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1 forms found in the DOM

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Text Content

Login Enquire global presence We are Hiring

 * close menu
 * About us
   * About us
   * Our Story
   * Boardroom
 * Solutions
   * Solutions
   * Consumer Lending
     * Consumer Lending
     * Income Analysis
       * Income Analysis
       * Bank Statement Analyzer
       * Payslip Analyzer
     * Fraud Check and Verification Services
     * Cross Analysis
     * Obligations Check
   * SME Lending
     * SME Lending
     * Income Analysis
       * Income Analysis
       * Income Tax Document Analysis
       * Bank Statement Analyzer
       * Financial Statement Analyzer
       * GST Analysis
       * MCA Filings Analysis
     * Fraud Check and Verification Services
     * Obligations Check
     * Cross Analysis
   * Wealth Management
     * Wealth Management
     * Perfios Finance Manager
   * Account Aggregator
     * Account Aggregator
     * Loan Service Provider (LSP)
   * Specialized Solutions
     * Specialized Solutions
     * InDigize
   * Embedded Finance
     * Embedded Finance
     * Perfios Credit Gateway
   * Credit Assessment Memo
   * Insurance
   * Total KYC
   * Hyperpersonalization
 * platforms
   * platforms
   * Data Aggregation & Analytics
   * InteGREAT
     * InteGREAT
     * Invoice Financing
     * P2P Lending
     * Direct B2C and Channel Based Lending
     * Unified Branch-office Portal
 * Blogs
 * TESTIMONIALS
 * careers
 * Customer Success Team
 * Get In Touch
 * 


×
First Name*
Last Name*
EMAIL ID*
MOBILE NO.
Country *

Please enter your country
State Select State --None--Haryana Himachal Pradesh Jammu and Kashmir Punjab
Rajasthan Uttar Pradesh Uttarakhand Goa Gujarat Maharashtra Andhra Pradesh
Karnataka Kerala Tamilnadu Telangana Bihar Jharkhand Orissa West Bengal
Chhattisgarh Madhya Pradesh Arunachal Pradesh Assam Manipur Meghalaya Mizoram
Nagaland Sikkim Tripura International
CITY* Please enter your city
Region --None--
Company*
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Product Interested*

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For any non-product related queries, please write to info@perfios.com.


TERMS OF USE

 
 
 
 
 

DATE LAST REVISED: SEPTEMBER 29, 2023

The following Terms of Use (“Terms”) together with the Privacy Policy govern the
access or use by you (hereinafter referred to as the “User” or “You” or “Your”)
of the proprietary mobile applications, platform, website, (collectively
“Company Systems”) of Perfios Software Solutions Private Limited (“Company”)
accessed or used via any mobile phone handset, tablet or other communication
device.

The Company is engaged in providing to banks, financial institutions, corporates
and individuals, cloud-based software services. You will also be subject to the
terms and conditions of any such third- party customers of the Company in
addition to these Terms.

By accepting the terms herein, or by accessing, viewing or using the Company
Systems, You agree to be bound by these Terms and Privacy Policy and this
constitutes Your binding, legal obligations towards the Company. These Terms may
be modified at any time by the Company. You agree that it shall be Your
responsibility to ascertain the changes to the Terms by reviewing the Terms from
time to time. If You do not agree to the Terms, You should not access, view or
use the Company Systems.

PART A – REGISTRATION AND USE

1. ACCESS

(a) You agree and understand that You are entitled to access the Company Systems
pursuant to these terms herein. You acknowledge that Your access and use of the
Company Systems (including the nature, type and extent of such access and use)
will always be subject to these terms and may be altered as and when deemed fit
by the Company.

(b) You represent that You access and use the Company Systems pursuant to valid
authorization provided to You. Should the Company discover that You do not have
valid authorization then it shall suspend Your access and use of the Company
Systems and take appropriate action against You for improper use of the Company
Systems.

2. USER INFORMATION

(a) You represent that You have the rights and authorizations required to
upload, generate or publish all User Information through use of the Company
Systems.

(b) All User Information will be used and processed in accordance with these
Terms and the Privacy Policy (which is deemed to be part of these Terms). “User
Information” means any information, image, content, file, list, web-link or such
other material that is uploaded, generated or encountered by You through use of
the Company Systems;

(c) You agree that the User Information uploaded by You can be used and viewed
by other third parties who access and Use the Company Systems.

3. PERMITTED USE

(a) You are permitted to use the Company Systems in accordance with the
authorization and instructions provided to You and in accordance with these
Terms.

(b) The Company is incorporated in India with headquarters in Bangalore,
Karnataka. Access to the Company System may be restricted or prohibited in
certain geographies. If You access the Company System from outside India, You
acknowledge to do so on Your own will and You shall be solely responsible for
compliance with the applicable laws as applicable in Your jurisdiction.

(c) You will use the Company Systems in accordance with all applicable laws and
regulations.

