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A NEW LOOK AT INSURANCE

Ventris is a full service insurance agency and consulting group. Our core
services include insurance solutions for business and individuals, employee
benefit solutions, and human resource and payroll assistance.


EMPLOYEE BENEFITS

We provide exceptional service through ongoing employee communication and
education, expertise in product design and administration, and maximization of
value for the money you and your employees spend on benefits.

Learn More


CONSULTING

Ventris consulting services focus on providing simple solutions for many of the
challenges of our growing customers. Ask us about solutions for some of your
critical issues and needs.

Learn More


BUSINESS INSURANCE

Before issuing an insurance policy our experts help you identify and evaluate
risks unique to your business. Our solutions are geared toward innovative
coverage at an affordable price and exposure to risk which you are comfortable
with.

Learn More


INDIVIDUAL INSURANCE

Ventris provides a full range of coverages for your personal needs. From the
first time buyer, to the high valued homeowner, automobiles, and umbrellas, we
will review quote and secure coverages for your needs.

Learn More


INDUSTRY NEWS



The latest news that affects your employee benefits or your business in the
world of insurance.
See All News




UPDATED EMPLOYER MANDATE REGULATIONS ISSUED

February 13, 2014



Phasing in of the Employer Mandate by Employer Size Employers with 50 to 99
full-time employees will not face penalties for not offering coverage to
full-time employees and their dependents…

READ MORE


HEALTHCARE.GOV AND EMPLOYERS? NOVEMBER 13, 2013 SEMINAR

October 23, 2013



What employers need to know about healthcare.gov or the federal marketplace? Do
you and your employees have unanswered questions?  The mandatory requirement to
send out the October 1, 2013 employee…

READ MORE


LARGE EMPLOYER PENALTY DELAYED FOR ONE YEAR

July 3, 2013



The U.S. Treasury Department has announced that it will delay enforcement of the
“pay or play” requirements for one year. As a result, any penalties (also known
as employer shared…

READ MORE


SALES DEVELOPMENT REPRESENTATIVE

March 23, 2021



Are you looking for flexible work hours while attending school?  Find out about
the Ventris internships with a 3 stage professional path as a Consultant. What
you will doing: Working 15-20 hours…

READ MORE


2020 ANNUAL EMPLOYER SURVEY RELEASED

October 9, 2020



This annual survey of employers provides a detailed look at trends in
employer-sponsored health coverage including premiums, employee contributions,
cost-sharing provisions, and employer opinions. The 2020 national survey
included almost…

READ MORE


2021 HEALTH SAVINGS ACCOUNT (HSA) LIMITS RELEASED

May 22, 2020



The IRS has announced the 2021 inflation-adjusted amounts for Health Savings
Accounts (HSAs) as determined under the Internal Revenue Code. Annual
Contribution LimitsFor calendar year 2021, the annual limit on…

READ MORE


UPDATED MODEL COBRA NOTICES

May 8, 2020



The General Notice and Election Notice Models Now Include Medicare Information
On May 1, 2020, the U.S. Department of Labor issued new model notices that group
health plans may use…

READ MORE


DOL ISSUES Q&A: FAMILIES FIRST CORONAVIRUS RESPONSE ACT

March 25, 2020



The paid leave provisions of the recently enacted Families First Coronavirus
Response Act will go into effect April 1, 2020, according to Q&As released by
the U.S. Department of Labor (DOL). Specifically, the…

READ MORE


HOUSE PASSES CORONA VIRUS RELIEF BILL

March 17, 2020



Senate Vote Expected This Week The U.S. House of Representatives passed
the Families First Coronavirus Response Act on March 14, 2020, following
negotiations with the White House. The U.S. Senate is expected…

READ MORE


COVID-19 GUIDANCE FROM DOL AND IRS ISSUED

March 12, 2020



Many employers are dealing with employment related questions related to COVID-19
planning. The Department of Labor (DOL), Internal Revenue Service (IRS), and
most health providers are providing update guidance. We’ve…

