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Asset allocation
Sticky inflation: The tactical and strategic importance of real assets
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Quarterly fixed income perspectives 2Q 2024: A pause before a pivot
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show any material from this website in public; (d) reproduce, duplicate, copy or
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otherwise modify any material on this website; or (f) redistribute material from
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No Investment Advice
This website is for informational purposes only. Nothing contained on this
website constitutes tax, accounting, regulatory, legal, insurance or investment
advice. This website contains general information only on investment matters and
should not be considered as a comprehensive statement on any matter and should
not be relied upon as such. The information should not be relied upon as a
forecast, research or investment advice. The investments and strategies
discussed in the website may not be suitable for all investors. Decisions based
on information contained on this website are the sole responsibility of the
visitor.
No Solicitation or Offer
Neither the information, nor any opinion, contained on this website constitutes
a solicitation or offer by Principal Global Investors or its affiliates to buy
or sell any securities, futures, options or other financial instruments, nor
shall any such security be offered or sold to any person in any jurisdiction in
which such offer, solicitation, purchase, or sale would be unlawful under the
relevant laws of such jurisdiction. All persons and entities accessing this
website do so on their own initiative and are responsible for compliance with
applicable local laws and regulations.
No Guarantee of Investment Results
Principal Global Investors and its affiliates do not guarantee any investment
results and there can be no assurance that the strategies employed will improve
investment performance, and make no guarantee that a client's investment
objectives will be achieved and no warranties or representations, expressed or
implied, are made concerning the benefits of these strategies discussed herein.
All investments involve risk and may lose value. The value of your investment
can go down depending upon market conditions. Fixed income investments are
subject to risk including interest rate, credit, market and issuer risk.
Currency exchange rates may cause the value of an investment to go up or down.
Alternative strategies involve higher risks than traditional investments, may
not be tax efficient, and have higher fees than traditional investments; they
may also be highly leveraged and engage in speculative investment techniques,
which can magnify the potential for investment loss or gain.
No Guarantee of Timeliness This website may contain videos where the comments
were valid on the date the video was recorded. Markets move continuously and you
should only rely on current information for any investment decisions. The
information and materials contained on this website, and the terms, conditions,
and descriptions that appear, are subject to change. All content on this website
is presented only as of the date published or indicated, and may be superseded
by subsequent market events or for other reasons. In addition, you are
responsible for setting the cache settings on your browser to ensure you are
receiving the most recent data.
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from sources believed to be reliable; however Principal Global Investors and its
affiliates do not independently verify or guarantee its accuracy or validity.
The information and services provided on this website are provided "AS IS" and
without warranties of any kind, either expressed or implied. To the fullest
extent permissible pursuant to applicable law, Principal Global Investors
disclaims all warranties, including, but not limited to, any warranty of
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does not warrant, either expressly or impliedly, the accuracy or completeness of
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can be no assurance that the strategies employed will improve investment
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achieved and no warranties or representations, expressed or implied, are made by
the Firms concerning the benefits of these strategies discussed herein. The
information in this website has been developed internally and/or obtained from
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responsible for any errors or omissions. This website also contains videos where
the comments were valid on the date the video was recorded. Markets move
continuously and you should only rely on current information.
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225385) ("we", "us", "our") is regulated by the Australian Securities and
Investments Commission.
The information in this website, and on pages linked by this website, is general
information only and is not intended to constitute financial product advice or a
recommendation to buy, sell or hold any particular security or investment. It
does not take into account any investor's investment objectives, particular
needs or financial situation. Any investor should consider whether an investment
fits their investment objectives, particular needs and financial situation
before making any investment decision.
While the information on this website is updated from time to time, it is
subject to change in the intervening period. None of Principal Global Investors
(Australia) Limited or its related entities (together "Principal") guarantee the
accuracy, completeness or timeliness of the information on this website.
Information may become outdated and opinions may change, including as a result
of new information becoming available or changes in the markets. To the extent
permitted by law, Principal does not accept any responsibility arising in any
way (including by reason of negligence) for errors in, or omissions from, this
information.
We offer financial products only to wholesale investors (as defined in sections
761G and 761GA of the Corporations Act) and to persons investing through an
investor directed portfolio service under the product disclosure statements that
can be accessed from this website.
