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Skip to Main Content Bankrate * Banking Caret Right Caret LeftAll Banking Checking & savingsCaret Right CDsCaret Right Money marketCaret Right BanksCaret Right Explore all banking resources Arrow Right Caret Left Banking Compare accounts * Best savings accounts * Best high-yield savings accounts * Best checking accounts Get guidance * All savings calculators * Savings basics * Savings rate trends * Savings resources Compare accounts * Best CD rates * Best 1-year CD rates * Best 5-year CD rates Get guidance * CD calculator * CD basics * CD rate trends * CD resources Money market accounts Money market accounts are similar to savings accounts, but offer some checking features as well. View MMA rates Get guidance * Money market basics * MMA resources Banking Skip the searching and find your next bank in minutes with BankMatch℠. 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CD rates High-yield savings Home purchase Credit cards Home equity Home refinance Investing Personal loans BANKRATE RECOMMENDS AdvisorMatch FIND A VETTED FINANCIAL ADVISOR IN MINUTES From retirement planning to saving for a home, a financial advisor can help you reach your financial goals. Arrow Right READ ARTICLE SHOULD I MAKE TECH PURCHASES ON A CREDIT CARD? With double rewards for tech purchases, cardholder perks and more, the Choice Rewards World Mastercard® is the card for all your technology purchase needs. Sponsored By READ ARTICLE BEST DEBT RELIEF COMPANIES OF 2023 Debt relief companies help consumers avoid bankruptcy and get their credit back on track with a combination of methods. READ ARTICLE WHAT THE SUPREME COURT'S STUDENT LOANS DECISION MEANS FOR BORROWERS Read about the ruling, it's impact to borrowers, when payments resume, and if there are alternatives. Read article 11 STEPS TO TAKE AFTER THE LATEST FED RATE DECISION Interest rates haven’t risen this fast since the 1980s. Find out what that means for you. EXCLUSIVE INSIGHTS FROM OUR EXPERT ANALYSTS > “Travelers should brace for another busy summer travel season, and with the > travel industry struggling to keep up, high prices aren’t likely to be the > only problem. ” – Ted Rossman 77% OF TRAVELERS EXPERIENCED ISSUES THIS YEAR; MORE THAN HALF CITED HIGHER PRICES More than half of travelers (53%) cited encountering higher prices than they’re accustomed to, making it the most common problem, according to Bankrate's report. Other problems included long waits (25%, including airport security, restaurant tables, etc.), poor customer service (24%), canceled/disrupted plans (23%), and hard to find availability (23%). Read the survey The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC The best of personal finance THE BANKRATE AWARD WINNERS ARE HERE From investing to influencers, our experts have found the best of the best for all things personal finance. Check out the top financial products of the year and find the winners for your wallet. See the 2023 winners Over 200 financial calculators FIND ANSWERS, FAST Mortgage Mortgage calculator Rates Simple savings Mortgage Percent Amortization Dollar Cost-of-living Mortgage Market Home affordability Credit Card Credit card payoff Cd CD calculator Credit Card Balance Transfer Balance transfer Loan Loan calculator Calculator See all calculators A BETTER RATE IS WAITING * Banking * Mortgage TODAY'S BANKING RATES 1 Year CD 5.01% 3 Year CD 4.15% 5 Year CD 3.98% Savings Account 2.52% See all CD rates | See all Savings rates CURRENT MORTGAGE RATES 30 Year Fixed 7.21% 15 Year Fixed 6.53% 10 Year Fixed 6.72% 5/1 ARM 6.12% See all Mortgage rates Rate trends CURRENT CD INTEREST RATES Average rate of savings account interest Banking news TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY See all news AVERAGE BUSINESS LOAN INTEREST RATES IN 2023 7 min read SURVEY: 77% OF TRAVELERS PLAGUED BY TRAVEL PROBLEMS AMID BOOMING SEASON; MORE THAN HALF SAW HIGHER PRICES 7 min read HOME GENERATORS: HOW MUCH DO THEY COST AND SHOULD YOU HAVE ONE? 5 min read HOW ARE MORTGAGE RATES DETERMINED? HERE’S WHAT DRIVES MORTGAGE INTEREST RATES 10 min read HOW TO WORK WITH AN INVOICE FACTORING COMPANY 7 min read AVERAGE BUSINESS LOAN INTEREST RATES IN 2023 7 min read SURVEY: 77% OF TRAVELERS PLAGUED BY TRAVEL PROBLEMS AMID BOOMING SEASON; MORE THAN HALF SAW HIGHER PRICES 7 min read Caret Left Caret Right Credit Cards BEST BUSINESS CREDIT CARDS FOR STARTUPS IN 2023 11 min read Banking 7 KEY BENEFITS OF MOBILE BANKING 7 min read Banking WHAT IS A MONEY MARKET ACCOUNT? 5 min read REVIEWS AND RECOMMENDATIONS Advertiser disclosure Bankrate independently researches financial companies and rates them according to an objective set of criteria. For more information on how we stay impartial, check out our editorial integrity policy. REVIEWS BY CATEGORY * Banking reviews * Mortgage lender reviews * Credit card reviews * Personal loan reviews * Home equity reviews * Best home insurance * Brokerage reviews REVIEWS OF TOP BANKS Rating: 4.1 stars out of 5 4.1 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.5 stars out of 5 4.5 Bankrate Review REVIEWS OF TOP MORTGAGE LENDERS Rating: 5 stars out of 5 5.0 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review POPULAR TOPICS Rates Start saving Dollar Start investing Mortgage Market Purchase a home Home Equity Refinance a home Retirement Save for retirement Credit Card Get a credit card Insurance Home Alt Get home insurance Auto Car Guides Find car insurance INTRODUCING CARDMATCH™ YOUR PERFECT CARD IS ONE CLICK AWAY Find your match WHY CARDMATCH™? * 1 No impact to your credit score * 2 Bank-level security to keep your data safe * 3 Elevated bonus offers and custom results BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie Settings * Do Not Sell or Share My Personal Information * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access Facebook Twitter Instagram Linkedin Youtube Tiktok Bankrate US | UK © 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved. ADVERTISER DISCLOSURE Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate.com does not include the entire universe of available financial or credit offers. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. EDITORIAL INTEGRITY Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. KEY PRINCIPLES We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers. EDITORIAL INDEPENDENCE Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.