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<div class="name"> Terms and Conditions</div>
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<p>
<strong> This system is for authorized use only. The system usage may be monitored, recorded, read, captured, or subject to audit in any manner by authorized personnel. Accessing and using this system constitutes consent to
having system use monitored and recorded. Unauthorized use is prohibited and subject to not only revocation of access but also criminal and/or civil penalties due to violation of Federal and/or State laws. If criminal
activity is discovered, the information will be provided to the appropriate law enforcement officials. Suspected access or use violations should be reported to the CSBS Chief Information Security Officer at
security@csbs.org. </strong>
</p>
<ol>
<li>
<p> The State Regulatory Registry LLC (“SRR”) collects, compiles, organizes, indexes, digitally converts and maintains regulatory information from registered and licensed persons, registered firms, government agencies and
other sources and maintains information in the proprietary NMLS system. SRR releases such information through NMLS Consumer Access<sup>SM</sup>, which provides information from the NMLS system to the public. Your access to
NMLS Consumer Access<sup>SM</sup> information provided through SRR's NMLS database and system does not transfer any rights in NMLS, NMLS Consumer Access<sup>SM</sup> or related technologies to you.</p>
</li>
<li>
<p> Your use of NMLS Consumer Access<sup>SM</sup> information is conditioned upon your acceptance, without modification, of all terms and conditions of this Agreement. Any information accessed, requested or provided through
NMLS Consumer Access<sup>SM</sup> must be accessed, requested and used in accordance with the terms and conditions specified in this Agreement. SRR reserves any rights not expressly granted under these terms and
conditions. Additionally, SRR reserves the right, at its sole discretion, to modify the terms and conditions for use of NMLS Consumer Access<sup>SM</sup> information at any time by changing this Agreement, and any changes
are effective immediately. Such changes will be posted on the NMLS Consumer Access<sup>SM</sup> Web site.</p>
</li>
<li>
<p> The data and information in the NMLS is the property of the respective governmental agencies furnishing the data and information to the NMLS. Accordingly, the use of the data and information provided by NMLS Consumer
Access<sup>SM</sup> may be further restricted by the laws of the applicable state(s). You agree that it is your responsibility to be aware of, understand, and comply with any and all applicable laws and regulations
governing the use of NMLS Consumer Access<sup>SM</sup> and of any data and information obtained from NMLS Consumer Access<sup>SM</sup>.</p>
</li>
<li>
<p> The data and information provided through NMLS Consumer Access<sup>SM</sup> shall be used ONLY in accordance with all other terms and conditions of this Agreement to assist you, your clients or your organization in
determining whether to conduct or continue to conduct business with NMLS-registered persons or companies. All other uses are prohibited. In no event shall the data and information provided to you through NMLS Consumer
Access<sup>SM</sup> be used for any purpose referenced in Section 603(d) of the Fair Credit Reporting Act (15 U.S.C. § 1681a(d)).</p>
</li>
<li>
<p> You agree that you will not duplicate, download, publish, publicly display, modify or otherwise distribute the information retrieved from NMLS Consumer Access<sup>SM</sup> for any purpose other than as expressly
permitted by this Agreement. In no event may you offer to others any information retrieved from NMLS Consumer Access<sup>SM</sup> for commercial purposes, or as part of a subscription service or similar arrangement. You
agree that you will not use the information retrieved from NMLS Consumer Access<sup>SM</sup> to develop or create a database of information to be sold, licensed or made otherwise commercially available. You agree that you
will not use the information provided to you through NMLS Consumer Access<sup>SM</sup> for purposes of soliciting registered persons or companies for any purpose, commercial or otherwise. You agree that you will not use
any device, software, or service, including “scraping” programs or services, to extract data or information from NMLS Consumer Access<sup>SM</sup> for any purpose.</p>
</li>
<li>
<p> You agree that you will not use any process to monitor or copy NMLS Consumer Access<sup>SM</sup> information in bulk, or to make voluminous, excessive or repetitive requests for information. You further agree that you
will not use any device, software or routine to bypass any software or hardware that prohibits volume requests for information, you will not interfere with or attempt to interfere with the proper working of NMLS Consumer
Access<sup>SM</sup>, and you will not take any action that imposes an unreasonable or disproportionately large burden on NMLS Consumer Access<sup>SM</sup> or SRR.</p>
</li>
<li>
<p> All requests for permission to access or use NMLS Consumer Access<sup>SM</sup> for uses other than those described in paragraphs 4 of this Agreement must be made in writing to SRR clearly stating the purpose and manner
in which NMLS Consumer Access<sup>SM</sup> is proposed to be used. Requests may be submitted to:</p>
<p class="address"> SRR<br> 1129 20th Street, N.W., 9th Floor<br> Washington, DC 20036<br> Attention: President and Chief Executive Officer </p>
<p> SRR, in its sole discretion, may approve or reject any request that is inconsistent with the terms and conditions of use of NMLS Consumer Access<sup>SM</sup>.</p>
