www.lendmarkfinancial.com
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Submitted URL: https://email.lendmarkfinancial.com/?ref=fSgAALZR-W4Uqd24TzjZi0RFxnBF8TvkAQAAAGvI51zSXLiVozBLT8AVFh6GnkLYX9HVaJdnl89sAWlI-MIeu5fywb6...
Effective URL: https://www.lendmarkfinancial.com/apply-online?branchid=514&utm_source=LendingTree&utm_medium=email&utm_campaign=LT_followup
Submission: On July 31 via manual from US — Scanned from DE
Effective URL: https://www.lendmarkfinancial.com/apply-online?branchid=514&utm_source=LendingTree&utm_medium=email&utm_campaign=LT_followup
Submission: On July 31 via manual from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST /ApplyOnline?branchid=514&utm_source=LendingTree&utm_medium=email&utm_campaign=LT_followup&handler=ShortApp
<form id="ShortAppForm" method="post" autocomplete="off" action="/ApplyOnline?branchid=514&utm_source=LendingTree&utm_medium=email&utm_campaign=LT_followup&handler=ShortApp" novalidate="novalidate">
<span class="text-danger text-cen field-validation-valid" data-valmsg-for="Application.FkBranchId" data-valmsg-replace="true"></span>
<fieldset id="ShortAppFieldset">
<input class="hidden-but-validated" aria-hidden="true" type="number" data-val="true" data-val-range="Please select your Branch" data-val-range-max="9999" data-val-range-min="1" data-val-required="Please select your Branch"
id="Application_FkBranchId" name="Application.FkBranchId" value="1666">
<input hidden="" aria-hidden="true" type="text" id="Application_UtmCampaign" name="Application.UtmCampaign" value="">
<input hidden="" aria-hidden="true" type="text" id="Application_UtmMedium" name="Application.UtmMedium" value="">
<input hidden="" aria-hidden="true" type="text" id="Application_UtmSource" name="Application.UtmSource" value="">
<input hidden="" aria-hidden="true" type="text" id="Application_AdClickId" name="Application.AdClickId" value="">
<div class="row gx-md-5">
<div class="form-group has-float-label col-12">
<label for="Application_FkLoanPurposeId">What can we help you with?</label>
<select class="form-select" data-val="true" data-val-range="Please select your Loan Purpose" data-val-range-max="10" data-val-range-min="1" id="Application_FkLoanPurposeId" name="Application.FkLoanPurposeId">
<option value="0" selected="">Loan Purpose</option>
<option value="1">Medical Expense</option>
<option value="2">Vacation Expense</option>
<option value="3">Bill Consolidation</option>
<option value="4">Furniture/Appliances</option>
<option value="5">Auto Purchase</option>
<option value="6">Auto Repair</option>
</select> <span class="text-danger field-validation-valid" data-valmsg-for="Application.FkLoanPurposeId" data-valmsg-replace="true"></span>
</div>
</div>
<div id="HeroInputs" class="row gx-md-5">
<div class="col-12 col-md-6 form-group has-float-label">
<input class="form-control" placeholder="Loan Amount" type="number" data-val="true" data-val-number="The field Loan Amount must be a number." data-val-range="We offer loans between $500 and $25,000. Please adjust your loan amount."
data-val-range-max="25000" data-val-range-min="500" data-val-required="Please enter your Loan Amount" id="Application_LoanAmount" name="Application.LoanAmount" value="">
<label for="Application_LoanAmount">Loan Amount</label>
<span class="field-validation-valid" data-valmsg-for="Application.LoanAmount" data-valmsg-replace="true"></span>
</div>
<div class="col-12 col-md-6 form-group input-group">
<input class="form-control" placeholder="Offer Code" type="text" data-val="true" data-val-length="Please enter a valid Offer Code" data-val-length-max="20" id="Application_PromoCode" maxlength="20" name="Application.PromoCode" value="">
<button id="SubmitPromoCode" type="button" class="btn btn-outline-secondary">Submit</button>
<span data-valmsg-replace="true" class="text-danger field-validation-valid" data-valmsg-for="Application.PromoCode"></span>
</div>
</div>
<div class="py-3"></div>
<h4 class="text-left text-uppercase py-3"><small class="text-muted">Personal Information</small></h4>
<div class="row gx-md-5">
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="First Name" type="text" data-val="true" data-val-length="Please use 50 characters or less" data-val-length-max="50" data-val-regex="Please enter a valid First Name"
data-val-regex-pattern="^[a-zA-Z\-'\. ]{2,}$" data-val-required="Please enter your First Name" id="Applicant_FirstName" maxlength="50" name="Applicant.FirstName" value="">
<label for="Applicant_FirstName">First Name</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.FirstName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="Middle Name / Initial" type="text" data-val="true" data-val-length="Please use 40 characters or less" data-val-length-max="40" data-val-regex="Please enter a valid Middle Name / Initial"
data-val-regex-pattern="^[a-zA-Z\-'\. ]+$" id="Applicant_MiddleName" maxlength="40" name="Applicant.MiddleName" value="">
<label for="Applicant_MiddleName">Middle Name / Initial</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.MiddleName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="Last Name" type="text" data-val="true" data-val-length="Please use 50 characters or less" data-val-length-max="50" data-val-regex="Please enter a valid Last Name"
data-val-regex-pattern="^[a-zA-Z\-'\. ]{2,}$" data-val-required="Please enter your Last Name" id="Applicant_LastName" maxlength="50" name="Applicant.LastName" value="">
<label for="Applicant_LastName">Last Name</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.LastName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" autocomplete="name honorific-suffix" data-val="true" data-val-length="Please enter a valid Suffix" data-val-length-max="2" id="Applicant_Suffix" name="Applicant.Suffix">
<option selected="selected" value="">Suffix</option>
<option value="JR">Jr</option>
<option value="SR">Sr</option>
<option value="1">I</option>
<option value="2">II</option>
<option value="3">III</option>
<option value="4">IV</option>
<option value="5">V</option>
<option value="6">VI</option>
<option value="7">VII</option>
</select>
<label for="Applicant_Suffix">Suffix</label>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="SSN" class="form-control fs-exclude" autocomplete="off" type="text" data-val="true" data-val-regex="Please enter a valid SSN"
data-val-regex-pattern="^(?!219-09-9999|078-05-1120|(\d)(\1|-){10})(?!000|9\d{2})\d{3}-\d{2}-(?!0{4})\d{4}$" data-val-required="Please enter your SSN" id="Applicant_Ssn" name="Applicant.Ssn" value="" inputmode="text">
<label for="Applicant_Ssn">SSN</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.Ssn" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="Email Address" autocomplete="email" class="form-control fs-exclude" data-val-remote-additionalfields="__RequestVerificationToken" type="email" data-val="true"
data-val-email="The Email Address field is not a valid e-mail address." data-val-length="Please use 100 characters or less" data-val-length-max="100" data-val-remote="'Email Address' is invalid." data-val-remote-type="Post"
data-val-remote-url="/Contact?handler=VerifyEmail" data-val-required="Please enter your Email Address" id="Applicant_EmailAddress" maxlength="100" name="Applicant.EmailAddress" value="">
<label for="Applicant_EmailAddress">Email Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.EmailAddress" data-valmsg-replace="true"></span>
</div>
<div class="form-group checkbox d-md-none">
<small>I understand that by providing my email address I may receive email messages about my application and financial products and services from Lendmark.</small>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" max="2005-07-31" autocomplete="bday" type="date" data-val="true" data-val-assertthat="Please enter a valid Date of Birth" data-val-assertthat-expression=""IsOfLegalAge(DateOfBirth)""
data-val-assertthat-fieldsmap="{"DateOfBirth":"datetime"}" data-val-assertthat-methodslist="["IsOfLegalAge"]" data-val-required="Please enter your Date of Birth" id="Applicant_DateOfBirth"
name="Applicant.DateOfBirth" value="">
<label for="Applicant_DateOfBirth">Date of Birth</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.DateOfBirth" data-valmsg-replace="true"></span>
</div>
<div class="form-group checkbox col-6 d-none d-md-block">
<small>I understand that by providing my email address I may receive email messages about my application and financial products and services from Lendmark.</small>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="Phone Number" class="form-control fs-exclude" autocomplete="tel tel-national" inputmode="tel" type="tel" data-val="true" data-val-phone="The Phone Number field is not a valid phone number."
