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INDIA'S FIRST
HOME DOWN PAYMENT
ASSISTANCE PROGRAM

We are the architect of India's first Home Down Payment Assistance Program.
HomeCapital helps you buy your first home by providing interest free credit up
to 50% of the home down payment amount.

Apply Now
Request Amount
₹
Monthly Net Income
₹
Existing EMIs
₹
 
Check Plans



THE HOMECAPITAL PROGRAM DOWNLOAD BROCHURE


The HomeCapital program provides interest free assistance to home buyers for
following requirements:

Down Payment
Payments on Possession
Stamp Duty Payments
All other property payments to developers


ELIGIBILITY


 * Get eligibility & In-Principle sanction in one minute
   This won't affect your credit score
 * No hidden charges




INTEREST FREE EMIS


 * Repay only the principal amount
 * Flexible tenure of 3, 6 & 12 months




HOW TO APPLY


 * Online Application
   Process
 * Get money in your account on the same day





To know more details on our program benefits; read about program


PROGRAM ELIGIBILITY CALCULATOR

Request Amount
₹

Maximum requested amount can be ₹ 15,00,000

Monthly Net Income
₹

Tenure
Amount
Offered
Monthly
EMI
Interest
Rate
Processing
Fee
Total
Repayments
Other
Features
3
EMIs
₹ 1,95,000
₹ 65,000
Interest
Free
1.99%
= ₹ 3,881
₹ 65,000 x3
= ₹ 1,95,000
 * No other charges
 * Available for all developers
   
   

6
EMIs
₹ 3,90,000
₹ 65,000
Interest
Free
3.49%
= ₹ 13,611
₹ 65,000 x6
= ₹ 3,90,000
 * No other charges
 * Available for all developers
   
   

12
EMIs
₹ 5,00,000
₹ 41,667
Interest
Free
1%
= ₹ 5,000
₹ 41,667 x12
= ₹ 5,00,004
 * No other charges
   
 * Available with leading developers
   

Select the EMI Plan that suits you.

 * 3
   EMIs
 * 6
   EMIs
 * 12
   EMIs
   

Amount Offered :₹ 1,95,000Monthly EMI :₹ 65,000Interest Rate :Interest
FreeProcessing Fee :1.99%
= ₹ 3,881 Total Repayments :₹ 65,000 x3
= ₹ 1,95,000 Other Features : 
 * No other charges
 * Available for all developers
   
   

Amount Offered :₹ 3,90,000Monthly EMI :₹ 65,000Interest Rate :Interest
FreeProcessing Fee :3.49%
= ₹ 13,611 Total Repayments :₹ 65,000 x6
= ₹ 3,90,000 Other Features : 
 * No other charges
 * Available for all developers
   
   

Amount Offered :₹ 5,00,000Monthly EMI :₹ 41,667Interest Rate :Interest
FreeProcessing Fee :1%
= ₹ 5,000 Total Repayments :₹ 41,667 x12
= ₹ 5,00,004 Other Features : 
 * No other charges
   
 * Available with leading developers
   

View Details


IT'S EASY TO GET STARTED

Fastrack your Home Ownership - in just 5 easy steps.

01

CHOOSE TENURE

Choose among a flexible tenure of 3, 6 or 12 months of Interest-free down
payment assistance

02

GET INSTANT APPROVAL

Enter your basic details to check eligibility and get an instant approval

03

UPLOAD SUPPORTING DOCUMENTS

Complete the application process by updating your personal details and uploading
KYC & Income documents

04

E-SIGN DOCUMENTS

E-Sign the loan documentation to complete the process

05

RECEIVE FUNDS IN YOUR ACCOUNT

Receive down payment assistance in your account within 24 hours

Apply Now
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IMPACTING A BILLION INDIANS


SHRUTI SETH, 34

Software Engineer, ITES



Salaried

60,000 monthly salary

Homeowner of a

2 BHK at Mysore road, Bengaluru

HomeCapital assistance

2,10,000



*Names and photographs changed to showcase representative profiles for customer
confidentiality.


SHRUTI SETH, 34

Software Engineer, ITES



Salaried

60,000 monthly salary

Homeowner at

2 BHK at Mysore road, Bengaluru

HomeCapital assistance

2,10,000

*Names and photographs changed to showcase representative profiles for customer
confidentiality.


CHITRA SINGH, 34

Client Servicing, Entertainment



Salaried

75,000 monthly salary

Homeowner at

1 BHK at Themghar, Thane

HomeCapital assistance

3,50,000

*Names and photographs changed to showcase representative profiles for customer
confidentiality.


ABHISHEK BANORIA, 35

Chartered Accountant



Salaried

1,70,000 monthly salary

Homeowner at

2 BHK at Hennur road, Bengaluru

HomeCapital assistance

4,10,000

*Names and photographs changed to showcase representative profiles for customer
confidentiality.


