www.discovery.co.za
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https://www.discovery.co.za/portal/
Submission: On November 12 via api from ZA — Scanned from DE
Submission: On November 12 via api from ZA — Scanned from DE
Form analysis 4 forms found in the DOM
GET /portal/individual/search
<form id="form-modal-search" class="form-primary form-dui mb-1" action="/portal/individual/search" role="form" method="GET">
<input id="mainSearchContext" name="context" type="hidden" value="all">
<div class="input-group input-group-lg">
<input id="mainModalSearchQuery" name="query" type="text" class="form-control form-control-lg" placeholder="Search Discovery">
<div class="input-group-search d-flex justify-content-center align-items-center hidden-md-down">
<a href="#0" class="btn-icon" onclick="submitSearchFormModal()">
<svg class="material svg-search svg-24" viewBox="0 0 18 18">
<path d="M7.137 10.512q1.406 0 2.391-0.984t0.984-2.391-0.984-2.391-2.391-0.984-2.391 0.984-0.984 2.391 0.984 2.391 2.391 0.984zM11.637 10.512l3.727 3.727-1.125 1.125-3.727-3.727v-0.598l-0.211-0.211q-1.336 1.16-3.164 1.16-2.039 0-3.463-1.406t-1.424-3.445 1.424-3.463 3.463-1.424 3.445 1.424 1.406 3.463q0 1.828-1.16 3.164l0.211 0.211h0.598z"></path>
</svg>
</a>
<a href="#0" class="btn-icon mx-1" data-dismiss="modal">
<svg class="material svg-close svg-24" viewBox="0 0 18 18">
<path d="M14.238 4.816l-4.184 4.184 4.184 4.184-1.055 1.055-4.184-4.184-4.184 4.184-1.055-1.055 4.184-4.184-4.184-4.184 1.055-1.055 4.184 4.184 4.184-4.184z"></path>
</svg>
</a>
</div>
</div>
</form>GET /portal/individual/search
<form id="form-main-search" class="form-primary form-dui mb-1" action="/portal/individual/search" role="form" data-dui-form="" method="GET">
<input id="mainSearchContext" name="context" type="hidden" value="all">
<div class="row">
<div class="col-12">
<div class="input-group input-group-lg">
<input id="mainSearchQuery" type="text" name="query" class="form-control form-control-lg" placeholder="Search Discovery">
</div>
</div>
</div>
<div class="row mt-1 hidden-xl-up">
<div class="col-6">
<button class="btn btn-block btn-outline-primary" type="button" onclick="closeSearchForm('mobile')">close</button>
</div>
<div class="col-6">
<a href="#0" class="btn btn-block btn-primary" onclick="submitSearchForm('mobile')">search</a>
</div>
</div>
</form><form class="form-default" role="form" data-dui-form="">
<select data-dui-footer-contact-us-selector="" class="custom color jcf-hidden" data-jcf="{"wrapNative": false, "wrapNativeOnMobile": false, "fakeDropInBody": false, "useCustomScroll": false}">
<option selected="" disabled="">Select company</option>
<option id="contactUsProduct.title" value="footer-contact-us-medical-aid">Medical aid</option>
<option id="contactUsProduct.title" value="footer-contact-us-find-an-adviser">Find an adviser</option>
<option id="contactUsProduct.title" value="footer-contact-us-vitality">Vitality</option>
<option id="contactUsProduct.title" value="footer-contact-us-bank">Bank</option>
<option id="contactUsProduct.title" value="footer-contact-us-car-and-home-insurance">Car and home insurance</option>
<option id="contactUsProduct.title" value="footer-contact-us-life-insurance">Life Insurance</option>
<option id="contactUsProduct.title" value="footer-contact-us-investments">Investments</option>
<option id="contactUsProduct.title" value="footer-contact-us-provider-administration">Provider administration</option>
<option id="contactUsProduct.title" value="footer-contact-us-digital-support">Digital Support</option>
<option id="contactUsProduct.title" value="footer-contact-us-discovery-green">Discovery Green</option>
<option id="contactUsProduct.title" value="footer-contact-us-employee-benefits">Employee Benefits</option>
