am.jpmorgan.com Open in urlscan Pro
159.53.64.198  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Select a Role


TERMS AND CONDITIONS

TABLE OF CONTENTS

 * For Personal Investors
 * Role Definition
 * Terms of Use
 * Privacy Policy
 * Accessibility Statement

FOR PERSONAL INVESTORS

You are about to enter the J.P. Morgan Asset Management website for UK Personal
Investors, also known as UK retail clients.
 

Please read the following legal and regulatory information which applies to our
company status, use of this website and information about any investment in our
products referred to in this website (the "Site").
 

By using this Site, you agree to the placement of certain cookies on your
computer – please read our cookie policy for more information.

 

ROLE DEFINITION


DEFINITIONS FOR INVESTOR TYPES


Advisers are professional investors who are authorised by relevant regulators to
provide their clients with investment and/or pension advice.
 

Asset or Wealth Managers are financial planners, investment portfolio managers
and other professional investors.
 

The 'Institutional' site is for pension schemes, consultants or other
professional investors.
 

The 'Global Liquidity' site is for professional investors who are looking for
liquidity investment opportunities.
 

Personal investors (also known as 'retail clients') are client organisations or
individuals who cannot meet both (i) one or more of the professional client
criteria laid down in Annex II to the Markets in Financial Instruments Directive
(Directive 2004/39/EC), and (ii) one or more of the qualified investor criteria
set out in Article 2 of the Prospectus Directive (Directive 2003/71/EC).
 

The personal investor category gives investors the greatest level of protection
under the regulations and ensures investors get full information about any
products they invest in.
 

If you are a retail investor but would like to be categorised as a professional
investor, you should know that this is allowed but it would mean:
 

 * You could receive less information about our investments products and
   services; and
   
   
 * you wouldn't be entitled to receive a suitability report or appropriateness
   assessment in cases where they would be required for personal investors.


If you are a professional investor (also known as a 'professional client') but
would like to be categorised as a personal investor, this is allowed but it
doesn't necessarily mean you can refer any complaints to the Financial Ombudsman
Service and you may not be eligible for compensation under the Financial
Services Compensation Scheme.
 


PROFESSIONAL INVESTORS (ALSO KNOWN AS 'PROFESSIONAL CLIENTS')


The definition of a professional client comes from the MiFID directive which
provides definitions for professional and retail clients as well as eligible
counterparties.
 

MiFID adopts two main categories of client: retail and professional. There is a
separate and distinct third category for a limited range of business: eligible
counterparty (ECP) has the lowest level of protection under MiFID.
 

Professional clients are those who may be deemed to possess the experience,
knowledge and expertise to make their own investment decisions and properly
assess the risks associated thereto. The list below taken from the official
Journal of the European Union (L 145/44 EN Official Journal of the European
Union 30.4.2004) should be understood as including all authorised entities
carrying out the characteristic activities of the entities mentioned: entities
authorised by a Member State under a Directive, entities authorized or regulated
by a Member State without reference to a Directive, and entities authorised or
regulated by a non-Member State:
 

 * Credit institutions
   
   
 * Investment firms
   
   
 * Other authorised or regulated financial institutions
   
   
 * Insurance companies
   
   
 * Collective investment schemes and management companies of such schemes
   
   
 * Pension funds and management companies of such funds
   
   
 * Commodity and commodity derivatives dealers
   
   
 * Locals
   
   
 * Other institutional investors
   
   
 * Large undertakings meeting two of the following size requirements on a
   company basis:
   * balance sheet total: EUR 20 000 000
   * net turnover: EUR 40 000 000
   * own funds: EUR 2 000 000
      
 * National and regional governments, public bodies that manage public debt,
   central banks, international and supranational institutions such as the World
   Bank, the International Monetary Fund (IMF), the European Central Bank (ECB),
   the European Investment Bank (EIB) and other similar international
   organisations
   
   
 * Other institutional investors whose main activity is to invest in financial
   instruments, including entities dedicated to the securitisation of assets or
   other financing transactions


Please note that the above summary is provided for information purposes only. If
you are uncertain as to whether you can be classified both as a professional
client under the Markets in Financial Instruments Directive and classed as a
qualified investor under the Prospectus Directive then you should seek
independent advice.