4. PROHIBITED USE

In relation to the use and access of the Company Systems, You agree and
undertake not to:

(a) Re-sell the functionalities or services provided by the Company Systems;

(b) Use the Company Systems to host, display, upload, modify, publish, transmit,
update or share any information, material or content that does not belong to
You;

(c) Use the Company Systems to host, display, upload, modify, publish, transmit,
update or share any information, material or content which is grossly harmful,
harassing, defamatory, blasphemous, offensive, obscene, pornographic,
pedophilic, libelous, invasive of others’ privacy, hateful, racially or
ethically objectionable, disparaging, relating or encouraging gambling, money
laundering or engaging in activities which would cause offence to others on
grounds of race, religion, creed, or sex or is otherwise unlawful in any manner;

(d) Use the Company Systems (including by hosting, displaying, uploading,
modifying, publishing, transmitting, updating or sharing any information,
material or content) to harm or attempt to harm minors in any way;

(e) Use the Company Systems to create, host, publish, share or transmit material
which infringes the copyright, trademark, patent, trade secret or other
intellectual property or proprietary rights of any other party;

(f) Use the Company Systems to host, display, upload, modify, publish, transmit,
update or share any information, material or content for unlawful purpose;

(g) Use the Company Systems (including by hosting, displaying, uploading,
modifying, publishing, transmitting, updating or sharing any information,
material or content) to impersonate another person;

(h) Use the Company Systems to host, display, upload, modify, publish, transmit,
update or share any information, material or content that contains software
viruses or any other computer codes, files or programs designed to harm or
interrupt, destroy or limit the functionality of any computer resource;

(i) Use the Company Systems to host, display, upload, modify, publish, transmit,
update or share any information, material or content that threatens the unity,
integrity, defense, security or sovereignty of India, friendly relations with
foreign states or public order or causes incitement to the commission of any
cognizable offence or prevents investigation of any offence or is insulting any
other nation;

(j) Use the Company Systems in any manner which is not permitted under these
Terms;

(k) Use the Company Systems for any unauthorized marketing purposes or for
sending any unsolicited materials or advertisements.

PART B – INTELLECTUAL PROPERTY

1. INTELLECTUAL PROPERTY. YOU AGREE AND UNDERSTAND THAT:

(a) The Company Systems including but not limited to the Company information,
logos, designs, databases, arrangement of databases, features, functionality,
user interfaces, response formats, software, audio, pictures, logos, icons
incorporated therein are the sole property of the Company or its licensors. All
intellectual property in and to the Company Systems and its contents and
functionalities shall vest solely with the Company or its licensors.

(b) Save for the limited right to access and use the Company Systems in
accordance with the Terms, on a non-exclusive and non-transferable basis, there
are no other rights being granted to You in the Company Systems or any of its
contents and functionalities.

(c) Notwithstanding anything to the contrary in these Terms or elsewhere, You
must not reproduce, distribute, modify, create derivative works display/perform
publicly, republish, store or transmit any of the information and/or material
made available on the Company System for any commercial purposes other than for
the purpose of Your legitimate personal uses for which the Company System is
intended for consumers (whether as a registered user or a guest), subject to
these Terms.

PART C – INDEMNITY & LIMITATION OF LIABILITY

1. Indemnity: You agree to indemnify and hold harmless the Company, its
directors, shareholders, officers, employees, suppliers, channel partners,
vendors, agents, against any claims, losses, damages or costs arising from (i)
Your use of the Company Systems and its contents, or (ii) Your breach of these
Terms.

2. Limitation of Liability: The Company shall not be liable for any loss of
profits (anticipated or real), loss of business, loss of reputation, loss of
data, loss of goodwill, any business interruption or any direct, indirect,
special, incidental, consequential, punitive, tort or other damages, however
caused, whether or not it has been advised of the possibility of such damages.
In no event shall the Company or its affiliates be liable on any theory of
liability, whether in an equitable, legal, or common law action arising
hereunder for contract, strict liability, indemnity, tort (including gross
negligence), or otherwise, for damages which, in the aggregate, exceed the
amount of INR 1,00,000 (Indian Rupees One Lakh).

PART D - MISCLLENEOUS

1. USER POSTINGS

(a) The Company System may contain on its website, messaging / chat rooms, web
pages or forums or the like to facilitate the users to post, submit, publish,
display, transmit or share with other users or other persons feedback along with
ratings and reviews, surveys, and other communicative features (collectively,
"Communicative Features") on or through the Company System (collectively, "User
Postings"). Such User Postings must comply with the Standard Compliance set out
in Section 7 herein below. Such User Postings will be considered
non-confidential and non-proprietary and shall be displayed to the public on the
Company’s website. By posting any User Postings on the Company Website, the
Company and its affiliates and service providers get a deemed right to use,
reproduce, modify, perform, display, distribute and otherwise disclose to third
parties any such material for any purpose.

(b) You agree and acknowledge that it is Your sole responsibility for any and
all of the content, reliability, legality, accuracy and appropriateness of User
Postings uploaded and submitted on the Company System.