The information contained in this website is intended only for Australian
residents and investors and is not intended for use in any country or
jurisdiction where such use would constitute a violation of law. There is no
intention to offer or sell products in countries or jurisdictions where such
offer or sale would be unlawful under the relevant domestic law.
Protecting Your Privacy
At Principal Global Investors (Australia) Ltd, we give priority to protecting
the privacy of your personal information. We do this by handling personal
information in a responsible manner and in accordance with the Privacy Act 1988
(Cth).
If it is reasonable and practicable to do so, we collect personal information
directly from you. How we collect your information will depend upon how you
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The information collected may include what time you visited our website, how
long you were on our site, if you've been to the site before, what web pages you
visited, and what type of browser you used to access our website. This
information is collected through the use of cookies.
Use of cookies on this site is outlined in the Principal Online Privacy
Policies, Information Collected by Use of Cookies and Spotlight Tags. In
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from this site. You can configure your browser to accept all cookies, reject all
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We may collect, hold and use personal information in order to process
applications, administer the investments and provide related services. If you do
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administer your investment. We may also use your personal information to tell
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We may disclose your personal information to other related companies within the
Principal Financial Group®, agents and other external service providers (who
supply administrative, financial or other services), some of which are located
overseas. Where this occurs, we take steps to protect personal information
against misuse or loss however you should be aware that in the event the
overseas recipient fails to handle the personal information consistently with
the Australian Privacy Principles, we will not be accountable under the Privacy
Act and you will not be able to seek redress under the Act. The countries this
information may be disclosed to will vary from time to time, but may include
Brazil, Chile, China, Hong Kong, India, Japan, Malaysia, Singapore, the United
Kingdom and the United States and other countries where the Principal Financial
Group® has a presence. A list of locations in which the Principal Financial
Group® operates can be found at
https://www.principal.com/about-us/our-company/company-overview/worldwide-locations.
Our Privacy Policy contains information about how you can gain access to the
personal information that we hold about you and seek correction of that
information, subject to certain exemptions under law. Our Privacy Policy also
contains information about how you may raise concerns regarding privacy with us
and how we will deal with your concerns.
You can obtain a copy of our Privacy Policy by clicking on the link below:
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in the manner set out in our Privacy Policy. You also acknowledge and understand
that by providing such consent that we will not be required to take such steps
as are reasonable in the circumstances to ensure overseas recipients of your
personal information comply with the Australian Privacy Principles.
"Principal Financial Group is a global organization that operates in many
different jurisdictions worldwide. Principal Financial Group’s diversified group
of companies and affiliates provide comprehensive asset management solutions for
institutional investors, investment funds and individuals in key markets around
the world. Principal Financial Group has investment offices in the United
States, [Mexico, South America, Europe, the Middle East, and throughout Asia].
Where appropriate, Principal Financial Group entities are registered with
appropriate regulatory authorities in the jurisdictions in which they are
required to be registered to carry on their respective business activities.
All products or services provided to you by any Principal Financial Group
company shall only be available in the jurisdiction(s) within which the company
providing the product or service is authorized to operate. The relevant
Principal Financial Group company reserves the right to make the final
determination on whether or not you are eligible for any particular product or
service. If you choose to enter a website outside your country of residence, you
are advised that it may not be legal in that jurisdiction for you to access or
use the facilities available on that Site and the legal requirements of that
jurisdiction may prohibit you from dealing or otherwise transacting in that
jurisdiction.
Principal Financial Group makes no representation that the content of the site
is appropriate for use in all locations, or that the transactions, securities,
products, instruments or services discussed at this site are available or
appropriate for sale or use in all jurisdictions or countries, or by all persons
and entities. Nothing on this website shall be considered a solicitation for
the offering of any investment product or service to any person in any
jurisdiction where such solicitation or offering may not lawfully be made.
Principal Global Investors, LLC (“Principal Global Investors”) is pleased to
provide this website to you subject to your acknowledgement and acceptance of
the following Terms of Use. If you disagree with these Terms of Use, you must
not use this website.
License to Use Website
Unless otherwise stated, Principal Global Investors and/or its licensors own the
intellectual property rights in the website and material on the website.
Subject to the license below, all these intellectual property rights are
reserved.
You may view, download for caching purposes only, and print content from the
website for your own personal use, subject to the restrictions set out below and
elsewhere in these Terms of Use.
