www.veteransunited.com Open in urlscan Pro
23.192.245.56  Public Scan

URL: https://www.veteransunited.com/reviews/?utm_source=email&utm_medium=signature
Submission: On April 25 via api from US — Scanned from DE

Form analysis 5 forms found in the DOM

GET /reviews/

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    <meta itemprop="name" content="Veterans United Home Loans">
    <div class="col-group-3col" itemprop="aggregateRating" itemscope="" itemtype="http://schema.org/AggregateRating">
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        <div class="col-inner">
          <p class="reviews-summary-score">
            <meta itemprop="reviewCount" content="383905">383,905
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          <p class="reviews-summary-label">Total Customer Reviews</p>
        </div>
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      <div class="col col-2">
        <div class="col-inner">
          <p class="reviews-summary-score">98.1%</p>
          <p class="reviews-summary-label">Would Recommend Veterans&nbsp;United<span class="reviews-summary-label-expanded"> to Friends and&nbsp;Family</span></p>
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      <div class="col col-3">
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          <p class="reviews-summary-score">
            <span itemprop="ratingValue">4.8</span>
            <small> out of</small>
            <span itemprop="bestRating">5</span>
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          <p class="reviews-summary-label">Average Satisfaction Rating</p>
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        <h2>Reviews Breakdown</h2>
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          <dt> 5 <span class="hidden">Stars: 78.329534650499%</span>
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            <input class="review-filter" type="radio" id="star-five" name="stars" value="5" data-pretty-name="5 stars" aria-controls="filter-results-banner">
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              <span class="bar-total">300,711</span>
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          <dt> 4 <span class="hidden">Stars: 17.129498183144%</span>
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          <dd>
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              <span class="bar-total">65,761</span>
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          <dt> 3 <span class="hidden">Stars: 2.7741238066709%</span>
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              <span class="bar-total">10,650</span>
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          <dt> 2 <span class="hidden">Stars: 0.91246532345242%</span>
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          <dd>
            <input class="review-filter" type="radio" id="star-two" name="stars" value="2" data-pretty-name="2 stars" aria-controls="filter-results-banner">
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              <span class="bar-total">3,503</span>
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          <dt> 1 <span class="hidden">Stars: 0.85437803623292%</span>
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              <span class="bar-total">3,280</span>
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    <p class="reviews-filter-button">
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          <legend>Filters by recency</legend>
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              <label for="review-range-all" class="radio-option-label">All Time <span class="total">383,905</span></label>
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              <label for="review-range-week" class="radio-option-label">7 Days <span class="total">284</span></label>
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              <label for="review-range-month" class="radio-option-label">30 Days <span class="total">2,054</span></label>
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          <legend>Filters by state</legend>
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                      <option value="AL">Alabama</option>
                      <option value="AK">Alaska</option>
                      <option value="AZ">Arizona</option>
                      <option value="AR">Arkansas</option>
                      <option value="CA">California</option>
                      <option value="CO">Colorado</option>
                      <option value="CT">Connecticut</option>
                      <option value="DE">Delaware</option>
                      <option value="DC">District of Columbia</option>
                      <option value="FL">Florida</option>
                      <option value="GA">Georgia</option>
                      <option value="HI">Hawaii</option>
                      <option value="ID">Idaho</option>
                      <option value="IL">Illinois</option>
                      <option value="IN">Indiana</option>
                      <option value="IA">Iowa</option>
                      <option value="KS">Kansas</option>
                      <option value="KY">Kentucky</option>
                      <option value="LA">Louisiana</option>
                      <option value="ME">Maine</option>
                      <option value="MD">Maryland</option>
                      <option value="MA">Massachusetts</option>
                      <option value="MI">Michigan</option>
                      <option value="MN">Minnesota</option>
                      <option value="MS">Mississippi</option>
                      <option value="MO">Missouri</option>
                      <option value="MT">Montana</option>
                      <option value="NE">Nebraska</option>
                      <option value="NV">Nevada</option>
                      <option value="NH">New Hampshire</option>
                      <option value="NJ">New Jersey</option>
                      <option value="NM">New Mexico</option>
                      <option value="NY">New York</option>
                      <option value="NC">North Carolina</option>
                      <option value="ND">North Dakota</option>
                      <option value="OH">Ohio</option>
                      <option value="OK">Oklahoma</option>
                      <option value="OR">Oregon</option>
                      <option value="PA">Pennsylvania</option>
                      <option value="RI">Rhode Island</option>
                      <option value="SC">South Carolina</option>
                      <option value="SD">South Dakota</option>
                      <option value="TN">Tennessee</option>
                      <option value="TX">Texas</option>
                      <option value="UT">Utah</option>
                      <option value="VT">Vermont</option>
                      <option value="VA">Virginia</option>
                      <option value="WA">Washington</option>
                      <option value="WV">West Virginia</option>
                      <option value="WI">Wisconsin</option>
                      <option value="WY">Wyoming</option>
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                    <div class="styled-select-inner">All States</div>
                    <div class="styled-select-glyph"></div>
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        <fieldset>
          <legend>Filters by branch of service</legend>
          <ul id="branch" class="military-branch">
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              <dl>
                <dt>
                  <label for="military_branch">Select branch of service:</label>
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                  <div class="styled-select review-filter styled-select-loaded"><select class="styled-select review-filter" name="military_branch" id="military_branch" aria-controls="filter-results-banner">
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                      <option value="Army">Army</option>
                      <option value="Marine">Marine Corps</option>
                      <option value="Navy">Navy</option>
                      <option value="Air">Air Force</option>
                      <option value="Coast">Coast Guard</option>
                      <option value="National">National Guard</option>
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                    <div class="styled-select-inner">All Military Branches</div>
                    <div class="styled-select-glyph"></div>
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        <fieldset>
          <legend>Filters by type of loan</legend>
          <ul class="loan-type">
            <li class="checkbox-option">
              <input class="review-filter" type="checkbox" id="purchase" name="purpose[]" value="P" aria-controls="filter-results-banner" data-pretty-name="Home Purchase">
              <label for="purchase">Home Purchase <span class="total">325,313</span></label>
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            <li class="checkbox-option">
              <input class="review-filter" type="checkbox" id="refinance" name="purpose[]" value="R" aria-controls="filter-results-banner" data-pretty-name="Refinance Loan">
              <label for="refinance">Refinance Loan <span class="total">57,859</span></label>
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          <li id="field_reviewsSidebarCTA_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="reviewsSidebarCTA_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="reviewsSidebarCTA_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
              id="reviewsSidebarCTA_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
              id="reviewsSidebarCTA_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="reviewsSidebarCTA_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="reviewsSidebarCTA_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="reviewsSidebarCTA_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="reviewsSidebarCTA_microsoftadsnetworktype"
              class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_reviewsSidebarCTA_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="reviewsSidebarCTA_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="reviewsSidebarCTA_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_vu_intrasessionexperiment" class="fmcty-field fmcty-field-hidden-input field-vu_intrasessionexperiment"><input type="hidden" name="vu_intrasessionexperiment" value=""
              id="reviewsSidebarCTA_vu_intrasessionexperiment" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1"
              id="reviewsSidebarCTA_mrc_agreestohomeservices" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="reviewsSidebarCTA_twilio_version" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="reviewsSidebarCTA_lead_intent" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_reviewsSidebarCTA_start_header" class="fmcty-field fmcty-field-html field-start_header">
            <dl role="presentation">
              <dd><span name="start_header" id="reviewsSidebarCTA_start_header">
                  <h1 class="h-charlie form-header">Ready to start a VA Loan?</h1>
                  <p class="form-subheader"></p>
                </span></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_living_situation_label" for="reviewsSidebarCTA_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="reviewsSidebarCTA_living_situation_0" required=""><label for="reviewsSidebarCTA_living_situation_0"
                      class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="reviewsSidebarCTA_living_situation_1" required=""><label for="reviewsSidebarCTA_living_situation_1"
                      class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="reviewsSidebarCTA_living_situation_2" required=""><label for="reviewsSidebarCTA_living_situation_2"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="loan-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_purpose_label" for="reviewsSidebarCTA_purpose" tabindex="-1">Are you buying a home or refinancing?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_purpose_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="P" id="reviewsSidebarCTA_purpose_0" required=""><label for="reviewsSidebarCTA_purpose_0"
                      class="fmcty-radio-option-label"><span>Buy</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="R" id="reviewsSidebarCTA_purpose_1" required=""><label for="reviewsSidebarCTA_purpose_1"
                      class="fmcty-radio-option-label"><span>Refinance</span> my home</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_refi_reason_label" for="reviewsSidebarCTA_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="reviewsSidebarCTA_refi_reason_label">
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="reviewsSidebarCTA_refi_reason_0" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="reviewsSidebarCTA_refi_reason_1" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="reviewsSidebarCTA_refi_reason_2" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="reviewsSidebarCTA_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="reviewsSidebarCTA_refi_reason_4" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="reviewsSidebarCTA_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_first_time_label" for="reviewsSidebarCTA_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="reviewsSidebarCTA_first_time_0" required="" disabled=""><label for="reviewsSidebarCTA_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="reviewsSidebarCTA_first_time_1" required="" disabled=""><label for="reviewsSidebarCTA_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_value_label" for="reviewsSidebarCTA_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="reviewsSidebarCTA_property_value_0" required="" disabled=""><label for="reviewsSidebarCTA_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="reviewsSidebarCTA_property_value_1" required="" disabled=""><label for="reviewsSidebarCTA_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="reviewsSidebarCTA_property_value_2" required="" disabled=""><label for="reviewsSidebarCTA_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="reviewsSidebarCTA_property_value_3" required="" disabled=""><label for="reviewsSidebarCTA_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="reviewsSidebarCTA_property_value_4" required="" disabled=""><label for="reviewsSidebarCTA_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="reviewsSidebarCTA_property_value_5" required="" disabled=""><label for="reviewsSidebarCTA_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="reviewsSidebarCTA_property_value_6" required="" disabled=""><label for="reviewsSidebarCTA_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="reviewsSidebarCTA_property_value_7" required="" disabled=""><label for="reviewsSidebarCTA_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="reviewsSidebarCTA_property_value_8" required="" disabled=""><label for="reviewsSidebarCTA_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="reviewsSidebarCTA_property_value_9" required="" disabled=""><label for="reviewsSidebarCTA_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="reviewsSidebarCTA_property_value_10" required="" disabled=""><label for="reviewsSidebarCTA_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="reviewsSidebarCTA_property_value_11" required="" disabled=""><label for="reviewsSidebarCTA_property_value_11"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_home_value_label" for="reviewsSidebarCTA_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="reviewsSidebarCTA_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_type_label" for="reviewsSidebarCTA_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="reviewsSidebarCTA_property_type_0" required=""><label for="reviewsSidebarCTA_property_type_0"
                      class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="reviewsSidebarCTA_property_type_1" required=""><label for="reviewsSidebarCTA_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="reviewsSidebarCTA_property_type_2" required=""><label for="reviewsSidebarCTA_property_type_2"
                      class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="reviewsSidebarCTA_property_type_3" required=""><label for="reviewsSidebarCTA_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="reviewsSidebarCTA_property_type_4" required=""><label for="reviewsSidebarCTA_property_type_4"
                      class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="reviewsSidebarCTA_property_type_5" required=""><label for="reviewsSidebarCTA_property_type_5"
                      class="fmcty-radio-option-label">New Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="reviewsSidebarCTA_property_type_6" required="" disabled=""><label
                      for="reviewsSidebarCTA_property_type_6" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_manufactured_own_label" for="reviewsSidebarCTA_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender
                  will use this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="reviewsSidebarCTA_manufactured_own_0" required="" disabled=""><label for="reviewsSidebarCTA_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="reviewsSidebarCTA_manufactured_own_1" required="" disabled=""><label for="reviewsSidebarCTA_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_use_label" for="reviewsSidebarCTA_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="reviewsSidebarCTA_property_use_0" required=""><label for="reviewsSidebarCTA_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="reviewsSidebarCTA_property_use_1" required=""><label for="reviewsSidebarCTA_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="reviewsSidebarCTA_property_use_2" required=""><label for="reviewsSidebarCTA_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="reviewsSidebarCTA_property_use_3" required=""><label for="reviewsSidebarCTA_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="where-in-process">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_vu_whereprocess_label" for="reviewsSidebarCTA_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_vu_whereprocess_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="reviewsSidebarCTA_vu_whereprocess_0" required=""><label for="reviewsSidebarCTA_vu_whereprocess_0"
                      class="fmcty-radio-option-label">Daydreaming</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="reviewsSidebarCTA_vu_whereprocess_1" required=""><label for="reviewsSidebarCTA_vu_whereprocess_1"
                      class="fmcty-radio-option-label">Looking Around</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="reviewsSidebarCTA_vu_whereprocess_2" required=""><label for="reviewsSidebarCTA_vu_whereprocess_2"
                      class="fmcty-radio-option-label">Getting Serious</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="reviewsSidebarCTA_vu_whereprocess_3" required=""><label for="reviewsSidebarCTA_vu_whereprocess_3"
                      class="fmcty-radio-option-label">Ready to Buy</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_when_loan_label" for="reviewsSidebarCTA_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="reviewsSidebarCTA_when_loan_0" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_0"
                      class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="reviewsSidebarCTA_when_loan_1" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_1"
                      class="fmcty-radio-option-label">Within a Month</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="reviewsSidebarCTA_when_loan_2" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_2"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="reviewsSidebarCTA_when_loan_3" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_3"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="reviewsSidebarCTA_when_loan_4" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_4"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="reviewsSidebarCTA_when_loan_5" required="" disabled=""><label for="reviewsSidebarCTA_when_loan_5"
                      class="fmcty-radio-option-label">Not Sure</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_preventing_loan_label" for="reviewsSidebarCTA_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="reviewsSidebarCTA_preventing_loan_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_0" class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="reviewsSidebarCTA_preventing_loan_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_1" class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="reviewsSidebarCTA_preventing_loan_2" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_2" class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="reviewsSidebarCTA_preventing_loan_3" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_3" class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="reviewsSidebarCTA_preventing_loan_4" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="reviewsSidebarCTA_preventing_loan_5" required="" disabled=""><label
                      for="reviewsSidebarCTA_preventing_loan_5" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_sell_before_purchase_label" for="reviewsSidebarCTA_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="reviewsSidebarCTA_sell_before_purchase_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="reviewsSidebarCTA_sell_before_purchase_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_current_loan_type_label" for="reviewsSidebarCTA_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="reviewsSidebarCTA_current_loan_type_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_current_loan_type_0" class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="reviewsSidebarCTA_current_loan_type_1" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="reviewsSidebarCTA_current_loan_type_2" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="reviewsSidebarCTA_current_loan_type_3" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="reviewsSidebarCTA_current_loan_type_4" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="reviewsSidebarCTA_current_loan_type_5" required="" disabled=""><label for="reviewsSidebarCTA_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_balance_label" for="reviewsSidebarCTA_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="reviewsSidebarCTA_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_current_rate_label" for="reviewsSidebarCTA_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="reviewsSidebarCTA_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="reviewsSidebarCTA_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_cash_out_amount_label" for="reviewsSidebarCTA_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may
                  be able to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="reviewsSidebarCTA_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_credit_rating_label" for="reviewsSidebarCTA_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is
                  top secret. We keep all private data under lock and key.</span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="reviewsSidebarCTA_credit_rating_0" required=""><label for="reviewsSidebarCTA_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="reviewsSidebarCTA_credit_rating_1" required=""><label for="reviewsSidebarCTA_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="reviewsSidebarCTA_credit_rating_2" required=""><label for="reviewsSidebarCTA_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (620-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="reviewsSidebarCTA_credit_rating_3" required=""><label for="reviewsSidebarCTA_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (600-619)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="reviewsSidebarCTA_credit_rating_4" required=""><label for="reviewsSidebarCTA_credit_rating_4"
                      class="fmcty-radio-option-label">Poor (Below 600)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="reviewsSidebarCTA_credit_rating_5" required=""><label for="reviewsSidebarCTA_credit_rating_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_occupational_status_label" for="reviewsSidebarCTA_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="reviewsSidebarCTA_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="reviewsSidebarCTA_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="reviewsSidebarCTA_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="reviewsSidebarCTA_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="reviewsSidebarCTA_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_gross_income_label" for="reviewsSidebarCTA_gross_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="reviewsSidebarCTA_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_0" class="fmcty-radio-option-label">Greater than
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="reviewsSidebarCTA_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_1" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="reviewsSidebarCTA_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_2" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="reviewsSidebarCTA_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="reviewsSidebarCTA_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="reviewsSidebarCTA_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="reviewsSidebarCTA_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="reviewsSidebarCTA_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_bankruptcy_label" for="reviewsSidebarCTA_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="reviewsSidebarCTA_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="reviewsSidebarCTA_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="reviewsSidebarCTA_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="reviewsSidebarCTA_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_military_branch_label" for="reviewsSidebarCTA_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_military_branch_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="reviewsSidebarCTA_military_branch_0" required=""><label for="reviewsSidebarCTA_military_branch_0"
                      class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="reviewsSidebarCTA_military_branch_1" required=""><label for="reviewsSidebarCTA_military_branch_1"
                      class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="reviewsSidebarCTA_military_branch_2" required=""><label for="reviewsSidebarCTA_military_branch_2"
                      class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="reviewsSidebarCTA_military_branch_3" required=""><label for="reviewsSidebarCTA_military_branch_3"
                      class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="reviewsSidebarCTA_military_branch_4" required=""><label for="reviewsSidebarCTA_military_branch_4"
                      class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="reviewsSidebarCTA_military_branch_5" required=""><label for="reviewsSidebarCTA_military_branch_5"
                      class="fmcty-radio-option-label">Space Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="reviewsSidebarCTA_military_branch_6" required=""><label for="reviewsSidebarCTA_military_branch_6"
                      class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="reviewsSidebarCTA_military_branch_7" required=""><label for="reviewsSidebarCTA_military_branch_7"
                      class="fmcty-radio-option-label">Other VA Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="reviewsSidebarCTA_military_branch_8" required=""><label for="reviewsSidebarCTA_military_branch_8"
                      class="fmcty-radio-option-label">No Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_military_status_label" for="reviewsSidebarCTA_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="reviewsSidebarCTA_military_status_0" required=""><label for="reviewsSidebarCTA_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="reviewsSidebarCTA_military_status_1" required=""><label for="reviewsSidebarCTA_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_pcs_label" for="reviewsSidebarCTA_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="reviewsSidebarCTA_pcs_0" required="" disabled=""><label for="reviewsSidebarCTA_pcs_0"
                      class="fmcty-radio-option-label">No, this is not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="reviewsSidebarCTA_pcs_1" required="" disabled=""><label for="reviewsSidebarCTA_pcs_1"
                      class="fmcty-radio-option-label">Yes, this is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_civilian_property_state_select_label" for="reviewsSidebarCTA_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="reviewsSidebarCTA_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_three_percent_down_label" for="reviewsSidebarCTA_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="reviewsSidebarCTA_three_percent_down_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_three_percent_down_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="reviewsSidebarCTA_three_percent_down_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_three_percent_down_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_down_payment_label" for="reviewsSidebarCTA_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="reviewsSidebarCTA_down_payment_0" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_0"
                      class="fmcty-radio-option-label">0%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="reviewsSidebarCTA_down_payment_1" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="reviewsSidebarCTA_down_payment_2" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_2"
                      class="fmcty-radio-option-label">5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="reviewsSidebarCTA_down_payment_3" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="reviewsSidebarCTA_down_payment_4" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="reviewsSidebarCTA_down_payment_5" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="reviewsSidebarCTA_down_payment_6" required="" disabled=""><label for="reviewsSidebarCTA_down_payment_6"
                      class="fmcty-radio-option-label">More than 20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="reviewsSidebarCTA_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                    </path>
                    <path id="neighborsBankHouse" fill="#73c271"
                      d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
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                <p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
                  United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
                <a href="https://www.neighborsbank.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice_nb" value="1" id="reviewsSidebarCTA_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_search_label" for="reviewsSidebarCTA_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span>
              </dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="reviewsSidebarCTA_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="reviewsSidebarCTA_init_prop_search_instr" aria-owns="reviewsSidebarCTA_prop_search_results_box" aria-expanded="false"
                    aria-autocomplete="both" readonly=""></div>
              </dd>
            </dl>
            <div id="reviewsSidebarCTA_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="reviewsSidebarCTA_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="reviewsSidebarCTA_prop_search_results_box"></div>
          </li>
          <li id="field_reviewsSidebarCTA_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="reviewsSidebarCTA_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_reviewsSidebarCTA_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="reviewsSidebarCTA_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_reviewsSidebarCTA_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="reviewsSidebarCTA_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=reviewsSidebarCTA&amp;referring_website=https://www.veteransunited.com/reviews/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="reviewsSidebarCTA_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_property_state_select_label" for="reviewsSidebarCTA_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="reviewsSidebarCTA_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_tx_cashout_message_label" for="reviewsSidebarCTA_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
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                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
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                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
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          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
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            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_zip_label" for="reviewsSidebarCTA_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="reviewsSidebarCTA_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5"
                  pattern="[0-9]*" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_time_at_current_address_label" for="reviewsSidebarCTA_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="reviewsSidebarCTA_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="reviewsSidebarCTA_time_at_current_address_0" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="reviewsSidebarCTA_time_at_current_address_1" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="reviewsSidebarCTA_time_at_current_address_2" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="reviewsSidebarCTA_time_at_current_address_3" required=""><label
                      for="reviewsSidebarCTA_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_phone_full_label" for="reviewsSidebarCTA_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard your
                  number like it’s our own.</span></dt>
              <dd><input type="tel" name="phone_full" value="" id="reviewsSidebarCTA_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li id="field_reviewsSidebarCTA_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="reviewsSidebarCTA_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_twilio_phone_label" for="reviewsSidebarCTA_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="reviewsSidebarCTA_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="reviewsSidebarCTA_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_reviewsSidebarCTA_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="reviewsSidebarCTA_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_phone_verify_code_label" for="reviewsSidebarCTA_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was
                  sent to you.</span></dt>
              <dd><input type="text" name="phone_verify_code" value="" id="reviewsSidebarCTA_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
                  autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="phone_resend_label" id="reviewsSidebarCTA_phone_resend_label"><span>Didn't get a code?</span></span></dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="reviewsSidebarCTA_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_phone_resend_text_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="reviewsSidebarCTA_phone_resend_text_0" disabled=""><label for="reviewsSidebarCTA_phone_resend_text_0"
                      class="fmcty-radio-option-label">Resend code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li id="field_reviewsSidebarCTA_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="reviewsSidebarCTA_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_phone_resend_call_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="reviewsSidebarCTA_phone_resend_call_0" disabled=""><label for="reviewsSidebarCTA_phone_resend_call_0"
                      class="fmcty-radio-option-label">Call me with a code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_reviewsSidebarCTA_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="reviewsSidebarCTA_disability_rating_label" for="reviewsSidebarCTA_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
                <ol id="reviewsSidebarCTA_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="reviewsSidebarCTA_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="reviewsSidebarCTA_disability_rating_0" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="reviewsSidebarCTA_disability_rating_1" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_1" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="reviewsSidebarCTA_disability_rating_2" required="" disabled=""><label
                      for="reviewsSidebarCTA_disability_rating_2" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_1" value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_1"
    value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_1"
    value="https://ping.trustedform.com/0.g3syq5OaA8AyDsHCy0v5Jyd1VnJurcmZEuYn9C0AHfPvCtWwGykMVxsK1KwD3VQ4KqCUPRv7.DAspFvOPlXjqgYhyGEUFPA.U6z_NzS2Goew_wZPHdd_zA">
</form>

