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POST /gateway-1/

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      <h2 class="Field__title__mobile">Request $250 - $5,000</h2>
      <h2>How Much Do You Need?</h2>
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        <select id="amt-field" name="amt">
          <option value="">Loan Amount</option>
          <option value="300">$100 - $300</option>
          <option value="400">$301 - $500</option>
          <option value="500" selected="selected">$501 - $1000</option>
          <option value="1000">$1001 - $1500</option>
          <option value="2000">$1501 - $2500</option>
          <option value="3000">$2500+</option>
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    <label for="optin" class="Field__title Field__title--sm">I agree to the <a href="javascript:{}" onclick="window.open('/econsent/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">E-consent</a>,
      <a href="javascript:{}" onclick="window.open('/responsible/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">Responsible Lending</a>,
      <a href="javascript:{}" onclick="window.open('/rates/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">Rates &amp; Fees</a>,
      <a href="javascript:{}" onclick="window.open('/creditauth/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false"> Credit Authorization</a>,
      <a href="javascript:{}" onclick="window.open('/disclosure/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false"> Ad Disclosure</a>,
      <a href="javascript:{}" onclick="window.open('/loannotice/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">Loan Notice</a>,
      <a href="javascript:{}" onclick="window.open('/privacy/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">Privacy</a> &amp;
      <a href="javascript:{}" onclick="window.open('/terms/', 'footer', 'width=500,height=400,scrollbars=yes,status=no,menubars=no');return false">Terms of Use</a> and that I may receive special offers.</label>
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    <input type="submit" class="btn btn--submit btn--submit-home btn--lg" name="submitb" value="Submit Request">
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  <div class="SSL-badge" style="margin: auto;padding: 10px 0 20px;">
    <img src="/img/ssl-seal-6.svg" alt="We use 256-bit SSL technology to encrypt your data">
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</form>

Text Content

 * FAQ
 * Rates


REQUEST $250-$5,000 TODAY!

No matter the reason, we can help you find lenders and get funded.


REQUEST $250 - $5,000


HOW MUCH DO YOU NEED?

Loan Amount $100 - $300 $301 - $500 $501 - $1000 $1001 - $1500 $1501 - $2500
$2500+
Email

Zip Code

I agree to the E-consent, Responsible Lending, Rates & Fees, Credit
Authorization, Ad Disclosure, Loan Notice, Privacy & Terms of Use and that I may
receive special offers.




THE PROCESS IS SIMPLE

Simply complete the online form and be connected with our large network of
lenders in minutes, who can potentially help you get the funds you need for your
short-term needs.

QUICK ONLINE PROCESS

Our simple request form takes minutes to complete, which means you may get
connected with a lender and funded efficiently.

ALL CREDIT TYPES WELCOME

You may get approved by a Lender for a loan regardless of your credit score or
credit history. All credit types considered!

SAFE AND SECURE

We take data privacy seriously by using industry-standard encryption, meaning
your information is safe with us.


HOW IT WORKS?

Our simple online request form is intended to connect consumers with a lender
from our large, extensive network. After completing the short-term loan request
form on this website, we work with our network of lenders to try and connect you
with a lender for your short-term loan. If you are successfully connected with a
lender on our website, the lender will provide you with all relevant documents
and information that contain the material details of your loan, including all
rate and fee information for the loan being offered to you. Although this
website is not a lender, we encourage you to thoroughly review all information
being provided to you by your lender prior to agreeing to any terms. You are
under no obligation at any time to accept a lender’s loan terms if you determine
they are unsuitable. The best part is that we do not charge any fees to you for
the use of our services!


WHAT IS ANNUAL PERCENTAGE RATE (APR)?

Annual Percentage Rate (APR) is the annualized interest rate that you are
charged on a short-term loan. Because our website doesn’t make credit decisions
or provide consumers with loans directly, it is very difficult for us to provide
you with an exact APR that you might expect to pay on your loan. Loan interest
rates vary and are determined solely by your lender, who will disclose these to
you prior to acceptance of a loan. APR is meant to characterize both the
interest rate and the fees associated with a loan for an entire year. Since APR
is a well-recognized standard for describing the cost of other types of loans,
we want to provide a Sample APR that may help guide your assessment on whether a
loan offered to you by a lender is the right fit. Remember, this sample APR is
simply provided as a courtesy and APR may vary considerably between different
loans and different consumers. The typical fees charged by a lender in our
network for a $250 loan with a 14-day term range from $15 to $35. These fees
translate to an APR range of 100% to 2,500% for a 14-day loan, depending on how
the APR is calculated (nominal vs. effective) during the duration of the loan,
what loan fees are incurred, late payment fees, loan renewal actions, along with
other factors. For more information, please contact your lender directly.


IF I SUCCESSFULLY ACCEPT A SHORT-TERM LOAN FROM A LENDER IN YOUR NETWORK, WHEN
CAN I EXPECT TO RECEIVE MY FUNDS?

One of the benefits of a short-term loan is that you can receive your funds
quickly. Since we work with a large network of lenders, it is very difficult for
us to provide you with exact information on how long it takes to process a
short-term loan request or transfer funds. Typically, the whole process may be
completed, and you may receive your short-term loan as soon as the next business
day after you have been approved by your lender. For more information, we
encourage you to contact your lender directly.


