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Skip to content Sign InsearchHeader menu toggle Investments Investment Options * Mutual Funds * Exchange Traded Funds * 529 Portfolios * Separately Managed Accounts * Closed-End Funds * Interval Funds * Tender Offer Funds * Money Market Funds * Franklin Managed Options Strategies Investment Resources * Sales Charges & Breakpoints * Morningstar 4- and 5-Star Funds Our Capabilities * Fixed Income * Equity * Multi-Asset * Alternatives * Exchange Traded Funds Investment Managers Public Markets * Brandywine Global * ClearBridge Investments * Franklin Equity Group * Franklin Income Investors * Franklin Mutual Series * Franklin Templeton Emerging Markets Equity * Franklin Templeton Fixed Income * Franklin Templeton Global Private Equity * Franklin Templeton Investment Solutions * Martin Currie * Royce Investment Partners * Templeton Global Equity Group * Templeton Global Macro * Western Asset Alternatives * Benefit Street Partners * Clarion Partners * Franklin Templeton Digital Assets * Franklin Venture Partners * K2 Advisors * Lexington Partners Insights * Latest Thinking * Market Opportunities * Investment Ideas * Anatomy of a Recession * Webinars * Podcasts * Franklin Templeton Institute * Research Findings * Disruptive Technology Planning & Learning Planning For * Education * Charitable Giving Learn About Investing * Investing Basics * Types of Funds * Investor Behavior * Market Volatility Retirement * Individual Retirement * Voice of the American Worker * eContributions Tools & Resources Tools * Fund Comparison * Investment Planning Calculators * Franklin Templeton US Shareholder Mobile App Literature * Browse Literature * Fund Fact Sheets * Order History Forms & Applications How to Invest Tax Center * Fund Specific Information * Tax Forms for Accounts Held Directly with Franklin Templeton * About Us * Accounts * Contact Us * Individual Investor * About Us * Accounts * Contact Us * Sign In/Register * Investments * Investment Options * Mutual Funds * Exchange Traded Funds * 529 Portfolios * Separately Managed Accounts * Closed-End Funds * Interval Funds * Tender Offer Funds * Money Market Funds * Franklin Managed Options Strategies * Investment Resources * Sales Charges & Breakpoints * Morningstar 4- and 5-Star Funds Our Capabilities * Fixed Income * Equity * Multi-Asset * Alternatives * Exchange Traded Funds * Investment Managers * Public Markets * Brandywine Global * ClearBridge Investments * Franklin Equity Group * Franklin Income Investors * Franklin Mutual Series * Franklin Templeton Emerging Markets Equity * Franklin Templeton Fixed Income * Franklin Templeton Global Private Equity * Franklin Templeton Investment Solutions * Martin Currie * Royce Investment Partners * Templeton Global Equity Group * Templeton Global Macro * Western Asset * Alternatives * Benefit Street Partners * Clarion Partners * Franklin Templeton Digital Assets * Franklin Venture Partners * K2 Advisors * Lexington Partners * Insights * Latest Thinking Market Opportunities Investment Ideas Anatomy of a Recession Webinars Podcasts Franklin Templeton Institute Research Findings Disruptive Technology * Planning & Learning * Planning For * Education * Charitable Giving Learn About Investing * Investing Basics * Types of Funds * Investor Behavior * Market Volatility * Retirement * Individual Retirement Voice of the American Worker eContributions * Tools & Resources * Tools * Fund Comparison * Investment Planning Calculators * Franklin Templeton US Shareholder Mobile App Literature * Browse Literature * Fund Fact Sheets * Order History Forms & Applications How to Invest * Tax Center * Fund Specific Information * Tax Forms for Accounts Held Directly with Franklin Templeton search Search Franklin Templeton Clear Close Search Franklin Templeton Clear Go ARE YOU LOOKING FOR? * CHANGE ADDRESS * FORMS & APPLICATIONS * ACCOUNT SERVICES * MORNINGSTAR 4 & 5 STAR FUNDS * RETIREMENT * 529 PLANNING * TAX CENTER PUTNAM INVESTMENTS IS NOW PART OF FRANKLIN TEMPLETON We are pleased to announce that Franklin Templeton has completed the acquisition of Putnam Investments. We are excited to offer our clients an expanded range of investment solutions to pursue their financial goals. Read the Press Release SEIZE THE YIELD Today’s higher yields have opened up potential opportunities for investors to generate better returns, diversify portfolios and lock in attractive income across the fixed income spectrum. WHAT TO WATCH FOR IN THE US ECONOMY See the latest ClearBridge Investments' Anatomy of a Recession commentary and dashboard. EXPLORE OUR INVESTMENT MANAGERS Access our specialist investment managers - across public and private markets – through a single, powerful partnership. Each has investment autonomy and a unique culture, bringing a full range of strategies and vehicles. Our commitment is to help you efficiently allocate and craft custom solutions through insights, support, and consultation services. [common.play][common.pause] Planning & learning BE PREPARED FOR WHAT’S NEXT Whether it is saving for retirement or simply investing in a