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$100 billion in online home loans
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    * Refinance rates
    * Cash-out refinance calculator
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CALCULATE YOUR HELOC SAVINGS

With a HELOC, you’ll unlock your equity AND keep your low mortgage rate. Enter
your info to see how much you’ll save with a HELOC compared to a cash-out
refinance.

Current mortgage outstanding balance
$
Current mortgage rate*
%
Original mortgage term years*
Remaining mortgage term years*
Home value*
$
Additional cash needed*
$
Credit score* 680 - 699700 - 759760 - 850

Occupancy* Primary ResidenceSecond HomeInvestment

Property type* Single FamilyCondo2 to 4 units



COMPARE LOAN TERMS

Cash out refinance* 15 Years20 Years30 Years

HELOC* 15 Years20 Years25 Years30 Years

Calculate


TOTAL SAVINGS WITH


$-

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Monthly payment

$-

/mo



Your loan amount

$-



Total cost



HELOC

Cash out refinance

HELOC vs Cash-out refinance calculator for illustrative purposes only. Accuracy
not guaranteed. Interest rates and APRs are for informational purposes and do
not include all applicable fees. Your actual rates, payments, and costs may
differ.

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LOCK YOUR RATE AND START SAVING TODAY!

Get pre-approved in minutes.

Get started



 * Please note that you are required to draw at least $50,000 or 75% of your
   credit limit, whichever is greater, at the time of funding (ex. if your
   credit limit is $200,000, you must draw $150,000 or more at funding). If you
   would like to draw less at funding, you may lower your credit limit.
 * This HELOC savings calculator is for illustrative purposes only and does not
   assure the availability of your eligibility for any specific loan product,
   nor does the calculator predict or guarantee the actual rate. Loan approval
   is subject to underwriter review. Actual rate, payment, and costs could be
   higher.
 * Rates as of 8/16/2023 at 3:54:16 AM GMT+2.



Better

Better is a family of companies serving all your homeownership needs.

We can’t wait to say “Welcome home.” Apply 100% online, with expert customer
support.

Connect with a local Better Real Estate Partner Agent to find out all the ways
you can save.

Shop, bundle, and save on insurance coverage for home, auto, life, and more.

Get free repair estimates, 24-hour turnarounds on reports, and rest easy with
our 100-day inspection guarantee.

Get transparent rates when you shop for title insurance all in one convenient
place.

Better Attorney Match will help you find experienced attorneys to help with
negotiations, closing, and more.

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SERVICES

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CONTACT US

 * hello@better.com

 * 415-523-8837

 * FAQ

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LEGAL

 * NMLS Consumer Access

 * Privacy Policy

 * Terms of Use

 * Disclosures & Licensing

 * Affiliated Business

 * Browser Disclaimer

   

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© 2023 Better Holdco, Inc. and/or its affiliates. Better is a family of
companies. Better Mortgage Corporation provides home loans; Better Real Estate,
LLC and Better Real Estate California Inc License # 02164055 provides real
estate services; Better Cover, LLC sells insurance products; and Better
Settlement Services provides title insurance services; Better Connect, LLC dba
Better Attorney Match provides real estate attorney connection services; and
Better Inspect, LLC provides home inspection services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage
Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175
Greenwich Street, 57th Floor, New York, NY 10007. Loans made or arranged
pursuant to a California Finance Lenders Law License. Not available in all
states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC, Better
Real Estate and Better Real Estate California Inc is a licensed real estate
brokerage and maintains its corporate headquarters at 325-41 Chestnut Street,
Suite 826, Philadelphia, PA 19106. Here is a full listing of Better Real Estate,
LLC’s license numbers. Equal Housing Opportunity. All rights reserved.

Better Real Estate employs real estate agents (“Better Real Estate Agents”) and
also maintains a nationwide network of partner brokerages and real estate agents
(“Better Real Estate Partner Agents”). Better Real Estate Partner Agents work
with Better Real Estate to provide high quality service outside the service area
covered by Better Real Estate Agents or when Better Real Estate Agents
experience excessive demand.

New York State Fair Housing Notice
New York Standard Operating Procedures

Texas Real Estate Commission: Information About Brokerage Services | Consumer
Protection Notice

Better Settlement Services, LLC. 325-41 Chestnut Street, Suite 803,
Philadelphia, PA 19106.

Homeowners insurance policies are offered through Better Cover, LLC, a
Pennsylvania Resident Producer Agency. License #881593. 325-41 Chestnut Street,
Suite 807, Philadelphia, PA 19106.

Insurance quotes and policies are offered through Better Cover, LLC. A
Pennsylvania Resident Producer Agency. License #881593. Here is a full listing
of Better Cover, LLC’s license numbers.

Better Connect, LLC dba Better Attorney Match and/or its affiliates. Better
Attorney Match maintains its corporate headquarters at 325-41 Chestnut Street,
Suite 846, Philadelphia, PA 19106.

Better Inspect, LLC maintains its corporate headquarters at 325-41 Chestnut
Street, Suite 846, Philadelphia, PA 19106.

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement
Services, LLC, Better Cover, LLC, Better Connect, LLC dbs Better Attorney Match,
and Better Inspect, LLC are separate operating subsidiaries of Better Holdco,
Inc. Each company is a separate legal entity operated and managed through its
own management and governance structure as required by its state of
incorporation, and applicable and legal and regulatory requirements. Products
not available in all states.

Any unauthorized use of any proprietary or intellectual property is strictly
prohibited. All trademarks, service marks, trade names, logos, icons, and domain
names are proprietary to Better Holdco, Inc. Better Holdco, Inc. trademarks are
federally registered with the U. S. Patent and Trademark Office. Better Cover is
a registered trademark with the U.S. Patent and Trademark Office and is owned by
Better Cover, LLC.