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GET YOUR CREDIT SCORE.
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 * See what the banks see before you go to them

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HOW IT WORKS?

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your credit health

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confirmation you will get access to all functions of the portal.

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MONITOR YOUR CREDIT SCORE

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improves

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CREDIT SCORES GIVEN

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A FEW KEY
FEATURES THAT
BENEFIT YOU

YOUR SCORE WON'T BE
AFFECTED

Your credit score will not be
negatively affected by accessing
it through GetCreditScore.

100% FREE TO JOIN

We believe access to your
personal credit score is your right,
and an important step in helping
you on your way to greater financial health.

GET THE ANSWERS BEHIND
YOUR CREDIT SCORE

Get your credit report overview
information that provides the
details behind your credit score.

PRODUCT OFFERS

Review hundreds of different
product offers for GetCreditScore
members to help you find the offer
that suits your personal needs.

QUICK & EASY

It's quick and easy to sign up
and get your free credit score.

UNDERSTAND HOW LENDERS
VIEW YOU

Many organisations including
financial, telco and utility providers
may review credit scores as part of
your application.

SAFE, SECURE & SIMPLE

Your information is protected via
identity checks and encryption. We
retrieve your credit score directly
from Equifax (formerly Veda).

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OFFERS FROM PARTNERS

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offers that are tailored to your credit score. It’s free!




LEARN FROM THE EXPERTS

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HOW TO MAXIMISE YOUR DISPOSABLE INCOME



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ARE YOU ON TOP OF YOUR FINANCES?



Take part in our short interactive quiz to find out how good you are with money
matters. Are you a spender, saver or somewhere in between? Find out now!



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Financial


FINANCIAL HARDSHIP: COMMON QUESTIONS ANSWERED

What is financial hardship?

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Financial


HOW THE ELECTION RESULTS MAY IMPACT YOUR FINANCES



The Australian Labor Party (ALP) has won the federal election and Anthony
Albanese will be Australia’s 31st Prime Minister.



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Financial


HOW TO GET A LOAN



The first step in figuring out how to get a loan is determining your credit
score. It is the main metric lenders consider when evaluating your credit...

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Credit Health


HOW TO GET A SECURED LOAN WITH BAD CREDIT



Even with a below-average credit score, you can still get competitive rates on
loans - read on to find out more! 



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GOT QUESTIONS?
WE'VE GOT ANSWERS

Visit our help centre to quickly get the answers
you need about your credit score.

WHAT IS A CREDIT SCORE?

A credit score is a number which summarises the credit information from your
credit report. Credit scores are just one indicator of your credit risk and may
be used by credit providers like banks and credit card companies to help
understand how responsible you are to lend to. Generally, a higher credit score
is considered better as it indicates lower risk. Your credit score from
GetCreditScore is generated by Australia’s leading credit bureau, Equifax, and
is a number between 0 and 1200.

HOW IS MY CREDIT SCORE CALCULATED?

Your credit score with GetCreditScore is calculated based on your current
situation and past behaviour as reported to Equifax, Australia’s leading credit
bureau. This may include credit limits, your repayment history, overdue debts,
how often you’ve asked for credit and the types of loans or credit you’ve
applied for, the frequency of your credit applications, and several other
factors. Your credit score from GetCreditScore is based on the Equifax Credit
Score Model.
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and get access to relevant financial information and offers.

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