READ MORE


DOL INCREASED PENALTIES EMPLOYEE BENEFIT VIOLATIONS

January 17, 2020



The U.S. Department of Labor (DOL) has increased the penalties employers face
under ERISA for group health plan reporting and disclosure failures. These new
amounts apply to penalties assessed after…

READ MORE


ACA REPORTING RELIEF ANNOUNCED

December 3, 2019



The IRS has delayed the deadlines by which employers must furnish 2019 Forms
1095-C and 1095-B in early 2020. As a result: Employers with 50 or more
full-time employees (including full-time equivalent employees) generally…

READ MORE


2019 ANNUAL EMPLOYEE BENEFITS SURVEY RELEASED

October 2, 2019



This annual survey of employers provides a detailed look at trends in
employer-sponsored health coverage including premiums, employee contributions,
cost-sharing provisions, and employer opinions. The 2019 national survey
included almost…

READ MORE


IRS CONFIRMS ACA PENALTIES STILL APPLY

September 18, 2019



Recently, the Internal Revenue Service released an information letter regarding
the Affordable Care Act’s employer shared responsibility (pay or play)
penalties. The information letter is intended to clarify the applicability of
the…

READ MORE


FINAL RULE ANNOUNCED FOR 2020: HRAS THAT REIMBURSE INDIVIDUAL HEALTH PREMIUMS

June 19, 2019



Change to Take Effect for 2020 Plan Years A new final rule lets all employers
offer health reimbursement arrangements (HRAs) to pay for employees’ individual
health insurance policy premiums, if certain conditions…

READ MORE


HSA CONTRIBUTION LIMITS AND MINIMUM DEDUCTIBLES RELEASED FOR 2020





The IRS has announced the 2020 inflation-adjusted amounts for Health Savings
Accounts (HSAs) as determined under the Internal Revenue Code. Annual
Contribution Limitation For calendar year 2020, the annual limitation on…

READ MORE


COMMERCIAL INSURANCE CSR

May 23, 2019



Job Description As part of the Service Center team your overall responsibilities
will be to ensure our customers receive timely and quality service. Your
responsibilities are focused on reviewing and…

READ MORE


2018 ANNUAL EMPLOYEE BENEFITS SURVEY RELEASED

October 5, 2018



This annual survey of employers provides a detailed look at trends in
employer-sponsored health coverage including premiums, employee contributions,
cost-sharing provisions, and employer opinions. The 2018 survey included almost
2,160…

READ MORE


REMINDER: PCORI FEES DUE SOON

July 10, 2018



Employers that sponsor certain self-insured health plans—including some level
funded funded  and pool plans, health reimbursement arrangements (HRAs) and
health flexible spending arrangements (health FSAs)—are reminded that they are
responsible for…

READ MORE


2019 HSA LIMITS AND COST SHARING LIMITS RELEASED

May 29, 2018



IRS Releases 2019 HSA and HDHP Limits HSA Contribution Limits Announced for 2019
The Internal Revenue Service (IRS) has announced the 2019 inflation-adjusted
amounts for Health Savings Accounts (HSAs) as…

READ MORE


COMMERCIAL INSURANCE ADVISOR

May 8, 2018



Job Description A Commercial Insurance Advisor identifies prospects for business
from existing and prospective clients, and evaluates risk unique to each
business.  Maintains a consistently strong and active new business…

READ MORE


2018 HSA CONTRIBUTION LIMIT RE-ESTABLISHED AT $6,900

April 30, 2018



Contribution Limit for Individuals with HDHP Family Coverage Previously Set at
$6,850 The Internal Revenue Service (IRS) has re-established $6,900 as the 2018
health savings account (HSA) contribution limit for…

READ MORE


2017 US EMPLOYEE BENEFITS STUDY

April 19, 2018



This annual Met Life survey of employers and employees highlights the
demographic shifts that are disrupting the workplace and redefining employees’
workplace expectations. The 2017 survey included over 2,500 interviews…

READ MORE


IRS DECREASES 2018 HSA CONTRIBUTION LIMIT DROPS $50 FOR FAMILY

March 7, 2018



The Internal Revenue Service (IRS) has announced that the 2018 annual limitation
on health savings account (HSA) contributions by individuals with family
coverage under a high deductible health plan (HDHP) is now $6,850….

