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PRIVACY POLICY

Privacy Policy

Effective Date: August, 2020

The following Privacy Policy governs the online information collection practices
of Wyatt Investment Research LLC (“Company,” “we” or “us”). Specifically, it
outlines the types of information that we gather about you while you are using
the www.wyattresearch.com (the “Site”), and the ways in which we use this
information. This Privacy Policy applies primarily to information which we
collect online.

We have created this Privacy Policy to demonstrate our firm commitment to
privacy and security. This Privacy Policy describes how our Company collects
information from all end users of our Internet services (the “Services”),
including those who access some of our Services but do not have accounts
(“Visitors”) and those who may purchase Products and/or pay a service fee to
subscribe to the Service (“Members”).

Please read this Privacy Policy carefully. By visiting and using the Site, you
agree that your use of our Site, and any dispute over privacy, is governed by
this Privacy Policy. In an effort to comply with changes in technology, and the
adoption of new regulations and laws, we may need to change our Policy at some
point in the future, in which case we’ll post the changes to this Privacy Policy
on this website and update the Effective Date of the policy to reflect the date
of the changes. By continuing to use the Site after we post any such changes,
you accept the Privacy Policy as modified.

Introduction

We may collect and store personal or other information that you voluntarily
supply to us online while using the Site (e.g., while on the Site or in
responding via email to a feature provided on the Site). The Site only contacts
individuals who specifically request that we do so or in the event that they
have signed up to receive our messaging, or have purchased one of our products
or services. The Site collects personally identifying information from our users
during online registration, membership sign-up and online purchasing. We may
also collect information about you through our lead generation pages, or when
you sign up to receive email messages or text alerts via the Site.  Generally,
this information includes name and e-mail address for registration or opt-in
purposes and name, email address, and credit card information when purchasing
our products or services. All of this information is provided to us by you.

We also collect and store information that is generated automatically as you
navigate online through the Site. For example, we may collect information about
your computer’s connection to the Internet, which allows us, among other things,
to improve the delivery of our web pages to you and to measure traffic on the
Site. We also may use a standard feature found in browser software called a
“cookie” to enhance your experience with the Site, and web beacons, to access
cookies, count users who visit the Site, the date and time of visits, the pages
viewed, time spent on our site, websites visited before and after our site, IP
addresses, or open HTML-formatted email messages.

We use the information we collect from you while you are using the Site in a
variety of ways, including using the information to customize features;
advertising that appear on the Site; and, making other offers available to you
via email, direct mail or otherwise.

In addition to our Privacy Policy and Terms of Service, we may provide you wish
information about how we use, store, share and protect your data in welcome
emails and sign-up pages.  The information contained in this Privacy Policy and
our current Terms of Service provide the most up-to-date information about how
we use, store, share and protect your data.  Your continued use of our Site
after an update is made to any of these policies, confirms your consent and
agreement to their terms.

Please keep in mind that whenever you voluntarily make your personal information
available for viewing by third parties online – for example on message boards,
web logs, through email, or in chat areas – that information can be seen,
collected and used by others besides us. We cannot be responsible for any
unauthorized third-party use of such information.

Some of our third-party advertisers and ad servers that place and present
advertising on the Site also may collect information from you via cookies, web
beacons or similar technologies. These third-party advertisers and ad servers
may use the information they collect to help present their advertisements, to
help measure and research the advertisements’ effectiveness, or for other
purposes. The use and collection of your information by these third-party
advertisers and ad servers is governed by the relevant third-party’s privacy
policy and is not covered by our Privacy Policy. Indeed, the privacy policies of
these third-party advertisers and ad servers may be different from ours. If you
have any concerns about a third party’s use of cookies or web beacons or use of
your information, you should visit that party’s website and review its privacy
policy.

The Site also includes links to other websites and provides access to products
and services offered by third parties, whose privacy policies we do not control.
When you access another website or purchase third-party products or services
through the Site, use of any information you provide is governed by the privacy
policy of the operator of the site you are visiting or the provider of such
products or services.

Please also note that as our business grows, we may buy or sell various assets.
In the unlikely event that we sell some or all of our assets, or one or more of
our websites is acquired by another company, information about our users may be
among the transferred assets.

Personal Information Our Company Collects And How It Is Used

Introduction

Members may be asked to provide certain personal information when they sign up
for our Products or Services including name, email address, and billing
information (such as a credit card number). The personal information collected
from Members during the registration process (or at any other time) is used
primarily to provide a customized experience while using our Products and
Services. Your information will never be disclosed, traded, licensed or sold to
any third party. However, we may make limited disclosure of personal information
under the specific circumstances described below.

