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LICENSING



Guaranteed Rate, Inc Disclosures and License Information

Owning Disclosures and License Information

Consumer Lending Licensing Information

GUARANTEED RATE, INC. DISCLOSURES AND LICENSE INFORMATION

Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential
Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA)
and all other Federal regulations. All applicants applying for credit from
Guaranteed Rate will never be discouraged on on the basis of race, color,
religion, national origin, sex, military status, marital status, age, or because
you get public assistance. All information we request is voluntary, and will be
kept confidential.

For more information on the ECOA, please visit:
https://www.consumer.ftc.gov/articles/credit-discrimination#ecor

visit here

ADDITIONAL GUARANTEED RATE, INC DISCLOSURE REQUIREMENTS

Guaranteed Rate, Inc. is a licensed mortgage lender. Some states require
specific licensing information, which is found below.

 * Guaranteed Rate, Inc - NMLS ID 2611

 * Arkansas: Lic#103947 - Guaranteed Rate, Inc. 3940 N Ravenswood, Chicago IL
   60613 866-934-7283

 * Arizona: Guaranteed Rate, Inc. - 14861 N. Scottsdale Road Suite 101
   Scottsdale, AZ 85254, Mortgage Banker License #0907078

 * California: Licensed by the California Department of Financial Protection and
   Innovation under the California Residential Mortgage Lending Act

 * Colorado: Regulated by the Division of Real Estate

 * Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State
   Bank Commissioner to engage in business in this State. Delaware License #9436

 * Georgia: Residential Mortgage Licensee #20973 - 3940 N Ravenswood Ave,
   Chicago, IL 60613

 * Illinois:

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE

The Department of Financial and Professional Regulation (Department) evaluates
our performance in meeting the financial services needs of this community,
including the needs of low-income to moderate-income households. The Department
takes this evaluation into account when deciding on certain applications
submitted by us for approval by the Department. Your involvement is encouraged.
You may obtain a copy of our evaluation. You may also submit signed, written
comments about our performance in meeting community financial services needs to
the Department.

Illinois Department of Financial and Professional Regulations
James R. Thompson Center
DFPR-Residential Mortgage Banking
100 W. Randolph, 9th Floor
Chicago, Illinois 60601
(844) 768-1713
License #: 511676

 * Kansas: Licensed Mortgage Company - Guaranteed Rate, Inc – License MC.0001530

 * Massachusetts: Guaranteed Rate, Inc - Mortgage Lender & Mortgage Broker
   License MC2611

 * Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed
   by the Mississippi Department of Banking and Consumer Finance

 * New Jersey: Residential Mortgage Lender – NJ Department of Banking &
   Insurance

 * New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking
   Department

 * New York: Licensed Mortgage Banker — NYS Department of Financial Services

 * Pennsylvania: Licensed by the Pennsylvania Department of Banking and
   Securities

 * Rhode Island: Rhode Island Licensed Lender and Loan Broker

 * Texas: For Texas Consumers Only:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE
ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A
RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS ON
REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE
TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201,
AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE
DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT
OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL
MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE
RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT
THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV.

 * Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation
   Commission, License # MC-3769