READ MORE


IRS “PAY OR PLAY” PENALTY LETTERS COMING

November 16, 2017



Employers Will Have Opportunity to Respond Before Penalty Assessment The
Internal Revenue Service (IRS) has announced that it will begin mailing
employers letters informing them of their potential liability for…

READ MORE


REMINDER: SECOND TRANSITIONAL REINSURANCE PROGRAM PAYMENT DUE NOV. 15

November 1, 2017



Final Payment Due for Contributing Entities That Opted for Two-Part Contribution
The second transitional reinsurance contribution payment for the 2016 benefit
year is due November 15, 2017 for issuers and certain self-insured group…

READ MORE


COMPLIANCE ALERT – INCREASED TAX SAVINGS FOR 2018

October 25, 2017



  The Internal Revenue Service (IRS) has announced a number of
inflation-adjusted tax items for 2018, some of which remain unchanged.  
*Flexbile Spending Accounts (FSAs)  The annual dollar limit on employee…

READ MORE


#METOO – SEXUAL HARASSMENT IN THE WORKPLACE…ARE YOU DOING ENOUGH TO PROTECT YOUR
EMPLOYEES AND YOUR BUSINESS?

October 19, 2017



  Before one of the largest sexual harassment scandals in history broke a few
weeks ago (in terms of the number of women allegedly affected), there were names
such as…

READ MORE


WORKPLACE WELLNESS PLANNING AND RESOURCES

July 10, 2017



Engage your employees by creating a happy and healthy work environment. Join us
to learn about some great resources available through Ventris on Wednesday,
August 9th at 9:00 AM.

READ MORE


NEW EXPIRATION DATE FOR HEALTH INSURANCE EXCHANGE NOTICES IS MAY 31, 2020

May 31, 2017



Model Notices Previously Set to Expire on May 31, 2017 The U.S. Department of
Labor’s Employee Benefits Security Administration (EBSA) has extended the
effective date of its model Health Insurance…

READ MORE


NEW PENALTY FOR PAYMENT OF WAGES – UTAH LEGISLATIVE UPDATES

May 12, 2017



The 2017 Utah legislative session was a busy one, with over 500 bills being
passed.  While only a few of these bills were employment-related, it’s important
to know what was…

READ MORE


UPDATED HEALTH INSURANCE EXCHANGE NOTICE

February 20, 2017



Model Notices Previously Expired on February 28, 2017 The U.S. Department of
Labor’s Employee Benefits Security Administration (EBSA) has extended the
effective date of its model Health Insurance Exchange Notices…

READ MORE


NEW 2017 FORM I-9 COMPLIANCE TIPS

February 3, 2017



Form I-9 is used to verify the identity and employment authorization of all
employees hired to work in the United States.  All U.S. employers must ensure
proper completion of the…

READ MORE


EXECUTIVE ORDER AND THE AFFORDABLE CARE ACT

January 26, 2017



ACA Requirements Remain In Effect Pending Further Guidance or Legislation
President Trump has signed an executive order calling upon federal
administrative agencies to minimize the economic burden of the Affordable…

READ MORE


NEW EXPIRATION DATE FOR EMPLOYER CHIP, COBRA GENERAL, AND COBRA ELECTION NOTICES
IS DECEMBER 31, 2019

January 11, 2017



Model Notices Previously Expired on December 31, 2016 The U.S. Department of
Labor (DOL) has extended the effective date of its model Employer CHIP Notice,
General Notice of COBRA Rights,…

READ MORE


NEW FORM I-9

January 4, 2017



Employers Must Use New Version by January 22, 2017 U.S. Citizenship and
Immigration Services (USCIS) has released a new version of Form I-9, Employment
Eligibility Verification. Background Federal law requires…