</li>
<li>
<p> Provision of information by SRR pursuant to NMLS Consumer Access<sup>SM</sup> does not constitute a waiver of any of SRR's rights, privileges, or immunities with respect to the furnishing of disciplinary or registration
information.</p>
</li>
<li>
<p> SRR does not charge for this service, which is offered pursuant to SRR's responsibilities under Section 1502 of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (12 U.S.C. 5102) and under the laws of
the several states and the District of Columbia. In the provision of this service and the data and information contained in NMLS Consumer Access<sup>SM</sup>, SRR makes no warranties of any kind, and disclaims liability to
any person for any actions taken or omitted with respect to NMLS Consumer Access<sup>SM</sup>. SRR is not responsible for and cannot verify information contained in NMLS Consumer Access<sup>SM</sup>, and does not warrant
or guarantee the accuracy or completeness of the information requested. Neither SRR nor any affiliate or supplier shall be liable for any loss of income, trading loss, or consequential, incidental, or indirect damages,
regardless of whether SRR has been informed of the possibility of such damages.</p>
</li>
<li>
<p> Registered persons, registered companies, government agencies, and other sources file disclosure information with SRR. Most disclosure information is available through NMLS Consumer Access<sup>SM</sup> within two (2)
business days of being filed. In certain limited circumstances, disclosure information may not be available through NMLS Consumer Access<sup>SM</sup> within the usual timeframe, but will be made available as soon as
practicable.</p>
</li>
<li>
<p> Consistent with SRR’s policies and procedures, SRR will disclose information on individuals, through NMLS Consumer Access<sup>SM</sup>, for five years after the termination of the individual's SRR registration.
Disclosure information reported to SRR after an individual’s registration has terminated may not have been reviewed by the individual; in addition, individuals who are no longer registered are not required to independently
report such information.</p>
</li>
</ol>
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<p> Information made available through NMLS Consumer Access<sup>SM</sup> is derived from NMLS <b>(Nationwide Multistate Licensing System / Nationwide Mortgage Licensing System
and Registry)</b>, the financial services industry's online registration and licensing database. NMLS was created by the
<strong><a href="http://links.nationwidelicensingsystem.org/297-CA" target="_blank">Conference of State Bank Supervisors (CSBS)</a></strong> and the <strong><a href="http://links.nationwidelicensingsystem.org/298-CA" target="_blank">
American Association of Residential Mortgage Regulators (AARMR)</a></strong> and is owned and operated by the
<strong><a href="http://links.nationwidelicensingsystem.org/299-CA" target="_blank">State Regulatory Registry LLC (SRR)</a></strong>, a wholly owned subsidiary of CSBS. For more information about the System, please visit the <strong>
<a href="http://links.nationwidelicensingsystem.org/300-CA" target="_blank">NMLS Resource
Center</a></strong> or the <strong><a href="http://links.nationwidelicensingsystem.org/301-CA" target="_blank">NMLS Federal Registry Resource Center</a></strong> websites. |
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Terms and Conditions
This system is for authorized use only. The system usage may be monitored,
recorded, read, captured, or subject to audit in any manner by authorized
personnel. Accessing and using this system constitutes consent to having system
use monitored and recorded. Unauthorized use is prohibited and subject to not
only revocation of access but also criminal and/or civil penalties due to
violation of Federal and/or State laws. If criminal activity is discovered, the
information will be provided to the appropriate law enforcement officials.
Suspected access or use violations should be reported to the CSBS Chief
Information Security Officer at security@csbs.org.
1. The State Regulatory Registry LLC (“SRR”) collects, compiles, organizes,
indexes, digitally converts and maintains regulatory information from
registered and licensed persons, registered firms, government agencies and
other sources and maintains information in the proprietary NMLS system. SRR
releases such information through NMLS Consumer AccessSM, which provides
information from the NMLS system to the public. Your access to NMLS
Consumer AccessSM information provided through SRR's NMLS database and
system does not transfer any rights in NMLS, NMLS Consumer AccessSM or
related technologies to you.
2. Your use of NMLS Consumer AccessSM information is conditioned upon your
acceptance, without modification, of all terms and conditions of this
Agreement. Any information accessed, requested or provided through NMLS
Consumer AccessSM must be accessed, requested and used in accordance with
the terms and conditions specified in this Agreement. SRR reserves any
rights not expressly granted under these terms and conditions.
Additionally, SRR reserves the right, at its sole discretion, to modify the
terms and conditions for use of NMLS Consumer AccessSM information at any
time by changing this Agreement, and any changes are effective immediately.
Such changes will be posted on the NMLS Consumer AccessSM Web site.
3. The data and information in the NMLS is the property of the respective
governmental agencies furnishing the data and information to the NMLS.
Accordingly, the use of the data and information provided by NMLS Consumer
AccessSM may be further restricted by the laws of the applicable state(s).