 

TERMS OF USE


1. GENERAL INFORMATION
 

 * The information on this Site is approved for issue by JPMorgan Asset
   Management (UK) Limited, which is part of the J.P.Morgan Asset Management
   ("JPMAM") marketing group (hereafter referred to as ‘we’ or ‘us’), which
   sells investments, life assurance and pension products. It is authorised and
   regulated in the UK by the Financial Conduct Authority under registration
   number 122754.
   
   
 * This Site has been produced for information purposes only and the views
   contained in it are not to be taken as advice or a recommendation to buy or
   sell any investment. (Reliance upon information in the Site is at the sole
   discretion of the reader).
   
   
 * This Site provides information about J.P. Morgan investment funds ("JPM
   Funds"). This Site is strictly limited to information ends and is not allowed
   to be used for subscription or transactions of units/shares in JPM Funds.
   
   
 * Any research described in the Site has been obtained by us for our own
   purpose. The results of such research are being made available as additional
   information and do not necessarily reflect our views.
   
   
 * Any forecasts, figures, opinions, statements of financial market trends or
   investment techniques and strategies expressed are unless otherwise stated
   our own at the date of the relevant content. They are considered to be
   reliable at the time of writing, may not be all-inclusive and their accuracy
   and any forecasts are not guaranteed. They may be subject to change without
   reference or notification to you.
   
   
 * This information should not be regarded as giving you legal, investment or
   tax advice about our products. If you are unclear about any of the
   information on this Site or its suitability for you, please contact your
   legal, financial or tax adviser, or an independent legal, financial or tax
   adviser before making any investment or financial decisions.
   
   
 * This Site should not be accessed by any person in any jurisdiction where (by
   reason of that person's nationality, residence or otherwise) the publication
   or availability of this Site is prohibited. In particular, this Site is
   reserved exclusively for non-US Persons*. The information in this Site is not
   for distribution to and does not constitute an offer to sell or the
   solicitation of any offer to buy any securities in the United States of
   America to or for the benefit of US Persons.
   
   
 * Messages that you send to us by e-mail may not be secure. We recommend that
   you do not send any confidential information to us by e-mail as it may be
   intercepted by a third party. If you choose to send any confidential
   information to us via e-mail you do so at your own risk with the knowledge
   that a third party may intercept this information and we do not accept any
   responsibility for the security or integrity of such information.
   
   
 * We will try to keep this site operational at all times. However, we cannot
   guarantee that this Site or any of the various features upon it will always
   be available.
   
   
 * The hyperlinks provided on this Site are only provided for information and
   convenience purposes. JPMorgan Asset Management (UK) Limited is not
   responsible for the content of external internet sites that link to or are
   accessible from this Site. JPMorgan Asset Management (UK) Limited does not
   assume any responsibility or liability with respect to any website accessed
   via this Site.
   
   
 * Prospective investors should consult their own professional advisers on the
   tax implications of making an investment in, holding or disposing of any JPM
   Fund and the receipt of distributions with respect to such a fund.
    


2. PRIVACY AND COOKIE POLICIES


Please refer to our Privacy and Cookie Policies via the footer link.



3. WHERE OUR FUNDS ARE AVAILABLE FOR SALE


The countries our funds are authorized for sale will depend upon your country of
domicile for tax purposes.  To the extent you have questions about your status,
you should consult your financial or other professional advisor.



4. KEY INVESTMENT RISKS
 

 * It is important that you read the relevant documentation (funds prospectus,
   Key Investor Information Document ‘KIID’) before you invest in JPM Funds to
   ensure you understand the specific risks involved and to determine whether it
   is a suitable product for you. A copy of the funds prospectus, the Key
   Investor Information Document ‘KIID’, as well as the annual and semi annual
   reports of the JPM Funds are available free of charge upon request from
   JPMorgan Asset Management (UK) Limited.
   
   
 * The value of shares/units of JPM Funds and any income from them can go down
   as well as up and you may not get back all that you have invested.
   
   
 * Estimates of future returns or indications of past performance on this Site
   are for information purposes only and should not be construed as a guarantee
   of current or future returns or performance.
   
   
 * Exchange rate changes may cause the value of underlying overseas investments
   to go down as well as up. Changes in currency rates of exchange may have an
   adverse effect on the value or income (if any) of the JPM Funds.
   