You may not (a) republish material from this website (including republication on
another website); (b) sell, rent or sub-license material from this website; (c)
show any material from this website in public; (d) reproduce, duplicate, copy or
otherwise exploit material on this website for a commercial purpose; (e) edit or
otherwise modify any material on this website; or (f) redistribute material from
this website.
No Investment Advice
This website is for informational purposes only. Nothing contained on this
website constitutes tax, accounting, regulatory, legal, insurance or investment
advice. This website contains general information only on investment matters
and should not be considered as a comprehensive statement on any matter and
should not be relied upon as such. The information should not be relied upon as
a forecast, research or investment advice. The investments and strategies
discussed in the website may not be suitable for all investors. Decisions based
on information contained on this website are the sole responsibility of the
visitor.
No Solicitation or Offer
Neither the information, nor any opinion, contained on this website constitutes
a solicitation or offer by Principal Global Investors or its affiliates to buy
or sell any securities, futures, options or other financial instruments, nor
shall any such security be offered or sold to any person in any jurisdiction in
which such offer, solicitation, purchase, or sale would be unlawful under the
relevant laws of such jurisdiction. All persons and entities accessing this
website do so on their own initiative and are responsible for compliance with
applicable local laws and regulations.
No Guarantee of Investment Results
Principal Global Investors and its affiliates do not guarantee any investment
results and there can be no assurance that the strategies employed will improve
investment performance, and make no guarantee that a client's investment
objectives will be achieved and no warranties or representations, expressed or
implied, are made concerning the benefits of these strategies discussed herein.
All investments involve risk and may lose value. The value of your investment
can go down depending upon market conditions. Fixed income investments are
subject to risk including interest rate, credit, market and issuer risk.
Currency exchange rates may cause the value of an investment to go up or down.
Alternative strategies involve higher risks than traditional investments, may
not be tax efficient, and have higher fees than traditional investments; they
may also be highly leveraged and engage in speculative investment techniques,
which can magnify the potential for investment loss or gain.
No Guarantee of Timeliness
This website may contain videos where the comments were valid on the date the
video was recorded. Markets move continuously and you should only rely on
current information for any investment decisions. The information and materials
contained on this website, and the terms, conditions, and descriptions that
appear, are subject to change. All content on this website is presented only as
of the date published or indicated, and may be superseded by subsequent market
events or for other reasons. In addition, you are responsible for setting the
cache settings on your browser to ensure you are receiving the most recent data.
No Warranties
The information on this website has been developed internally and/or obtained
from sources believed to be reliable; however Principal Global Investors and its
affiliates do not independently verify or guarantee its accuracy or validity.
The information and services provided on this website are provided ""AS IS"" and
without warranties of any kind, either expressed or implied. To the fullest
extent permissible pursuant to applicable law, Principal Global Investors
disclaims all warranties, including, but not limited to, any warranty of
non-infringement of third-party rights and any implied warranties of
merchantability and fitness for a particular purpose. Principal Global Investors
does not warrant, either expressly or impliedly, the accuracy or completeness of
the information, text, graphics, links or other items contained on this website
and does not warrant that the functions contained in this website will be
uninterrupted or error-free, that defects will be corrected, or that the website
will be free of viruses or other harmful components. Principal Global Investors
expressly disclaims all liability for errors and omissions in the materials on
this website and for the use or interpretation by others of information
contained on the website. Subject to any contrary provisions of applicable law,
no company in the Principal Financial Group nor any of their employees or
directors gives any warranty of reliability or accuracy nor accepts any
responsibility arising in any other way (including by reason of negligence) for
errors or omissions on this website.
Severability
If any provision of these Terms of Use is deemed unlawful, void, or for any
reason unenforceable, then that provision will be deemed severable from these
Terms of Use and will not affect the validity and enforceability of the
remaining provisions.
No Waiver
No waiver by Principal Global Investors of any right under or term or provision
of these Terms of Use will be deemed a waiver of any other right, term, or
provision of these Terms of Use at the time of such waiver or a waiver of that
or any other right, term, or provision of these Terms of Use at any other time.
Indemnity
In exchange for using this website, you agree to indemnify and hold Principal
Global Investors, its officers, directors, employees, affiliates, agents,
licensors and suppliers harmless against any and all claims, losses, liability,
costs and expenses (including but not limited to attorneys' fees) arising from
your use of this website, from your violation of these terms and conditions or
from any decisions that the visitor makes based on such information.