data-val-regex="Please enter a valid Phone Number" data-val-regex-pattern="^\(\d{3}\) \d{3}-\d{4}$" data-val-required="Please enter your Phone Number" id="Applicant_PhoneNumber" name="Applicant.PhoneNumber" value="">
<label for="Applicant_PhoneNumber">Phone Number</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.PhoneNumber" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" data-val="true" data-val-required="Please select your Phone Type" id="Applicant_FkPhoneTypeId" name="Applicant.FkPhoneTypeId">
<option selected="selected" value="">Phone Type</option>
<option value="1">Home</option>
<option value="2">Cell</option>
<option value="3">Work</option>
</select>
<label for="Applicant_FkPhoneTypeId">Phone Type</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.FkPhoneTypeId" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" data-val="true" data-val-required="Please select your Residential Status" id="Applicant_FkResidentialStatusId" name="Applicant.FkResidentialStatusId">
<option selected="selected" value="">Residential Status</option>
<option value="1">Renting</option>
<option value="2">Buying</option>
<option value="3">Owner</option>
<option value="4">Other</option>
</select>
<label for="Applicant_FkResidentialStatusId">Residential Status</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Applicant.FkResidentialStatusId" data-valmsg-replace="true"></span>
</div>
</div>
<div class="row gx-md-5">
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Street Address" class="form-control" type="text" data-val="true" data-val-assertthat="Residential Address cannot be a PO BOX"
data-val-assertthat-expression=""IsMailingAddress || !(IsRegexMatch(Address1, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}') || IsRegexMatch(Address2, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}'))""
data-val-assertthat-fieldsmap="{"IsMailingAddress":"bool","Address1":"string","Address2":"string"}" data-val-assertthat-methodslist="["IsRegexMatch"]"
data-val-required="Please enter your Street Address" id="Residence_Address1" name="Residence.Address1" value="">
<label for="Residence_Address1">Residential Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Residence.Address1" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Address Line 2" class="form-control" type="text" id="Residence_Address2" name="Residence.Address2" value="">
<label for="Residence_Address2">Address Line 2</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Residence.Address2" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="City" class="form-control" autocomplete="address-level2" type="text" data-val="true" data-val-length="Please use 70 characters or less" data-val-length-max="70" data-val-required="Please enter your City"
id="Residence_City" maxlength="70" name="Residence.City" value="">
<label for="Residence_City">City</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Residence.City" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<select class="form-select" autocomplete="address-level1" data-val="true" data-val-length="Please enter your State" data-val-length-max="2" data-val-required="Please enter your State" id="Residence_State" name="Residence.State">
<option selected="selected" value="">State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WY">Wyoming</option>
</select>
<label for="Residence_State">State</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Residence.State" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<input placeholder="Zip Code" autocomplete="postal-code" class="form-control" type="tel" inputmode="tel" data-val="true" data-val-length="Please enter a valid Zip Code" data-val-length-max="10" data-val-length-min="5"
data-val-regex="Please enter a valid Zip Code" data-val-regex-pattern="^\d{5}(-\d{4})?$" data-val-required="Please enter your Zip Code" id="Residence_Zip" maxlength="10" name="Residence.Zip" value="">
<label for="Residence_Zip">Zip Code</label>
<span class="text-danger field-validation-valid" data-valmsg-for="Residence.Zip" data-valmsg-replace="true"></span>
</div>
<input hidden="" aria-hidden="true" type="checkbox" data-val="true" data-val-required="The IsMailingAddress field is required." id="Residence_IsMailingAddress" name="Residence.IsMailingAddress" value="true">
</div>
<div class="form-group checkbox">
<label>
<input data-bs-toggle="collapse" data-bs-target="#MailingAddress" data-val="false" type="checkbox" data-val-required="The ApplicantHasMailingAddress field is required." id="ApplicantHasMailingAddress" name="ApplicantHasMailingAddress"
value="true"><span> I have a different mailing address</span>
</label>
</div>
<div class="form-group checkbox">
<label>
<input data-bs-toggle="collapse" data-bs-target="#CoApplicant" data-val="false" type="checkbox" data-val-required="The HaveCoApplicant field is required." id="HaveCoApplicant" name="HaveCoApplicant" value="true"><span> There is a
co-applicant</span>
</label>
</div>
<div id="MailingAddress" class="collapse">
<div class="py-3"></div>
<h4 class="text-left text-uppercase py-3"><small class="text-muted">Mailing Address</small></h4>
<div class="row gx-md-5">
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Street Address" class="form-control" type="text" data-val="true" data-val-assertthata="Residential Address cannot be a PO BOX"
data-val-assertthata-expression=""IsMailingAddress || !(IsRegexMatch(Address1, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}') || IsRegexMatch(Address2, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}'))""
data-val-assertthata-fieldsmap="{"IsMailingAddress":"bool","Address1":"string","Address2":"string"}" data-val-assertthata-methodslist="["IsRegexMatch"]"
data-val-required="Please enter your Street Address" id="MailingAddress_Address1" name="MailingAddress.Address1" value="">
<label for="MailingAddress_Address1">Mailing Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="MailingAddress.Address1" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Address Line 2" class="form-control" type="text" id="MailingAddress_Address2" name="MailingAddress.Address2" value="">
<label for="MailingAddress_Address2">Address Line 2</label>
<span class="text-danger field-validation-valid" data-valmsg-for="MailingAddress.Address2" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="City" class="form-control" autocomplete="address-level2" type="text" data-val="true" data-val-length="Please use 70 characters or less" data-val-length-max="70" data-val-required="Please enter your City"
id="MailingAddress_City" maxlength="70" name="MailingAddress.City" value="">
<label for="MailingAddress_City">City</label>
<span class="text-danger field-validation-valid" data-valmsg-for="MailingAddress.City" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<select class="form-select" autocomplete="address-level1" data-val="true" data-val-length="Please enter your State" data-val-length-max="2" data-val-required="Please enter your State" id="MailingAddress_State" name="MailingAddress.State">
<option selected="selected" value="">State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WY">Wyoming</option>
</select>
<label for="MailingAddress_State">State</label>
<span class="text-danger field-validation-valid" data-valmsg-for="MailingAddress.State" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<input placeholder="Zip Code" autocomplete="postal-code" class="form-control" type="tel" inputmode="tel" data-val="true" data-val-length="Please enter a valid Zip Code" data-val-length-max="10" data-val-length-min="5"
data-val-regex="Please enter a valid Zip Code" data-val-regex-pattern="^\d{5}(-\d{4})?$" data-val-required="Please enter your Zip Code" id="MailingAddress_Zip" maxlength="10" name="MailingAddress.Zip" value="">
<label for="MailingAddress_Zip">Zip Code</label>
<span class="text-danger field-validation-valid" data-valmsg-for="MailingAddress.Zip" data-valmsg-replace="true"></span>
</div>
<input hidden="" aria-hidden="true" type="checkbox" checked="checked" data-val="true" data-val-required="The IsMailingAddress field is required." id="MailingAddress_IsMailingAddress" name="MailingAddress.IsMailingAddress" value="true">
</div>
</div>
<div id="CoApplicant" class="collapse">
<div class="row gx-md-5">
<div class="py-3"></div>
<h4 class="text-left text-uppercase py-3"><small class="text-muted">Co-Applicant Information</small></h4>
<div class="row gx-md-5">
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="First Name" type="text" data-val="true" data-val-length="Please use 50 characters or less" data-val-length-max="50" data-val-regex="Please enter a valid First Name"
data-val-regex-pattern="^[a-zA-Z\-'\. ]{2,}$" data-val-required="Please enter your First Name" id="CoApplicant_FirstName" maxlength="50" name="CoApplicant.FirstName" value="">
<label for="CoApplicant_FirstName">First Name</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.FirstName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="Middle Name / Initial" type="text" data-val="true" data-val-length="Please use 40 characters or less" data-val-length-max="40" data-val-regex="Please enter a valid Middle Name / Initial"
data-val-regex-pattern="^[a-zA-Z\-'\. ]+$" id="CoApplicant_MiddleName" maxlength="40" name="CoApplicant.MiddleName" value="">
<label for="CoApplicant_MiddleName">Middle Name / Initial</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.MiddleName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" placeholder="Last Name" type="text" data-val="true" data-val-length="Please use 50 characters or less" data-val-length-max="50" data-val-regex="Please enter a valid Last Name"
data-val-regex-pattern="^[a-zA-Z\-'\. ]{2,}$" data-val-required="Please enter your Last Name" id="CoApplicant_LastName" maxlength="50" name="CoApplicant.LastName" value="">
<label for="CoApplicant_LastName">Last Name</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.LastName" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" autocomplete="name honorific-suffix" data-val="true" data-val-length="Please enter a valid Suffix" data-val-length-max="2" id="CoApplicant_Suffix" name="CoApplicant.Suffix">
<option selected="selected" value="">Suffix</option>
<option value="JR">Jr</option>
<option value="SR">Sr</option>
<option value="1">I</option>
<option value="2">II</option>
<option value="3">III</option>
<option value="4">IV</option>
<option value="5">V</option>
<option value="6">VI</option>
<option value="7">VII</option>
</select>
<label for="CoApplicant_Suffix">Suffix</label>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="SSN" class="form-control fs-exclude" autocomplete="off" type="text" data-val="true" data-val-regex="Please enter a valid SSN"
data-val-regex-pattern="^(?!219-09-9999|078-05-1120|(\d)(\1|-){10})(?!000|9\d{2})\d{3}-\d{2}-(?!0{4})\d{4}$" data-val-required="Please enter your SSN" id="CoApplicant_Ssn" name="CoApplicant.Ssn" value="" inputmode="text">
<label for="CoApplicant_Ssn">SSN</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.Ssn" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="Email Address" autocomplete="email" class="form-control fs-exclude" data-val-remote-additionalfields="__RequestVerificationToken" type="email" data-val="true"
data-val-email="The Email Address field is not a valid e-mail address." data-val-length="Please use 100 characters or less" data-val-length-max="100" data-val-remote="'Email Address' is invalid." data-val-remote-type="Post"
data-val-remote-url="/Contact?handler=VerifyEmail" data-val-required="Please enter your Email Address" id="CoApplicant_EmailAddress" maxlength="100" name="CoApplicant.EmailAddress" value="">
<label for="CoApplicant_EmailAddress">Email Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.EmailAddress" data-valmsg-replace="true"></span>
</div>
<div class="form-group checkbox d-md-none">
<small>I understand that by providing my email address I may receive email messages about my application and financial products and services from Lendmark.</small>
</div>
<div class="form-group col-md-6 has-float-label">
<input class="form-control fs-exclude" max="2005-07-31" autocomplete="bday" type="date" data-val="true" data-val-assertthata="Please enter a valid Date of Birth" data-val-assertthata-expression=""IsOfLegalAge(DateOfBirth)""
data-val-assertthata-fieldsmap="{"DateOfBirth":"datetime"}" data-val-assertthata-methodslist="["IsOfLegalAge"]" data-val-required="Please enter your Date of Birth" id="CoApplicant_DateOfBirth"
name="CoApplicant.DateOfBirth" value="">
<label for="CoApplicant_DateOfBirth">Date of Birth</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.DateOfBirth" data-valmsg-replace="true"></span>
</div>
<div class="form-group checkbox col-6 d-none d-md-block">
<small>I understand that by providing my email address I may receive email messages about my application and financial products and services from Lendmark.</small>
</div>
<div class="form-group col-md-6 has-float-label">
<input placeholder="Phone Number" class="form-control fs-exclude" autocomplete="tel tel-national" inputmode="tel" type="tel" data-val="true" data-val-phone="The Phone Number field is not a valid phone number."
