www.transamerica.com Open in urlscan Pro
162.123.18.140  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Skip to main content
Transamerica Home
Create An Account Log In
Transamerica
 * Transamerica
 * Overview
 * Easy Links
 * Resources
 * Calculators
 * Fund Info
 * Schedule
 * Contact Us


WELCOME TO YOUR RETIREMENT PLAN WEBSITE


LET'S CONNECT

Update or add your email to help protect your retirement account. You'll also
receive timely, relevant emails designed to support, motivate, and inspire you
during every life stage.

Log In
wedding-certificate


SIMPLIFY HOW YOU SAVE FOR RETIREMENT

Do you have retirement accounts with former employers? You have options. Call
855-712-0562 to speak with a retirement plan specialist and learn more.

855-712-0562


PLAYLISTS FOR FINANCIAL SUCCESS

Visit our Financial Wellness Center for quick lessons on topics designed to help
you live your best financial life.

Get Started


WEBINARS FOR RETIREMENT READINESS AND FINANCIAL WELLNESS

Transamerica offers educational webinars conducted by retirement planning
consultants covering a wide array of topics – so you can get the guidance you
need no matter where you are in your career. Webinars are offered live, allowing
you to ask questions, as well as recorded, so you can watch at a time that fits
your schedule.

View Webinars



EASY LINKS

Check your balance, designate your beneficiary, or manage other tasks as you
pursue your retirement goals. Click a topic below and log in to your account.
Once logged in, you'll be taken directly to the desired page.

SET UP YOUR ACCOUNT

Create an online account to manage your retirement plan. If you haven't joined
the plan, you can start here.

Get Started
CHECK YOUR BALANCE

See how much is invested in your account. Log in to see the summary.

Log in
BRIGHTEN YOUR RETIREMENT OUTLOOK®

Find out if you're OnTrack® for a sunny retirement. Simply log in for more
information.

 1. Log in
 2. View your account details
 3. Click "Dashboard" under the Investments menu on the top
 4. Explore your options to create a profile, enter your retirement goals,
    and Brighten Your Outlook®

View Outlook

OnTrack is only available for certain plans.


CHANGE HOW MUCH YOU INVEST FOR THE FUTURE

Want to make a difference over the long haul? If your plan allows, you can
consider updating your contribution rate, the money set aside each paycheck for
your retirement. Log in and get going.

Get Started
NAME YOUR BENEFICIARIES

As much as we'd all like to live forever (in good health, of course), it's
important to plan for the future. Log in and take a minute to choose, review, or
update your beneficiaries. Some plans require you to change beneficiaries
offline. If you don't see "Beneficiaries" from your online account, please
contact your plan administrator.

 1. Log in
 2. View your account details  
 3. Click "Beneficiaries" under the My Plan menu on the top
 4. From here you can name or update beneficiaries on your account

Name Beneficiaries
GET E-DOCUMENTS

Take control of your account by signing up for e-documents. You'll receive
notices of new statements, plan documents, and important account alerts through
your email.

 1. Log in 
 2. View your account details
 3. Click "e-documents" under the Documents & Forms menu on the top

Sign Up
IS COMBINING RETIREMENT ACCOUNTS RIGHT FOR YOU?

If you have retirement accounts with former employers, you have options. You
can:

 * Move to your current employer plan
 * Cash out
 * Leave it where it is
 * Open an IRA

Speak with a retirement plan specialist to review your options. Call
855-712-0562 or schedule an appointment.

Schedule


MARKET SENSE PODCASTS

Cut through the noise with concise and relevant market commentary from Tom Wald,
CIO of Transamerica Asset Management, Inc., on questions investors face as they
pursue their retirement goals.

Listen Now



GETTING READY TO RETIRE

Retirement doesn't have to be about "winding down." If you're gearing up for
retirement, we have tools and resources specifically for you.