2. STANDARD COMPLIANCE

You acknowledge and agree that the use of Communicative Features and User
Postings shall comply all applicable federal, state, local and international
laws and subject to, without limitation, the following requirements that such
User Postings and/or Communicative Features should not, (a) contain any kind of
defamatory, libelous, slanderous, abusive, discriminatory, offensive, or
otherwise any objectionable material; (b) endorse violence, sexually explicit or
pornographic substance; (c) promote, support or encourage any illegal activity
or any kind of discrimination based on, without limitation, race, sex, religion,
nationality, disability; (d) result in any third party infringement of patent,
trademark, trade secret, copyright or other intellectual property; (e) misguide
by way of impersonation or otherwise misrepresent Your identity; (f) lead to
distress, annoyance, inconvenience to any other user or third party.

3. DISCLAIMERS

The Company does not represent or warrant in any manner:

(a) The Company Systems will be available at all times and will operate error
free or that there will be uninterrupted access and service;

(b) The integrity of the User Information will be maintained;

(c) The Company Systems are free from viruses or other malware;

(d) The Company does not recommend or supply any third party, including without
limitation, vendor, suppliers, Company’s channel partners images, makes no
warranties pertaining to its ownership, and expressly disclaim any
responsibility with respect to any accuracy, rights to use or verification of
the ownership of, including without limitation, images, graphics, photographs,
videos, illustrations, on the Company System.

4. The Company shall not in any manner be liable to You for any loss, damage,
liability, expense or claim suffered by You in any manner by Your Use of the
Company Systems. You expressly release the Company, its director, officers,
employees, suppliers, channel partners, vendors and representatives from any
loss, damage, liability, expense, claim or other consequence of any use by You
of the Company Systems.

5. The Company hereby disclaims and expressly waives all other conditions,
representations and guarantees, whether express or implied, arising by law,
custom, oral or written statements of Licensor or third parties including, but
not limited to, any warranty of merchantability, non-infringement or fitness for
particular purpose or of error-free and uninterrupted use of the Company
Systems.

6. The Company tries to make available all the information on the Company System
as accurate as commercially possible; nonetheless, sporadically changes and
errors may occur, in which case the Company reserves the right to make
appropriate corrections. It is Your responsibility to check the tariff and other
details relating to the Fixed Collections that you intend to avail.

PART E - GENERAL

1. Links to Third Party Websites: Links to external, or third-party websites,
may be provided solely for Your convenience. Such links from the Company to an
external website does not imply or mean that the Company endorses or accepts any
responsibility for the content or the use of such website. The Company does not
give any representation regarding the quality, safety, suitability, or
reliability of any external websites or any of the content or materials
contained in them. It is important for You to take necessary precautions,
especially to ensure appropriate safety from viruses, worms, Trojan horses and
other potentially destructive items. Further, You agree that hyperlinks and
hypertext links are provided on the Company Systems to promote easy access to
the variety of information and services provided. The Company accepts no
liability, whatsoever, arising out of the use of such links.

2. Termination: The Company reserves the rights to terminate Your access to the
Company Systems at any time if You are in breach of these Terms. You acknowledge
the Company’s rights set out in this Section 12(a) and waive any claim that You
may have arising from such termination. Notwithstanding the termination of Your
access to the Company Systems, all provisions which by their nature are intended
to survive, shall survive termination and continue to be applicable.

3. Force Majeure: In no event shall the Company be liable for failure or delay
that is caused by strike, riot, fire, flood, natural disaster, or other similar
cause beyond the Company’s control.

4. Waiver: No waiver of any provision of these Terms shall be binding on the
Company unless executed and notified by the Company in writing to You. No waiver
of any of the provisions of these Terms by the Company shall be deemed or shall
constitute a waiver of any other provision and no waiver shall constitute a
continuing waiver.

5. Entire Agreement: These Terms read along with the Privacy Policy shall
constitute the entire agreement between You and the Company for the Your access
and use of the Company Systems.

6. Severability: If any provision of these Terms is determined to be invalid or
unenforceable, it will not affect the validity or enforceability of the other
provisions of these Terms, which shall remain in full force and effect.

7. Governing Law: These Terms are governed by the laws of India. You irrevocably
consent to the exclusive jurisdiction and venue of the competent courts located
in Bangalore, Karnataka for all disputes arising out of or relating to these
Terms. Any difference or dispute or claim arising out of or in relation to these
Terms, shall be resolved by a single arbitrator to be mutually agreed upon
within 30 (thirty) days of the dispute and appointed by the parties failing
which an arbitrator shall be appointed by the Company in accordance with the
provisions of the Arbitration and Conciliation Act, 1996. The venue of
arbitration proceeding shall be Bengaluru, India. All proceedings shall be in
English. The award of the Arbitrator shall be final and binding on the parties.

END OF TERMS & CONDITIONS

 
 
 
 
 



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