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Submitted URL:
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Submission: On October 19 via api (October 19th 2024, 6:08:19 pm UTC) from NL — Scanned from NL

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janakalyan.saccos@gmail.com

041-421671

Bhimeshowr-3 , Dolakha

* Home
* About
* Organization
Who Are WeOrganizational StrategiesBoard Of DirectorsDepartmentOrganization
StructureOur TeamManagement Structure
* Committee
Account Supervisory CommitteeAdvisory Committee
* Ex-Presidents
* Gallery
* Members Voice
* Alliance
* Our Services
* Loan
* Remittance
* Variety Of Accounts
* Mobile Banking
* Downloads
* Loan Demand
* Member Application
* Saving Withdraw
* Financial Support
* Mobile Banking
* Information Center
* Report
Monthly ReportHalf Yearly ReportAnnual Report
* Events
* CSR
* News
* Notices
* Careers
* Loan Form
* FAQ
* Contact Us

* Home
* About
*
* Organization
* Who Are We
* Organizational Strategies
* Board Of Directors
* Department
* Organization Structure
* Our Team
* Management Structure
*
* Committee
* Account Supervisory Committee
* Advisory Committee
* Ex-Presidents
* Gallery
* Members Voice
* Alliance

Our Services
* Loan
* Remittance
* Variety Of Accounts
* Mobile Banking
Downloads
* Loan Demand
* Member Application
* Saving Withdraw
* Financial Support
* Mobile Banking
Information Center
*
* Report
* Monthly Report
* Half Yearly Report
* Annual Report
EventsCSRNewsNoticesCareersLoan FormFAQContact Us
Login
E-banking LoginBittiya Sewa
EN
नेपाली

Highlights
* समृद्ध सदस्य, सर्वोत्कृष्ट संस्था
* सहकारीमा नियमित बचत गरौं । आफूले लिएको ऋणको नियमित किस्ता तिरौं । असल सदस्य
बन्न र बनाउन प्रेरित गरौं ।
* Swait Patra
* Prosperous Member, Excellent Institution

समृद्ध सदस्य, सर्वोत्कृष्ट संस्था

AGM

ESTABLISHMENT DAY

PARTICIPATNTS

AGM

CULAPET

OFFICE LOBBY AND COUNTER

AGM

28TH ESTABLISHMENT DAY

AGM

ESTABLISHMENT DAY

About Us

INTRODUCTION

Harmo Janakalyan Saving and Credit Cooperative Ltd is located at bhimeshwor
municipality-3, Charikot, Dolakha. This institution was established in 29th
April 1997 with the objectives of mobilization of saving and loan among the
share member.

Different cooperatives like Hamro Janakalyan, Himalayan, Agragami, and Nagarik
Cooperatives integrated in Hamro Janakalyan SACCOS and familiarize as a Hamro
Janakalyan SACCOS.

Organization providing it's services from one service center, two cash
collection center and head office. Except financial services organization
supporting in non financial sectors like environment protection, education,
Health and waste management. We are conscious in legal compliances. We have
internal control mechanism for maintaining good governance for that necessary
policy and procedures are introduce and implemented. Nationally, organization
has a own identity and reputation. For assurance of financial safety and
quality, organization enroll in ACCESS program promoted by ACCU.

Services

TAKE A LOOK AT OUR SERVICES

REMITTANCE

We have different remit company for receiving money from different part of
country as well as other country.

SAVING LOAN

Praesent vitae quis enim morbi tortor sem amet suspendisse nulla. Sem id turpis
netus bibendum faucibus sodales amet at at.

LOAN SERVICE

Praesent vitae quis enim morbi tortor sem amet suspendisse nulla. Sem id turpis
netus bibendum faucibus sodales amet at at.

MOBILE BANKING

Mobile banking is latest and updated digital service for member. We use hamro
janakalyan smart app of info developers for mobile banking. Internally fund
transfer, utility payment, transaction history of member's facility available in
mobile apps.

VARIETY OF ACCOUNTS

Aliquet volutpat aliquet ultrices commodo, orci egestas fermentum. Phasellus
mauris scelerisque dignissim platea fermentum. Amet vel eget eu nulla. Vel justo
id semper convallis porttitor molestie nisi.

REMITTANCE

We have different remit company for receiving money from different part of
country as well as other country.

