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BILLY REI SINGER'S BLOG

A USC Researcher's Personal Journey


November 19, 2021


HOW A CREDIT BUILDER CARD CAN HELP YOU BUILD CREDIT

A Chime Credit Builder offers an easy way to build credit. There is no cost to
you. No fees. There are no ongoing monthly fees.

No annual fees. A one time set-up fee with no ongoing monthly fees. You can use
any of your remaining unused Credit Builder deposits to pay off your balance
every month. No credit check required to apply.

How do you start? It’s simple too. You can get a free secure card from any of
these providers and make timely payments to the account. The secured card
provider will issue a verification letter showing that your payments are made on
time and in full. Include any fees that may have been charged by your financial
institution.

What else can you do using a Chime Credit Builder. Yes, that’s right. You can
even improve your credit score! This is possible because applets who work with
this program use a special technology that allows them gather valuable
information about your financial picture. Once this information is gathered,
you’ll be sent important details about your credit score, savings rate, current
debt levels, etc.

This application is more valuable than other credit-building options, as you can
see. Some issuers will simply add the fees on to your monthly statement without
telling you. The applet gives you detailed information about all transactions
made with the metal card. In fact, it is possible to monitor all of your
transactions in one place, so you’ll always be able to keep an eye on your
spending.

As you can see, there are many benefits of Chime Credit Builder beyond just
being able to build your credit cards faster. These cards can be life-saver for
some people. If you’ve ever found yourself in financial trouble, you probably
know how frustrating it can be to fall behind on payments. Even if your payments
are on time, sometimes you forget. You don’t want to get in trouble with your
credit cards.

You can avoid financial trouble by using a professional service such as Chime
Credit Builder. There are pros and cons to every situation, but sometimes it
just comes down to trusting your financial situation to a third party. Chime
offers a free trial that allows you to test the program for a few month to see
if it works for you. Even if it doesn’t work out right now, you’re still able to
give the system a try before you decide to continue. These services can often
help you avoid financial trouble in the long-term.

With Chime, you don’t have to worry about having to pay any fees. They don’t
charge any additional fees for using their service. This means you won’t be
charged for receiving credit report reports, setting up an account, or even
money for making payments. The fact that you won’t be billed also makes it
easier to budget your spending so that you won’t end up with a lot of bills in a
short period of time. You can also get detailed information on all the spending
that occurred under each account so you know exactly what you need to do going
forward.

You won’t have to worry about your spending habits being a problem and you won’t
be denied a secured credit card. There are still people who can get credit
cards, even if they have no collateral or a job. Most people who are denied
credit cards don’t have a good reason. Sometimes they don’t even understand why
they are denied. With this program, you can be confident that you’ll always
qualify for a card, no matter your credit history. Many people have found that
chime credit work has helped them get new cards even though they had previously
missed several applications.

If you’re worried about your score, you should know that a good chunk of your
score is made up of your debt to credit ratio. If you have a high number, it can
mean higher fees and lower credit limits for those who apply for cards. However,
a low number can mean you have a solid history of making payments and building
credit, which makes it easier to qualify for new items or to refinance an
existing account. This is a safe way of building credit. You can use it whether
you are interested in applying for new credit or just checking to make sure you
don’t miss any payments on your existing account.

Even if your credit score is good, you might want to upgrade to a secured
account balance. This can increase your credit score and improve your overall
score. There are many options when it comes to securing a card. Make sure you do
your research. Once you have been approved, you can apply immediately for a
secured card and transfer your balance from an unsecure to secured account. The
Chime credit building cards can help you build a solid credit history, so you
can apply for more after you have built it.

August 5, 2021


BEST AUTO INSURANCE COMPANIES – FINDING THE RIGHT COMPANY CAN LOWER YOUR RATES

You want to find the best auto insurance companies for your car insurance
coverage needs. With hundreds of options out there, you will want to know which
companies can provide you with the best prices on car insurance. Every state has
a minimum amount of coverage that you must carry, so it is important that you
find the best auto insurance companies to meet that minimum. In order to get the
best prices, you need to know how the system works.