GET /search/

<form role="search" class="search-form" method="get" action="/search/">
  <label class="search-label" for="q"> Search </label>
  <div class="search-input">
    <input type="search" name="q" id="q" class="st-search-input " placeholder="Search..." value="">
  </div>
  <div class="search-button">
    <button type="submit"><span><i></i><span>Search</span></span></button>
  </div>
  <input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_2" value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_2"
    value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_2"
    value="https://ping.trustedform.com/0.g3syq5OaA8AyDsHCy0v5Jyd1VnJurcmZEuYn9C0AHfPvCtWwGykMVxsK1KwD3VQ4KqCUPRv7.DAspFvOPlXjqgYhyGEUFPA.U6z_NzS2Goew_wZPHdd_zA">
</form>

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="current-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="vuw" id="pkbFull_form_src" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_curi" class="fmcty-field fmcty-field-hidden-input field-curi"><input type="hidden" name="curi" value="https://www.veteransunited.com/reviews/?utm_source=email&amp;utm_medium=signature" id="pkbFull_form_curi"
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          <li id="field_pkbFull_form_wuri" class="fmcty-field fmcty-field-hidden-input field-wuri"><input type="hidden" name="wuri" value="https://www.veteransunited.com/reviews/?utm_source=email&amp;utm_medium=signature" id="pkbFull_form_wuri"
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          <li id="field_pkbFull_form_mktast" class="fmcty-field fmcty-field-hidden-input field-mktast"><input type="hidden" name="mktast" value="" id="pkbFull_form_mktast" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="main" id="pkbFull_form_adg" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="" id="pkbFull_form_cmp" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_desc" class="fmcty-field fmcty-field-hidden-input field-desc"><input type="hidden" name="desc" value="" id="pkbFull_form_desc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_gclid" class="fmcty-field fmcty-field-hidden-input field-gclid"><input type="hidden" name="gclid" value="" id="pkbFull_form_gclid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_dclid" class="fmcty-field fmcty-field-hidden-input field-dclid"><input type="hidden" name="dclid" value="" id="pkbFull_form_dclid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_dnt_flag" class="fmcty-field fmcty-field-hidden-input field-dnt_flag"><input type="hidden" name="dnt_flag" value="0" id="pkbFull_form_dnt_flag" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_fbclid" class="fmcty-field fmcty-field-hidden-input field-fbclid"><input type="hidden" name="fbclid" value="" id="pkbFull_form_fbclid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="pkbFull_form_msclkid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="email" id="pkbFull_form_utm_source" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="signature" id="pkbFull_form_utm_medium" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="pkbFull_form_utm_campaign" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="pkbFull_form_utm_term" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="pkbFull_form_utm_content" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_val_exp" class="fmcty-field fmcty-field-hidden-input field-val_exp"><input type="hidden" name="val_exp" value="" id="pkbFull_form_val_exp" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_val_cmp" class="fmcty-field fmcty-field-hidden-input field-val_cmp"><input type="hidden" name="val_cmp" value="1" id="pkbFull_form_val_cmp" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_val_lead" class="fmcty-field fmcty-field-hidden-input field-val_lead"><input type="hidden" name="val_lead" value="1" id="pkbFull_form_val_lead" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="" id="pkbFull_form_fbp" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="pkbFull_form_host_name" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="pkbFull_form" id="pkbFull_form_form_id" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
          </li>
          <li id="field_pkbFull_form_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="35.97" id="pkbFull_form_frn" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_ap_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="79fa1ca061567f75e3463b8986b8c9248ca285e7" id="pkbFull_form_ap_token" class="fmcty-input-hidden">
          </li>
          <li id="field_pkbFull_form_opq_guid" class="fmcty-field fmcty-field-hidden-input field-opq_guid"><input type="hidden" name="opq_guid" value="7c1da304-c992-403c-bef0-fd1190e05d1f" id="pkbFull_form_opq_guid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="pkbFull_form_opq_worthy" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="pkbFull_form_opq_version" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="pkbFull_form_opq_treatment" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="pkbFull_form_lead_partner_lead_id"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="pkbFull_form_adid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="pkbFull_wzd" id="pkbFull_form_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="pkbFull_form_ss_test_variation" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="pkbFull_form_ss_opq_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="pkbFull_form_json" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="2085303855.1714083080" id="pkbFull_form_google_client_id"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1714083080" id="pkbFull_form_start_time" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="pkbFull_form_refi_ltv" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="pkbFull_form_refi_total_loan_amount"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1"
              id="pkbFull_form_vu_agreestovuprivacypolicy" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
              id="pkbFull_form_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="pkbFull_form_vu_consentstovutcpa"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="pkbFull_form_vu_agreestovuautodial"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="pkbFull_form_vu_agreestovutexting"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="pkbFull_form_vu_agreestosmsterms"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="pkbFull_form_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="pkbFull_form_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
              id="pkbFull_form_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
              id="pkbFull_form_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="pkbFull_form_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="pkbFull_form_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="pkbFull_form_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value="" id="pkbFull_form_microsoftadsnetworktype"
              class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="pkbFull_form_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="pkbFull_form_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_vu_intrasessionexperiment" class="fmcty-field fmcty-field-hidden-input field-vu_intrasessionexperiment"><input type="hidden" name="vu_intrasessionexperiment" value="" id="pkbFull_form_vu_intrasessionexperiment"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1" id="pkbFull_form_mrc_agreestohomeservices"
              class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="pkbFull_form_twilio_version" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="pkbFull_form_lead_intent" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_pkbFull_form_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_living_situation_label" for="pkbFull_form_living_situation" tabindex="-1"><span class="fmcty-label-line-1">$0 Down VA Home Loans:</span> <span class="fmcty-label-line-2">What best
                    describes your living situation?</span></label></dt>
              <dd>
                <ol id="pkbFull_form_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="pkbFull_form_living_situation_0" required=""><label for="pkbFull_form_living_situation_0"
                      class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="pkbFull_form_living_situation_1" required=""><label for="pkbFull_form_living_situation_1"
                      class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="pkbFull_form_living_situation_2" required=""><label for="pkbFull_form_living_situation_2"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="loan-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_purpose" class="fmcty-field fmcty-field-radio field-purpose fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_purpose_label" for="pkbFull_form_purpose" tabindex="-1">Are you buying a home or refinancing?</label></dt>
              <dd>
                <ol id="pkbFull_form_purpose" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_purpose_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="P" id="pkbFull_form_purpose_0" required=""><label for="pkbFull_form_purpose_0"
                      class="fmcty-radio-option-label"><span>Buy</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="purpose" value="R" id="pkbFull_form_purpose_1" required=""><label for="pkbFull_form_purpose_1"
                      class="fmcty-radio-option-label"><span>Refinance</span> my home</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_refi_reason_label" for="pkbFull_form_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="pkbFull_form_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="pkbFull_form_refi_reason_label">
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="pkbFull_form_refi_reason_0" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="pkbFull_form_refi_reason_1" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="pkbFull_form_refi_reason_2" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="pkbFull_form_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="pkbFull_form_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="pkbFull_form_refi_reason_4" data-fmcty-validation-message="Please make a selection." required="" disabled=""><label
                      for="pkbFull_form_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_first_time_label" for="pkbFull_form_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="pkbFull_form_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="pkbFull_form_first_time_0" required="" disabled=""><label for="pkbFull_form_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="pkbFull_form_first_time_1" required="" disabled=""><label for="pkbFull_form_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_value" class="fmcty-field fmcty-field-radio field-property_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_value_label" for="pkbFull_form_property_value" tabindex="-1">What is your price range?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd>
                <ol id="pkbFull_form_property_value" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_value_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700001" id="pkbFull_form_property_value_0" required="" disabled=""><label for="pkbFull_form_property_value_0"
                      class="fmcty-radio-option-label">$700K or more</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="700000" id="pkbFull_form_property_value_1" required="" disabled=""><label for="pkbFull_form_property_value_1"
                      class="fmcty-radio-option-label">$600K - $700K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="600000" id="pkbFull_form_property_value_2" required="" disabled=""><label for="pkbFull_form_property_value_2"
                      class="fmcty-radio-option-label">$500K - $600K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="500000" id="pkbFull_form_property_value_3" required="" disabled=""><label for="pkbFull_form_property_value_3"
                      class="fmcty-radio-option-label">$400K - $500K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="400000" id="pkbFull_form_property_value_4" required="" disabled=""><label for="pkbFull_form_property_value_4"
                      class="fmcty-radio-option-label">$350K - $400K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="350000" id="pkbFull_form_property_value_5" required="" disabled=""><label for="pkbFull_form_property_value_5"
                      class="fmcty-radio-option-label">$300K - $350K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="300000" id="pkbFull_form_property_value_6" required="" disabled=""><label for="pkbFull_form_property_value_6"
                      class="fmcty-radio-option-label">$250K - $300K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="250000" id="pkbFull_form_property_value_7" required="" disabled=""><label for="pkbFull_form_property_value_7"
                      class="fmcty-radio-option-label">$200K - $250K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="200000" id="pkbFull_form_property_value_8" required="" disabled=""><label for="pkbFull_form_property_value_8"
                      class="fmcty-radio-option-label">$150K - $200K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150000" id="pkbFull_form_property_value_9" required="" disabled=""><label for="pkbFull_form_property_value_9"
                      class="fmcty-radio-option-label">$100K - $150K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="90000" id="pkbFull_form_property_value_10" required="" disabled=""><label for="pkbFull_form_property_value_10"
                      class="fmcty-radio-option-label">under $100K</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_value" value="150001" id="pkbFull_form_property_value_11" required="" disabled=""><label for="pkbFull_form_property_value_11"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="home-value">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_home_value" class="fmcty-field fmcty-field-currency field-home_value fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_home_value_label" for="pkbFull_form_home_value" tabindex="-1">What is the value of your home?</label> <span class="fmcty-field-description">(An estimate is fine)</span></dt>
              <dd><input type="text" name="home_value" value="" id="pkbFull_form_home_value" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_type_label" for="pkbFull_form_property_type" tabindex="-1">What type of property is your home?</label></dt>
              <dd>
                <ol id="pkbFull_form_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="pkbFull_form_property_type_0" required=""><label for="pkbFull_form_property_type_0"
                      class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="pkbFull_form_property_type_1" required=""><label for="pkbFull_form_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="pkbFull_form_property_type_2" required=""><label for="pkbFull_form_property_type_2"
                      class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="pkbFull_form_property_type_3" required=""><label for="pkbFull_form_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="pkbFull_form_property_type_4" required=""><label for="pkbFull_form_property_type_4"
                      class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="pkbFull_form_property_type_5" required=""><label for="pkbFull_form_property_type_5"
                      class="fmcty-radio-option-label">New Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="pkbFull_form_property_type_6" required="" disabled=""><label
                      for="pkbFull_form_property_type_6" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_manufactured_own_label" for="pkbFull_form_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your lender will use
                  this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="pkbFull_form_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="pkbFull_form_manufactured_own_0" required="" disabled=""><label for="pkbFull_form_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="pkbFull_form_manufactured_own_1" required="" disabled=""><label for="pkbFull_form_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_use_label" for="pkbFull_form_property_use" tabindex="-1">How are you using this home?</label></dt>
              <dd>
                <ol id="pkbFull_form_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="pkbFull_form_property_use_0" required=""><label for="pkbFull_form_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="pkbFull_form_property_use_1" required=""><label for="pkbFull_form_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="pkbFull_form_property_use_2" required=""><label for="pkbFull_form_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="pkbFull_form_property_use_3" required=""><label for="pkbFull_form_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="where-in-process">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_vu_whereprocess_label" for="pkbFull_form_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
              <dd>
                <ol id="pkbFull_form_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_vu_whereprocess_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="pkbFull_form_vu_whereprocess_0" required=""><label for="pkbFull_form_vu_whereprocess_0"
                      class="fmcty-radio-option-label">Daydreaming</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="pkbFull_form_vu_whereprocess_1" required=""><label for="pkbFull_form_vu_whereprocess_1"
                      class="fmcty-radio-option-label">Looking Around</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="pkbFull_form_vu_whereprocess_2" required=""><label for="pkbFull_form_vu_whereprocess_2"
                      class="fmcty-radio-option-label">Getting Serious</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="pkbFull_form_vu_whereprocess_3" required=""><label for="pkbFull_form_vu_whereprocess_3"
                      class="fmcty-radio-option-label">Ready to Buy</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_when_loan_label" for="pkbFull_form_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
              <dd>
                <ol id="pkbFull_form_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="pkbFull_form_when_loan_0" required="" disabled=""><label for="pkbFull_form_when_loan_0"
                      class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="pkbFull_form_when_loan_1" required="" disabled=""><label for="pkbFull_form_when_loan_1"
                      class="fmcty-radio-option-label">Within a Month</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="pkbFull_form_when_loan_2" required="" disabled=""><label for="pkbFull_form_when_loan_2"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="pkbFull_form_when_loan_3" required="" disabled=""><label for="pkbFull_form_when_loan_3"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="pkbFull_form_when_loan_4" required="" disabled=""><label for="pkbFull_form_when_loan_4"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="pkbFull_form_when_loan_5" required="" disabled=""><label for="pkbFull_form_when_loan_5"
                      class="fmcty-radio-option-label">Not Sure</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_preventing_loan_label" for="pkbFull_form_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="pkbFull_form_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="pkbFull_form_preventing_loan_0" required="" disabled=""><label for="pkbFull_form_preventing_loan_0"
                      class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="pkbFull_form_preventing_loan_1" required="" disabled=""><label for="pkbFull_form_preventing_loan_1"
                      class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="pkbFull_form_preventing_loan_2" required="" disabled=""><label for="pkbFull_form_preventing_loan_2"
                      class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="pkbFull_form_preventing_loan_3" required="" disabled=""><label for="pkbFull_form_preventing_loan_3"
                      class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="pkbFull_form_preventing_loan_4" required="" disabled=""><label
                      for="pkbFull_form_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="pkbFull_form_preventing_loan_5" required="" disabled=""><label for="pkbFull_form_preventing_loan_5"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_sell_before_purchase_label" for="pkbFull_form_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
              <dd>
                <ol id="pkbFull_form_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="pkbFull_form_sell_before_purchase_0" required="" disabled=""><label
                      for="pkbFull_form_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="pkbFull_form_sell_before_purchase_1" required="" disabled=""><label
                      for="pkbFull_form_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_current_loan_type_label" for="pkbFull_form_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="pkbFull_form_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="pkbFull_form_current_loan_type_0" required="" disabled=""><label for="pkbFull_form_current_loan_type_0"
                      class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="pkbFull_form_current_loan_type_1" required="" disabled=""><label for="pkbFull_form_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="pkbFull_form_current_loan_type_2" required="" disabled=""><label for="pkbFull_form_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="pkbFull_form_current_loan_type_3" required="" disabled=""><label for="pkbFull_form_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="pkbFull_form_current_loan_type_4" required="" disabled=""><label for="pkbFull_form_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="pkbFull_form_current_loan_type_5" required="" disabled=""><label for="pkbFull_form_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_balance_label" for="pkbFull_form_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="pkbFull_form_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_current_rate_label" for="pkbFull_form_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="pkbFull_form_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="pkbFull_form_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_cash_out_amount_label" for="pkbFull_form_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You may be able
                  to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="pkbFull_form_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_credit_rating_label" for="pkbFull_form_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is top secret.
                  We keep all private data under lock and key.</span></dt>
              <dd>
                <ol id="pkbFull_form_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="pkbFull_form_credit_rating_0" required=""><label for="pkbFull_form_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="pkbFull_form_credit_rating_1" required=""><label for="pkbFull_form_credit_rating_1" class="fmcty-radio-option-label">Good
                      (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="pkbFull_form_credit_rating_2" required=""><label for="pkbFull_form_credit_rating_2" class="fmcty-radio-option-label">Fair
                      (620-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="pkbFull_form_credit_rating_3" required=""><label for="pkbFull_form_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (600-619)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="pkbFull_form_credit_rating_4" required=""><label for="pkbFull_form_credit_rating_4" class="fmcty-radio-option-label">Poor
                      (Below 600)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="pkbFull_form_credit_rating_5" required=""><label for="pkbFull_form_credit_rating_5" class="fmcty-radio-option-label">I
                      don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_occupational_status_label" for="pkbFull_form_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="pkbFull_form_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="pkbFull_form_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="pkbFull_form_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="pkbFull_form_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="pkbFull_form_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="pkbFull_form_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_gross_income_label" for="pkbFull_form_gross_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <ol id="pkbFull_form_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="pkbFull_form_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_0" class="fmcty-radio-option-label">Greater than $200,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="pkbFull_form_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_1" class="fmcty-radio-option-label">$150,000 - $200,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="pkbFull_form_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_2" class="fmcty-radio-option-label">$100,000 - $150,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="pkbFull_form_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_3" class="fmcty-radio-option-label">$75,000 - $100,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="pkbFull_form_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="pkbFull_form_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="pkbFull_form_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="pkbFull_form_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_bankruptcy_label" for="pkbFull_form_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="pkbFull_form_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="pkbFull_form_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="pkbFull_form_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="pkbFull_form_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="pkbFull_form_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_military_branch_label" for="pkbFull_form_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="pkbFull_form_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_branch_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="pkbFull_form_military_branch_0" required=""><label for="pkbFull_form_military_branch_0"
                      class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="pkbFull_form_military_branch_1" required=""><label for="pkbFull_form_military_branch_1"
                      class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="pkbFull_form_military_branch_2" required=""><label for="pkbFull_form_military_branch_2"
                      class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="pkbFull_form_military_branch_3" required=""><label for="pkbFull_form_military_branch_3"
                      class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="pkbFull_form_military_branch_4" required=""><label for="pkbFull_form_military_branch_4"
                      class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="pkbFull_form_military_branch_5" required=""><label for="pkbFull_form_military_branch_5"
                      class="fmcty-radio-option-label">Space Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="pkbFull_form_military_branch_6" required=""><label for="pkbFull_form_military_branch_6"
                      class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="pkbFull_form_military_branch_7" required=""><label for="pkbFull_form_military_branch_7"
                      class="fmcty-radio-option-label">Other VA Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="pkbFull_form_military_branch_8" required=""><label for="pkbFull_form_military_branch_8"
                      class="fmcty-radio-option-label">No Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_military_status_label" for="pkbFull_form_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="pkbFull_form_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="pkbFull_form_military_status_0" required=""><label for="pkbFull_form_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="pkbFull_form_military_status_1" required=""><label for="pkbFull_form_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_pcs_label" for="pkbFull_form_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="pkbFull_form_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="pkbFull_form_pcs_0" required="" disabled=""><label for="pkbFull_form_pcs_0" class="fmcty-radio-option-label">No, this is
                      not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="pkbFull_form_pcs_1" required="" disabled=""><label for="pkbFull_form_pcs_1" class="fmcty-radio-option-label">Yes, this
                      is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_civilian_property_state_select_label" for="pkbFull_form_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="pkbFull_form_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_three_percent_down_label" for="pkbFull_form_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="pkbFull_form_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="pkbFull_form_three_percent_down_0" required="" disabled=""><label for="pkbFull_form_three_percent_down_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="pkbFull_form_three_percent_down_1" required="" disabled=""><label for="pkbFull_form_three_percent_down_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_down_payment_label" for="pkbFull_form_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="pkbFull_form_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="pkbFull_form_down_payment_0" required="" disabled=""><label for="pkbFull_form_down_payment_0"
                      class="fmcty-radio-option-label">0%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="pkbFull_form_down_payment_1" required="" disabled=""><label for="pkbFull_form_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="pkbFull_form_down_payment_2" required="" disabled=""><label for="pkbFull_form_down_payment_2"
                      class="fmcty-radio-option-label">5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="pkbFull_form_down_payment_3" required="" disabled=""><label for="pkbFull_form_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="pkbFull_form_down_payment_4" required="" disabled=""><label for="pkbFull_form_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="pkbFull_form_down_payment_5" required="" disabled=""><label for="pkbFull_form_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="pkbFull_form_down_payment_6" required="" disabled=""><label for="pkbFull_form_down_payment_6"
                      class="fmcty-radio-option-label">More than 20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="pkbFull_form_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                    </path>
                    <path id="neighborsBankHouse" fill="#73c271"
                      d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                    </path>
                  </svg></div>
                <p class="fmcty-field-description">We’ve partnered with Neighbors Bank to better serve civilian homebuyers. Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans
                  United family of companies and provides personalized financing solutions and top-rated customer service for homebuyers like yourself.</p>
                <a href="https://www.neighborsbank.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice_nb" value="1" id="pkbFull_form_down_payment_notice_nb" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_search_label" for="pkbFull_form_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="pkbFull_form_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="pkbFull_form_init_prop_search_instr" aria-owns="pkbFull_form_prop_search_results_box" aria-expanded="false"
                    aria-autocomplete="both" readonly=""></div>
              </dd>
            </dl>
            <div id="pkbFull_form_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="pkbFull_form_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="pkbFull_form_prop_search_results_box"></div>
          </li>
          <li id="field_pkbFull_form_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="pkbFull_form_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_pkbFull_form_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="pkbFull_form_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_pkbFull_form_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="pkbFull_form_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=pkbFull_form&amp;referring_website=https://www.veteransunited.com/reviews/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="pkbFull_form_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_property_state_select_label" for="pkbFull_form_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="pkbFull_form_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_tx_cashout_message_label" for="pkbFull_form_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="pkbFull_form_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="pkbFull_form_tx_cashout_message_0" required="" disabled=""><label for="pkbFull_form_tx_cashout_message_0"
                      class="fmcty-radio-option-label">Yes, continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="neighbors-bank">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_neighbors" class="fmcty-field fmcty-field-radio field-neighbors fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_neighbors_label" for="pkbFull_form_neighbors" tabindex="-1">
                  <div id="neighbors" class="handoff-msg">
                    <div class="logo">
                      <svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                        <title>Neighbors Bank</title>
                        <path id="neighborsBankText" fill="#016060"
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0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                        </path>
                        <path id="neighborsBankHouse" fill="#73c271"
                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                        </path>
                      </svg>
                    </div>
                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="pkbFull_form_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_neighbors_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="pkbFull_form_neighbors_0" checked="checked" required="" disabled=""><label for="pkbFull_form_neighbors_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
            Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_email_label" for="pkbFull_form_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your email
                  information 24/7.</span></dt>
              <dd><input type="email" name="email" value="" id="pkbFull_form_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none" readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_pkbFull_form_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you agree to
              receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="pkbFull_form_vu_agreestoemails" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="pkbFull_form_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_first_name_label" for="pkbFull_form_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="pkbFull_form_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true" readonly="">
              </dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_last_name_label" for="pkbFull_form_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="pkbFull_form_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="pkbFull_form_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_address_label" for="pkbFull_form_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="pkbFull_form_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address." data-fmcty-dnt="true"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_zip_label" for="pkbFull_form_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="pkbFull_form_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5" pattern="[0-9]*"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_time_at_current_address_label" for="pkbFull_form_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="pkbFull_form_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="pkbFull_form_time_at_current_address_0" required=""><label
                      for="pkbFull_form_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="pkbFull_form_time_at_current_address_1" required=""><label
                      for="pkbFull_form_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="pkbFull_form_time_at_current_address_2" required=""><label
                      for="pkbFull_form_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="pkbFull_form_time_at_current_address_3" required=""><label
                      for="pkbFull_form_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_phone_full_label" for="pkbFull_form_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard your number
                  like it’s our own.</span></dt>
              <dd><input type="tel" name="phone_full" value="" id="pkbFull_form_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li id="field_pkbFull_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="pkbFull_form_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_twilio_phone_label" for="pkbFull_form_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="pkbFull_form_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="pkbFull_form_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_pkbFull_form_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="pkbFull_form_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify-code" data-fmcty-auto-advance="false">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_phone_verify_code" class="fmcty-field fmcty-field-text field-phone_verify_code fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_phone_verify_code_label" for="pkbFull_form_phone_verify_code" tabindex="-1">Verification Code</label> <span class="fmcty-field-description">Please enter the 4-digit code that was sent to
                  you.</span></dt>
              <dd><input type="text" name="phone_verify_code" value="" id="pkbFull_form_phone_verify_code" class="fmcty-input-text" placeholder="0000" required="" data-fmcty-validation-message="Please enter the code sent." inputmode="numeric"
                  autocomplete="one-time-code" maxlength="4" pattern="[0-9]*" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_phone_resend_label" class="fmcty-field fmcty-field-html field-phone_resend_label fmcty-field-hidden">
            <dl role="presentation">
              <dd><span name="phone_resend_label" id="pkbFull_form_phone_resend_label"><span>Didn't get a code?</span></span></dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_phone_resend_text" class="fmcty-field fmcty-field-radio field-phone_resend_text fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="pkbFull_form_phone_resend_text" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_phone_resend_text_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_text" value="text" id="pkbFull_form_phone_resend_text_0" disabled=""><label for="pkbFull_form_phone_resend_text_0"
                      class="fmcty-radio-option-label">Resend code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li id="field_pkbFull_form_phone_resend_call" class="fmcty-field fmcty-field-radio field-phone_resend_call fmcty-field-hidden">
            <dl role="presentation">
              <dd>
                <ol id="pkbFull_form_phone_resend_call" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_phone_resend_call_label">
                  <li class="fmcty-radio-option inline-link" role="presentation"><input type="radio" name="phone_resend_call" value="call" id="pkbFull_form_phone_resend_call_0" disabled=""><label for="pkbFull_form_phone_resend_call_0"
                      class="fmcty-radio-option-label">Call me with a code</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="disability-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_pkbFull_form_disability_rating" class="fmcty-field fmcty-field-radio field-disability_rating fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="pkbFull_form_disability_rating_label" for="pkbFull_form_disability_rating" tabindex="-1">Do you have a disability rating of 10% or higher from the&nbsp;VA?</label> <span
                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
                    Affairs.</em></span></dt>
              <dd>
                <ol id="pkbFull_form_disability_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="pkbFull_form_disability_rating_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="yes" id="pkbFull_form_disability_rating_0" required="" disabled=""><label for="pkbFull_form_disability_rating_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="no" id="pkbFull_form_disability_rating_1" required="" disabled=""><label for="pkbFull_form_disability_rating_1"
                      class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="disability_rating" value="unknown" id="pkbFull_form_disability_rating_2" required="" disabled=""><label
                      for="pkbFull_form_disability_rating_2" class="fmcty-radio-option-label">I’d rather not say</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">See What I'm Eligible For</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
  </ol><input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_3" value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_3"
    value="https://cert.trustedform.com/79fa1ca061567f75e3463b8986b8c9248ca285e7"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_3"
    value="https://ping.trustedform.com/0.g3syq5OaA8AyDsHCy0v5Jyd1VnJurcmZEuYn9C0AHfPvCtWwGykMVxsK1KwD3VQ4KqCUPRv7.DAspFvOPlXjqgYhyGEUFPA.U6z_NzS2Goew_wZPHdd_zA">
</form>