VISHAL NAIK, 29

Senior Software Engineer, IT



Salaried

58,000 monthly salary

Homeowner at

1 BHK at Vikhroli, Mumbai

HomeCapital assistance

2,58,000

*Names and photographs changed to showcase representative profiles for customer
confidentiality.


POONAM JAIN, 34

Senior Associate Consultant, Education



Salaried

52,000 monthly salary

Homeowner at

2 BHK at Electronic city, Bengaluru

HomeCapital assistance

2,20,000

*Names and photographs changed to showcase representative profiles for customer
confidentiality.


MAHESH PATIL, 30

Deputy Manager, FMCG sector



Salaried

78,000 monthly salary

Homeowner at

2 BHK at Bendiganahalli, Bengaluru

HomeCapital assistance

3,04,500

*Names and photographs changed to showcase representative profiles for customer
confidentiality.





SHRUTI SETH

Software Engineer, ITES


CHITRA SINGH

Client Servicing, Entertainment


ABHISHEK BANORIA

Chartered Accountant


VISHAL NAIK

Senior Software Engineer, IT


POONAM JAIN

Senior Associate Consultant, Education


MAHESH PATIL

Deputy Manager, FMCG sector





OFFERINGS

Explore

SHRIRAM SUVILAS - GARDEN OF JOY

Jalahalli, Bengaluru


Under Construction ● Apr 2022

By Shriram


2 BHK Large918 Sqft ++Construction Linked Plan 57.2 Lakhs ++

Check EMI

View brochure



SHRIRAM YUVA

Bendiganahalli, Bengaluru


Under Construction ● Aug 2025

By Shriram


3 BHK672 Sqft ++Construction Linked Plan 58 Lakhs ++

Check EMI

View brochure



CODENAME MAXIMUM KHUSHIYAAN

Whitefield, Bengaluru


Under Construction ● Jun 2022

By Pashmina Developers


2 BHK439 Sqft ++Construction Linked Plan 35.6 Lakhs ++

Check EMI

View brochure



BONITO AT BRIGADE XANADU - TAMIL NADU

Mogappair, Chennai


Under Construction ● Sep 2023

By Brigade Group


2.5 BHK773 Sqft ++Construction Linked Plan 96 Lakhs ++

Check EMI

View brochure



GREENVIEW APARTMENTS

Tukkuguda, Hyderabad


Under Construction ● Mar 2022

By Ramky Estates & Farms Ltd


2 BHK673 Sqft ++Construction Linked Plan 43.5 Lakhs ++

Check EMI

View brochure



ARS GREEN VILLAE ROSACEAE

Sarjapur Road, Bengaluru


Under Construction ● Sep 2021

By ARS Properties


2 BHK639 Sqft ++Construction Linked Plan 29.3 Lakhs ++

Check EMI

View brochure






HOME BUYER RESOURCES


WEBSERIES

Learn about the various stages of homeownership through our simple and
informative videos.

Explore Topics



BLOG

Decode your homeownership journey through timely updates and insights on real
estate and finance markets.

View articles



PODCAST

Tune in to explore different home buying tips and latest trends from leading
industry professionals.

Play podcast





HAVE FURTHER QUESTIONS?
WE'RE HERE TO HELP.

Explore these categories to find answers to your queries.

View more Get in touch



THE PROGRAM

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 * Benefits
 * Calculators


OFFERINGS

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RESOURCES

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PARTNERS

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SOCIAL

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Privacy | Terms of use
 * 
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DATA SECURITY

We use bank-level security for your protection.

Your information is encrypted with an AES 256 bit symmetric key.
Your connection to HomeCapital is always encrypted over HTTPS with Transport
Layer Security (TLS). HomeCapital applications and data are physically located
in multiple secure data centers. We utilize Amazon Web Services for our hosting
which is compliant with numerous security certifications.

DISCLAIMER

The HomeCapital "Portal" and all its contents are only for the purpose of
providing information regarding the HomeCapital Down Payment Assistance Program
and should not be construed as binding. By using this website, you accept our
Terms of Use and Privacy Policy. We are not a lending institution. All loans are
made by our financial institution partners. The real estate properties listed on
the Portal are not an advertisement or a solicitation and the customer shall
independently review and verify the credentials of the project and/or the
developer.

HCPL and it's partners reserve the right to reject any application at any time
in accordance to its policies. To qualify, a borrower must be a Indian citizen
and meet our financial partners underwriting requirements. To check for an
applicant’s eligibility, our lending partner will request your full credit
report from one or more credit bureaus. Not all applicants receive the down
payment assistance. To qualify for the program, you must have a responsible
financial history and meet other conditions. Assistance limits displayed are
indicative, actual limits will depend on number of factors. If approved, your
program assistance tenure will depend on a variety of factors, including down
payment assistance amount, repayment capacity, a responsible financial history,
years of experience, income, home-loan to value ratio and other factors.

All Rights Reserved. © Copyright 2022 Homeville Consulting Private Limited.

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