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 * About Us Expand child menu
   * Message from MD & CEO
   * Genesis
   * Our Promoters
   * Philosophy
   * ESG Perspective
   * Our Presence & Outreach
   * Awards and Recognition
   * Certification
   * Jagruti
 * Products Expand child menu
   * Group Lending Expand child menu
     * Income Generation Loans
     * Home Improvement Loans
     * Family Welfare Loans
     * Emergency Loans
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     * Grameen Udyog loan
     * Grameen Vikas Loan
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 * Governance Expand child menu
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   * Ombudsman Scheme Policies
 * Investor Relations Expand child menu
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     * Financial Results CA Grameen
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PRODUCTS & SERVICES

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation…

KNOW MORE


CREDITACCESS GRAMEEN

CreditAccess Grameen Limited (formerly known as Grameen Koota Financial Services
Pvt. Ltd.) was born out of the need for timely and affordable credit to India’s
poor and low-income households.

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OUR MISSION & CORE VALUES

CreditAccess Grameen’s philosophy is based on our vision and mission and we
ensure that the organization is focused towards achieving the same.

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COMMITMENT

CreditAccess Grameen Limited’s Code of Conduct is derived from the Fair
Practices Code of Reserve Bank of India (RBI).

KNOW MORE


PRODUCTS & SERVICES

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation…

KNOW MORE


CREDITACCESS GRAMEEN

CreditAccess Grameen Limited (formerly known as Grameen Koota Financial Services
Pvt. Ltd.) was born out of the need for timely and affordable credit to India’s
poor and low-income households.

KNOW MORE


OUR MISSION & CORE VALUES

CreditAccess Grameen’s philosophy is based on our vision and mission and we
ensure that the organization is focused towards achieving the same.

KNOW MORE


COMMITMENT

CreditAccess Grameen Limited’s Code of Conduct is derived from the Fair
Practices Code of Reserve Bank of India (RBI).

KNOW MORE


PRODUCTS & SERVICES

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation…

KNOW MORE

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CREDITACCESS GRAMEEN

CreditAccess Grameen Limited is the largest microfinance institution of India,
which has the largest microfinance market share in the world. The institution
has been listed on national stock exchanges NSE and BSE since August 2018.
CreditAccess Grameen was visualized by Vinatha M. Reddy in December 1996,
inspired by the book ‘Give Us Credit’ by Alex …

Continue reading “Genesis”

38.2

NO. OF BORROWERS (LAKHS)

16,600

GROSS AUM(₹ CRORE)

319

Districts

1635

Branches

15,667

no. of employees


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PRODUCTS & SERVICES

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation, health
care, education, festival celebration, home improvement, water, and sanitation.

FINANCIAL PRODUCTS

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation, health
care, education, festival celebration,...

NON-FINANCIAL SERVICES

CreditAccess Grameen provides a wide range of products, designed in keeping
various life cycle needs of its customers such as income generation, health
care, education, festival celebration,...


View All Our Products


INVESTORS RELATIONS



Financial Information, Financial Presentations, General Meetings, Media
Releases, Shareholder Assistance, Stock Exchange Intimations etc…




CREDIT RATINGS



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EARNING CALLS



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FINANCIALS



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GENERAL MEETINGS



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INVESTOR PRESENTATIONS



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LIQUIDITY RISK DISCLOSURES



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NEWSLETTERS



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SHAREHOLDER ASSISTANCE



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STOCK EXCHANGE INTIMATIONS



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MESSAGE FROM MD & CEO

UDAYA KUMAR – MANAGING DIRECTOR & CEO

Udaya Kumar Hebbar – Managing Director & CEO I am pleased to welcome you to the
website of CreditAccess Grameen Limited. I am sure you will find this dynamic
and interactive website easy to navigate with quick access to information and
answers to your queries. The institution started as a Trust in a small village …

Continue reading "Message from MD & CEO"



Explore



CREDITACCESS GRAMEEN LOCATIONS



CreditAccess Grameen follows a strategy of a contiguous district-based expansion
across regions and, as of March 31, 2022, it covered 319 districts in the
Fourteen states (Karnataka, Maharashtra, Tamil Nadu, Chhattisgarh, Madhya
Pradesh, Odisha, Kerala, Goa, Gujarat, Rajasthan, Jharkhand, Bihar, Uttar
Pradesh, and West Bengal) and one union territory (Puducherry) in India through
a network …

