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TERMS OF USE

WellHello Terms and Conditions of Use

Effective date: May 15th 2023

Welcome to wellhello.com!

The site wellhello.com is maintained as a service to our users. By using
wellhello.com you agree to comply with and be bound by the following terms and
conditions of use. PLEASE REVIEW THE BELOW CONTENTS CAREFULLY. You acknowledge
and agree that users of wellhello.com may be part of an online community that
includes other websites owned by the Company, its Affiliates or other business
partners (all together, the “Affiliate Websites”) and, therefore, with your
consent, we may use your profile on wellhello.com to populate registration and
profile information on the Affiliate Websites.

 1.  Legal Agreement
     
     These Terms and Conditions of Use (the “Agreement” or the “Terms”) are a
     legal agreement between you and Morganite Ltd. (hereinafter referred to as
     “Website Owner”, “Company”, “us”, “we”, “our”, as context may require), the
     owner and developer of wellhello.com (hereinafter, the “Site”).
     
      
     
     MORGANITE LTD. IS A CYPRUS ENTITY, LOCATED AT OFFICE 101B, TRIBUNE HOUSE,
     SKOPA STREET 10, AG., OMOLOGITES, P.C. 1075, NICOSIA, CYPRUS.
     
     By viewing, accessing, using and/or registering for any service provided on
     the Site you become a user (“User” or together with others “Users”) and you
     agree to be bound by all of the terms set forth in this Agreement as long
     as you remain a User. Furthermore, in order to participate in or receive
     certain features, you may be subject to additional contractual terms and
     conditions (“Additional Terms”), which Additional Terms will be accessible
     to you on the Site or presented to you as Additional Terms when you sign up
     or access such features. Any such Additional Terms shall be incorporated
     into and form part of these Terms. IF YOU DO NOT AGREE TO THE TERMS, PLEASE
     DO NOT REGISTER FOR ANY OF THE SITE’S SERVICES.
     
     BY VIEWING, ACCESSING AND/OR USING THIS SITE, YOU AGREE THAT YOU HAVE READ,
     UNDERSTAND AND AGREE TO THE TERMS. THE MOST CURRENT VERSION OF THE TERMS,
     WHICH SUPERSEDES ALL PREVIOUS VERSIONS, CAN ALWAYS BE REVIEWED BY GOING TO
     WELLHELLO.COM AND CLICKING ON THE “TERMS AND CONDITIONS” SECTION. THE
     WEBSITE OWNER RESERVES THE RIGHT TO CHANGE THE TERMS AT ANY TIME AND
     WITHOUT NOTICE TO YOU. ACCORDINGLY, YOU SHOULD REVIEW THE TERMS
     PERIODICALLY TO DETERMINE IF ANY CHANGES HAVE BEEN MADE. YOUR CONTINUED USE
     OF THE SITE AFTER ANY CHANGES HAVE BEEN MADE TO THE TERMS SIGNIFIES AND
     CONFIRMS YOUR ACCEPTANCE OF ANY SUCH CHANGES OR AMENDMENTS TO THE TERMS.

 2.  Description of Service
     
     The Site makes available a collection of resources, including exclusive
     membership eligibility to third party products and services, to its
     registered Users as the service (hereinafter, the “Service” or “Services”).
     Please note that eligibility to third party products and services is not
     mandatory and the offers change on a regular basis, they are only available
     for a limited amount of time and they are subject to the third party terms
     and conditions. The Services include, among other things, user profiles,
     tools for communicating with other users, and access to exclusive offers,
     services and / or content provided by us and / or our Affiliate Websites.
     Registered Users can create Content (as defined by Section 7 below), and
     read other User's Content. Non-registered users can only browse a limited
     Content. In the future, we may offer additional or different Services,
     change the Services, or cease offering some or all of the Services with or
     without notice.
     
     You understand that you may receive business-related communications from
     the Site such as Service announcements and account administrative notices
     and you agree that these communications are not "unsolicited commercial
     email advertisements" and thus, subject to all applicable laws, you agree
     to receive them and you will not be able to opt out of receiving such
     communications.
     
     As a User of the Service you also understand and agree that the Service
     will also include advertisements and promotions from us and Affiliate
     Websites, for the purposes of which you will be contacted by electronic
     means. You agree that such communications are not "unsolicited commercial
     email advertisements" and, subject to all applicable laws, you agree to
     receive them and you will not be able to opt out of receiving such
     communications. You understand and agree that your correspondence or
     business dealings with, or participations in promotions of, advertisers
     found on or through the Service, including payment and delivery of goods or
     services, and any other terms, conditions, warranties or representations
     associated with such dealings, are solely between you and that advertiser.
     You agree that we shall not be responsible or liable for any loss or damage
     incurred as the result of such dealings or as the result of the presence of
     such advertisers on the Service.
     
     THE SERVICE IS PROVIDED "AS IS" AND THE SITE ASSUMES NO RESPONSIBILITY FOR
     TIMELINESS, NON-DELIVERY, OR FAILURE TO STORE ANY COMMUNICATION, WRITING,
     IMAGE, OR PERSONALIZATION SETTINGS. ADDITIONALLY, THE SITE PROVIDES
     INFORMATION WITHOUT WARRANTY OF ANY KIND AND AS SUCH, THE COMPANY IS NOT
     RESPONSIBLE OR LIABLE FOR THE ACCURACY, CONTENT, COMPLETENESS, LEGALITY, OR
     RELIABILITY OF THE INFORMATION.
     
     Unless explicitly stated otherwise, any new features which augment or
     enhance the Service, including without limitation the release of new Site
     properties, are subject to the then current Terms.
     
     All Users must abide by the Terms. If a User fails to follow any of the
     guidelines and/or rules of behavior, the Site can discontinue their ability
     to use the Site at any time. In addition, we have the right to delete any
     piece of Content, and provide comment on any topic or profile we find
     objectionable in our reasonable discretion.
     
     YOU MAY ONLY USE THIS SITE FOR PURPOSES EXPRESSLY PERMITTED BY THE TERMS.
     Therefore, as a User, you agree to the following:
     
     * PERSONAL NON-COMMERCIAL USE ONLY: The Site and Services are intended for
       the lawful, personal and non-commercial use of its Users. You are
       prohibited from violating or attempting to violate the security of the
       Site, including, without limitation: (i) accessing data not intended for
       you or logging into a server or account that you are not authorized to
       access; (ii) attempting to probe, scan, or test the vulnerability of a
       system or network or to breach security or authentication measures
       without proper authorization; (iii) attempting to interfere with or
       disrupt the Service or the Site including, without limitation, by way of
       submitting a virus to the Site, overloading, flooding, spamming, mail
       bombing, performing denial-of-service attacks or crashing; (iv) doing any
       advertising or soliciting any other user to buy or sell any products or
       services through the Site or Services, including sending unsolicited
       email with promotions and/or advertising of your or third party products
       or services; (v) commercially exploiting the Site or the Services, the
       Content or any portion thereof in any manner unless expressly authorized
       to do so; (vi) forging headers or otherwise manipulating identifiers in
       order to disguise the origin of any information transmitted to or through
       the Site or Service (either directly or indirectly through use of
       third-party software); (vii) framing or embedding any trademark, logo, or
       other content on the Site for display on some other website without our
       permission; (viii) using (or attempting to use) any engine, software
       tool, agent, or other device or mechanism, any robot, spider, site
       search/retrieval application, or other manual or automatic device or
       process to retrieve, index, “data mine,” or in any way reproduce or
       circumvent the navigational structure or presentation of the Site, the
       Service or its Contents; (ix) modifying, adapting, creating derivative
       works, sublicensing, translating, selling, reverse engineering,
       deciphering, decompiling, scraping or otherwise disassembling any portion
       of the Service or the Website or any software used on or for the Service
       or the Website, or cause others to do so.
       