fund, Franklin Templeton has the investments and programs to help you reach your financial goals. RETIREMENT PLANNING EDUCATION SAVINGS CHARITABLE GIVING OUR PRODUCTS Find what you need TOP RESOURCES RE-THINK SOCIAL SECURITY Deciding when to begin receiving Social Security benefits can feel overwhelming, but it doesn’t have to be. Learn more about your Social Security choices. CHANGING AN ACCOUNT Changes happen. When they do, you can update, add, or discontinue account option(s), including bank information, dividend and/or capital gain distribution and payment options, and contact information. PODCASTS Explore perspectives and insights from Franklin Templeton’s investment leaders. Tune in as we provide regular updates on developments shaping markets, industries and investment opportunities. FORMS & APPLICATIONS Looking for a specific form? Browse our forms and quickly find the items you need. Getting Started HOW CAN WE HELP? We have the tools, resources, and services to help you reach your financial goals. OPEN AN ACCOUNT Opening an account online is secure and takes just a few minutes. Get Started COMPARE INVESTMENTS Not sure which investment is right for you? Use the Fund Comparison Tool to compare different funds side-by-side. Let’s Compare CONTACT US Contact a Franklin Templeton service specialist to answer your questions. Let’s Connect Insights EXPLORE OUR VIEWS ON MARKET TOPICS AND INVESTMENT THEMES View More DECEMBER 26, 2023 OZEMPIC CAN’T HELP YOUR OVERWEIGHT IN BIG TECH: GLOBAL ETF DIVERSIFICATION IDEAS FOR 2024 The start of a new year brings a chance for reflection and re-evaluation. For investors, a chance to rebalance. Franklin Templeton ETFs’ Dina Ting and Marcus Weyerer highlight the pitfalls of overweight exposure to mega tech stocks and where in the world to look for diversification in 2024. DECEMBER 22, 2023 CRYPTO WINTER FADES AS NEWS AND FUNDAMENTALS POINT TOWARD ECOSYSTEM GROWTH Franklin Templeton Digital Assets expects to see continued strength and renewed interest in crypto as an asset class in 2024. DECEMBER 22, 2023 QUICK THOUGHTS: FIVE SURPRISES FOR 2024 As we near the end of 2023, Head of Franklin Institute Stephen Dover reviews how his forecasts for the year panned out and shares the themes his team is watching out for in 2024. All investments involve risks, including possible loss of principal. FINRA’s BrokerCheck You can check the background of your investment professional on FINRA's BrokerCheck opens a dialog . Learn more from FINRA about How to Find and Work with an Investment Professional opens a dialog . Client Relationship Summary (Form CRS) You can learn about the services Franklin Templeton’s investment advisers and broker-dealers provide to retail investors by reviewing our Client Relationship Summaries. Important Information ALL SITE USERS: * This site is for U.S. residents only, and using it means you agree to our Public Site Terms of Use, Privacy Policy * In general, this site supports the current and prior major release of the following browsers: Microsoft Edge opens a dialog ®, Mozilla Firefox opens a dialog ®, Safari opens a dialog ™ and Chrome opens a dialog . * Access to our website or your accounts may be delayed during periods of unusual market activity. * CFA® and Chartered Financial Analyst® are trademarks owned by CFA Institute. This site is intended for U.S. investors only. The products and services described on this site are not available to non-U.S. investors. Any information, statement or opinion set forth herein is general in nature, is not directed to or based on the financial situation or needs of any particular investor, and does not constitute, and should not be construed as, investment advice, forecast of future events, a guarantee of future results, or a recommendation with respect to any particular security or investment strategy or type of retirement account. Investors seeking financial advice regarding the appropriateness of investing in any securities or investment strategies should consult their financial professional. Franklin Distributors, LLC. Member FINRA opens a dialog/SIPC opens a dialog. All entities mentioned are Franklin Templeton affiliates companies. Investment Products: NOT FDIC INSURED | NO BANK GUARANTEE | MAY LOSE VALUE. This website is intended for residents of the United States. Individual Investor * Financial Professional * Institutional Investor United States * Individual Investor * Financial Professional * Institutional Investor INVESTMENTS * Investment Options * Investment Resources * Our Capabilities INSIGHTS * Latest Thinking * What Our Managers Think * Anatomy of Recession PLANNING & LEARNING * Planning for * Learning About Investing TOOLS & RESOURCES * Tools * Literature * Tax Center ABOUT US * Why Choose Franklin Templeton * News Room * Specialist Investment Managers ACCOUNTS * Accounts Dashboard * Account Service Support * Open an Account * Careers * Help * Site Usage * Accessibility * Privacy Notice * Do Not Sell or Share My Personal Information * Anti-Corruption Policy * Terms of Use * Connect with us Copyright © 2024 Franklin Templeton. All Rights Reserved.