You agree that it is your responsibility to be aware of, understand, and
comply with any and all applicable laws and regulations governing the use
of NMLS Consumer AccessSM and of any data and information obtained from
NMLS Consumer AccessSM.
4. The data and information provided through NMLS Consumer AccessSM shall be
used ONLY in accordance with all other terms and conditions of this
Agreement to assist you, your clients or your organization in determining
whether to conduct or continue to conduct business with NMLS-registered
persons or companies. All other uses are prohibited. In no event shall the
data and information provided to you through NMLS Consumer AccessSM be used
for any purpose referenced in Section 603(d) of the Fair Credit Reporting
Act (15 U.S.C. § 1681a(d)).
5. You agree that you will not duplicate, download, publish, publicly display,
modify or otherwise distribute the information retrieved from NMLS Consumer
AccessSM for any purpose other than as expressly permitted by this
Agreement. In no event may you offer to others any information retrieved
from NMLS Consumer AccessSM for commercial purposes, or as part of a
subscription service or similar arrangement. You agree that you will not
use the information retrieved from NMLS Consumer AccessSM to develop or
create a database of information to be sold, licensed or made otherwise
commercially available. You agree that you will not use the information
provided to you through NMLS Consumer AccessSM for purposes of soliciting
registered persons or companies for any purpose, commercial or otherwise.
You agree that you will not use any device, software, or service, including
“scraping” programs or services, to extract data or information from NMLS
Consumer AccessSM for any purpose.
6. You agree that you will not use any process to monitor or copy NMLS
Consumer AccessSM information in bulk, or to make voluminous, excessive or
repetitive requests for information. You further agree that you will not
use any device, software or routine to bypass any software or hardware that
prohibits volume requests for information, you will not interfere with or
attempt to interfere with the proper working of NMLS Consumer AccessSM, and
you will not take any action that imposes an unreasonable or
disproportionately large burden on NMLS Consumer AccessSM or SRR.
7. All requests for permission to access or use NMLS Consumer AccessSM for
uses other than those described in paragraphs 4 of this Agreement must be
made in writing to SRR clearly stating the purpose and manner in which NMLS
Consumer AccessSM is proposed to be used. Requests may be submitted to:
SRR
1129 20th Street, N.W., 9th Floor
Washington, DC 20036
Attention: President and Chief Executive Officer
SRR, in its sole discretion, may approve or reject any request that is
inconsistent with the terms and conditions of use of NMLS Consumer
AccessSM.
8. Provision of information by SRR pursuant to NMLS Consumer AccessSM does not
constitute a waiver of any of SRR's rights, privileges, or immunities with
respect to the furnishing of disciplinary or registration information.
9. SRR does not charge for this service, which is offered pursuant to SRR's
responsibilities under Section 1502 of the Secure and Fair Enforcement for
Mortgage Licensing Act of 2008 (12 U.S.C. 5102) and under the laws of the
several states and the District of Columbia. In the provision of this
service and the data and information contained in NMLS Consumer AccessSM,
SRR makes no warranties of any kind, and disclaims liability to any person
for any actions taken or omitted with respect to NMLS Consumer AccessSM.
SRR is not responsible for and cannot verify information contained in NMLS
Consumer AccessSM, and does not warrant or guarantee the accuracy or
completeness of the information requested. Neither SRR nor any affiliate or
supplier shall be liable for any loss of income, trading loss, or
consequential, incidental, or indirect damages, regardless of whether SRR
has been informed of the possibility of such damages.
10. Registered persons, registered companies, government agencies, and other
sources file disclosure information with SRR. Most disclosure information
is available through NMLS Consumer AccessSM within two (2) business days of
being filed. In certain limited circumstances, disclosure information may
not be available through NMLS Consumer AccessSM within the usual timeframe,
but will be made available as soon as practicable.
11. Consistent with SRR’s policies and procedures, SRR will disclose
information on individuals, through NMLS Consumer AccessSM, for five years
after the termination of the individual's SRR registration. Disclosure
information reported to SRR after an individual’s registration has
terminated may not have been reviewed by the individual; in addition,
individuals who are no longer registered are not required to independently
report such information.
By checking this box, I agree to the Terms and Conditions.
Enter the characters in the exact order as they appear in the box below. Before
viewing any available Consumer Access information, we ask you to take this step
to help prevent unauthorized access to Consumer Access information.
Information made available through NMLS Consumer AccessSM is derived from NMLS
(Nationwide Multistate Licensing System / Nationwide Mortgage Licensing System
and Registry), the financial services industry's online registration and
licensing database. NMLS was created by the Conference of State Bank Supervisors
(CSBS) and the American Association of Residential Mortgage Regulators (AARMR)
and is owned and operated by the State Regulatory Registry LLC (SRR), a wholly
owned subsidiary of CSBS. For more information about the System, please visit
the NMLS Resource Center or the NMLS Federal Registry Resource Center websites.
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