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* Homebuying
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A BETTER BORROWING EXPERIENCE
SINCE 1998, WE'VE PROVIDED A RELIABLE, PERSONAL LENDING SERVICE. WE KNOW HOW
IMPORTANT IT IS FOR YOU TO WORK WITH A LOCAL LENDER YOU CAN TRUST, SO WE FOCUS
ON GUIDING YOU TO THE BEST DECISION FOR YOU AND YOUR FAMILY.
Get Pre-Approved
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Make A Payment
THE APEX ADVANTAGE
OUR REPUTATION ⇔ YOUR EXPERIENCE
Do you trust a recommendation? How about 10,000? More than 10k happy customers
have reviewed Apex online.
Discover More
CLOSINGS IN 15 DAYS*
With Apex Approved, our team can take your loan from contract to the closing
table in as few as 15 days.
Learn More
*Terms and Conditions
HOME FINANCING FOR THOSE THAT SERVE
Our way of showing gratitude to those serving our communities.
More about Doctors First
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*Terms & Conditions
HAPPY EMPLOYEES ⇔ HAPPY CUSTOMERS
Happy employees lead to happy customers. In 2021 alone, we have already won 3
prestigious "Best Places to Work" awards.
Learn More
LIFELONG MORTGAGE MANAGEMENT
We couldn't do what we do without our homebuyers. Let us guide you from a simple
conversation all the way to your new status as a happy (or happier!) homeowner.
* Never overpay for your loan with Mortgages Under Management, our
comprehensive approach that begins at the planning stages of your loan and
continues for it's entire lifetime.
* Eliminate surprises with our transparent process and complimentary guides,
checklists, and videos.
* Receive fast, expert answers from experienced mortgage bankers.
Mortgages Under Management
REFINANCING, SIMPLIFIED.
Let's achieve your financial goals with a well-planned, new mortgage. Our
Mortgage Bankers are trained to help you explore your options in the context of
your financial plan, tax considerations, and retirement goals.
* Expert analysis of your financial situation to discover the refinancing plan
that best fits your goals.
* Auto-Lock program that allows you to target a rate and lock it in when it
becomes available.
* Close quickly with a convenient digital or personal mortgage experience
designed just for you.
Get Started
YOUR MORTGAGE QUESTIONS ANSWERED – APEX’S BLOG
The Best Mortgage for You: FHA or Conventional?
by Apex Home Loans posted at 12/21/21 12:45 PM
The Federal Housing Administration (FHA) is insuring a greater percentage of
loans than during any time in recent history. In 2006, it insured roughly five
percent of the purchase mortgage market,...Read more
Why You Shouldn’t Be Upset About 3% Mortgage Rates
by Apex Home Loans posted at 12/15/21 1:30 PM
The 30-year fixed mortgage rate from Freddie Mac is beginning to rise above 3%,
and has become top of mind for those looking to buy a home. Unfortunately,
experts are saying that rates will continue...Read more
Why Getting a Home Inspection and Appraisal is Critical in Today’s Market!
by Apex Home Loans posted at 12/8/21 1:30 PM
Countless buyers aren’t doing a home inspection in today’s market. The high
buyer demand and low housing supply is the driver behind this decision. When
allowed, waiving the home inspection helps...Read more
FIND A BRANCH NEAR YOU
ROCKVILLE BRANCHES
WHAT OUR CUSTOMERS ARE SAYING ABOUT US
"Your company is the exception, not the rule. The terms and options were
numerous, but my contact presented the options succinctly as well as the pros
and cons of each. The quality of service, friendliness of the staff, and
professional competence, are OUTSTANDING. Rarely have I experienced a level of
service to match Apex. "
- Timothy M., Bethesda, MD
"All was done with full disclosure and in a step by step transparent process. I
could not ask for a more secure AND satisfying process."
- Robert T., Silver Spring, MD
"My husband and I were very satisfied with the terms of our new loan, and will
be saving several hundred dollars a month as a result. We were impressed with
the professionalism and positive attitude from the staff at Apex Home Loans, and
feel that we have built a relationship that we can rely on for future loan
questions or needs."
- Emily P., Odenton, MD
APEX IN ACTION
Apex Home Loans is a community-driven lender, contributing thousands of
volunteer hours each year. We are committed to making an impact in the
communities where we live and work.
Learn About Apex in Action
Homebuying
Homebuying Overview
The Mortgage Process
Find Your Financing
Resources
Refinancing
Refinancing Overview
Find Your Financing
Resources
Contact Apex:
301.610.9600
info@apexhomeloans.com
About Apex
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SUBSCRIBE TO OUR BLOG!
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© 2021 Apex Home Loans, Inc. NMLS #2884
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We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.
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background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.
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Screen-reader and keyboard navigation
Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
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NVDA, VoiceOver, and TalkBack.
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Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
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use the website by eliminating the risk of seizures resulting from flashing
or blinking animations and risky color combinations.
* Vision Impaired Profile: this profile adjusts the website so that it is
accessible to the majority of visual impairments such as Degrading Eyesight,
Tunnel Vision, Cataract, Glaucoma, and others.
* Cognitive Disability Profile: this profile provides various assistive
features to help users with cognitive disabilities such as Autism, Dyslexia,
CVA, and others, to focus on the essential elements more easily.
* ADHD Friendly Profile: this profile significantly reduces distractions and
noise to help people with ADHD, and Neurodevelopmental disorders browse,
read, and focus on the essential elements more easily.
* Blind Users Profile (Screen-readers): this profile adjusts the website to be
compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
screen-reader is installed on the blind user’s computer, and this site is
compatible with it.
* Keyboard Navigation Profile (Motor-Impaired): this profile enables
motor-impaired persons to operate the website using the keyboard Tab,
Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
(menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
jump to specific elements.
Additional UI, design, and readability adjustments
1. Font adjustments – users can increase and decrease its size, change its
family (type), adjust the spacing, alignment, line height, and more.
2. Color adjustments – users can select various color contrast profiles such as
light, dark, inverted, and monochrome. Additionally, users can swap color
schemes of titles, texts, and backgrounds with over seven different coloring
options.
3. Animations – epileptic users can stop all running animations with the click
of a button. Animations controlled by the interface include videos, GIFs,
and CSS flashing transitions.
4. Content highlighting – users can choose to emphasize essential elements such
as links and titles. They can also choose to highlight focused or hovered
elements only.
5. Audio muting – users with hearing devices may experience headaches or other
issues due to automatic audio playing. This option lets users mute the
entire website instantly.
6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
Wiktionary, allowing people with cognitive disorders to decipher meanings of
phrases, initials, slang, and others.
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printing mode, enable a virtual keyboard, and many other functions.
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We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
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(screen readers), both for Windows and MAC users.
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needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
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