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Submitted URL: https://www.bing.com/aclk?ld=e8bMqCws4KUNKO_-848XiW-DVUCUzTaL1d5BYr23aYKTsmTxXipbsa5sq7GH50Uw163jCKvAe7WkQBcxjpNdK-A-...
Effective URL: https://www.upgrade.com/personal-loans/?device=c&utm_term=%2Bupgrade%20%2Bdebt%20%2Bloan&utm_source=bing&utm_medium=cpc&...
Submission: On June 28 via manual from US — Scanned from DE
Effective URL: https://www.upgrade.com/personal-loans/?device=c&utm_term=%2Bupgrade%20%2Bdebt%20%2Bloan&utm_source=bing&utm_medium=cpc&...
Submission: On June 28 via manual from US — Scanned from DE
Form analysis 1 forms found in the DOM
<form class="form" aria-label="Check Your Rate">
<div class="sc-bCfvAP dMuOAr">
<div class="sc-cOxWqc gPmffE row">
<div class="sc-AHaJN hAMiTX col-xs-12 col-md-12">
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data-size="Large" data-floating="Floating" id="desiredAmount-2" class="sc-kgTSHT ggbwja">Loan Amount ($1,000 to $50,000)</label></div>
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id="pl-loan-purpose-select" name="loan-purpose" data-bg="#ffffff" data-floating-active="true">
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<option value="CREDIT_CARD">Pay off Credit Cards</option>
<option value="DEBT_CONSOLIDATION">Debt Consolidation</option>
<option value="SMALL_BUSINESS">Business</option>
<option value="HOME_IMPROVEMENT">Home Improvement</option>
<option value="LARGE_PURCHASE">Large Purchase</option>
<option value="OTHER">Other</option>
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</div>
</form>Text Content
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*
Personal Loans
*
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* Cash Rewards
* Upgrade OneCard
* Bitcoin Rewards
* Life Rewards
* All Upgrade Cards
*
OneCard
*
Savings
*
Checking
*
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PERSONAL LOANS UP TO $50,000
A SIMPLE WAY TO BUILD YOUR FUTURE
* Low fixed rates
* Affordable monthly payments
* No prepayment fees
Get $200 when you open a Rewards Checking Plus account and make 3 debit card
transactions**
GET STARTED HERE
Loan Amount ($1,000 to $50,000)
Pay off Credit CardsDebt ConsolidationBusinessHome ImprovementLarge
PurchaseOtherLoan Purpose
Check your rate
Checking your rate is free and won’t impact your credit score.
REFINANCE CREDIT CARDS
Eliminate high-interest credit card debt and get a clear payoff date that you
can circle on your calendar.
Credit card Refinance Loans
DEBT CONSOLIDATION
Streamline your credit and loan payments into a single monthly payment that’s
easy to manage and pay off.
Debt Consolidation Loans
HOME IMPROVEMENT
Get the funds you need to remodel, repair, or build the home you want without
the hassle of refinancing or taking out a home equity loan.
Home Improvement Loans
MAJOR PURCHASE
Cover that unexpected expense or plan for your next big purchase with a
fixed-rate loan instead of a high-interest credit card.
Major Purchase Loans
QUICK AND EASY PROCESS
1
CHECK YOUR RATE
Apply online in minutes and see your rate with no obligation or impact to your
credit score.
2
CHOOSE YOUR LOAN
Review multiple loan options and decide which offer is best to help you achieve
your financial goals.
3
FAST FUNDING†
Accept your loan offer and you should get your money within a day of clearing
necessary verifications.
FLEXIBLE PERSONAL LOAN OPTIONS
Choose the best option that fits your monthly budget and schedule to get out of
debt
1. SINGLE MONTHLY PAYMENT
Choose your monthly payment that won’t ever change and fits your budget.
2. FIXED RATE & TERM
Pick terms that fit your timeline.