data-val-regex="Please enter a valid Phone Number" data-val-regex-pattern="^\(\d{3}\) \d{3}-\d{4}$" data-val-required="Please enter your Phone Number" id="CoApplicant_PhoneNumber" name="CoApplicant.PhoneNumber" value="">
<label for="CoApplicant_PhoneNumber">Phone Number</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.PhoneNumber" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" data-val="true" data-val-required="Please select your Phone Type" id="CoApplicant_FkPhoneTypeId" name="CoApplicant.FkPhoneTypeId">
<option selected="selected" value="">Phone Type</option>
<option value="1">Home</option>
<option value="2">Cell</option>
<option value="3">Work</option>
</select>
<label for="CoApplicant_FkPhoneTypeId">Phone Type</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.FkPhoneTypeId" data-valmsg-replace="true"></span>
</div>
<div class="form-group col-md-6 has-float-label">
<select class="form-select" data-val="true" data-val-required="Please select your Residential Status" id="CoApplicant_FkResidentialStatusId" name="CoApplicant.FkResidentialStatusId">
<option selected="selected" value="">Residential Status</option>
<option value="1">Renting</option>
<option value="2">Buying</option>
<option value="3">Owner</option>
<option value="4">Other</option>
</select>
<label for="CoApplicant_FkResidentialStatusId">Residential Status</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicant.FkResidentialStatusId" data-valmsg-replace="true"></span>
</div>
</div>
<div class="input-group checkbox col-12">
<label>
<input type="checkbox" id="CoApplicantResidenceCopy"><span> Same Residential Address as primary applicant</span>
</label>
</div>
<div class="row gx-md-5">
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Street Address" class="form-control" type="text" data-val="true" data-val-assertthatb="Residential Address cannot be a PO BOX"
data-val-assertthatb-expression=""IsMailingAddress || !(IsRegexMatch(Address1, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}') || IsRegexMatch(Address2, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}'))""
data-val-assertthatb-fieldsmap="{"IsMailingAddress":"bool","Address1":"string","Address2":"string"}" data-val-assertthatb-methodslist="["IsRegexMatch"]"
data-val-required="Please enter your Street Address" id="CoApplicantResidence_Address1" name="CoApplicantResidence.Address1" value="">
<label for="CoApplicantResidence_Address1">Residential Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantResidence.Address1" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Address Line 2" class="form-control" type="text" id="CoApplicantResidence_Address2" name="CoApplicantResidence.Address2" value="">
<label for="CoApplicantResidence_Address2">Address Line 2</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantResidence.Address2" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="City" class="form-control" autocomplete="address-level2" type="text" data-val="true" data-val-length="Please use 70 characters or less" data-val-length-max="70" data-val-required="Please enter your City"
id="CoApplicantResidence_City" maxlength="70" name="CoApplicantResidence.City" value="">
<label for="CoApplicantResidence_City">City</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantResidence.City" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<select class="form-select" autocomplete="address-level1" data-val="true" data-val-length="Please enter your State" data-val-length-max="2" data-val-required="Please enter your State" id="CoApplicantResidence_State"
name="CoApplicantResidence.State">
<option selected="selected" value="">State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WY">Wyoming</option>
</select>
<label for="CoApplicantResidence_State">State</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantResidence.State" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<input placeholder="Zip Code" autocomplete="postal-code" class="form-control" type="tel" inputmode="tel" data-val="true" data-val-length="Please enter a valid Zip Code" data-val-length-max="10" data-val-length-min="5"
data-val-regex="Please enter a valid Zip Code" data-val-regex-pattern="^\d{5}(-\d{4})?$" data-val-required="Please enter your Zip Code" id="CoApplicantResidence_Zip" maxlength="10" name="CoApplicantResidence.Zip" value="">
<label for="CoApplicantResidence_Zip">Zip Code</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantResidence.Zip" data-valmsg-replace="true"></span>
</div>
<input hidden="" aria-hidden="true" type="checkbox" data-val="true" data-val-required="The IsMailingAddress field is required." id="CoApplicantResidence_IsMailingAddress" name="CoApplicantResidence.IsMailingAddress" value="true">
</div>
<br> <br>
<div class="form-group checkbox col-12">
<label>
<input data-bs-toggle="collapse" data-bs-target="#CoApplicantMailingAddress" data-val="false" type="checkbox" data-val-required="The CoApplicantHasMailingAddress field is required." id="CoApplicantHasMailingAddress"
name="CoApplicantHasMailingAddress" value="true"><span> I have a different mailing address</span>
</label>
</div>
<br>
<div id="CoApplicantMailingAddress" class="collapse">
<div class="row">
<div class="py-3"></div>
<h4 class="text-left text-uppercase py-3"><small class="text-muted">Mailing Address</small></h4>
<div class="input-group checkbox col-12">
<label>
<input type="checkbox" id="CoApplicantMailingAddressCopy"><span> Same Mailing Address as primary applicant</span>
</label>
</div>
<div class="row gx-md-5">
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Street Address" class="form-control" type="text" data-val="true" data-val-assertthatc="Residential Address cannot be a PO BOX"
data-val-assertthatc-expression=""IsMailingAddress || !(IsRegexMatch(Address1, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}') || IsRegexMatch(Address2, 'P.?O.? B[Oo][Xx] [0-9a-zA-Z]{1,9}'))""
data-val-assertthatc-fieldsmap="{"IsMailingAddress":"bool","Address1":"string","Address2":"string"}" data-val-assertthatc-methodslist="["IsRegexMatch"]"
data-val-required="Please enter your Street Address" id="CoApplicantMailingAddress_Address1" name="CoApplicantMailingAddress.Address1" value="">
<label for="CoApplicantMailingAddress_Address1">Mailing Address</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantMailingAddress.Address1" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="Address Line 2" class="form-control" type="text" id="CoApplicantMailingAddress_Address2" name="CoApplicantMailingAddress.Address2" value="">
<label for="CoApplicantMailingAddress_Address2">Address Line 2</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantMailingAddress.Address2" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-12 col-md-6">
<input placeholder="City" class="form-control" autocomplete="address-level2" type="text" data-val="true" data-val-length="Please use 70 characters or less" data-val-length-max="70" data-val-required="Please enter your City"
id="CoApplicantMailingAddress_City" maxlength="70" name="CoApplicantMailingAddress.City" value="">
<label for="CoApplicantMailingAddress_City">City</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantMailingAddress.City" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<select class="form-select" autocomplete="address-level1" data-val="true" data-val-length="Please enter your State" data-val-length-max="2" data-val-required="Please enter your State" id="CoApplicantMailingAddress_State"
name="CoApplicantMailingAddress.State">
<option selected="selected" value="">State</option>
<option value="AL">Alabama</option>
<option value="AK">Alaska</option>
<option value="AZ">Arizona</option>
<option value="AR">Arkansas</option>
<option value="CA">California</option>
<option value="CO">Colorado</option>
<option value="CT">Connecticut</option>
<option value="DE">Delaware</option>
<option value="FL">Florida</option>
<option value="GA">Georgia</option>
<option value="HI">Hawaii</option>
<option value="ID">Idaho</option>
<option value="IL">Illinois</option>
<option value="IN">Indiana</option>
<option value="IA">Iowa</option>
<option value="KS">Kansas</option>
<option value="KY">Kentucky</option>
<option value="LA">Louisiana</option>
<option value="ME">Maine</option>
<option value="MD">Maryland</option>
<option value="MA">Massachusetts</option>
<option value="MI">Michigan</option>
<option value="MN">Minnesota</option>
<option value="MS">Mississippi</option>
<option value="MO">Missouri</option>
<option value="MT">Montana</option>
<option value="NE">Nebraska</option>
<option value="NM">New Mexico</option>
<option value="NY">New York</option>
<option value="NC">North Carolina</option>
<option value="ND">North Dakota</option>
<option value="OH">Ohio</option>
<option value="OK">Oklahoma</option>
<option value="OR">Oregon</option>
<option value="PA">Pennsylvania</option>
<option value="RI">Rhode Island</option>
<option value="SC">South Carolina</option>
<option value="SD">South Dakota</option>
<option value="TN">Tennessee</option>
<option value="TX">Texas</option>
<option value="UT">Utah</option>
<option value="VT">Vermont</option>
<option value="VA">Virginia</option>
<option value="WA">Washington</option>
<option value="WV">West Virginia</option>
<option value="WY">Wyoming</option>
</select>
<label for="CoApplicantMailingAddress_State">State</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantMailingAddress.State" data-valmsg-replace="true"></span>
</div>
<div class="form-group has-float-label col-6 col-md-3">
<input placeholder="Zip Code" autocomplete="postal-code" class="form-control" type="tel" inputmode="tel" data-val="true" data-val-length="Please enter a valid Zip Code" data-val-length-max="10" data-val-length-min="5"
data-val-regex="Please enter a valid Zip Code" data-val-regex-pattern="^\d{5}(-\d{4})?$" data-val-required="Please enter your Zip Code" id="CoApplicantMailingAddress_Zip" maxlength="10" name="CoApplicantMailingAddress.Zip" value="">
<label for="CoApplicantMailingAddress_Zip">Zip Code</label>
<span class="text-danger field-validation-valid" data-valmsg-for="CoApplicantMailingAddress.Zip" data-valmsg-replace="true"></span>
</div>
<input hidden="" aria-hidden="true" type="checkbox" checked="checked" data-val="true" data-val-required="The IsMailingAddress field is required." id="CoApplicantMailingAddress_IsMailingAddress"
name="CoApplicantMailingAddress.IsMailingAddress" value="true">
</div>
<br> <br>
</div>
</div>
</div>
<div class="py-3"></div>
</div>
<div class="form-group form-group-lg checkbox col-12">
<label>
<input data-bs-toggle="modal" data-bs-target="#TermsAndConditions" type="checkbox" data-val="true" data-val-required="You must agree to the Terms and Conditions" id="Application_TocAgreement" name="Application.TocAgreement" value="true">
<span>I have reviewed, agree to and acknowledge receipt of the <a href="/Disclosures/Terms" target="_blank">Terms of Use and Privacy Policy</a>, <a href="/Disclosures/PrivacyPolicy" target="_blank">Privacy Notice</a>, and
<a href="Disclosures/Electronic-Signature" target="_blank">Notice and Consent Agreement for Electronic Signature and Records</a>.</span><br>
<span class="text-danger field-validation-valid" data-valmsg-for="Application.TocAgreement" data-valmsg-replace="true"></span>
</label>
</div>
<div class="form-group form-group-lg checkbox col-12">
<label>
<input type="checkbox" data-bs-toggle="modal" data-bs-target="#GeneralDisclosures" data-val="true" data-val-required="You must agree to the General Application Disclosures" id="Application_GeneralDisclosures"
name="Application.GeneralDisclosures" value="true">
<span>I have reviewed, agree to, and acknowledge the <a href="/Disclosures/GeneralDisclosures" target="_blank">General Application Disclosure</a>.</span><br>
<span class="text-danger field-validation-valid" data-valmsg-for="Application.GeneralDisclosures" data-valmsg-replace="true"></span>
</label>
</div>
<div id="CcpaConfirmedGroup" class="form-group form-group-lg checkbox col-12" style="display: none;">
<label>
<input data-bs-toggle="modal" data-bs-target="#CcpaNotice" data-val="false" type="checkbox" data-val-required="The California Consumer Privacy Act field is required." id="Application_CcpaConfirmed" name="Application.CcpaConfirmed"
value="true">
<span>I have reviewed the <a href="Disclosures/CPRA_NAC" target="_blank">California Consumer Privacy Act</a> notice.</span><br>
<span class="text-danger field-validation-valid" data-valmsg-for="Application.CcpaConfirmed" data-valmsg-replace="true"></span>
</label>
</div>
<input class="hidden-but-validated" name="g-recaptcha-response" type="text" data-val="true" data-val-recaptcha="true" data-val-recaptcha-key="6Ld3kAAVAAAAAGl7t2i5vtsN6Ah5vhGRNgDp08f_" aria-hidden="true">
<div class="py-3"></div>
<div class="d-grid gap-2">
<button id="next" type="submit" class="button" data-bs-toggle="modal" data-bs-target="#ProcessingApplication">Next</button>
</div>
<div class="py-3"></div>
</fieldset>
<input name="__RequestVerificationToken" type="hidden" value="CfDJ8GCTNX7Z9mxHnrgxkCpZ9moc20dkzjl50vvxfeZFonGPJpJ922pI2BRLv_R8EZeo6JYH14kX1Wdabkt52qF60WCm6uIIYpdpABNgwE5qOdLb7SzFcMm-At7lAbdgOtb0AY_BWZ-MqFgx5vYUyx6QAoA"><input
name="Residence.IsMailingAddress" type="hidden" value="false"><input name="ApplicantHasMailingAddress" type="hidden" value="false"><input name="HaveCoApplicant" type="hidden" value="false"><input name="MailingAddress.IsMailingAddress"
type="hidden" value="false"><input name="CoApplicantResidence.IsMailingAddress" type="hidden" value="false"><input name="CoApplicantHasMailingAddress" type="hidden" value="false"><input name="CoApplicantMailingAddress.IsMailingAddress"
type="hidden" value="false"><input name="Application.TocAgreement" type="hidden" value="false"><input name="Application.GeneralDisclosures" type="hidden" value="false"><input name="Application.CcpaConfirmed" type="hidden" value="false">
</form>Text Content
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PERSONAL INFORMATION
First Name
Middle Name / Initial
Last Name
Suffix Jr Sr I II III IV V VI VII Suffix
SSN
Email Address
I understand that by providing my email address I may receive email messages
about my application and financial products and services from Lendmark.
Date of Birth
I understand that by providing my email address I may receive email messages
about my application and financial products and services from Lendmark.
Phone Number
Phone Type Home Cell Work Phone Type
Residential Status Renting Buying Owner Other Residential Status
Residential Address
Address Line 2
City
State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
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Nebraska New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
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Vermont Virginia Washington West Virginia Wyoming State
Zip Code
I have a different mailing address
There is a co-applicant
MAILING ADDRESS
Mailing Address
Address Line 2
City
State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
Nebraska New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
Vermont Virginia Washington West Virginia Wyoming State
Zip Code
CO-APPLICANT INFORMATION
First Name
Middle Name / Initial
Last Name
Suffix Jr Sr I II III IV V VI VII Suffix
SSN
Email Address
I understand that by providing my email address I may receive email messages
about my application and financial products and services from Lendmark.
Date of Birth
I understand that by providing my email address I may receive email messages
about my application and financial products and services from Lendmark.