   
 * When investing in emerging market funds, emerging markets may be more
   volatile and the risk to your capital is greater.
   
   
 * The level of tax benefits and liabilities will depend on individual
   circumstances and may be subject to change in the future.



5. COMBATING FINANCIAL CRIME


We are committed to combating financial crime and the prevention of money
laundering. Accordingly we may need to verify your identity and carry out
appropriate security checks.




6. COMPANY INFORMATION
 

 * J.P. Morgan Asset Management is the brand name for the asset management
   business of JPMorgan Chase & Co. and its affiliates worldwide.
   
   
 * JPMorgan Asset Management (UK) Limited, which is authorised and regulated by
   the Financial Conduct Authority. Registered in England No. 288553. Registered
   address: 25 Bank St, Canary Wharf, London E14 5JP, United Kingdom.
   
   
 * JPMorgan Asset Management (Europe) Société à responsabilité limitée, has its
   registered offices at 6, route de Trèves, L-2633 Senningerberg, Luxembourg.
    


7. LEGAL INFORMATION


We believe that the information contained on this Site is accurate as at the
date of publication. We cannot guarantee the accuracy, suitability or
completeness of any such information or the availability of the Site. We accept
no liability for any data transmission errors such as data loss or damage or
alteration of any kind. Accordingly JPMorgan Asset Management (UK) Limited
excludes any liability for any loss and/or damage (direct or consequential)
arising from the use of any part of this Site.
 

All copyright, patent, intellectual and other property in the information
contained in this Site is held by JPMorgan Asset Management (UK) Limited, unless
otherwise indicated. No rights of any kind are licensed or assigned or shall
otherwise pass to persons accessing this information. You may download or print
copies of the reports or information contained within this Site for your own
private non-commercial use only, provided that you do not change any copyright,
trade mark or other proprietary notices; all other copying, reproducing,
transmitting, distributing or displaying of material on this Site (by any means
and in whole or in part) is prohibited.
 

* US Person includes, but is not limited to, a person (including a partnership,
corporation, limited liability company or similar entity) that is a citizen or a
resident of the United States or is organised or incorporated under the laws of
the United States. Certain restrictions also apply to any subsequent transfer of
Shares in the United States or to US Persons. Should a Shareholder become a US
Person and such US Person is not compulsory redeemed, such US Person may be
subject to US withholding taxes and tax reporting.

 

PRIVACY POLICY

Your privacy is important to us. Different privacy principles may apply
depending on how you interact with us, the financial products or services you
may ultimately obtain from us or the jurisdiction in which we are doing business
with you. You can access these Privacy Notices by going to this
page: https://am.jpmorgan.com/global/privacy

 

Click the "Accept" button below if you have read, understood and agree to abide
by the contents of this page; otherwise, please click "Decline" to leave the
website.

ACCESSIBILITY STATEMENT

In the creation of this website, J.P. Morgan Asset Management (JPMAM) is
committed to making the content accessible to the widest possible audience. Our
aim is to ensure that web pages available on this site comply with Priority 1
and a number of Priority 2 items of the W3C Web Content Accessibility
Guidelines and best practice recommendations as stated by the Web Accessibility
Initiative.
 

Our goal of continuous improvement means that we regularly review pages and
documents to upgrade any legacy content to comply with current accessibility
standards.
 

 * Pages are created using recognised structure such as emphasis and page
   headers.
   
   
 * Design is controlled using stylesheets allowing for the control of font size
   and more.
   
   
 * Images that contain important information will have appropriate alternative
   text.
   
   
 * Text size can be controlled through your chosen web browser, please consult
   the browser help documentation for more information.
   
   
 * A site map is provided to assist with site navigation and structure.
    

Adobe Acrobat Portable Document Format (PDF) Files



If you are using assistive technologies and are unable to access the contents of
PDF documents, Adobe Systems, Inc., provides a free translation service through
their Adobe Access web pages which will translate PDF files to web pages (HTML
documents).
 

For pages that are not viewed directly from the internet, Adobe Access has a
free downloadable accessibility plug-in for use with the latest versions of
the Adobe Acrobat Reader for virtually all operating systems. This plug-in
allows access to PDF documents with assistive technologies. Please visit
the Adobe Access web site for further information.
 