<form class="fmcty-form fmcty-loaded fmcty-wizard">
  <ol class="fmcty-sections">
    <li class="fmcty-section fmcty-section-active fmcty-section-first" data-fmcty-section="start-calc" data-fmcty-section-next="Start Calculating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_src" class="fmcty-field fmcty-field-hidden-input field-src"><input type="hidden" name="src" value="vuw" id="calc_inline_afford_src" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_curi" class="fmcty-field fmcty-field-hidden-input field-curi"><input type="hidden" name="curi" value="https://www.veteransunited.com/reviews/?utm_source=email&amp;utm_medium=signature"
              id="calc_inline_afford_curi" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_wuri" class="fmcty-field fmcty-field-hidden-input field-wuri"><input type="hidden" name="wuri" value="https://www.veteransunited.com/reviews/?utm_source=email&amp;utm_medium=signature"
              id="calc_inline_afford_wuri" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_mktast" class="fmcty-field fmcty-field-hidden-input field-mktast"><input type="hidden" name="mktast" value="" id="calc_inline_afford_mktast" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_adg" class="fmcty-field fmcty-field-hidden-input field-adg"><input type="hidden" name="adg" value="main" id="calc_inline_afford_adg" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_cmp" class="fmcty-field fmcty-field-hidden-input field-cmp"><input type="hidden" name="cmp" value="" id="calc_inline_afford_cmp" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_desc" class="fmcty-field fmcty-field-hidden-input field-desc"><input type="hidden" name="desc" value="" id="calc_inline_afford_desc" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_gclid" class="fmcty-field fmcty-field-hidden-input field-gclid"><input type="hidden" name="gclid" value="" id="calc_inline_afford_gclid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_dclid" class="fmcty-field fmcty-field-hidden-input field-dclid"><input type="hidden" name="dclid" value="" id="calc_inline_afford_dclid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_dnt_flag" class="fmcty-field fmcty-field-hidden-input field-dnt_flag"><input type="hidden" name="dnt_flag" value="0" id="calc_inline_afford_dnt_flag" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_fbclid" class="fmcty-field fmcty-field-hidden-input field-fbclid"><input type="hidden" name="fbclid" value="" id="calc_inline_afford_fbclid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_msclkid" class="fmcty-field fmcty-field-hidden-input field-msclkid"><input type="hidden" name="msclkid" value="" id="calc_inline_afford_msclkid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_utm_source" class="fmcty-field fmcty-field-hidden-input field-utm_source"><input type="hidden" name="utm_source" value="email" id="calc_inline_afford_utm_source" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_medium" class="fmcty-field fmcty-field-hidden-input field-utm_medium"><input type="hidden" name="utm_medium" value="signature" id="calc_inline_afford_utm_medium" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_campaign" class="fmcty-field fmcty-field-hidden-input field-utm_campaign"><input type="hidden" name="utm_campaign" value="" id="calc_inline_afford_utm_campaign" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_term" class="fmcty-field fmcty-field-hidden-input field-utm_term"><input type="hidden" name="utm_term" value="" id="calc_inline_afford_utm_term" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_utm_content" class="fmcty-field fmcty-field-hidden-input field-utm_content"><input type="hidden" name="utm_content" value="" id="calc_inline_afford_utm_content" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_val_exp" class="fmcty-field fmcty-field-hidden-input field-val_exp"><input type="hidden" name="val_exp" value="" id="calc_inline_afford_val_exp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_val_cmp" class="fmcty-field fmcty-field-hidden-input field-val_cmp"><input type="hidden" name="val_cmp" value="1" id="calc_inline_afford_val_cmp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_val_lead" class="fmcty-field fmcty-field-hidden-input field-val_lead"><input type="hidden" name="val_lead" value="1" id="calc_inline_afford_val_lead" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_fbp" class="fmcty-field fmcty-field-hidden-input field-fbp"><input type="hidden" name="fbp" value="" id="calc_inline_afford_fbp" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_host_name" class="fmcty-field fmcty-field-hidden-input field-host_name"><input type="hidden" name="host_name" value="veteransunited.com" id="calc_inline_afford_host_name" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_form_id" class="fmcty-field fmcty-field-hidden-input field-form_id"><input type="hidden" name="form_id" value="calc_inline_afford" id="calc_inline_afford_form_id" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_frn" class="fmcty-field fmcty-field-hidden-input field-frn"><input type="hidden" name="frn" value="35.97" id="calc_inline_afford_frn" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_ap_token" class="fmcty-field fmcty-field-hidden-input field-ap_token"><input type="hidden" name="ap_token" value="79fa1ca061567f75e3463b8986b8c9248ca285e7" id="calc_inline_afford_ap_token"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_guid" class="fmcty-field fmcty-field-hidden-input field-opq_guid"><input type="hidden" name="opq_guid" value="7c1da304-c992-403c-bef0-fd1190e05d1f" id="calc_inline_afford_opq_guid"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_worthy" class="fmcty-field fmcty-field-hidden-input field-opq_worthy"><input type="hidden" name="opq_worthy" value="1" id="calc_inline_afford_opq_worthy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_version" class="fmcty-field fmcty-field-hidden-input field-opq_version"><input type="hidden" name="opq_version" value="manual" id="calc_inline_afford_opq_version" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_opq_treatment" class="fmcty-field fmcty-field-hidden-input field-opq_treatment"><input type="hidden" name="opq_treatment" value="default" id="calc_inline_afford_opq_treatment" class="fmcty-input-hidden">
          </li>
          <li id="field_calc_inline_afford_lead_partner_lead_id" class="fmcty-field fmcty-field-hidden-input field-lead_partner_lead_id"><input type="hidden" name="lead_partner_lead_id" value="" id="calc_inline_afford_lead_partner_lead_id"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_adid" class="fmcty-field fmcty-field-hidden-input field-adid"><input type="hidden" name="adid" value="" id="calc_inline_afford_adid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_plc" class="fmcty-field fmcty-field-hidden-input field-plc"><input type="hidden" name="plc" value="calc_inline_afford" id="calc_inline_afford_plc" class="fmcty-input-hidden" data-fmcty-tracking-field="true">
          </li>
          <li id="field_calc_inline_afford_ss_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_test_variation"><input type="hidden" name="ss_test_variation" value="0" id="calc_inline_afford_ss_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_ss_opq_test_variation" class="fmcty-field fmcty-field-hidden-input field-ss_opq_test_variation"><input type="hidden" name="ss_opq_test_variation" value="0" id="calc_inline_afford_ss_opq_test_variation"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_json" class="fmcty-field fmcty-field-hidden-input field-json"><input type="hidden" name="json" value="1" id="calc_inline_afford_json" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_google_client_id" class="fmcty-field fmcty-field-hidden-input field-google_client_id"><input type="hidden" name="google_client_id" value="2085303855.1714083080" id="calc_inline_afford_google_client_id"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_start_time" class="fmcty-field fmcty-field-hidden-input field-start_time"><input type="hidden" name="start_time" value="1714083080" id="calc_inline_afford_start_time" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_refi_ltv" class="fmcty-field fmcty-field-hidden-input field-refi_ltv"><input type="hidden" name="refi_ltv" value="" id="calc_inline_afford_refi_ltv" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_refi_total_loan_amount" class="fmcty-field fmcty-field-hidden-input field-refi_total_loan_amount"><input type="hidden" name="refi_total_loan_amount" value="0" id="calc_inline_afford_refi_total_loan_amount"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovuprivacypolicy" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuprivacypolicy"><input type="hidden" name="vu_agreestovuprivacypolicy" value="1"
              id="calc_inline_afford_vu_agreestovuprivacypolicy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovutermsandconditions" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutermsandconditions"><input type="hidden" name="vu_agreestovutermsandconditions" value="1"
              id="calc_inline_afford_vu_agreestovutermsandconditions" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_consentstovutcpa" class="fmcty-field fmcty-field-hidden-input field-vu_consentstovutcpa"><input type="hidden" name="vu_consentstovutcpa" value="1" id="calc_inline_afford_vu_consentstovutcpa"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovuautodial" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovuautodial"><input type="hidden" name="vu_agreestovuautodial" value="1" id="calc_inline_afford_vu_agreestovuautodial"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovutexting" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovutexting"><input type="hidden" name="vu_agreestovutexting" value="1" id="calc_inline_afford_vu_agreestovutexting"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestosmsterms" class="fmcty-field fmcty-field-hidden-input field-vu_agreestosmsterms"><input type="hidden" name="vu_agreestosmsterms" value="1" id="calc_inline_afford_vu_agreestosmsterms"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestovusharingwithaffiliates" class="fmcty-field fmcty-field-hidden-input field-vu_agreestovusharingwithaffiliates"><input type="hidden" name="vu_agreestovusharingwithaffiliates" value="1"
              id="calc_inline_afford_vu_agreestovusharingwithaffiliates" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestotransactioncommunications" class="fmcty-field fmcty-field-hidden-input field-vu_agreestotransactioncommunications"><input type="hidden" name="vu_agreestotransactioncommunications" value="1"
              id="calc_inline_afford_vu_agreestotransactioncommunications" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestolendingpartners" class="fmcty-field fmcty-field-hidden-input field-vu_agreestolendingpartners"><input type="hidden" name="vu_agreestolendingpartners" value="1"
              id="calc_inline_afford_vu_agreestolendingpartners" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestohbcpartneroffers" class="fmcty-field fmcty-field-hidden-input field-vu_agreestohbcpartneroffers"><input type="hidden" name="vu_agreestohbcpartneroffers" value="1"
              id="calc_inline_afford_vu_agreestohbcpartneroffers" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_matchtype" class="fmcty-field fmcty-field-hidden-input field-matchtype"><input type="hidden" name="matchtype" value="" id="calc_inline_afford_matchtype" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_mbsy_source" class="fmcty-field fmcty-field-hidden-input field-mbsy_source"><input type="hidden" name="mbsy_source" value="" id="calc_inline_afford_mbsy_source" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_campaignid" class="fmcty-field fmcty-field-hidden-input field-campaignid"><input type="hidden" name="campaignid" value="" id="calc_inline_afford_campaignid" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_microsoftadsnetworktype" class="fmcty-field fmcty-field-hidden-input field-microsoftadsnetworktype"><input type="hidden" name="microsoftadsnetworktype" value=""
              id="calc_inline_afford_microsoftadsnetworktype" class="fmcty-input-hidden" data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_mbsy" class="fmcty-field fmcty-field-hidden-input field-mbsy"><input type="hidden" name="mbsy" value="" id="calc_inline_afford_mbsy" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_agreestoedelivery" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoedelivery"><input type="hidden" name="vu_agreestoedelivery" value="1" id="calc_inline_afford_vu_agreestoedelivery"
              class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_vu_intrasessionexperiment" class="fmcty-field fmcty-field-hidden-input field-vu_intrasessionexperiment"><input type="hidden" name="vu_intrasessionexperiment" value=""
              id="calc_inline_afford_vu_intrasessionexperiment" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_mrc_agreestohomeservices" class="fmcty-field fmcty-field-hidden-input field-mrc_agreestohomeservices"><input type="hidden" name="mrc_agreestohomeservices" value="1"
              id="calc_inline_afford_mrc_agreestohomeservices" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_twilio_version" class="fmcty-field fmcty-field-hidden-input field-twilio_version"><input type="hidden" name="twilio_version" value="0" id="calc_inline_afford_twilio_version" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_lead_intent" class="fmcty-field fmcty-field-hidden-input field-lead_intent"><input type="hidden" name="lead_intent" value="" id="calc_inline_afford_lead_intent" class="fmcty-input-hidden"
              data-fmcty-tracking-field="true"></li>
          <li id="field_calc_inline_afford_purpose" class="fmcty-field fmcty-field-hidden-input field-purpose"><input type="hidden" name="purpose" value="P" id="calc_inline_afford_purpose" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_property_value" class="fmcty-field fmcty-field-hidden-input field-property_value"><input type="hidden" name="property_value" value="214669" id="calc_inline_afford_property_value" class="fmcty-input-hidden">
          </li>
          <li id="field_calc_inline_afford_house_html" class="fmcty-field fmcty-field-html field-house_html">
            <dl role="presentation">
              <dd><span name="house_html" id="calc_inline_afford_house_html">
                  <div id="house_icon_container"><img src="/assets/v5/images/illo/home-scene.svg" class="house-illo"></div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_calc_annual_income_label" class="fmcty-field fmcty-field-html field-calc_annual_income_label">
            <dl role="presentation">
              <dd><span name="calc_annual_income_label" id="calc_inline_afford_calc_annual_income_label"><span class="h-charlie">See What You Can Afford</span></span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_calc_annual_income" class="fmcty-field fmcty-field-number_slider field-calc_annual_income">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_calc_annual_income_label" for="calc_inline_afford_calc_annual_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="calc_annual_income" value="72000" id="calc_inline_afford_calc_annual_income" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked"
                    data-fmcty-validation-message="Please enter a dollar amount." size="11" maxlength="11" pattern="[0-9]*" step="1000" min="10000" max="500000" inputmode="numeric">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 47.6923%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="10000" aria-valuemax="500000" aria-valuenow="72000"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Start Calculating</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="afterContent">
            <div class="greenDotDiv bounceInUp">
              <span class="dot"></span>
              <p><span class="socialProofCount">3,542</span> Veterans started today!</p>
            </div>
            <img src="/assets/v4/images/brand/logo-veterans-united-home-loans.png" class="vuBrand">
          </div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-location">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_search" class="fmcty-field fmcty-field-text field-property_search">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_search_label" for="calc_inline_afford_property_search" tabindex="-1">Where will your new home be located?</label> <span class="fmcty-field-description">City or Zip
                  Code</span></dt>
              <dd>
                <div class="fmcty-autocomplete-input-wrapper"><input type="text" name="property_search" value="" id="calc_inline_afford_property_search" class="fmcty-input-text" placeholder="City or Zip Code"
                    data-fmcty-validation-message="Please enter a valid location." autocomplete="off" aria-describedby="calc_inline_afford_init_prop_search_instr" aria-owns="calc_inline_afford_prop_search_results_box" aria-expanded="false"
                    aria-autocomplete="both" readonly=""></div>
              </dd>
            </dl>
            <div id="calc_inline_afford_init_prop_search_instr" class="a11y-hidden">When autocomplete results are available use up and down arrows to review and enter to select.</div>
            <div role="status" aria-live="polite" id="calc_inline_afford_prop_search_aria_update" class="a11y-hidden"></div>
            <div id="calc_inline_afford_prop_search_results_box"></div>
          </li>
          <li id="field_calc_inline_afford_property_zip" class="fmcty-field fmcty-field-hidden-input field-property_zip"><input type="hidden" name="property_zip" value="" id="calc_inline_afford_property_zip" class="fmcty-input-hidden"></li>
          <li id="field_calc_inline_afford_property_state" class="fmcty-field fmcty-field-hidden-input field-property_state fmcty-field-required"><input type="hidden" name="property_state" value="" id="calc_inline_afford_property_state"
              class="fmcty-input-hidden" required="" data-fmcty-validation-message="Please enter a valid US location."></li>
          <li id="field_calc_inline_afford_property_city" class="fmcty-field fmcty-field-hidden-input field-property_city"><input type="hidden" name="property_city" value="" id="calc_inline_afford_property_city" class="fmcty-input-hidden"></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="continue-online">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_ny_opq_message" class="fmcty-field fmcty-field-hidden-input field-ny_opq_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Thank you for coming to Veterans United Home Loans! To continue your home loan request, please continue to our secure, online mortgage preapproval system.</p>
                <a href="https://my.veteransunited.com/get-approved?adg=nyopq&amp;lead_source_code=Web&amp;campaign=3739858D-3291-EA11-A811-000D3A98D873&amp;src=calc_inline_afford&amp;referring_website=https://www.veteransunited.com/reviews/" class="fmcty-button">Get Preapproved Online →</a>
              </div>
            </span><input type="hidden" name="ny_opq_message" value="1" id="calc_inline_afford_ny_opq_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_state_select" class="fmcty-field fmcty-field-select field-property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_state_select_label" for="calc_inline_afford_property_state_select" tabindex="-1">In what state will your new home be located?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="property_state_select" id="calc_inline_afford_property_state_select" required="" autocomplete="fmcty_off"
                    disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="texas-cashout">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_tx_cashout_message" class="fmcty-field fmcty-field-radio field-tx_cashout_message fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_tx_cashout_message_label" for="calc_inline_afford_tx_cashout_message" tabindex="-1">
                  <p>Due to state restrictions, we do not offer cash-out or debt consolidation refinances in the state of Texas.</p>
                  <p>Would you still like to see if we can lower your interest rate?</p>
                </label></dt>
              <dd>