Phone Number
Phone Type Home Cell Work Phone Type
Residential Status Renting Buying Owner Other Residential Status
Same Residential Address as primary applicant
Residential Address
Address Line 2
City
State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
Nebraska New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
Vermont Virginia Washington West Virginia Wyoming State
Zip Code
I have a different mailing address
MAILING ADDRESS
Same Mailing Address as primary applicant
Mailing Address
Address Line 2
City
State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware
Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana
Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana
Nebraska New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
Vermont Virginia Washington West Virginia Wyoming State
Zip Code
I have reviewed, agree to and acknowledge receipt of the Terms of Use and
Privacy Policy, Privacy Notice, and Notice and Consent Agreement for Electronic
Signature and Records.
I have reviewed, agree to, and acknowledge the General Application Disclosure.
I have reviewed the California Consumer Privacy Act notice.
Next
TERMS AND CONDITIONS
LENDMARK TERMS OF USE AND ONLINE PRIVACY NOTICE
I. INTRODUCTION
A. General
These Website Terms of Use and Online Privacy Policy govern each website,
customer account portal, mobile site, application, and/or other service, to the
extent applicable, regardless of how distributed, transmitted, published, or
broadcast (collectively, the "Service") provided by Lendmark Financial Services,
LLC, its subsidiaries and/or affiliates ("we," "us," or "our") that links to
these Terms of Use and Online Privacy Policy, which is binding on all those who
access, visit and/or use the Service (collectively, "you" or "your"). Any
financial product or service that you may obtain from us through the Service is
also subject to our Financial Privacy Policy.
Please read these Terms of Use and Online Privacy Policy carefully. You can
access these Terms of Use and Online Privacy Policy any time in the footer of
this website's home page or subsequent screens. You can also access these Terms
of Use and Online Privacy on the Online Registration Form that provides access
to our Online Customer Portal and Mobile Application. Your access, visitation
and/or use of the Service, including without limitation any registration on any
aspect of the Service, will constitute your agreement to these Terms of Use and
Online Privacy Policy. Certain sections of this website, the Online Customer
Portal and the Mobile Application may contain separate terms and conditions in
addition to these Terms of Use. If there is a conflict between any of their
provisions, the additional terms and conditions shall govern. If you do not
agree with these Terms of Use and the terms and conditions of and the Online
Privacy Policy, you may not access, visit and/or use the Service and you should
immediately exit this site.
These Terms of Use and Online Privacy Policy may be modified from time to time;
the date of the most recent revisions will appear on this page, so check back
often. Continued access of the Service by you will constitute your acceptance of
any changes or revisions to the Terms of Use and Online Privacy Policy. In the
event of any conflict or inconsistency between the terms and conditions of these
Terms of Use and the Online Privacy Policy and the terms of the Financial
Privacy Policy, the terms of the Financial Privacy Policy shall control.
B. Definitions
"Access Information" means any or all of the following information: your Account
number, user name, password and any other security or access information to your
Account.
"Account" means an active or inactive Lendmark Loan Agreement and its payment
history, outstanding balance and other information, whether the Loan Agreement
is solely in your name or if there are other persons or entities on the same
loan with you.
"Account Holder" means any person(s) or entity who is singularly or jointly
responsible for the obligations on the Account.
“Content” means any text, image or other material that appears on this website
as part of the Service.
“Loan Agreement” means the promissory note or retail installment sales contract
and security agreement and other documentation related to a loan that we have
made to you.
"Online Services" means services offered by us through this website or any
future digital distribution platforms (such as a website, software program or
mobile application) or other forms of media not yet developed that are available
to Account Holders.
II. ONLINE SERVICES
A. Services That We Provide. You may use the Service to learn about product
and service offers that we may make available on the website and to link to our
Online Customer Portal or Mobile Application where you can create online access
to your Account. You can also use the Service to obtain information about your
Account or to make payments on your Account. By offering information, products
or services through the Service, no solicitation is made by us to any person to
use such information, products or services in jurisdictions where the provision
of such information, products or services is prohibited by applicable law.
B. Links to Third-Party Websites. This website links to a third-party
Internet Website that is integrated with or presented on this website in order
to support online payments to your Account. Please be advised that the
third-party site is independent of this website, and that we exercise no control
over the content or services of that site. This website does not link to any
other third-party website.
C. Marketing Preferences. We may ask you to indicate your preferences for
how we can market to you. Once you have indicated your preferences, we will
endeavor to honor your request. All marketing will be done in accordance with
applicable state and federal laws and our Financial Privacy Policy.
D. Online Payments
1. General Description of Online Payment Features. Online bill payment ("Online
Payment") is a service we make available to our Account Holders through a
third-party payment processor that we have selected to support this feature.
You may use Online Payment to authorize a one-time payment on your
Account(s). You acknowledge that the origination of electronic debit
transactions from your bank account must comply with the current laws of the
United States and the rules, as they may be changed from time to time, of
the National Automated Clearinghouse. You also acknowledge and agree that
the Online Payment feature is subject to the terms and conditions that
govern the third-party payment processor's website as well as by these Terms
of Use.
2. Regardless of the payment amount or payment effective date you schedule
using Online Payment, you are responsible for complying with all of the
terms and conditions of your Account, including, without limitation, your
agreement to make all payments when due and in the amount required by your
Loan Agreement. When using Online Payment, you should schedule your payment
in amounts and with an effective date that will satisfy your payment
obligations. If you do not make a payment when due and in the amount
required, we will have the rights and remedies available under your Loan
Agreement or as otherwise available to us at law or in equity.
3. Payment Funds. Adequate funds must be available in the bank account where
your payments are coming from when an Online Payment is processed. If a
scheduled Online Payment fails due to insufficient funds for the full
payment amount initiated, the Account will not receive credit for the
payment. You are responsible to make timely payments for the amount owed in
accordance with the Loan Agreement and these Terms of Use.
4. Online Payment Fees. While we do not currently charge any payment
transaction fee to use Online Payment, our third-party payment processor may
charge you a fee to accept your payment. We do not receive any portion of
the fee that the third-party payment processor may charge you. More
information about the applicable fee can be found when you click on the link
to the Online Payment processor's website. In addition, you will be
responsible for paying any amount you may owe other persons or companies
related to the use of Online Payment or any bank account linked to Online
Payment. For example, your bank may charge a fee in connection with
electronic payments taken from your account with them for your Account with
us.
Nothing herein relieves you of your responsibility to pay any amount, fee or
charge you may owe us under your Account.
E. Failure to Effect Payment and Liability for Such Payments. If you
attempt to make payments on your Account through this website, or through an
authorized third party acting on our behalf we will use reasonable efforts to
complete bill payments according to your instructions. However, neither we nor
any third-party service provider acting on our behalf will be liable in any way
(including, but not limited to, payment processing errors or fees) if:
1. Through no fault of ours or our authorized third party, you have
insufficient funds or credit in your bank account to complete a payment
transaction, or if your bank account has been closed;
2. The Online Payment feature is not working properly and you knew or were told
about the malfunction before you started the transaction, or should have
reasonably been able to tell that something was wrong;
3. You do not provide us with complete, accurate, and current payment and
contact information, or if you otherwise do not give complete, correct, and
current information to properly complete the requested transaction;
4. You do not authorize a bill payment in time for your payment to be made and
credited to the Account by the due date;
5. Withdrawals from your bank account have been prohibited by an order from a
court of proper jurisdiction for such things as a garnishment or other legal
process;
6. We or our authorized agent reasonably believe that a transaction may be
unauthorized or fraudulent;
7. Your computer, mobile phone, wireless service or any related equipment or
software is, or was, not working properly;
8. Circumstances beyond our, or our authorized third party's control prevent
completing an online bill payment including, but not limited to,
telecommunication outages, postal strikes and other labor unrest, delays
caused by payees, fires, floods, and other natural disasters, terrorist acts
or war.
III. REGISTRATION AND ACCOUNT/PROFILE CREATION
A. We may at times require that you use the Online Customer Portal to
register and/or set up an account/profile to access, visit and/or use certain
portions of the Service, such as the Mobile Application feature, in which case
you may be provided, or required to choose, a password and/or User ID, and you
may provide a debit or charge card number, or other payment information, as well
as your name, telephone number(s), email and/or street address, and other
personally identifiable information (“Registration Information”). Other
information such as your age, gender, and the number for your mobile or other
device may also be requested. In addition, you may be asked to send us similar
information via messaging (e.g., email, SMS, MMS, or other technologies). We may
use and share your Registration Information as described in our Online Privacy
Policy.
B. You agree, represent, warrant, and guarantee that all Registration
Information provided by you is true, accurate, complete, up-to-date, and solely
yours. You may not impersonate, imitate or pretend to be somebody else when
registering and/or setting up an account/profile on the Service. If any of your
Registration Information changes, you must update it promptly by using the
mechanism or contact information on the Service that allows you to change or
update your Registration Information, if available. If no such mechanism or
contact information is available on the Service, please notify us as described
in our Online Privacy Policy. WE AND OUR INDEMNITEES (AS DEFINED BELOW), SHALL
HAVE NO LIABILITY ASSOCIATED WITH OR ARISING FROM YOUR FAILURE TO MAINTAIN
ACCURATE, COMPLETE OR UP-TO-DATE REGISTRATION INFORMATION, INCLUDING WITHOUT
LIMITATION YOUR FAILURE TO RECEIVE CRITICAL INFORMATION. NEITHER WE NOR OUR
INDEMNITEES SHALL BE RESPONSIBLE FOR VERIFYING YOUR REGISTRATION INFORMATION.
C. We reserve the right at any time, with or without notice, to remove or
require a change to or repossess any password and/or User ID that has been
provided to you, any avatar you may be using or other Registration Information,
or otherwise change the access means or methods for the Service.
D. You will be solely responsible for maintaining the confidentiality of
your Registration Information. You may not authorize or permit anyone else to
access and/or use your Registration Information, or access, visit and/or use the
Service by use of your account/profile and/or Registration Information. You may
not access and/or use anyone else's Registration Information, or access, visit
and/or use the Service by use of anyone else's account/profile and/or
Registration Information. You may not sub-license, transfer, sell, rent or
assign your Registration Information to any third party without our written
approval. Any attempt to do so will be null and void and shall be considered a
material breach of the Agreement.
E. You are solely responsible for all access or visitation to, usage of,
or activity on, your account/profile including, but not limited to, use of the
account/profile by any person who uses your Registration Information, with or
without authorization, or who has access to any computer, mobile or other device
on which your account/profile resides or is accessible. You acknowledge and
agree that we may, and you specifically authorize us to, process all
transactions that are initiated by use of your Registration Information.
F. If you have reason to believe that your account/profile is no longer
secure (for example, in the event of a loss, theft or unauthorized disclosure or
use of your Registration Information), you must immediately change the affected
Registration Information by using the mechanism or contact information on the
Service, if available, and/or close the account/profile. If no such mechanism or
contact information is available on the Service, please immediately notify us as
described in our Privacy Policy.
IV. MOBILE PARTICIPANTS
You understand and agree that various entities unaffiliated with us make up the
"mobile ecosystem" that enables you to access, visit and/or use the Service via
your computer, mobile or other device, including without limitation equipment,
hardware and software manufacturers and providers, telephone, mobile, wireless,
and Internet network providers and carriers, and sellers or providers of Content
for use with the Service (collectively, the "Mobile Participants"). We do not
represent, warrant or guarantee that all portions of the Service, or the Service
as a whole, can be accessed via all mobile or other devices, or via all carriers
and service plans or is available in all geographic locations. THESE MOBILE
PARTICIPANTS MAY REQUIRE THAT YOU AGREE TO THEIR ADDITIONAL TERMS, CONDITIONS,
CONTRACTS, AGREEMENTS AND/OR RULES. YOUR COMPLIANCE WITH ANY SUCH ADDITIONAL
TERMS, CONDITIONS, CONTRACTS, AGREEMENTS AND/OR RULES IS SOLELY YOUR
RESPONSIBILITY AND WILL HAVE NO EFFECT ON YOUR CONTINUING OBLIGATION TO COMPLY
WITH THE AGREEMENT WHEN USING THE SERVICE. WE AND OUR INDEMNITEES SPECIFICALLY
DISCLAIM ANY AND ALL LIABILITY IN CONNECTION WITH THE ACTS OR OMISSIONS OF SUCH
MOBILE PARTICIPANTS. Standard data rates may apply.