READ MORE


PREPARING FOR INFORMATION REPORTING

December 15, 2016



Information (1094/1095-C) reporting is used to determine compliance with the
Affordable Care Act’s “individual mandate”. While the information reporting
requirements are first effective for coverage offered in 2016, the initial…

READ MORE


HRAS NOW EXEMPT FROM ACA MARKET REFORMS FOR SMALL EMPLOYERS

December 13, 2016



Law Generally Effective for Years After December 31, 2016 President Obama has
signed into law the 21st Century Cures Act, which, among other things, allows
small employers to offer new…

READ MORE


THE OVERTIME RULE HAS BEEN BLOCKED

November 24, 2016



Further Legal Developments Expected The U.S. Department of Justice, on behalf of
the U.S. Department of Labor, has filed a notice to appeal the nationwide
preliminary injunction previously granted against…

READ MORE


2016 EMPLOYER BENEFITS SURVEY RELEASED

September 22, 2016



This annual survey of employers provides a detailed look at trends in
employer-sponsored health coverage including premiums, employee contributions,
cost-sharing provisions, and employer opinions. The 2016 survey included almost
1,900…

READ MORE


PROPOSED FORM 5500 CHANGES

July 26, 2016



On July 11, 2016, the Department of Labor (DOL) brought to light a long awaited
promise – the Form 5500 is to be renovated and modernized, starting with the
2019…

READ MORE


EMPLOYERS RECEIVING 2016 “HEALTH INSURANCE MARKETPLACE” NOTICES

July 1, 2016



If you are an employer that has received a notice titled, “health insurance
marketplace” from Department of Health and Human Services don’t ignore it.
Employer Receipt of “Health Insurance Marketplace”…

READ MORE


FREE COMPLIANCE SEMINAR: FAIR LABOR STANDARDS ACT (FLSA)

June 7, 2016



Is your company at risk for wage and hour law violations or penalties?  Do you
have questions about the upcoming FLSA changes imposed by the Department of
Labor (DOL) effective…

READ MORE


IS YOUR EMPLOYEE HANDBOOK UP TO DATE?

May 4, 2016



An employee handbook is an important document that all employers should have,
regardless of size.  It is the one document that explains your workplace
policies, as well as states your…

READ MORE


EMPLOYER RECEIPT OF 2016 MARKETPLACE NOTICES EXPECTED THIS SPRING





Marketplace Notices Include Information on Employee Premium Tax Credit
Eligibility A final Notice of Benefit and Payment Parameters from the U.S.
Department of Health and Human Services (HHS) provides clarification…

READ MORE


IRS RELEASES 2017 HEALTH SAVINGS ACCOUNT LIMITS

May 1, 2016



HSA Contribution Limits and Minimum Deductibles Announced for 2017 The Internal
Revenue Service (IRS) has announced the 2017 inflation-adjusted amounts for
Health Savings Accounts (HSAs) as determined under the Internal…

READ MORE


SAMPLE LETTER FOR APPLICABLE LARGE EMPLOYERS SENDING EMPLOYEES 1095-C

February 10, 2016



Communicating with your employees about form 1095-C can be simplified.  The
attached sample letter includes: -Explanation of why the form is being received
-Descriptions of why employees may be receiving…

READ MORE


WHY YOU SHOULD USE AN OFFER OF EMPLOYMENT LETTER WITH NEW HIRES

February 5, 2016



  Once you’ve completed the long process of advertising for a new position
within your organization, combing through dozens of resumes and conducting
several rounds of interviews, the next important…

READ MORE


IRS EXTENDS DUE DATES FOR ACA INFORMATION REPORTING

December 29, 2015



Employers subject to the Affordable Care Act’s 2015 information reporting
requirements now have extra time to give forms to employees and to file them
with the government. In Notice 2016-4,…

READ MORE


CADILLAC/EXCISE TAX DELAYED

December 21, 2015



  Today, President Obama signed legislation that will delay the Cadillac/excise
tax for two more years until 2020.  Additionally the recent signed Omnibus bill
suspends a “heath insurance tax” for insurers,…

