www.lloydsbank.com Open in urlscan Pro
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Text Content

 * Accessibility statement [Accesskey '0'] Go to Accessibility statement
 * Skip to Content [Accesskey 'S'] Skip to main content
 * Skip to site Navigation [Accesskey 'N'] Go to Navigation
 * Go to Home page [Accesskey '1'] Go to Home page
 * Go to Sitemap [Accesskey '2'] Go to Sitemap

 * Personal
 * Business
 * Private Banking
 * International Banking

 * 
   Lloyds Bank Logo
 * 
   Lloyds Bank Logo
 * 
   Menu Close

 * Help and support
   
   Supporting your banking needs
   
   --------------------------------------------------------------------------------
   
   
      HELP AND SUPPORT
   
   
    * VIEW ALL HELP & SUPPORT
      
      
      VIEW ALL HELP & SUPPORT
   
   
      HELP AND SUPPORT
   
   
    * ACCOUNT MANAGEMENT
      
      
      ACCOUNT MANAGEMENT
      
       * Make changes on your business accounts
      
       * Find your IBAN and BIC
      
       * Close an account
   
   
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    * ONLINE BANKING
      
      
      ONLINE BANKING
      
       * Log on to Online for Business
      
       * Forgotten logon details for Online for Business
      
       * Depositing cheques in the app
   
   
      HELP AND SUPPORT
   
   
    * MAKING PAYMENTS
      
      
      MAKING PAYMENTS
      
       * Cancel a Direct Debit
      
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    * TAKING PAYMENTS
      
      
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       * Terminal problems
      
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    * SECURITY AND FRAUD
      
      
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    * POPULAR HELP QUERIES
      
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 * Online banking
   
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   --------------------------------------------------------------------------------
   
   
      ONLINE BANKING
   
   
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      VIEW ALL ONLINE BANKING
   
   
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 * Accounts and savings
   
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   --------------------------------------------------------------------------------
   
   
      ACCOUNTS AND SAVINGS
   
   
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    * MAKE A PAYMENT
      
      
      MAKE A PAYMENT
      
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    * VIEW ALL PRODUCTS AND SERVICES
      
      
      VIEW ALL PRODUCTS AND SERVICES
   
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    * BUSINESS ACCOUNT HOLDERS
      
       * Manage your account
      
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       * Product terms and conditions
      
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    * SAVINGS STRATEGY TOOL
      
      
      SAVINGS STRATEGY TOOL

 * Borrowing
   
   Loans, cards and finance
   
   --------------------------------------------------------------------------------
   
   
      BORROWING
   
   
    * BUSINESS LOANS
      
      
      BUSINESS LOANS
      
       * Small business loans
      
       * Commercial Mortgages
      
       * Government-backed loans
   
   
      BORROWING
   
   
    * OVERDRAFTS
      
      
      OVERDRAFTS
   
   
      BORROWING
   
   
    * CARDS
      
      
      CARDS
      
       * Credit Card
      
       * Charge Card
      
       * Card solutions (£3m+ turnover)
   
      
   
   
    * ASSET FINANCE
      
      
      ASSET FINANCE
      
       * Business Hire Purchase
      
       * Business Car Finance
   
      
   
   
    * INVOICE FINANCE
      
      
      INVOICE FINANCE
      
       * Invoice Factoring
      
       * Invoice Discounting
   
      
   
   
    * INTERNATIONAL TRADE LENDING
      
      
      INTERNATIONAL TRADE LENDING
   
      
   
   
    * VIEW ALL BORROWING OPTIONS
      
      
      VIEW ALL BORROWING OPTIONS
   
      FIND OUT MORE
   
    *  * How to get a business loan
      
       * Lending support and standards
      
       * Lending appeals
   
   
    * INVOICE FINANCE CUSTOMERS
      
       * Existing customer login
      
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       * Asset Based Lending
   
   
    * BUSINESS OVERDRAFTS
      
      Be financially flexible with a business overdraft.
      
