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PERSONAL & COMMERCIAL BANKING, CREDIT CARDS, LOANS & INVESTMENTS


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WHAT CAN WE HELP YOU WITH?

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Enjoy Beyond CC Merchandising


TRUIST ENJOY BEYOND

LEVEL UP TO THAT VIP FEELING

30,000 bonus points when you spend $1,500 in first 90 days after account
opening.



Apply now for a Truist Enjoy Beyond Credit Card.
Learn more about Truist Enjoy Beyond Credit Card.




TRUIST DYNAMIC BUSINESS CHECKING

FUEL THE PACE OF YOUR SMALL BUSINESS.

With more perks as your balances grow—and a true partnership.



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TRUIST ONE CHECKING

OPEN A TRUIST ONE CHECKING ACCOUNT.

No overdraft-related fees.  It's easy and only takes a few minutes.



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SMALL BUSINESS MONTH

2024 SURVEY: 20 HIGHLIGHTS

Our annual small business survey results are in.



Get the results of our 2024 business owner survey.



KNOWLEDGE + CARE

AN UNSTOPPABLE PAIR

What happens when knowledge meets care?



Find out about how Truist cares. , opens in new tab



FRAUD AND SECURITY

MAKE SECURITY A PRIORITY.

Get tips on protecting your accounts.



Learn more about how to help protect your accounts.





CRYSTAL CLEAR—CREATED WITH CARE.

Meet the Truist app.

Get super-fast access to your accounts and bright insights into your spending
with our mobile app.





Scan this code with your phone’s camera to download Truist Mobile.



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YOU WANT TO JUMP. WE SAY, HOW HIGH?



Reach big goals with the help of a lot of knowledge and even more care.

Let’s do this and reach our goals.

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0:30









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Transcript

The Catch: 30 Media Alternative Transcript

Visual description: Truist logo

Visual description: A coach and a student athlete are in a college gym.

Coach: We’re gonna try something new today.

Visual description: The coach drags in a ladder and uses chalk to draw a circle
high on the wall. The athlete runs toward the wall, jumps, and can’t quite
reach.

Music: higher…

Coach: That was close.

Coach: Now get the top of the circle!

Visual description: The athlete jumps again and still can’t reach. The athlete
is tired.

Music: higher…

Coach: I need you to come from here.

Visual description: The coach encourages him, pointing to his own heart and then
the athlete’s heart.

Music: higher…

Voice over: When you work with someone who knows a lot and cares even more…

Visual description: The athlete jumps again and almost reaches the circle.

Visual description: The coach caringly puts his hand on the athlete’s shoulder.

Coach: I believe in you. Make it happen.

Visual description: The coach looks the athlete in the eye and nods at him. We
can tell the coach isn’t going to give up on him.

Voice over: … you’re unstoppable.

Music: ‘til I reach the highest ground.

Visual description: In slow-motion video, the athlete jumps toward the mark on
the wall. We cut to the same athlete jumping in the exact same way, but he’s now
a player at a professional baseball game catching a ball right before it goes
over the fence, preventing a home run. The crowd goes wild. We zoom in to see
the coach in the crowd. He’s emotional and proud of his student, and points at
the student, like he did in training. The athlete catches his former coach’s eye
and nods at the coach as he jogs back to the infield, acknowledging the coach’s
unwavering support.

Visual description: We see a Truist teammate and a professional-looking client
sitting across a desk from each other at a Truist branch. The teammate has a
document with tables and graphs. The teammate nods at the client in the same way
the athlete nodded at his coach.

Teammate: Let’s make it happen.

Visual description: The teammate circles a section of a document in the same way
the coach drew a circle on the wall.

Voice over: At Truist, we believe the same is true for banking.

Music: Keep on learning.

Visual description: Truist logo

Onscreen text: Leaders in banking. Unwavering in care.

Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation.
Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23.









MONEY AND MINDSET

Reach your goals. Feel good doing it.



It’s time to upgrade your money mindset. Learn new skills, change your point of
view, and take control of your finances.

View Money and Mindset



YOUR GUIDE TO BECOMING A SUPER SAVER

When it comes to saving, it’s OK to put yourself first. Because when you build
money habits that align to your unique goals, it makes for a smoother and more
rewarding journey.