Breaches of these Terms of Use
Without prejudice to Principal Global Investors’ other rights under these Terms
of Use, if you breach these Terms of Use in any way, Principal Global Investors
may take such action as Principal Global Investors deems appropriate to deal
with the breach, including suspending your access to the website, prohibiting
you from accessing the website, blocking computers using your IP address from
accessing the website, contacting your internet service provider to request that
they block your access to the website and bringing court proceedings against
you.
Variation
Principal Global Investors may revise these Terms of Use from time to time.
Revised Terms of Use will apply to the use of this website from the date of
their publication on this website. Please check this page regularly to ensure
you are familiar with the current version.
Entire Agreement
These Terms of Use, together with the Principal Financial Group Disclosures,
Terms of Use, Privacy and Security links provided below, constitute the entire
agreement between you and Principal Global Investors in relation to your use of
this website, and supersede all previous agreements in respect of your use of
this website.
If you have questions, please email us.
Click ""Accept"" to indicate your acknowledgement and acceptance of Principal
Global Investors Terms of Use and to continue."
"These Terms & Conditions explain certain legal and regulatory conditions and
restrictions in relation to the Principal Global Investors (Europe) Limited
website, and in relation to the Principal Global Investors Funds (‘the Funds’).
This information may be changed by Principal Global Investors at any time
without notice.
In these terms and conditions, references to 'Principal Global Investors' means
Principal Global Investors (Europe) Limited or any affiliate of the Principal
Financial Group, Inc. or Principal Global Investors, LLC.
Before you proceed, you must acknowledge that you have read, and agree to, our
terms and conditions.
Information in relation to the Principal Global Investors Funds is available
through this web site to institutional investors resident in the following
countries of: Belgium, France, Finland, Germany, Guernsey, Ireland, Italy,
Jersey, Netherlands, Spain, Sweden, Switzerland and the United Kingdom. By
proceeding this far you are representing and warranting that you are an
institutional investor resident in one of these countries. Not all of the Funds
are available in all these jurisdictions, and investors are directed to the
Country Registration document for detailed information . What follows is not an
offer or invitation to acquire an investment to, and should therefore not be
relied upon by, any person anywhere other than the countries noted. Persons in
respect of whom such prohibitions apply must not access this web site. This web
site is reserved exclusively for non-U.S. persons and should not be accessed by
any person in the United States.
Yes, I certify to be an institutional investor and resident of a country listed
above.
Cookies
Use of cookies on this site is outlined in the Privacy and Security Policy. In
accepting these terms and conditions, you accept the terms of the Cookie Policy
and the use of cookies from this site.
Legal Entity Disclosure and Regulation
In Europe by Principal Global Investors (EU) Limited, Sobo Works, Windmill Lane,
Dublin D02 K156, Ireland. Principal Global Investors (EU) Limited is regulated
by the Central Bank of Ireland.
In the United Kingdom by Principal Global Investors (Europe) Limited, Level 1, 1
Wood Street, London, EC2V 7 JB, registered in England, No. 03819986, which is
authorised and regulated by the Financial Conduct Authority (“FCA”).
In Switzerland by Principal Global Investors (Switzerland) GmbH. This website is
considered as advertising and information contained herewith be treated as such.
Investors can obtain free of charge the prospectus, trust deed, the prospectus,
the key investor information document (KIID), and the annual and semi-annual
reports from the representative in Switzerland.
In Europe and United Kingdom, this website is directed exclusively at
Professional Clients and Eligible Counterparties and should not be relied upon
by Retail Clients (all as defined by the MiFID and FCA respectively). If you are
viewing the material as a retail investor, you should seek independent
investment advice before deciding whether the products and services in question
are suitable to meet your investment needs and objectives, as the language has
not been complied to a retail client standard.
Principal Global Investors Funds
Principal Global Investors (Ireland) Limited is the issuer of the Funds.
Investments may only be made on an application form attached to a current
prospectus and following receipt by the investor of the KIID in respect of the
Fund in which they intend to invest. The latest version of the prospectus of the
Funds is dated 14 December 2012.