       Any commercial user shall be a material breach of these Terms and, as
       such, expressly acknowledge that they are not actual Users of the Site as
       it is intended. Each and every commercial use of the Site in violation of
       this Agreement shall be subject to a US$100,000 -penalty for damages as
       liquidated damages for such breach. You acknowledge that any commercial
       use of the Site, the Service or its Content will cause harm in an amount
       that would be extremely difficult to ascertain and that US$100,000 for
       each and every commercial violation is a reasonable estimate of such
       harm.
     
     * NO ESCORTING, PROSTITUTION AND HUMAN TRAFFICKING RELATED ACTIVITIES:
       USING THE SITE AS AN ESCORT OR PROSTITUTE OR USING THE SERVICES TO
       PROMOTE, SOLICIT, OR ENGAGE CLIENTS FOR AN ESCORT OR PROSTITUTION
       SERVICE, OR TO ENGAGE OR FACILITATE HUMAN TRAFFICKING OF ANY KIND,
       INCLUDING PAST ESCORT ACTIVITIES OR AFFILIATION WITH AN ESCORT SITE OR
       SERVICE IS STRICTLY PROHIBITED AND IF SO DETECTED MAY CAUSE THE LIFETIME
       BAN OF THE USER TO USE THE SITE AND A POSSIBLE REFERRAL TO LAW
       ENFORCEMENT OR OTHER RELEVANT AGENCIES.
     
     * NO UNDERAGE AND / OR MINOR EXPLOITATION:
       
       POSTING OR SENDING MATERIAL THAT EXPLOITS PEOPLE UNDER THE AGE OF 18, OR
       SOLICITS PERSONAL INFORMATION FROM ANYONE UNDER 18, FAILING TO REPORT
       KNOWLEDGE OF A PERSON UNDER THE AGE OF 18 TO THE SITE, OR CONTINUING TO
       USE THE SITE TO INTERACT IN ANY WAY WITH ANYONE YOU KNOW OR BELIEVE IS
       UNDER THE AGE OF 18 IS STRICTLY PROHIBITED. ANY VIOLATION OF THESE
       PROHIBITIONS WILL RESULT IN TERMINATION OF YOUR MEMBERSHIP, BEING BANNED
       FROM THE SITE AND POSSIBLE REFERRAL TO LAW ENFORCEMENT OR OTHER RELEVANT
       AGENCIES.
     
     Additionally, as a condition of your use of the Site, you represent and
     warrant to us that you will not use the Site and / or any Service for any
     purpose that is unlawful, offensive, and/or prohibited by this Terms.
     
     Last but not least, you expressly understand, acknowledge and agree that
     the Site may create and maintain some AI profiles on the Site in order to
     keep a continuous level of interactions during low attendance hours.
     Indeed, some Users of the Site may actually be created by the Company and,
     therefore, the information, text, and pictures contained in these AI
     profiles do not pertain to any actual person, but may be included for
     entertainment and educational purposes only (life events, experiences,
     interests, and geographic locations are all fictitious and nothing
     contained in any such company-managed profiles or messages is intended to
     describe or resemble any real person - living or dead). Any similarity
     between company-managed profile descriptions or images and any person is
     purely coincidental. Messages sent from our company-managed profiles may be
     automatically generated with no human involvement, and/or may be generated
     by third parties hired or contracted by us. You expressly authorize the
     Company to utilize such profiles in order to enhance your experience on the
     Site, collect data regarding User preferences and experience, and evaluate
     User compliance with our Terms. Please note that such company-managed
     profiles are identified by a green dot containing a white heart icon.

 3.  Intended Audience
     
     i.   This Site is intended for adults only. This Site is not intended for
          any children under the age of 18. YOU MUST BE AT LEAST 18 YEARS OF AGE
          TO ACCESS, VIEW AND USE THE SERVICE. IF YOU ARE NOT 18 YEARS OLD, DO
          NOT USE THIS SERVICE FOR ANY PURPOSE AS IT IS NOT INTENDED FOR USE BY
          CHILDREN.
     
     ii.  By requesting to use, registering to use, and / or using the Services,
          you represent and warrant that YOU HAVE NEVER BEEN CONVICTED OF A
          SERIOUS OR VIOLENT FELONY AND / OR ARE NOT REQUIRED TO REGISTER AS A
          SEX OFFENDER WITH ANY GOVERNMENT ENTITY.
     
     iii. YOU MAY NOT ACCESS THE SITE OR THE SERVICES FROM ANY JURISDICTION
          WHERE DOING SO WOULD OR COULD BE CONSIDERED A VIOLATION OF ANY LAW,
          REGULATION, OR COMMUNITY STANDARD. You are responsible for determining
          whether the use of the Site and / or the Services is legal in your
          jurisdiction.
     
     iv.  YOU MAY NOT USE THE SITE IF YOU ARE A SPECIALLY DESIGNATED NATIONAL,
          OR AN OFFICER, DIRECTOR, SHAREHOLDER, EMPLOYEE, OR AGENT OF A
          SPECIALLY DESIGNATED NATIONAL OR A RESIDENT IN ANY SANCTIONED
          TERRITORY (INCLUDING THOSE DEFINED AND DETERMINED BY THE U.S. TREASURY
          DEPARTMENT’S OFFICE OF FOREIGN ASSETS CONTROL (“OFAC”) AND OTHER
          RELEVANT AUTHORITIES IN YOUR JURISDICTION). A current list of
          Specially Designated Nationals can be found here (the “SDN List”). You
          warrant and represent that you (i) are not a Person included in the
          SDN List with which a U.S. Person cannot deal with or otherwise engage
          in business transactions, (ii) are not a Person who is otherwise the
          target of U.S. economic sanctions laws such that a U.S. Person cannot
          deal or otherwise engage in business transactions with such Person or
          (iii) are not controlled by (including without limitation by virtue of
          such person being a director or owning voting shares or interests), or
          acts, directly or indirectly, for or on behalf of, any person or
          entity on the SDN List or a foreign government that is the target of
          U.S. economic sanctions prohibitions such that the entry into, or
          performance under, this Agreement or any other related document would
          be prohibited under U.S. law.