                <ol id="calc_inline_afford_tx_cashout_message" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_tx_cashout_message_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="tx_cashout_message" value="1" id="calc_inline_afford_tx_cashout_message_0" required="" disabled=""><label
                      for="calc_inline_afford_tx_cashout_message_0" class="fmcty-radio-option-label">Yes, continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="result-slide">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_result_html" class="fmcty-field fmcty-field-html field-result_html">
            <dl role="presentation">
              <dd><span name="result_html" id="calc_inline_afford_result_html">
                  <div class="result-html">
                    <div class="h-foxtrot">Your Quick Estimate:</div>
                    <div id="afford-result">$214,669</div>
                    <div class="estimateAssumptions"><button class="expand_btn button link rarr xsm" aria-expanded="false" type="button">View assumptions</button>
                      <div class="expander-group-content" id="assumptionsGroupContent" aria-hidden="true" hidden="hidden">
                        <p>This estimate assumes the following:</p>
                        <ul>
                          <li>$0 Down Payment</li>
                          <li>30 Year Fixed Purchase Loan Term</li>
                          <li>1.2% Property Tax Rate</li>
                          <li>.035% Homeowners Insurance</li>
                          <li>2.3 VA Funding Fee Rate</li>
                          <li>No VA Disability Rating</li>
                          <li>First-time VA Loan use</li>
                          <li>Full VA Loan eligibility</li>
                          <li>720 Credit Score</li>
                        </ul>
                      </div>
                    </div>
                  </div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_living_situation" class="fmcty-field fmcty-field-radio field-living_situation fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_living_situation_label" for="calc_inline_afford_living_situation" tabindex="-1">What best describes your living situation?</label></dt>
              <dd>
                <ol id="calc_inline_afford_living_situation" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_living_situation_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="own" id="calc_inline_afford_living_situation_0" required=""><label for="calc_inline_afford_living_situation_0"
                      class="fmcty-radio-option-label">I currently <span>own</span> a home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="rent" id="calc_inline_afford_living_situation_1" required=""><label for="calc_inline_afford_living_situation_1"
                      class="fmcty-radio-option-label">I am currently <span>renting</span></label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="living_situation" value="other" id="calc_inline_afford_living_situation_2" required=""><label for="calc_inline_afford_living_situation_2"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="military-branch">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_military_branch" class="fmcty-field fmcty-field-radio field-military_branch fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_military_branch_label" for="calc_inline_afford_military_branch" tabindex="-1">What is your branch of service?</label></dt>
              <dd>
                <ol id="calc_inline_afford_military_branch" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_military_branch_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Army" id="calc_inline_afford_military_branch_0" required=""><label for="calc_inline_afford_military_branch_0"
                      class="fmcty-radio-option-label">Army</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Marine" id="calc_inline_afford_military_branch_1" required=""><label for="calc_inline_afford_military_branch_1"
                      class="fmcty-radio-option-label">Marine Corps</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Navy" id="calc_inline_afford_military_branch_2" required=""><label for="calc_inline_afford_military_branch_2"
                      class="fmcty-radio-option-label">Navy</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Air" id="calc_inline_afford_military_branch_3" required=""><label for="calc_inline_afford_military_branch_3"
                      class="fmcty-radio-option-label">Air Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Coast" id="calc_inline_afford_military_branch_4" required=""><label for="calc_inline_afford_military_branch_4"
                      class="fmcty-radio-option-label">Coast Guard</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="space" id="calc_inline_afford_military_branch_5" required=""><label for="calc_inline_afford_military_branch_5"
                      class="fmcty-radio-option-label">Space Force</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Spouse" id="calc_inline_afford_military_branch_6" required=""><label for="calc_inline_afford_military_branch_6"
                      class="fmcty-radio-option-label">Military Spouse</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Other" id="calc_inline_afford_military_branch_7" required=""><label for="calc_inline_afford_military_branch_7"
                      class="fmcty-radio-option-label">Other VA Eligibility</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="military_branch" value="Civilian" id="calc_inline_afford_military_branch_8" required=""><label for="calc_inline_afford_military_branch_8"
                      class="fmcty-radio-option-label">No Military Experience</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="active-duty">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_military_status" class="fmcty-field fmcty-field-radio field-military_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_military_status_label" for="calc_inline_afford_military_status" tabindex="-1">Are you currently serving?</label></dt>
              <dd>
                <ol id="calc_inline_afford_military_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_military_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="active" id="calc_inline_afford_military_status_0" required=""><label for="calc_inline_afford_military_status_0"
                      class="fmcty-radio-option-label">Currently Serving</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="military_status" value="veteran" id="calc_inline_afford_military_status_1" required=""><label for="calc_inline_afford_military_status_1"
                      class="fmcty-radio-option-label">Separated</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="pcs-orders">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_pcs" class="fmcty-field fmcty-field-radio field-pcs fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_pcs_label" for="calc_inline_afford_pcs" tabindex="-1">Have you received orders to PCS?</label></dt>
              <dd>
                <ol id="calc_inline_afford_pcs" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_pcs_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="no" id="calc_inline_afford_pcs_0" required="" disabled=""><label for="calc_inline_afford_pcs_0"
                      class="fmcty-radio-option-label">No, this is not a PCS move</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="pcs" value="yes" id="calc_inline_afford_pcs_1" required="" disabled=""><label for="calc_inline_afford_pcs_1"
                      class="fmcty-radio-option-label">Yes, this is a PCS move</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-goals">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_refi_reason" class="fmcty-field fmcty-field-checkbox field-refi_reason fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_refi_reason_label" for="calc_inline_afford_refi_reason" tabindex="-1">Why do you want to refinance?</label> <span class="fmcty-field-description">(Select all that apply)</span></dt>
              <dd>
                <ol id="calc_inline_afford_refi_reason" class="fmcty-checkbox-group" role="group" aria-labelledby="calc_inline_afford_refi_reason_label">
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="rate" id="calc_inline_afford_refi_reason_0" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_0" class="fmcty-checkbox-option-label">Lower my Rate / Payment</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="term" id="calc_inline_afford_refi_reason_1" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_1" class="fmcty-checkbox-option-label">Change my Loan Term</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="cashout" id="calc_inline_afford_refi_reason_2" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_2" class="fmcty-checkbox-option-label">Take Cash Out of Home</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="consolidation" id="calc_inline_afford_refi_reason_3" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_3" class="fmcty-checkbox-option-label">Pay Off Debts</label></li>
                  <li class="fmcty-checkbox-option" role="presentation"><input type="checkbox" name="refi_reason" value="other" id="calc_inline_afford_refi_reason_4" data-fmcty-validation-message="Please make a selection." required=""
                      disabled=""><label for="calc_inline_afford_refi_reason_4" class="fmcty-checkbox-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="first-time">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_first_time" class="fmcty-field fmcty-field-radio field-first_time fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_first_time_label" for="calc_inline_afford_first_time" tabindex="-1">Is this your first time buying a home?</label></dt>
              <dd>
                <ol id="calc_inline_afford_first_time" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_first_time_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="yes" id="calc_inline_afford_first_time_0" required=""><label for="calc_inline_afford_first_time_0"
                      class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="first_time" value="no" id="calc_inline_afford_first_time_1" required=""><label for="calc_inline_afford_first_time_1"
                      class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-type">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_type" class="fmcty-field fmcty-field-radio field-property_type fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_type_label" for="calc_inline_afford_property_type" tabindex="-1">What type of property are you buying?</label></dt>
              <dd>
                <ol id="calc_inline_afford_property_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_property_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="single" id="calc_inline_afford_property_type_0" required=""><label for="calc_inline_afford_property_type_0"
                      class="fmcty-radio-option-label">Single-Family Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="condominium" id="calc_inline_afford_property_type_1" required=""><label for="calc_inline_afford_property_type_1"
                      class="fmcty-radio-option-label">Condominium</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="townhome" id="calc_inline_afford_property_type_2" required=""><label for="calc_inline_afford_property_type_2"
                      class="fmcty-radio-option-label">Town Home</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="multifamily" id="calc_inline_afford_property_type_3" required=""><label for="calc_inline_afford_property_type_3"
                      class="fmcty-radio-option-label">Multi-Family</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="manufactured" id="calc_inline_afford_property_type_4" required=""><label for="calc_inline_afford_property_type_4"
                      class="fmcty-radio-option-label">Mobile / Manufactured</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="property_type" value="new construction" id="calc_inline_afford_property_type_5" required=""><label for="calc_inline_afford_property_type_5"
                      class="fmcty-radio-option-label">New Construction</label></li>
                  <li class="fmcty-radio-option fmcty-radio-option-disabled" role="presentation"><input type="radio" name="property_type" value="other" id="calc_inline_afford_property_type_6" required="" disabled=""><label
                      for="calc_inline_afford_property_type_6" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="manufactured-property">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_manufactured_own" class="fmcty-field fmcty-field-radio field-manufactured_own fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_manufactured_own_label" for="calc_inline_afford_manufactured_own" tabindex="-1">Will you own or rent the land your home is on?</label> <span class="fmcty-field-description">Your
                  lender will use this information to determine what kind of loan is right for you.</span></dt>
              <dd>
                <ol id="calc_inline_afford_manufactured_own" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_manufactured_own_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="own" id="calc_inline_afford_manufactured_own_0" required="" disabled=""><label for="calc_inline_afford_manufactured_own_0"
                      class="fmcty-radio-option-label">Own</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="manufactured_own" value="rent" id="calc_inline_afford_manufactured_own_1" required="" disabled=""><label for="calc_inline_afford_manufactured_own_1"
                      class="fmcty-radio-option-label">Rent</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-use">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_property_use" class="fmcty-field fmcty-field-radio field-property_use fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_property_use_label" for="calc_inline_afford_property_use" tabindex="-1">How will you use your new home?</label></dt>
              <dd>
                <ol id="calc_inline_afford_property_use" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_property_use_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="primary" id="calc_inline_afford_property_use_0" required=""><label for="calc_inline_afford_property_use_0"
                      class="fmcty-radio-option-label">Primary Residence</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="secondary" id="calc_inline_afford_property_use_1" required=""><label for="calc_inline_afford_property_use_1"
                      class="fmcty-radio-option-label">Secondary / Vacation Home</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="investment" id="calc_inline_afford_property_use_2" required=""><label for="calc_inline_afford_property_use_2"
                      class="fmcty-radio-option-label">Investment Property</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="property_use" value="other" id="calc_inline_afford_property_use_3" required=""><label for="calc_inline_afford_property_use_3"
                      class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="where-in-process">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_vu_whereprocess" class="fmcty-field fmcty-field-radio field-vu_whereprocess fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_vu_whereprocess_label" for="calc_inline_afford_vu_whereprocess" tabindex="-1">Where are you at in the homebuying journey?</label></dt>
              <dd>
                <ol id="calc_inline_afford_vu_whereprocess" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_vu_whereprocess_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="daydreaming" id="calc_inline_afford_vu_whereprocess_0" required=""><label for="calc_inline_afford_vu_whereprocess_0"
                      class="fmcty-radio-option-label">Daydreaming</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="looking" id="calc_inline_afford_vu_whereprocess_1" required=""><label for="calc_inline_afford_vu_whereprocess_1"
                      class="fmcty-radio-option-label">Looking Around</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="serious" id="calc_inline_afford_vu_whereprocess_2" required=""><label for="calc_inline_afford_vu_whereprocess_2"
                      class="fmcty-radio-option-label">Getting Serious</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="vu_whereprocess" value="ready" id="calc_inline_afford_vu_whereprocess_3" required=""><label for="calc_inline_afford_vu_whereprocess_3"
                      class="fmcty-radio-option-label">Ready to Buy</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_when_loan" class="fmcty-field fmcty-field-radio field-when_loan fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_when_loan_label" for="calc_inline_afford_when_loan" tabindex="-1">When do you plan to buy?</label></dt>
              <dd>
                <ol id="calc_inline_afford_when_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_when_loan_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="offer pending" id="calc_inline_afford_when_loan_0" required=""><label for="calc_inline_afford_when_loan_0"
                      class="fmcty-radio-option-label">ASAP: Offer Pending</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="within a month" id="calc_inline_afford_when_loan_1" required=""><label for="calc_inline_afford_when_loan_1"
                      class="fmcty-radio-option-label">Within a Month</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="2 to 3 months" id="calc_inline_afford_when_loan_2" required=""><label for="calc_inline_afford_when_loan_2"
                      class="fmcty-radio-option-label">2 - 3 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="3 to 6 months" id="calc_inline_afford_when_loan_3" required=""><label for="calc_inline_afford_when_loan_3"
                      class="fmcty-radio-option-label">3 - 6 Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="over 6 months" id="calc_inline_afford_when_loan_4" required=""><label for="calc_inline_afford_when_loan_4"
                      class="fmcty-radio-option-label">6+ Months</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="when_loan" value="no time frame" id="calc_inline_afford_when_loan_5" required=""><label for="calc_inline_afford_when_loan_5"
                      class="fmcty-radio-option-label">Not Sure</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="timeframe-reason">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_preventing_loan" class="fmcty-field fmcty-field-radio field-preventing_loan fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_preventing_loan_label" for="calc_inline_afford_preventing_loan" tabindex="-1">What prevents you from buying your new home today?</label></dt>
              <dd>
                <ol id="calc_inline_afford_preventing_loan" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_preventing_loan_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="credit" id="calc_inline_afford_preventing_loan_0" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_0" class="fmcty-radio-option-label">My credit rating is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="income" id="calc_inline_afford_preventing_loan_1" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_1" class="fmcty-radio-option-label">My income is too low</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="under_lease" id="calc_inline_afford_preventing_loan_2" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_2" class="fmcty-radio-option-label">I am locked in a rent/lease</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="new_city" id="calc_inline_afford_preventing_loan_3" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_3" class="fmcty-radio-option-label">I am transferring to a new location</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="still_looking" id="calc_inline_afford_preventing_loan_4" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_4" class="fmcty-radio-option-label">I haven’t found a home yet</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="preventing_loan" value="other" id="calc_inline_afford_preventing_loan_5" required="" disabled=""><label