      Explore Overdrafts

 * Take payments
   
   Card readers and online
   
   --------------------------------------------------------------------------------
   
   
      TAKE PAYMENTS
   
   
    * TAKE PAYMENTS WITH CARDNET®
      
      
      TAKE PAYMENTS WITH CARDNET®
   
   
      TAKE PAYMENTS
   
   
    * CARD READERS
      
      
      CARD READERS
      
       * Mobile card readers
      
       * Portable card machines
      
       * Countertop card machines
      
       * MPOS mobile POS
      
       * Saturn portable POS
      
       * Clover POS range
   
   
      TAKE PAYMENTS
   
   
    * ONLINE PAYMENTS
      
      
      ONLINE PAYMENTS
   
   
      TAKE PAYMENTS
   
   
    * OVER-THE-PHONE PAYMENTS
      
      
      OVER-THE-PHONE PAYMENTS
   
   
      TAKE PAYMENTS
   
   
    * OMNICHANNEL PAYMENTS
      
      
      OMNICHANNEL PAYMENTS
   
      
   
   
    * RETAIL PAYMENT SOLUTIONS
      
      
      RETAIL PAYMENT SOLUTIONS
   
      
   
   
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      HOSPITALITY PAYMENT SOLUTIONS
   
      
   
   
    * OUR PRICES
      
      
      OUR PRICES
   
      
   
   
    * VALUE ADDED SERVICES
      
      
      VALUE ADDED SERVICES
   
      EXISTING CUSTOMERS
   
   
    * CARDNET EXISTING CUSTOMERS
      
      
      CARDNET EXISTING CUSTOMERS
      
       * Log on to your reporting tool
      
       * Guides & resources
      
       * Help & support
   
   
    * CARD READERS
      
      Accept card payments with our wide range of face-to-face solutions.
      
      View our card readers

 * International trade
   
   Business at home and abroad
   
   --------------------------------------------------------------------------------
   
   
      INTERNATIONAL TRADE
   
   
    * INTERNATIONAL & DOMESTIC TRADE
      
      
      INTERNATIONAL & DOMESTIC TRADE
   
   
      INTERNATIONAL TRADE
   
   
    * IMPORTING
      
      
      IMPORTING
      
       * Guarantees & Standbys
      
       * Documentary Collections
      
       * Letters of Credit
      
       * Trade Finance
   
   
      INTERNATIONAL TRADE
   
   
    * EXPORTING
      
      
      EXPORTING
      
       * Guarantees & Standbys
      
       * Documentary Collections
      
       * Letters of Credit
      
       * Receivables Purchase
      
       * Trade Finance
   
      
   
   
    * INTERNATIONAL CASH MANAGEMENT
      
      
      INTERNATIONAL CASH MANAGEMENT
      
       * International Payments
      
       * Foreign Exchange
      
       * Currency Accounts
   
      EXISTING CUSTOMERS
   
   
    * EXISTING TRADE CUSTOMERS
      
       * International Trade Portal
      
       * International rates and charges
      
       * Lloyds Online Trade Services (LOTS)
      
       * Login to LOTS
      
       * Open Account Platform
      
       * Trade Tracker

 * Insurance
   
   Find the right cover
   
   --------------------------------------------------------------------------------
   
   
      INSURANCE
   
   
    * BUSINESS INSURANCE
      
      
      BUSINESS INSURANCE
      
       * Public Liability Insurance
      
       * Landlord Insurance
      
       * Professional Indemnity Insurance
      
       * Shop Insurance
      
       * Office Insurance
      
       * Cyber Insurance
   
      
   
    *  * Café Insurance
      
       * Salon Insurance
      
       * Surgery Insurance
      
       * Working from Home Insurance
      
       * Fleet Insurance
      
       * Pubs and Restaurants Insurance
   
      FIND OUT MORE
   
    *  * Contact us
      
       * Business Insurance guides
      
       * Retrieve an insurance quote
   
   
    * PUBLIC LIABILITY INSURANCE
      
      Help protect your business from legal fees and compensation costs if a
      customer, client or other third party makes a claim against you.
      
