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OUR HISTORY

The history of Midwest Alliance Bank is long and actually encompasses three
separate banks. The origin goes back to 1888 with the organization of the Bank
of Mondovi, the first bank in Buffalo County. This entity became a State Charter
bank in 1891, and was originally located at 126 S. Eau Claire Street in Mondovi,
WI. On February 17, 1901 Bank of Mondovi converted from a State Charter to a
National Bank subsequently changing its name to The First National Bank Of
Mondovi. In January of 1974 the bank built a new building and relocated to its
current location at 245 S. Eau Claire Street, Mondovi, WI.

The second bank that makes up the present Midwest Alliance Bank originated on
August 4, 1901 as the Buffalo County Bank. In November of 1901 a new bank
building was created to house the bank at 201 S. Eau Claire Street, Mondovi, WI.
On June 10,1918 this organization changed its name to the Mondovi State Bank. In
1938, the Mondovi State Bank acquired the Gilmanton State Bank (which was
incorporated in 1910) and converted it to a branch. This worked very well for
the bank as it was only 8 miles away.

On August 1, 1988 the First National Bank Of Mondovi and the Mondovi State Bank
merged to form the Bank of Mondovi, a State Charter Bank. This merger
effectively consolidated the oldest and second oldest financial institutions in
Buffalo County. In 1991 the Bank of Mondovi, urged by Osseo business
representatives, successfully bid and purchased the former Durand Federal
Savings and Loan building located in Osseo, WI. This location opened on July 1,
1991 and provided a great facility for continuing our growth within a new
community.

With this addition it became feasible to expand and improve the data processing
operation of both the Bank of Mondovi and the Bank of Buffalo, a financial
institution located in southern Buffalo County. Through the combined effort of
both institutions a new data processing facility was created capable of serving
area financial institutions in 1997, the Central Processing Center.

The third banking component of the Midwest Alliance Bank system is the Bank of
Buffalo with its branch in Bluff Siding. In 1908, the Farmers and Merchants
State Bank originated in Cochrane, WI. This organization was closed in 1940 as a
result of complications of the Depression, however the desire to open a new bank
started immediately. In 1942, local citizens of Cochrane, WI were successful in
opening the Cochrane State Bank. This bank outgrew its original facility
resulting in construction of a new building and moving to its current location
at 103 S. Main Street, Cochrane, WI in 1969. As growth continued the 1st
addition was completed in 1977, and a branch was built in Bluff Siding in 1984
(a community located in the Town of Buffalo, WI). This branch was constructed to
better serve customers in the Fountain City, WI and Winona, Minnesota areas. The
creation of the new branch necessitated changing the name to more adequately
describe the total area the growing bank served. Therefore the name changed from
the Cochrane State Bank to the Bank of Buffalo. Continued growth resulted in the
most recent major addition and remodeling project to the Cochrane Office in
2001.

At this point we had two separate financial institutions which covered
significant portions of Buffalo and Trempealeau Counties. These institutions
were locally owned and controlled by the same owners, and headed by the same
Chief Executive Officer, therefore a decision was made to merge both
institutions. On January 2, 2003 the State Banking Department of Wisconsin
approved the merger of the Bank of Mondovi and the Bank of Buffalo. As part of
the merger it was decided to change the name to again better reflect the image
of the new combined institution to Midwest Alliance Bank. The present
institution has five offices located in Bluff Siding, Cochrane, Gilmanton,
Mondovi and Osseo. This provides extensive coverage of both Buffalo and
Trempealeau counties. We are positioned to serve our customers, continually
working to provide the absolute best service and products we can for you. You
owe it to yourself to stop in and try us.


"WORKING TOGETHER FOR YOU"

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