Every state has a minimum amount of coverage that you must carry as a driver.
The best car insurance companies will offer discounts for different things. For
example, if you have a clean driving record, or if you are younger than 21 years
old, you can usually get discounts on your premiums. There are many other
factors that can determine your premiums. If you want to know how to lower your
premiums, you need to find out what the best auto insurance companies offer for
discounts.

To find out how the best auto insurance companies treat their customers, it is
important to look at how they operate. One way to do this is to read consumer
reports about them. Consumer reports can tell you how satisfied their customers
are with the quality of service and how easy the claims process is from them. In
addition to this, it can show you how satisfied other people are with the
company’s performance. Consumer reports can also provide you with information on
how satisfied their neighbors and coworkers are with the company’s performance.

After you know how they treat their customers and the way they treat those
people who don’t buy insurance from them, you can start to learn about how the
best auto insurance companies give discounts to different classes of drivers.
One way of finding out if a company gives special discounts to certain drivers
is to check out their customer satisfaction surveys. A lot of times, an
insurance company will conduct a survey and question a large number of people
about their satisfaction with their insurance policies. These surveys can help
an insurer learn which types of drivers it tends to give special discounts to.

There are different classes of drivers that receive different discounts from
insurance companies. For example, if you have a good driving record, you will
tend to get better rates from insurers than someone who has an accident history
or who has a poor driving record. There are many factors that determine how much
car insurance a person should pay. Factors such as your age, sex, where you
live, your driving experience, the type and size of car you drive, and the level
of coverage you want to purchase can all affect how much you pay for insurance.

Another way to find out how much insurers discount drivers for good grades is by
asking how much a driver’s license they need in order to obtain insurance. Some
states require drivers to maintain a minimum grade B license in order to
purchase coverage, so a driver with only a grade C or D license will be expected
to pay higher rates. This is because drivers with lower grades have a lower
chance of being involved in a traffic accident. Insurance companies don’t make a
distinction between drivers with good grades versus drivers with poor grades. If
a driver doesn’t have to have a license to get insurance, it is wise to avoid
purchasing coverage unless it is required by law.

The last way to save money on your auto policy is to purchase no-fault auto
insurance. This is the least expensive type of coverage, but it does not protect
against damage caused by vandalism, theft, or collision. Instead, it protects
against losses that you cause to another person or vehicle. This means, for
example, that if you hit someone with your vehicle, no-fault coverage will not
pay for any medical bills or damages. This may be fine for you if you only hit
someone once, but if you hit someone with your car at least twice, you could be
facing substantial expenses due to the injuries they sustained.

Regardless, of which coverage you decide on, there are ways to make savings. If
you purchase your coverage online, you can often take advantage of a multiple
quote feature, which allows you to compare rates from competing companies. You
can also make use of a liability only policy, which limits the amount of money
that you will have to pay for personal injury claims, without limiting the
number of times that you may file a claim. By keeping these four areas in mind
when comparing insurance quotes, you can expect to end up with the best coverage
at the best rates.

July 2, 2020


HOW TO PLAY SOLITAIRE FOR CASH – HOW TO START PLAYING ONLINE FOR FREE

If you want to know how to play solitaire for cash, the first thing you will
need is a computer with an internet connection. There are many options of
websites that are geared toward helping those who are interested in playing this
game for money.

For beginners, this can be a great way to learn about basic computer skills. In
addition, it is possible to earn some extra money by offering your expertise as
a solitaire player to the general public. You can either sell solitaire games
for other people or you can develop your own personal product.

Before you start earning, it is always a good idea to check with the Better
Business Bureau about any claims made in online marketing or sales. As long as
they meet the requirements set forth by the law, these claims can be legally
allowed. Another tip is to check with your friends and family about which games
they enjoy the most. Find out what types of games appeal to them.

Once you have found some solitaire games that you like, you are ready to start
learning how to play solitaire for cash. Start by learning all the basic rules,
the most commonly used strategies and techniques and even about money and how to
handle it.

One of the best ways to learn this game is by playing it online. You will not
only learn how to play the game but also become familiar with the different
games that are available for play. The more you play, the more familiar you will
become with the rules and strategies involved. This will help you to choose
games that are easier to play than those that will take a lot of time to master.

