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We’ve had a makeover! Still the same Card One Money you know and love, but with
a vibrant new look and feel. Find out more




Personal Business
Current account Pricing
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WORK WITH US

For those looking to partner with, join, or learn more about Card One Money.

Affiliates and introducers
Expand your offering and partner with us

About Card One Money
Discover more about who we are

Careers
Browse our latest open positions

Support


SUPPORT

We’re here to help you get the most out of Card One Money.

Contact us
Speak to our friendly, UK-based team

FAQs
Read the common questions our customers ask

ID requirements
Find out what you need to provide to qualify for an account


Sign in Open an account
Personal Business
Current account Pricing
Work with us
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About Card One Money
Careers
Support
Contact us
FAQs
ID Requirements
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PERSONAL


THE BANKING ALTERNATIVE THAT LEAVES NO ONE BEHIND

We believe in financial freedom for everyone, no matter what your credit rating
or employment status is. That’s why we don’t run credit checks or have
long-winded application processes.


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THE ACCOUNT FOR YOU

Get salaries and benefits paid directly into your personal account, with your
own sort code, account number and prepaid card.


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ACCESS DAY OR NIGHT

Wherever you are, manage and move your money securely 24 hours a day, 7 days a
week through your online account or mobile app.





TOTAL PEACE OF MIND

Use your account securely with Two-Factor Authentication and report your card
lost through our app, blocking access to your money instantly 24/7.

Find out more


CASHBACK REWARDS FOR EVERYDAY USE

Load your secure prepaid Mastercard and start getting more out of your money
with up to 3.5% cashback at some of the UK’s most popular retailers.


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The Card One Money Prepaid Debit Mastercard Card



FEE-FREE SPENDING IN THE UK

There’s no charge for using your card in the UK whether it’s in-store or online,
so you can spend your money without worrying about hidden fees.

For ATM use in the UK, we have a low, fixed cost of only £1.50 per withdrawal.


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WHAT’S BETTER THAN ONE CARD?

Order a second card linked to your own account that allows you to set a fixed
monthly allowance, ideal for a family member or partner.

Minimum age for a secondary card is 13 years.


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MAKE THE SWITCH TO CARD ONE MONEY

Applying to switch over to our current account from your existing bank takes a
matter of minutes and better yet, it doesn’t cost a thing.

Find out more
Card arrived this morning, I had a few queries while setting up through the day
with all of my direct debits and bills, but the 2 people I spoke to on two
different occasions were more than helpful. Great customer service and this will
now be my main account to hold my money.
Kirsty
4.6 out of 5
Card One Money are a breath of fresh air. I've been with them just over 3 years
now. I needed an account at short notice for my wages to be paid into and within
5 minutes I was all set up & received my card 24 hours later.

Helpful customer service agents it's well worth £12.50 a month.
Col Pope
4.6 out of 5
Since joining the bank I have received excellent customer service and support
from Lucy. She is quick to respond to my emails, very efficient and always
solves my queries. Compared to all the high street banks her customer service is
far superior!!!
Kirsty
4.6 out of 5






NEED A HAND?

If you have any questions regarding your application or need some more
information, don't hesitate to contact our friendly, UK-based team.


Get in touch


THERE'S ONLY ONE THING LEFT TO DO

Open an account

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Terms & conditions Privacy policy Cookie policy Modern slavery statement
The Card One Money current account is not covered by the Financial Services
Compensation Scheme. Please see our FAQs for more information.

Card One Money is a trading style of Spectrum Payment Services Limited, a
company registered in England & Wales (No. 06268340) with registered office at
3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum
Payment Services Limited is authorised and regulated by the Financial Conduct
Authority to provide payment services (FCA No. 504547). The Card is issued by
Fair Payments Limited pursuant to license by Mastercard International Inc. Fair
Payments Limited is authorised by the Financial Conduct Authority to conduct
electronic money service activities under the Electronic Money Regulations 2011
(FCA No. 900493). Mastercard is a registered trademark and the circles design is
a trademark of Mastercard International Incorporated.

Account registration is subject to identification and residency. Cardholder must
be at least 18 years of age. See terms and conditions.‍

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