WILL A SHORT-TERM LOAN IMPACT MY CREDIT?

Most lenders in our network typically do not consider your credit from Experian,
Equifax, or TransUnion when determining if they will extend a short-term loan
offer to you. However, some lenders may use consumer credit reports or other
personal information from alternative providers in order to assess whether to
extend a short-term loan offer to you. If you obtain a loan and do not repay
your loan on time, your delinquent payment may be reported to a credit bureau,
which could negatively impact your credit score. It is very important with
short-term loans, as with any loan, that you repay the loan on time or contact
the Lender directly to agree on a modified repayment plan if this option is
available.


LATE PAYMENT & NON-PAYMENT OF LOANS

When you sign and accept a loan offer from a lender that you are connected with,
you are essentially agreeing to pay back the loan and any additional agreed upon
amounts in full. Lenders will likely have different policies regarding late
payment and non-payment of loans. We encourage you to thoroughly review those
policies detailed in the loan documents your lender provides before
electronically signing and thereby agreeing to the loan terms and those
policies. It is important to note that all lenders must abide by federal and
state laws and regulations regarding late payment fees and debt collection. In
the event that you are unable to repay your loan, your lender may impose
additional fees or charges. All lenders in our network are contractually
obligated to abide by applicable federal and state laws regarding collections of
past due accounts. We encourage consumers to never accept any loan that they
cannot repay timely.


WHAT ARE THE DEBT COLLECTION PRACTICES IF I DON’T PAY BACK THE LOAN?

Our website is not a lender and does not perform any debt collection. The debt
collection practices for the lender offering your loan will be disclosed in your
loan documents. If you do not understand or have any questions about the
collection practices used by a specific lender you should immediately raise your
concerns with the lender directly. Our website has made reasonable efforts to
only work with well recognized and trustworthy lenders who employ fair handling
in their collections practices for past due accounts. If you have any questions
or concerns regarding debt collection, you are encouraged to reach out to your
lender directly.


IMPORTANT CONSIDERATIONS

Our website only partners with and allows reputable lenders in our trusted
network. Although we are not a lender, our website supports all provisions of
the Fair Lending Act, which require lenders to afford to consumers fair,
equitable, and nondiscriminatory access to credit. We also support all
provisions of the Fair Debt Collection Practices Act enforced by the Federal
Trade Commission. For more information and details, please visit our Responsible
Lending page.

Consumer Notice: Payday loans or cash advances are made for the purpose of
assisting consumers with short-term financing to resolve immediate cash needs
and should not be considered a long-term solution. Submitting a loan request on
this website does not guarantee that you will be connected with an independent
lender or approved for a loan or cash advance. Loan terms, including loan
amounts and transfer times for loans, vary among lenders and may be dependent
upon the laws of the state in which you reside. If you are connected with a
lender on our website, you may be directed to a third-party website whose
privacy practices and terms of use may significantly differ from our own. You
are encouraged to read your lender’s privacy practices and terms of use.
Consumers facing financial debt difficulties should seek advice from the
appropriate professional before entering into any type of loan. You are
encouraged to contact your lender directly for more information.

Legal Disclaimer: LendingAccessPoint’s Terms of Use and Privacy Policy apply to
the use of this website and the services it provides. This site is not a lender,
does not broker loans to lenders, and does not make cash advances or credit
decisions. This site also does not constitute an offer or a solicitation to
lend. This site offers an infomediary service that will attempt to connect you
with independent, third-party lenders and financial service providers who may
secure a payday loan for you and thus the specific terms and conditions of the
specific lender will apply to any loan a borrower takes out. Any display of APR,
loan amounts, interest or other loan details are only estimations. In reality
these amounts will vary by lender and by borrower. Lending decisions are based
on many factors, including but not limited to credit history, employment
history, and loan repayment history. Please note that some lenders may perform
credit checks as part of their credit transaction approval process which may or
may not affect your credit score. Credit checks through TransUnion, Equifax, or
Experian may leave a record and affect your credit score. By submitting
information through our website for the Lenders, you affirmatively agree to
allow such Lenders to review, verify, and research your information in this
manner. For information and questions regarding payday loans and credit checks,
please contact your lender directly. You are under no obligation to use our
service to initiate contact, or request for credit or any loan product with any
service provider or lender.

The operator of this website is a marketer who is compensated for their services
as described in our marketing disclosure and does not endorse or recommend any
lender on or through this site.

Availability: Residents of some states, including but not limited to Arkansas,
New York, and West Virginia, may not qualify for short-term loans provided by
the lenders and third-parties they are connected with on this website. Loan
terms, including loan amounts, interest rates, and transfer times for loans vary
among lenders and may be dependent upon the laws of the state in which you
reside. Our website makes no warranties, guarantees, or representations that you
will qualify for any third-party services by using our website or completing an
inquiry form. The services provided on this website are void where prohibited.
Our website is not intended for use by citizens of the European Union and we
specifically exclude those citizens, wherever located.

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 * Terms of Use
 * Privacy Policy
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