                      for="calc_inline_afford_preventing_loan_5" class="fmcty-radio-option-label">Other</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="sell-home">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_sell_before_purchase" class="fmcty-field fmcty-field-radio field-sell_before_purchase fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_sell_before_purchase_label" for="calc_inline_afford_sell_before_purchase" tabindex="-1">Do you have a home to sell?</label></dt>
              <dd>
                <ol id="calc_inline_afford_sell_before_purchase" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_sell_before_purchase_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="yes" id="calc_inline_afford_sell_before_purchase_0" required=""><label
                      for="calc_inline_afford_sell_before_purchase_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="sell_before_purchase" value="no" id="calc_inline_afford_sell_before_purchase_1" required=""><label
                      for="calc_inline_afford_sell_before_purchase_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-loan">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_current_loan_type" class="fmcty-field fmcty-field-radio field-current_loan_type fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_current_loan_type_label" for="calc_inline_afford_current_loan_type" tabindex="-1">What type of loan is your current mortgage?</label></dt>
              <dd>
                <ol id="calc_inline_afford_current_loan_type" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_current_loan_type_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="Conventional" id="calc_inline_afford_current_loan_type_0" required="" disabled=""><label
                      for="calc_inline_afford_current_loan_type_0" class="fmcty-radio-option-label">Conventional</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="VA" id="calc_inline_afford_current_loan_type_1" required="" disabled=""><label for="calc_inline_afford_current_loan_type_1"
                      class="fmcty-radio-option-label">VA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="FHA" id="calc_inline_afford_current_loan_type_2" required="" disabled=""><label for="calc_inline_afford_current_loan_type_2"
                      class="fmcty-radio-option-label">FHA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="USDA" id="calc_inline_afford_current_loan_type_3" required="" disabled=""><label for="calc_inline_afford_current_loan_type_3"
                      class="fmcty-radio-option-label">USDA</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="none" id="calc_inline_afford_current_loan_type_4" required="" disabled=""><label for="calc_inline_afford_current_loan_type_4"
                      class="fmcty-radio-option-label">No current mortgage</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="current_loan_type" value="unknown" id="calc_inline_afford_current_loan_type_5" required="" disabled=""><label for="calc_inline_afford_current_loan_type_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="mortgage-balance">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_balance" class="fmcty-field fmcty-field-currency field-balance fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_balance_label" for="calc_inline_afford_balance" tabindex="-1">How much do you currently owe on your home mortgage?</label></dt>
              <dd><input type="text" name="balance" value="" id="calc_inline_afford_balance" class="fmcty-input-text fmcty-input-currency fmcty-input-number-normalize fmcty-input-mask-number fmcty-input-masked" required=""
                  data-fmcty-validation-message="Please enter a valid dollar amount." size="11" maxlength="11" pattern="[0-9]*" inputmode="numeric" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="interest-rate">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_current_rate" class="fmcty-field fmcty-field-select field-current_rate fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_current_rate_label" for="calc_inline_afford_current_rate" tabindex="-1">What is your current mortgage interest rate?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="current_rate" id="calc_inline_afford_current_rate" required="" disabled="">
                    <option value="" disabled="" selected="">Select your current interest rate…</option>
                    <option value="2.99">under 3%</option>
                    <option value="3">3%</option>
                    <option value="3.125">3.125%</option>
                    <option value="3.25">3.25%</option>
                    <option value="3.375">3.375%</option>
                    <option value="3.5">3.5%</option>
                    <option value="3.625">3.625%</option>
                    <option value="3.75">3.75%</option>
                    <option value="3.875">3.875%</option>
                    <option value="4">4%</option>
                    <option value="4.125">4.125%</option>
                    <option value="4.25">4.25%</option>
                    <option value="4.375">4.375%</option>
                    <option value="4.5">4.5%</option>
                    <option value="4.625">4.625%</option>
                    <option value="4.75">4.75%</option>
                    <option value="4.875">4.875%</option>
                    <option value="5">5%</option>
                    <option value="5.125">5.125%</option>
                    <option value="5.25">5.25%</option>
                    <option value="5.375">5.375%</option>
                    <option value="5.5">5.5%</option>
                    <option value="5.625">5.625%</option>
                    <option value="5.75">5.75%</option>
                    <option value="5.875">5.875%</option>
                    <option value="6">6%</option>
                    <option value="6.125">6.125%</option>
                    <option value="6.25">6.25%</option>
                    <option value="6.375">6.375%</option>
                    <option value="6.5">6.5%</option>
                    <option value="6.625">6.625%</option>
                    <option value="6.75">6.75%</option>
                    <option value="6.875">6.875%</option>
                    <option value="7">7%</option>
                    <option value="7.125">7.125%</option>
                    <option value="7.25">7.25%</option>
                    <option value="7.375">7.375%</option>
                    <option value="7.5">7.5%</option>
                    <option value="7.625">7.625%</option>
                    <option value="7.75">7.75%</option>
                    <option value="7.875">7.875%</option>
                    <option value="8">8%</option>
                    <option value="8.125">8.125%</option>
                    <option value="8.25">8.25%</option>
                    <option value="8.375">8.375%</option>
                    <option value="8.5">8.5%</option>
                    <option value="8.625">8.625%</option>
                    <option value="8.75">8.75%</option>
                    <option value="8.875">8.875%</option>
                    <option value="9">9%</option>
                    <option value="9.125">9.125%</option>
                    <option value="9.25">9.25%</option>
                    <option value="9.375">9.375%</option>
                    <option value="9.5">9.5%</option>
                    <option value="9.625">9.625%</option>
                    <option value="9.75">9.75%</option>
                    <option value="9.875">9.875%</option>
                    <option value="10">10%</option>
                    <option value="10.01">over 10%</option>
                    <option value="5.01">I don't know</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select your current interest rate…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="refi-continue" data-fmcty-section-next="Yes, continue">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_refi_ltv_message" class="fmcty-field fmcty-field-hidden-input field-refi_ltv_message fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Based on the information provided, your loan-to-value ratio is too high for a Cash-Out refinance with Veterans United. <br>
                  <a href="https://www.veteransunited.com/education/entitlement/va-cash-out-refinance/" target="_blank" style="font-size: 0.5em; font-family: sans-serif;">Learn more about VA Cash-Out Refinancing</a></p>
                <p>Would you still like to see if we can lower your interest rate?</p>
              </div>
            </span><input type="hidden" name="refi_ltv_message" value="1" id="calc_inline_afford_refi_ltv_message" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Yes, continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="cash-out-amount">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_cash_out_amount" class="fmcty-field fmcty-field-number_slider field-cash_out_amount fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_cash_out_amount_label" for="calc_inline_afford_cash_out_amount" tabindex="-1">How much additional cash would you like to take out?</label> <span class="fmcty-field-description">You
                  may be able to take out as much as <strong>$<span class="fmcty_max_cash_out">325,000</span></strong>.</span></dt>
              <dd>
                <div class="fmcty-slider"><input type="text" name="cash_out_amount" value="0" id="calc_inline_afford_cash_out_amount" class="fmcty-input-text fmcty-input-number-slider fmcty-input-mask-number fmcty-input-masked" required="" size="11"
                    maxlength="11" pattern="[0-9]*" step="500" min="0" max="325000" inputmode="numeric" disabled="" readonly="">
                  <div class="fmcty-slider-track">
                    <div class="fmcty-slider-progress" style="width: 0%;">
                      <div class="fmcty-slider-grabber" tabindex="0" role="slider" aria-valuemin="0" aria-valuemax="325000" aria-valuenow="0"></div>
                    </div>
                  </div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label">Maximum cashout amount based on the home value and mortgage balance information you supplied. Not guaranteed until locked in by your Loan Officer.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="credit-rating">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_credit_rating" class="fmcty-field fmcty-field-radio field-credit_rating fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_credit_rating_label" for="calc_inline_afford_credit_rating" tabindex="-1">What is your current credit score?</label> <span class="fmcty-field-description">Your credit information is
                  top secret. We keep all private data under lock and key.</span></dt>
              <dd>
                <ol id="calc_inline_afford_credit_rating" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_credit_rating_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Excellent" id="calc_inline_afford_credit_rating_0" required=""><label for="calc_inline_afford_credit_rating_0"
                      class="fmcty-radio-option-label">Excellent (720+)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Good" id="calc_inline_afford_credit_rating_1" required=""><label for="calc_inline_afford_credit_rating_1"
                      class="fmcty-radio-option-label">Good (680-719)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Fair" id="calc_inline_afford_credit_rating_2" required=""><label for="calc_inline_afford_credit_rating_2"
                      class="fmcty-radio-option-label">Fair (620-679)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Below Average" id="calc_inline_afford_credit_rating_3" required=""><label for="calc_inline_afford_credit_rating_3"
                      class="fmcty-radio-option-label">Below Average (600-619)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="Poor" id="calc_inline_afford_credit_rating_4" required=""><label for="calc_inline_afford_credit_rating_4"
                      class="fmcty-radio-option-label">Poor (Below 600)</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="credit_rating" value="unknown" id="calc_inline_afford_credit_rating_5" required=""><label for="calc_inline_afford_credit_rating_5"
                      class="fmcty-radio-option-label">I don’t know</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="employment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_occupational_status" class="fmcty-field fmcty-field-radio field-occupational_status fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_occupational_status_label" for="calc_inline_afford_occupational_status" tabindex="-1">What is your current <span style="display:inline-block;">employment status?</span></label></dt>
              <dd>
                <ol id="calc_inline_afford_occupational_status" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_occupational_status_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Employed" id="calc_inline_afford_occupational_status_0"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_0" class="fmcty-radio-option-label">Employed</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Self-Employed" id="calc_inline_afford_occupational_status_1"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_1" class="fmcty-radio-option-label">Self-Employed / 1099 Independent Contractor</label>
                  </li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Retired" id="calc_inline_afford_occupational_status_2"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_2" class="fmcty-radio-option-label">Retired</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="occupational_status" value="Not-Employed" id="calc_inline_afford_occupational_status_3"
                      data-fmcty-validation-message="Please select your current employment status." required=""><label for="calc_inline_afford_occupational_status_3" class="fmcty-radio-option-label">Not Employed</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="income">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_gross_income" class="fmcty-field fmcty-field-radio field-gross_income fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_gross_income_label" for="calc_inline_afford_gross_income" tabindex="-1">What's your annual household income?</label></dt>
              <dd>
                <ol id="calc_inline_afford_gross_income" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_gross_income_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200001" id="calc_inline_afford_gross_income_0"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_0" class="fmcty-radio-option-label">Greater than
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="200000" id="calc_inline_afford_gross_income_1"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_1" class="fmcty-radio-option-label">$150,000 -
                      $200,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="150000" id="calc_inline_afford_gross_income_2"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_2" class="fmcty-radio-option-label">$100,000 -
                      $150,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="100000" id="calc_inline_afford_gross_income_3"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_3" class="fmcty-radio-option-label">$75,000 -
                      $100,000</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="75000" id="calc_inline_afford_gross_income_4"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_4" class="fmcty-radio-option-label">$50,000 - $75,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="50000" id="calc_inline_afford_gross_income_5"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_5" class="fmcty-radio-option-label">$30,000 - $50,000</label>
                  </li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="gross_income" value="30000" id="calc_inline_afford_gross_income_6"
                      data-fmcty-validation-message="Please select the total gross (before taxes) annual income for your household." required=""><label for="calc_inline_afford_gross_income_6" class="fmcty-radio-option-label">Less than $30,000</label>
                  </li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="bankruptcy">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_bankruptcy" class="fmcty-field fmcty-field-radio field-bankruptcy fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_bankruptcy_label" for="calc_inline_afford_bankruptcy" tabindex="-1">Have you declared bankruptcy in the past 2 years?</label></dt>
              <dd>
                <ol id="calc_inline_afford_bankruptcy" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_bankruptcy_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Never" id="calc_inline_afford_bankruptcy_0" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="calc_inline_afford_bankruptcy_0" class="fmcty-radio-option-label">No</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="bankruptcy" value="Currently" id="calc_inline_afford_bankruptcy_1" data-fmcty-validation-message="Please select your bankruptcy status."
                      required=""><label for="calc_inline_afford_bankruptcy_1" class="fmcty-radio-option-label">Yes</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="property-state">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_civilian_property_state_select" class="fmcty-field fmcty-field-select field-civilian_property_state_select fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_civilian_property_state_select_label" for="calc_inline_afford_civilian_property_state_select" tabindex="-1">Where will you be living?</label></dt>
              <dd>
                <div class="fmcty-styled-select fmcty-styled-select-loaded fmcty-styled-select-empty"><select class="fmcty-styled-select" name="civilian_property_state_select" id="calc_inline_afford_civilian_property_state_select" required=""
                    autocomplete="fmcty_off" disabled="">
                    <option value="" disabled="" selected="">Select the property location…</option>
                    <option value="AL">Alabama</option>
                    <option value="AK">Alaska</option>
                    <option value="AZ">Arizona</option>
                    <option value="AR">Arkansas</option>
                    <option value="CA">California</option>
                    <option value="CO">Colorado</option>
                    <option value="CT">Connecticut</option>
                    <option value="DE">Delaware</option>
                    <option value="DC">District of Columbia</option>
                    <option value="FL">Florida</option>
                    <option value="GA">Georgia</option>
                    <option value="HI">Hawaii</option>
                    <option value="ID">Idaho</option>
                    <option value="IL">Illinois</option>
                    <option value="IN">Indiana</option>
                    <option value="IA">Iowa</option>
                    <option value="KS">Kansas</option>
                    <option value="KY">Kentucky</option>
                    <option value="LA">Louisiana</option>
                    <option value="ME">Maine</option>
                    <option value="MD">Maryland</option>
                    <option value="MA">Massachusetts</option>
                    <option value="MI">Michigan</option>
                    <option value="MN">Minnesota</option>
                    <option value="MS">Mississippi</option>
                    <option value="MO">Missouri</option>
                    <option value="MT">Montana</option>
                    <option value="NE">Nebraska</option>
                    <option value="NV">Nevada</option>
                    <option value="NH">New Hampshire</option>
                    <option value="NJ">New Jersey</option>
                    <option value="NM">New Mexico</option>
                    <option value="NY">New York</option>
                    <option value="NC">North Carolina</option>
                    <option value="ND">North Dakota</option>
                    <option value="OH">Ohio</option>
                    <option value="OK">Oklahoma</option>
                    <option value="OR">Oregon</option>
                    <option value="PA">Pennsylvania</option>
                    <option value="RI">Rhode Island</option>
                    <option value="SC">South Carolina</option>
                    <option value="SD">South Dakota</option>
