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BANKRUPTCY HELPLINE
0800 955 8970

Open today until 9pm View office hours

0800 955 8970Phone
 * 
 * Help To Go Bankrupt
 * Avoid Bankruptcy
 * Alternatives
 * Reviews
 * Call Back
 * Contact


WELCOME TO
BANKRUPTCY SCOTLAND

We offer confidential, sympathetic help and solutions for Scottish people
who Want To Go Bankrupt and those wanting to Avoid Bankruptcy.

Scottish Bankruptcy is also widely referred to as Sequestration.

We’ll assess your situation and can help you go bankrupt with an Assisted
Bankruptcy Service or help you out of debt by an Alternative To Bankruptcy.

You’re not alone, our friendly specialists help 100’s of people in similar
situations to yours every week.



We help 100’s of people and families Avoid Bankruptcy every week. We can help
you today.

We’ll answer your questions to help you decide if declaring yourself bankrupt is
the right option for you.

 


IF BANKRUPTCY IS UNAVOIDABLE, THE LONGER IT IS DELAYED THE WORSE YOUR FINANCIAL
POSITION IS LIKELY TO BE.

We believe there is little benefit in struggling to pay creditors for say,
another 3 months, making the extent of your problems worse, when that money
could be put to better use later.


IS BANKRUPTCY RIGHT FOR ME?


BANKRUPTCY MAY BE BEST FOR YOU IF YOU CAN’T SEE HOW YOU CAN EVER REPAY YOUR
DEBTS

A DEFINITE OUTCOME

Most people are discharged from bankruptcy after 12 months at which point all
included debts are written off, giving a fresh start.



PAY BACK LESS THAN YOU OWE

Creditors have to accept less money than is owed. They have no choice other than
to accept your bankruptcy.

CREDITOR PROTECTION

An appointed official deals with all creditor correspondence and any payments
due to them.



A HELPFUL SERVICE

We aim to provide information & explanations in a simple, jargon free way.

BAILIFFS STOPPED

We can normally stop bailiffs shortly after you’ve spoken with us.



MORE ACCESSIBLE THAN EVER BEFORE

Bankruptcy is not just for business people with complex financial affairs,
regular people can benefit too.


DEBTS WE CAN HELP WITH


MOST DEBTS CAN BE INCLUDED IN BANKRUPTCY AND ALTERNATIVE SOLUTIONS


Credit Cards


Unsecured Personal Loans


Payday and Doorstep Loans


Overdrafts


CCJ Debts


Catalogue Debts


Council Tax Arrears


Gas, electric & water arrears

Some debts cannot be included in bankruptcy, such as court fines, child
maintenance arrears and student loans. Secured creditors can still take action
against you. If you have surplus income, you will be expected to make
contributions towards the bankruptcy for 48 months.

Important: Bankruptcy is a serious matter with some severe consequences. See
View Important Considerations to be taken into account before applying for or
allowing yourself to become bankrupt.


JUST A FEW SIMPLE STEPS...


WE WILL HANDLE YOUR ENQUIRY WITH CARE AND SENSITIVITY – IN THE STRICTEST OF
CONFIDENCE.


1 - GET AN ANSWER ONLINE


Fill in your details


2 - SPEAK TO US


We will call you to talk through your options and what to do next.


3 -START TO TAKE CONTROL




We can get you on the right solution without delay, so you can start taking
control.




REAL PEOPLE - REAL REVIEWS


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BANKRUPTCY HELPLINE 0800 955 8970

We're happy to answer your questions about bankruptcy or avoiding bankruptcy.

Get A Call Back Take Eligibity Test


LEGAL

 * Complaints
 * Privacy Policy
 * Website Terms & Conditions
 * Ethics & Disclosure
 * Indemnity
 * Contacting Bankruptcy Scotland
 * Disbursement Policy


BANKRUPTCYSCOTLAND IS A TRADING STYLE OF PTD TODAY LTD.

PTD Today Ltd is registered in Scotland.
Registered Office: Summit House, 4-5 Mitchell Street, Edinburgh, EH6 7BD
Company No. 557264.
Licensed by the Information Commissioner's Office Under the Data Protection Act.
Registration Number ZA234060.

Telephone: 0800 955 8970
Email: info@bankruptcyscotland.co.uk

Currency: £ (GBP) Only.
Payment Methods: Standing Order Mandate, Direct Debit and Debit Cards Only.


MONEY ADVICE SERVICE

The Money Advice Service is an impartial service set up by the Government. They
provide free debt counselling, debt adjustment and credit information services.

THE INSOLVENCY SERVICE

The Insolvency Service is a Government agency that provides services to those
affected by financial distress or failure; See Guidance Publications.


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OFFICE HOURS

Monday - Friday 8am to 9pm Saturdays 9am to 5pm Sundays 10am to 4pm Most Public
Holidays 9am to 5pm

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