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 * United KingdomArrow down
    * United Kingdom
    * United States

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 * Business Loans
    * Small Business Loans
      
      Borrow £10,000 to £500,000 with an affordable small business loan.
   
    * Recovery Loan Scheme
      
      Borrow £25,001 to £350,000 to manage the financial impact of Covid-19 with
      a Recovery loan.
   
    * How To Get a Business Loan
      
      Find out how to get a business loan with our step by step guide.
   
    * Business Loan Calculator
      
      Find out how much you can borrow with our small business loan calculator.
   
    * Self Employed Loans
      
      The best business loan option for sole traders and self-employed business
      owners.
   
    * Unsecured Business Loans
      
      Borrow up to £250,000 without having to use your business assets as
      collateral.

 * Buy Now, Pay Later
    * FlexiPay
      
      FlexiPay helps you pay for invoices, buy big ticket items and make other
      payments and spread the cost over 3 months.
   
    * Business Charge Card
      
      Pay for everyday expenses and earn 1% cashback with our new Business
      Charge Card.

 * About us
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors

 * More
    * Resources
      
      Discover our small business resources to find helpful tips and guides on
      how to move your business forward.
   
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other.
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors

 * Resources
   
 * Apply Now

Sign in
Menu
Close
 * Business Loans
    * Small Business Loans
      
      Borrow £10,000 to £500,000 with an affordable small business loan.
   
    * Recovery Loan Scheme
      
      Borrow £25,001 to £350,000 to manage the financial impact of Covid-19 with
      a Recovery loan.
   
    * How to get a business loan
      
      Find out how to get a business loan with our step by step guide.
   
    * Business Loan Calculator
      
      Find out how much you can borrow with our small business loan calculator.
   
    * Self Employed Loans
      
      The best business loan option for sole traders and self-employed business
      owners.
   
    * Unsecured Business Loans
      
      Borrow up to £250,000 without having to use your business assets as
      collateral.

 * Buy Now, Pay Later
    * FlexiPay
      
      FlexiPay helps you pay for invoices, buy big ticket items and make other
      payments and spread the cost over 3 months.
   
    * Business Charge Card
      
      Pay for everyday expenses and earn 1% cashback with our new Business
      Charge Card.

 * About us
    * How It Works
      
      Find out how Funding Circle works so that we all benefit from each other
   
    * Why Funding Circle?
      
      Understand why Funding Circle is the best business loan option for
      borrowers and investors.
   
    * Contact Us
      
      Get in touch if you have any questions or queries on our product or
      services and we will do our best to answer any of your questions.
   
    * Careers
      
      Find information on our latest job offers and careers and discover why
      Funding Circle is a great place to work.
   
    * Diversity & Inclusion
      
      Discover how diversity and inclusion drive innovation at Funding Circle so
      that we can deliver exceptional customer services and employee experience.
   
    * Introducers
      Partner API
      Institutional Investors

 * Resources
   
 * Apply Now

0800 048 2467
United Kingdom
 * United Kingdom
 * United States




COMING SOON


SPREAD COSTS AND IMPROVE YOUR CASH FLOW WITH FLEXIPAY


FLEXIPAY HELPS YOU PAY FOR INVOICES, BUY BIG TICKET ITEMS, MAKE OTHER PAYMENTS
AND SPREAD THE COST OVER 3 MONTHS.

Check if you qualify
 * £2,000 to £50,000 credit limit
 * No interest to pay
 * No annual or set up fees
 * Flat 3% fee on each invoice

Excellent

11626 reviews


A BUY NOW, PAY LATER SERVICE TO GIVE YOU MORE FLEXIBILITY

Flexipay is a new service that gives you the freedom to negotiate with
suppliers, spread quarterly costs, buy equipment and more. You only need to
apply once and, if approved, you’ll have a credit facility of £2,000 to £50,000
for making payments to suppliers.

It is interest free and there are no annual or set up fees and the minimum
payment you can make is £100. You just pay a flat 3% fee on each invoice, and
you can use it as much or as little as you like.

--------------------------------------------------------------------------------

ALWAYS ON HAND TO HELP YOUR BUSINESS

 * Negotiate better terms with suppliers
 * Spread quarterly costs
 * Purchase stock or equipment
 * Manage seasonal cash flow
 * Pay suppliers on time
 * Handle unexpected invoices

> It helps me pay suppliers on time, keep a good reputation and manage cash
> flow. I'd be happy to recommend FlexiPay to others.

Carl, August 2021
Check if you qualify


HOW IT WORKS

Buy now and pay later with FlexiPay in 4 simple steps.

 1. COMPLETE A SIMPLE APPLICATION
    
    You only need to apply once and you can use as much or as little as needed.

 2. YOUR CREDIT FACILITY IS READY TO USE
    
    You will get a limit of £2,000 to £50,000 to use for making payments.

 3. WHEN YOU HAVE AN INVOICE TO PAY, LOG IN AND ENTER THE DETAILS
    
    We'll then pay your supplier. Payment is in your company’s name so they’ll
    think you’ve paid directly.

 4. YOU THEN PAY US BACK IN 3 EQUAL MONTHLY INSTALMENTS
    
    No interest is charged, just a 3% flat fee, and the credit is then available
    for you to use again.

Over 118,000 businesses have borrowed £13.1 billion through Funding Circle to
take their business forward.

£13.1 billion
Lent to businesses


FUNDING CIRCLE

 * About us
 * How it works
 * Statistics
 * Media
 * Shareholder Information


DISCOVER MORE

 * Institutional investors
 * Introducers
 * Resources
 * Careers
 * Diversity & Inclusion
 * Developers


SUPPORT

 * Help
 * Contact us
 * Investor guide

Investment through Funding Circle involves lending to small and medium sized
businesses, so your investment can go down as well as up.

Funding Circle Limited is authorised and regulated by the Financial Conduct
Authority under firm registration number 722513. Funding Circle is not covered
by the Financial Services Compensation Scheme. Registered in England (Co. No.
06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

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Copyright © Funding Circle 2022. All rights reserved.

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