We have agreements with some of these Mobile Participants that require us to
make certain disclosures and pass along certain responsibilities to you. For
such Mobile Participants, you specifically acknowledge and agree that: (i) the
Terms of Use are between us and you, and the Mobile Participants are not parties
to them; (ii) the Mobile Participants and their parents, subsidiaries and
affiliates are third party beneficiaries of the Terms of Use and upon your
acceptance of the terms and conditions of them, the Mobile Participants will
have the right (and will be deemed to have accepted the right) to enforce the
Terms of Use against you; (iii) the license granted to you hereunder is limited
to a non-transferable license to use the Service on the particular product
authorized by the applicable Mobile Participant that you own or control and as
permitted by such Mobile Participant's applicable usage rules; (iv) Mobile
Participants have no obligation whatsoever in connection with the functionality
or content of the Service, or to furnish any maintenance or support services
with respect to the Service; (v) in the event of any failure of the Service to
conform to any applicable warranty, you may be able to notify the applicable
Mobile Participant to receive a refund of all or part of the amount you paid for
the Service, if any (to the maximum amount permitted by applicable law, Mobile
Participants will have no other warranty obligation whatsoever with respect to
the Service); (vi) Mobile Participants are not responsible for addressing any
claims, losses, liabilities, damages, costs or expenses by you or a third party
relating to the Service or your possession, access, visitation and/or use of the
Service, including without limitation (a) product liability claims; (b) any
claim that the Service fails to conform to any applicable legal or regulatory
requirement; and (c) claims arising under consumer protection or similar
legislation; and (vii) in the event of any third-party claim that the Service or
your possession, access, visitation and/or use of the Service, infringes such
third party's intellectual property rights, Mobile Participants are not
responsible for the investigation, defense, settlement and/or discharge of such
claim.
V. COMMUNICATIONS TO YOU
A. The communications between you and us usually use electronic means,
whether you access, visit or use the Service, send us messages, or whether we
post notices on the Service or communicate with you via messaging. For
contractual purposes, you (a) consent to receive communications from us in
electronic form; and (b) agree that all notices, documents, disclosures, and
other communications that we provide to you electronically satisfy any legal
requirement that such communications would satisfy if they were in writing. Your
consent to receive communications and do business electronically, and your
agreement to do so applies to all of your interactions and transactions with us.
B. You understand and agree that joining the Service may include receiving
certain communications from us, such as transactional or relationship messages,
and/or messages about your account/profile, and that these communications are
considered part of your account/profile and you may not be able to opt out of
receiving them without ceasing to be a registered user of the Service.
VI. MONITORING AND COMPLAINTS ABOUT THE SERVICE AND THE CONTENT
A. Monitoring We strive to provide an enjoyable online experience for our
users, so we may monitor activity on the Service to foster compliance with these
Terms of Use. You hereby specifically agree to such monitoring. Nevertheless, we
do not make any representations, warranties or guarantees that: (1) the Service,
or any portion thereof, will be monitored for accuracy or unacceptable use, or
(2) we will take any specific action (or any action at all) in the event of a
challenge or dispute regarding compliance or non-compliance with these Terms of
Use.
B. What to Do if You Have a Complaint About the Service and the Content
1. If you have reason to believe that your Content has been copied and/or is
accessible on the Service in a way that constitutes copyright infringement,
or that the Service contains links or other references to another site,
application, destination or service that contains Content or activity that
infringes your copyright rights, you may notify us by providing a document
via fax, first class U.S. mail, or e-mail that includes the following
information (as required by the Online Copyright Infringement Liability
Limitation Act of the Digital Millennium Copyright Act, 17 U.S.C. sec. 512)
to our copyright agent set forth below:
1. A physical or electronic signature of a person authorized to act on
behalf of the owner of an exclusive right that is allegedly infringed;
2. Identification of the copyrighted work claimed to have been infringed, or
if multiple copyrighted works at the Service are covered by a single
notification, a representative list of such works at the Service;
3. Identification of the copyrighted work that is claimed to be infringing
or to be the subject of infringing activity and that is to be removed or
access to which is to be disabled, and information reasonably sufficient
to permit us to locate such copyrighted work;
4. Information reasonably sufficient to enable us to contact the complaining
party, such as an address, telephone number, and if available, an
electronic mail address at which the complaining party may be contacted;
5. A statement that the complaining party has a good faith belief that use
of the copyrighted work in the manner complained of is not authorized by
the copyright owner, its agent, or the law; and
6. A statement that the information in the notification is accurate, and
under penalty of perjury, that the complaining party is authorized to act
on behalf of the owner of an exclusive right that is allegedly infringed.
By Email: domainnameadmin@lendmarkfinancial.com (Please include “Notice of
Infringement” in the subject line.) By Mail: Copyright Manager, Lendmark
Financial Services, LLC, 2118 Usher Street, Covington, GA 30014. Note: The
preceding information is provided exclusively for notifying us that your
copyrighted material may have been infringed. All other inquiries, such as
privacy or product-related questions and requests will not receive a
response through this process.
2. CyberCrime: If you have reason to believe you may be the victim of an online
crime, such as identity theft, fraud, infringement, or hacking, you may
contact the Internet Crime Complaint Center, at www.ic3.gov, a partnership
between the Federal Bureau of Investigation (FBI), the National White Collar
Crime Center (NW3C), and the Bureau of Justice Assistance (BJA).
IMPORTANT: FALSE OR INACCURATE ACCUSATIONS THAT OTHERS HAVE COMMITTED A
CRIME, INAPPROPRIATE ACT, OR VIOLATION OF THIS AGREEMENT, COULD BE A
VIOLATION OF CRIMINAL AND/OR CIVIL LAW, OR OTHERWISE EXPOSE YOU TO LIABILITY
FOR DAMAGES (INCLUDING COSTS AND ATTORNEYS' FEES).
VII. RULES OF USAGE:
A. Use of the Service by You:
1. The Service is not intended for users under the age of 18, and we do not
knowingly collect personally identifiable information from users under the
age of 18. Such users are expressly prohibited from registering for the
Service or submitting their personally identifiable information to us, and
from using portions of the Service for which registration is required.
2. You shall ensure that all equipment, hardware, software, products and/or
services you use to access, visit, or use the Service does not disturb or
interfere with our operation of the Service, or impede or interfere with
others' access, visitation and/or use of the Service. We reserve the right,
in addition to our other remedies, with or without notice, to immediately
disconnect from the Service any equipment, hardware, software, product
and/or services causing interference with us, our licensors, vendors,
service providers, the Service or any Content.
3. If you provide to us the number for a mobile or other device, or we obtain
the device identifier for a device you are using, you agree, represent,
warrant, and guarantee that such device is registered in your name and owned
by you, or that you have permission of the device owner(s).
4. Unless otherwise specified, the Service is intended for your personal,
non-commercial use only. You are solely responsible for all usage of, or
activities on, the Service by you and by those you authorize or allow to
use, or provide access to, the Service, for example, by authorizing or
allowing access to your account/profile or any computer, mobile or other
device on which the Service resides or is accessible.
B. Prohibitions on Use of the Service:
1. Absent explicit prior written consent in certain situations, you may not,
nor may you allow, enable, authorize, instruct, encourage, assist, suggest,
inform, or promote that others, directly or indirectly, do any of the
following for any reason:
* use any bots, cheats, macros, scripts, or run Maillist, Listserv or any
form of auto-responder, or use any other automated process, or engage in
meta-searching or periodic caching of information, to access, visit and/or
use the Service, including without limitation to post, upload, transmit,
send, or make available other Content on or through the Service;
* copy, reproduce, modify, change, edit, crop, alter, revise, adapt,
translate, enhance, reformat, remix, rearrange, resize, create derivative
works of, move, remove, delete, or erase any copyright, trademark, or
other proprietary legends, symbols, marks, or notices on the Service or
attempt to circumvent any mechanisms for preventing the unauthorized
reproduction or distribution of Content;
* copy, reproduce, modify, change, edit, crop, alter, revise, adapt,
translate, enhance, reformat, remix, rearrange, resize, create derivative
works of, move, remove, delete, erase, reverse engineer, decipher,
decompile, disassemble, store, cache, aggregate, publish, post, display,
distribute, broadcast, perform, transmit, rent, sell, share, sublicense,
syndicate, or otherwise provide to others, or use any Content obtained on
or through the Service, in whole or in part, except as permitted by the
Copyright Act or other law or as expressly permitted in writing by us;
* copy, harvest, crawl, index, scrape, spider, mine, gather, extract,
compile, obtain, aggregate, capture, or store any Content, including
without limitation photos, images, text, music, audio, videos, podcasts,
data, software, source or object code, algorithms, statistics, analysis,
formulas, indexes, registries, repositories, or any other information
available on or through the Service, including by an automated or manual
process or otherwise, if we have taken steps to forbid, prohibit, or
prevent you from doing so;
* copy, reproduce, modify, change, edit, crop, alter, revise, adapt,
translate, enhance, reformat, remix, rearrange, resize, create derivative
works of, move, remove, delete, or erase any copyright, trademark, or
other proprietary legends, symbols, marks, or notices on the Service, or
attempt to circumvent any mechanisms for preventing the unauthorized
reproduction or distribution of Content;
* access, other than connecting to our servers by http requests using a
browser, or disrupt, overwhelm, attack, hack, destroy, damage, disable,
impair, alter, monitor, tamper or interfere with, the Service including
without limitation any Content, communications, messaging, programming,
hardware, functionality, or features on our networks, servers or
databases, or impede or interfere with others' access, visitation, and/or
use of the Service, in any way or by any means, whether remotely or by
access to our personal property, premises, or otherwise, including,
without limitation, by using administrator passwords or by masquerading as
an administrator while using the Service or otherwise; or
* post, upload, transmit, send or otherwise make available on or through the
Service any software disabling devices, time bombs, Trojan horses,
cancelbots, viruses, worms, bugs, corrupted files, spyware, adware,
malware, malicious programs or code, or devices or defects of similar
nature.
2. CAUTION: ANY ATTEMPT TO DO ANY OF THE FOREGOING PROHIBITED ACTS, OR TO
OTHERWISE UNDERMINE THE OPERATION OF THE SERVICE, MAY BE A VIOLATION OF
CRIMINAL AND CIVIL LAW. SHOULD SUCH AN ATTEMPT BE MADE, WE RESERVE THE
RIGHT, IN ADDITION TO OUR OTHER REMEDIES, TO SEEK DAMAGES (INCLUDING WITHOUT
LIMITATION ATTORNEYS' FEES) FROM ANY SUCH INDIVIDUAL OR ENTITY TO THE
FULLEST EXTENT PERMITTED BY LAW, INCLUDING CRIMINAL PROSECUTION.
3. If you breach, violate, fail to follow, or act inconsistently with these
Terms of Use, we may terminate, discontinue, suspend or restrict your
Account Information, your Account access or any other use of the Service.