Learn More


RETIREMENT RESOURCES

Categories
All
Investing
Retirement Education
Account Security
Account Basics
Español
   
 * Investing
   
   SIMPLIFY HOW YOU PLAN FOR RETIREMENT
   
   Consider whether you should maintain several accounts or combine everything
   into one.
   Read
   Read
 * Retirement Education
   
   GIVE YOURSELF SOME CREDIT
   
   Are you eligible for the Saver's Credit?
   Read
   Read
 * Account Security
   
   LET'S SECURE YOUR ACCOUNT
   
   Learn how to keep your hard-earned assets safe.
   Read
   Read
 * Account Basics
   
   KNOW THE LIMITS
   
   Updated IRS contribution limits for 2023.
   Read
   Read
 * Retirement Education
   
   WHAT'S YOUR RETIREMENT OUTLOOK®?
   
   See how small changes can make a big impact.
   Read
   Read
 * Investing
   
   TIPS FOR INVESTING SUCCESS
   
   Prepare for the retirement you deserve.
   Read
   Read
   
   
   

 * page
   
 * 1 / 3
 * You're on page 1
 * page 2
 * page 3
   
 * page
   

Showing 1 - 6 out of 15


PERSONAL FINANCE CALCULATORS

Get a sense of your financial health with these easy-to-use calculators.

RETIREMENT SAVINGS

See how your retirement plan can be a helpful tool for investing for your
future.

Get Started
SOCIAL SECURITY

How much could you receive from Social Security? Use this calculator for a quick
estimate.

Get Started
RETIREMENT PLANNER

Estimate how long your retirement savings may last.

Get Started
PAYROLL DEDUCTIONS

See how changing your payroll deductions could impact your take home pay.

Get Started
SAVINGS GOALS

Discover what it will take to reach your savings goals.

Get Started
BENEFICIARY REQUIRED MINIMUM DISTRIBUTIONS

If you’re the beneficiary of an inherited IRA, determine the required minimum
distribution (RMD).

Get Started
REQUIRED MINIMUM DISTRIBUTIONS

Determine your required minimum distribution (RMD). If you have not turned 72 by
the end of 2022, the IRS requires these distributions from certain retirement
accounts annually when you reach age 73.

Get Started


YOUR RETIREMENT PLAN INFORMATION

Your employer may have included additional plan documents, your enrollment
guide, fund performance and fee information, and other important notices for
your review.

Learn More


PROFESSIONAL SUPPORT

When it comes to preparing for the future, you don't have to do it alone.
Transamerica's retirement planning consultants (RPCs) can answer your financial
questions and help create a retirement strategy that addresses your goals,
wherever you are in your career. Call our customer care team at 800-755-5801 for
help with your Transamerica retirement account.


CALL US

Our customer care team is available Monday through Friday, 8 a.m. – 8 p.m. ET.

If you have an online account, please have your login information available.
Call us at 800-755-5801.

Transamerica VoicePass can provide security and convenience without having to
remember a password when you call. VoicePass will identify you based on YOUR
stored voiceprint which is as unique as your fingerprint. Call us at
800-401-8726 to get enrolled.


LIVE YOUR BEST LIFE

Gain a holistic perspective by going beyond the numbers to live your best life.
See how each step you take today can make a meaningful difference tomorrow.


TIPS TO MANAGE YOUR STRESS LEVELS

Read articles on ways to better manage your stress, and why it's important to
maintain healthy stress levels.

Read More


HEALTHIER TRADITIONS START TODAY

Create a healthier tomorrow by making small changes today. Start with easy
recipes, videos, and tips from the Transamerica Center for Health Studies.

Read More


EXPLORE YOUR HOLISTIC PLANNING TOOLKIT

Future healthcare expenses are important to consider as you build a long-term
retirement strategy. Explore these interactive tools and resources developed in
collaboration with the American Heart Association.

Learn More

IMPORTANT INFORMATION - Please download and read

Please download and review the Transamerica Retirement Advisors, LLC Form CRS

Important information about consolidation: Transfer specialists are registered
representatives of Transamerica Investors Securities Corporation (TISC). Review
the fees and expenses you pay, including any charges associated with
transferring your account, to see if consolidating your accounts could help
reduce your costs. Be sure to consider whether such a transfer changes any
features or benefits that may be important to you.