Continue reading “Locations & Branches”



Karnataka
Maharashtra
Tamilnadu
Madhya Pradesh
Chhattisgarh
Odisha
Goa
Kerala
Puducherry
Gujarat
Rajasthan
Uttar Pradesh
Bihar
Jharkhand
West Bengal
 * Karnataka
 * Maharashtra
 * Tamilnadu
 * Chhattisgarh
 * Madhya Pradesh
 * Odisha
 * Kerala
 * Goa
 * Gujarat
 * Rajasthan
 * Uttar Pradesh
 * Bihar
 * Jharkhand
 * Puducherry
 * West Bengal




MANAGEMENT TEAM

The Senior Management team at CreditAccess Grameen Limited comprises of
officials having diverse background and vast experience in commercial banking
and social sectors. Brief profiles of senior management team are as follows:

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M. J. MAHADEV PRAKASH

Head – Compliance, Legal and Company Secretary

NILESH DALVI

Head – Investor Relations

HARIDARSHINI A

Head – Operational Excellence

UDAYA KUMAR HEBBAR

Managing Director and Chief Executive Officer

GANESH NARAYANAN

Deputy Chief Executive Officer and Chief Business Officer

BALAKRISHNA KAMATH

Chief Financial Officer

GURURAJ K S RAO

Chief Audit Officer

FIROZ ANAM

Chief Risk Officer

SUDESH PUTHRAN

Chief Technology Officer

GOPAL REDDY

Business Head – Group Lending

ARUN KUMAR B

Head – Strategy, Innovation and Analytics

SUNDAR ARUMUGAM

Head - Digital Lending and Retail Finance Products

SRIVATSA H N

Business Head – Retail Finance and Group Lending

NAGANANDA KUMAR K N

Head – Centralized Operations

M. J. MAHADEV PRAKASH

Head – Compliance, Legal and Company Secretary

NILESH DALVI

Head – Investor Relations

HARIDARSHINI A

Head – Operational Excellence

UDAYA KUMAR HEBBAR

Managing Director and Chief Executive Officer

GANESH NARAYANAN

Deputy Chief Executive Officer and Chief Business Officer

BALAKRISHNA KAMATH

Chief Financial Officer

GURURAJ K S RAO

Chief Audit Officer

FIROZ ANAM

Chief Risk Officer

SUDESH PUTHRAN

Chief Technology Officer

GOPAL REDDY

Business Head – Group Lending

ARUN KUMAR B

Head – Strategy, Innovation and Analytics

SUNDAR ARUMUGAM

Head - Digital Lending and Retail Finance Products

SRIVATSA H N

Business Head – Retail Finance and Group Lending

NAGANANDA KUMAR K N

Head – Centralized Operations

M. J. MAHADEV PRAKASH

Head – Compliance, Legal and Company Secretary

NILESH DALVI

Head – Investor Relations

HARIDARSHINI A

Head – Operational Excellence


IMPACT STORIES

We speak to our customers on a regular basis to understand how their association
with the organization has impacted their lives. Our customers were happy to
share what CreditAccess Grameen m

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CATTLE UNIT BIG BOON FOR MANGALAMMA

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GOWRAMMA SEES BRIGHT FUTURE IN HER GOAT FARMI...

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RAJAMANI’S STORY OF DETERMINATION IN THE FA...

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HOW SANJANA RAM CHANDRA RAO EMERGED VICTORIOU...

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OPPORTUNITY KNOCKS ON THE DOOR OF THE COURAGE...

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SHASHIKALA’S JOURNEY OF FINANCIAL INDEPENDE...

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CHANGING THE WORLD WITH FINANCIAL RESOURCES...

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RISING ABOVE ALL ODDS THROUGH MICROFINANCE...

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GIVING WINGS TO ONE’S DREAMS

More Details


DEEPANJALI’S DETERMINATION TO RISE

More Details


PROPER LOAN UTILIZATION KEY TO MAXIMUM BENEFI...

More Details


GRAMEEN KOOTA GIVES ME ACCESS TO FINANCE AND...

More Details


I HAVE EXPANDED MY BUSINESS TO INCLUDE SEASON...