For Real estate investors in the European Economic Area (“EEA”), this website
and the information on it is only directed at persons who are professional
investors for the purposes of the Alternative Investment Fund Managers Directive
(2011/61/EU) (“AIFMD”), professional clients or eligible counterparties for the
purposes of the Markets in Financial Instruments Directive (Directive
2014/65/EU) (“MiFID II”) or as otherwise defined under applicable local law and
regulation and at whom this website and the information on it may lawfully be
directed in any relevant jurisdiction (“Eligible Persons”). In relation to each
member state of the EEA (“Member State”) which has implemented AIFMD (and for
which transitional arrangements are not/ no longer available), this website may
only be accessed and interests in Funds may only be offered or placed in a
Member State to the extent that: (i) the relevant Fund is permitted to be
marketed to professional investors in the relevant Member State in accordance
with AIFMD (as implemented into the local law/regulation of the relevant Member
State); or (ii) this website and its information may otherwise be lawfully
distributed and the interests in Funds may otherwise be lawfully offered or
placed in that Member State (including at the initiative of the investor). In
relation to each Member State of the EEA which, at the date of accessing this
website, has not implemented AIFMD, this information may only be distributed and
interests in Funds may only be offered or placed to the extent that this
information may be lawfully distributed and the interests in Funds may lawfully
be offered or placed in that Member State (including at the initiative of the
investor).
Persons who are not Eligible Persons, including but not limited to those
individuals or other persons who fall within the FCA’s definition of ‘retail
clients’, should not use or rely upon this website or the information contained
therein and may not engage the services of Principal Real Estate or any of its
affiliates, or invest in any Fund. Potential investors are advised that all or
most of the protections provided by the UK regulatory system will not apply and
that the UK Financial Services Compensation Scheme may not be available in
relation to an investment in a Fund or separate account.
The contents of this website have not been verified or approved by any competent
regulatory or supervisory authority. No liability, whether in negligence or
otherwise, arising directly or indirectly from the use of the information or any
part of it on this website is accepted and no representation, warranty or
undertaking, whether express or implied, is or will be made at any time by
Principal Real Estate or its affiliates or any of their respective advisers,
directors, officers, employees, representatives or other agents (“Principal
Agents”) for any information or any of the opinions contained herein or for any
errors, omissions or misstatements.
None of Principal Real Estate or its affiliates or any Principal Agents makes or
has been authorised to make any representation or warranties, whether express or
implied, in relation to Principal Real Estate or regarding the truth, accuracy
or completeness of any of the information contained on this website at any time.
No representation or warranty is given by Principal Real Estate, its affiliates
or the Principal Agents as to the achievement or reasonableness of, and no
reliance should be placed on any projections, targets, estimates or forecasts
contained in the information on this website. Furthermore, nothing contained on
this website is or should be relied on as a promise or representation as to the
future. No reliance may be placed by any person for any purpose whatsoever on
the information or opinions contained on this website or on its completeness,
accuracy or fairness at any time.
Principal Global Investors (Europe) Limited is not authorised by the FCA to
directly deal with retail investors; any distribution of the Fund to retail
investors in Europe is facilitated by fund distributors with which Principal
Global Investors (Europe) Limited has entered distribution arrangements,
pursuant to advice provided to investors by those distributors, based on the
documents Principal Global Investors (Europe) Limited provides. Retail investors
should not be provided with access to this website.
The name of the Swiss representative is ACOLIN Fund Services AG,
Stadelhoferstrasse 18, CH-8001 Zürich. The name of the Swiss paying agent is
Banque Cantonale de Genève, 17, quai de l’Ile, 1204 Geneva. Investors can obtain
the prospectus, trust deed, the simplified prospectuses and the annual and
semi-annual reports free of charge from the representative in Switzerland.
The value of units and the income from them may fall as well as rise.
Investments in the Funds are neither insured nor guaranteed by the US Government
or the Federal Deposit Insurance Corporation and are not deposits or obligations
of, or guaranteed by, Principal Global Investors.
No Solicitation
Nothing contained in this website shall constitute an offer or solicitation, in
relation to units in the Funds or generally, in any jurisdiction or in any
circumstances in which such offer or solicitation is unlawful or not authorised.
In particular, shares issued by the Company, and units in the Funds, have not
been and will not be registered under the United States Securities Act of 1933
as amended or the securities laws of any state or political subdivision of the
United States and may not, except in a transaction which does not violate US
securities laws, be directly offered or sold in the United States or to any US
Person. The Company will not be registered under the United States Investment
Company Act of 1940 as amended.
This website is reserved exclusively for non-US persons and should not be
accessed by any person in the United States.