The Types of Information We Collect and Store

Some of the information we may collect about you and store in connection with
the provision and fulfillment of our services to you may include:

 * Name
 * Email Address
 * Mailing Address
 * Telephone Number
 * Masked Credit Card Information
 * Traffic source
 * Any notes or testimonials that you provide

How We Use Your Personal Information

The above personal information may be used for the following purposes:

 * To operate, improve, or promote our Service
 * To send paid and unpaid newsletters
 * To provide customer service or support
 * To process payments
 * To contact you
   * When you have opted in to receive email messaging
   * When you have opted in to receive SMS messaging
   * To respond to your email inquiries. Specifically, when Visitors or Members
     send email inquiries to us, the return email address is used to answer the
     email inquiry we receive.  We do not use the return email address for any
     other purpose, or share it with third parties.
 * To monitor and analyze trends such as:
   * Purchase history
   * Sales reports
   * Behavior on the Site
   * Email clicks and opens
 * To market our products and services through:
   * Email marketing
   * SMS Marketing
   * Trade alerts
   * Paid content
   * Promotions
   * Advertising, including retargeting via Google and Facebook
   * Notifications
 * To market third party products and services through:
   * Email marketing
   * SMS Marketing
   * Trade alerts
   * Paid content
   * Promotions
   * Advertising, including retargeting via Google and Facebook
   * Notifications
 * Perform accounting, administrative and legal tasks

Who Has Access to Your Data Within Our Organization

Within our organization, access to your data is limited to those persons who
require access in order to provide you with the Products and Services you
purchase from us, to contact you, and to respond to your inquiries, including
requests for refund.  Employees only have access to data on a “need to know”
basis.

Who We Share Your Data With Outside of Our Organization, and Why

Unaffiliated Third Parties.

We will not share or transfer your data to unaffiliated third parties without
your consent.  We may use service providers in connection with operating and
improving the Site, to assist with certain functions, such as payment
processing, email transmission, SMS transmission, data hosting, data analytics,
managing our ads, fulfilling product sales, and some aspects of our technical
and customer support. We will take measures to ensure that these service
providers access, process, and store information about you only for the purposes
we authorize, subject to confidentiality obligations, including through the
execution of GDPR and CCPA-compliant Data Privacy Agreements or Addenda, as
applicable.

Authorities.

We may access, preserve, and disclose information about you to third parties,
including the content of messages, if we believe disclosure is in accordance
with, or required by, applicable law, regulation, legal process, or audits. We
may also disclose information about you if we believe that your actions are
inconsistent with our Terms of Service or related guidelines and policies, or if
necessary to protect the rights, property, or safety of, or prevent fraud or
abuse of, Company or others.

Why We Store Information We Collect From You

We retain certain information that we collect from you while you are a member on
the Site, and in certain cases where you have deleted your account, for the
following reasons:

 * So you can use our Site;
 * To ensure that we do not communicate with you if you have asked us not to;
 * To provide you with a refund, if entitled;
 * To better understand the traffic to our Site so that we can provide all
   members with the best possible experience;
 * To detect and prevent abuse of our Site, illegal activities and breaches of
   our Terms of Service; and
 * To comply with applicable legal, tax or accounting requirements

When we have no ongoing legitimate business need to process your information, we
will either delete or anonymize it.

Cookies and Tracking Tools

We use cookies to help you make using our website easier, such as:

 * To remember your country and language preferences
 * To deliver information that matches your interests
 * To help us understand our audience and traffic patterns
 * To let you automatically log into programs and parts of our site that require
   membership
 * To manage and present site info displayed on our website that will be
   specific to you

We also use Web Beacons to collect non-personal data on how you use our site,
such as how long did you visit our page, what web browser you’re using, what’s
your operating system, and who’s your Internet service provider. In addition we
also use Google Analytics data and the DoubleClick cookie to serve ads based on
a user’s prior visits to our website. This data is collected from thousands of
site visits and analyzed as a whole. This helps us build a better website to
match our visitors’ needs.

We may also place small “tracker gifs” or “beacons” on many of the pages on our
website, in online advertising with third parties, and in our emails. We use
these beacons, in connection with Cookies, to collect non-personal data on the
usage of our site including but not limited to the date and time of the visit,
the pages visited, the referring web page, the type of browser (e.g., Internet
Explorer, NetScape), the type of operating system (e.g., Windows, Linux, or
Mac), and the domain name of the visitor’s Internet service provider
(e.g., AOL). This information is collected about thousands of site visits and
analyzed as a whole. This information is useful in, for example, tracking the
performance of our online advertising such as online banner ads and to determine
where to place future advertising on other websites.

