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Submitted URL: http://tdwaterhouse.ca/
Effective URL: https://www.td.com/ca/en/investing
Submission: On August 31 via manual from GB — Scanned from CA

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INVESTING AT TD

Whether you're new to investing, looking to work with an experienced
professional or need personalized investing advice, we've got you covered. 

slide 1 of 3

 * I want to manage my investments on my own
   
   
   
   You're in control with easy-to-use tools to manage your investing. From
   anywhere, anytime.
   
   DIY Investing

 * I want personalized wealth advice
   
   
   
   Create a wealth plan with a TD Wealth advisor to help achieve what matters to
   you most.
   
   Personalized Wealth Advice

 * I prefer to invest in TD products at a branch
   
   
   
   Your in-branch Personal Banker can help you select investments that are
   suitable for your investing goals , including TD Mutual Funds and Guaranteed
   Investment Certificates (GICs).
   
   Personal Investing

--------------------------------------------------------------------------------


WHAT'S RIGHT FOR ME?

Still not sure which best suits you? We can help with that.

slide 1 of 3

 * DIY Investing
   
    * Take charge of your financial future
    * Trade when and how you want
    * Manage investments quickly and easily

 * Personalized Wealth Advice
   
    * Develop a wealth plan with a TD Wealth advisor
    * Track progress towards financial goals
    * Connect with a Personal banker in-person or remotely

 * Personal Investing
   
    * Personalized investing advice tailored to you
    * Support and guidance to help you understand your investing options

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WITH TD, YOU'RE A MORE INFORMED INVESTOR.

Investing made easy

Explore TD Easy Trade™ and TD Direct Investing as two ways to start investing on
your own.


Play video Canadians reviewing their retirement goals and savings plans with the
help of TD.

Get Started with a Retirement Goals Review

Play video Canadians reviewing their retirement goals and savings plans with the
help of TD.

Uncover what drives your decisions.

Our advisors apply the principles of behavioural finance to better understand
your wealth personality and financial blind spots.



Build your confidence with the TD Retirement Calculator.

The TD Retirement Calculator can help you calculate the amount you should save
to help meet your retirement goals.



TD app

Our digital tools are safe and secure, and help make everyday banking easy.



Investing made easy

Explore TD Easy Trade™ and TD Direct Investing as two ways to start investing on
your own.



Get Started with a Retirement Goals Review


Play video Canadians reviewing their retirement goals and savings plans with the
help of TD.

Uncover what drives your decisions.

Our advisors apply the principles of behavioural finance to better understand
your wealth personality and financial blind spots.



Build your confidence with the TD Retirement Calculator.

The TD Retirement Calculator can help you calculate the amount you should save
to help meet your retirement goals.



TD app

Our digital tools are safe and secure, and help make everyday banking easy.



TD app

Our digital tools are safe and secure, and help make everyday banking easy.



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SEE YOU IN A BIT

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have no control.

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TD Bank Group is not responsible for the content of the third-party sites
hyperlinked from this page, nor do they guarantee or endorse the information,
recommendations, products or services offered on third party sites.

Third-party sites may have different Privacy and Security policies than TD Bank
Group. You should review the Privacy and Security policies of any third-party
website before you provide personal or confidential information.



SITE INDEX


TD PERSONAL BANKING

 * Personal Home
 * My Accounts
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 * All Products
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TD SMALL BUSINESS BANKING

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 * Invest for your Business
 * Advice for your Profession or Industry
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TD INVESTING

 * Investing Home
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 * Accounts
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 * Trading Platforms
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 * Markets and Research


TD CORPORATE

 * About TD
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 * Community
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OTHER TD BUSINESSES

 * TD Commercial Banking
 * TD Asset Management
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U.S. BANKING

 * TD Bank Personal Banking
 * TD Bank Small Business Banking
 * TD Bank Commercial Banking
 * TD Auto Finance
 * TD Wealth Private Client Group
 * TD Bank Personal Financial Services

1 Based on assets under administration and trading volume of Online/Discount
Brokerage firms in Canada as reported by Investor Economics in the
“Online/Discount Brokerage Market Share Report" for the quarter ending June
30th, 2018.

Restart




TRANSCIPT

[Music] The scene starts with a little girl stepping out onto a volleyball court
with a number of taller girls. The camera zooms on the face of the girl.

 

Voiceover (woman): You've always tried to defy the odds,

 

A young woman is sitting in a lecture hall with a group of mostly young men. She
puts her hand up to answer a question.

 

Voiceover: To Defy the expected.

 

The same woman now in her thirties, dressed for the office in her kitchen,
holding a child in one arm and taking a conference call on her cell phone and
writing down some notes with her other hand.

Voiceover: And although 79% of Canadians don’t feel confident about their
financial future,

 

Overlay text: Financial Planning Standards Council . The Value of Financial
Planning and Awareness of CFP Certification, A

 

Global Financial Planning Study, Canada Results, 2015

 

Same woman sits down with a TD financial advisor inside a TD branch.

 

Voiceover: Let's work to help defy the numbers.

 

The woman is seen conversing with the TD advisor.

 

Voiceover: Get started with a retirement goals review.

 

Overlay text:

 

The TD shield appears along with Ready for you tagline.

 

td.com/invest

The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
[Music]

 

[Music]

TD Wealth Commitment to Accessibility and Multi-Year Accessibility Plan

This Commitment to Accessibility and Multi-Year Accessibility Plan applies to TD
Waterhouse Private Investment Counsel Inc. and TD Waterhouse Canada Inc.,
including its divisions, TD Direct Investing (including TD Easy Trade, which is
a service of TD Direct Investing), TD Wealth Financial Planning (including TD
Wealth Advice Connect which is a service of TD Wealth Financial Planning) and TD
Wealth Private Investment Advice (collectively, "TD Wealth").