Once you have mastered the basic rules and techniques associated with solitaire,
you can then move onto learning some of the advanced techniques and strategies.
When you first begin to learn about playing this game for cash, you will want to
know the basics in order to make sure you are making the right choices when it
comes to picking up extra tips or hints. With the knowledge of these basics, you
can then continue to learn other strategies and techniques to make playing this
game for cash more enjoyable.

There are many different kinds of games to pick from and you may find that you
like a few of them. Try to select one or two so you will always have something
to play with at all times.

Once you are familiar with the basic rules, you can then continue to explore the
different websites that offer solitaire for cash and see what the different ones
have to offer you. You will quickly learn how to play this game for cash with
ease. You will soon find that you have all of the knowledge you need to master
this addictive activity and make it your business.

The most important things to remember when you are playing this game for cash
include paying attention to your budget and not spending more money than you can
afford to lose. You want to play the game as often as you can to get the most
out of your time. It is important to set limits on your spending and stick to
it.

You should also never spend more money than you can afford to loose. When you
are looking for solitaire for cash, you will be able to find a wide variety of
games that can be played for less than $20 a session. For a beginner, you can
play a simple game or a very easy strategy that is easy for you to master in
just a short amount of time.

The good news about this game is that there are plenty of free games that you
can try out. These games offer you a great way to get into this activity without
having to risk money. You will also be able to find plenty of different
strategies and techniques that you can use to maximize your winnings.

Many of the free solitaire games will only give you a limited amount of time to
practice and try out their games before you decide which ones are right for you.
This is just another way to get used to playing this game. You can learn the
basics of this game so you will be better able to handle the game and increase
your chances of winning.

January 30, 2020


THE UNUSUAL SECRET OF DATING SITES FOR VEGANS

Vegetarian Dating is the main internet vegan dating site with several people
from the vegetarian community. It’s known as one of the very vegetarian or vegan
dating app on earth. For some individuals who might struggle to fulfill
prospective dates, online dating sites can expand their choices. Registration is
absolutely free, and in a few of minutes you’ll have access to a database of
several thousands of individuals from all over the world. Membership is the most
effective for selecting a bit more long term relationships. Factors like the
words 100% completely free on-line community where you may. If you’re passionate
about animal rights, green troubles, moral living, or all the above mentioned,
and you’d like to meet like minded individuals, this is the ideal place for you!

The website is totally free to join, and you may do a fast search before
registering to see just how many different folks initially have everything
you’re searching for in a spouse. Here’s an array of websites which help those
vegan sparks fly. Official website, still involves needing to locate expert and
then connect to satisfy actual. A relationship website should behave as a
hunting tool, assisting you to locate people who you will enjoy, people just
like you and share the exact interests, and shield you from scammers. The
perfect veggie dating sites have to get a congregation of services to help you
to find a great deal of prospective spouses. These dating sites assist their
users easily connect with people therefore a user can discover right people and
begin the significant relationship. You will see that if you find other vegans
via internet dating sites you will immediately have a minumum of one center
thing in common and that’s the best technique to genuinely begin finding the
perfect mate for you.

Luckily, but the net has a lot of vegan dating sites where like-minded plant
eaters can search for every other out. Internet dating is truly a lot of work.
Its fast and simple to join and its FREE!


NEW QUESTIONS ABOUT DATING SITES FOR VEGETARIANS

Gain isn’t a motivation for me. As part of registering in the ceremony, you’ve
got to define your ethical curiosity and state your preferred charity. Continue
reading for some pointers about what things to pay attention to, and just what
you may anticipate from the encounter if you are new to the sphere of internet
dating. By dating a vegetarian, you’re likely to have a chance to construct your
connection shared interests. It’s not only strictly for relationship if you are
seeking to acquire fun vegetarian experiences using a guy or girl, or you are in
reality searching for somebody to settle down with, there are hundreds and
hundreds of single vegans with this dating website.