No Investment Advice
The information in this website contains general information only on investment
matters and should not be considered as a comprehensive statement on any matter
and should not be relied upon as such nor should it be construed as specific
investment advice, an opinion or recommendation. The general information it
contains does not take account of any investor’s investment objectives,
particular needs or financial situation, nor should it be relied upon in any way
as a forecast or guarantee of future events regarding a particular investment or
the markets in general. Past performance is not a reliable indicator of future
performance and should not be relied upon as a significant basis for an
investment decision.
You should also inform yourself as to (a) the possible tax consequences, (b) the
legal requirements and (c) any foreign exchange restrictions or exchange control
requirements which you might encounter under the laws of the countries of your
citizenship, residence or domicile and which might be relevant to any
investment, including the subscription, holding, transfer or disposal of units
in the Funds
Delegation of Investment Management to Affiliates
Products upon which composite results contained in this material, if any, are
based may not themselves be available in the United Kingdom and certain other
jurisdictions; however, the underlying investment management capability can be
made available to institutional investors subject to all applicable local
regulations and restrictions. In connection with its management of client
portfolios, PGIE may delegate management authority to affiliates that are not
authorised and regulated by the Financial Conduct Authority. In any such case,
the client may not benefit from all protections afforded by rules and
regulations enacted under the Financial Services and Markets Act 2000.
Disclaimer
The information on this website is given by Principal Global Investors in good
faith and has been derived from sources believed to be reliable and accurate as
at their date. However, Principal Global Investors makes no representation or
warranty of any kind for the accuracy or completeness of the information and it
is under no obligation to update or correct any errors in the information after
the date of publication. This website also contains videos where the comments
were valid on the date the video was recorded. Markets move continuously and you
should only rely on current information for any investment decisions.
Subject to applicable law, Principal Global Investors and its affiliates and
their respective directors, employees and associates do not accept any
responsibility arising in any way (including by reason of negligence) for errors
in, or omissions from, the information and do not accept any liability for any
loss or damage, however caused, as a result of any person relying on any
information on the website or being unable to access the website.
The Internet is not a totally reliable and secure medium of communication.
Principal Global Investors accepts no liability for the security or
confidentiality of information transmitted in this way and any such transmission
of information shall be at your own risk.
The entire content of this website is subject to copyright with all rights
reserved. You may not copy, reproduce, distribute or modify the content of this
website without the prior written permission of Principal Global Investors.
No instructions for investment purposes will be accepted directly from this
website or by e-mail.
If you accept these terms and conditions, click ""Accept."""
You are about to leave PrincipalAM.com and be directed to our Japanese site,
PrincipalGlobal.jp. If you wish to proceed, please click "Accept." If you would
like to stay on PrincipalAM.com, please click "I do not accept."
"Principal Financial Group is a global organization that operates in many
different jurisdictions worldwide. Principal Financial Group’s diversified group
of companies and affiliates provide comprehensive asset management solutions for
institutional investors, investment funds and individuals in key markets around
the world. Principal Financial Group has investment offices in the United
States, [Mexico, South America, Europe, the Middle East, and throughout Asia].
Where appropriate, Principal Financial Group entities are registered with
appropriate regulatory authorities in the jurisdictions in which they are
required to be registered to carry on their respective business activities.
All products or services provided to you by any Principal Financial Group
company shall only be available in the jurisdiction(s) within which the company
providing the product or service is authorized to operate. The relevant
Principal Financial Group company reserves the right to make the final
determination on whether or not you are eligible for any particular product or
service. If you choose to enter a website outside your country of residence, you
are advised that it may not be legal in that jurisdiction for you to access or
use the facilities available on that Site and the legal requirements of that
jurisdiction may prohibit you from dealing or otherwise transacting in that
jurisdiction.
Principal Financial Group makes no representation that the content of the site
is appropriate for use in all locations, or that the transactions, securities,
products, instruments or services discussed at this site are available or
appropriate for sale or use in all jurisdictions or countries, or by all persons
and entities. Nothing on this website shall be considered a solicitation for
the offering of any investment product or service to any person in any
jurisdiction where such solicitation or offering may not lawfully be made.
Principal Global Investors, LLC (“Principal Global Investors”) is pleased to
provide this website to you subject to your acknowledgement and acceptance of
the following Terms of Use. If you disagree with these Terms of Use, you must
not use this website.