      Get a quote

 * Business guidance
   
   Start-up, manage and grow
   
   --------------------------------------------------------------------------------
   
   
      BUSINESS GUIDANCE
   
   
    * START YOUR BUSINESS
      
      
      START YOUR BUSINESS
      
       * Financing a startup
      
       * Open a business bank account
   
   
      BUSINESS GUIDANCE
   
   
    * MANAGE YOUR BUSINESS
      
      
      MANAGE YOUR BUSINESS
      
       * Employment law
      
       * Mental health in the workplace
      
       * Disability in the workplace
      
       * Payroll systems
      
       * Business continuity planning
   
      
   
   
    * GROW YOUR BUSINESS
      
      
      GROW YOUR BUSINESS
      
       * International Commercial Terms
      
       * Making international payments
      
       * Finding the right property
      
       * Exporting
      
       * Building customer relationships
   
      
   
   
    * BUSINESS SECTORS
      
      
      BUSINESS SECTORS
      
       * Agriculture
      
       * Charities & not-for-profits
      
       * Education
      
       * Healthcare
      
       * Manufacturing
      
       * Real Estate & Housing
      
       * Legal Services
      
       * Technology
   
      USEFUL RESOURCES
   
   
    * INSIGHTS AND RESOURCES
      
      
      INSIGHTS AND RESOURCES
      
       * Sustainability
      
       * Supporting Black-owned businesses
      
       * Supporting women-owned businesses
      
       * Managing business costs
      
       * Latest insights
      
       * Business guides
      
       * Recent case studies
   
   
    * GOOD THINGS ARE HAPPENING IN BRITISH BUSINESS
      
      Find out how some of our customers have evolved their businesses in
      innovative ways.
      
      Take a closer look

 * Corporate solutions
   
   For corporates & institutions
   
   --------------------------------------------------------------------------------
   
   
      CORPORATE SOLUTIONS
   
   
    * VIEW ALL CORPORATE SOLUTIONS
      
      
      VIEW ALL CORPORATE SOLUTIONS
      
       * Sustainability
      
       * Card solutions
      
       * Working capital
      
       * Financing
      
       * Liquidity and accounts
      
       * Payments
      
       * International trade
      
       * Risk management
   
   
      CORPORATE SOLUTIONS
   
    * 
   
      
   
   
    * CORPORATE SECTORS
      
      
      CORPORATE SECTORS
      
       * Consumer & Technology
      
       * Infrastructure, Energy & Industrials
      
       * Real Estate and Housing
      
       * Higher Education
      
       * Services & Public sector
      
       * Sponsors, Debt & Structured Finance
      
       * Sustainability & ESG Financing
      
       * Financial Services
   
      EXISTING CUSTOMERS
   
   
    * ONLINE SERVICES
      
      
      ONLINE SERVICES
      
       * Commercial Banking Online
      
       * Arena
      
       * Online Trade Services
      
       * Online for Business
   
   
    * INSIGHTS FOR CORPORATES AND INSTITUTIONS
      
      Find the latest insights, reports, expert commentary, client case studies,
      and economic and markets updates.
      
      Explore the latest content

 * 
   Sustainable business
 * 
   Business sectors

 *  * 
      Search Close
      
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      and enter to select.
      
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      Search
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      Submit
      
      
      
    * 
      Log on
      
      Internet Banking
      
      Personal
      
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      Keep me secure




OPEN A BUSINESS ACCOUNT AND GET ACCESS TO £5,000 INSTANT CREDIT*

Get an instant decision on up to £5,000 credit as a start-up when you open a
Business Account.

Open an account

*Eligibility criteria apply.

 * In this section

 * View Business Accounts
 * View all products
 * Help & support

More
 * 

 


FAST CARD PAYMENTS, HANDED ON A PLATE

Take card payments from your customers with our payment solutions.

More on payment solutions


OUR PRODUCTS

Our range of products could help set you up for success.