 4.  Registration and Membership
     
     In order to use certain features of the Service you are required to
     register. We refer to registered users as “Members". Members are subject to
     the following specific terms in addition to all of the other terms in this
     Agreement:
     
     i.    Registration Obligations. Membership is required to use most
           functions on the Site. To become a Member, you must provide the
           following information ("Registration Data"):
     
            a. Email Address. You agree that the Registration Data you provide:
               (i) is true, accurate, current and complete, and (ii) will be
               maintained and updated by you to keep it true, accurate, current
               and complete. We reserve the right to suspend or terminate your
               use of the Site and refuse your current and / or future use of
               the Services (or any portion thereof) if we, in our sole
               discretion, determine that any of your Registration Data is
               inaccurate or incomplete.
           
            b. Account Security. You will obtain a username and password upon
               completing the registration process for the Site. You are
               responsible for maintaining the confidentiality of your username
               and password and are fully responsible for all activities,
               charges and / or liabilities that occur under your username and
               password or account number whether or not authorized by you. You
               will immediately notify us of any unauthorized use of your
               username or any other breach of security. You acknowledge that
               the Company is not responsible for third-party access to your
               account information or personal information that results from
               voluntary distribution or theft or misappropriation of your
               username or password or personal information. We will not assume
               liability for any loss or damage arising from your failure to
               comply with this section. You agree that your account is
               non-transferable and any rights to your account, password,
               username, terminate upon your death or disability and/or
               termination of account for any reason.
     
     ii.   Premium Membership. Use of most Services requires a premium
           membership. Members who purchase Premium Membership (“Premium Users")
           are responsible for paying periodic membership fees as described on
           the applicable sign-up page(s). We reserve the right to change
           membership prices and offer Premium Memberships at different price
           points to our Users. Payment terms are provided at the time of
           sign-up.
     
           Upon subscribing as a Premium User, you hereby authorize the Site
           and/or its payment processing agents or other authorized agent to
           charge your credit card (or other approved payment facility) for
           periodic recurring subscription fees according to the then-current
           billing terms for the Service. All charges will appear on your credit
           card statement according to these Terms or will indicate the Site’s
           payment processing agent. You hereby further authorize the company
           and / or its payment processing agent to charge your credit card (or
           other approved payment method) for any and all purchases of products
           and services made by you in the Site.
     
           WE RESERVE THE RIGHT TO CHANGE OUR FEES AND BILLING METHODS AT ANY
           TIME, INCLUDING THE ADDITION OF SUPPLEMENTAL FEES OR SEPARATE CHARGES
           FOR CONTENT OR SERVICES OR CHANGES TO SERVICES ASSOCIATED WITH
           VARIOUS MEMBERSHIP OPTIONS, EFFECTIVE THIRTY (30) DAYS AFTER AN
           ONLINE POSTING. WE MAY ADDITIONALLY PROVIDE NOTICE OF BILLING CHANGES
           VIA EMAIL. IF ANY SUCH CHANGE IS UNACCEPTABLE TO YOU, YOU MAY
           TERMINATE YOUR MEMBERSHIP. YOUR CONTINUED USE OF THE SITE FOLLOWING
           THE EFFECTIVE DATE OF A CHANGE TO FEES AND/OR BILLING METHODS SHALL
           CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGE.
     
           Unless otherwise stated in specific terms applicable to each Premium
           Membership, Membership fees are non-refundable, and you agree that
           all payments made on the Site are final. Therefore, YOU AGREE THAT
           ALL PURCHASES ARE FINAL. FOR RESIDENTS OF THE EUROPEAN UNION WHO MAY
           HAVE THE RIGHT TO WITHDRAW FROM DISTANCE PURCHASES, SUCH RIGHTS ARE
           LOST UPON THE COMPLETION OF YOUR PAYMENT DUE TO THE PERSONALIZED
           NATURE AND IRREVERSIBLE DELIVERY OF THE CONTENT AND SERVICE, WHICH
           YOU ACKNOWLEDGE AND ACCEPT EXPRESSLY WHEN COMPLETING YOUR PAYMENT.
     
           You agree that should you have any issues relating to your payment,
           you will open a support ticket through the Site’s customer service to
           resolve the issue before taking any other action.
     
           In order to provide continuous service, the Site provides for
           automatic renewal. Thus, the Site has the right to automatically
           renew your membership from month to month. UNTIL TERMINATED, THE SITE
           MAY AUTOMATICALLY RENEW ALL PAID MEMBERSHIPS UPON THEIR EXPIRATION.
           After your initial subscription commitment period, and again after
           any subsequent subscription period, your membership will
           automatically continue for an additional equivalent period. By
           entering into this Agreement, you acknowledge that your membership
           will be subject to these automatic renewals.
     
           Premium Users paying for their subscription via credit card may be
           subject to a preauthorization, which is not a charge to the credit
           card. The then applicable monthly subscription rate may be reserved
           against the Premium User's available credit card limit. The Site will
           not be held responsible for bank charges, fees or penalties due to
           overdrawn or delinquent membership accounts. For Premium Users using
           prepaid cards which cannot be preauthorized for the full applicable
           monthly rate, may be charged incrementally (i.e. multiple charges for
           less than the full applicable monthly rate may occur within the same
           monthly billing cycle and a prorated access period to the Site may be
           granted).
     
           Additionally, you are informed and agree that the Site might use
           "Capture and Release" (this is, the process by which payments are
           secured once the payment has been authorized) regarding some of the
           payments, in particular, for initial purchases. In order for a
           payment process to be complete when a credit or debit card is being
           used as the method of payment, the card must first be authorized.
           This step of authorization takes seconds and will allow the merchant
           to know that there are sufficient funds to complete the transaction.
           When using a credit or debit card as a payment method, the money will
           not leave the account instantly, but instead will be reserved for the
           transaction that has just been completed. Once a payment has been
           captured, your internet banking statement will show the amount that
           was captured for the purchase as a pending credit/ debit transaction
           and the funds in the bank will not be available to spend elsewhere.
     
     iii.  Trial and Monthly Membership. Please note that certain payment
           methods and / or cards may NOT be eligible for a trial subscription.
           Should you access the Site on the basis of a trial membership, be
           advised that all trial memberships will automatically become a
           regular monthly membership subscription at the end of the trial
           period unless you cancel your membership before the end of the trial
           period by using the online tools and instructions provided by our
           payment processing agent(s) or contacting the Site’s customer service
           here.The Site reserves the right to determine which content may be
           accessible to trial subscription members. Trial membership content
           access may be limited so to receive full access to the Site and all
           its content and features, it may be necessary to upgrade the trial
           membership to a full price site subscription.
     
     iv.   Reinstatement. Users that have cancelled their subscription may
           automatically and immediately reinstate their Premium Membership at a
           discounted price by clicking on the “Get Started”, “Upgrade Now” or
           analogous button appearing within their members area. Should you
           decide to reinstate your account, please note that similarly to your
           initial subscription all fees are non-refundable, and you agree that
           the payment made on the Site is final.
     
     v.    Cancellation. You may request the cancellation of your Premium
           Membership by sending us a written request within the cancellation
           period (“Cancellation Period") corresponding to the cycle of your
           membership to ensure that you will not be charged for your next
           membership cycle. Please note that the Cancellation Period starts on
           the day of upgrade to your Premium Membership and it shall end
           twenty-four (24) hours before the expiration of your Premium
           Membership. We kindly ask you to send your request to
           support@wellhello.com or through this form. Please note that
           cancelations are only possible with effect from the end of each
           membership cycle. Additionally, please note that the cancellation of
           your Premium Membership does not imply the unsubscription from
           marketing and promotional email. If you no longer wish to receive
           marketing and promotional emails you can contact us at
           support@wellhello.com.
     