License to Use Website
Unless otherwise stated, Principal Global Investors and/or its licensors own the
intellectual property rights in the website and material on the website.
Subject to the license below, all these intellectual property rights are
reserved.
You may view, download for caching purposes only, and print content from the
website for your own personal use, subject to the restrictions set out below and
elsewhere in these Terms of Use.
You may not (a) republish material from this website (including republication on
another website); (b) sell, rent or sub-license material from this website; (c)
show any material from this website in public; (d) reproduce, duplicate, copy or
otherwise exploit material on this website for a commercial purpose; (e) edit or
otherwise modify any material on this website; or (f) redistribute material from
this website.
No Investment Advice
This website is for informational purposes only. Nothing contained on this
website constitutes tax, accounting, regulatory, legal, insurance or investment
advice. This website contains general information only on investment matters
and should not be considered as a comprehensive statement on any matter and
should not be relied upon as such. The information should not be relied upon as
a forecast, research or investment advice. The investments and strategies
discussed in the website may not be suitable for all investors. Decisions based
on information contained on this website are the sole responsibility of the
visitor.
No Solicitation or Offer
Neither the information, nor any opinion, contained on this website constitutes
a solicitation or offer by Principal Global Investors or its affiliates to buy
or sell any securities, futures, options or other financial instruments, nor
shall any such security be offered or sold to any person in any jurisdiction in
which such offer, solicitation, purchase, or sale would be unlawful under the
relevant laws of such jurisdiction. All persons and entities accessing this
website do so on their own initiative and are responsible for compliance with
applicable local laws and regulations.
No Guarantee of Investment Results
Principal Global Investors and its affiliates do not guarantee any investment
results and there can be no assurance that the strategies employed will improve
investment performance, and make no guarantee that a client's investment
objectives will be achieved and no warranties or representations, expressed or
implied, are made concerning the benefits of these strategies discussed herein.
All investments involve risk and may lose value. The value of your investment
can go down depending upon market conditions. Fixed income investments are
subject to risk including interest rate, credit, market and issuer risk.
Currency exchange rates may cause the value of an investment to go up or down.
Alternative strategies involve higher risks than traditional investments, may
not be tax efficient, and have higher fees than traditional investments; they
may also be highly leveraged and engage in speculative investment techniques,
which can magnify the potential for investment loss or gain.
No Guarantee of Timeliness
This website may contain videos where the comments were valid on the date the
video was recorded. Markets move continuously and you should only rely on
current information for any investment decisions. The information and materials
contained on this website, and the terms, conditions, and descriptions that
appear, are subject to change. All content on this website is presented only as
of the date published or indicated, and may be superseded by subsequent market
events or for other reasons. In addition, you are responsible for setting the
cache settings on your browser to ensure you are receiving the most recent data.
No Warranties
The information on this website has been developed internally and/or obtained
from sources believed to be reliable; however Principal Global Investors and its
affiliates do not independently verify or guarantee its accuracy or validity.
The information and services provided on this website are provided ""AS IS"" and
without warranties of any kind, either expressed or implied. To the fullest
extent permissible pursuant to applicable law, Principal Global Investors
disclaims all warranties, including, but not limited to, any warranty of
non-infringement of third-party rights and any implied warranties of
merchantability and fitness for a particular purpose. Principal Global Investors
does not warrant, either expressly or impliedly, the accuracy or completeness of
the information, text, graphics, links or other items contained on this website
and does not warrant that the functions contained in this website will be
uninterrupted or error-free, that defects will be corrected, or that the website
will be free of viruses or other harmful components. Principal Global Investors
expressly disclaims all liability for errors and omissions in the materials on
this website and for the use or interpretation by others of information
contained on the website. Subject to any contrary provisions of applicable law,
no company in the Principal Financial Group nor any of their employees or
directors gives any warranty of reliability or accuracy nor accepts any
responsibility arising in any other way (including by reason of negligence) for
errors or omissions on this website.
Severability
If any provision of these Terms of Use is deemed unlawful, void, or for any
reason unenforceable, then that provision will be deemed severable from these
Terms of Use and will not affect the validity and enforceability of the
remaining provisions.
No Waiver
No waiver by Principal Global Investors of any right under or term or provision
of these Terms of Use will be deemed a waiver of any other right, term, or
provision of these Terms of Use at the time of such waiver or a waiver of that
or any other right, term, or provision of these Terms of Use at any other time.