                    <option value="TN">Tennessee</option>
                    <option value="TX">Texas</option>
                    <option value="UT">Utah</option>
                    <option value="VT">Vermont</option>
                    <option value="VA">Virginia</option>
                    <option value="WA">Washington</option>
                    <option value="WV">West Virginia</option>
                    <option value="WI">Wisconsin</option>
                    <option value="WY">Wyoming</option>
                  </select>
                  <div class="fmcty-styled-select-inner">Select the property location…</div>
                  <div class="fmcty-styled-select-glyph"></div>
                </div>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="three-percent-down">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_three_percent_down" class="fmcty-field fmcty-field-radio field-three_percent_down fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_three_percent_down_label" for="calc_inline_afford_three_percent_down" tabindex="-1">Can you put at least 3% down?</label></dt>
              <dd>
                <ol id="calc_inline_afford_three_percent_down" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_three_percent_down_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="yes" id="calc_inline_afford_three_percent_down_0" required="" disabled=""><label
                      for="calc_inline_afford_three_percent_down_0" class="fmcty-radio-option-label">Yes</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="three_percent_down" value="no" id="calc_inline_afford_three_percent_down_1" required="" disabled=""><label
                      for="calc_inline_afford_three_percent_down_1" class="fmcty-radio-option-label">No</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment" class="fmcty-field fmcty-field-radio field-down_payment fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_down_payment_label" for="calc_inline_afford_down_payment" tabindex="-1">How much of a down payment would you like to make?</label></dt>
              <dd>
                <ol id="calc_inline_afford_down_payment" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_down_payment_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="0" id="calc_inline_afford_down_payment_0" required="" disabled=""><label for="calc_inline_afford_down_payment_0"
                      class="fmcty-radio-option-label">0%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="3.5" id="calc_inline_afford_down_payment_1" required="" disabled=""><label for="calc_inline_afford_down_payment_1"
                      class="fmcty-radio-option-label">3.5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="5" id="calc_inline_afford_down_payment_2" required="" disabled=""><label for="calc_inline_afford_down_payment_2"
                      class="fmcty-radio-option-label">5%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="10" id="calc_inline_afford_down_payment_3" required="" disabled=""><label for="calc_inline_afford_down_payment_3"
                      class="fmcty-radio-option-label">10%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="15" id="calc_inline_afford_down_payment_4" required="" disabled=""><label for="calc_inline_afford_down_payment_4"
                      class="fmcty-radio-option-label">15%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="20" id="calc_inline_afford_down_payment_5" required="" disabled=""><label for="calc_inline_afford_down_payment_5"
                      class="fmcty-radio-option-label">20%</label></li>
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="down_payment" value="21" id="calc_inline_afford_down_payment_6" required="" disabled=""><label for="calc_inline_afford_down_payment_6"
                      class="fmcty-radio-option-label">More than 20%</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment_notice" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p><a href="https://www.paddio.com/lp/downpayment?src=vuw&amp;adg=main" class="fmcty-button">Get More Information →</a>
              </div>
            </span><input type="hidden" name="down_payment_notice" value="1" id="calc_inline_afford_down_payment_notice" class="fmcty-input-hidden" required="" disabled=""></li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="down-payment-notice-nb">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_down_payment_notice_nb" class="fmcty-field fmcty-field-hidden-input field-down_payment_notice_nb fmcty-field-required fmcty-field-hidden"><span class="fmcty-field-hidden-label">
              <div class="fmcty-label">
                <p>Without military experience most loans <strong>require at least 3% down.</strong></p>
                <div class="logo"><svg role="img" id="neighborsBankLogo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 907.1 118.5" style="max-width:400px;">
                    <title>Neighbors Bank</title>
                    <path id="neighborsBankText" fill="#016060"
                      d="M275.7 85.7c-1.8-.6-3.5-1.6-4.9-3a15 15 0 0 1-3.4-5.2 22 22 0 0 1-1.7-8h29.1a23.1 23.1 0 0 0-4.9-15.5 19.9 19.9 0 0 0-15.7-7.3 23 23 0 0 0-17.2 7.5 25.8 25.8 0 0 0-5 8.3 29.7 29.7 0 0 0-2 10.7c0 3.6.6 6.9 1.7 9.9A21.8 21.8 0 0 0 273.4 98c5.7 0 10.3-1.5 13.8-4.3 3.6-2.8 6.1-6.5 7.6-11.1l-1.2-.8a18 18 0 0 1-5.1 3.5 19 19 0 0 1-12.8.4Zm2.8-32.5c1.1 1.7 1.7 4.6 1.7 8.5v3.7l-14.6.4a26 26 0 0 1 2.3-10.6 9.8 9.8 0 0 1 2.6-3.4c1-.8 2.3-1.2 3.6-1.2a5 5 0 0 1 4.4 2.6Zm36-13a8.5 8.5 0 0 0 4.8-11.2 7 7 0 0 0-1.9-2.6 9.5 9.5 0 0 0-2.8-2 8.5 8.5 0 0 0-9.5 2 8.6 8.6 0 0 0 9.5 13.9ZM302 96.5h20.6v-.2a81.1 81.1 0 0 1-2-7.8A50.6 50.6 0 0 1 320 78V46.3L299 52v.3c2.2 2.3 3.7 4.7 4.5 7.2a30 30 0 0 1 1.3 9.7V78a68.4 68.4 0 0 1-1.7 14.5l-1 3.8v.2Zm59.1-17a21 21 0 0 0 6.6-3.5 15.2 15.2 0 0 0 5.9-11.7 12 12 0 0 0-1.8-6.5 16.3 16.3 0 0 0-5-5L380 54h.4V42.2l-.2-.1-15.8 7.8a24.5 24.5 0 0 0-12-3.2 26.3 26.3 0 0 0-15.2 4.9 16.5 16.5 0 0 0-4.3 5.5 15 15 0 0 0-1.5 6.7c0 3 .7 5.6 2.1 8 1.5 2.3 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1.5-7.5c0-2.2-.3-4.2-1-6.1Zm-36.9-13.3v-27a33.1 33.1 0 0 1 5.8-.3c2.4 0 4.4.3 6 1a10.5 10.5 0 0 1 6 7 20.4 20.4 0 0 1 0 10.2c-.4 1.7-1.1 3.2-2 4.5a11.4 11.4 0 0 1-9.5 4.6h-6.3Zm3 33.9-3-.4V62.6h6.6c2.6 0 4.8.3 6.5 1.1a11.1 11.1 0 0 1 6.4 8 25.6 25.6 0 0 1-.1 12 13 13 0 0 1-2.5 4.8 12 12 0 0 1-4.5 3c-1.8.8-3.9 1.2-6.3 1.2l-3.2-.1Zm60.6 3c2.6-1.7 4.6-3.6 6-5.7a11 11 0 0 0 3.5 5.7 11 11 0 0 0 7.6 2.4 13.6 13.6 0 0 0 12.5-7.3 37 37 0 0 0 1.5-3.2l-1-.9c-1.5 1.3-3 2-4.9 2-1.6 0-2.8-.5-3.4-1.4a7 7 0 0 1-.9-3.7V60.7c0-4.3-1.2-7.7-3.7-10.4-2.5-2.6-6.5-4-11.9-4a27.6 27.6 0 0 0-14 3.7 28.8 28.8 0 0 0-9.5 8l1 1.4a33 33 0 0 1 13-2.8c3.7 0 6.2.6 7.6 2 1.5 1.4 2.2 3.6 2.2 6.6v2.9c-2.9.6-5.9 1.4-8.9 2.4s-5.8 2.3-8.3 3.8a22 22 0 0 0-6.2 5.5 12.2 12.2 0 0 0-2.4 7.6c0 3.4 1 6 3.3 8 2.2 1.8 5 2.7 8.2 2.7s6.2-.8 8.7-2.5Zm-3.5-19.3a24 24 0 0 1 9.1-4.4v15a9.9 9.9 0 0 1-5.7 1.9c-2 0-3.7-.6-4.9-1.8a5.9 5.9 0 0 1-1.7-4.4c0-2.4 1-4.5 3.2-6.3ZM792 96.6h21v-.2a82.8 82.8 0 0 1-2-8 48.4 48.4 0 0 1-.6-10.5V60.4a13 13 0 0 1 4-3.6 11 11 0 0 1 5.6-1.4c2.5 0 4.3.7 5.4 2 1.1 1.4 1.6 3 1.6 5V78a110.9 110.9 0 0 1-.6 10.5 42.2 42.2 0 0 1-2 7.9v.2H845v-.2a34.1 34.1 0 0 1-2-7.9c-.3-1.4-.5-3-.6-4.7l-.1-6V60.3c0-4.3-1.3-7.7-4-10.2a15.2 15.2 0 0 0-10.8-3.7 19.2 19.2 0 0 0-11 3.2 20.6 20.6 0 0 0-6.2 6.4l-.5-.1v-10l-20.7 5.8v.1a21 21 0 0 1 4.5 7.3c.9 2.5 1.3 5.8 1.3 9.8v9a83 83 0 0 1-.7 10.7 34.9 34.9 0 0 1-2.2 7.8v.2Zm61 0h21.8v-.2a32.8 32.8 0 0 1-2.6-6.8 56 56 0 0 1-1-9.8V20.6l-21 5.8v.3c2 2.2 3.5 4.5 4.3 7.1 1 2.6 1.4 5.9 1.4 9.8v36.1a58.3 58.3 0 0 1-.9 10 30 30 0 0 1-2 6.7v.2Zm54.1 0v-.2a21.7 21.7 0 0 1-5-4.6c-1.3-1.8-2.8-4-4.3-6.6l-12.2-21.5 4.9-4.5 6.8-5.9a42 42 0 0 1 8.2-5.1v-.3h-19.3v.2a9.3 9.3 0 0 1 1.5 6c-.1 2.3-1.3 4.5-3.6 6.5L872.4 71l14.4 25.5h20.4Z">
                        </path>
                        <path id="neighborsBankHouse" fill="#73c271"
                          d="M151.8 90.5h5v.9h-2v5h-1v-5h-2v-.9Zm8.5 5.9-1.6-4v4h-1v-5.9h1.2l1.8 4.6 1.8-4.6h1v6h-.9v-4.2l-1.6 4.1h-.7ZM91.9 0 73.4 15 54.2 0 0 43.4v53h30.1V58l49.5 38.6h8.3V48.2h-8v38.1L30.7 48.2H22v40.3H8V47.3l46.3-37 47.5 37v49.2h45.7V43.4L91.9 0Zm47.6 88.4h-29.7v-45L80 20l12-9.7 47.6 37v41.1Z">
                        </path>
                      </svg>
                    </div>
                    <span> We’ve partnered with Neighbors Bank to better serve civilian homebuyers. </span>
                    <span class="fmcty-field-description"> Veterans United is dedicated to serving Veterans and military families. Neighbors Bank is a proud member of the Veterans United family of companies and provides personalized financing
                      solutions and top-rated customer service for homebuyers like yourself. </span>
                  </div>
                </label></dt>
              <dd>
                <ol id="calc_inline_afford_neighbors" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_neighbors_label">
                  <li class="fmcty-radio-option" role="presentation"><input type="radio" name="neighbors" value="1" id="calc_inline_afford_neighbors_0" checked="checked" required="" disabled=""><label for="calc_inline_afford_neighbors_0"
                      class="fmcty-radio-option-label">Continue</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
        <div class="fmcty-section-after">
          <div class="fmcty-field-hidden-label" style="max-width:470px;">Neighbors Bank has been determined to be a better option for your unique homebuying situation. If you think this is a mistake and you do have military experience, please contact
            Veterans United Home Loans directly at <a class="tel" href="tel:18008845560">1-800-884-5560</a>.</div>
        </div>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="email">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_email" class="fmcty-field fmcty-field-email field-email fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_email_label" for="calc_inline_afford_email" tabindex="-1">What is your email address?</label> <span class="fmcty-field-description">Your inbox is secure with us. We protect your
                  email information 24/7.</span></dt>
              <dd><input type="email" name="email" value="" id="calc_inline_afford_email" class="fmcty-input-email" placeholder="email@example.com" required="" data-fmcty-validation-message="Please enter a valid email address." data-fmcty-dnt="true"
                  autocapitalize="none" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li id="field_calc_inline_afford_vu_agreestoemails" class="fmcty-field fmcty-field-hidden-input field-vu_agreestoemails"><span class="fmcty-field-hidden-label"><strong>Your information is secure.</strong> Continuing here simply means you
              agree to receive information from Veterans United Home Loans and its affiliates about your benefits.</span><input type="hidden" name="vu_agreestoemails" value="1" id="calc_inline_afford_vu_agreestoemails" class="fmcty-input-hidden">
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="name">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_name_label" class="fmcty-field fmcty-field-html field-name_label">
            <dl role="presentation">
              <dd><span name="name_label" id="calc_inline_afford_name_label">
                  <div class="fmcty-label">What is your name?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_first_name" class="fmcty-field fmcty-field-text field-first_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_first_name_label" for="calc_inline_afford_first_name" tabindex="-1">First Name:</label></dt>
              <dd><input type="text" name="first_name" value="" id="calc_inline_afford_first_name" class="fmcty-input-text" placeholder="First" required="" data-fmcty-validation-message="Please enter your first name." data-fmcty-dnt="true"
                  readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_last_name" class="fmcty-field fmcty-field-text field-last_name fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_last_name_label" for="calc_inline_afford_last_name" tabindex="-1">Last Name:</label></dt>
              <dd><input type="text" name="last_name" value="" id="calc_inline_afford_last_name" class="fmcty-input-text" placeholder="Last" required="" data-fmcty-validation-message="Please enter your last name." data-fmcty-dnt="true" readonly="">
              </dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_address_label" class="fmcty-field fmcty-field-html field-address_label">
            <dl role="presentation">
              <dd><span name="address_label" id="calc_inline_afford_address_label">
                  <div class="fmcty-label">What is your current street address and ZIP?</div>
                </span></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_address" class="fmcty-field fmcty-field-text field-address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_address_label" for="calc_inline_afford_address" tabindex="-1">Street Address:</label></dt>
              <dd><input type="text" name="address" value="" id="calc_inline_afford_address" class="fmcty-input-text" placeholder="Street Address" required="" data-fmcty-validation-message="Please provide your current street address."
                  data-fmcty-dnt="true" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_zip" class="fmcty-field fmcty-field-text field-zip fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_zip_label" for="calc_inline_afford_zip" tabindex="-1">ZIP Code:</label></dt>
              <dd><input type="text" name="zip" value="" id="calc_inline_afford_zip" class="fmcty-input-text" placeholder="ZIP Code" required="" data-fmcty-validation-message="Please enter a valid 5-digit ZIP code." size="5" maxlength="5"
                  pattern="[0-9]*" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-next"><button type="button" class="fmcty-next">Continue</button></li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="time-at-current-address">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_time_at_current_address" class="fmcty-field fmcty-field-radio field-time_at_current_address fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_time_at_current_address_label" for="calc_inline_afford_time_at_current_address" tabindex="-1">How long have you lived at this address?</label></dt>
              <dd>
                <ol id="calc_inline_afford_time_at_current_address" class="fmcty-radio-group" role="radiogroup" aria-labelledby="calc_inline_afford_time_at_current_address_label">
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="less than 1 year" id="calc_inline_afford_time_at_current_address_0" required=""><label
                      for="calc_inline_afford_time_at_current_address_0" class="fmcty-radio-option-label">Less than 1 year</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="1 to 2 years" id="calc_inline_afford_time_at_current_address_1" required=""><label
                      for="calc_inline_afford_time_at_current_address_1" class="fmcty-radio-option-label">1 - 2 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="2 to 5 years" id="calc_inline_afford_time_at_current_address_2" required=""><label
                      for="calc_inline_afford_time_at_current_address_2" class="fmcty-radio-option-label">2 - 5 Years</label></li>
                  <li class="fmcty-radio-option field-stacked" role="presentation"><input type="radio" name="time_at_current_address" value="over 5 years" id="calc_inline_afford_time_at_current_address_3" required=""><label
                      for="calc_inline_afford_time_at_current_address_3" class="fmcty-radio-option-label">5+ Years</label></li>
                </ol>
              </dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_phone_full" class="fmcty-field fmcty-field-tel field-phone_full fmcty-field-required">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_phone_full_label" for="calc_inline_afford_phone_full" tabindex="-1">What is your phone number?</label> <span class="fmcty-field-description">Spam calls annoy us, too. We safeguard
                  your number like it’s our own.</span></dt>
              <dd><input type="tel" name="phone_full" value="" id="calc_inline_afford_phone_full" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-submit"><button type="submit" class="fmcty-submit">Get My Quote!</button></li>
          <li id="field_calc_inline_afford_vuhlagree" class="fmcty-field fmcty-field-html field-vuhlagree">
            <dl role="presentation">
              <dd><span name="vuhlagree" id="calc_inline_afford_vuhlagree">
                  <div class="field-legal">By submitting, I agree to receive calls or texts at this number from Veterans United Home Loans, its
                    <a target="_blank" href="https://www.veteransunited.com/affiliates/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">affiliates</a>, and
                    <a href="https://www.mortgageresearchcenter.org/partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">lenders</a>, agents and
                    <a href="https://www.mortgageresearchcenter.org/home-services-partners/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;" target="_blank" rel="nofollow">home-services providers</a> about real
                    estate matters or promotional offers from partners, even if they use an autodialer and even if I am on a Do Not Call List.
                    <a target="_blank" href="https://www.veteransunited.com/sms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">Texting terms apply.</a> I agree to accept delivery of documents electronically; I
                    agree to the <a target="_blank" href="https://www.veteransunited.com/privacy/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">privacy policy</a> and
                    <a target="_blank" href="https://www.veteransunited.com/terms/#skip_to_content" onclick="Fmcty.fn.launchWindow($(this).attr('href'));return false;">terms</a>. I may receive service without this consent by
                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
                </span></dd>
            </dl>
          </li>
          <li class="fmcty-field fmcty-field-prev"><button type="button" class="fmcty-prev">Back</button></li>
        </ol>
      </div>
    </li>
    <li class="fmcty-section" data-fmcty-section="phone-verify">
      <div class="fmcty-section-content">
        <ol class="fmcty-fields">
          <li id="field_calc_inline_afford_twilio_phone" class="fmcty-field fmcty-field-tel field-twilio_phone fmcty-field-required fmcty-field-hidden">
            <dl role="presentation">
              <dt><label class="fmcty-label" id="calc_inline_afford_twilio_phone_label" for="calc_inline_afford_twilio_phone" tabindex="-1">What is your phone number?</label></dt>
              <dd><input type="tel" name="twilio_phone" value="" id="calc_inline_afford_twilio_phone" class="fmcty-input-tel fmcty-input-mask-tel fmcty-input-masked" placeholder="(&nbsp;&nbsp;&nbsp;&nbsp;)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;-" required=""
                  data-fmcty-validation-message="Please enter a valid phone number." data-fmcty-dnt="true" maxlength="14" disabled="" readonly=""></dd>
            </dl>
          </li>
          <li id="field_calc_inline_afford_secure_label" class="fmcty-field fmcty-field-html field-secure_label">
            <dl role="presentation">
              <dd><span name="secure_label" id="calc_inline_afford_secure_label"><span class="fmcty-secure-description"><b>SECURE FIELD:</b> Protected by 256-bit SSL Encryption</span></span></dd>
            </dl>
          </li>
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                    <a target="_blank" href="https://www.veteransunited.com/contact/">contacting Veterans United</a>.</div>
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                  class="fmcty-field-description">Your disability rating may exempt you from the VA Funding Fee, a governmental fee applied to every VA purchase and refinance loan. <em>This fee goes directly to the Department of Veterans
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Mortgage Research Center, LLC – NMLS #1907. VA-approved lender. Not affiliated
with any government agency.
 * VA Home Loans
 * Eligibility
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 * Reviews