READ MORE


CHANGE IN SMALL EMPLOYER GROUP DEFINITION

October 2, 2015



On Oct. 1, 2015, the Protecting Affordable Coverage for Employees (PACE) Act was
passed by both the House and the Senate and sent to the president to sign. This
bill…

READ MORE


THE FAMILY AND MEDICAL LEAVE ACT (FMLA)

August 12, 2015



When an employee or their family member experiences a serious health condition
that requires the employee to take an extended amount of time off from work,
they may qualify for…

READ MORE


2015 IRS DRAFT FORMS FOR LARGE EMPLOYER AND MINIMUM ESSENTIAL COVERAGE REPORTING
NOW AVAILABLE

June 19, 2015



On June 17, 2015 the Internal Revenue Service (IRS) posted draft forms for 2015
reporting, due in January, 2016. The forms will be used to report health
insurance coverage offered…

READ MORE


EMPLOYEE OR INDEPENDENT CONTRACTOR?

May 13, 2015



Using an independent contractor (IC) is a good way for employers to save money
when dealing with a specialized or one-time project. Taxes such as Social
Security and Medicare, which…

READ MORE


NEW UTAH LAW ADDRESSES PAYMENT OF WAGES ON TERMINATION

April 20, 2015



A new law, effective May 11, 2015, addresses the methods by which an employer
may pay an employee after the employer separates him or her from payroll.
Background When an…

READ MORE


FORM I-9 AND THE E-VERIFY PROGRAM

March 31, 2015



Did you know that in the State of Utah if you have more than 15 employees you
are required to use the E-Verify program administered by the Department of
Homeland…

READ MORE


NEW UTAH LAW APPLIES TO EMPLOYERS WITH 15 OR MORE EMPLOYEES

March 19, 2015



Sexual Orientation and Gender Identity to Be Prohibited Bases for Discrimination
in Employment A new law, effective May 11, 2015, includes sexual orientation and
gender identity as prohibited bases for…

READ MORE


PREPARING FOR LARGE EMPLOYER INFORMATION REPORTING

February 25, 2015



Because information reporting was voluntary for calendar year 2014, large
employers are required to report health coverage information for the first time
in early 2016 for calendar year 2015. Internal…

READ MORE


HOW MUCH DO YOU KNOW ABOUT FLSA (FAIR LABOR STANDARD ACT)?

February 18, 2015



The FLSA is administered by the Wage and Hour Division within the U.S.
Department of Labor. It sets standards for the basic minimum wage and over-time
pay. It also regulates…

READ MORE


A NEW GENERATION OF EMPLOYEES

January 30, 2015



There is a lot of information out there about the challenges that employers face
as they approach hiring, motivating and retaining the generation of
“Millennials” (individuals born between 1980 and…

READ MORE


EMPLOYER ACA AFFORDABILITY PERCENTAGES INCREASING FOR APPLICABLE EMPLOYERS

December 9, 2014



An employer-sponsored plan is affordable when the portion of the annual premium
an employee pays for self-only coverage does not exceed 9.5% of his/her
household income. Under the recent ACA…

READ MORE


NEW GUIDANCE ABOUT INDIVIDUAL MANDATE AND THE AFFORDABILITY EXCEPTION

December 3, 2014



The “individual mandate” (also known as individual shared responsibility)
generally requires every individual to have minimum essential health coverage
for each month, qualify for an exemption, or make a payment…

READ MORE


EMPLOYERS SUBJECT TO ACA TRANSITIONAL REINSURANCE PROGRAM NOW HAVE UNTIL
DECEMBER 5, 2014 TO SUBMIT ANNUAL ENROLLMENT COUNTS

November 19, 2014



CMS Announces Annual Enrollment & Contributions Submission Form Filing Extension
The Centers for Medicare & Medicaid Services (CMS) has announced that the
deadline for employers sponsoring certain self-insured plans (“contributing…

READ MORE


FAQS ON CERTAIN EMPLOYER REIMBURSEMENT ARRANGEMENTS

November 12, 2014



The Department of Labor (DOL) confirmed that if an employer offers employees
cash to reimburse the purchase of individual health insurance, such an
arrangement will violate applicable rules under the…