The role of the onsite Retirement Planning Consultant is to assist you with your
retirement plan. There are no additional charges for meeting with your
Retirement Planning Consultant, who is a registered representative with
Transamerica Investors Securities Corporation (TISC), member FINRA, 440
Mamaronek Avenue, Harrison, NY 10528, and registered investment advisor of
Transamerica Retirement Advisors, LLC (TRA), Registered Investment Advisor. All
Transamerica companies are affiliated, but are not affiliated with your
employer.

About Probability Illustrations, Limitations, and Key Assumptions

The probability illustrations, including the Your Retirement Outlook® graphic,
estimated retirement income graphic, sources of your retirement income chart,
and income planning spend down illustration generated from the engine are based
on “Monte Carlo” simulations of 500 possible investment scenarios for a given
time period and assume a range of possible returns. The “About Probability
Illustrations, Limitations, and Key Assumptions” apply to the OnTrack® tool and
the Advice Services, which includes Managed Advice® (offered in plans and IRAs)
and Advisor Managed AdviceSM. The illustrations are generated according to
models developed by Morningstar Investment Management LLC, a leading independent
provider of asset allocation, manager selection, and portfolio construction. The
Your Retirement Outlook® graphic reflects the difference between the model’s
estimated annual income (which corresponds to a 70% probability level of income
in the investment scenarios simulated) and your annual income goal.

When forecasting the probability of achieving your income goal, the model
employs different returns for different asset classes, based on Morningstar
Investment Management’s capital market assumptions developed using historical
and forward-looking data. Forecasts of expected return, expected standard
deviation and correlation among asset classes are based on Morningstar
Investment Management LLC's proprietary equity, fixed income, currency and risk
models. Current investment options are assigned to asset classes based on
Morningstar Categories, and fees and charges inherent in investing are
incorporated with an average fee assumption for each asset class. The benchmarks
used for modeling the various asset classes are below. Return assumptions are
updated annually; these updates may have a material impact on your projections.
Return assumptions are estimates not guarantees. The returns you experience may
be materially different than projections. You cannot invest directly in an
index.

Lower Risk/
Volatility   Asset Class
Cash Alternatives
Short Term Bonds
Aggregate Bonds
Foreign Bonds
Direct Real Estate
High Yield Bonds
TIPS
Long Term Bonds
Large Cap Value Equity
Large Cap Equity
Mid Cap Value Equity
Mid Cap Equity
International Equity
Commodities
Mid / Small Cap Value Equity
Large Cap Growth Equity
Mid / Small Cap Equity
Small Cap Value Equity
Small Cap Equity
Mid Cap Growth Equity
Mid / Small Cap Growth Equity
REITs
Small Cap Growth Equity
Emerging Markets Equity Benchmark
BofA ML US Treasury Bill 3 Month USD
BarCap US Govt/Credit 1-3 Yr TR USD
Barclays Capital US Agg Bond TR
Barclays Global Aggregate Ex USD TR
NCREIF Transaction Based Index
Barclays Capital US Corporate High Yield TR
Barclays Capital Global Inflation Linked US TIPS TR
Barclays Capital US Govt/Credit Long TR
Russell 1000 Value TR
Russell 1000 TR
Russell Mid Cap Value TR
Russell Mid Cap TR
MSCI EAFE GR
Bloomberg Commodity TR
Russell 2500 Value TR
Russell 1000 Growth TR
Russell 2500 TR
Russell 2000 Value TR
Russell 2000 TR
Russell Mid Cap Growth TR
Russell 2500 Growth TR
FTSE NAREIT Equity REITs TR
Russell 2000 Growth TR
MSCI EM GR   Higher Risk/
Volatility

