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 * Home
 * Banking
 * Know-how
 * Taxes
 * Mortgages


Banking


AVOID THESE SIX COMMON MISTAKES WHEN OPENING A NEW CREDIT CARD

Triston Martin

Jan 28, 2024

Banking


THE RISKS OF INACTION: WHAT HAPPENS IF YOU DON'T ACTIVATE YOUR CREDIT CARD?

Triston Martin

Jan 27, 2024

Banking


A CLOSER LOOK AT THE FIRESTONE CREDIT CARD: 5 ESSENTIAL INSIGHTS

Triston Martin

Jan 26, 2024

Banking


DO BANKS CARE IF YOU CLOSE ACCOUNT- CREDIT, SAVINGS ACCOUNT AND MORE!

Susan Kelly

Jan 18, 2024

Banking


HOW AN AUTO LOAN GRACE PERIOD CAN SAVE YOU FROM LATE FEES?

Triston Martin

Jan 21, 2024

Banking


A SIMPLE GUIDE TO CLOSING COSTS AND CLOSING FEES

Triston Martin

Jan 14, 2024



Banking


HOW THE 5 CS OF CREDIT IMPACT YOUR LOAN APPROVAL

The 5 Cs of Credit - Character, Capacity, Capital, Collateral, and Conditions -
are a critical framework that lenders use to evaluate the creditworthiness of
potential borrowers.

Susan Kelly

Jan 06, 2024

Banking


WHAT DOES IT MEAN BY 3-6-3 RULE SLANG AND HOW DID BANKS USE IT?

This rule allowed bankers to give 3% interest on deposits and loan out the money
at 6% without the constraints of contemporary banking. Read more.

Susan Kelly

Dec 28, 2023

Banking


ATM OPERATIONS DEMYSTIFIED: UNDERSTANDING ITS FUNCTIONALITY

Learn the basics of automated teller machines (ATMs) and how they work to
provide customers with convenient access to their cash. Click to learn more.

Triston Martin

Dec 27, 2023

Banking


WELLS FARGO'S CELL PHONE INSURANCE

There is a maximum payout of $600, a deductible of $25, and a significant amount
of documentation required. Nevertheless, the advantage may help you save a
significant amount of money.

Triston Martin

Oct 27, 2023

Banking


VIEW AUTHORIZED USER PURCHASES

It might be difficult to keep track of approved user purchases, but some credit
cards report these transactions on different lines on the monthly statement.

Triston Martin

Dec 09, 2023

Know-how


CHARLES SCHWAB VS. E*TRADE: A COMPREHENSIVE 2024 SHOWDOWN

It can be difficult to decide between Charles Schwab and E*trade. You can also
check out our comparison essay and see what else makes them similar or
different.

Triston Martin

Feb 01, 2024

Know-how


NAVIGATING APPLECARE: YOUR PASSPORT TO DEVICE SECURITY AND PEACE OF MIND

Unlock AppleCare's full potential! This guide simplifies complexities, helping
you make informed decisions for optimal device protection.

Triston Martin

Jan 23, 2024

Know-how


CRACKING THE CODE OF THE DISCOUNT RATE: ITS INFLUENCE ON THE FED AND CASH FLOW
ANALYSIS

Explore the intricacies of the discount rate, its influence on Federal Reserve
policies and its critical role in cash flow analysis in this detailed guide.

Triston Martin

Jan 21, 2024

Know-how


BREWING REBELLION: THE BOSTON TEA PARTY AFTER 250 YEARS

Explore the historical significance, impact, and enduring legacy of the Boston
Tea Party, a pivotal event in America's quest for independence.

Susan Kelly

Jan 17, 2024

Know-how


UNDERSTANDING ADMINISTRATIVE EXPENSES: A COMPREHENSIVE GUIDE

Uncover strategies for effective management of administrative expenses,
understand their significance, and explore cost-efficiency measures for
sustainable business growth.

Triston Martin

Dec 26, 2023

Know-how


EVERYTHING ABOUT SEC FORM 10-Q: FILING, DEADLINES, AND KEY COMPONENTS

Note that firms submit a Form 10-K, an audited annual report, instead of the
10-Q for the fourth quarter. Read more.

Triston Martin

Dec 24, 2023

Know-how


MASTERING YOUR MONEY: TAMING EMOTIONAL SPENDING HABITS

Learn how to curb emotional spending and regain your financial discipline.
Discover practical tips to avoid impulse buying and save money.

Susan Kelly

Dec 01, 2023

Know-how


DECIPHERING CREDIT CARDS: A STEP-BY-STEP GUIDE

Confused about credit card options? Learn how to choose a credit card that suits
your needs and offers great benefits. We simplify the process for you.