12 ICEBREAKERS FOR STARTING CONVERSATIONS ABOUT MONEY 

Talking about money with people you trust can strengthen your bonds and help you
reach your goals.


Get the tips on how to talk about money.










Forbes Best Employers for Diversity 2023





Forbes Best Large Employers 2023





JUST 100 List, #14 –2024, which highlights companies that excel at the issues
that Americans care most deeply about: paying higher, family-sustaining wages,
more parental leave, paid training, doing better by their customers, and more.





Fortune’s Most Admired Companies 2023




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Eligibility requirements apply for the Negative Balance Buffer



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Disclosures

Disclosure † Terms and Conditions for the 2024 Truist One Checking $400 Online
Only Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24
through 6/26/24, complete the following activities within 90 days of the account
opening and earn $400. You must open the account online and enter the promo code
to be eligible to participate in the promotion.

 * Receive at least one qualifying Direct Deposit* of $500 or more AND
 * Complete at least 15 qualifying debit card purchases** within 90 days of
   account opening. All debit purchases must be posted to your account to
   qualify.

Account must be opened online. Enrollment in the promotion is required at the
time of account opening using promo code TRUIST400DC24. Please refer to the
Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater
than $0.00) of your salary, pension, Social Security or other regular monthly
income deposited into your new checking account by your employer or outside
agency. Transfers made from one account to another, or deposits made via a
branch, ATM, online transfer, mobile device, debit/prepaid card number or the
mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN
Point of Sale (POS), recurring transactions, transactions made via tap or
through a digital wallet, and signature-based purchases. These transactions must
be posted within 90 days of the new checking account opening. ATM withdrawals at
a branch using your debit card are not qualifying transactions. Zelle®
transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility:  Clients that are the primary account holder on an existing
personal checking account with Truist or who have closed a personal checking
account with Truist on or after 2/28/23 are not eligible to participate. Offer
valid for Truist One Checking accounts only. Primary account holder must be 18
or older at the time of account opening. Truist employees, Directors, Officers,
and Local Boards/Advisors are not eligible. Offer available only to US residents
with a valid US taxpayer identification number. The qualifying checking account
must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD,
MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account
within 4 weeks after the qualification requirements have been met and verified.
 The new checking account must be open and in good standing with a balance of at
least $0.01 at the time of Truist verification and until the reward is deposited
to receive the reward. Promotion is only applicable once per checking account
and per client. Truist may report the value of any offer reward received to the
IRS as required by law. Any applicable taxes are the responsibility of the
recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is
changed to an account type not included in this client offer, (2) the checking
account is closed prior to the reward being deposited, or (3) the new checking
account has a $0.00 or negative available balance at the time of qualification
validation. 

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may
not be combined with any other checking offers, is subject to change, and may be
discontinued at any time. Truist reserves the right in our sole discretion to
prohibit a reward payout to non-eligible individuals for any offers claimed
through third-party websites with no affiliation or prior authorization from
Truist. All promotional payouts will be processed no later than 2/28/25 at which
point this promotion (and any related disbursements) will be considered final,
and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account
in the promotion, visit the offer website and click on "Open an account online."
Enter TRUIST400DC24 into the promo code field provided, review the offer Terms
and Conditions, and then select "Accept Offer". Accounts opened without the
promo code applied will not be eligible to participate in the offer.

Version 5 01222024 TRUIST400DC24

Disclosure 1 You will earn one (1) Point for each $1.00 in Eligible Purchases.
There is no limit to the amount of Points you can earn.

Disclosure 2 You will earn three (3) Points for each $1.00 in eligible purchases
on airline tickets, car rentals or hotel lodging. Non-airline ticket purchases,
such as seat upgrades, baggage fees, and onboard amenities, as well as
non-lodging purchases made at a hotel such as dining and activities, will not
earn three (3) Points for each $1.00 in eligible purchases, but are eligible to
earn one (1) Point for each $1.00 in eligible purchases. There is no limit to
the amount of Points you can earn.

Disclosure 3 You will earn two (2) Points for each $1.00 in eligible purchases
at restaurants. Purchases at certain merchants, such as bakeries, convenience
stores, specialty markets, and merchants whose primary business is the sale of
alcoholic beverages, will not earn two (2) Point for each $1.00 in Eligible
Purchases, but are eligible to earn one (1) Point for each $1.00 in Eligible
Purchases. There is no limit to the amount of Points you can earn.