The probability illustrations assume both retirement at the age at which you
qualify for full Social Security benefits and an annual retirement income goal
of 80% of your projected final working salary. These assumptions are adjustable
by you or by your employer if you are in an employer-sponsored retirement plan.
Social Security estimates are based on the Social Security Administration
methodology and your current salary. If you have indicated within your
Retirement Profile, Advice Services Profile, or your Managed Advice Profile that
you are retired, you are required to input your actual Social Security benefit
amount provided by the Social Security Administration. The probability
illustrations also assume a consistent contribution percentage, if applicable,
and asset allocation (no future changes or rebalancing unless you are subscribed
to one of the Advice Services or a target date asset allocation service), annual
inflation of approximately 2%, and annual salary increases (unless you are
retired), based on a calculation that incorporates multiple factors including a
salary growth curve and inflation. Mortality assumptions are based on the
Society of Actuaries tables. In addition to all personal information you have
inputted into your Retirement Profile, Advice Services Profile, or your Managed
Advice Profile, and, if applicable, any retirement plan information that
Transamerica’s record keeping system maintains such as account balance,
contribution rates, asset allocation and retirement plan information, the
probability illustrations contemplate tax rates, retirement needs, social
security, and future cash flows. The simulations model tax rules for most
taxable and tax-deferred investment accounts. Tax rules are applied throughout
the process, including required minimum distribution rules that apply to some
tax-deferred accounts. Any withdrawals from tax-deferred sources may be assessed
an early withdrawal penalty which is taken into consideration in these
illustrations. The spend-down order of your accounts is determined by an
algorithm and aims to optimize tax exposure (by generally exhausting taxable
accounts first then tax-deferred accounts) and Social Security benefits. Your
selected retirement year (and your spouse/ partner’s retirement year as
applicable) can vary the withdrawal sequence determined by the engine. The
engine will avoid withdrawing from tax- deferred accounts, should you (and your
spouse/partner as applicable) select a retirement age younger than 60 years old.
If income is needed and no other sources of income exist, the engine will be
forced to withdraw from tax-deferred accounts holding after-tax money and tax
deferred accounts in the simulations, as needed. Estimated retirement income
used in the probability illustrations are after-tax.

The models are subject to a number of limitations. Returns associated with
market extremes may occur more frequently than assumed in the models. Some asset
classes have relatively limited histories; for these classes the models use
historical data for shorter time periods. The model does not consider other
asset classes such as hedge funds or private equity, which may have
characteristics similar or superior to those used in the model. Capital market
assumptions are forecasts which involve known and unknown risks, uncertainties,
and other factors which may cause the actual results to differ materially and/or
substantially from any future results, performance, or achievements expressed or
implied by those projections for any reason.

There is no guarantee that your income goal will be achieved or that the
aggregate accumulated amount will ensure a specified annual retirement income.
Results may vary with each use and over time.

IMPORTANT: The projections or other information generated by the engine
regarding the likelihood of various investment outcomes are hypothetical in
nature, do not reflect actual investment results, and are not guarantees of
future results. Moreover, even though the tool’s estimates are statistically
sound based upon the simulations it runs, the tool cannot foresee or account for
every possible scenario that may negatively impact your financial situation.
Thus, you should monitor your account regularly and base your investment
decisions on your time horizon, risk tolerance, and personal financial
situation, as well as on the information in the prospectuses for investments you
consider.

Transamerica has licensed the Morningstar® Wealth Forecasting EngineSM from
Morningstar, Inc., which is used by Morningstar Investment Management LLC, a
registered investment adviser and subsidiary of Morningstar, Inc., in the
services it provides to participants. Morningstar Inc. and Morningstar
Investment Management LLC are not affiliated with Transamerica. The Morningstar
name and logo are registered marks of Morningstar, Inc.

Read More

Research our firm using FINRA's BrokerCheck.

Securities are offered through Transamerica Investors Securities Corporation
(TISC), member FINRA, 440 Mamaroneck Avenue, Harrison, NY 10528. Investment
advisory services offered through Transamerica Retirement Advisors, LLC (TRA),
registered investment advisor. All Transamerica companies identified are
affiliated.

©2023 Transamerica Corporation


FOOTER MENU

 * Online policies
 * Online Privacy Statement
 * Do Not Sell My Personal Information
 * Terms and Conditions of Use
 * Business Continuity Plan Summary
 * Security Measures

98293R18


FOOTER SOCIAL