navy Federal
   card to consolidate debt and potentially lower payments.
   
   Learn More about How to Do a Balance Transfer

View MoreCredit Card Learning Center
Still have questions? Visit our Credit Card FAQs.


DISCLOSURES

+ Show All
1

Offer valid for cardholders issued new cashRewards or cashRewards Plus credit
card accounts. To be eligible for the $200 cash back, you must make $2,000 or
more in net purchases within 90 days of account opening. Rewards are earned on
eligible net purchases. “Net purchases” means the sum of your eligible purchase
transactions minus returns and refunds. Eligible purchase transactions do not
include, and rewards are not earned for, the following transactions: cash
advances, convenience checks, balance transfers, gambling, or fees of any kind,
including finance charges, late fees, returned check fees, ATM cash advance
fees, and annual fees, if any. Cash-equivalent transactions, such as the
purchase, loading, or reloading of gift and prepaid cards (e.g., money orders,
GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible
purchase transactions and may not earn rewards. Please allow up to 8 weeks after
the 90-day period for the $200 to post to your rewards balance. Account must be
open and not in default at the time the $200 is scheduled to post to your
rewards balance. Limit of one promotional offer at account opening. Offer valid
for accounts applied for between 10/10/2024 and 01/01/2025. Navy Federal
reserves the right to change or end this offer at any time without notice.

↵
2

One-time statement credit of $98 when you pay $49 or more for an annual Walmart+
membership. Excludes monthly Walmart+ membership. Annual Walmart+ membership
must be purchased within one year from Navy Federal cashRewards or cashRewards
Plus credit card account opening date to receive the one-time statement credit.
Please allow up to 30 days after the annual Walmart+ membership fee posts to
your account for the $98 credit to post. Your annual Walmart+ membership will
auto-renew annually following enrollment, and your credit or debit card on file
will be charged for an additional term at the fee(s) in effect at the time. You
may cancel your annual Walmart+ membership by calling Walmart Customer Care at
800-924-9206 or through your Walmart account. Walmart is a registered trademark
of Walmart Apollo, LLC.

↵
3

Restrictions apply. For more information, please visit Walmart+ Membership Terms
of Use.

↵
4

As of 12/05/2024, rates range from 15.40% APR to 18.00% APR, are based on
creditworthiness, and will vary with the market based on the U.S. Prime Rate.
ATM cash advance fees: None, if performed at a Navy Federal branch or ATM.
Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.


↵
5

cashRewards Plus credit cards earn 2% cash back on every $1 of net purchases.
cashRewards credit cards earn 1.5% cash back on every $1 of net purchases. “Net
purchases” means the sum of your eligible purchase transactions minus returns
and refunds. Eligible purchase transactions do not include, and rewards are not
earned for, the following transactions: cash advances, convenience checks,
balance transfers, gambling, or fees of any kind, including finance charges,
late fees, returned check fees, and ATM transaction fees. Cash-equivalent
transactions, such as the purchase, loading, or reloading of gift and prepaid
cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift
cards), may not be eligible purchase transactions and may not earn rewards.

↵
6

As of 12/05/2024, nRewards® Secured card rate is 18.00% APR and will vary with
the market based on the US Prime Rate. All other Navy Federal credit card rates
range from 11.49% APR to 18.00% APR, are based on product type and
creditworthiness, and will vary with the market based on the US Prime Rate. ATM
cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise,
$0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee
for Visa Signature® Flagship Rewards.

↵

The views expressed in the reviews are solely those of the individuals posting
them. The testimonials are substantively the words of the individual reviewer,
but may have undergone minor clerical revisions to ensure readability, add
context, or protect private information. Any imagery displayed is for decorative
purposes only and is not necessarily associated with the reviewer.

Back to top


NAVY FEDERAL INFORMATION


MISSION STATEMENT

Since 1933, Navy Federal Credit Union has grown from 7 members to over 14
million members. And, since that time, our vision statement has remained focused
on serving our unique field of membership: 

"Be the most preferred and trusted financial institution serving the military
and their families."


ABOUT NAVY FEDERAL

 * About Us
 * Careers
 * Newsroom
 * Navy Federal Events
 * Become a Member


MEMBER SUPPORT

 * Contact Us
 * Branches & ATMs
 * Current Rates
 * Help Center
 * Security Center
 * Forms & Brochures


MORE SERVICES

 * MakingCents Financial Learning
 * Navy Federal Investment Services
 * Business Solutions
 * Mobile Banking

24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

 * Navy Federal on Facebook
 * Navy Federal on Twitter
 * Navy Federal on YouTube
 * Navy Federal on Instagram
 * Navy Federal on LinkedIn


POLICY & DISCLAIMERS

Navy Federal Credit Union
 * Privacy
 * Security
 * Accessibility
 * Browser Support
 * Site Map

© 2024 Navy Federal Credit Union. All rights reserved

 * Navy Federal Credit Union is federally insured by NCUA
 * Equal Housing Lender
 * Equal Opportunity Employer, including disability/vets

NMLS ID 399807

Navy Federal conducts all member business in English. All origination,
servicing, collections, and marketing materials are provided in English only. As
a service to members, we will attempt to assist members who have limited English
proficiency where possible. Military images are used for representational
purposes only; do not imply government endorsement. Terms and conditions are
applied to gift cards.

 * APY = Annual Percentage Yield, APR = Annual Percentage Rate
 * +Rates are based on an evaluation of credit history, so your rate may
   differ. 
 * *Message and data rates may apply. Terms and Conditions are available. 
 * ♦Terms and conditions are applied to gift cards.

 


NAVY FEDERAL

You are leaving a Navy Federal domain to go to:

Cancel Proceedto You are leaving a Navy Federal domain to go to:

Navy Federal does not provide, and is not responsible for, the product, service,
overall website content, security, or privacy policies on any external
third-party sites. The Navy Federal Credit Union privacy and security policies
do not apply to the linked site. Please consult the site's policies for further
information.