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 * Life Goals
 * Products keyboard_arrow_down
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    * Annuities Pacific Life offers a variety of annuities designed to help
      grow, protect, and manage retirement savings turning it into steady,
      reliable lifetime income based on your personal preferences and goals.
      * Variable Annuities
        * Performance
      * Fixed Indexed Annuities
      * Fixed Annuities
      * Immediate Annuities
      * Deferred Income Annuities
    * Life Insurance Life insurance is most commonly used to help protect your
      family from any financial effects of your and/or your spouse's death.
      Protect your family's financial well-being with life insurance, which can
      pay a death benefit to help replace a lifetime of your loved one's lost
      earning potential.
      * Variable Universal Life Insurance
        * Performance & DUVs
      * Indexed Universal Life Insurance
      * Term Life Insurance
      * Universal Life Insurance
    * Mutual Funds Pacific Funds is a family of mutual funds designed for
      growth, income generation, and diversification. Our managers seek to
      deliver consistent results with downside protection strategies to help
      shareholders meet their long-term financial goals.
      * Overview
    * For Institutions
    * Additional Solutions
      * Structured Settlement Annuities
      * Commercial Real Estate

 * Insights
 * About Us keyboard_arrow_down
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    * About Us Whether you’re protecting your loved ones or growing your assets,
      you’re highly invested in your financial future. And so are we. When you
      purchase life and retirement insurance, you’re buying a promise. A promise
      that today, tomorrow or ten years from now, we’ll be there. For more than
      150 years, we’ve fulfilled that promise. Our clients trust Pacific Life to
      protect what matters most to them—their families, their businesses, their
      futures.
      * Overview
      * Meet our CEO
      * Our Brand
      * Insurance Ratings & Financials
      * Corporate Social Responsibility
      * Careers
      * Leadership
      * Newsroom
      * Subsidiaries

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FOR FINANCIAL PROFESSIONALS

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ACHIEVE YOUR LIFE GOALS WITH PACIFIC LIFE



Save enough to meet my needs

Protect My Family

Make sure I don’t run out of money

Protect and Grow My Business

ENSURE I HAVE PROTECTION FOR THE CARE I MAY NEED


BECAUSE TOMORROW MATTERS.



You can’t always predict what’s ahead, but being prepared allows you to protect
what matters most. With Pacific Life’s strength, stability, and more than 150
years of expertise in retirement and life insurance solutions, you can have the
confidence to enjoy a life well-lived and trust that Pacific Life will protect
your tomorrow.



Learn More

CORPORATE SOCIAL RESPONSIBILITY

Pacific Life is committed to creating a meaningful future for our stakeholders.
Read about our mission and areas of focus through our CSR efforts.

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THE VALUE OF LIFE INSURANCE

It's what happens the day after you buy your life insurance policy that matters
most.

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THE POWER OF ANNUITIES

Knowing you'll have the income you need, when you need it most.

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INTERACTIVE RETIREMENT INCOME TRANSLATOR

Want to know how your retirement savings translates to retirement income? Get
your personalized video.

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IN THE NEWS

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03-13-23

Pacific Life Named One of World’s Most Ethical Companies for Sixth Consecutive
Year

03-08-23

Pacific Life and Franklin Templeton Collaborate on Lifetime Income Solutions

02-21-23

PGA TOUR and Pacific Life Announce Five-year Partnership


WHAT THE POWER OF PACIFIC MEANS FOR YOU

FREEDOM

Life insurance and retirement solutions to help you reach your goals.

SECURITY

A deep commitment to protecting generations of families.

TRUST

More than 150 years of strength and stability by your side.

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FIND A FINANCIAL PROFESSIONAL



You want to reach your goals. A financial professional can help you get there.
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In order to sell life insurance, a financial professional must be a properly
licensed and appointed life insurance producer.

Pacific Life refers to Pacific Life Insurance Company and its affiliates,
including Pacific Life & Annuity Company. Insurance products are issued by
Pacific Life Insurance Company in all states except New York and in New York by
Pacific Life & Annuity Company. Product availability and features may vary by
state. Each insurance company is solely responsible for the financial
obligations accruing under the products it issues.

Pacific Life's Home Office is located in Newport Beach, CA.


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| Legal Information & Website Usage

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Accessibility StatementCompliance status

We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various behavioral changes, to ensure blind
users visiting with screen-readers can read, comprehend, and enjoy the website’s
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immediately receive a prompt to enter the Screen-Reader Profile so they can
browse and operate your site effectively. Here’s how our website covers some of
the most important screen-reader requirements:

 1. Screen-reader optimization: we run a process that learns the website’s
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    the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with popular screen readers such as JAWS,
    NVDA, VoiceOver, and TalkBack.
    
    
 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.
    
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    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
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Disability profiles supported on our website
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   use the website by eliminating the risk of seizures resulting from flashing
   or blinking animations and risky color combinations.
 * Vision Impaired Profile: this profile adjusts the website so that it is
   accessible to the majority of visual impairments such as Degrading Eyesight,
   Tunnel Vision, Cataract, Glaucoma, and others.
 * Cognitive Disability Profile: this profile provides various assistive
   features to help users with cognitive disabilities such as Autism, Dyslexia,
   CVA, and others, to focus on the essential elements more easily.
 * ADHD Friendly Profile: this profile significantly reduces distractions and
   noise to help people with ADHD, and Neurodevelopmental disorders browse,
   read, and focus on the essential elements more easily.
 * Blind Users Profile (Screen-readers): this profile adjusts the website to be
   compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
   screen-reader is installed on the blind user’s computer, and this site is
   compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.

Additional UI, design, and readability adjustments
 1. Font adjustments – users can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds with over seven different coloring
    options.
 3. Animations – epileptic users can stop all running animations with the click
    of a button. Animations controlled by the interface include videos, GIFs,
    and CSS flashing transitions.
 4. Content highlighting – users can choose to emphasize essential elements such
    as links and titles. They can also choose to highlight focused or hovered
    elements only.
 5. Audio muting – users with hearing devices may experience headaches or other
    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
 6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
    Wiktionary, allowing people with cognitive disorders to decipher meanings of
    phrases, initials, slang, and others.
 7. Additional functions – we allow users to change cursor color and size, use a
    printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

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needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
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