     vi.   Refunds. Due to the nature and mode of delivery of the content and
           Services, all purchases are non-refundable. However, please note that
           refund requests may be granted only in exceptional cases. For
           instance, upon termination or suspension of your account, all prepaid
           fees may be forfeited at our sole discretion.
     
     vii.  Fees and charges. You agree to pay and/or have paid all fees and
           charges incurred in connection with your membership to the Services
           (including any applicable taxes) at the rates in effect when the
           charges were incurred. If we are unable to process any payment, a
           convenience fee of up to $3 will be charged. We may change the fees
           and charges in effect for using the Service and may conduct changes
           on the Site from time to time. You also are responsible for any fees
           or charges incurred to access the Service through an internet access
           provider or other third party service, including but not limited to
           telephone charges.
     
     viii. Virtual currency and items. In the Service, you may be provided
           and/or purchase with “real world” money a limited, personal,
           non-transferable, non-sublicensable, revocable license to use (i)
           “virtual currency”, including but not limited to virtual “coins”
           and/or “tokens”, solely for use in the Service, and (ii) “virtual
           items” (together with “virtual currency”, “Virtual Items”). You are
           allowed to purchase Virtual Items through the Service, and not in any
           other way. We may manage, regulate, control, modify, or eliminate
           Virtual Items at any time, with or without notice and we may update
           the pricing of Virtual Items at any time at our sole discretion. We
           may also add new Virtual Items for additional fees. We may have no
           liability to you or any third party in the event that we exercise any
           such rights, The transfer of Virtual Items is prohibited except where
           expressly authorized in the Service. Other than as expressly
           authorized in the Service, you shall not sell, redeem or otherwise
           transfer Virtual Items to any person or entity, including but not
           limited to us, other users and/or any third party. Unless expressly
           indicated, Virtual Items have no cash value and may not be redeemed
           for cash or converted to other Services. You expressly acknowledge
           and agree that any and all Virtual Items expire after 3 months.

 5.  Rules of behavior
     
     * You will not post on the Site, transmit to other Users, or otherwise
       engage in any activity on the Site or through the Services that:
       
       * solicits from or offers to other Users any escort, prostitution or
         similar services (including any sexual act in exchange of
         compensation), or promotes or engages any services that may relate to
         human trafficking;
       
       * solicits or offers content, materials or otherwise related to minors
         and underage;
       
       * intends to recruit any person and / or User for pornography, modelling,
         or escort sites or brothels;
       
       * promotes racism, bigotry, or hatred against any group and / or
         individual;
       
       * threatens physical harm to any individual and / or group of
         individuals;
       
       * is meant to or has a tendency to (sexually or otherwise), abuse,
         defame, harass, annoy, threaten, stalk or intimidate, or otherwise
         violate the legal rights of any other User(s) or others;
       
       * purports to give any legal, medical, or other form of professional
         advice; and / or
       
       * is off-topic, meaningless, or otherwise intended to annoy or interfere
         with another User’s enjoyment of the Site.
     
     * You will not include in your profile any telephone numbers, street
       addresses, email addresses, other personal contact information, your last
       name or any URLs.
     
     * You are solely responsible for your own communications and Content
       including any data, images, graphics, text, audio, video, email, screen
       names, and/or any other content you post to the Site. You agree to use
       the Service to post and receive communications and Content that are
       legal, proper and allowed as per the Terms.
     
     * You must not violate the privacy or publicity rights of others.
     
     * You must not upload, post or link to any material that is inappropriate,
       defamatory, infringing, obscene, vulgar, libelous, racially or ethnically
       hateful, objectionable, or unlawful (or promote or provide instructional
       information about illegal activities or communications that could
       reasonably cause damage, loss, harm, or injury to any individual or
       group).
     
     * You must not post, upload or link to (a) anything that promotes or
       distributes pyramid schemes or chain letters, or (b) other disruptive,
       illegal or immoral communications of any kind (such as gambling,
       instructions on how to make or buy illegal weapons or drugs, etc.).
     
     * You must not post, upload or link to anything that could potentially
       exploit or harm children or information which in any way could cause
       damage, injury, or harm of any kind.
     
     * You must not post, upload or link to anything that discloses your own and
       / or another person’s personal information or harvests or otherwise
       collects information about other users, including without limitation
       addresses, phone numbers, e-mail addresses, and/or health or financial
       information of any kind.
     
     * You must not post, upload or link to anything that advertises any
       commercial endeavor (e.g., offering for sale any products or services and
       / or asking to send money) or otherwise engages in any commercial
       activity (e.g., conducting raffles or contests, displaying sponsorship
       banners, and/or soliciting goods or services), or solicits funds,
       advertisers or sponsors for any purpose, including but not limited to
       promotion and / or solicitation of involvement and / or support of a
       political platform, religion, cult or sect.
     
     * You must not upload or post anything that infringes any patent,
       trademark, copyright, trade secret or other intellectual property or
       other legal right of a third party without prior written permission from
       the third party in each instance, which written permission you agree to
       disclose to us at any time on our request (subject to all applicable
       laws). You must not intentionally download any material that you know or
       should reasonably know cannot be distributed legally.
     
     * You must not impersonate another person, group of people, or entity at
       any time, which includes not using anyone else's username or password.
     
     * You must not use the Site Service for any illegal, immoral, or
       unauthorized purpose.
     
     * You must abide by all applicable Federal, State and local laws. You must
       comply with all local laws as well with respect to your online conduct
       and acceptable Content including without limitation the exportation of
       data to your country or residence.
     
     * You cannot modify, edit, or delete any Content and communications of the
       Site and/or of other individuals other than your own Content.
     
     * You must not transmit any viruses, worms, defects, Trojan Horses or any
       items and/or computer code, files or programs of a destructive nature
       and/or otherwise designed to interrupt or limit the functionality of any
       computer software or hardware or telecommunications device.
     
     * You must not transmit or allow access or distribution of any spiders,
       robots or other information gathering computer programs or routines or
       their equivalents on or in the Service.
     
     * You must not do anything that disrupts the normal flow of dialogue,
       causes a screen to scroll faster than other users are able to type, or
       otherwise act in a way which affects the ability of other people to
       engage in real-time activities through this website.
     
     * You must not interfere with or disrupt the Service or servers or networks
       connected with the Service or disobey any requirements, procedures,
       policies or regulations of networks connected to the Service.
     
     * You cannot create member accounts under any false or fraudulent pretenses
       (including by automated means).
     
     * You must not state or imply that any of your submitted and or posted
       Content is endorsed by the Site or any affiliate thereof.
     
     * You must not retrieve, store or collect personal information about any
       User for any unauthorized purpose, and may not retrieve, store, or
       collect personal information about any User for any valid purpose without
       such user’s prior written consent in each instance.
     