C. Indemnification:
You agree to indemnify, defend and hold harmless us, our licensors, vendors,
service providers, and each of our and their respective officers, directors,
members, employees, independent and sub-contractors, agents, representatives,
successors and assigns (collectively, "Indemnitees") from and against any and
all claims, disputes, demands, proceedings, cause of action, judgments, damages,
liabilities, losses, costs or expense (including, but not limited to reasonable
attorneys' fees) of any kind and nature, known and unknown, suspected and
unsuspected, disclosed and undisclosed (collectively, "Claims") which may arise
out of or are in any way connected with your access, visitation and/or use of
the Service, your Content, unauthorized use of Content obtained on or through
the Service, breach or alleged breach of these Terms of Use, or from any of your
acts or omissions in connection with the Service.
D. Disclaimer of Warranty and Limitation of Liability:
1. CERTAIN FEATURES, FUNCTIONALITY, AND/OR CONTENT OFFERED ON OR THROUGH THE
SERVICE MAY BE HOSTED, ADMINISTERED, RUN OR OTHERWISE PARTICIPATED IN BY
THIRD PARTIES. THESE SERVICE PROVIDERS MAY REQUIRE THAT YOU AGREE TO THEIR
ADDITIONAL TERMS, CONDITIONS, CONTRACTS, AGREEMENTS AND/OR RULES. YOUR
COMPLIANCE WITH ANY SUCH ADDITIONAL TERMS, CONDITIONS, CONTRACTS, AGREEMENTS
AND/OR RULES IS SOLELY YOUR RESPONSIBILITY AND WILL HAVE NO EFFECT ON YOUR
CONTINUING OBLIGATION TO COMPLY WITH THIS AGREEMENT WHEN USING THE SERVICE.
WE AND OUR INDEMNITEES SPECIFICALLY DISCLAIM ANY AND ALL LIABILITY IN
CONNECTION WITH THE ACTS OR OMISSIONS OF SUCH THIRD PARTIES.
2. YOU ACKNOWLEDGE THAT YOU ARE USING THE SERVICE AT YOUR OWN RISK. THE SERVICE
IS PROVIDED "AS IS", "WITH ALL FAULTS" AND ON AN "AS AVAILABLE" BASIS, AND
WE AND OUR INDEMNITEES HEREBY EXPRESSLY DISCLAIM ANY AND ALL
REPRESENTATIONS, WARRANTIES, AND GUARANTEES, EXPRESS AND IMPLIED, INCLUDING
BUT NOT LIMITED TO ANY WARRANTIES OF ACCURACY, RELIABILITY, TITLE,
MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR ANY
OTHER WARRANTY, CONDITION, GUARANTEE OR REPRESENTATION, WHETHER ORAL, IN
WRITING OR IN ELECTRONIC FORM, INCLUDING BUT NOT LIMITED TO THE ACCURACY OR
COMPLETENESS OF ANY CONTENT CONTAINED THEREIN OR PROVIDED BY US OR THE
SERVICE. WE AND OUR INDEMNITEES DO NOT REPRESENT, WARRANT OR GUARANTEE THAT
ACCESS TO THE SERVICE AND/OR COMMUNICATIONS OR MESSAGING FROM OR TO US OR
YOU WILL BE UNINTERRUPTED, TIMELY, OR ERROR FREE, OR THAT THERE WILL BE NO
FAILURES, DELAYS, INACCURACIES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTED
CONTENT, OR THAT NO SOFTWARE DISABLING DEVICES, TIME BOMBS, VIRUSES, WORMS,
BUGS, OR DEVICES OR DEFECTS OF SIMILAR NATURE WILL BE TRANSMITTED ON OR
THROUGH THE SERVICE, AND WE AND OUR INDEMNITEES WILL NOT BE LIABLE IN THE
EVENT OF ANY SUCH OCCURRENCE.
3. WE AND OUR INDEMNITEES ARE NOT RESPONSIBLE FOR INCOMPLETE, INCORRECT, LOST,
DELAYED, LATE, MISDIRECTED, GARBLED, DAMAGED, ILLEGIBLE, UNDELIVERABLE, OR
INCOMPLETELY RECEIVED COMMUNICATIONS OR MESSAGING FROM OR TO US OR YOU FOR
ANY REASON, INCLUDING BY REASON OF HARDWARE, SOFTWARE, BROWSER, NETWORK,
COMMUNICATIONS SYSTEM FAILURE, MALFUNCTION, DELAY, OR CONGESTION, OR ANY
INCOMPATIBILITY AT OUR SERVERS OR ELSEWHERE, OR FOR ANY OTHER TECHNICAL
PROBLEMS, ANY FORM OF ACTIVE OR PASSIVE FILTERING BY A USER'S COMPUTER,
MOBILE OR OTHER DEVICE OR ACCESS PROVIDER, INSUFFICIENT SPACE ON USER'S
COMPUTER, MOBILE OR OTHER DEVICE OR ACCOUNT/PROFILE, OR ANY OTHER CAUSE OR
COMBINATION THEREOF.
4. WE AND OUR INDEMNITEES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR
ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ALLEGEDLY
SUSTAINED ARISING OUT OF THESE TERMS OF USE, THE SERVICE, YOUR ABILITY OR
INABILITY TO ACCESS, VISIT AND/OR USE THE SERVICE, INCLUDING DAMAGE TO YOUR
COMPUTER, MOBILE OR OTHER DEVICE, OR FOR SOFTWARE DISABLING DEVICES, TIME
BOMBS, VIRUSES, WORMS, BUGS, OR DEVICES OR DEFECTS OF SIMILAR NATURE ALLEGED
TO HAVE BEEN OBTAINED FROM THE SERVICE, YOUR ACCESS, VISITATION, AND/OR USE
OF, OR RELIANCE ON, THE SERVICE AND/OR CONTENT AVAILABLE ON OR THROUGH THE
SERVICE, REGARDLESS OF THE TYPE OF CLAIM OR THE NATURE OF THE CAUSE OF
ACTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT
SHALL OUR LIABILITY TO YOU EXCEED $10,000. SOME STATES DO NOT ALLOW THE
EXCLUSION OF IMPLIED WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY
FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES; THEREFORE, THIS LIMITATION WILL NOT
APPLY IN SUCH STATES, BUT TO THE EXTENT A CLAIM IS BROUGHT THEREIN, OUR
LIABILITY AND WARRANTIES ARE LIMITED TO THE EXTENT PERMITTED BY LAW. IF YOU
ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542,
WHICH STATES, IN PART: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH
THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE
TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE
MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR".
E. Termination or Suspension of the Service:
We reserve the right, in addition to our other remedies, to terminate,
discontinue, suspend and/or restrict the Service, your account/profile, your
ability to access, visit and/or use the Service or any portion thereof,
including without limitation any of our purported obligations hereunder, for any
or no reason, with or without notice. In the event of any termination or
discontinuation of your Account, your ability to access, visit and/or use the
Service or any portion thereof, we reserve the right, in addition to our other
remedies, to reassign, and/or allow another user to use, your password and/or
User ID.
F. Disputes and Jurisdiction:
1. The Service is based in the United States. It is not designed, customized or
intended for, or directed to, any other country. Those who choose to access,
visit and/or use the Service do so on their own initiative and are
responsible for compliance with local laws, if and to the extent local laws
are applicable. We make no representation, warranty or guarantee that the
Service is appropriate, available, or legal in any particular geographic
location.
2. In any dispute between us, your sole remedy is to stop using your Account
and/or the Service. This includes any dispute related to or arising out of:
(i) rules, restrictions, limitations, terms and conditions that apply to the
Service, whether listed in these Terms of Use and Online Privacy Policy or
(ii) your ability or inability to access, visit and/or use portions of the
Service, or the Service as a whole.
3. Your use of this website and the Terms of Use shall be governed by the
substantive laws of the State of Georgia, without regard to its conflict of
laws provisions. You and we agree to submit to the sole and exclusive
jurisdiction and venue of the state or federal courts located in Atlanta,
Georgia. If any portion of these Terms of Use shall be held to be
unenforceable, the remaining terms and provisions shall be unimpaired. Any
cause of action arising out of or related to the Terms of Use shall be filed
no later than one (1) year after the alleged cause of action accrues or
shall be time-barred.
VIII. PRIVACY POLICY
A. Collection and Use of Information
1. Personal Information
We collect personal information that you provide to us directly through
electronic mail, electronic website forms, and other electronic means.
"Personal Information" means information that can specifically identify you,
such as your name, phone number, address, email address, date of birth,
account number, employment history, income information and other financial
information about you, Social Security number, driver's license number, or
other identification document.
In addition to the information you provide to us directly, we may
automatically collect information about you when you use the Service:
* Log file information. Log file information is automatically reported by
your browser each time you access the Service. When you access the
Service, our servers may automatically record certain log file
information. These server logs may include information such as your web
request, Internet Protocol (“IP”) address, browser type, browser language,
operating system, platform type, the state or country from which you
accessed the website, software and hardware attributes (including Device
ID), referring / exit pages and URLs, number of clicks and how you
interact with links on the website, domain names, landing pages, pages
viewed and the order of those pages, the data and time you visited the
website and uploaded or posted content, error logs, files you download,
and other such information.
* Location information. When you visit the Service, we may automatically
collect general location information (e.g., IP address, city/state and or
zip code associated with an IP address) from your computer or mobile
device. Please note that if you disable such features, you may not be able
to access or receive some or all of the services, content, features and/or
products made available via the Service.
We may collect information about you from third parties. This information
may include credit reports from national consumer reporting agencies.
We may use the Personal Information that we collect to:
* Register you with the Service and to create an Account;
* Provide you with products or services;
* Administer loan accounts;
* Provide you with customer service, dispute resolution, or other
troubleshooting;
* Communicate with you;
* Provide you with service updates;
* Provide you with marketing and surveys;
* Provide you with information you requested regarding our products or
services or other questions;
* Verify your identity and reduce credit risk;
* Detect and prevent fraud, violations of our legal agreements, and illegal
activity;
* Comply with legal or regulatory requirements and other purposes;
* Make business decisions;
* Recover debt and collections; and
* Fulfill other technical, logistical, financial, tax, legal, compliance,
administrative, or back-office functions.
2. Updating Your Personal Information
Keeping your account information up-to-date is important. You may review or
update certain account information by calling us at 833-239-3537, by calling
us or visiting us in person at one of our branches or by using the contact
information listed on your billing statements or other documents we send to
you.
B. Google Analytics, Cookies, Web Beacons, and Logs
We collect information related to your use of the Service using cookies, Web
beacons, and event log information. We use the information gathered from
cookies, Web beacons, and event logs to monitor website performance; improve
website design, functionality, and security; assemble Web analytics and activity
trends; and to measure, improve and customize the user's experience, and our
products and services. We may use cookies, Web beacons, and other technologies
from third-party service providers to satisfy these functions.
Google Analytics is a tool we use to collect information about use of the
Service. Google Analytics collects information such as how often users visit the
Service, what pages they visit when they do so, what other sites they used prior
to coming to this site, and the IP address of the device used to connect to the
Service. We use the information we get from Google Analytics only to improve the
Service. We do not combine the information collected through the use of Google
Analytics with any of your personally identifiable information. Although Google
Analytics plants a permanent cookie on your device to identify you as a unique
user the next time you visit the Service using that same device, the cookie
cannot be used by anyone but Google. You can read Google's Privacy Policy to
learn how Google uses the data gathered by Google Analytics.
Cookies are small files containing strings of text stored on your device. We use
cookies to authenticate you as a user when you log in, to track your session, to
deliver content specific to your preferences and interests, and to provide other
functions.