<option id="contactUsProduct.title" value="footer-contact-us-gap-cover">Gap Cover</option>
<option id="contactUsProduct.title" value="footer-contact-us-prepaid-health">Prepaid Health</option>
<option id="contactUsProduct.title" value="footer-contact-us-all-contacts">View all contact details</option>
</select><span class="jcf-select jcf-unselectable jcf-select-custom jcf-select-color"><span class="jcf-select-text"><span class="">Select company</span></span><span class="jcf-select-opener"></span></span>
</form>POST
<form class="login-form" id="quickLoginFrm" method="post" role="form">
<input id="quick-login-dest" name="dest" type="hidden" value=""> Please click <a id="hrefLogin" href="/portal/ddid/login.do" onclick="ddidlogin();return false;">here</a> to login
</form>Text Content
Back to old site Welcome to our new site. Protect your child's education with the Global Education Protector. GET A QUOTE Our good drivers save 46% of their premiums each month by driving well and earning fuel rewards. Get a car insurance quote * INDIVIDUALS * BUSINESS * Discovery Health Medical Scheme * Online banking * Register * Log in * * * Individuals * Bank * Medical aid * More Health Cover * Life Insurance * Investments * Car and home insurance * Vitality * Travel * Find an adviser Business * MAIN MENU DISCOVERY BANK VOTED BEST CLIENT EXPERIENCE IN SA FOR THIRD CONSECUTIVE YEAR! Find out more Join Discovery Bank or log in * Join now * Log in to Online Banking * Compare your current bank account with Discovery Bank Shared-value banking * About Shared-value banking * Vitality Money Discovery Bank rewards * Rewards * Ðiscovery Miles * Vitality Travel * Friend Referral Rewards * Calculate your potential rewards Discovery Bank accounts * Explore all Discovery Bank accounts Credit cards & credit facilities * Discovery Bank credit cards * Full banking suites * Home loans * Revolving Credit Facility Transaction & other accounts * Transaction accounts - bundled fees * Transaction accounts - pay-as-you-transact fees * Real-time forex accounts * Savings accounts Other products and benefits * Energy Solutions * Trade and invest with EasyEquities Digital Banking * The Discovery Bank app * Payments with Discovery Bank * Discovery Pay * Vitality Money Financial Analyser Quick links to more information * Safety and security * Info and tips * Latest news * Bank Blog * How-to videos * MAIN MENU INTRODUCING THE NEW DISCOVERY HEALTH APP - A GATEWAY TO A PERSONALISED, END-TO-END HEALTHCARE JOURNEY. YOUR HEALTH. CHANGE HOW YOU DO IT. Find out more Get medical aid * Get a medical aid quote * DHMS medical aid plans * Compare DHMS plans Your health plan * Benefits and cover * WELLTH Fund cover * Extra savings and services * Your 2025 benefits and contributions Your health * Find a healthcare provider * Discovery Health App * Going to hospital * Your chronic cover * Discovery Health magazine * Nominate a primary care GP Get help * Ask Discovery * Find documents and certificates About us * About Discovery Health Medical Scheme * About Discovery Health * MAIN MENU GET DISCOVERY GAP COVER FREE FOR THREE MONTHS. Find out more Gap Cover * Our gap cover products * Get a gap cover quote * Apply for Gap Cover * Find a document Emergency Cover * Get Emergency Cover now Supplementary Illness Benefit * The Supplementary Illness Benefit * Apply for Supplementary Illness Benefit Prepaid Health * Prepaid Health Flexicare * Join Flexicare now * Our Flexicare products * Flexicare DebiCheck * Flexicare 2025 benefits and premiums * MAIN MENU FINANCIALLY PROTECT YOUR LIFE WITH R2 MILLION LIFE COVER FROM R200 PM* AND ACCESS AWARD-WINNING** BENEFITS AND REWARDS TODAY. *Risk profile dependent. **Efma-Accenture and ICON recognition. Get a Life quote Discovery Life Ltd, a licensed life ins & reg credit provider. Auth