SAVING LOAN

Praesent vitae quis enim morbi tortor sem amet suspendisse nulla. Sem id turpis
netus bibendum faucibus sodales amet at at.

LOAN SERVICE

Praesent vitae quis enim morbi tortor sem amet suspendisse nulla. Sem id turpis
netus bibendum faucibus sodales amet at at.

MOBILE BANKING

VARIETY OF ACCOUNTS

REMITTANCE

We have different remit company for receiving money from different part of
country as well as other country.

Account

VARIETY OF ACCOUNTS

HAMRO JANAKALYAN KAROBAR

This product is introduce for businessmen. The share member who has regular
income they use this account.

MANDOTARY

This is mandatory account. After getting membership member must deposit of their
mandatory saving.

DAILY

The share member who has daily base business, He or She can participate in this
product.

CHILD

This product is design to increase saving habit of children.

ONLINE ACCOUNT OPENING

We provide various services for online money transfers. Our service is the best
known, most secure and reliable online service.

Get Started
Loans

LOAN SERVICE

MOTORCYCLE

This loan is focused for businessmen and youth. After 40 percent cash paid to
motorcycle dealers or distributor, organization invest to 60 percent loan after
receiving quotation. This loan is issues for 24 month only.

ABROAD LOAN

Member's who are going to third country for job purpose or educational purpose
they can get this type of loan.

ELECTRIC VECHICLE

This Loan is focused to youth and returniee

EDUCATION LOAN

For high level education, member can take this type of loan. Proof of admission,
offer letter of campus, passport for abroad study are necessary documents for
this type of loan. Interest rate determine by board of directors.

LAND AND HOUSING

For purchasing land and house or maintenance of house, member can be use this
type of loan. Interest rate determine according to market analysis.

COMMERCIAL LOAN

The member who has business they can use this type of loan products. Interest
rate determine according to market analysis.

HEALTH CHECK UP

Health check up

AGRO AND LIVESTOCK

To promote the agricultural and livestock business, We provide this type of
loan. Interest rate is comparatively low then commercial loan.

WOMEN SELF-EMPLOYMENT

To promote the agricultural and livestock business, We provide this type of
loan. Interest rate is comparatively low then commercial loan.

AGRICULTURE BUSINESS

Member who has registered business with PAN and operating business with
objectives they can get this type of loan. Loan sub committee inspect the
business location, status of business and market then recommend whether loan is
secure or not.

SAVING COLLATERAL

Loan provided against the guarantee of any kinds of saving. Ninety percent of
saving is provides in loan. Maximum 3 percent premium is includes in interest.
Within 30 minutes member can get this type of loan.

GROUP MEMBER GUARANTEE

This loan for entrepreneur women. The women members who has already any kinds of
business and they want to continuing the business or expansion of the business,
they are eligible for this type of loan.

MOTORCYCLE

ABROAD LOAN

Member's who are going to third country for job purpose or educational purpose
they can get this type of loan.

ELECTRIC VECHICLE

This Loan is focused to youth and returniee

EDUCATION LOAN

LAND AND HOUSING

For purchasing land and house or maintenance of house, member can be use this
type of loan. Interest rate determine according to market analysis.

COMMERCIAL LOAN

The member who has business they can use this type of loan products. Interest
rate determine according to market analysis.

EMI Calculator

GET STARTED WITH EMI CALCULATOR

Select Loan TypeEducation LoanHome Loan

Loan Amount

Interest Rate (%)

Loan Tenure

Total Amount

RS. 4395.79

10% Rate of Interest in 12 years

Get Loan
News & Blog

OUR NEWS & BLOGS

THE LOCAL PRODUCTION PRODUCTED BY MEMBER'S OF HAMRO JANAKALYAN SACCOS
DEMONSTRATED IN ANNUAL GENERAL MEETING 2081. HAMRO JANAKALYAN SACCOS HAVE TO
POLICY TO PROMOTE THE MEMBER'S PRODUCTION AND SUPPORT TO PACKAGING, BRANDING AND
MARKETING.

THE INTERACTION

PRODUCT PROMOTION

hamrojanakalyan.coop.np Open in urlscan Pro 103.109.228.29 Public Scan

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hamrojanakalyan.coop.np Open in urlscan Pro
103.109.228.29 Public Scan

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