STATES IN WHICH WE DO BUSINESS, AND LICENSE NUMBERS

STATE

Alabama

Alaska

Alaska OTN #1

Arizona

Arkansas

California

Colorado UCCC

Colorado DRE

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan 1st Mortgage

Michigan 2nd Mortgage

Minnesota

Minnesota OTN #1

Mississippi

Missouri

Montana

Nebraska

Nevada Mortgage Company

LICENSE #

21566

AK2611

AK2611-1

0907078

103947

413 0699

SUP-4000696

LICENSED

ML-2611

9436

MLB2611

MLD-1102

20973

HI-2611

MBL-5827

MB.0005932

11060

2005-0132

MC.0001530

MC20335

2866

SLM11302

2611

MC2611

FR0024251

SR0018847

MN-MO-20526478

MN-MO-2611.1

2611

2611

2611

1811

3161

STATE

Alabama

Alaska

Alaska OTN #1

Arizona

Arkansas

California

Colorado UCCC

Colorado DRE

Connecticut

Delaware

District of Columbia

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan 1st Mortgage

Michigan 2nd Mortgage

Minnesota

Minnesota OTN #1

Mississippi

Missouri

Montana

Nebraska

Nevada Mortgage Company

LICENSE #

21566

AK2611

AK2611-1

0907078

103947

413 0699

SUP-4000696

LICENSED

ML-2611

9436

MLB2611

MLD-1102

20973

HI-2611

MBL-5827

MB.0005932

11060

2005-0132

MC.0001530

MC20335

2866

SLM11302

2611

MC2611

FR0024251

SR0018847

MN-MO-20526478

MN-MO-2611.1

2611

2611

2611

1811

3161

STATE

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio GLL Registration

Ohio RMLA Registration

Oklahoma

Oklahoma OTN

Oregon

Pennsylvania

Rhode Island Licensed Lender

Rhode Island Licensed Broker

South Carolina

South Dakota

Tennessee

Texas SML Banker

Texas OCCC

Utah

Utah OTN

Vermont Lender

Vermont Lender OTN #1

Vermont Broker

Vermont Broker OTN #1

Virginia

Washington

West Virginia Lender

West Virginia Broker

Wisconsin Banker

Wisconsin Broker

Wyoming

Wyoming Consumer Lender

LICENSE #

13931-MB

LICENSED

01995

LMBC 106624

L-109803

MB101818

GL.501367.000

RM.804160.000

ML002651

ML011639

ML-3836

20371

20102682LL

20102681LB

MLS-2611

2611.ML

109179

Licensed

47207

7495184

10626308

6100

7148

0930 MB

1406 MB

MC-3769

CL-2611

ML-30469

MB-30098

27394BA

2611BR

4507

CL - 4491

STATE

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio GLL Registration

Ohio RMLA Registration

Oklahoma

Oklahoma OTN

Oregon

Pennsylvania

Rhode Island Licensed Lender

Rhode Island Licensed Broker

South Carolina

South Dakota

Tennessee

Texas SML Banker

Texas OCCC

Utah

Utah OTN

Vermont Lender

Vermont Lender OTN #1

Vermont Broker

Vermont Broker OTN #1

Virginia

Washington

West Virginia Lender

West Virginia Broker

Wisconsin Banker

Wisconsin Broker

Wyoming

Wyoming Consumer Lender

LICENSE #

13931-MB

LICENSED

01995

LMBC 106624

L-109803

MB101818

GL.501367.000

RM.804160.000

ML002651

ML011639

ML-3836

20371

20102682LL

20102681LB

MLS-2611

2611.ML

109179

Licensed

47207

7495184

10626308

6100

7148

0930 MB

1406 MB

MC-3769

CL-2611

ML-30469

MB-30098

27394BA

2611BR

4507

CL - 4491

GUARANTEED RATE, INC. D/B/A OWNING DISCLOSURES AND LICENSE INFORMATION

Guaranteed Rate, Inc. d/b/a Owning is an Equal Housing Lender and Illinois
Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity
Act (ECOA) and all other Federal regulations. All applicants applying for credit
from Owning will never be discouraged on the basis of race, color, religion,
national origin, sex, military status, marital status, age, or because you get
public assistance. All information we request is voluntary, and will be kept
confidential.

For more information on the ECOA, please visit:
https://www.consumer.ftc.gov/articles/credit-discrimination#ecor

ADDITIONAL OWNING DISCLOSURE REQUIREMENTS

Guaranteed Rate, Inc, d/b/a Owning is a licensed mortgage lender. Some states
require specific licensing information, which is found below.

 * Owning is a division of Guaranteed Rate, Inc - NMLS ID 2611

 * Arizona: Guaranteed Rate, Inc. - 14861 N. Scottsdale Road, Suite 101,
   Scottsdale, Arizona 85254; Mortgage Banker License #1031233

 * California: Licensed by the California Department of Financial Protection and
   Innovation under the California Residential Mortgage Lending Act

 * Delaware: Guaranteed Rate, Inc. NMLS #2611 is licensed by the Delaware State
   Bank Commissioner to engage in business in this State. Delaware License #9436

 * Mississippi: Guaranteed Rate, 3940 Ravenswood, Chicago, IL 60613 - Licensed
   by the Mississippi Department of Banking and Consumer Finance

 * New Jersey: Residential Mortgage Lender – NJ Department of Banking &
   Insurance

 * New Hampshire: Guaranteed Rate, Inc., licensed by the New Hampshire Banking
   Department

 * Texas: For Texas Consumers Only:
   
   * CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY REGARDING THE
     ORIGINATION AND/OR SERVICING OF YOUR MORTGAGE LOAN OR A COMPLAINT AGAINST A
     RESIDENTIAL MORTGAGE LOAN ORIGINATOR CONCERNING RESIDENTIAL MORTGAGE LOANS
     ON REAL ESTATE LOCATED IN TEXAS SHOULD COMPLETE AND SEND A COMPLAINT FORM
     TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR,
     SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE
     OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE
     CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
   
   * THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL
     OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED
     RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR
     REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY
     THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT
     THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENTS WEBSITE AT SML.TEXAS.GOV.
   