BUSINESS BANK ACCOUNTS

Whatever your plans for the future, our business bank accounts can help manage
your finances.

Business accounts


SAVINGS

Secure and grow your savings with our range of accounts to suit your business.

Savings accounts


OVERDRAFTS

Our overdrafts offer flexible financial support for whenever your business needs
it.

Business overdrafts


CREDIT CARDS

A cost-effective way to manage your business expenses and keep on top of cash
flow.

Business credit cards


LOANS

A selection of loans to help with your short and longer-term business plans.

Business loans


TAKE CARD PAYMENTS

Lloyds Bank Cardnet® has several options for businesses taking payments online,
over the phone or face-to-face.

Take card payments


VIEW ALL PRODUCTS

Explore the range of products and services we provide for businesses.

View all products View all business products

 


HELP AND SUPPORT

Assistance with online banking, payments, security and more.

Help and support 

 


HELP AND SUPPORT

Assistance with online banking, payments, security and more.

Help and support 



INSIGHTS, GUIDES AND CUSTOMER STORIES

From the latest insights to guides and customer stories, we provide practical
guidance to UK businesses of all shapes and sizes. 




STARTUP TO STANDOUT

In the ‘Startup to Standout’ mini-series, brought to you in partnership with
High Performance, Jake Humphrey connects with business owners who have
successfully navigated the first three years.

Watch the podcasts


SUSTAINABLE BUSINESS

Supporting UK businesses transition to low-carbon, sustainable business models
whilst reducing costs at the same time.

Explore sustainable business


START YOUR OWN BUSINESS IN 10 ESSENTIAL STEPS

Starting a business is exciting but can be quite overwhelming. Follow our 10
essential steps to turn your dream into a successful and sustainable start-up.

Guidance on starting a business


HOW THE RIGHT PAYMENT SOLUTIONS CAN HELP YOUR BUSINESS GROW

Finding a flexible payment provider for your business is vital, no matter the
size or sector. Lloyds Bank Cardnet® experts, Ajit Ramachandran and Michael
Sutton discuss why the right payment solution is more than taking card payments.

Watch, read or listen to find out more


HOW THE RIGHT PAYMENT SOLUTIONS CAN HELP YOUR BUSINESS GROW

Finding a flexible payment provider for your business is vital, no matter the
size or sector. Lloyds Bank Cardnet® experts, Ajit Ramachandran and Michael
Sutton discuss why the right payment solution is more than taking card payments.

Watch, read or listen to find out more


START YOUR OWN BUSINESS IN 10 ESSENTIAL STEPS

Starting a business is exciting but can be quite overwhelming. Follow our 10
essential steps to turn your dream into a successful and sustainable start-up.

Guidance on starting a business




BANKING ONLINE

Banking online is safe and simple with our mobile app or browser.

 


MOBILE BANKING APP

Scan to download our app

 * Easy to use
 * Log on while on the move
 * Your bank details are secure at all times

How to set up the app

 


MOBILE BANKING APP

 * Easy to use
 * Log on while on the move
 * Your bank details are secure at all times

How to set up the app



INTERNET BANKING

Our internet banking service is safe, easy, convenient and helps save your time.

Log on to Online for Business
Register for Online for Business

Log on to Commercial Banking Online
Register for Commercial Banking Online



Log on to Online for Business
Register for Online for Business

Log on to Commercial Banking Online
Register for Commercial Banking Online

 


PROTECT YOUR BUSINESS FROM FRAUD

Discover how fraudsters can target your business and what you can do about it.

Staying safe


AVOID CYBER CRIME

We can help your business to protect itself from cyber attacks.

Managing risks


SECURITY AND FRAUD

How to report and manage fraud.

Report fraud


CYBERSECURITY OFFER

Help protect your business devices from a cyber attack with Norton Small
Business.

Register for offer

 


PROTECT YOUR BUSINESS FROM FRAUD

Discover how fraudsters can target your business and what you can do about it.