Commitment to Accessibility


TD Wealth is committed to ensuring that every employee and client receives
equitable treatment with respect to employment and services, without
discrimination, and receives accommodation where required.

Through progressive policies, communication and training, accommodation measures
and recruitment practices, TD Wealth strives to provide a fully inclusive,
barrier-free environment.

TD Wealth is dedicated to creating a welcoming, fair, and inclusive environment
for TD Wealth clients and employees and complying with legal and regulatory
requirements.

Our commitment and the TD Wealth Accessibility Policy is aligned with the TD
Accessibility Policy (Canada) which includes the following commitments:

TD is committed to meeting the accessibility needs of persons with disabilities
in a timely manner. TD goods, services, facilities, employment, accommodation,
buildings, structures of premises will be made accessible to meet the needs of
persons with disabilities:

 * TD will accommodate the accessibility needs of employees in the workplace and
   applicants with disabilities in its recruitment processes.
 * TD will provide training on accessibility in the workplace and with respect
   to providing products, services, and facilities to persons with disabilities.
 * TD will design and provide products, services, and facilities to meet the
   accessibility needs of persons with disabilities.

Additional information is available on the TD Accessibility page

TD Wealth Multi-year Accessibility Plan 2020-2025


TD Wealth has established a multi-year accessibility plan ("the Plan") which
outlines our strategy to prevent and remove barriers to meeting the
accessibility needs of people with disabilities. The Plan will be reviewed and
updated at least once every five years.

The Plan is available in an accessible format upon request.

Accessibility Policies

Diversity and inclusiveness play a big part in TD Wealth's corporate
responsibility model. TD Wealth is committed to be a welcoming place for all our
clients and employees. Although TD Wealth has implemented policies and processes
relating to accessibility for our clients and employees, we are committed to
reviewing these policies and enhancing them as our reality changes.

The TD Wealth Accessibility Policy is available in an accessible format upon
request.

Communicating with our clients

TD Wealth is committed to communicating with people with disabilities in ways
that consider their disability. TD Wealth will implement accessibility
requirements under the information and communication standards to ensure that
information and communication systems and platforms are accessible and are
provided in an accessible format that meet the needs of persons with
disabilities.

Assistive Devices

We are committed to serving people with disabilities who use assistive devices
to obtain or use our products and services.

We will ensure that employees know what assistive devices are available and how
to access information about assistive technologies.

Use of service animals and support persons

People with disabilities may bring a service animal onto public TD Wealth
premises. TD Wealth will provide training for all employees, contractors,
volunteers, and others who represent TD Wealth regarding how to interact with
people with disabilities who are accompanied by a service animal.

Any person with a disability who is accompanied by a support person will be
allowed to enter TD Wealth premises that are open to the public with their
support person. At no time will a person with a disability be prevented from
accessing their support person while on TD Wealth premises.

In situations where TD Wealth has obligations under privacy laws or has issues
of confidentiality, a support person may be requested to agree to the
requirements of service just as the person with a disability does.

When support persons are required (e.g., sign language interpreters, attendants)
for meetings, consultations, or other events, we will work together with the
person with the disability to meet their needs.

Feedback process

We welcome feedback on how we're doing in the delivery of our products and
services from all clients.

TD Wealth will use our standard feedback processes to receive feedback under the
TD Wealth Accessibility Policy. To provide feedback please call 1-800-831-1158
or TTY 1-800-361-1180, Monday to Friday from 8am to 8pm (ET) or email
customer.service@td.com or td.waterhouse@td.com

Feedback/responses will be in a format that is accessible to the client.

Accessible Formats

TD Wealth is committed to providing clients with the choice of document format
that best suits the client's needs.

On request, clients can receive documentation in formats designed for the
visually impaired. These alternative formats include, but are not limited to,
Braille, Large Format and Audio Recording.

TD Wealth will record the format preference and send future documentation or
communication in the format desired on a best effort basis.

Accessible Websites and Web Content

TD Wealth will make websites accessible to people with disabilities by
conforming to international standards for website accessibility, the World Wide
Web Consortium Web Content Accessibility Guidelines (WCAG).

TD Wealth websites and content on those sites will be compliant with the
expectations and timelines under the Accessibility for Ontarians with
Disabilities Act, 2005 and associated regulations.

Temporary disruptions

In the event of a planned or unexpected disruption in facilities or services, we
will provide information about the reason for the disruption, how long it is
expected to last, and a description of any alternative facilities or services
available (where applicable).

Training

TD Wealth will provide accessibility training focused on the provision of
products and services to our clients.

Training will also be provided to employees involved in the development of
policies, practices, and procedures regarding the provision of products and
services.

Training will be provided to each person as soon as possible after they are
assigned applicable duties.

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AD CHOICES & PERSONALIZATION

We use cookies and other technologies to deliver personalized content on our
websites and relevant advertising on other websites. Unless you change your
preferences these technologies allow TD and our ad partners to better align ads
with your banking goals.

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We use cookies and other technologies to deliver personalized content on our
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preferences these technologies allow TD and our ad partners to better align ads
with your banking goals.

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Personalization

Personalization of TD Content We may show content and advertisements based on
your current or past use of our TD retail-branded websites . If you have a
product with us and log in, we also personalize your experience based on your
relationship with us. This can occur even after you log out.
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Ad Choices

TD uses cookies and other technologies that track online behavior. We are able
to track which of our ads you interact with on third-party websites and your
activity on TD Branded sites. This enables us to provide ads that are more
relevant to you. We may collect and use information about your relationship with
us (such as types of accounts, transactional information or how you bank) to
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