As a vegetarian, then you merely want to dedicate time with a person who’s like
you. Obviously you stay independent women and men, but should you share so much
of your life with someone it is reasonable that you must be emotionally and
ethically on the exact same page. People from all around the world may join this
dating website.

You’re bound to locate a greater quality there. Lifestyle choices are just a
small part of that package. Use dating sites things receive a boyfriend or any
websites in the social media sites programs to look for registration. If you
have got a fairly specific idea about what you’d like to have in common with a
romantic partner, niche websites such as these may be an immense aid. Problems
are certain to arise. The primary difference is that you don’t have to be
concerned about where or where things to eat when it’s time to get a date as
your vegan partner will already have a number of very good ideas in your mind.

Vegan Dating with vegetarian singles on the world wide web is truly not any
different than other sorts of internet dating. Vegan dating doesn’t have to be
difficult when there’s an explosion of information on the internet that will
help single folks to be no more. 9 Vegan Dating Sites Lots of vegans discover
that once they transition into a vegan way of life, they wish to be with a
person who’s passionate about the same things as them. Veggie Date This is among
the earliest veggie dating sites you’ll be able to come across online.

Being a vegetarian is a lifestyle that’s a conscious selection for a great deal
of explanations. The decision to be a vegetarian needs to be admired and valued
by somebody who shares similar views. At Vegetarian Dating on the internet you
can meet different vegetarians that are single and seeking love. Here are a
couple of of the ideal vegan relationship apps that may introduce you to your
prospective significant other, and, perhaps you’ll make some friends on the way!

November 29, 2019


THE ARGUMENT ABOUT THE BEST DEEP FRYER

The fryer has a cool touch exterior, and a basket that could be safely lowered
into the oil with a grip so that you don’t need to touch the hot surface, and
there’s a viewing window for you to keep a watch out for the evolution of your
culinary delights. If you find yourself with a great fryer with exceptional
capacity, you can fry something as large as the entire chicken in under an hour.
In the end, If you’d like a high quality fryer that provides longer oil life and
effortless cleaning, the Tfal FR-8000 might be your very best bet. Deep fryers
take out all of the guesswork since it is possible to control the temperature.
Second, consider the qualities you would like your deep fryer to get. Still,
when you haven’t decided yet, we can help you select the greatest deep fryer for
you. If you are hunting for the very best deep fryer for your house kitchen,
T-Fal FR8000 Stainless Steel Immersion Deep Fryer is terrific.


FINDING THE BEST DEEP FRYER

If you wish to acquire a fryer with huge power capacity, you must want to devote
a significant quantity of money in comparison to the smaller one. You can also
locate fryers with a number of baskets so you may fry more than one kind of food
at a minute. The deep fryer is among the simplest to use and is also simple to
clean. The finest deep fryer provides the delicious food that you crave without
costing a lot of money. Best Deep fryer that possess the basket will allow it to
be simpler to remove the oil.

If you need a fryer with a compartment, take a look at the T-Fal Ultimate EZ
Clean. Finally, you will come across drop-in fryers that may be installed
directly into your counter-tops. There are numerous things to take under account
when you wish to own the very best fryer for home. The most effective deep fryer
for home is also one that is simple to wash.

You need to decide on a fryer with greater power capacity, if you must fry a big
quantity of food. If you’re a person who needs to prepare smaller food
quantities, then you want to look at buying smaller fryers. Every deep fryer
differs. You only have to acquire a house electric deep fryer. Because there are
lots of distinct kinds of deep fryers out there for home usage, large and little
fryers with a range of cooking features, there are a couple facts to think about
before you buy one that is going to best fit your wants.

In case the fryer is used infrequently it’s ideal to keep the oil in the fridge
to block it from becoming rancid. Attempt to think of purchasing a new version
of deep fryer if you haven’t already got one. A deep fryer isn’t a complicated
appliance. Deep Fryers are a fairly common blower because they give a way to
generate fried foods efficiently. You might be someone trying to find an
electric deep fryer that will save you time. There are a great deal of deep
fryers available on the market that among the best deep fryers is made for you.
There are numerous electric deep fryers in the sector, but not all deep fryers
are created equally, and picking the best one would be quite hard!