Susan Kelly

Oct 11, 2023

Know-how


ALL ABOUT CHEAP CAR INSURANCE IN IDAHO

Having multiple policies with the same insurance provider typically results in
discounts, including those for auto insurance. Saving money by bundling your
auto and house insurance is a great option. Bundling your car with homeowners or
renters or condo insurance can save you money

Susan Kelly

Oct 07, 2023

Know-how


WORK FOR LABOR DAY BARGAINS

For the vacation weekend around Labor Day, some people in the United States will
have extra cash on hand.

Susan Kelly

Nov 15, 2023

Know-how


WHAT IS THE CONSUMER CONFIDENCE INDEX: EXPLAIN BRIEFLY

This investor confidence indicator predicts future patterns of spending and
saving by households by taking into account their anticipated financial state,
attitude toward the general financial environment, unemployment, and ability to
save money.

Susan Kelly

Jan 22, 2024

Know-how


FIND OUT: WHAT IS THE AVERAGE HEALTH INSURANCE PREMIUM?

In the United States, the average monthly premium for medical coverage was less
than $500 in 2017. Age, zip code, and coverage details all play a role in
determining monthly costs. By 2020, the average premium and deductible for a
family of four in the United States totaled $25,011. Forecasts indicate that by
2027, healthcare spending will have reached a whopping $6 trillion.

Susan Kelly

Oct 07, 2023

Know-how


THE IMPACT OF SALARY CAPS ON SPORTS

A wage cap in sports establishes a star's max pay. Salary limitations protect a
sport's financial sustainability and fairness. All teams must adhere to salary
limitations imposed by the sport's regulatory body. When signed, clubs can't pay
athletes beyond the cap. The regulating authority must see teams' financial data
for transparency

Susan Kelly

Oct 10, 2023

Know-how


WHAT BRANDS ARE OWNED BY PEPSI

An American-based food and beverage company, PepsiCo Inc., was formed in New
York City in 1899 and is based there. The Coca-Cola Corporation's largest
opponent, this publicly traded company, saw its revenues soar thanks to the
success of a number of beverage brands owned by this company. There are many
options to choose from, and the product has a large consumer base throughout the
globe. With net revenues of 70 billion dollars, PepsiCo hasn't had to leave a
single country in order to grow.

Susan Kelly

Dec 25, 2023

Know-how


FORM 941: EMPLOYER'S QUARTERLY FEDERAL TAX RETURN DEFINITION

This includes the employee and employer contributions to Medicare And Social
Security taxes and any federal income tax that was withheld. After then, the
employer will fill out Form 941—Employer's Quarterly Federal Tax Return—once
every three months to disclose these payments.

Susan Kelly

Dec 02, 2023

Taxes


TAX RETURNS: ENSURING A SMOOTH AND TIMELY PROCESS

One must Organize receipts, track expenses, and stay informed about tax laws.
Consult a tax professional file on time to streamline your tax return process.
Click to read more.

Susan Kelly

Jan 31, 2024

Taxes


UNDERSTANDING SALES TAX ON USED CARS: WHAT BUYERS NEED TO UNDERSTAND

Learn about the sales tax on used cars, from rates and calculations to state
variations. Find out what to expect, why trade-in credits are a good idea, and
why you have to pay them.

Triston Martin

Jan 30, 2024

Taxes


THE FUTURE OF CORPORATE TAXES: A CRITICAL LOOK BEYOND SHORT-TERM GAINS

A long-term perspective is needed to evaluate corporate tax cuts. Immediate
fiscal impacts may overshadow economic growth, job creation, investment, and
global competitiveness

Triston Martin

Jan 29, 2024

Mortgages


IN-DEPTH DETAILS TO KNOW ABOUT VA CONSTRUCTION LOANS

The VA Construction Loan provides financing for building homes. This blog
explains the VA construction loan guide: everything you need to know.

Triston Martin

Jan 16, 2024

Mortgages


5 BEST CASH-OUT REFINANCE LENDERS THAT YOU SHOULD KNOW ABOUT

Uncover the 5 best cash-out refinance lenders! Turn your stress into financial
freedom with trusted partners, customized solutions, and a debt-free tomorrow

Triston Martin

Jan 16, 2024

Mortgages


CREATIVE FINANCING IN REAL ESTATE

Land contracts, trusts established in foreign jurisdictions off the coast of the
United States, and transactions in which the buyer assumes responsibility for
the seller's mortgage are all instances of innovative financing employed in the
past.

Susan Kelly

Oct 27, 2023

Mortgages


DO YOU KNOW: WHAT IS A MORTGAGE RECAST?

The term "mortgage recast" refers to how your current loan's monthly payments
are recalculated based on its remaining term and balance. The loan's principal
balance and terms determine the monthly payment amount when you get a home loan.
Each payment you make will bring your balance that much closer to zero.

Susan Kelly

Dec 15, 2023


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