DISCLOSURES

Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Truist, the
Truist logo and Truist Purple are service marks of Truist Financial Corporation.

Equal Housing Lender


INVESTMENT AND INSURANCE PRODUCTS:

 * Are Not FDIC or any other Government Agency Insured
 * Are Not Bank Guaranteed
 * May Lose Value

Services provided by the following affiliates of Truist Financial Corporation
(Truist): Banking products and services, including loans and deposit accounts,
are provided by Truist Bank, Member FDIC. Trust and investment management
services are provided by Truist Bank, and Truist Delaware Trust Company.
Securities, brokerage accounts and /or insurance (including annuities) are
offered by Truist Investment Services, Inc., and/or P.J. Robb Variable, LLC.,
which are SEC registered broker-dealers, members  FINRA,, opens in new
tab SIPC,, opens in new tab and a licensed insurance agency where applicable.
Investment advisory services are offered by Truist Advisory Services, Inc., GFO
Advisory Services, LLC, Sterling Capital Management, LLC, and Precept Advisory
Group, LLC, each SEC registered investment advisers. Sterling Capital Funds are
advised by Sterling Capital Management, LLC. Insurance products and services are
offered through McGriff Insurance Services, LLC. Life insurance products are
offered through Truist Life Insurance Services, a division of Crump Life
Insurance Services, LLC., AR license #100103477. Both McGriff and Crump are
wholly owned subsidiaries of Truist Insurance Holdings, Inc.

Mortgage products and services are offered through Truist Bank. All Truist
mortgage professionals are registered on the Nationwide Mortgage Licensing
System & Registry (NMLS), which promotes uniformity and transparency throughout
the residential real estate industry. Search the NMLS Registry, opens in new
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Comments regarding tax implications are informational only. Truist and its
representatives do not provide tax or legal advice. You should consult your
individual tax or legal professional before taking any action that may have tax
or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following
affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory
Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy,
Business Owner Specialty Group, Sports and Entertainment Group, and Legal and
Medical Specialty Groups are trade names used by Truist Bank, Truist Investment
Services, Inc., and Truist Advisory Services, Inc.

Truist Securities is a trademark of Truist Financial Corporation. Truist
Securities is a trade name for the corporate and investment banking services of
Truist Financial Corporation and its subsidiaries. All rights reserved.
Securities and strategic advisory services are provided by Truist Securities,
Inc., member FINRA, opens in new tab and SIPC, opens in new tab. Lending,
financial risk management, and treasury management and payment services are
offered by Truist Bank. Deposit products are offered by Truist Bank.


LIMITED ENGLISH PROFICIENCY SUPPORT:

Applications, agreements, disclosures, and other servicing communications
provided by Truist Bank and its subsidiary businesses will be provided in
English. As a result, it will be necessary for customers to speak, read and
understand English or to have an appropriate translator assisting them. Truist
offers the following resources for consumers that have Limited English
Proficiency:

 * Multilingual teammates available at our Multicultural Banking Centers
 * Materials for some products and services are available in Spanish, Korean,
   Vietnamese, Mandarin, and other languages spoken in the communities we serve.
 * Phone assistance in Spanish at 844-4TRUIST (844-487-8478), option 9. For
   assistance in other languages please speak to a representative directly.


NEW YORK CITY RESIDENTS:

Translation or other language access services may be available. When calling our
office regarding collection activity, if you speak a language other than English
and need verbal translation services, be sure to inform the representative. A
description and translation of commonly-used debt collection terms is available
in multiple languages at http://www.nyc.gov/dca., opens in new tab

 * Limited English Proficiency Support
 * New York City residents


BORROWERS WITH LIMITED ENGLISH PROFICIENCY (LEP) NEEDING INFORMATION CAN USE THE
FOLLOWING RESOURCES:

 * The Consumer Financial Protection Bureau (CFPB) offers help in more than 180
   languages, call 855-411-2372 from 8 a.m. to 8 p.m. ET, Monday through Friday
   for assistance by phone.
 * CFPB additional resources for homeowners seeking payment assistance in 7
   additional languages: Spanish, Traditional Chinese, Vietnamese, Korean,
   Tagalog, and Arabic.
   www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/,
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