We may use session cookies or persistent cookies. Session cookies are temporary
and are deleted after you close your device’s browser or application. Session
cookies do not collect personally identifying information from your device.
Among other uses, session cookies allow us to deliver content specific to your
interests and to improve navigation of the Service. We use persistent cookies
for customer protection, as part of our authentication technology. Persistent
cookies assist in verifying the identity of a customer who is attempting to log
in to an account.
Web beacons are objects embedded into Web pages and your device that allow a
website or application to count users and determine how long users view Web
pages or applications. We use Web beacons for site traffic reporting, unique
visitor counts, auditing and reporting, personalization, and other functions.
Log information may include Web requests, domain name and host, Internet
Protocol address, your Internet service provider, referring website, operating
system, browser type, browser language, date and time of your request, and
cookies that may uniquely identify your browser. We use this information to
enhance the functionality of the website and to make your access more
convenient, secure, and efficient. We may also use this information to develop
group profiles of its website visitors, to assist with systems administration,
to resolve problems, and to prevent fraud.
You may stop your browser or device from accepting cookies or Web beacons. The
Help portion of your browser should explain how to configure your browser's
cookie handling. Your browser may have add-ons that may help you block Web
beacons. You may have limited functionality if you block cookies or Web beacons
set by the Service.
C. Do-Not-Track
We are unable to respond to Do-Not-Track signals or similar tools and settings
at this time due to the limits of current Internet technology, standards and
solutions.
D. Disclosure and Sharing of Personal Information
We disclose Personal Information to accomplish the uses, purposes, and sharing
outlined in this Online Privacy Policy and the Financial Privacy Policy.
We disclose Personal Information to our affiliated companies, individuals, and
third parties that perform services and functions on its behalf under
confidentiality agreements. These entities include, but are not limited to,
financial institutions; auditors; background and credit check organizations;
fraud prevention service providers; marketing service providers; database
managers; customer service providers and representatives; debt collectors; and
others who perform technical, logistical, financial, tax, legal, compliance, or
administrative functions on our behalf. They may perform functions including,
but not limited to, providing products and services; analyzing data; supplying
marketing assistance; providing search results and links; sending postal mail
and email; providing background and credit checks; providing fraud checks;
providing customer service; supplying marketing assistance; assisting in debt
collections; and providing other financial, technical, logistical, tax, legal,
compliance, or administrative functions.
In addition, we may disclose Personal Information where:
1. Required by law, by court rules concerning the production of records, or by
an order or requirement of a court, administrative agency, law enforcement
authority, or other government entity;
2. We have reasonable grounds to believe that use or disclosure is necessary to
protect the rights, privacy, property, or safety of our users, employees, or
others;
3. We have reasonable grounds to believe that the information relates to the
breach of an agreement or violation of the law that has been, is being, or
is about to be committed;
4. It is necessary for fraud protection, risk reduction, or the establishment
or collection of funds owed to us;
5. It is necessary to enforce or to apply our legal agreements, to pursue
remedies, or to limit damages to us;
6. The information is public;
7. You have provided consent or with your direction; and
8. Other reasons allow it or other laws require it.
We may share aggregate or statistical data with third parties for public
relations or other purposes.
E. How We Store and Protect Your Information
Your information that we collect through the Service may be stored and processed
in the United States or any other country in which we or our subsidiaries,
affiliates or service providers maintain facilities. We may transfer information
that we collect about you, including personal information, to affiliated
entities, or to other third-parties across borders and from your country or
jurisdiction to other countries or jurisdictions around the world.
We care about the security of your information, and take technical and
organization measures to protect your data against accidental or unlawful
destruction or accidental loss, alteration, unauthorized disclosure or access.
These measures vary depending on the sensitivity of the information we have
collected from you. However, no method of transmission over the Internet or via
mobile device, or method of electronic storage, is absolutely secure. Therefore,
while we strive to use commercially acceptable means to protect your
information, we cannot guarantee its absolute security. We are not responsible
for the functionality or security measures of any third-party.
To protect your privacy and security, we take steps (such as requesting a unique
password) to verify your identity before granting you access to your account.
You are responsible for maintaining the secrecy of your unique password and
account information, and for controlling access to your email communications
from us, at all times. Do not share your password with anyone and do limit your
access to your computer or other devices by signing off after you have finished
accessing your account.
For information about how to protect yourself against identity theft, please
refer to the Federal Trade Commission's website at
www.ftc.gov/news-events/media-resources/identity-theft-and-data-security.
F. How Long We Keep Your Information
Following termination or deactivation of your account, we may retain your
profile information for an additional period of time for backup, archival, or
audit purposes. In certain circumstances, we are required by Federal and State
regulations to store various information. In order to comply with those
requirements, we may be unable to delete your information from our database
until the expiration of the applicable period.
G. Privacy Policy Coordinator
If you have any concerns or questions about any aspect of this policy, please
feel free to contact us as follows:
By Mail: Privacy Policy Manager, 2118 Usher Street, Covington, GA 30014
Make sure to include enough information for us to help you, including for
example your name, contact information, and the specific website, mobile site,
application, and/or other service you're contacting us about.
--------------------------------------------------------------------------------
If you don't agree to the terms contained in the Terms of Use and Online Privacy
Policy, you must immediately exit the Service.
Last Revised and Effective: March 26, 2021
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PRIVACY NOTICE
FACTS WHAT DOES LENDMARK FINANCIAL SERVICES DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal
law also requires us to tell you how we collect, share, and protect your
personal information. Please read this notice carefully to understand what we
do. What? The types of personal information we collect and share depend on the
product or service you have with us. This information can include:
- Social Security number
- account balances and transaction history
- payment history and credit history How? All financial companies need to share
customers’ personal information to run their everyday business. In the section
below, we list the reasons financial companies can share their customers’
personal information; the reasons Lendmark chooses to share; and whether you can
limit this sharing.
Reasons we can share your personal information Does Lendmark share? Can you
limit this sharing? For our everyday business purposes— such as to process your
transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus; or, as permitted by law Yes No For
our marketing purposes— to offer our products and services to you Yes No For
joint marketing with other financial companies Yes No For our affiliates’
everyday business purposes— information about your transactions and experiences
Yes No For our affiliates’ everyday business purposes— information about your
creditworthiness Yes Yes For our affiliates to market to you Yes Yes For
nonaffiliates to market to you No We don't share
To limit our sharing Call 866-210-2432
Please note:
If you are a new customer, we can begin sharing your information 30 days from
the date we sent this notice. When you are no longer our customer, we continue
to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. Questions Call
866-210-2432
Who we are Who is providing this notice? This notice is provided by certain
specific companies* in the Lendmark family.
What we do How does Lendmark protect my personal information? To protect your
personal information from unauthorized access and use, we use security measures
that comply with federal law. These measures include computer safeguards and
secured files and buildings.
Our employees are bound by our policies and procedures to access consumer
information only for legitimate business purposes and to keep information about
you confidential. How does Lendmark collect my personal information? We collect
your personal information, for example, when you
- apply for a loan
- open an account or provide account information
- give us your employment history
- give us your income information
- pay us by check
We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies. Why can’t I limit all sharing? Federal law gives
you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your
creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit
sharing. [See below for more on your rights under state law.] What happens when
I limit sharing for an account I hold jointly with someone else? Your choices
will apply to everyone on your account.
Definitions Affiliates Companies related by common ownership or control. They
can be financial and nonfinancial companies.
- Our affiliates include companies with the Lendmark name. Nonaffiliates
Companies not related by common ownership or control. They can be financial and
nonfinancial companies.
- Lendmark does not share with nonaffiliates so they can market to you. Joint
marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
- Our joint marketing partners include financial institutions such as insurance
companies and financial product or service marketing companies.
Other Important Information You may have other privacy protections under some
state laws. We will comply with applicable state laws as to information about
you, including medical information.
*Accounts with California addresses will be treated as if you opted out of joint
marketing arrangements.
*Accounts with Vermont addresses will be treated as if you opted out of sharing
information among our affiliates and opted out of joint marketing arrangements.
FOR TEXAS LOAN CUSTOMERS ONLY
Texas Finance Code Notice - For questions or complaints about this loan, contact
Lendmark Financial Services, LLC at 1-866-413-8340 or P.O. Box 2969, Covington,
GA 30015. The lender is licensed and examined under Texas law by the Office of
Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question
cannot be resolved by contacting the lender, consumers can contact the OCCC to
file a complaint or ask a general credit related question. OCCC address: 2601 N.
Lamar Blvd., Austin, TX 78705. Phone: (800) 538-1579. Fax (512) 936-7610.
Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.
* Lendmark Companies providing this notice are: Lendmark Financial Services,
LLC, Lendmark Financial Services of West Virginia, Inc., Lendmark Mortgage and
Finance LLC.
Download the pdf version: Lendmark Privacy Notice (06/2021)
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NOTICE AND CONSENT AGREEMENT FOR ELECTRONIC SIGNATURE AND RECORD RETENTION
INTRODUCTION
If you choose to apply for a loan through Lendmark Financial Services, LLC or
any of its affiliates and subsidiaries (hereinafter collectively referred to as
“Lendmark,” “we,” or “us”) we will provide you with certain written disclosures,
applications, agreements, notices or information (“Required Documents”) related
to your loan transaction with us.
Pursuant to the federal E-SIGN Act and related state laws, Lendmark may, with
your consent, allow you to sign and deliver to you any Required Documents
electronically. Therefore, you should review the terms of this Consent Agreement
for Electronic Signature and Electronic Delivery of Documents (“Agreement”)
prior to giving your consent and retain a copy of this Agreement for your
records.
If you do not want us to send you Required Documents electronically or you do
not want to sign any Required Documents using electronic signature in connection
with your transaction with us, you should not agree to the terms of this
Agreement.
Your consent to this Agreement does not mean that Lendmark must provide all
Required Documents to you electronically. Lendmark may provide you with paper
copies of Required Documents as it deems appropriate.
Your consent to this Agreement will apply to the general use of electronic
signatures and electronic delivery of Required Documents to all of the
transactions you have with us following the date you enter into this Agreement
with us until such time that you withdraw consent, as provided herein.
SYSTEM REQUIREMENTS
To receive and retain the Required Documents we deliver to you electronically,
you must have access to the following equipment:
* A personal computer or mobile device with internet access and sufficient
storage capacity.
* A current version of a web browser such as the current major release of
Microsoft Internet Explorer, Mozilla Firefox, Google Chrome or Apple Safari.
* An active e-mail address.
* Software that is capable of opening PDF files such as Adobe Acrobat Reader.
You can download a free version of Adobe Acrobat Reader at
https://get.adobe.com/reader/.
* To retain a copy of the Required Documents we send to you electronically you
must have the ability to print, download and/or store PDF files.
We will notify you about any significant system requirement changes that may
materially impact your ability to access and/or retain any Required Information
that is delivered to you electronically.
RIGHT TO RECEIVE PRINTED COPIES OF REQUIRED DOCUMENTS AT NO ADDITIONAL COST
If you consent to electronic delivery of the Required Documents, you may also
request a paper copy of those Required Documents at no additional cost to you by
sending us an e-mail at eservicing@lendmarkfinancial.com.