Staying safe


AVOID CYBER CRIME

We can help your business to protect itself from cyber attacks.

Managing risks


SECURITY AND FRAUD

How to report and manage fraud.

Report fraud


CYBERSECURITY OFFER

Help protect your business devices from a cyber attack with Norton Small
Business.

Register for offer



INDEPENDENT SERVICE QUALITY SURVEY RESULTS

BUSINESS CURRENT ACCOUNTS

--------------------------------------------------------------------------------

Published August 2024

As part of a regulatory requirement, an independent survey was conducted to ask
approximately 1,200 customers of each of the 16 largest business current account
providers if they would recommend their provider to other small and medium-sized
enterprises (SMEs*). The results represent the view of customers who took part
in the survey.
 


OVERALL SERVICE QUALITY

We asked customers how likely they would be to recommend their business current
account provider to other SMEs.

*SMEs include businesses, clubs, charities and societies with an annual
turnover/income of up to £25m (exclusive of VAT and other turnover-related
taxes).

RANKING

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality
Information for business current accounts can be found here

We work hard to keep your personal and business data secure, which includes
regularly reviewing our privacy notice. When there’s an important change we’ll
remind you to take a look and share it with anyone within your business who
might need to know. This is so you’re aware of how we use your data and what
your options are. Please review the latest privacy notice.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your
permission to carry out a credit check on you and your business. 

You should not apply for an amount that you cannot comfortably afford to repay
now and in the future to avoid the possibility of legal action. 

All lending is subject to status. Security may be required.


While all reasonable care has been taken to ensure that the information provided
is correct, no liability is accepted by Lloyds Bank for any loss or damage
caused to any person relying on any statement or omission. This is for
information only and should not be relied upon as offering advice for any set of
circumstances. Specific advice should always be sought in each instance.

*SMEs include businesses, clubs, charities and societies with an annual
turnover/income of up to £25m (exclusive of VAT and other turnover-related
taxes).

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    * 


IMPORTANT LEGAL INFORMATION

Calls may be monitored or recorded in case we need to check we have carried out
your instructions correctly and to help improve our quality of service.

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc, Bank of Scotland
plc, Lloyds Bank Corporate Markets plc and Lloyds Bank Corporate Markets
Wertpapierhandelsbank GmbH.

The products and services outlined on this site may be offered by legal entities
from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank
Corporate Markets plc. Lloyds Bank plc and Lloyds Bank Corporate Markets plc are
separate legal entities within the Lloyds Banking Group.

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN.
Registered in England and Wales no. 2065. Bank of Scotland plc. Registered
Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Lloyds Bank Corporate Markets plc. Registered office 25 Gresham Street, London
EC2V 7HN. Registered in England and Wales no. 10399850. Authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority
and the Prudential Regulation Authority under registration number 119278, 169628
and 763256 respectively.

Lloyds Bank Corporate Markets Wertpapierhandelsbank GmbH is a wholly-owned
subsidiary of Lloyds Bank Corporate Markets plc. Lloyds Bank Corporate Markets
Wertpapierhandelsbank GmbH has its registered office at Thurn-und-Taxis Platz 6,
60313 Frankfurt, Germany. The company is registered with the Amtsgericht
Frankfurt am Main, HRB 111650. Lloyds Bank Corporate Markets
Wertpapierhandelsbank GmbH is supervised by the Bundesanstalt für
Finanzdienstleistungsaufsicht.

Eligible deposits with us are protected by the Financial Services Compensation
Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please
note that due to FSCS and FOS eligibility criteria not all business customers
will be covered.

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EXISTING CUSTOMERS EXPANDABLE SECTION EXISTING CUSTOMERS

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BANKING WITH US EXPANDABLE SECTION BANKING WITH US

 * Find a branch
 * Terms and conditions
 * Rates and Charges
 * Legal and regulatory


ABOUT US EXPANDABLE SECTION ABOUT US

 * About Lloyds Bank
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 * Communities
 * Careers


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