FSP. Ts&Cs apply. *Efma Accenture. Get a quote today * Get a life insurance quote in 60 seconds * Get a Global Education Protector quote * Get a Funeral Plan quote About life insurance * Life cover for you and your family * Bespoke life cover for you and your family * Life cover that pays out in US dollars * Life cover for your business * Life Claims Experience Rewards * Premium discounts and PayBack Estate planning * Wills and estate planning * Get an Estate Preserver * MAIN MENU GROW YOUR WEALTH EVEN MORE WITH THE DISCOVERY CAPITAL 220|300+ Find out more Retirement investment plans * Fixed Annuities * Retirement savings plans * Retirement income plans * Living Annuity * Secured Capital Annuity retirement plan | Discovery Invest Educational content * Retirement education * Offshore education * Discretionary education Global investment plans * Lump-sum global endowment * Global flexible investment plan * Recurring global endowment Funds * Investment opportunities * Discovery Funds * External funds * Fund commentary * Interactive Fund factsheets Discretionary Investments * Flexible investment plans * Endowment Plans * Guaranteed return plans Useful links * About us * How we reward you * Phishing scams * Invest today * Which investment is right for me? * Market indicators * Current offers * MAIN MENU ACTIVATE YOUR COVER ONLINE ANYTIME, ANYWHERE SWITCH TO DISCOVERY INSURE TODAY Find out more Car Insurance * Get a quote * Our Plans * Get a warranty quote * Warranty cover About us * Why choose Insure * Force for good * Interesting content Vitality Drive * Fuel cash back * Vitality Active Rewards * Stay safe with safety features * Join Vitality Drive Home Insurance * Get a quote * Buildings insurance * Household content insurance * Portable Possessions Help * Emergency * FAQs * MAIN MENU YOU CAN NOW BOOK NON-STOP DISCOUNTED FLIGHTS TO THE USA WITH UNITED AIRLINES ON VITALITY TRAVEL. Find out more Join Vitality today * Join Vitality free for 3 months now * What is Vitality? * How Vitality works * Science of Vitality Vitality is here to help you get healthier * Tools to know your health * Quick and easy tips to improve your health * Essential health checks Rewards * Vitality Fitness and Gym * Vitality HealthyFood * Vitality Travel rewards * Vitality rewards for the family * Amazing reward partners * Get rewarded weekly with Vitality Active Rewards * Get rewarded with Discovery Insure * Get boosted rewards with Discovery Bank * Discovery Miles More ways to live life with Vitality * Vitality 65+ * Join SA's biggest running and cycling club * Book a course at the Healthy Food Studio now Quick links * Vitality latest news * Upcoming Events * Vitality FAQs * MAIN MENU YOU CAN NOW BOOK NON-STOP DISCOUNTED FLIGHTS TO THE USA WITH UNITED AIRLINES ON VITALITY TRAVEL. Find out more Travel * Log in to book Travel * More about Vitality Travel * Latest Vitality Travel News * The Lounge by Discovery and SAA * Explore Discovery Bank Forex Accounts * Find out about travel insurance * Vitality Traveller Magazine * MAIN MENU * Bank * Medical aid * More Health Cover * Life Insurance * Investments * Car and home insurance * Vitality * Travel * Find an adviser * Join Discovery Bank or log in * Join now * Log in to Online Banking * Compare your current bank account with Discovery Bank * Shared-value banking * About Shared-value banking * Vitality Money * Discovery Bank rewards * Rewards * Ðiscovery Miles * Vitality Travel * Friend Referral Rewards * Calculate your potential rewards * Discovery Bank accounts * Explore all Discovery Bank accounts * Credit cards & credit facilities * Discovery Bank credit cards * Full banking suites * Home loans New * Revolving Credit Facility New * Transaction & other accounts * Transaction accounts - bundled fees * Transaction accounts - pay-as-you-transact fees * Real-time forex accounts * Savings accounts * Other products and benefits * Energy Solutions * Trade and invest with EasyEquities * Digital Banking * The Discovery Bank app * Payments with Discovery Bank * Discovery Pay * Vitality Money Financial Analyser * Quick links to more information * Safety and security * Info and tips * Latest news * Bank Blog * How-to videos DISCOVERY BANK VOTED BEST CLIENT EXPERIENCE IN SA FOR THIRD CONSECUTIVE YEAR! Find out more * Get medical aid * Get a medical aid quote * DHMS medical aid plans * Compare DHMS plans * Your health plan * Benefits and cover * WELLTH Fund cover * Extra savings and services * Your 2025 benefits and contributions * Your health * Find a healthcare provider * Discovery Health App * Going to hospital * Your chronic cover * Discovery Health magazine * Nominate a primary care GP * Get help * Ask Discovery * Find documents and certificates * About us * About Discovery Health Medical Scheme * About Discovery Health INTRODUCING THE NEW DISCOVERY HEALTH APP - A GATEWAY TO A PERSONALISED, END-TO-END HEALTHCARE JOURNEY. YOUR HEALTH. CHANGE HOW YOU DO IT. Find out more * Gap Cover * Our gap cover products * Get a gap cover quote New * Apply for Gap Cover * Find a document * Emergency Cover * Get Emergency Cover now * Supplementary Illness Benefit * The Supplementary Illness Benefit * Apply for Supplementary Illness Benefit * Prepaid Health * Prepaid Health * Flexicare * Join Flexicare now * Our Flexicare products * Flexicare DebiCheck * Flexicare 2025 benefits and premiums GET DISCOVERY GAP COVER FREE FOR THREE MONTHS. Find out more * Get a quote today * Get a life insurance quote in 60 seconds * Get a Global Education Protector quote * Get a Funeral Plan quote * About life insurance * Life cover for you and your family * Bespoke life cover for you and your family * Life cover that pays out in US dollars * Life cover for your business * Life Claims Experience * Rewards * Premium discounts and PayBack * Estate planning * Wills and estate planning * Get an Estate Preserver FINANCIALLY PROTECT YOUR LIFE WITH R2 MILLION LIFE COVER FROM R200 PM* AND ACCESS AWARD-WINNING** BENEFITS AND REWARDS TODAY. *Risk profile dependent. **Efma-Accenture and ICON recognition. Get a Life quote Discovery Life Ltd, a licensed life ins & reg credit provider. Auth FSP. Ts&Cs apply. *Efma Accenture. * Retirement investment plans * Retirement savings plans * Retirement income plans * Educational content * Retirement education * Offshore education * Discretionary education * Global investment plans * Lump-sum global endowment * Global flexible investment plan * Recurring global endowment * Funds * Investment opportunities * Discovery Funds * External funds * Fund commentary * Interactive Fund factsheets * Discretionary Investments * Flexible investment plans * Endowment Plans * Guaranteed return plans * Useful links * About us * How we reward you * Phishing scams * Invest today * Which investment is right for me? * Market indicators * Current offers GROW YOUR WEALTH EVEN MORE WITH THE DISCOVERY CAPITAL 220|300+ Find out more * Car Insurance * Get a quote * Our Plans * Get a warranty quote * Warranty cover * About us * Why choose Insure * Force for good * Interesting content * Vitality Drive * Fuel cash back * Vitality Active Rewards * Stay safe with safety features * Join Vitality Drive * Home Insurance * Get a quote * Buildings insurance * Household content insurance * Portable Possessions * Help * Emergency * FAQs ACTIVATE YOUR COVER ONLINE ANYTIME, ANYWHERE SWITCH TO DISCOVERY INSURE TODAY Find out more * Join Vitality today * Join Vitality free for 3 months now * What is Vitality? * How Vitality works * Science of Vitality * Vitality is here to help you