     * You must not engage in any "spamming" of any kind, including without
       limitation ad spamming.
     
     * You cannot use the Site name or trademarks or related trade names, which
       you acknowledge here to be valid, subsisting and enforceable without
       impediment, and you will not expressly or by implication create the false
       or misleading impression that the Site is associated with, or endorses,
       or is in any way connected with you or your Content.
     
     * You cannot use the Services in order to damage the Company or any related
       websites, affiliates, and / or subsidiaries.
     
     WHILE THE SITE EXPLICITLY PROHIBITS THE ABOVE CONDUCT YOU ACKNOWLEDGE AND
     AGREE THAT YOU MAY BE EXPOSED TO SUCH CONDUCT AND CONTENT AND THAT YOU USE
     THE SERVICE ENTIRELY AT YOUR OWN RISK, AND THAT THE SITE SHALL HAVE NO
     LIABILITY OF ANY KIND FOR SUCH CONDUCT AS CARRIED OUT BY ANY THIRD PARTY AT
     ANY TIME UNLESS EXPRESSLY SET FORTH TO THE CONTRARY BY US IN WRITING.
     
     YOU UNDERSTAND AND AGREE THAT IF YOU VIOLATE ANY OF THE RULES OF BEHAVIOR,
     WE CAN TERMINATE YOUR USE OF THE SERVICE IMMEDIATELY WITHOUT PRIOR NOTICE
     AND WITHOUT ANY RIGHT OF REFUND, SET-OFF OR A HEARING.
     
     YOU MAY REPORT ANY USER THAT YOU BELIEVE IS IN BREACH OF THE TERMS HERE.

 6.  Banned Users
     
     The Site reserves the right to temporarily or permanently ban any users who
     violate the Terms or any other relevant laws and / or regulations. Banned
     users may not use or continue using the Site or the Services.
     
     As indicated in Section 4 above, fees are-non refundable, and you agree
     that all payments made on the Site are final. You agree that should you
     have any issues relating to your payment, you will open a support ticket
     through the Site’s customer service to resolve the issue before taking any
     other action. Should a dispute arise after contacting our customer service,
     you agree that, due to your “banned” status, you will be held responsible
     for any outstanding balance to us plus any surcharges that may arise out of
     the bank dispute, such as case fees or chargeback fees. You agree that you
     will pay any outstanding balance within thirty (30) days from the date of
     your account being banned.
     
     If an account is banned for alleged minor-related activity (this is,
     because there is proof or suspicion that a minor might have been the person
     registering), please note that a refund will be issued immediately upon
     discovery or suspicion of such circumstance.

 7.  Content
     
     The Site is composed of the Site content and the underlying software of the
     Site (including without limitation: the structure, layout, design, look and
     feel, and functionality of the Site). The Site is a copyrighted work owned
     by the Site and / or its licensors.
     
     You agree that the Company and the Site have the right (but not the
     obligation) to monitor, access, rearrange, modify, and remove or restrict
     access to any Site content, including any user’s Content, at their own
     discretion and without compensation to you. Without limiting the foregoing,
     you agree that the Site may (but shall have no obligation to) remove or
     restrict access to any Content that violates this Agreement, the law, or
     that the Site believes is otherwise objectionable, for any reason or no
     reason, at its sole discretion. In consideration of your agreement to the
     Terms, and subject to your compliance with them, the Site grants you a
     personal, non-exclusive, non-assignable and non-transferable license to use
     the Site solely as permitted under this Agreement.
     
     As a registered user, you will be able to upload and post a great variety
     of materials and information, including but not limited to text and
     photographs ("Content"). This means that you have sole responsibility, not
     the Site, for all of the Content that you upload post, email, transmit or
     otherwise make available through the Service, and to make sure that you are
     in compliance with the rules of behavior set herein relating to such
     Content. Any Content that you write, post, upload or link to on the Site is
     entirely your responsibility.
     
     We shall have no liability of any kind with respect to any Content posted
     by you or other users of the Service. You agree that you must assess and
     bear all risks associated with your use of any Content. In this regard, you
     may not rely on any Content created by other Site Members or otherwise
     created, distributed and displayed on any part of the Service. As indicated
     above, the Site does not control or monitor all of the Content posted via
     the Service and, as such, does not guarantee the accuracy, integrity or
     quality of such Content.
     
     The Content created by you must be owned by you or you must have been
     granted the prior permission to use such Content by its owner. The Site
     does not own any of the Content you post. By posting Your Content on the
     Site or as part of the Service, you automatically grant to the Company an
     irrevocable, perpetual, non-exclusive, fully paid-up, worldwide right and
     license to: (i) use, reproduce, store, perform, communicate to the public,
     display, make available, record, play, adapt, modify and distribute Your
     Content, by any electronic and printed means, or as otherwise considered
     appropriate by Company; (ii) prepare derivative works of Your Content or
     incorporate Your Content into other works, and (iii) grant and authorize
     sublicenses of the foregoing in any media now known or hereafter created,
     to the broadest extent permitted by law. The Site reserves the right to
     exploit or promote this Content in connection with the promotion of the
     Service and other services offered by us.
     
     You agree that by posting Content you own on the Service, all other users
     can reproduce and use such Content in connection with the Service, subject
     to all applicable laws. The Site shall have no responsibility for enforcing
     any rights you may claim in any Content, which shall be your responsibility
     entirely, and you agree to hold harmless defend, and indemnify us with
     respect to any claim you have that other users are reproducing or using
     your Content as well as for claims by other users that you are reproducing
     or using their Content without permission. The Site will not arbitrate,
     mediate or resolve any intellectual property or other disputes between
     users, and has no responsibility for doing other than as may be
     specifically required by law.
     
     We may preserve and store your account information and Content if we
     believe in good faith that such preservation is necessary to comply with
     legal or regulatory processes, respond to claims that the Content violates
     the rights of third parties, and/or to protect the rights, property or
     personal safety of the Site, its users and the public.

 8.  Intellectual property
     
     The Site respects the intellectual property of others and we request our
     users do the same. In certain circumstances and at its discretion, the Site
     may, but is not obligated to disable, suspend and terminate the accounts of
     Members who may be infringing on the rights of others. If you believe that
     your Content has been copied in a way that constitutes copyright
     infringement, or your intellectual property rights have otherwise been
     violated, please contact us as soon as practically possible here or click
     on the DMCA link at the footer of this page.
     
     We have adopted a firm policy regarding termination of repeat copyright
     infringers. A copy of the policy is available upon written request to our
     users.

 9.  Practices regarding use and storage
     
     You acknowledge that the Site may establish general practices and limits
     regarding use of the Service including, without limitation, the maximum
     number of email messages which may be sent or received from an account of
     the Service, the maximum amount of disk space that will be allotted on the
     Sites servers on your behalf, and the maximum number of times and duration
     for which you may access the Service in a given time. You agree that the
     Site has no responsibility or liability for the deletion or failure to
     store or transmit any messages or communications or other content
     maintained or transmitted by the Service. You acknowledge and agree that
     the Site reserves the right to log off accounts and deactivate usernames
     and accounts that are inactive for an extended period of time. You further
     acknowledge that the Site has the right to modify these practices and
     limits from time to time.