More Details


GRAMEEN KOOTA HAS HELPED US WHEN WE NEEDED IT...

More Details


THE THOUGHT OF EXPANDING MY BUSINESS NEVER OC...

More Details


HEALTHCARE CARD HELPED US IN EASY AND CASHLES...

More Details


GRAMEEN KOOTA LOAN HELPED OUR NEW COCONUT VEN...

More Details


FROM CUSTOMER TO FIELD OFFICER, A JOURNEY OF...

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FOR SASHI HER HOME PAYS FOR ITSELF

More Details


CATTLE UNIT BIG BOON FOR MANGALAMMA

More Details


GOWRAMMA SEES BRIGHT FUTURE IN HER GOAT FARMI...

More Details


RAJAMANI’S STORY OF DETERMINATION IN THE FA...

More Details


HOW SANJANA RAM CHANDRA RAO EMERGED VICTORIOU...

More Details


OPPORTUNITY KNOCKS ON THE DOOR OF THE COURAGE...

More Details


SHASHIKALA’S JOURNEY OF FINANCIAL INDEPENDE...

More Details


CHANGING THE WORLD WITH FINANCIAL RESOURCES...

More Details


RISING ABOVE ALL ODDS THROUGH MICROFINANCE...

More Details


GIVING WINGS TO ONE’S DREAMS

More Details


DEEPANJALI’S DETERMINATION TO RISE

More Details


PROPER LOAN UTILIZATION KEY TO MAXIMUM BENEFI...

More Details


GRAMEEN KOOTA GIVES ME ACCESS TO FINANCE AND...

More Details


I HAVE EXPANDED MY BUSINESS TO INCLUDE SEASON...

More Details


GRAMEEN KOOTA HAS HELPED US WHEN WE NEEDED IT...

More Details


THE THOUGHT OF EXPANDING MY BUSINESS NEVER OC...

More Details


HEALTHCARE CARD HELPED US IN EASY AND CASHLES...

More Details


GRAMEEN KOOTA LOAN HELPED OUR NEW COCONUT VEN...

More Details


FROM CUSTOMER TO FIELD OFFICER, A JOURNEY OF...

More Details


FOR SASHI HER HOME PAYS FOR ITSELF

More Details


CATTLE UNIT BIG BOON FOR MANGALAMMA

More Details


GOWRAMMA SEES BRIGHT FUTURE IN HER GOAT FARMI...

More Details


RAJAMANI’S STORY OF DETERMINATION IN THE FA...

More Details


HOW SANJANA RAM CHANDRA RAO EMERGED VICTORIOU...

More Details



AWARDS & CERTIFICATIONS

Over the years, CreditAccess Grameen has received numerous awards and
recognition for setting a paradigm of a customer-centric business model and
efficient operations in the microfinance ind




View All
Service Request

ABOUT US

* Message from MD & CEO
* Genesis
* Our Promoters
* Philosophy
* Products
* ESG Perspective
* Our Presence & Outreach
* Awards and Recognition
* Certification
* Jagruti

JOIN US

* Careers
* Current Openings


GOVERNANCE

* Board of Directors
* Committees of the Board
* Management Team
* Policies
* Ombudsman Scheme Policies

BLOGS

* Impact Stories
* Videos
* Articles
* Updates

PRODUCTS

* Group Lending
* Retail Finance
* Distributor Products

INVESTOR RELATIONS

* Financials
* Investor Presentations
* Earning Calls
* Credit Ratings
* Newsletters
* General Meetings
* Stock Exchange Intimations
* Shareholder Assistance
* Liquidity Risk Disclosures

CSR

* About CA India Foundation
* CSR Activities
* CSR Policy

GET IN TOUCH WITH US

CREDITACCESS GRAMEEN LIMITED

No. 49, 46th Cross, 8th Block, Jayanagar, (Next to Rajalakshmi Kalayana Mantap)
Bengaluru 560070, Karnataka. India

info@cagrameen.in

+91 80 22637300

CONNECT WITH US

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OUR FINACIAL PRODUCTS



Customers of CreditAccess Grameen Limited can address their queries, requests as
well as grievances by calling toll free number : 1800 123 153 153 .

Company CIN: L51216KA1991PLC053425

© Copyright CreditAccess Grameen Limited. All Rights Reserved.