   * Source: https://texreg.sos.state.tx.us/fids/201203137-2.pdf

 * Virginia: Guaranteed Rate, Inc. - Licensed by Virginia State Corporation
   Commission, License # MC-3769

STATE

Alabama

Arizona OTN #1

California

Colorado DRE

Delaware

District of Columbia

Florida

Hawaii

Idaho

Iowa OTN #2

Indiana

Louisiana

Michigan 1st Mortgage

Michigan 2nd Mortgage

Mississippi

Missouri

Montana

New Hampshire

New Jersey

New Mexico

North Dakota

Oklahoma OTN #2

Oregon

Pennsylvania

South Carolina OTN #3

South Dakota

Tennessee

Texas SML Banker

Virginia

Washington

Wisconsin Banker

Wisconsin Broker

LICENSE #

21566

1031233

4130699

LICENSED

9436

MLB2611

MLD1102

HI-2611

MBL-5827

2021-0126

11060

2866

FR0024251

SR0018847

2611

2611

2611

13931-MB

LICENSED

01995

MB101818

ML013879

ML-3836

20371

MLS - 2611 OTN #3

2611.ML

109179

LICENSED

MC-3769

CL-2611

27394BA

2611BR

STATE

Alabama

Arizona OTN #1

California

Colorado DRE

Delaware

District of Columbia

Florida

Hawaii

Idaho

Iowa OTN #2

Indiana

Louisiana

Michigan 1st Mortgage

Michigan 2nd Mortgage

Mississippi

Missouri

Montana

New Hampshire

New Jersey

New Mexico

North Dakota

Oklahoma OTN #2

Oregon

Pennsylvania

South Carolina OTN #3

South Dakota

Tennessee

Texas SML Banker

Virginia

Washington

Wisconsin Banker

Wisconsin Broker

LICENSE #

21566

1031233

4130699

LICENSED

9436

MLB2611

MLD1102

HI-2611

MBL-5827

2021-0126

11060

2866

FR0024251

SR0018847

2611

2611

2611

13931-MB

LICENSED

01995

MB101818

ML013879

ML-3836

20371

MLS - 2611 OTN #3

2611.ML

109179

LICENSED

MC-3769

CL-2611

27394BA

2611BR

STATES IN WHICH WE DO BUSINESS, AND LICENSE NUMBERS

CONSUMER LENDING LICENSES

Guaranteed Rate, Inc., holds consumer lending licenses in the following states:

STATE
License Number
License Type
Alabama
21566
Consumer Credit License
California
60DBO-147922
Financing Law License
Illinois
CI.4816-H
Consumer Installment Loan License
Missouri
367-22-9145
510-22-9137
Consumer Credit Loan Company License
Consumer Installment Lender Company Registration
New Jersey
2205187 C32
Consumer Lender
Ohio
GL.501367.000
General Loan Law Certificate of Registration
Texas
10667-47207
Regulated Lender License

STATE

Alabama

California

Illinois

Missouri

#

New Jersey

Ohio

Texas

LICENSE NUMBER

21566

60DBO-147922

CI.4816-H

367-22-9145

510-22-9137

2205187 C32

GL.501367.000

10667-47207

LICENSE TYPE

Consumer Credit License

Financing Law License

Consumer Installment Loan License

Consumer Credit Loan Company License

Consumer Installment Lender Company Registration

Consumer Lender

General Loan Law Certificate of Registration

Regulated Lender License

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Terms of Use | NMLS Consumer Access



Delaware Licensed Loan Officers | Texas Consumers: How to file a complaint | Do
not sell my personal information

Please note that applications, legal disclosures, documents or other material
related to Guaranteed Rate products or services promoted on this page are
offered in English only. The Spanish translation of this page is for the
convenience of our clients; however, not all pages are translated. If there is a
discrepancy between the content of the translated page and the content of the
same page in English, the English version will prevail.



© 2022 Guaranteed Rate, Inc. All rights reserved.
NMLS License #2611
3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate,
should not suggest to a consumer that Guaranteed Rate provides an interest rate
guaranteed prior to an interest lock.

Version: HEAD-c511364