 10. Privacy
     
     Your visit to our site is also governed by our Privacy Policy. Please
     review our Privacy Policy here.
     
     Notwithstanding anything on the contrary under the Site’s Privacy Policy,
     you acknowledge that (i) your profile may be utilized and displayed on
     other network sites operated by the Company or authorized third parties;
     (ii) Company may make your profile available on such other network sites;
     and (iii) any contact information provided by you to the Site, including
     any email addresses, may be shared with our affiliates, partners and
     independent contractors, for purposes of receiving electronic messages and
     promotions in relation with the Site, the Services, the Company or from any
     such third party entities now and in the future. Notwithstanding the
     preceding, users may personalize their preferences by accessing their
     account settings.
     
     Furthermore, you understand and accept that (i) when you attempt to contact
     other users, these users may find amusement in your profile or
     communications; (ii) no communications between you and other users is
     private, even if the user profile to which you respond is created by us.
     You hereby release us and all other users of the Site from any liability
     for invasion of privacy, defamation, false light, and related torts, in the
     event that your communications or profile are made public - even if they
     are made public for the sole purpose of amusing others at your expense.
     
     Last but not least, you acknowledge and agree that we may disclose
     information you provide if required to do so by law, or if we, in our sole
     discretion, believe that disclosure is necessary to (i) comply with the
     law, requests or orders from law enforcement, or any legal process (whether
     or not such disclosure is required by applicable law); (ii) protect or
     defend our rights or property, or those of a third party; or (iii) protect
     someone's health or safety, such as when harm or violence against any
     person is threatened.

 11. Mobile Services
     
     The Services may include certain services that are available via a mobile
     device, including (i) the ability to upload content to the Services via a
     mobile device, (ii) the ability to browse the Services and the Site from a
     mobile device and (iii) the ability to access certain features through an
     application downloaded and installed on a mobile device (collectively,
     “Mobile Services”). To the extent you access the Services through a mobile
     device, your wireless service carrier’s standard charges, data rates and
     other fees may apply. In addition, downloading, installing, or using
     certain Mobile Services may be prohibited or restricted by your carrier,
     and not all Mobile Services may work with all carriers or devices. In using
     the Mobile Services, you may provide your telephone number. We may share
     your phone number with our affiliates or with our service providers (such
     as customer support, billing or collections companies, and text message
     service providers) who we have contracted with to assist us in pursuing our
     rights or providing our Services under these Terms of Service, our
     policies, applicable law, or any other agreement we may have with you. You
     agree these parties may also contact you using autodialed or prerecorded
     calls and text messages, as authorized by us to carry out the purposes we
     have identified above, and not for their own purposes. In the event you
     change or deactivate your mobile telephone number, you agree to promptly
     update your account information to ensure that your messages are not sent
     to the person that acquires your old number.

 12. Trademarks, Ownership, Copyrights, Licenses
     
     WellHello and others are either trademarks or registered trademarks of
     Morganite Ltd. Other product and company names mentioned on this Site may
     be trademarks of their respective owners.
     
     The Site and Website Owner own and retain all proprietary rights to the
     Site service and copyrights. Except for any information that is in the
     public domain, you are not authorized to reproduce, transmit or distribute
     the proprietary information of the Site and Website Owner. By posting
     information to the Site and Website Owner you represent that you have the
     right to grant permission for use by the Site and Website Owner.

 13. Use of information
     
     Morganite Ltd. reserves the right, and you authorize us, to use and assign
     all information regarding Site uses by you and all information provided by
     you in any manner consistent with our Privacy Policy.

 14. Links
     
     The Service may provide, or third parties including the Site members may
     provide, links to other websites or resources, which are not maintained by
     or related to us. Links to such sites are provided as a service to our
     users and are not sponsored by, endorsed or otherwise affiliated with the
     Site. The Site has no control over these sites and their content, and makes
     no representations or warranties about the content, completeness, quality
     or accuracy of the links, materials or information contained on any such
     website. Therefore, you acknowledge and agree that the Site is not
     responsible for the availability of such links, resources and content, and
     does not endorse, and is not responsible or liable for, any content,
     advertising, products, or other materials made available on or from these
     linked websites. You also acknowledge and agree that the Site is not
     responsible or liable, directly or indirectly, for any damage or loss
     caused by or alleged to have been caused by, or in relation to, the use of
     any Content, goods or services offered through these links or any failures
     and/or disruption to your computer system that results from your use of any
     such links, or for any intellectual property or other third party claims
     relating to your posting or using such links.
     
     YOU AGREE THAT IF THE SITE REQUESTS YOU TO DISABLE ANY LINK YOU HAVE POSTED
     AND YOU FAIL TO DO SO WITHIN 24 HOURS AFTER RECEIVING SUCH REQUEST, THE
     SITE HAS THE RIGHT TO DISABLE THE LINK WITHOUT ANY FURTHER NOTICE TO YOU.

 15. Limitations of Liability and Indemnification
     
     BY USING ANY SERVICES PROVIDED BY THE SITE, YOU AGREE THAT, TO THE EXTENT
     PERMITTED BY LAW, IN NO EVENT SHALL THE SITE, WEBSITE OWNER, ITS AND THEIR
     SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES,
     INFORMATION PROVIDERS, AFFILIATES, LICENSEES AND WEB HOSTING SERVICES BE
     LIABLE FOR ANY DIRECT OR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL,
     PUNITIVE OR OTHER DAMAGES (REGARDLESS OF THE FORM OF ACTION) ARISING OUT OF
     (I) USE OF THE SITE OR SERVICES BY ANY PERSON, INCLUDING BUT NOT LIMITED
     TO, ANY DAMAGE CAUSED BY RELIANCE ON, OR ANY DELAYS, INACCURACIES, ERRORS
     OR OMISSIONS IN, ANY INFORMATION AND CONTENT ACCESSED VIA THE SITE, (ii)
     ANY USE OR INABILITY TO USE THE SITE OR THE SERVICES FOR WHATEVER REASON,
     INCLUDING BUT NOT LIMITED TO COMMUNICATIONS FAILURE OR ANY OTHER FAILURE
     WITH TRANSMISSION OR DELIVERY OF ANY INFORMATION ACCESSED THROUGH THE SITE,
     (iii) ANY GOODS OR SERVICE DISCUSSED, PURCHASED OR OBTAINED, DIRECTLY OR
     INDIRECTLY, THROUGH THE SITE, IN EACH CASE EVEN IF ADVISED OF THE
     POSSIBILITY OF SUCH DAMAGES, AND/OR (iv) RELATING TO THE CONDUCT OF YOU OR
     ANYONE ELSE IN CONNECTION WITH THE USE OF THE SERVICES, INCLUDING WITHOUT
     LIMITATION, BODILY INJURY, EMOTIONAL DISTRESS, AND/OR ANY OTHER DAMAGES
     RESULTING FROM COMMUNICATIONS IN THE SITE OR THROUGH THE SERVICE.
     