Indemnity
In exchange for using this website, you agree to indemnify and hold Principal
Global Investors, its officers, directors, employees, affiliates, agents,
licensors and suppliers harmless against any and all claims, losses, liability,
costs and expenses (including but not limited to attorneys' fees) arising from
your use of this website, from your violation of these terms and conditions or
from any decisions that the visitor makes based on such information.
Breaches of these Terms of Use
Without prejudice to Principal Global Investors’ other rights under these Terms
of Use, if you breach these Terms of Use in any way, Principal Global Investors
may take such action as Principal Global Investors deems appropriate to deal
with the breach, including suspending your access to the website, prohibiting
you from accessing the website, blocking computers using your IP address from
accessing the website, contacting your internet service provider to request that
they block your access to the website and bringing court proceedings against
you.
Variation
Principal Global Investors may revise these Terms of Use from time to time.
Revised Terms of Use will apply to the use of this website from the date of
their publication on this website. Please check this page regularly to ensure
you are familiar with the current version.
Entire Agreement
These Terms of Use, together with the Principal Financial Group Disclosures,
Terms of Use, Privacy and Security links provided below, constitute the entire
agreement between you and Principal Global Investors in relation to your use of
this website, and supersede all previous agreements in respect of your use of
this website.
If you have questions, please email us.
Click ""Accept"" to indicate your acknowledgement and acceptance of Principal
Global Investors Terms of Use and to continue."
"Principal Global Investors, LLC, the issuer of this website, is a branch
registered in the Dubai International Financial Centre and is authorized by the
Dubai Financial Services Authority as a representative office.
This website contains general information only on investment matters and nothing
in this website is intended to constitute or form part of any offer or
inducement to issue or sell, or any solicitation of any offer to subscribe for
or purchase, any securities or investment products in the UAE (including the
Dubai International Financial Centre) and accordingly should not be construed as
such. Information in this website is not directed at you if we are prohibited
by any law of any jurisdiction from making the information on this site
available to you and is not intended for any use that would be contrary to local
law or regulation. Products or services mentioned on this site are subject to
legal and regulatory requirements in applicable jurisdictions and may not be
available in all jurisdictions. Accordingly persons are required to inform
themselves of and observe any such restrictions.
The information in this website is being made available on the basis that the
recipient acknowledges and understands that the entities and securities to which
it may relate have not been approved, licensed by or registered with the UAE
Central Bank, the Dubai Financial Services Authority or any other relevant
licensing authority or governmental agency in the UAE or elsewhere in the Middle
East.
The information in the following website should not be construed as investment
advice or a recommendation for the purchase or sale of any security. The value
of investments and the income from them may fall as well as rise. Principal
Global Investors, LLC and the other member firms of Principal Global Investors
(collectively, the ""Firms"")* do not guarantee any investment results and there
can be no assurance that the strategies employed will improve investment
performance, and make no guarantee that a client's investment objectives will be
achieved and no warranties or representations, expressed or implied, are made by
the Firms concerning the benefits of these strategies discussed herein. The
information in this website has been developed internally and/or obtained from
sources that the Firms believe to be reliable; however, the Firms do not
guarantee the accuracy, adequacy or completeness of such information and are not
responsible for any errors or omissions. This website also contains videos where
the comments were valid on the date the video was recorded. Markets move
continuously and you should only rely on current information for any investment
decisions.
This website contains general information only on investment matters and should
not be considered as a comprehensive statement on any matter and should not be
relied upon as such. The information it contains does not take account of any
investor's investment objectives, particular needs or financial situation. Past
performance is not a reliable indicator of future performance and should not be
relied upon as a significant basis for an investment decision. You should
consider whether an investment fits your investment objectives, particular needs
and financial situation before making any investment decision.
Nothing in this website should be construed as investment, tax, legal or other
advice.
The content of this website has not been approved by or filed with the UAE
Central Bank or Dubai Financial Services Authority.
Access to this website is only permitted for ""sophisticated institutional
investors/professional clients"". If you are not a ""sophisticated
institutional investor/professional client"", you may not access this website
and you should select the ""Decline"" link below.
By selecting the ""Accept"" button below, and entering this website, you agree
to these terms and confirm and represent that you are a "" sophisticated
institutional investor/professional client""."
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