RIGHT TO WITHDRAW YOUR CONSENT
You may withdraw your consent to this Agreement by sending us an e-mail stating
that you would like to withdraw from Lendmark’s Electronic Signature and Records
Program at eservicing@lendmarkfinancial.com. Contacting your servicing Lendmark
branch will not be sufficient. We will not charge you any fees for withdrawing
consent, however, you will no longer receive any future “Required Documents”
electronically. Your request to withdraw consent will become effective after we
have had a reasonable amount of time to process your request. Please note that
if you separately opt-in for electronic statements by registering for the
Lendmark Mobile App or Online Customer Portal and you subsequently wish to
receive paper statements, you must opt-out of electronic statements using the
opt-out feature within the Lendmark Mobile App or Online Customer Portal. Opting
out of electronic statements will not by itself constitute withdrawal of your
consent to receive Required Documents electronically.
UPDATING YOUR CONTACT INFORMATION
If you consent to electronic delivery of Required Documents, we will send that
information to you at the e-mail address you have provided to us. It is your
responsibility for keeping your e-mail address updated. Therefore, if you change
your e-mail address you must provide us with the new e-mail address by sending
us an e-mail at eservicing@lendmarkfinancial.com. Contacting your servicing
Lendmark branch will not be sufficient.
ELECTRONIC COMMUNICATIONS
If you agree, we may contact you by e-mail to process your application, service
your account, inform you about our financial products and services or other
business purposes.
CONSENT
By clicking on the “I agree” box, you agree to the terms of this Agreement and
consent to signing and receiving any Required Documents related to your
transaction with us electronically. You further agree and confirm that you have
access to the equipment and software outlined in the System Requirements listed
above. You also agree that your electronic signature, where required, will have
the same force and effect, and will bind you to all the terms and conditions
within the “Required Documents” in the same manner and to the same extent as a
handwritten signature.
Cancel Agree
GENERAL APPLICATION DISCLOSURES
This Application for Credit ("Application") is to Lendmark Financial Services,
LLC and its subsidiaries and affiliates (“Lendmark”). I have read this
Application and affirm that everything stated in it is true and correct in all
respects. In connection with your evaluation and verification of my application,
I acknowledge and agree that prior to obtaining a loan with Lendmark you may
obtain a Consumer Credit Report from a Credit Reporting Agency. In so doing, you
may use my social security number, my address, and other information I give you
to help assure that you access the correct information from the Credit Reporting
Agency.
Our initial application review process may use a “soft” credit inquiry to
determine whether a pre-qualified loan offer is available. The “soft” credit
inquiry is only visible to you and does not impact your credit score. If a
pre-qualified loan offer is available based on the initial application review
and you accept the offer or if we are unable to determine eligibility for a
pre-qualified loan offer using a “soft” credit inquiry and you wish to continue
with our full application process, we will obtain your credit report using a
“hard” inquiry. The “hard” inquiry is visible to you and others who may review
your credit and may impact your credit score.
In evaluating my application, you may contact my current or former employers,
landlords, creditors, or other businesses and individuals. I agree that you may
do so and I agree to sign a written authorization to do so, if you request.
I also consent to receiving phone calls and text messages in connection with
this application, and if approved, in connection with my loan account, including
phone calls made using an automatic telephone dialing system or an artificial or
prerecorded voice message, at any phone number(s) listed on this application or
any such phone numbers that I may provide in the future, from Lendmark and its
assigns, service providers and agents.
California Disclosure: Married persons may apply for separate accounts.
Ohio Disclosure: The Ohio laws against discrimination require that all creditors
make credit equally available to all creditworthy customers and that credit
reporting agencies maintain separate credit histories on each individual upon
request. The Ohio Civil Rights Commission administers compliance with this law.
Cancel Agree
CALIFORNIA CONSUMER PRIVACY ACT
CCPA/CPRA NOTICE AT COLLECTION
Last Updated: December 21, 2022
ACCESSIBILITY
A Spanish version of this California Notice at Collection is available at:
https://www.lendmarkfinancial.com/disclosures/cpra_nac
DATA CATEGORIES COLLECTED BY US
We currently collect the following categories of personal information listed in
the chart below:
Category of Personal Information Description Collected
(Yes/No) Identifiers Examples: A real name, alias, postal address, unique
personal identifier, online identifier, Internet Protocol address, email
address, Social Security number, or other similar identifiers.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We will retain and use this category of Personal Information for an appropriate
period of time as is necessary to fulfill the purposes for which it was
collected, to comply with our business requirements and legal obligations, to
provide our Services, and other purposes to the extent provided in this
California Privacy Policy. We take reasonable steps to delete this category of
Personal Information when (1) we have a legal obligation to do so; (2) we no
longer have a purpose or obligation for retaining the information; or (3) if you
ask us to delete the information unless there is an applicable exception to
deleting the information under California Privacy Laws.
Yes Personal information categories listed in the California Customer Records
statute (Cal. Civ. Code § 1798.80(e)) Examples: A name, signature, Social
Security number, address, telephone number, employment, employment history, bank
account number, debit card number, or any other financial information. Some
personal information included in this category may overlap with other
categories.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Protected classification characteristics under California or federal law
Examples: Age (40 years or older), gender, race, ethnicity or national origin,
or veteran or military status.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Commercial Information Examples: Records of personal property, products or
services purchased, obtained, or considered, or other purchasing or consuming
histories or tendencies.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Biometric Information Examples: Genetic, physiological, behavioral, and
biological characteristics, or activity patterns used to extract a template or
other identifier or identifying information, such as fingerprints, faceprints,
and voiceprints, iris or retina scans, keystroke, gait, or other physical
patterns, and sleep, health, or exercise data.
No Internet or other similar network activity Examples: Browsing history, search
history, information on a consumer's interaction with a website, application, or
advertisement.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Geolocation data Examples: Physical location or movements.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Sensory Data Examples: Audio, Electronic, visual, thermal, olfactory, or
similar information.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Professional or employment-related information Examples: Current or past job
history.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Non-public education information Examples: Education records directly
related to a student maintained by an educational institution or party acting on
its behalf, such as grades, transcripts, class lists, student schedules, student
identification codes, student financial information, or student disciplinary
records.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes Inferences Examples: Profile reflecting a person’s preferences,
characteristics, psychological trends, predispositions, behavior, attitudes,
intelligence, abilities, and aptitudes.
No Sensitive Personal Information Examples: (1) Social Security number, driver’s
license number, state identification number, passport number; (2) account
log-in, financial account, debit card, or credit card number in combination with
any required security or access code, password, or credentials allowing access
to an account; (3) precise geolocation information; (4) racial or ethnic origin,
religious, or philosophical believes, or union membership; (5) contents of mail,
email, and text messages unless the business is the intended recipient of the
communication; (6) genetic data; (7) biometric data for the purposes of uniquely
identifying a consumer; (8) health information; (9) sex life or sexual
orientation information.
**We only collect Sensitive Personal Information for legitimate business
purposes appropriate for the use and disclosure of Sensitive Personal
Information as defined in the California Privacy Laws, and not otherwise use it
to infer characteristics about you.
Sold or Shared? We do not sell or share this category of personal information.
Retention Period. We will retain and use this category of Personal Information
for an appropriate period of time as is necessary to fulfill the purposes for
which it was collected, to comply with our business requirements and legal
obligations, to provide our Services, and other purposes to the extent provided
in this California Privacy Policy. We take reasonable steps to delete this
category of Personal Information when (1) we have a legal obligation to do so;
(2) we no longer have a purpose or obligation for retaining the information; or
(3) if you ask us to delete the information unless there is an applicable
exception to deleting the information under California Privacy Laws.
We are required to maintain records of Consumer requests submitted under
California Privacy Laws, which may include this category of Personal
Information, and how we responded to such requests for at least twenty-four (24)
months. Such information related to Consumer requests is retained only for
recordkeeping purposes.
Yes
Business or Commercial Purposes: We use the categories of personal information
listed above provide our products and services to you, to operate, manage, and
maintain our business, and to accomplish the following business and commercial
purposes, including the following:
* To fulfill or meet the reason for which the information is provided;
* To provide you with information, products or services that you request from
us directly or indirectly;
* To provide you with information, products or services that you request from
us directly or indirectly;
* To carry out our obligations and enforce our rights arising from any
contracts entered into between you and us, including for billing and
collections;
* To provide customer service, maintain and servicing accounts, verifying
customer information, processing payments, providing financing, providing
analytic services, or providing similar services on behalf of the business;
* To improve our website and present its contents to you;
* To establish and maintain your user account with us;
* To authenticate you;
* For short-term, transient use including, but not limited to, non-personalized
advertising shown as part of a consumer’s current interaction with the
business, provided that the consumer’s personal information is not disclosed
to another third party and is not used to build a profile about the consumer
or otherwise alter the consumer’s experience outside the current interaction
with the business
* To detect fraud and prevent loss, or as necessary or appropriate to protect
the rights, property, or safety of us, our users and customers, or others;
* To audit related to counting ad impressions to unique visitors, verifying
positioning and quality of ad impressions, and auditing compliance with this
specification and other standards;
* To debug to identify and repair errors that impair existing intended
functionality;
* To allow you to contact us and facilitate your communication with us;
* To respond to your feedback, requests, questions, or inquiries;
* To provide offers to eligible users or customers;
* To provide advertising and marketing services, except for cross-context
behavioral advertising, to the consumer provided that, for the purpose of
advertising and marketing, a service provider or contractor shall not combine
the personal information of opted-out consumers that the service provider or
contractor receives from, or on behalf of, the business with personal
information that the service provider or contractor receives from, or on
behalf of, another person or persons or collects from its own interaction
with consumers.
* As described to you when collecting your personal information or as otherwise
set forth in the California Privacy Laws; and
* To evaluate or conduct a merger, divestiture, restructuring, reorganization,
dissolution, or other sale or transfer of some or all of our assets, whether
as a going concern or as part of bankruptcy, liquidation, or similar
proceeding, in which personal information held by us is among the assets
transferred.
Other Processing Activities: As permitted by applicable law, we may use all of
the personal information that we collect in order to:
* Comply with federal, state, or local laws;
* Comply with a civil, criminal, or regulatory inquiry, investigation,
subpoena, or summons by federal, state, or local authorities;
* Cooperate with law enforcement agencies concerning conduct or activity that
we, a service provider, or a third party reasonably and in good faith believe
may violated federal, state, or local law;
* Cooperate with a government agency request for emergency access to a
consumer’s personal information if a natural person is at risk or danger of
death or serious physical injury;
* Exercise or defend legal claims; and
* Collect, use, retain, sell, or disclose consumer information that is
deidentified or in the aggregate consumer information.
Additional Data Collection and Uses:
We will not collect categories of personal information other than those
discussed above and we will not use your personal information for any other
purposes that are incompatible with those disclosed above without providing you
notice as may be required under the California Privacy Laws.
Exclusions from Personal information: Personal information does not include:
* Publicly available information or lawfully obtained, truthful information
that is a matter of public concern;
* Personal information that is deidentified;
* Personal information that is aggregated;
* Information excluded from the scope of the CPRA including, but not limited
to:
* Personal information collected, processed, sold, or disclosed subject to
the Gramm-Leach-Bliley Act (GLBA). Therefore, for example, if you have
submitted an application for a loan with Lendmark or are a customer of
Lendmark, any information you provided in that application and in
connection with your Lendmark account is subject to the GLBA and the
information contained in the following federal privacy notice pertains to
you: GLBA Privacy Notice; or
* Personal information bearing on an activity involving the collection,
maintenance, disclosure, sale, communication, or use of such information by
an agency, furnisher, or user subject to regulation under the Fair Credit
Reporting Act (FCRA).
* Personal information collected, processed, sold, or disclosed subject to
the California Financial Information Privacy Act and implementing
regulations or the Driver’s Privacy Protection Act of 1994.
For our general privacy policy see our Terms of Use and Privacy Policy. For our
privacy policy for California residents see our CPRA Privacy Policy.
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