READ MORE


TOP FIVE ACA QUESTIONS AND ANSWERS FOR EMPLOYERS TO CONSIDER

June 12, 2014



Recently issued final rules provide important guidance for large employers who
are subject to the shared responsibility (“pay or play”) requirements under
Health Care Reform. These employers may be subject to a penalty…

READ MORE


UPDATED COBRA AND CHIP NOTICES

June 10, 2014



Revised Notices Inform Individuals of Marketplace Coverage & Special
Enrollment Rights The U.S. Department of Labor has updated its Model General
Notice of COBRA Rights, Model COBRA Election Notice, and Model CHIP Notice to
reflect…

READ MORE


EMPLOYER REPORTING RULES RELEASED

March 7, 2014



On March 5, 2014, the Department of Treasury and the Internal Revenue Service
(IRS) released final rules on two provisions: reporting health insurance
coverage by large employers, and reporting minimum…

READ MORE


UPDATED EMPLOYER MANDATE REGULATIONS ISSUED

February 13, 2014



Phasing in of the Employer Mandate by Employer Size Employers with 50 to 99
full-time employees will not face penalties for not offering coverage to
full-time employees and their dependents…

READ MORE


HEALTHCARE.GOV AND EMPLOYERS? NOVEMBER 13, 2013 SEMINAR

October 23, 2013



What employers need to know about healthcare.gov or the federal marketplace? Do
you and your employees have unanswered questions?  The mandatory requirement to
send out the October 1, 2013 employee…

READ MORE


LARGE EMPLOYER PENALTY DELAYED FOR ONE YEAR

July 3, 2013



The U.S. Treasury Department has announced that it will delay enforcement of the
“pay or play” requirements for one year. As a result, any penalties (also known
as employer shared…

READ MORE


SALES DEVELOPMENT REPRESENTATIVE

March 23, 2021



Are you looking for flexible work hours while attending school?  Find out about
the Ventris internships with a 3 stage professional path as a Consultant. What
you will doing: Working 15-20 hours…

READ MORE


2020 ANNUAL EMPLOYER SURVEY RELEASED

October 9, 2020



This annual survey of employers provides a detailed look at trends in
employer-sponsored health coverage including premiums, employee contributions,
cost-sharing provisions, and employer opinions. The 2020 national survey
included almost…

READ MORE


2021 HEALTH SAVINGS ACCOUNT (HSA) LIMITS RELEASED

May 22, 2020



The IRS has announced the 2021 inflation-adjusted amounts for Health Savings
Accounts (HSAs) as determined under the Internal Revenue Code. Annual
Contribution LimitsFor calendar year 2021, the annual limit on…

READ MORE

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RECENT REVIEWS

Liesa Wilson

8 Feb 2019
I have only positive things to say about the team at Ventris and my experience
with them. Not only are they knowledgeable and professional, but also a team of
decent and friendly people, who go above what is required at each turn. Veronica
has been a delight to work with and always receptive to any requests. Thanks
Veronica and Ventris team!
Sharon Dehart

8 Dec 2018
I love working with Ventris. They are always very attentive and go out of their
way to help me. Recently I had an issue with my Home Insurance and Whitney got
right on it and fixed the issue! I have referred several friends and family
members to Ventris and all of them have been very happy!
Whitney Benson

8 Nov 2018
I love working with Ventris! They are always quick to repond and willing to help
in anyway they can. I really appreciate the way they try to make every renewal
process as smooth as possible, keep up the great work!
Lenda Jennings Routier

18 Jul 2018
I love my agent, Whitney, who makes my life easier with her knowledge and her
quick responses that I trust to make changes and help with claims while also
looking for ways to save me money.I highly recommend her for all of your
insurance needs.
Christopher Peterson

8 Jul 2018
Awesome people to work with. Quick response time and great pricing/quotes
compared to other insurance companies I've worked with in the past. Highly
recommend Ventris.
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