Not all fryers provide exactly the same features and some can stand out than
others. Whenever you settle on which sort of deep fryer you want, you will need
to consider a few different things. You can locate the most effective deep
fryers in Amazon for reasonable prices.

In the event your deep fryer doesn’t have an automatic thermostat, it is easy to
buy one. Some massive capacity deep fryers can be quite big and bulky,
particularly for storing. Assembling the deep fryer is fast and easy, as a
result of the deep fryer includes a useful manual that is simple to read and
follow. Luckily, most deep fryers are made out of removable parts that are
simple to wash, with non-stick surfaces, and a few are dishwasher safe. They
have a simple dial control to adjust the temperature, but others have digital
controls. They also permit you to reuse the same oil several times.

Some fryers incorporate the trendy touch feature that may make sure a greater
degree of safety. Lastly, try to discover a nonstick interior to create your
deep fryer a lot easier to wash. It’s essential that you use a very best deep
fryer, not make your own because they can grow to be a burn and fire hazard. To
assist you buy the perfect one, we’ve researched the best deep fryer out there
in the market nowadays.

October 2, 2019


ABOUT THE AUTHOR EXAMPLES: WHAT READERS WANT TO KNOW (AND DON’T)

Congratulations, writer! If you’re reading this, it’s a safe assumption to say
that you’ve probably made your way through your first (or second or even third)
manuscript – and you’re almost ready to publish it. Maybe you’re reading this
and you have already published a few manuscripts, and you’re instead making your
way to the promotional aspect for your book. 

Whatever the case, it’s time to discuss About the Author blurbs and pages. All
author websites and most books – even many articles – have some form of an About
the Author section. This tells people more about the writer. 

When that’s you, writing your own About the Author blurb can seem like a tall
order. But it’s not nearly as hard as you imagine! 

Here are some about the author examples and more information about what readers
want to know about people (and don’t) when they read an About the Author page or
blurb.

A Guideline for Length

An About the Author page on your website can be anything from 100 words through
to 800. But blurbs or pages that appear at the back of published books or at the
end of excerpts and articles tend to be a bit shorter – usually around 50 to 80
words instead. 

Shorter blurbs still have to contain the essential information to answer the
question, “Who am I?”

Good Example #1:

John published his first novel “Fire” at the age of 25. He’s always been
interested in writing, nature trails, hunting and jogging. He achieved his
journalism degree at Yale. He lives in California with three dogs. This is his
third book. 

Why It’s Good: 

The first example above is brief, concise and says everything that it needs to.
Even writers who don’t know anything about John will know that he has other
books to look out for, that he spent time as a journalist, and that he has some
other interests outside of writing. 

Good Example #2: 

John is a writer and blogger from San Antonio, Texas. His work has been
published in magazines like Good Cooking and Great Desserts, and he runs his own
cooking blog at PersonalCookingBlog.com when he isn’t busy raising chickens on
his farm.

Why It’s Good: 

Again, the second example is brief, though still manages to say more or less
everything a reader might wonder about. It can, of course, be fleshed out more –
but it shows the basics of what a good writer’s blurb should look like. 

If you’re ready, we can move on to some worse examples of the same.

Bad Example #1:

John is a writer. He loves walks on the beach, typewriters, spending quality
time with horses, pepperoni pizza, hot pockets and having fun. He loves writing,
and he has published three books so far with a few more books on the way.

Why It’s Bad: 

The above example still tells us that John is a writer – but what kind of writer
and why should the reader care? Several sentences start with the same word
several times in a row – he, he, he and he – and it tells us everything about
John’s trivial likes and nothing about why he could be a good writer worth
reading. 

Bad Example #2: 

John has written for three of of the world’s leading magazines about the
internet. This is his third book of collected short stories. Two of these books
have been NY Times Best Sellers. 

Why It’s Bad: 

There are several reasons why this one is a bad About the Author page. First,
let’s assume that it’s not true that John’s books were on the NY Times list –
never lie in a biography! Also, it doesn’t mention what any of John’s “three
books” are. And: It says the word “of” twice in a row – did you spot that? 

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