Advertiser Disclosures

Google Analytics

We use Google Analytics Advertiser Features to optimize our business. Advertiser
features include:

 * Remarketing with Google Analytics
 * Google Display Network Impression Reporting
 * DoubleClick Platform integrations
 * Google Analytics Demographics and Interest Reporting

By enabling these Google Analytics Display features, we are required to notify
our visitors by disclosing the use of these features and that we and third-party
vendors use first-party cookies (such as the Google Analytics cookie) or other
first-party identifiers, and third-party cookies (such as the DoubleClick
cookie) or other third-party identifiers together to gather data about your
activities on our Site.  Among other uses, this allows us to contact you if you
begin to fill out our check-out form but abandon it before completion with an
email reminding you to complete your order.  The “Remarketing” feature allows us
to reach people who previously visited our Site, and match the right audience
with the right advertising message.

You can opt out of Google’s use of cookies by visiting Google’s ad settings
and/or you may opt out of a third-party vendor’s use of cookies by visiting the
Network Advertising Initiative opt-out page.

Facebook

As advertisers on Facebook and through our Facebook page, we, (not Facebook) may
collect content or information from a Facebook user and such information may be
used in the same manner specified in this Privacy Policy. You consent to our
collection of such information.

We abide by Facebook’s Data Use Restrictions.

 * Any ad data collected, received or derived from our Facebook ad (“Facebook
   advertising data”) is only shared with someone acting on our behalf, such as
   our service provider. We are responsible for ensuring that our service
   providers protect any Facebook advertising data or any other information
   obtained from us, limit our use of all of that information, and keep it
   confidential and secure.
 * We do not use Facebook advertising data for any purpose (including
   retargeting, commingling data across multiple advertisers’ campaigns, or
   allowing piggybacking or redirecting with tags), except on an aggregate and
   anonymous basis (unless authorized by Facebook) and only to assess the
   performance and effectiveness of our Facebook advertising campaigns.
 * We do not use Facebook advertising data, including the targeting criteria for
   a Facebook ad, to build, append to, edit, influence, or augment user
   profiles, including profiles associated with any mobile device identifier or
   other unique identifier that identifies any particular user, browser,
   computer or device.
 * We do not transfer any Facebook advertising data (including anonymous,
   aggregate, or derived data) to any ad network, ad exchange, data broker or
   other advertising or monetization related service.

SMS Messaging

We may use your telephone number for the purpose of sending you SMS messaging
for marketing purposes; to share free content with you, such as articles and
videos; to announce the launch of new products; and to provide access to your
dashboard and/or downloads, if you have opted in to receive such messaging.  You
may opt out from receiving SMS messaging from us, at any time, by responding
STOP to any of our messages or by emailing corp@wyattresearch.com.  Messaging
will be sent by automated dialing system.  We do not share your telephone number
with third parties for the purposes of receiving third party marketing messages.
 We also will not send messages to you promoting the goods or services of third
parties.  For additional information regarding our SMS messaging program, please
read our Terms of Service, or by responding HELP to any of our messages , or by
emailing corp@wyattresearch.com.

 

Data Security and Data Privacy Regulation

Our company’s commitment to data security

We implement a variety of administrative, managerial, and technical security
measures to help protect your personal information. Our Company has various
internal control standards which relate specifically to the handling of personal
information. These include certain controls to help safeguard the information we
collect online. Our employees are trained to understand and comply with these
controls and we communicate our Privacy Policy, practices and guidelines to our
employees. However, while we strive to protect your personal information, you
must also take steps to protect your information. We urge you to take every
precaution to protect your personal information while you are on the Internet.

Additionally, while we make every effort to ensure the integrity and security of
our network and systems, we cannot guarantee that our security measures will
prevent third-party “hackers” from illegally obtaining this information.  If we
do discover a security breach affecting your data, every effort will be made to
provide a notification within 72 hours of our team learning of the occurrence.

To protect our systems from security breaches we:

 * Use stately firewalls on all systems and around networks
 * Only install required software on production systems
 * Follow a practice of “least required privileges” for all staff and
   contractors
 * Perform regular updates and security patches
 * Follow security best practices for all custom code
 * Adhere to PCI-DSS guidelines

General Data Protection Regulation (GDPR)

The GDPR took effect on May 25, 2018, and is intended to protect the data of
European Union (EU) citizens.

As a company that markets its site, content, products and/or services online we
do not specifically target our marketing to the EU or conduct business in or to
the EU in any meaningful way. If the data that you provide to us in the course
of your use of our site, content, products and/or services is governed by GDPR,
we will abide by the relevant portions of the Regulation.

If you are a resident of the European Economic Area (EEA), or are accessing this
site from within the EEA, you may have the right to request: access to,
correction of, deletion of; portability of; and restriction or objection to
processing, of your personal data, from us. This includes the “right to be
forgotten.”

To make any of these requests, please contact our GDPR contact
at GDPR@WyattResearch.com.


CALIFORNIA CONSUMER PRIVACY ACT (CCPA)

The CCPA took effect on January 1, 2020, and is intended to protect the data of
California residents.