Browser compatibility
 

These pages are designed for modern web browsers, but should be accessible in
all browsers. This includes simple text browsers and adaptive browsers. The
pages may not appear the same in old browsers or browsers that do not
follow internet standards, though the information should still be accessible.
 

Contact us
 

If you require any of the information available on this site in a different
format, have any comments or suggestions to enhance your experience, or require
assistance with a particular document or page, please contact us with your
enquiry.

 

Please read through the disclaimer before entering the site
AcceptGo to jpmorgan.com

Skip to main content
 * Funds
   Overview
   
   
   FUND EXPLORER
   
    * Search our funds
   
   
   CAPABILITIES
   
    * Investment Trusts
    * Fixed Income
    * Equities
    * Multi-Asset
    * Alternatives
    * ETFs
   
   
   FUND INFORMATION
   
    * Fund news and announcements
    * Regulatory updates
    * Administrative information
    * Policies
    * Legal Documents
    * Fund Management Charges
    * Assessment of Value

 * Investment Themes
   Overview
    * Sustainable investing

 * Insights
   Overview
   
   
   MARKET INSIGHTS
   
    * On the Minds of Investors
    * The Weekly Brief
    * Investment Principles
    * Investment Outlook
    * Monthly Market Review
   
   
   PORTFOLIO INSIGHTS
   
    * Asset Allocation Views
    * Fixed Income Views
    * Equity Views
    * ETF Perspectives
    * Investment Trust Insights

 * How to Invest
 * About Us
   Overview
    * Diversity, Equity and Inclusion

 * Contact Us

 * Personal Investors
 * United Kingdom

Manage your account
Search
Menu
Search

You are about to leave the site Close
J.P. Morgan Asset Management’s website and/or mobile terms, privacy and security
policies don't apply to the site or app you're about to visit. Please review its
terms, privacy and security policies to see how they apply to you. J.P. Morgan
Asset Management isn’t responsible for (and doesn't provide) any products,
services or content at this third-party site or app, except for products and
services that explicitly carry the J.P. Morgan Asset Management name.
CONTINUE Go Back





J.P. Morgan Asset Management

--------------------------------------------------------------------------------

 * Terms of use
 * Privacy policy
 * Cookie policy
 * Accessibility statement
 * Scams and fraud
 * Sitemap

 * Investment stewardship


J.P. Morgan

--------------------------------------------------------------------------------

 * J.P. Morgan
 * JPMorgan Chase
 * Chase



Copyright © 2024 JPMorgan Chase & Co., all rights reserved.



Hello,

You appear to be located in:

United States

Do you want to be redirected?

Yes, take me to the US siteNo, stay on the UK site

Change to another country/region


PRIVACY PREFERENCE CENTRE




YOUR PRIVACY

YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
Read Cookie Policy


 * STRICTLY NECESSARY COOKIES
   
   STRICTLY NECESSARY COOKIES
   
   Always Active
   Strictly Necessary Cookies
   
   These cookies allow the technical operation of our websites or apps (e.g.,
   cookies that enable you to navigate a website or app, and to use its
   features). Some may also increase the usability of our websites or apps by
   remembering your choices (e.g., language, region, login details, and so on).
   You may be able to disable some or all necessary cookies by adjusting your
   browser settings. If you choose to do so, however, you may experience reduced
   functionality or be prevented from using our websites or apps altogether.


 * ANALYTICS COOKIES
   
   ANALYTICS COOKIES
   
   Analytics Cookies
   
   These cookies help us ensure that we understand our audience as clearly as
   possible, and that any information that is provided to you is as relevant as
   possible to your interests and preferences.


 * MARKETING COOKIES
   
   MARKETING COOKIES
   
   Marketing Cookies
   
   These cookies help us evaluate the effectiveness of our marketing campaigns
   or to provide better targeting for marketing. These cookies may collect
   personal data such as your name as well as information about how you interact
   with our websites, apps or marketing materials.

Back Button


ADVERTISING COOKIES

Filter Button
Consent Leg.Interest
Select All Vendors
Select All Vendors
Select All Hosts

Select All



Clear Filters

Information storage and access
Apply
Confirm My Choices Allow All


We use cookies to provide necessary site functionality and improve your online
experience. To learn more about the cookies we use, view our Cookie Policy. Read
Cookie Policy

Accept All Cookies
Cookies Settings