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VETERANS UNITED REVIEWS

Veterans and military families are through the roof about their experiences with
Veterans United — find out why!

383,905

Total Customer Reviews

98.1%

Would Recommend Veterans United to Friends and Family

4.8 out of 5

Average Satisfaction Rating


REVIEWS BREAKDOWN

5 Stars: 78.329534650499% 300,711 4 Stars: 17.129498183144% 65,761 3 Stars:
2.7741238066709% 10,650 2 Stars: 0.91246532345242% 3,503 1 Stars:
0.85437803623292% 3,280

Show Filter Options

Filters by recency
 * All Time 383,905
 * Yesterday 46
 * 7 Days 284
 * 30 Days 2,054

Filters by state
 * Select state:
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   Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana
   Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan
   Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New
   Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon
   Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah
   Vermont Virginia Washington West Virginia Wisconsin Wyoming
   All States
   

Filters by branch of service
 * Select branch of service:
   All Military Branches Army Marine Corps Navy Air Force Coast Guard National
   Guard Other
   All Military Branches
   

Filters by type of loan
 * Home Purchase 325,313
 * Refinance Loan 57,859


SHOWING ALL 383,905 UNFILTERED, UNEDITED REVIEWS

5 out of 5 Stars
Mason K. Would Recommend

Today

 * Navy
 * Texas
 * Home Purchase

> Amy McCauly was not asked about in this review for some reason, but she was
> next in line right after Charlie. Going above and beyond, getting what needed
> to be done, done. Great people, turned my negative experience into not so
> negative.

Loan Officer: Charlie Holsten

NMLS# 1721617

4.5 out of 5 Stars
Robert M. Would Recommend

Today

 * Army
 * North Carolina
 * Home Purchase

Loan Officer: Aaron Rand

NMLS# 1374309

5 out of 5 Stars
James G. Would Recommend

Today

 * Marine Corps
 * Florida
 * Home Purchase

Loan Officer: Zach Roberts

NMLS# 1200238

5 out of 5 Stars
Graham B. Would Recommend

Today

 * Coast Guard
 * West Virginia
 * Home Purchase

> I started this process by shopping with other lenders but was blown away by
> the service provided by Andy and the team. He was fast and responsive to all
> my tasking and questions. I felt as though he had my best interest in mine
> through the whole process. I would recommend Veterans United to anyone and
> will be using them again in the future.

Loan Officer: Andy Harris

NMLS# 1996304

5 out of 5 Stars
STEPHEN B. Would Recommend

Today

 * Navy
 * Illinois
 * Refinance Loan

Loan Officer: Aaron Foster

NMLS# 298410

5 out of 5 Stars
Sarah M. Would Recommend
 * Featured Review from March 29, 2024
 * Florida
 * Home Purchase



> Our experience with Tommy Purk was nothing short of fantastic. My fiancé and I
> cannot fully begin to express our gratitude for his and Thomas Sutton’s
> services. Tommy and Thomas managed to exceed all of our expectations and are
> truly rare gems in this field. It’s not often that you work with a loan team
> only to feel like great friends by the end of it.
> 
> One of Tommy’s absolute standout qualities is his ability to problem-solve. He
> quickly and creatively addressed several unavoidable setbacks during our
> home-buying process. If it weren’t for his out-of-the-box thinking, bias for
> action, and adaptability, I truly don’t think we could have closed as quickly
> or smoothly. Tommy was extremely dedicated to helping us overcome our unique
> obstacles. Tommy enthusiastically rose to every challenge, a highly valuable
> trait for a Loan Officer and something that sets him apart from most others in
> the industry.
> 
> On top of that: Tommy’s regular communication, expertise on ALL loan types,
> and patience were all top notch, A+.
> He truly goes above and beyond for his clients.
> 
> Thank you to Tommy and Thomas (who was equally amazing to work with) for your
> unwavering support and help getting us into our dream house! We will
> definitely be using Tommy and his team in the future and referring all of our
> friends and family to them.

Loan Officer: Tommy Purk

NMLS# 1222488

5 out of 5 Stars
Cristian G. Would Recommend

Today

 * Army
 * Florida
 * Home Purchase

> I didn’t get the change to thank Eric Bals who also was a huge help throughout
> this process. I could not have asked for a better team to work with. VU made
> me feel like my service was truly appreciated in the way they took care of me
> as one of their own.

Loan Officer: Stephen Coloni

NMLS# 2104813

5 out of 5 Stars
Brandon H. Would Recommend

Today

 * Army
 * Florida
 * Home Purchase

> Great to have a whole team helping with the home buying process. 10/10 all
> around!

Loan Officer: Kris Ball

NMLS# 1373481

5 out of 5 Stars
Robert G. Would Recommend

Today

 * Other VA Eligibility
 * Wyoming
 * Home Purchase

Loan Officer: Tracy Ball

NMLS# 1989112

5 out of 5 Stars
Erick H. Would Recommend

Today

 * Air Force
 * New York
 * Home Purchase

> We now own a home with no down payment thanks to a VA loan that was handled by
> Veterans United from start to finish. They coached us on repairing a poor
> credit rating up to the minimum required. And their website gave clear
> tutorials in both written and video formats for any step of the home buying
> process. Uploading and e-signing documents online also sped up the process
> significantly. Whew!

Loan Officer: Ross Pierson

NMLS# 120837

5 out of 5 Stars
Nicholas B. Would Recommend

Today

 * Marine Corps
 * Louisiana
 * Refinance Loan

Loan Officer: Heidi Bailey-Houston

NMLS# 1126219

5 out of 5 Stars
Anthony B. Would Recommend

Today

 * Navy
 * Indiana
 * Home Purchase

Loan Officer: Matt Marstall

NMLS# 1247522

5 out of 5 Stars
Rafael A. Would Recommend

Today

 * Army
 * Alabama
 * Home Purchase

> Veterans United made the home buying process as simple and smooth as possible.
> Always was there anytime I needed anything. Strongly recommend for everyone
> looking to purchase a home. Thank you!

Loan Officer : Heather Johnson

NMLS# 2567133

5 out of 5 Stars
Michael C. Would Recommend

Today

 * Army
 * Virginia
 * Home Purchase

> I just want to thank Veterans United for everything that they did for us we
> really appreciate it and I would recommend all Veterans to go with Veterans
> United because they really care and they really gave it. They all in all and
> we really appreciate it. Thank you so much.

Senior Loan Officer: Justin Miller

NMLS# 2102284

5 out of 5 Stars
Timothy S. Would Recommend

Today

 * Marine Corps
 * North Carolina
 * Home Purchase

> The veterans United team stayed on top of every request that had. They made
> the process super easy for us to buy. And when we placed the offer. We went
> from offer to closing and 13 days. Something that is unheard of.

Loan Officer: Joe Peterson

NMLS# 1275877

5 out of 5 Stars
Steven G. Would Recommend
 * Featured Review from February 13, 2024
 * Army
 * Texas
 * Home Purchase

> Please share my "private sout out"
> On your review page, as it truly expresses how we feel.
> Absolutely a problem free and wonderful experience for sure!

Loan Officer: Emmy Fry

NMLS# 2341610

5 out of 5 Stars
Ariel R. Would Recommend

Yesterday

 * Army
 * Florida
 * Home Purchase

> Thank you so much to everyone that assisted me during this process. Veterans
> United didn’t disappointed me.