get healthier * Tools to know your health * Quick and easy tips to improve your health * Essential health checks * Rewards * Vitality Fitness and Gym * Vitality HealthyFood * Vitality Travel rewards * Vitality rewards for the family * Amazing reward partners * Get rewarded weekly with Vitality Active Rewards * Get rewarded with Discovery Insure * Get boosted rewards with Discovery Bank * Discovery Miles * More ways to live life with Vitality * Vitality 65+ * Join SA's biggest running and cycling club * Book a course at the Healthy Food Studio now * Quick links * Vitality latest news * Upcoming Events * Vitality FAQs YOU CAN NOW BOOK NON-STOP DISCOUNTED FLIGHTS TO THE USA WITH UNITED AIRLINES ON VITALITY TRAVEL. Find out more * Log in to book Travel * More about Vitality Travel * Latest Vitality Travel News * The Lounge by Discovery and SAA * Explore Discovery Bank Forex Accounts * Find out about travel insurance * Vitality Traveller Magazine YOU CAN NOW BOOK NON-STOP DISCOUNTED FLIGHTS TO THE USA WITH UNITED AIRLINES ON VITALITY TRAVEL. Find out more close search Get a quote in 60 seconds Car insurance Medical aid Bank Life insurance GAP COVER VITALITY Get a quote in 60 seconds Car insurance Medical aid Bank Life insurance GAP COVER VITALITY CAR INSURANCE LIFE INSURANCE GET FLEXICARE HEALTH INSURANCE FROM R350PM! FLEXICARE GROW YOUR WEALTH EVEN MORE WITH THE DISCOVERY CAPITAL 220|300+ DISCOVERY INVEST EXTRA COVER FOR SCOPES, SCANS AND MORE GAP COVER VITALITY TRAVEL WELCOMES UNITED AIRLINES VITALITY THE FUTURE OF RETIREMENT SAVINGS IS HERE! RETIREMENT RENEWABLE ENERGY STRATEGIES FOR BUSINESSES IN SOUTH AFRICA: A TECHNICAL REVIEW DISCOVERY GREEN ABOUT US * Our business * Investor relations * Sponsorships * Sustainability * Newsroom * Careers at Discovery * Privacy * Legal & Disclosures CONTACT US Select company Medical aid Find an adviser Vitality Bank Car and home insurance Life Insurance Investments Provider administration Digital Support Discovery Green Employee Benefits Gap Cover Prepaid Health View all contact details Select company * Get help faster with our Get Help service * Chat to us on WhatsApp * If you still can't find what you are looking for call: * 0860 99 88 77 * Operating hours: * 07:00 - 20:00 Monday to Friday * 08:00 - 13:00 Saturdays * Closed on Sundays and public holidays * Click here to find an adviser * Chat to us on WhatsApp * Vitality Help * Call 0860 99 88 77 * Monday to Friday: 07:00 - 18:00 * Call 0800 07 96 97 * 24/7, 365 days a year * Fraud or stolen card? Call 011 324 4444 * 24/7 * Call 0860 751 751 * Monday to Friday: 08:00 to 18:00 Saturday: 08:00 to 13:00 * insureinfo@discovery.co.za * Frequently asked questions * Visit a Discovery Drive Centre * Call 0860 00 54 33 * Monday to Thursday: 08:00 to 17:00 Friday: 08:00 to 16:00 * discoverylifeinfo@discovery.co.za * Call 0860 67 57 77 * Monday to Thursday: 08:00 to 17:00 Friday: 08:00 to 16:00 * invest_support@discovery.co.za * invest_complaints@discovery.co.za * Frequently asked questions * Call 0860 44 55 66 * Monday to Friday 07:00 to 18:00 * Closed on the weekend and public holidays * healthpartnerinfo@discovery.co.za * Call 0860 100 696 * Operating hours: * Monday to Friday: 07:00 - 18:00 * webinfo@discovery.co.za * Monday to Friday: 08:00 to 17:00 Closed weekends and public holidays * support.discovery.green@discovery.co.za * Frequently asked questions * Group Risk: Call 0860 04 76 87 (general queries) * 0860 54 33 22 (claims) * Retirement Funds: Call 0860 22 29 99 * Operating hours: * 08:30 - 17:00 Monday - Wednesday * 09:00 - 17:00 Thursday * 08:30 - 16:00 Friday * Call 0860 99 88 77 * Gap Servicing 7:00 - 17:00 Monday - Friday * Gap New Business 8:00 - 17:00 Monday - Friday * Closed weekends and public holidays * gapcover@discovery.co.za * Call Prepaid Health on 0800 33 78 46 * Prepaid Health 7:00 - 17:00 Monday - Friday * Closed weekends and public holidays * Prepaidhealth@discovery.co.za * Contact us Visit a Discovery Store JOIN DISCOVERY * Individuals * Business * Financial advisers * Healthcare professionals * Suppliers CONNECT WITH US * Download our app * Discovery Magazine * * * * * * * * Cookie policy * Site Map * Security & fraud * Terms & conditions Copyright 2024 Discovery Ltd is the licensed controlling company of the designated Discovery Insurance Group. Registration number: 1999/007789/06. Companies in the Group are licensed insurers and authorised financial services providers. Join us * Discovery * Vitality Join us * Discovery * Vitality Log in Please click here to login Please click here to login into Discovery Digital Id Please click here to login into Discovery Digital Id close IFrame not supported by your browser version... × An IFRAME capable web browser is required to view this part of the site. Close An IFRAME capable web browser is required to view this part of the site. × loading... Close loading... × An IFRAME capable web browser is required to view this part of the site. YOUR SESSION WILL EXPIRE IN 60 SECONDS. To remain logged in, please click on the "Extend session" button below. Log out to start a new session or go to the home page. TO SECURE YOUR ACCOUNT YOU HAVE BEEN LOGGED OUT Log in to start a new session or go to the home page. An IFRAME capable web browser is required to view this part of the site. COOKIE POLICY We use cookies to give you the best possible online experience. If you clear or disable cookies, you may have limited access to online features. Read our cookie policy. Cookies Settings Allow all PRIVACY PREFERENCE CENTER When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalised web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. More information Allow All MANAGE CONSENT PREFERENCES STRICTLY NECESSARY COOKIES Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information. PERFORMANCE COOKIES Performance Cookies These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance. FUNCTIONAL COOKIES Functional Cookies These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly. TARGETING COOKIES Targeting Cookies These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising. Back Button BACK Search Icon Filter Icon Clear checkbox label label Apply Cancel Consent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices PRIVACY PREFERENCE CENTER When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalised web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies. Click on the different category headings to find out more and change our default settings. However, blocking some types of cookies may impact your experience of the site and the services we are able to offer. More information Allow All MANAGE CONSENT PREFERENCES STRICTLY NECESSARY COOKIES Always Active These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information. PERFORMANCE COOKIES Performance Cookies These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site, and will not be able to monitor its performance. FUNCTIONAL COOKIES Functional Cookies These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third party providers whose services we have added to our pages. If you do not allow these cookies then some or all of these services may not function properly. TARGETING COOKIES Targeting Cookies These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites. They do not store directly personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising. Back Button BACK Search Icon Filter Icon Clear checkbox label label Apply Cancel Consent Leg.Interest checkbox label label checkbox label label checkbox label label Confirm My Choices