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Submitted URL: https://thebetterwaytobank.org/
Effective URL: https://alltrucu.org/
Submission: On August 10 via automatic, source certstream-suspicious — Scanned from DE

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**** Important Reminder: Alltru will NEVER call or text you asking for your
account information or your digital banking username and password.****

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ALL ON YOUR SIDE,
JUST AS WE HAVE ALWAYS BEEN.

At Alltru Credit Union, you’re a member, not a customer. That means we’re truly
here to help you reach your financial goals.

Become a member
See our rates



TRUE TO YOUR MONEY. TRUE TO YOUR GOALS. TRUE TO YOUR COMMUNITY. ABOVE ALL, TRUE
TO YOU.

FULL-SERVICE, AT YOUR SERVICE.

We’ll help you tackle every part of your financial life, from checking and
savings, to auto loans, mortgages and more.

COMMUNITY FIRST.

When our members succeed, so do the communities we call home. We’re proud to
give back with a focus on education, job training and sustainable housing.

ONWARD AND UPWARD.

A better financial future begins with a better financial education. We’re proud
to connect you with resources and counseling you need to succeed.

ALLTRU ONLINE & MOBILE BANKING


ONLINE AND MOBILE BANKING, NOW BETTER THAN EVER.

New tools to manage your money, wherever you are.


Learn more

ALLTRU CDS AND IRAS


SAVE FOR THE FUTURE WITH COMPETITIVE INTEREST RATES. 

Our Certificates of Deposit (CD) and Individual Retirement Accounts (IRA) allow
you to earn almost 100x more interest than a traditional savings account!


Compare rates

TERESA

Alltru Member

MICHELLE

Alltru Member

ALLTRU AUTO LOANS


90 DAYS OF NO CAR PAYMENTS.



 * Auto loan rates starting at 5.24% APR*
 * Enjoy NO payments for your first 90 days1
 * No hidden fees and no pre-payment penalties
 * Flexible terms up to 84 months


Apply online



CHELSEA

Alltru Member

VIDEO BANKING SERVICES


NO LINES, JUST CONVERSATIONS

Alltru’s video banking is a smart way to manage your money. You can easily
connect with your finances, make secure transactions, and get expert advice from
real people.


Learn More




“WHEN YOU WALK IN THEY KNOW YOUR NAME, AND IT INSTANTLY FEELS LIKE FAMILY.”

Celeste
Alltru Member


“THE EMPLOYEES RECOGNIZE MY FACE WHEN I WALK INTO THE BUILDING. THEY’RE
FRIENDLY, PERSONABLE, AND HELPFUL.”

Teresa
Alltru Member


“AT ALLTRU, I FEEL COMFORTABLE AND APPRECIATED. I’VE BANKED WITH OTHER CREDIT
UNIONS, BUT THEY DON’T HAVE THE SAME GENUINE APPRECIATION FOR THEIR MEMBERS THE
WAY ALLTRU DOES.”

Craig
Alltru Member


“ALLTRU GAVE ME A CHANCE WHEN I WAS REBUILDING MY FINANCIAL WELLNESS. I WAS
UNABLE TO GET A BANK ACCOUNT WITH OTHER INSTITUTIONS. THEY WELCOMED ME WITH OPEN
ARMS.”

Tranita
Alltru Member


“COMPARED TO A BIG BANK, ALLTRU REALLY CARES ABOUT YOU AS A PERSON AND WANTS TO
DO LIFE TOGETHER. IT FEELS A LOT DIFFERENT FROM ANY OTHER BANK BECAUSE IT’S MORE
ABOUT ME THAN MY MONEY.”

Marcy
Alltru Member


“WHEN YOU WALK IN THEY KNOW YOUR NAME, AND IT INSTANTLY FEELS LIKE FAMILY.”

Celeste
Alltru Member


“THE EMPLOYEES RECOGNIZE MY FACE WHEN I WALK INTO THE BUILDING. THEY’RE
FRIENDLY, PERSONABLE, AND HELPFUL.”

Teresa
Alltru Member


“AT ALLTRU, I FEEL COMFORTABLE AND APPRECIATED. I’VE BANKED WITH OTHER CREDIT
UNIONS, BUT THEY DON’T HAVE THE SAME GENUINE APPRECIATION FOR THEIR MEMBERS THE
WAY ALLTRU DOES.”

Craig
Alltru Member


“ALLTRU GAVE ME A CHANCE WHEN I WAS REBUILDING MY FINANCIAL WELLNESS. I WAS
UNABLE TO GET A BANK ACCOUNT WITH OTHER INSTITUTIONS. THEY WELCOMED ME WITH OPEN
ARMS.”

Tranita
Alltru Member
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LET’S TALK


WE’RE IN YOUR NEIGHBORHOOD.

We are St. Louis, through and through. We have branches throughout the metro
area. Plus, as a member you’ll have free access to hundreds of local ATMs.

Schedule an appointment
Find a location

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Phone: 636-916-8300

Toll Free: 1-800-288-7618

contactus@alltrucu.org

Routing & Transit #281080739

Alltru
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Alltru Blog


Disclosures

*APR = Annual Percentage Rate. Rates are subject to change. Subject to credit
approval. See Credit Union for qualifications and details.

1. 90 days no payment offer only for qualified borrowers. Offer available for
new auto loans and auto loan refinancing. Interest still accrues during the 90
day deferral period. Additional criteria may apply. Loans are subject to credit
approval. Floor rate is 5.24% APR. Maximum rate is currently 17.99% APR. Rates
can vary based on creditworthiness, age of vehicle, and terms of the loan. Your
actual rate can be higher or lower depending on credit performance. Credit
scores 599 and lower not eligible for 90 days no payment offer. Rates & terms
subject to change based on market conditions and borrower eligibility. Before
you can refinance your loan at Alltru, a savings account is required with a
minimum account balance of $1.00. Alltru does not charge a fee to refinance your
loan. Other title and licensing fees may apply. Minimum loan amount of $5,000.
Membership and certain restrictions apply. Existing Alltru auto loans do not
qualify for this promotion.

APY=Annual Percentage Yield. Effective 6/26/24, the 5.15% APY on an Alltru 7
Month Certificate of Deposit is 102 times higher than the .05% APY on an Alltru
Primary Savings Account.

CDs & IRAs – Early withdraw penalties may apply.

7 MONTH CD/IRA RATE TERMS: 7 Month Rate for CDs and IRAs requires $25,000
minimum deposit and 100% of funds as new funds not currently on deposit at
Alltru. A penalty may be imposed for early withdrawal on Certificates of Deposit
and IRA accounts.

13 MONTH SPECIAL CD/IRA RATE TERMS: 13 Month Special Rate for CDs and IRAs
requires $250 minimum deposit and 50% of funds as new funds not currently on
deposit at Alltru. A penalty may be imposed for early withdrawal on Certificates
of Deposit and IRA accounts.



© 2024 ALLTRU CREDIT UNION • EQUAL HOUSING LENDER

Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government. National Credit Union
Administration, a U.S. Government Agency.

DISCLOSURES | PRIVACY POLICY | SERVICE CHARGES

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