Senior Loan Officer: Meghan Kopka

NMLS# 845777

5 out of 5 Stars
Andrew S. Would Recommend

Yesterday

 * Marine Corps
 * Ohio
 * Home Purchase

Loan Officer: Rachel Bruce

NMLS# 951471

4.5 out of 5 Stars
Dennis B. Would Recommend

Yesterday

 * Army
 * Indiana
 * Home Purchase

> Was great

Loan Officer: Jayden Ludwig

NMLS# 2486863

5 out of 5 Stars
Stephen B. Would Recommend

Yesterday

 * Air Force
 * Texas
 * Home Purchase

> My home buying process with Veterans United was excellent. I wanted to find a
> company I could trust with this process and Joseph and his team delivered on
> every level.

Senior Loan Officer: Joseph Sepulveda

NMLS# 1835955

5 out of 5 Stars
John B. Would Recommend

Yesterday

 * Army
 * Arizona
 * Home Purchase

> What I said above in the commentary about Mark Sexton pretty much says it
> all.I wouldn't just "use Veterans United again"....I'd actually feel wrong and
> naked and unequipped going with any other company. THAT'S how seamless and
> satisfying this whole experience with Veterans United was. Thanks! You all
> rock!

Loan Officer: Mark Sexton

NMLS# 1092870

4.5 out of 5 Stars
Philip F. Would Recommend

Yesterday

 * Air Force
 * Indiana
 * Home Purchase

> Everything went well only thing was the lenders needing the entire time share
> contract, that is over 80 pages and we just happened to have it saved on line
> or we wouldn’t have had. We sent maintenance fees also just entirely too much.
> Everytime we turned around something different, just give me to do list with
> everything needed and don’t keep adding. I think we also sent some things
> twice but just me venting I’m getting too old to keep hunting paperwork.

Loan Officer: Jerry Landrey

NMLS# 1107028


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5 out of 5 Stars
Shannon S. Would Recommend

Yesterday

 * Army
 * Oklahoma
 * Home Purchase

Loan Officer: Jayden Ludwig

NMLS# 2486863

5 out of 5 Stars
Bobby J. Would Recommend

Yesterday

 * Army
 * Oklahoma
 * Home Purchase

Loan Officer: Kris Ball

NMLS# 1373481

5 out of 5 Stars
Marshall D. Would Recommend

Yesterday

 * Army
 * Texas
 * Home Purchase

> My experience with this group is one of the best things to happen to me in a
> long while!!

Loan Officer: Nicole Culbertson

NMLS# 1190796

5 out of 5 Stars
Jennifer D. Would Recommend
 * Featured Review from December 28, 2023
 * Marine Corps
 * New Jersey
 * Home Purchase



> Best service I have ever received and provides veterans with exactly what we
> need (a stress free experience). Thank you so much Lily, Olivia and Nate.

Loan Officer: Lily Farnen

NMLS# 1912630

5 out of 5 Stars
Jared L. Would Recommend

Yesterday

 * Marine Corps
 * California
 * Home Purchase

> Everything was made easy. Thank you everyone who helped us get a home.

Loan Officer: Dustin Johnson

NMLS# 1927297

5 out of 5 Stars
Steven W. Would Recommend

Yesterday

 * Marine Corps
 * North Carolina
 * Home Purchase

Loan Officer: John Stockstill

NMLS# 1373137

5 out of 5 Stars
Jelena T. Would Recommend

Yesterday

 * Army
 * Michigan
 * Home Purchase

Loan Officer: Chris Rohr

NMLS# 215602

5 out of 5 Stars
Temujin J. Would Recommend

Yesterday

 * Marine Corps
 * California
 * Home Purchase

> I highly recommend Veterans United! I am in awe of how well the team is
> integrated and working together with amazing communication and service above
> and beyond.Ross, Julie and Jared are an all star varsity team and I am proud
> to have worked with them. Now I am finally HOME!!! Thank you thank you!TJ
> Jones

Loan Officer: Ross Pierson

NMLS# 120837

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      60. READY TO START A VA LOAN?
          
          
     
      61. What best describes your living situation?
           1. I currently own a home
           2. I am currently renting
           3. Other

 2.   1. Are you buying a home or refinancing?
          1. Buy a home
          2. Refinance my home
     
      2. Back

 3.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 4.   1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 5.   1. What is your price range? (An estimate is fine)
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don’t know
     
      2. Back

 6.   1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 7.   1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 8.   1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 9.   1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 10.  1. Where are you at in the homebuying journey?
          1. Daydreaming
          2. Looking Around
          3. Getting Serious
          4. Ready to Buy
     
      2. Back

 11.  1. When do you plan to buy?
          1. ASAP: Offer Pending
          2. Within a Month
          3. 2 - 3 Months
          4. 3 - 6 Months
          5. 6+ Months
          6. Not Sure
     
      2. Back

 12.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 13.  1. Do you have a home to sell?
          1. Yes
          2. No
     
      2. Back

 14.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 15.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 16.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 17.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 18.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 19.  1. What is your current credit score? Your credit information is top
         secret. We keep all private data under lock and key.
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (620-679)
          4. Below Average (600-619)
          5. Poor (Below 600)
          6. I don’t know
     
      2. Back

 20.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 21.  1. What's your annual household income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 22.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 23.  1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 24.  1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 25.  1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 26.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 27.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 28.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 29.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 30.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 31.  1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 32.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 33.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 34.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 35.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 36.  1. What is your email address? Your inbox is secure with us. We protect
         your email information 24/7.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 37.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 38.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 39.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 40.  1. What is your phone number? Spam calls annoy us, too. We safeguard your
         number like it’s our own.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. See What I'm Eligible For
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 41.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 42.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Continue
      6. Back

 43.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. See What I'm Eligible For
      3. Back


MORE REVIEWS

See all 383,905 unedited, unfiltered reviews from Veterans United customers who
completed our post-closing satisfaction survey between January 2013 and today.

See more Veterans United Home Loans reviews from across the web:

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Get a Quote A VA approved lender; Not endorsed or sponsored by the Dept. of
Veterans Affairs or any government agency.
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Copyright © 2024 Mortgage Research Center, LLC. All Rights Reserved. NMLS ID
#1907 (www.nmlsconsumeraccess.org)

† #1 VA Lender: Veterans United Home Loans provided more VA Home Loans by volume
than any other lender as of Oct. 2022. Top VA Purchase Lender each Fiscal Year
between 2016-2022. Source: Department of Veterans Affairs Lender Statistics

A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs
or any government agency. Licensed in all 50 states. Customers with questions
regarding our loan officers and their licensing may visit the Nationwide
Mortgage Licensing System & Directory for more information.

1400 Forum Blvd. Ste. 18, Columbia, MO 65203

 * Equal Housing Lender

Start Here: $0 Down VA Home Loans Check Eligibility!
Open
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      60. $0 Down VA Home Loans: What best describes your living situation?
           1. I currently own a home
           2. I am currently renting
           3. Other

 2.   1. Are you buying a home or refinancing?
          1. Buy a home
          2. Refinance my home
     
      2. Back

 3.   1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 4.   1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 5.   1. What is your price range? (An estimate is fine)
          1.  $700K or more
          2.  $600K - $700K
          3.  $500K - $600K
          4.  $400K - $500K
          5.  $350K - $400K
          6.  $300K - $350K
          7.  $250K - $300K
          8.  $200K - $250K
          9.  $150K - $200K
          10. $100K - $150K
          11. under $100K
          12. I don’t know
     
      2. Back

 6.   1. What is the value of your home? (An estimate is fine)
      2. Continue
      3. Back

 7.   1. What type of property is your home?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 8.   1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 9.   1. How are you using this home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 10.  1. Where are you at in the homebuying journey?
          1. Daydreaming
          2. Looking Around
          3. Getting Serious
          4. Ready to Buy
     
      2. Back

 11.  1. When do you plan to buy?
          1. ASAP: Offer Pending
          2. Within a Month
          3. 2 - 3 Months
          4. 3 - 6 Months
          5. 6+ Months
          6. Not Sure
     
      2. Back

 12.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 13.  1. Do you have a home to sell?
          1. Yes
          2. No
     
      2. Back

 14.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 15.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 16.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 17.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 18.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 19.  1. What is your current credit score? Your credit information is top
         secret. We keep all private data under lock and key.
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (620-679)
          4. Below Average (600-619)
          5. Poor (Below 600)
          6. I don’t know
     
      2. Back

 20.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 21.  1. What's your annual household income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 22.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 23.  1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 24.  1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 25.  1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 26.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 27.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 28.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 29.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 30.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 31.  1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 32.  1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 33.  1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 34.  1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 35.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 36.  1. What is your email address? Your inbox is secure with us. We protect
         your email information 24/7.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 37.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 38.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 39.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 40.  1. What is your phone number? Spam calls annoy us, too. We safeguard your
         number like it’s our own.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. See What I'm Eligible For
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 41.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 42.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Continue
      6. Back

 43.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. See What I'm Eligible For
      3. Back

3,542 Veterans started their online quote today.

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      63. See What You Can Afford
      64. What's your annual household income?
          
      65. Start Calculating
     
     3,542 Veterans started today!

 2.   1. Where will your new home be located? City or Zip Code
         
         When autocomplete results are available use up and down arrows to
         review and enter to select.
         
         
      2. 
      3. 
      4. 
      5. Continue
      6. Back

 3.   1. Thank you for coming to Veterans United Home Loans! To continue your
         home loan request, please continue to our secure, online mortgage
         preapproval system.
         
         Get Preapproved Online →
      2. Continue
      3. Back

 4.   1. In what state will your new home be located?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 5.   1. Due to state restrictions, we do not offer cash-out or debt
         consolidation refinances in the state of Texas.
         
         Would you still like to see if we can lower your interest rate?
         
          1. Yes, continue
     
      2. Back

 6.   1. Your Quick Estimate:
         $214,669
         View assumptions
         
         This estimate assumes the following:
         
          * $0 Down Payment
          * 30 Year Fixed Purchase Loan Term
          * 1.2% Property Tax Rate
          * .035% Homeowners Insurance
          * 2.3 VA Funding Fee Rate
          * No VA Disability Rating
          * First-time VA Loan use
          * Full VA Loan eligibility
          * 720 Credit Score
     
      2. What best describes your living situation?
          1. I currently own a home
          2. I am currently renting
          3. Other
     
      3. Back

 7.   1. What is your branch of service?
          1. Army
          2. Marine Corps
          3. Navy
          4. Air Force
          5. Coast Guard
          6. Space Force
          7. Military Spouse
          8. Other VA Eligibility
          9. No Military Experience
     
      2. Back

 8.   1. Are you currently serving?
          1. Currently Serving
          2. Separated
     
      2. Back

 9.   1. Have you received orders to PCS?
          1. No, this is not a PCS move
          2. Yes, this is a PCS move
     
      2. Back

 10.  1. Why do you want to refinance? (Select all that apply)
          1. Lower my Rate / Payment
          2. Change my Loan Term
          3. Take Cash Out of Home
          4. Pay Off Debts
          5. Other
     
      2. Continue
      3. Back

 11.  1. Is this your first time buying a home?
          1. Yes
          2. No
     
      2. Back

 12.  1. What type of property are you buying?
          1. Single-Family Home
          2. Condominium
          3. Town Home
          4. Multi-Family
          5. Mobile / Manufactured
          6. New Construction
          7. Other
     
      2. Back

 13.  1. Will you own or rent the land your home is on? Your lender will use
         this information to determine what kind of loan is right for you.
          1. Own
          2. Rent
     
      2. Back

 14.  1. How will you use your new home?
          1. Primary Residence
          2. Secondary / Vacation Home
          3. Investment Property
          4. Other
     
      2. Back

 15.  1. Where are you at in the homebuying journey?
          1. Daydreaming
          2. Looking Around
          3. Getting Serious
          4. Ready to Buy
     
      2. Back

 16.  1. When do you plan to buy?
          1. ASAP: Offer Pending
          2. Within a Month
          3. 2 - 3 Months
          4. 3 - 6 Months
          5. 6+ Months
          6. Not Sure
     
      2. Back

 17.  1. What prevents you from buying your new home today?
          1. My credit rating is too low
          2. My income is too low
          3. I am locked in a rent/lease
          4. I am transferring to a new location
          5. I haven’t found a home yet
          6. Other
     
      2. Back

 18.  1. Do you have a home to sell?
          1. Yes
          2. No
     
      2. Back

 19.  1. What type of loan is your current mortgage?
          1. Conventional
          2. VA
          3. FHA
          4. USDA
          5. No current mortgage
          6. I don’t know
     
      2. Back

 20.  1. How much do you currently owe on your home mortgage?
      2. Continue
      3. Back

 21.  1. What is your current mortgage interest rate?
         Select your current interest rate…under
         3%3%3.125%3.25%3.375%3.5%3.625%3.75%3.875%4%4.125%4.25%4.375%4.5%4.625%4.75%4.875%5%5.125%5.25%5.375%5.5%5.625%5.75%5.875%6%6.125%6.25%6.375%6.5%6.625%6.75%6.875%7%7.125%7.25%7.375%7.5%7.625%7.75%7.875%8%8.125%8.25%8.375%8.5%8.625%8.75%8.875%9%9.125%9.25%9.375%9.5%9.625%9.75%9.875%10%over
         10%I don't know
         Select your current interest rate…
         
      2. Back

 22.  1. Based on the information provided, your loan-to-value ratio is too high
         for a Cash-Out refinance with Veterans United.
         Learn more about VA Cash-Out Refinancing
         
         Would you still like to see if we can lower your interest rate?
     
      2. Yes, continue
      3. Back

 23.  1. How much additional cash would you like to take out? You may be able to
         take out as much as $325,000.
         
      2. Continue
      3. Back
     
     Maximum cashout amount based on the home value and mortgage balance
     information you supplied. Not guaranteed until locked in by your Loan
     Officer.
 24.  1. What is your current credit score? Your credit information is top
         secret. We keep all private data under lock and key.
          1. Excellent (720+)
          2. Good (680-719)
          3. Fair (620-679)
          4. Below Average (600-619)
          5. Poor (Below 600)
          6. I don’t know
     
      2. Back

 25.  1. What is your current employment status?
          1. Employed
          2. Self-Employed / 1099 Independent Contractor
          3. Retired
          4. Not Employed
     
      2. Back

 26.  1. What's your annual household income?
          1. Greater than $200,000
          2. $150,000 - $200,000
          3. $100,000 - $150,000
          4. $75,000 - $100,000
          5. $50,000 - $75,000
          6. $30,000 - $50,000
          7. Less than $30,000
     
      2. Back

 27.  1. Have you declared bankruptcy in the past 2 years?
          1. No
          2. Yes
     
      2. Back

 28.  1. Where will you be living?
         Select the property
         location…AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict
         of
         ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew
         HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth
         DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth
         DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest
         VirginiaWisconsinWyoming
         Select the property location…
         
      2. Back

 29.  1. Can you put at least 3% down?
          1. Yes
          2. No
     
      2. Back

 30.  1. How much of a down payment would you like to make?
          1. 0%
          2. 3.5%
          3. 5%
          4. 10%
          5. 15%
          6. 20%
          7. More than 20%
     
      2. Back

 31.  1. Without military experience most loans require at least 3% down.
         
         Get More Information →
      2. Continue
      3. Back

 32.  1. Without military experience most loans require at least 3% down.
         
         Neighbors Bank
         
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
         
         Get More Information →
      2. Continue
      3. Back

 33.  1. Neighbors Bank
         We’ve partnered with Neighbors Bank to better serve civilian
         homebuyers. Veterans United is dedicated to serving Veterans and
         military families. Neighbors Bank is a proud member of the Veterans
         United family of companies and provides personalized financing
         solutions and top-rated customer service for homebuyers like yourself.
          1. Continue
     
      2. Back
     
     Neighbors Bank has been determined to be a better option for your unique
     homebuying situation. If you think this is a mistake and you do have
     military experience, please contact Veterans United Home Loans directly at
     1-800-884-5560.
 34.  1. What is your email address? Your inbox is secure with us. We protect
         your email information 24/7.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. Your information is secure. Continuing here simply means you agree to
         receive information from Veterans United Home Loans and its affiliates
         about your benefits.
      5. Back

 35.  1. What is your name?
      2. First Name:
      3. Last Name:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 36.  1. What is your current street address and ZIP?
      2. Street Address:
      3. ZIP Code:
      4. SECURE FIELD: Protected by 256-bit SSL Encryption
      5. Continue
      6. Back

 37.  1. How long have you lived at this address?
          1. Less than 1 year
          2. 1 - 2 Years
          3. 2 - 5 Years
          4. 5+ Years
     
      2. Back

 38.  1. What is your phone number? Spam calls annoy us, too. We safeguard your
         number like it’s our own.
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Get My Quote!
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 39.  1. What is your phone number?
      2. SECURE FIELD: Protected by 256-bit SSL Encryption
      3. Continue
      4. By submitting, I agree to receive calls or texts at this number from
         Veterans United Home Loans, its affiliates, and lenders, agents and
         home-services providers about real estate matters or promotional offers
         from partners, even if they use an autodialer and even if I am on a Do
         Not Call List. Texting terms apply. I agree to accept delivery of
         documents electronically; I agree to the privacy policy and terms. I
         may receive service without this consent by contacting Veterans United.
      5. Back

 40.  1. Verification Code Please enter the 4-digit code that was sent to you.
      2. Didn't get a code?
      3.  1. Resend code
     
      4.  1. Call me with a code
     
      5. Continue
      6. Back

 41.  1. Do you have a disability rating of 10% or higher from the VA? Your
         disability rating may exempt you from the VA Funding Fee, a
         governmental fee applied to every VA purchase and refinance loan. This
         fee goes directly to the Department of Veterans Affairs.
          1. Yes
          2. No
          3. I’d rather not say
     
      2. Get My Quote!
      3. Back

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