     YOUR SOLE REMEDY FOR ANY DISSATISFACTION, BREACH OR DEFAULT OF THIS
     AGREEMENT BY THE SITE OR WEBSITE OWNER SHALL BE TO CEASE ALL OF YOUR SITE
     USE AND, IF APPLICABLE, A RETURN OF ANY FEES PAID TO THE SITE OR WEBSITE
     OWNER FOR ANY SERVICES PROVIDED UNDER THIS AGREEMENT. YOU WILL INDEMNIFY
     AND AGREE TO DEFEND AND HOLD HARMLESS THE SITE, WEBSITE OWNER, ITS AND
     THEIR OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, LICENSEES AND WEB HOSTING
     SERVICES AND THIRD PARTIES FOR ANY LOSSES, COSTS, LIABILITIES AND EXPENSES
     (INCLUDING BUT NOT LIMITED TO COURT COSTS, LEGAL FEES, AWARDS OR
     SETTLEMENTS) RELATING TO OR ARISING OUT OF YOUR USE OF THE SITE, INCLUDING
     ANY BREACH BY YOU OF THE TERMS CONTAINED IN THIS AGREEMENT. WE MAY ASSUME
     EXCLUSIVE CONTROL OF ANY DEFENSE OR ANY MATTER SUBJECT TO INDEMNIFICATION
     BY YOU.
     
     Please note that “Affiliate" means a corporation, partnership, limited
     liability company, joint venture, association, trust, unincorporated
     organization, or other business entity that controls, is controlled by, or
     is under common control of an entity, regardless of whether such control is
     continuously exercised, and where “control” means that entity possesses,
     directly or indirectly, the power to direct or cause the direction of the
     management policies of the other entity, whether through ownership of
     voting securities, an interest in registered capital, by contract, or
     otherwise. An entity shall be considered an Affiliate if it meets the
     foregoing definition as of the effective date of this Agreement, or
     otherwise meets the foregoing definition at any point during the term of
     the relationship with you.
     
     You may have additional rights under certain laws (including consumer laws)
     which do not allow the exclusion of implied warranties, or the exclusion or
     limitation of certain damages. If these laws apply to you, the exclusions
     or limitations in this Agreement that directly conflict with such laws may
     not apply to you.
     
     TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE
     SITE’S AGGREGATE LIABILITY TO YOU UNDER ANY THEORY EXCEED THE SUM OF ONE
     HUNDRED DOLLARS U.S. OR THE AMOUNT PAID BY YOU TO THE SITE IN CONNECTION
     WITH THE SITE FROM THE IMMEDIATELY PRECEDING TWELVE (12) MONTHS, WHICHEVER
     AMOUNT IS LESS.

 16. Responsibility for Use of the Site
     
     You understand and agree that you are solely responsible for your actions
     and decisions to meet other people who you meet online by virtue of the
     Services provided on the Site. You understand that the Site and Website
     Owner do not perform psychological testing or background checks on the
     individuals who may use the Site Services. You understand and agree that
     you must take all reasonable precautions before meeting others through the
     Service provided by the Site.
     
     The Site grants you a limited, revocable, nonexclusive license to use this
     Site solely for your own personal use and not for republication,
     distribution, assignment, sublicense, sale, preparation of derivative
     works, or other use. You agree not to copy materials on the Site, reverse
     engineer or break into the Site, or use materials, products or services in
     violation of any law. The use of this website is at the discretion of the
     Site and Morganite Ltd. may terminate your use of this website at any time.

 17. Do Not Rely on Information provided through the Site
     
     Opinions, advice, statements or other comments should not necessarily be
     relied upon and are not to be construed as professional advice from the
     Site or Website Owner. The Site and Website Owner do not guarantee the
     accuracy or completeness of any of the information provided, and are not
     responsible for any loss resulting from your reliance on such information.

 18. Disclaimer
     
     THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE"
     BASIS. MORGANITE LTD., THE SITE AND ITS AFFILIATES DISCLAIM, TO THE FULLEST
     EXTENT PERMISSIBLE BY LAW, ALL WARRANTIES OF ANY KIND, INCLUDING BUT NOT
     LIMITED TO ANY EXPRESS WARRANTIES, STATUTORY WARRANTIES, AND ANY IMPLIED
     WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
     NON-INFRINGEMENT. TO THE EXTENT YOUR JURISDICTION DOES NOT ALLOW
     LIMITATIONS ON WARRANTIES, THIS LIMITATION MAY NOT APPLY TO YOU. YOUR SOLE
     AND EXCLUSIVE REMEDY RELATING TO YOUR USE OF THE SITE SHALL BE TO
     DISCONTINUE USING THE SITE. COMPANY EXPRESSLY STATES – AND YOU ACKNOWLEDGE
     - THAT YOU ARE NOT GUARANTEED THAT YOU WILL FIND A DATE, A COMPANION, OR AN
     ACTIVITY PARTNER, OR THAT YOU WILL MEET ANY OF OUR MEMBERS IN PERSON.
     
     SPECIFICALLY, THE SITE AND WEBSITE OWNER DO NOT WARRANT THAT THE SERVICE
     WILL ALWAYS BE AVAILABLE, BE UNINTERRUPTED, BE ERROR FREE, MEET YOUR
     REQUIREMENTS, OR THAT ANY DEFECTS IN THE SERVICES WILL BE CORRECTED. YOU
     EXPRESSLY AGREE THAT THE SITE AND THE SERVICES ARE PROVIDED FOR AMUSEMENT
     AND ENTERTAINMENT PURPOSES ONLY AND THAT USE OF THE SITE AND SERVICES IS AT
     YOUR SOLE RISK.
     
     WITHOUT LIMITING THE FOREGOING, NEITHER THE SITE, ANY OF ITS AFFILIATES,
     NOR ANY OF THEIR OFFICERS, DIRECTORS, LICENSORS, EMPLOYEES OR
     REPRESENTATIVES REPRESENT OR WARRANT (i) THAT THE SITE OR THE SERVICES,
     WILL MEET YOUR REQUIREMENTS OR WILL BE ACCURATE, COMPLETE, RELIABLE, OR
     ERROR FREE; (ii) THAT THE SITE OR THE SERVICES WILL ALWAYS BE AVAILABLE OR
     WILL BE UNINTERRUPTED, ACCESSIBLE, TIMELY, OR SECURE; (iii) THAT ANY
     DEFECTS IN THE SITE OR SERVICES WILL BE CORRECTED, OR THAT THE SITE OR
     SERVICES WILL BE FREE FROM VIRUSES, "WORMS," "TROJAN HORSES" OR OTHER
     HARMFUL PROPERTIES; (iv) THE ACCURACY, RELIABILITY, TIMELINESS, OR
     COMPLETENESS OF ANY MATERIAL PUBLISHED OR ACCESSIBLE ON OR THROUGH THE SITE
     OR SERVICES, SPECIFICALLY INCLUDING MATERIAL IN USER PROFILES; AND (v) ANY
     IMPLIED WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. THE SITE
     AND ITS AFFILIATES HEREBY DISCLAIM, AND YOU HEREBY WAIVE AND RELEASE THE
     SITE AND ITS AFFILIATES FROM, ANY AND ALL OBLIGATIONS, LIABILITIES, RIGHTS,
     CLAIMS OR REMEDIES IN TORT ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF
     THIS SITE AND THE SERVICES, WHETHER OR NOT ARISING FROM THE NEGLIGENCE
     (ACTIVE, PASSIVE OR IMPUTED) OF THE SITE OR ITS AFFILIATES.
     