If you are a resident of California, you have certain rights with respect to
your data.  We respond to all requests that we receive from individuals who wish
to exercise their data protection rights in accordance with applicable data
protection laws. You can contact us by sending an email to  or by calling our
Toll Free Telephone Number 1-866-447-8625.

Rights that you may have, include:

 * Requesting deletion of your information.
   * If you request that your account be deleted, you will lose access to all of
     our programs in which you are actively registered.
 * Opting out from the sale of your information to third parties.
 * Requesting disclosure of the personal information we have collected about you
   and the types of third parties with whom it has been shared.
 * Requesting the portability of your information.
 * Opting out from receiving marketing communications that we send you at any
   time. You can exercise this right by selecting the “unsubscribe” or “opt-out”
   link in the marketing emails we send you. Additionally, you may update your
   email preferences by changing the settings in your account.
 * Requesting that we not sell your information, by clicking on the
   corresponding link on our website.

Every effort will be made to respond to a verified request within a reasonable
time, or the time-frame required by law.

Children’s Privacy Statement

This children’s privacy statement explains our practices with respect to the
online collection and use of personal information from children under the age of
thirteen, and provides important information regarding their rights under
federal law with respect to such information.

 * This Site is not directed to children under the age of thirteen and we do NOT
   knowingly collect personally identifiable information from children under the
   age of thirteen as part of the Site. We screen users who wish to provide
   personal information in order to prevent users under the age of thirteen from
   providing such information. If we become aware that we have inadvertently
   received personally identifiable information from a user under the age of
   thirteen as part of the Site, we will delete such information from our
   records. If we change our practices in the future, we will obtain prior,
   verifiable parental consent before collecting any personally identifiable
   information from children under the age of thirteen as part of the Site.
 * Because we do not collect any personally identifiable information from
   children under the age of thirteen as part of the Site, we also do NOT
   knowingly distribute such information to third parties.
 * We do NOT knowingly allow children under the age of thirteen to publicly post
   or otherwise distribute personally identifiable contact information through
   the Site.
 * Because we do not collect any personally identifiable information from
   children under the age of thirteen as part of the Site, we do NOT condition
   the participation of a child under thirteen in the Site’s online activities
   on providing personally identifiable information.

CAN-SPAM Compliance

 * We strictly abide by our obligations to comply with anti-SPAM laws.
 * All emails that are sent to you by Wyatt Investment Research LLC include an
   unsubscribe link in them.
 * You can remove yourself at any time from our mailing list by clicking on the
   unsubscribe link that can be found in every communication that we send you.
 * We will remove you from our mailing list immediately.
 * Additionally, all emails from us will have a clear “From” field that
   identifies us as the sender and will contain our address for contact
   purposes.

We maintain a “Do Not Mail” List.  This is a list of subscribers who have
decided that they never wish to receive another message from our firm.  These
email addresses are collected and maintained in a separate file in our
database.  These individuals will not receive future emails from us, including
free email newsletters, advertisements directly from us, or advertisements from
third party advertisers sent on our behalf.

You can also remove yourself from our list by visiting our subscription center,
see visit our subscription preference center.

Revisions to this policy

Our Company reserves the right to revise, amend, or modify this policy, our
Terms of Service, and our other policies and agreements at any time and in any
manner, by updating this posting.

Where to direct questions about our privacy policy

If you have any questions about this Privacy Policy or the practices described
herein, you may contact us through the contact information provided on this
website.

CustomerService@WyattResearch.com

Contact Customer Care

Should you have any questions regarding our Email Policy or other privacy
related issues, please contact us so that we can address your concerns.

Wyatt Investment Research
65 Railroad Street
PO Box 790
Richmond, VT 05477

Phone: 802-448-8410
Email: You may send us an email using the Contact Form.

Click here to send an email.

Updated September 2020




Disclaimer & Important Information: Wyatt Investment Research (“WIR”) owns and
publishes the website WyattResearch.com and, through its subscription services,
various investment newsletters, trade alerts, and other investment-related
educational materials. Those publications are educational in nature – WIR is not
your financial adviser and does not provide any individualized investment advice
to you. You should perform your own independent research on potential
investments and consult with your financial adviser to determine whether an
investment is appropriate given your financial needs, objectives, and risk
appetite. Readers are advised that this publication is issued solely for
informational purposes and should not be construed as an offer to sell or the
solicitation of an offer to buy any security.

None of the case studies, examples, testimonials, investment return or income
claims made on WIR’s website or through its services is a guarantee of any
income or investment results for you. Past success is not a predictor of future
success. Trading in securities involves risks, including the risk of losing some
or all of your investment. Hypothetical or modeled portfolio results do not
represent the results of an actually invested portfolio and are not back-tested
for accuracy under actual, historical market conditions. There can be tax
consequences to trading; consult you’re your tax adviser before entering into
trades. For additional WIR disclosures and policies, please click the links
below.

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