A SIMPLE BREAKDOWN OF A PERSONAL LOAN
Get to know the rates, fees and your payback plan
If you're approved for a $10,000 loan with a 17.98% APR and 36-month term... *
YOUR APR
The 17.98% APR includes:
14.32% yearly interest rate
5% one-time origination fee ($500)
YOUR MONEY
You would get $9,500 deposited directly in your account
$10,000 — $500 = $9,500
Loan AmountOrigination Fee
YOUR PAYMENTS
And, each month you would pay back $343.33 over 36 months
WHAT CUSTOMERS ARE SAYING
VERY FAST & EASY PROCESS. I RECEIVED MY LOAN AFTER A FEW DAYS OF SUBMITTING. HOW
COOL IS THAT??!! HIGHLY RECOMMEND UPGRADE.
-Janet D, Personal Loan Customer
FROM OUR CUSTOMERS
See More Reviews
WE’RE HERE TO HELP
HOW MUCH CAN I BORROW?
WHAT IF I WANT TO PAY OFF MY LOAN QUICKER?
WHY CHOOSE UPGRADE OVER OTHER OPTIONS LIKE A CREDIT CARD?
NEED HELP?
Email us at
SUPPORT@UPGRADE.COM
Or call us at
(844) 319-3909
MONDAY - FRIDAY, 5AM - 6PM PT
SATURDAY - SUNDAY, 6AM - 5PM PT
* Products
* Personal Loans
* Upgrade Cards
* Upgrade OneCard
* Premier Savings
* Rewards Checking Plus
* Auto Refinance
* Home Improvement
* Credit Health
* Company
* About Us
* Careers
* Press Room
* Reviews
* Resources
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* Help Center
* Security
* Accessibility
* Legal
* Terms of Use
* Privacy
* Do Not Sell My Personal Information
275 Battery Street, 23rd Floor
San Francisco, CA 94111, USA
Not for payments. Payment
address can be found here.
Looking to Invest? Contact us at
moc.edargpunull@rotsevninull
For other inquiries, contact us at
moc.edargpunull@tcatnocnull
*
*
*
* Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of
8.49%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is
deducted from the loan proceeds. Lowest rates require Autopay and paying off a
portion of existing debt directly. Loans feature repayment terms of 24 to 84
months. For example, if you receive a $10,000 loan with a 36-month term and a
17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time
origination fee), you would receive $9,500 in your account and would have a
required monthly payment of $341.48. Over the life of the loan, your payments
would total $12,293.46. The APR on your loan may be higher or lower and your
loan offers may not have multiple term lengths available. Actual rate depends on
credit score, credit usage history, loan term, and other factors. Late payments
or subsequent charges and fees may increase the cost of your fixed rate loan.
There is no fee or penalty for repaying a loan early.
** To qualify for the welcome bonus, you must add a Rewards Checking or Rewards
Checking Plus account (“Rewards Checking Account”) to your personal loan as part
of this application process, receive the personal loan, open and fund the new
Rewards Checking Account, and make 3 debit card transactions from your Rewards
Checking Account within 60 days of the date the Rewards Checking Account is
opened. To qualify, debit card transactions must have settled and exclude ATM
transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement
and Disclosures for more information. Your Rewards Checking Account must be open
and in good standing and you must be current on all personal loan(s) through
Upgrade to receive a bonus. Joint loan applications do not qualify for the
welcome bonus. If you have previously opened a Rewards Checking Account or do
not open one as part of this application process, you are not eligible for this
welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or
applied retroactively. The bonus will be applied to your Rewards Checking
Account as a one-time payout credit within 60 days of completing the above
requirements. Approval of your loan is not guaranteed and is subject to our
verification and review process.
Upgrade is a financial technology company, not a bank. Checking accounts
provided by Cross River Bank, Member FDIC. Upgrade VISA® Debit Cards issued by
Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.
† Accept your loan offer and your funds will be sent to your bank or designated
account within one (1) business day of clearing necessary verifications.
Availability of the funds is dependent on how quickly your bank processes the
transaction. From the time of approval, funds sent directly to you should be
available within one (1) business day. Funds sent directly to pay off your
creditors may take up to 2 weeks to clear, depending on the creditor.
Copyright 2023 Upgrade, Inc.
All rights reserved.
Personal Loans and Auto Refinance Loans made by Upgrade's bank partners.
Continue without Accepting
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Upgrade does not sell your personal information. When you visit our website, we
store cookies on your browser to collect information. The information collected
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