     THE SITE MAKES NO CLAIM THAT THE SITE OR THE SERVICES ARE APPROPRIATE OR
     LEGALLY ACCESSIBLE FROM ALL LOCATIONS AROUND THE WORLD. IF YOU ACCESS THE
     SITE YOU DO SO AT YOUR OWN RISK AND ARE RESPONSIBLE FOR COMPLIANCE WITH THE
     LAWS OF YOUR JURISDICTION. YOU ACKNOWLEDGE AND AGREE THAT THE SITE AND THE
     SERVICES ARE ACCESSED AT YOUR OWN DISCRETION AND RISK, AND THAT YOU WILL BE
     SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOU, YOUR PROPERTY, OR YOUR CONTENT
     THAT RESULTS FROM YOUR USE OF THE SITE OR THE SERVICES.
     
     SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE
     ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL
     RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION.

 19. Offensive Information and Right to monitor
     
     It is possible that other Site users will post or send obscene or offensive
     materials on the Site or to you via email. It is also possible that by
     using your email address, other people may, through other means outside the
     control of the Site, have access to personal information about you. The
     Site, Website Owner, its employees, agents, affiliates, licensees and web
     hosting services are not responsible for these transmissions or for the
     release of such information by others about you.
     
     The Site and Website Owner reserve the right, but are not obligated, to
     monitor materials posted in any public area and shall have the right to
     remove any information deemed offensive by our staff. Notwithstanding the
     foregoing, you remain solely responsible for your use of any information
     contained on the Site.

 20. Confidentiality
     
     It is agreed that all personal information given to the Site or Website
     Owner, will be kept confidential by the Site and Website Owner, with the
     following exceptions: (1) basic biographical information (i.e. age, gender)
     will be posted with your user ID for others to view; (2) you actively chose
     to post your personal information for others to see; and / or (3) you have
     harassed another person via any Service provided by the Site and / or abuse
     the Service itself, in which case the confidentiality clause contained in
     this Agreement is rendered null and void.

 21. Severability
     
     If any provision is found to be invalid or unenforceable for any reason,
     such provision will be reformed only to the extent necessary to make it
     valid / enforceable, and the remaining provisions will continue to be in
     full force and effect.

 22. Certification and Compliance with Laws
     
     You certify that you are at least 18 years of age, that you meet all the
     requirements indicated in Section 3 above, and that your answers to the
     registration form on the Site will be truthful. In accessing and using the
     Site, you understand and agree that basic information concerning you, given
     to the Site, will be published on the website for others to view along with
     your User ID. Your e-mail address is kept confidential, except where
     provided above.
     
     You agree to comply with all applicable laws regarding your use of the
     Site.

 23. Entire Agreement
     
     This Agreement constitutes your entire Agreement with the Site and Website
     Owner with respect to any Services, and supersedes any other oral or
     written communications regarding the subject matter herein. Any rights not
     expressly granted herein are reserved.

 24. Termination
     
     Morganite Ltd. may terminate this Agreement at any time, with or without
     notice, for any reason. You agree that we may, under certain circumstances
     and without prior notice, immediately terminate your Site account, any
     associated username and/or access to the Service. Cause for such
     termination shall include, but is not be limited to:(i) a breach or
     violation of the Terms or other Site policies, guidelines, or rules
     (including without limitation the Privacy Policy), (ii) extended periods of
     inactivity, (iii) your engagement in fraudulent or illegal activity, (iv)
     unexpected technical or security issues, and (v) requests by law
     enforcement or other government agencies. You also agree that any
     termination is in our sole discretion and that we will not be liable to you
     or any third party for any termination of your account, password, username,
     deletion of Content and/or access to the Service. Indeed, your rights under
     this Agreement terminate automatically if you fail to comply with any of
     the terms and conditions of this Agreement. No notice is required from the
     Site to effectuate such termination. Additionally, we reserve the right to
     terminate this Agreement at any time and may provide notice of such
     termination through means including but not limited to posting such notice
     on the Site or otherwise publicly proclaiming such termination.
     
     Upon termination or suspension of your account (even if initiated by you),
     you must stop using the Site and you will not be entitled to any refund of
     unused subscription fees. If your membership is terminated for any reason,
     all terms of this Agreement survive such termination, and continue in full
     force and effect, except any terms that by their nature expire or are fully
     satisfied.
     
     If you deactivate your account, or If we terminate it as indicated above,
     we may still retain certain information associated with your account for
     analytical purposes and record-keeping integrity, as well as to prevent
     fraud, collect any fees owed, enforce our terms and conditions, take
     actions we deem necessary to protect the integrity of the Site or its
     users, or take other actions otherwise permitted by law. In addition, if
     certain information has already been provided to third parties as described
     in these terms and under our Privacy Policy, retention of that information
     will be subject to those third parties’ policies.

 25. Relationship of the Parties
     
     Nothing contained in this Agreement or your use of the Site shall be
     construed to constitute either party as a partner, joint venturer, employee
     or agent of the other party, nor shall either party hold itself out as
     such. Neither party has any right or authority to incur, assume or create,
     in writing or otherwise, any warranty, liability or other obligation of any
     kind, express or implied, in the name of or on behalf of the other party,
     it being intended by both parties that each shall remain independent
     contractors responsible for its own actions.

 26. Disputes, applicable law and jurisdiction
     
     This Agreement or any dispute arising from this Agreement is governed by
     the laws of the Republic of Cyprus, without regard to provisions of
     conflicts of law. Any dispute, controversy, or claim arising from or
     related to this Agreement, or the breach, termination or validity thereof,
     shall be submitted exclusively before the competent courts of Nicosia,
     Cyprus, and you hereby consent to the jurisdiction of any such court.
     
     YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM
     OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF THE SERVICE OR THE
     TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION
     AROSE OR BE FOREVER BARRED.

 27. Jury Trial and Class Action Waiver
     
     You hereby waive, to the fullest extent permitted by applicable law, any
     right you may have to a trial by jury in respect to any litigation,
     directly or indirectly, arising out or relating to this Agreement or any
     transaction contemplated by this Agreement.
     
     Additionally, you agree that any dispute between you and the Site relating
     to the Site, the Services, or this Agreement must be individually resolved
     and that you will not join or consolidate your claim with claims of other
     users, you will not litigate any claims as a representative or member of a
     class or in a private attorney general capacity.

 28. Feedback
     
     Any communication you send to us, including feedback data, such as
     questions, comments, or suggestions regarding the Site (collectively
     "Feedback"), is non-confidential, and may be used by us for purposes
     including but not limited to developing, manufacturing and marketing
     products incorporating such Feedback, without notice or compensation to
     you. By submitting such Feedback, you grant the Site a perpetual,
     royalty-free worldwide license to use such Feedback across any medium.

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